City Construction and Properties Magazine (CCPM)

Page 1

&LW &R WU WLR URSHUWLH 1 2

2 0,1 1 2 ,1 2:

urVhPDu ruwK hu 61 $-04& 8 5)

7! .! ! 9 ! !0 . () /

/45 565 0/ 0' &/( /&&3 /(

74 !0 7 2 8

2 !4 54 6

: 41&,53 (-0

-


&21

8& 21

0D D L H HSW

&

2

PERMAFIX INDUSTRIES GHANA LIMITED P.O. Box 7486, Accra-North, Ghana. +233 (0) 302 225662 - www.permaямБxghana.com


&21

8& 21

2

16 - 4)&3 . (& $0/4035 6. (3061 www. m e s m p. m +233 24 483 8531 i +233 24 432 1969

33.

EXEcutiVE chairMan &sJdl FsUJo )pVbekFUp

PhotograPhy M mme S m S l m n -Q e

coVEr PicturE &sJdttpo 4NbsU VJMeJoh

contributor eFMJoF .bsZ 4dpU 'bGb 4Fob $iFtpZJ 4QFdUsb (MpcbM

adMin & LogiSticS %bwJe 1Mbddb

SaLE and MarKEting 1sJodFtt 4bGp &XVsbNb oops GbsJ &opdi ,XFlV lpNFb

3biJNZ 'FssFpM $sFbUJwF 4UsbUFhJtU 8Fc (sbQiJd %FtJhoFs

crEatiVES and dESign oJpcpoh %pNJoJd 1sJodJQbM -Fbe %FtJhoFs sUJtUsFF %FtJho 4UVeJp

EXEc. dirEctor, EVEntS & ProJEctS &VhFoJb ekpslps 'sbodF

. / ( /( &% 503 &sJd tVNbeV

Editor-in-chiEf .bbNF &GVb )pVbekFUp

0D D L H HSW

&

e

VJMeJoh $peF

Jh Jo 5JoZ )pVtFt

1bJoUt $pMpVst boe 3FGMFdUJpo

)pNF bVUpNbUJpo

-JwJoh

6tJoh 3Jtl obMZtJt Up FoibodF cVJMeJoh tbGFUZ boe QspUFdU QspQFsUZ wbMVFt

cZ 4QFlUsb (MpcbM

)pX Up dsFbUF b QpXFs &yFdVUJwF pGGJdF

4UFQt Gps b tVddFttGVM pGGJdF sFMpdbUJpo

4VtUbJobcMF oGsbtUsVdUVsF

6Q $MptF XJUi 8JMMJbN boe ,bsFo

-bVodi pG (ibob

o FydMVtJwF XJUi 3ptFNbsZ 0sUioFs )popsbsZ $potVM pG VtUsJb

(ibob otUJUVUJpo pG &ohJoFFsJoh (i & 6Q $MptF XJUi ,XbcFob hZFJ ekbQpoh

102

40

c

84

98

79

&wbMVbUJoh b 3FbM &tUbUF QspQFsUZ cFGpsF NblJoh UiF JowFtUNFoU

5sbotGpsNJoh UiF &oFshZ tFdUps Up tVtUbJo hspXUi

60

60

$pNNFsdJb M $potUsVdUJpo boe 5FdiopMph Z 8ibU Jt 5sFoeJoh Jo

iScLaiMer i m e sp l s ee e ms es e p p e s el eves e e . h weve , le l l l e ep e e .n p sp l m e ep e w p se e p ls e.

3FeFwFMpQNFoU pG (pwFsoNFoU pG (ibob sFtJeFoUJbM QspQFsUJFt

.JoJtUsZ pG -boet boe )pVtJoh /bUJpobM )pVtJoh 1pMJdZ 3FbM &tUbUF hFodZ JMM 3FoU dU

66

13


&21

8& 21

Tel. 03220-22952/37597

info@woermann-ghana.com www.woermann-ghana.com

Asokwa, Plot-9, Lake Road

Tel. 030-2225141/2220881

2

Nsawam Road/Avenor Junction

0D D L H HSW

&

Tel. 050-3173971, 020-5384324

SO ENERGY Filling Station Meridian Road

( G H A N A ) L I M I T E D


&21

8& 21

0D D L H HSW

&

2

1

0Vs tQFdJbM GFbUVsF Jt po (ibob otUJUVUJpo pG &ohJoFFsJoh (i & 8F bsF hJwFo b UpVs pG UiF JotUJUVUJpo boe UiF NJoet cFiJoe (i & UibU Xpsl ebJMZ Up lFFQ UiJt JNQpsUboU dpotUsVdUJpo JotUJUVUJpo hpJoh 8F tFF UiFJs Xpslt boe dpoUsJcVUJpot Up dpotUsVdUJpo eFwFMpQNFoU pwFs UiF

5iJt JttVF dpoUJoVFt Up UispX MJhiU po tpNF pG UiF hpwFsoNFoUmt QpMJdJFt QspQptFe sFhVMbUJpot boe QMbot sFhbseJoh ipVtJoh boe dpotUsVdUJpo Xpslt bdsptt (ibobmt Mboet boe XbUFs cpeJFt boe tipXdbtF tpNF pG UiF GJoJtiFe boe pohpJoh QspkFdUt bspVoe UiF dpVoUsZ

U Jt hppe Up cF cbdl po UiJt kpVsoFZ podF bhbJo 5iJt UiJse FeJUJpo pG $ 5: $0/4536$5 0/ 1301&35 &4 . ( ; /& $$1. csJoht ZpV b kpVsoFZ pG JeFbt boe esFbNt tdbUUFsFe XJUi QJdUVsFt pG eFwFMpQNFoUt Up pVs dJUJFt boe ipX UFdiopMphZ dpoUJoVFt Up tibQF pVs dJUJFt pVs ipNFt boe pVs MJwFt

1VcMJtiFs

.bsJMZo .bbNF &GVb )pVbekFUp

EfuaHouadjeto

6oUJM oFyU UJNF

Npoh pUiFs FydJUJoh UiJoht XF ibwF UJU cJUt po )pNF 4FdVsJUZ 4QbdF .bobhFNFoU 4NbsU )pNFt boe VQdpNJoh FwFoUt Jo cVJMeJoh boe dpotUsVdUJpo &okpZ UiJt UiJse FeJUJpo pG $ 5: $0/4536$5 0/ 1301&35 &4 . ( ; /& 5iF QpttJcJMJUJFt bsF FoeMFtt

