In this Guide to Retirement Income, Money Management seeks to traverse the history of the retirement incomes debate in Australia while drawing upon the views of the major stakeholders on what might eventually evolve. What is clear from this guide is that many companies operating in the Australian financial services industry are ready, willing and able to deliver new products and services to better equip Australians for their retirements but are reluctant to do so until they fully understand the unfolding regulatory landscape. That is why whatever the Government has in mind to be achieved from its review should be revealed to the industry as soon as possible.