0Vs QFstpobMJUZ GpdVt Jo UiJt UiJse FeJUJpo pG $$1. Jt po 8JMMJbN boe ,bsFo )bMN UiF (ibobJbo %FtJho boe VJMe sdiJUFdUt UFbN 8F epXo XJUi UiFN boe UblF b QFFl JoUp UiFJs QspGFttJpobM boe QsJwbUF MJwFt boe UiFZ JoUspeVdF Up $$1. Gps UiF GJstU UJNF n. 45&3 6 -%&3 b tFsJFt pG dMbttFt UibU UbdlMF UFdioJdbM boe pUiFs JttVFt sFhbseJoh cVJMeJoh boe tQbdF NbobhFNFoU

o UiF tQJsJU pG $0/$ &7& $0/4536$5 $0/4&37& UiJt FeJUJpo tipXdbtFt b 9999 ZFbs ipNF Jo +bNFtUpXo ddsb XiFsF UiJt yyyypMe cVJMeJoh ibt cFFo sFopwbUFe boe hJwFo b oFX csFbUi MFbtF pG MJGF U FNcpeJFt XibU dsFbUJwJUZ boe NbJoUFobodF dbo ep Up opU poMZ cFbVUJGZ pVs dJUJFt cVU bMtp sFtFswF pVs obUVsbM sFtpVsdFt

ZFbst Jo UiJt GFbUVsF 8F bMtp hFU b poF po poF JoUFswJFX XJUi (i &mt &yFdVUJwF %JsFdUps oh ,XbcFob hZFJ hZFQpoh

CONCEIVECONSTRUCT CONSERVE


&21

8& 21

0D D L H HSW

&

Discover smart design in every detail: villeroyboch.com/ďŹ nion

2

www.boaghana.com

BankOfAfricaGhana

0302429333 / 0302249690


&21

8& 21

2

F MFbeFst Jo UiF eFwFMpQNFoU pG 4dJFodF &ohJoFFsJoh boe 5FdiopMphZ bU bMM MFwFMt pG 4pdJFUZ

4ibsF lopXMFehF boe JotUJMM Jo UiF NFNcFs tiJQ 1spGFttJpobMJtN oe &UiJdbM 1sbdUJdF

5iF FohJoFFsJoh QspGFttJpo Jt tp dMFbsMZ MJolFe Up obUJpobM eFwFMpQNFoU &ohJoFFst eFtJho cVJMe NpeJGZ sF dpoeJUJpo NbJoUbJo boe sFQbJs NbdiJoFt JssJhbUJpo tZtUFNt spbet csJehFt boe QspwJeF tFswJdFt boe dpVoUMFtt oVNcFs pG pUiFs QspeVdUt UibU bsF JoeJtQFotbcMF Up UiF UsbotGpsNbUJpo pG FwFsZ FdpopNZ boe obUJpobM eFwFMpQNFoU 8JUi tVdi b iVhF Ubtl FoUsVtUFe Up JUt QspGFttJpobMt (i & Jt opX NpwJoh GpsXbse XJUi b sFoFXFe wJtJpo pG QspNpUJoh &ohJoFFsJoh &ydFMMFodF Gps 4pdJFUZ boe JUt NJttJpo Jt Up

&tUbcMJti tUsVdUVsFt Up FotVsF hppe dpsQpsbUF JNbhF pG UiF JotUJUVUJpo bU bMM UJNFt

Previously open to just quali ed engineers, the dpotUJUVUJpo pG UiF (i & Xbt bNFoeFe Jo Up JodMVeF bMM FohJoFFsJoh tUVeFoUt UFdiopMphJtUt UFdioJdJbot boe dsbGUtNFo bt XFMM bt &ohJoFFs Joh &eVdbUJpo 6oJUt Jo (ibob boe &ohJoFFsJoh 4FswJdF 1spwJeFst /pX UiF JotUJUVUJpo ibt pwFs sFhJtUFsFe NFNcFst pVU pG XiJdi bcpVU bsF bdUJwF boe bsF pG hppe tUboeJoh 5iJt ibt pQFo UiF JotUJUVUJpomt eppst Up bNpoh pUiFst QspGFttJpobMt GspN UiF GpMMpXJoh tFdUpst .JoJoh boe &yUsbdUJwF .boVGbdUVsJoh boe .boVGbdUVsFs mt 3FQsFtFoUbUJwFt $potUsVdUJpo $potVMUboUt 5FMFdpNNVoJdbUJpo boe .FeJb 6UJMJUJFt VUpNpcJMF 1MboU boe &RVJQNFoU

5iF (ibob otUJUVUJpo pG &ohJoFFsJoh (i & Jt b not-for-pro t organization which was of cially founded Jo bt UiF (ibob otUJUVUJpo pG &ohJoFFst U Jt bo autonomous professional body with no political af liation boe JU eFsJwFt JUt bVUipsJUZ GspN UiF &ohJoFFsJoh $pVodJM dU dU boe UiF 1spGFttJpobM peJFt 3FhJtUsbUJpo %FdsFF /3$% pG

6Q $MptF XJUi wabena !gyei !djapong

Hana nStitution o ngineering

0D D L H HSW

&

0- t NFNcFstiJQ Up ZpVs

!! 8ibU XF ep Jt bdU bt b MJdFot Joh cpeZ XiFsF FohJoFFst MpplJoh Up tFU VQ UiFJs pXo QsbdUJdFt oFFe Up hFU certi ed by the institution to become b sFhJtUFsFe QspGFttJpobM FohJoFFs oe Jo (ibob JU Jt NboebUpsZ Up ibwF bU MFbtU poF sFhJtUFsFe QspGFttJpobM FohJoFFs XpslJoh po boZ QsJwbUF ps QVcMJd dpotUsVdUJpo QspkFdU 5iJt Jt Up FotVsF UibU UiptF XpslJoh po pVs JoGsbtUsVdUVsF bsF sFhVMbUFe boe Xpsl XJUiJo tUboebset bt sFRVJsFe cZ pVs cVJMeJoh dpotUsVdUJpo MbXt

0- )pX epFt (i & hp bcpVU pshboJ Joh UiF FohJoFFst

!! t b eFwFMpQJoh obUJpo tUJMM cVJMeJoh JUt JoGsbtUsVdUVsF (ibob Jt hpJoh opXiFsF XJUipVU FohJoFFst 5iJt XJMM sFRVJsF pshboJ Fe FohJoFFst boe UiF (i & Jt UiF UppM FGGFdUJoh UiF oFdFttbsZ pshboJ bUJpo o FGGFdU (ibob Jt hpJoh opXiFsF XJUipVU bo ef cient, vibrant and robust GhIE.

0- 8ibU XpVMe ZpV MJlF UiF hFoFsbM QVcMJd Up lopX bcpVU (i &

5VdlFe bXbZ Jo UiF RVJFU pG $poUJ oFoUbM 3pbe 3pNbo 3JehF ddsb $JUZ $potUsVdUJpo 1spQFsUJFt .bhb JoF $$1. tbU epXo boe ibe b dibU XJUi &ohJoFFs boe GpsNFs QpMJUJdJbo tQpsUt QsFtFoUFs ,XbcFob hZFJ hZFQpoh Xip Jt UiF dVssFoU &yFdVUJwF %JsFdUps pG (ibob otUJUVUJpo pG &ohJoFFsJoh (i & )Jt eFUFsNJobUJpo Up NblF b QptJUJwF eJGGFsFodF bU Xpsl XJUiJo iJt dJsdMF pG GbNJMZ GsJFoet boe UiF tpdJFUZ bU MbshF ibt UblFo iJN epXo UiJt QbUi XiFsF FohJoFFsJoh boe QpMJUJdt ibwF NFshFe Up dsFbUF UiJt eJtUJohVJtiFe QspVe (ibobJbo

5iF (pwFsoJoh peZ pG UiF otUJUVUJpo Jt UiF $pVodJM boe JU Jt iFbeFe cZ UiF 1sFtJeFoU oh -FtMJF MFy ZFi dVssFoUMZ ipMet UibU QptJUJpo )F ibt pwFs ZFbstm Xpsl FyQFsJFodF cpUi Jo (ibob boe bcspbe 5iF &yFdVUJwF %JsFdUps oh ,XbcFob hZFJ ekbQpoh Jt UiF tFdsFUbsZ Up UiF $pVodJM boe iFbet UiF (i & 4FdsFUbsJbU XiJdi Jt UiF beNJoJtUsbUJpo boe pQFsbUJpobM bsN pG UiF JotUJUVUJpo

!! 5iFsF Jt tZtUFNJd GbJMVsF boe Mbdl pG JoUFhsbUJpo XJUiJo UiF cVJMU

0- 8ibU Jo ZpVs FtUJNbUJpo bsF UiF lFZ dibMMFohFt Up UiF dpotUsVdUJpo JoeVtUsZ Jo (ibob

!! o UiF tipsU Up NFeJVN UFsN sFtUsVdUVsF boe tUsFohUiFo UiF 4FdsF UbsJbU Up bttJtU Jo bUUsbdUJoh NFNcFs tiJQ Gps bMM pddVQbUJpobM hspVQJoht obNFMZ $JwJM .FdiboJdbM $iFNJdbM boe &MFdUsJdbM &MFdUspoJdt FohJoFFsJoh QFs UiF (i & dpotUJUVUJpo boe FoGpsd Joh dpNQMJbodF XJUi dU o UiF Mpoh UFsN QptJUJpo UiF (i & Up cF UiF QsFGFssFe QpJoU pG dbMM Gps dpotVMUbUJpo po boZ JttVF dpodFsoJoh obUJpobM eFwFMpQNFoU boe cpseFsJoh po JoeVtUsZ boe JoGsbtUsVdUVsF

0- 8ibU bsF ZpVs tipsU boe Mpoh UFsN QMbot Gps (i & boe Jo UiF Mpoh UFsN

!! /p JU Jt opU .FNcFstiJQ Jt pQFo Up GpsFJhoFst MpplJoh Up Xpsl Jo (ibob

JotUJUVUJpo MJNJUFe Up (ibobJbot poMZ

!! 5iF (i & pshboJ Ft MFdUVsFt and workshops on ooding, res, and pUiFs JttVFt dpodFsoJoh cFtU QsbdUJdFt Jo dpotUsVdUJpo 0Vs NFNcFst bsF NboebUFe Up UblF dpoUJoVpVt QspGFttJpobM eFwFMpQNFoU dpVstFt Jo pseFs Up sFoFX UiFJs QsbdUJdJoh

0- 1VcMJd JoUFsFtU ibt hpoF VQ Jo UiF dpotUsVdUJpo JoeVtUsZ eVF Up ooding, res and building collapses. )pX Jt (i & XpslJoh Up dMFbo VQ UiJt JNbhF

FowJspoNFoU )FbMUi boe tbGFUZ QspUpdpMt bsF opU tUsJdUMZ pctFswFe bU dpotUsVdUJpo tJUFt FUiJdbM NJtdpoeVdU 1pps 1spkFdU .bobhFNFoU XFbl enforcement, inadequate nancial sFtpVsdFt ps Mbdl pG dsFeJU GbdJMJUJFt Qpps QMbooJoh boe tVQFswJtJpo MpX NFdiboJ bUJpo Mbdl pG beFRVbUF tlJMMFe NboQpXFs bU UiF bttFNcMJFt boe UiF MJtU hpFt po )pXFwFs NVtU tbZ UiFtF QspcMFNt bsF opU VoJRVF Up UiF dpotUsVdUJpo JoeVtUsZ bMpoF boe pUiFs tFdUps tVGGFs tJNJMbs QspcMFNt o tQJUF pG bMM UiFtF dpotUsbJoUt XF Xpsl bU FMJNJobUJoh tpNF pG UiFtF QspcMFNt ps hFUUJoh bspVoe UiFN bt NVdi bt XF dbo tp UibU dpotUsVdUJpo epFtomU dpNF Up b tUboe tUJMM

interview people


&21

8& 21

2

!! t FbsMJFs JoeJdbUFe UiF (i & ibt NFNcFst po UiF wbsJpVt UFoeFs FoUJUZ dpNNJUUFFt boe bewJtpsZ cpbset pG UiF JotUJUVUJpot UibU bsF pGUFo dMJFoUt pG UiF dpotUsVdUJpo Xpslt 4pNF pG pVs NFNcFst bsF bMtp eJsFdUMZ JowpMwFe Jo UiFtF Xpslt

0- U ibtomU cFFo bMM oFhbUJwF 8F ibt tFFo tpNF bNb Joh dpotUsVdUJpo Xpslt sFdFoUMZ 8ibU ibt cFFo (i &mt dpoUsJcVUJpo Up UibU

!! 5iJt Jt XiFsF XF tFFl Up JNQspwF pVs tUboeJoh Jo tpdJFUZ cZ dpMMbcpsbUJoh XJUi QVcMJd boe QsJwbUF FoUJUJFt tVdi bt ZpVstFMG Up QspNpUF bXbsFoFtt pG UiF FohJoFFstm spMF Jo tpdJFUZ o b eFwFMpQJoh dpVoUsZ tVdi bt (ibob NptU pG pVs QspcMFNt bsF FohJoFFsJoh sFMbUFe q Mbdl pG spbet csJehFt FMFdUsJdJUZ dMFbo XbUFs perennial ooding, etc and the FwFsZebZ MJwFt pG dJUJ Fot Jt hsFbUMZ JNQbdUFe cZ UiF Xpslt pG FohJoFFst 0Vs wJFX bU (i & Jt Up FeVdbUF UiF QVcMJd UibU UiF spMF pG UiF FohJoFFs Jt dsJUJdbM Up pVs tUboebse pG MJwJoh iFodF pVs dbNQbJho VtJoh NFeJb tVdi bt ZpVs Nbhb JoF sbeJp cspbedbtU tpdJbM NFeJb FUd 0odF UiF QVcMJd Jt NbeF bXbsF pG FyJtUJoh dpotUsVdUJpo MbXt boe sFhVMbUJpot UiFZ ibwF b iJhiFs FyQFdUbUJpo boe eFNboe UiF sJhiU UiJoh Up cF epoF

0- n&ohJoFFsJoh &wbohFMJtN 5ibU Jt b oFX poF 8pVMe ZpV MJlF Up UFMMt Vt b cJU NpsF bcpVU JU

MJdFotFt boe UiJt FotVsFt UibU UiFZ bsF dpotUboUMZ VQebUFe po QspGFttJpobM JttVFt 8F JoUFoe bMtp Up dpoUJoVF cVJMeJoh UiF cVJMU FowJspoNFoU GpsVN XiFsF (i & (ibob otUJUVUJpo pG sdiJUFdUt (ibob otUJUVUJpo pG 4VswFZpst boe hibob otUJUVUF pG 1MbooFs NFFU po b dpNNpo QMbUGpsN Up eJtdVtt JttVFt boe tibsF JeFbt Mtp (i & Jt FNcbslJoh po XibU dbMM n&ohJoFFsJoh &wbohFMJtN

0D D L H HSW

&

!! U Jt dibohJoh 'FNbMF NFNcFs tiJQ bU (i & ibt hpoF GspN Jo Up Up ebUF U Jt tUJMM MpX cVU

0- :pV ibwF b cFbVUJGVM bVeJUp sJVN 8ibU Jt UiF dbQbdJUZ boe Jt JU pQFo Up UiF QVcMJd

!! &oUiVtJbtN Gps ibse dpsF NFoUbM boe iboet po FohJoFFsJoh Jt po UiF XboF cVU VtF pG oFX UFdiopMphZ tVdi bt eFtJho boe hFptQbUJbM tpGUXbsF Jt po UiF JodsFbtF bNpohtU UiF ZpVohFs hFoFsbUJpo pG FohJoFFst

0- %p ZpV tFF UibU tbNF ps cFUUFs MFwFM pG FoUiVtJbtN Gps FohJoFFsJoh UibU ZpV ibe dpNJoh pVU pG tdippM Jo UiF ZpVoh VQ boe dpNJoh FohJoFFst

0- 5sbeJUJpobMMZ FohJoFFsJoh ibt cFFo QFsdFJwFe bt b nNbomt kpc )bt UiJt pVUMppl dibohFe

!! 5iFZ tipVMe wpMVoUFFs UJNF Up tFswF po UiF UFdioJdbM boe pUiFs tUboeJoh dpNNJUUFFt pG $pVodJM Jo order to collectively in uence the eFtJsFe hspXUi boe eJsFdUJpo pG UiF otUJUVUJpo

0- 8ibU NFttbhF XpVMe ZpV MJlF Up hJwF bMM ZpVs NFNcFst

!! U dbo dpNGpsUbcMZ tJU $bo tJU q XJUi UiF JoUspeVdUJpo pG UbcMFt boe JU Jt bwbJMbcMF Up UiF QVcMJd Gps b GFF

!! MJlF XpslJoh Jo b dMFbo FowJspoNFoU boe mN b cJU pG b tUJdlMFs Gps pseFs tp XibU XF ibwF epoF Gps opX Jt ep tpNF sFQbJst sFQMbdFNFoUt boe QbJoUJoh Up UiF FyJtUJoh tUsVdUVsF Up NblF pVs tVsspVoeJoht oFbU 5iF dpVodJM ibt bQQspwFe QMbot Up dibohF UiF QiZtJdbM GbdF pG UiJt dFoUsF 1bsU pG UiF QMbot Jt Up dsFbUF b XpslJoh iVc Gps VQdpNJoh FohJoFFst Xip dboopU fund of ces of their own to use our GbdJMJUJFt Gps b QFsJpe Up pQFsbUF UiFJs tUbsU VQ cVtJoFttFt GspN 8F bMtp JoUFoU Up VQebUF boe dpwFsU pVs MJcsbsZ tQbdF JoUp b wJsUVbM MJcsbsZ XiJdi XJMM cF dpooFdUFe Up pUiFs JoUFsobUJpobM cpeJFt MJlF JdF Vl btdF FUd UiJt XbZ pVs NFNcFst XJMM hFU bddFtt Up FeVdbUJpobM boe pUiFs XFc cbtFe NbUFsJbM sFtpVsdFt

0- 4QFblJoh pG iJhiFs FyQFdUb tions, I see that the GhIE head of ce ibt VoeFshpoF tpNF sFopwbUJpot $bo ZpV XbMl Vt UispVhi UibU %p ZpV ibwF QMbot Up NblF GVsUiFs dibohFt sFopwbUJpot

FJUiFs bt eFtJhoFst ps dpotUsVdUJpo tVQFswJtpst

0-

t bo FohJoFFs UiF NptU

XF ibwF b wJcsboUF XpNFomt XJoh XJUiJo UiF pshboJ bUJpo boe poF pG pVs QbtU QsFtJeFoUt Xbt .st $bsMJFo pV $iFeJe boe bN QspVe Up tbZ tiF ibt cFFo FMFdUFe QsFtJeFoU pG UiF 'FeFsbUJpo pG GsJdbo &ohJoFFsJoh 0shboJ bUJpot o JoUFsobUJpobM opo hpwFsoNFoUbM pshboJtbUJpo XiJdi sFQsFtFoUt UiF JoUFsFtUt pG bMM FohJoFFsJoh QsbdUJUJpoFst Jo GsJdb NptU opUbcMZ bU UiF 8psMe 'FeFsbUJpo pG &ohJoFFsJoh 0shboJtbUJpot

!! 5iF NptU dibMMFohJoh bt tJhoNFoU NVtU cF XpslJoh po UiF :bNpsbotb FlXbJ oXJbolXboUb iJhiXbZ t b ZpVoh dJwJM FohJoFFs pG UiF 4VswFZ boe %FtJho %JwJtJpo pG UiF (ibob )JhiXbZ VUipsJUZ Jo UiF FbsMZ oJoFUJFt bt QbsU pG UiF UFbN UibU VoeFsUppl tVc tVsGbdF FyQMpsbUJpot tJUF JowFtUJhbUJpot boe UbdipNFUsJd tVswFZt Gps UiF hFpNFUsJd sFeFtJho pG UiF :bNpsbotbi oXJbolXboUb UsVol

dibMMFohJoh QspkFdU ZpV ibwF FwFs XpslFe po

!! 'psUVobUFMZ Gps NF cFMpoh Up b oVNcFs pG JoUFsobUJpobM cpeJFt UibU QspwJeF b hMpcbM oFUXpsl pG XFc cbtFe poMJoF sFtpVsdFt UibU lFFQt NF dpotUboUMZ VQebUFe po UFdiopMphJdbM

0- 8ibU ep ZpV ep Up lFFQ bcsFbtU XJUi UpebZmt FohJoFFsJoh UsFoet

!! t 1spkFdU NbobhFst Gps UiF eFtJho boe tVQFswJtJpo pG UiF dpo tUsVdUJpo pG UiF tQsbXMJoh NVMUJ NJMMJpo epMMbs VoJU 4FoJps 4UbGG ipVt Joh dpNQMFy XJUi bMM sFMbUFe FyUFsobM JoGsbtUsVdUVsF bU 0cVbtJ Gps UiF UiFo Ashanti Gold elds Company Limited opX ohMp(pMe tiboUJ U Xbt sFbMMZ sFXbseJoh GspN b lopXMFehF bdRVJtJ UJpo wJFXQpJoU ibwJoh Up JoUFhsbUF FMFdUsJdJUZ tVQQMZ JoGsbtUsVdUVsF XJUi UibU pG QpUbcMF XbUFs tFXFsbhF sFUJdVMbUJpo boe UsFbUNFoU boe UiF JoUFsobM spbet oFUXpsl

0- 5iF NptU sFXbseJoh 8iZ

spbe sFibcJMJUbUJpo QspkFdU $poeVdUJoh FohJoFFsJoh tUVeJFt po UibU spbe dps sJeps VtJoh opX pVUebUFe tVswFZJoh JotUsVNFoUt bMpoh UiF dibJobhF boe tMFFQJoh spVhi Jo NblFtiJGU UFoUt

interview people


&21

8& 21

2

!! ibwF b MpwFMZ XJGF %s -bXsFodJb ekbQpoh Xip Jt UiF iFbe pG sFtFbsdi dpNNVoJdbUJpo bU ( + boe UisFF diJMesFo ,pGJ Xip Jt b dJwJM FohJoFFs boe ,XbNF boe .bbNF :bb bsF tUVeFoUt bU UiF 6oJwFstJUZ pG .bttbdiVtFUUt ptUpo bN b QspVe bMVNoJ pG

0- 5FMM Vt bcpVU ZpVs 'bNJMZ cbdlhspVoe Jo &eVdbUJpo boe $bsFFs pwFs UiF ZFbst

bewbodFt 5iFtF JodMVeF UiF NFsJ dbo 4pdJFUZ pG $JwJM &ohJoFFst 4$& &owJspoNFoUbM boe 8bUFs 3FtpVsdFt otUJUVUF &83 oUFsobUJpobM 4pdJFUZ pG 4pJM .FdiboJdt boe (FpUFdioJdbM &ohJoFFsJoh 44.(& oUFsobUJpobM 4pMJe 8btUF ttpdJbUJpo 48 FJoh b sFhVMbs QbsUJdJQboU Jo JoUFsobUJpobM dpoGFsFodFt tVdi bt 8&%$ 8'&0 boe 18 bt XFMM bt tFswJoh po UiF 8'&0 4UboeJoh $pNNJUUFF po &ohJ oFFsJoh boe UiF &owJspoNFoU

0D D L H HSW

&

0- QbsU GspN cFJoh bo FohJoFFs ZpV ibwF cFFo Jo UiF QpMJUJdbM boe tQpsUt dJsdMFt Jo (ibob sF XF hpJoh

!! ibwF b 4d eFhsFF Jo $JwJM &ohJoFFsJoh GspN ,/645 boe bo .4d %FhsFF Jo 8bUFs boe &owJspoNFoUbM &ohJoFFsJoh GspN UiF 6oJwFstJUZ pG 4VssFZ (VJMeGpse 6, tUbsUFe NZ QspGFttJpobM dbsFFs XJUi (ibob )JhiXbZ VUipsJUZ Jo bt b .bUFsJbMt boe 2VbMJUZ $poUspM &ohJoFFs boe Xbt beNJUUFe bt b NFNcFs pG UiF (ibob otUJUVUJpo pG &ohJoFFsJoh (i & o MFGU QVcMJd tFswJdF Up tFU VQ b QsJwbUF engineering consulting rm, Constro $potVMU -JNJUFe XJUi b dpMMFbhVF

0- &ohJoFFsJoh Jt tp cspbe 8ibU Jt ZpVs tQFdJbMUZ

.GboUtJQJN 4dippM ,XbNF /lsVNbi 6oJwFstJUZ pG 4dJFodF boe 5FdiopMphZ boe 6oJwFstJUZ pG 4VssFZ 6,

FspQMboF

0- 5ibol ZpV Gps ibwJoh Vt

!! hppe ebZ Jt XiFo mN bcMF Up QVU b tNJMF po tpNFpoFmt GbdF

0- 8ibU ep ZpV dbMM b hppe ebZ

!! if it ain’t broke, don’t x it.

0- 'bwpsJUF dpotUsVdUJpo RVpUF

!!

0- 5iF NptU btUpVoeJoh FohJ oFFsJoh QJFdF pG Xpsl

!! )N UibU Jt opU tp FbtZ Up FyQsFtt cVU Up tUbUF JU tJNQMZ cFMJFwF MJGF tipVMe cF FokpZFe cFdbVtF FwFsZ ebZ Jt b hJGU (pe hsboUt Vt boe XF tipVMe sFwFM Jo JU

0- XibU Jt ZpVs pVUMppl po MJGF Jo hFoFsbM

!! ,VNbtJ tboUF ,pUplp -JwFsQppM .bodiFtUFs 6oJUFe +VwFoUVt

0- :pV dboopU NFoUJpo GppUcbMM XJUipVU UFMMJoh Vt ZpVs GbwpVsJUF UFbN

!! bN wFsZ QbttJpobUF bcpVU cpUi tQpsUt boe QpMJUJdt boe dboopU eFUbdi NZtFMG dpNQMFUFMZ GspN UibU 5iptF bsF QbsU pG Xip bN ZpV dpVMe tbZ UiFZ sVo UispVhi NZ wFJot 5iFsF Jt b UJNF Gps FwFsZUiJoh boe Gps opX dpotJeFs NZtFMG po tbccbUJdbM MFbwF GspN QpMJUJdt $bMM JU NZ tFdpoe obUJpobM tFswJdF Up tFswF NZ FohJoFFs Joh QspGFttJpo boe QbsFoU JotUJUVUJpo (i & bN bMtp UiF (FoFsbM 4FdsFUbsZ pG UiF 8FtU GsJdbo 'FeFsbUJpo pG &ohJoFFsJoh 0shboJtbUJpot 8 '&0 tUJMM lFFoMZ GpMMpX tQpsUt q GppUcbMM cpyJoh hpMG bUiFMFUJdt GpsNVMb sbdJoh lFFQ bcsFbtU XJUi bMtp pVs MpdbM QpMJUJdt bt XFMM bt XFMM bt GsJdbo boe JoUFsobUJpobM QpMJUJdbM NbUUFst U tFFNt MJlF b MpU cVU tNbsU QipoFt boe UiF JoUFsoFU ibt NbeF JU FbtJFs Up hFU oFXt boe pUiFs JoGpsNbUJpo

Up tFF ZpV Jo UiptF dJsdMFt boZUJNF tppo

A: 38 Dadeban Road, North Industrial Area, Accra - Ghana.

Call us to Register!

In February 2019, the KNAUF Akademie in Accra was inaugurated! The Training Center currently offers practical training for architects and engineers, building and construction workers, etc.

Training

Our products enable you to give your project the modern and contemporary look you want.

Modern Feel

Value for Money

KNAUF is here in Ghana. Most of our products are available through our distributors.

Local

E: info@knauf.com.gh T: +233 (0) 553 412 492

Drywall is known for its speed. Rising labor costs mean you can build faster and cheaper!

Plasterboard Partitions Ceilings Acoustics Cement Boards P.O.P. Compounds Training


&21

8& 21

2

H R WU FW R HU H WKH D DUG FKHPH KD R RUWL P D PDUNHWL FRPP LFDWLR FRPSD DWLR DO LOGL R WU FWLR D G URSHUWLH HDU

D FKL WKH DUG ( H H RDN H W L KR L DO R WKH HPEHU RI DUOLDPH W IRU 6 EL R WLW H F DGG HS W L L WHU IRU :RUN D G R L DLG WKH WKHPH RI WKH D DUG H FDS ODWH WKH H WLUH E LOGL H SHULH FH D G SUR LGH WKH RSSRUW LW IRU GL HFWL DOO WKH PDMRU SDUW RI WKH E LOGL SURFH D G UH DUGL WKHP L GL LG DOO

GHU WKH WKHPH R FHL EHH L WLW WHG E ,PD H KLFK KD RU D L HG , WHU ( KLELWLR IRU WKH SD W

$JUZ $potUsVdUJpo 1spQFsUJFt Xbset MbVodiFe Up QspNpUF cVJMeJoh FydFMMFodF

0D D L H HSW

&


&21

8& 21

2

2ecognition or uiLding 0ro eSSionaLS Here at LaSt

-JGFUJNF

• •

• •

5)& $ 5: $0/4536$5 0/ /% 1301&35: 8 3%4 4 1306%-: 130%6$&% 5)& $ 5: $0/4536$5 0/ 1301&35 &4 . ( ; /&

Xbse

3FtJeFoUJbM %FwFMpQNFoU 4JohMF 'bNJMZ 3FtJeFoUJbM %FwFMpQNFoU QbsUNFoUt 3FtJeFoUJbM %FwFMpQNFoU 5pXoipVtFt $potUsVdUJpo 'JsN pG UiF :Fbs .FeJVN $potUsVdUJpo 'JsN pG UiF :Fbs -bshF

• • • • •

diJFwFNFoU

otUJUVUJpobM %FwFMpQNFoU )FbMUi 'bdJMJUZ FtU .bJoUbJoFe 'bdJMJUZ Xbse )ptQJUbMJUZ 'bdJMJUZ Xbse 3VsbM boe 4NbMM 5pXo %FwFMpQNFoU Xbse oUFsJps %FtJho Xbse

• • • • •

$pNNFsdJbM VJMeJoh Xbse 0GGJdF $pNNFsdJbM VJMeJoh Xbse 3FUbJM otUJUVUJpobM %FwFMpQNFoU &eVdbUJpobM 'bdJMJUZ otUJUVUJpobM %FwFMpQNFoU oeVtUsJbM 'bdJMJUZ

• • • •

:

sd 8JMMJbN /JJ 5FJlp &wbot oGpN q 'psNFs 1sFtJeFoU (ibob otUJUVUF pG sdiJUFdUt ( dVssFoU $ibJsNbo pG UiF 6 Xbset $pNNJttJpo q $ibJsQFstpo oh 4bNVFM .bhoVt tJFeV q 1btU 7JdF 1sFtJeFoU (ibob otUJUVUJpo pG &ohJoFFsJoh (i & $pVodJM .FNcFs pG (ibob $potVMUJoh &ohJoFFst ttpdJbUJpo q 7JdF $ibJsQFstpo 4Vsw %s FokbNJo 2VbZF q (pwFsoJoh $pVodJM .FNcFs (ibob otUJUVUJpo pG 4VswFZpst (i 4 q .FNcFs oh %s /JJ ,XbtiJF MMpUFZ .(i & q (FpUFdioJdbM 4UsVdUVsbM %FtJho $potVMUboU (ibob otUJUVUJpo pG &ohJoFFsJoh (i & q .FNcFs Arc. Ko Essel-Appiah – Former Council Member of Ghana Institute of sdiJUFdUt ( 5FdioJdbM %JsFdUps (ibob (sFFo $pVodJM q .FNcFs oh 8JMMJbN %FtcpseFt McFsU 7JbMb .(i & q 7JdF 1sFtJeFoU (ibob $potVMUJoh &ohJoFFst ttpdJbUJpo q .FNcFs .t +FooJGFs .JMMt q oUFsJps %FtJhoFs q .FNcFs .s &sJdl FsUJo )pVbekFUp q 'psNFs bolFs &yFdVUJwF $ibJsNbo pG NbhF $potpsUJVN $ibJsNbo $$1 Xbset 1MbooJoh $pNNJUUFF q .FNcFs .s &sJd tVNbeV q 1spkFdU .bobhFs &yFdVUJwF %JsFdUps pG NbhF $potpsUJVN q 4FdsFUbsZ

5iF GpMMpXJoh dpotUJUVUF UiF ekVeJdbUJpo 1boFM

5iF Xbse $bUFhpsJFt Gps UiJt NbJeFo FeJUJpo bsF bt GpMMpXt

5iF Xbse dFsFNpoZ XJMM VoepVcUFeMZ tFswF bt bo JotQJsbUJpo Up UiF FoUJsF cVJMeJoh dpotUsVdUJpo boe QspQFsUJFt JoeVtUsZ tJodF JU XJMM cFdpNF UiF cbspNFUFs cZ XiJdi JoeVtUsZ QMbZFst ps tUblFipMeFst XJMM NFbtVsF QFsGpsNbodF boe tVddFtt

5iF $ 5: $0/4536$5 0/ /% 1301&35: 8 3%4 XJMM sFdphoJ F boe bXbse bMM tUblFipMeFst Xip ibwF JNNFotFMZ dpoUsJcVUFe Up UiF VJMU &owJspoNFoU Up GbdJMJUbUF UiF JoGsbtUsVdUVsbM eFwFMpQNFoU pG UiF FdpopNZ pG UiJt hsFbU obUJpo

We are of the rm belief that, unlike the other industries such as Banking, Insurance, Agriculture, Business, Marketing, .VtJd FUd UiF $potUsVdUJpo boe 1spQFsUZ 4FdUps ibseMZ sFdphoJ Ft boe dFMFcsbUFt UiF ibse Xpsl boe bdiJFwFNFoUt pG JoeJwJeVbMt boe dpNQboJFt XJUiJo UiJt tFdUps Gps UiFJs JNNFotF dpoUsJcVUJpo Up UiF eFwFMpQNFoU pG UiF &dpopNZ )bwJoh cFFo Jo UiJt JoeVtUsZ Gps UiF QbtU tJyUFFo ZFbst NbhF $potpsUJVN cFMJFwFt UiJt sFdphoJUJpo boe bXbse Jt Mpoh pwFseVF U Jt UiFsFGpsF bQQspQsJbUF UibU bMM tUblFipMeFst XJUiJo UiF JoeVtUsZ ibwF dpNF UphFUiFs Up FotVsF UiJt wJtJpo Jt bdiJFwFe boe UiF Xbset bsF pshboJ Fe Jo UiF cFtU QpttJcMF XbZ

NbhF $potpsUJVN (spVQ -Ue VoeFs UiF bVtQJdFt pG UiF .JoJtUsZ pG 8pslt boe )pVtJoh boe Jo dpMMbcpsbUJpo XJUi UiF (ibob otUJUVUF pG sdiJUFdUt ( UiF (ibob otUJUVUJpo pG &ohJoFFsJoh (i & boe UiF (ibob otUJUVUJpo pG 4VswFZpst (i 4 Jt QspVe Up QsFtFoU UiF NbJeFo FeJUJpo pG UiF $ 5: $0/4536$5 0/ /% 1301&35: 8 3%4 eFtJhoFe Up dFMFcsbUF UiF bdiJFwFNFoU pG UiF cVJMeJoh dpotUsVdUJpo boe ipNF JNQspwFNFoU JoeVtUsZ

0D D L H HSW

&


&21

8& 21

0D D L H HSW

&

2

9

,9

5iJt ZFbs Jo beeJUJpo Up UiF FyiJcJUJpo XF XpVMe ibwF b 'psVN boe bt QspNJtFe MbtU ZFbs bo bXbse dFsFNpoZ eVccFe UiF ity onStruction and

NbhF $potpsUJVN Jo dpotVMUbUJpo XJUi pVs QbsUoFst ibwF eFdJeFe po ibwJoh b sbohF pG FwFoUt Up iJhiMJhiU UiF cFFiJwF pG bdUJwJUJFt Jo UiF cVJMeJoh boe dpotUsVdUJpo tFdUps

.Z QsJeF Jo UiF &yiJcJUJpo Jt UibU JU Jt hspXJoh boe cFdpNJoh NpsF boe NpsF sFMFwboU XJUi FwFsZ QbttJoh FyiJcJUJpo 8F sFbMMZ bQQsFdJbUF pVs dpMMbcpsbUJpo XJUi bMM UiF QspGFttJpobM cpeJFt Jo UiF cVJMU FowJspoNFoU FtQFdJbMMZ UiF Hana nStitute o !rcHitectS Hana nStitution o ngineerS Hana nStitution o 3urveyorS Hana nStitute o 0LannerS Hartered nStitute o uiLding !SSociation o Hana nduStrieS Hana .ationaL HaMber o oMMerce Hana nStitute o ouSing U Jt hsbUJGZJoh UibU UiFZ ibwF lFQU GbJUi XJUi UiF FyiJcJUJpo GspN JodFQUJpo Up ebUF

%JsFdUps

.bsJMZo &GVb )pVbekFUp

EfuaHouadjeto

-FUmt VJMe U 3JhiU q 'spN 'pVoebUJpo Up 'VsoJtiJoh

21 21 21

5iJt ZFbs t UiFNF Jt

(ibob Jt tUJMM Jo b dpotUsVdUJpo cppN 0oF dboopU cVU opUJdF bMM UiF cFbVUJGVM iJhi sJtF cVJMeJoht Gps sFtJeFoUJbM pGGJdF boe sFUbJM tQbdF tQsJohJoh UispVhipVU UiF dpVoUsZ o tQJUF pG UiJt XF bsF bMM bXbsF UibU (ibob ibt

0roperty !wardSs XiJdi ibt cFFo eFtJhoFe Up dFMFcsbUF UiF bdiJFwFNFoUt pG UiF cVJMeJoh dpotUsVdUJpo boe ipNF JNQspwFNFoU JoeVtUsZ We, the organizer, are of the rm belief UibU VoMJlF pUiFs JoeVtUsJFt tVdi bt bolJoh otVsbodF hsJdVMUVsF VtJoFtt .bslFUJoh .VtJd FUd UiF $potUsVdUJpo boe 1spQFsUZ 4FdUps ibseMZ sFdphoJ Ft boe dFMFcsbUFt UiF ibse Xpsl boe bdiJFwFNFoUt pG JoeJwJeVbMt boe dpNQboJFt XJUiJo UiJt tFdUps Gps UiFJs JNNFotF dpoUsJcVUJpo Up UiF eFwFMpQNFoU pG UiF &dpopNZ )bwJoh cFFo Jo UiF JoeVtUsZ Gps UiF QbtU tJyUFFo ZFbst NbhF $potpsUJVN cFMJFwFt UiJt sFdphoJUJpo boe bXbse Jt Mpoh pwFseVF

5iF 7JdF 1sFtJeFoU Jo bttpdJbUJpo XJUi the United Nations Of ce for Project 4FswJdFt b dpVQMF pG NpoUit bhp bMtp dVU b tpe Gps UiF dpotUsVdUJpo pG VoJUt ipVtJoh QspkFdU bU NbtbNbo 5iFsF ibwF cFFo 111 bhsFFNFoUt Up FodpVsbhF UiF VtF pG QsFGbcsJdbUFe NbUFsJbMt Up FobcMF ipNFt Up cF cVJMU Jo MFtt Uibo XFFlt

a housing de cit of approximately 2 NJMMJpo ipVtJoh VoJUt U Jt ipXFwFs hsbUJGZJoh UibU UiF hpwFsoNFoU Jt UblJoh UiJt dibMMFohF iFbe po 5iJt ZFbs bMpoF UiF 1sFtJeFoU Jo QsJM dVU tpe Gps b NJMMJpo .JMJUbsZ )pVtJoh 1spkFdU bdsptt UiF dpVoUsZ


&21

8& 21

2

6

8F XJti Up Uibol pVs diFsJtiFe tQpotpst !dvantage !uStria rey ooSe anK o ! rica nau 7oerMann o ooLing 0LuS ,td !tLantic LiMate ontroL ,td

pG &ohJoFFst tFU VQ cppUit Up JoUFsbdU XJUi UiF QVcMJd boe QspwJeF b ndMJoJd Up beesFtt boZ dibMMFohFt ps FoRVJsJFt XF NJhiU ibwF

0Vs NboUsb GspN JodFQUJpo ibt cFFo ,et S uiLd t 2igHt k roM oundation to urniSHings 8F cFMJFwF UibU UiF UJNF ibt dpNF Up sFdphoJ F boe bQQsFdJbUF bMM UiptF Xip ibwF cFFo ncVJMeJoh JU sJhiU 8ibU NblFt UiJt sFdphoJUJpo NpsF JNQbdUGVM Jt UibU UiJt Jt b tpsU pG nQFFs sFwJFX bt UiF bekVeJdbUJpo QboFM Jt dpNQptFe pG eJtUJohVJtiFe cVJMeJoh QspGFttJpobMt cpUi Jo QsbdUJdF boe bdbeFNJb 8F tJodFsFMZ JowJUF ZpV Up cF b QbsU pG UiF NbJeFo ity onStruction and 0roperty !wardSs Up cF iFMe bU UiF $pNNJUUFF )bMM bU UiJt wFoVF UiF ddsb oUFsobUJpobM $poGFsFodF $FoUsF UpNpsspX 'sJebZ Ui 0dUpcFs bU QN QspNQU iFsFcZ FoUsFbU bMM pG Vt Up bdUJwFMZ QbsUJdJQbUF Jo bMM UiF bdUJwJUJFt pG UiJt ZFbsmt $potUsVdUJpo 8FFl t VtVbM XF XJMM ibwF UiF (ibob otUJUVUF pG sdiJUFdUt boe UiF (ibob otUJUVUJpo

0wFs UiF oFyU ebZt GspN UiF se Up Ui pG 0dUpcFs XF XpVMe ibwF dpNQboJFt FyiJcJUJoh tpMVUJpot Up tpNF pG pVs cVJMeJoh boe dpotUsVdUJpo oFFet 5iF 'psVN po UiF tbNF UiFNF XpVMe cF iFMe bU UiF $pNNJUUFF )bMM po 'sJebZ Ui 0dUpcFs bU bN 8F ibwF bo bssbZ pG wFsZ eJtUJohVJtiFe tQFblFst Up UsFbU UpQJdt QFsUbJoJoh Up UiF UiFNF

5iJt ZFbs XF ibwF FtUbcMJtiFe sFMbUJpotiJQ XJUi (pphMF Up pGGFs b UsbJoJoh tFttJpo Gps FyiJcJUpst boe wJtJUpst bMJlF po ipX Up MFwFsbhF boe pQUJNJ F eJhJUbM NbslFUJoh Up hspX UiFJs cVtJoFttFt 8F ibwF bMtp GpshFe b QbsUoFstiJQ XJUi $Mbtt .FeJb (spVQ dpNQsJtJoh $Mbtt '. ddsb '. /p '. $Mbtt 57 boe $Mbtt poMJoF 8F ibe dpMMbcpsbUpst

.s $ibJsNbo XJti Up bdlopXMFehF UiF QsFtFodF pG b eFMFhbUJpo pG dpNQboJFt GspN VtUsJb VoeFs UiF ewboUbhF VtUsJb QbwJMJpo 5iJt Jt UiF tFdpoe ZFbs Jo tVddFttJpo boe XF QsbZ UibU ZpV cFdpNF b QFsNboFoU NFNcFs pG UiF oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo GsbUFsoJUZ VshF wJtJUpst Up UblF bewboUbhF pG UiF QsFtFodF pG dpNQboJFt VoeFs ewboUbhF VtUsJb boe tUsJlF eFbMFstiJQt boe bhFodZ eFbMt 5p bMM pUiFs dpNQboJFt QbsUJdJQbUJoh for the rst time, we say a big wel dpNF Up UiF GbNJMZ

5ibolt Up ZpV QVcMJd QbsUJdJQbUJpo Jo UiF FyiJcJUJpo GpsVN boe bXbset bsF bMM GsFF Gps FoUsZ

! ar HeMicaL nduStrieS ,iMited Perma x, Hai ow, and X Natural -ineraL 7ater

KD nV wr r s eoLf sDuwLfLsDwLr L wKh h KLeLwLr iru PD gD DugVDuhDoo iuhh iru h wu

5iJt ZFbsmt UiFNF Jt . .3425 4 .3 26

.s $ibJsNbo pVs JoeVtUsZ Jt cVtZ boe GVMM pG pQQpsUVoJUJFt 8ibU Jt oFFeFe Jt b dpNQsFiFotJwF tUJNVMVt QbdlbhF Gps QsJwbUF eFwFMpQFst boe pseJobsZ JoeJwJeVbM ipNF pXoFs Up FodpVsbhF UiF QspwJtJpo boe bdRVJtJUJpo pG ipNFt

0D D L H HSW

&

5ibol ZpV

8F QsbZ Gps b QspeVdUJwF ebZt pG tFsJpVt cVtJoFtt oFUXpslJoh

.s $ibJsNbo )popVsbcMF .JoJtUFs %JtUJohVJtiFe owJUFe (VFtUt JU Jt NZ tJohVMbs ipopVs boe QMFbtVsF Up XFMdpNF ZpV Up UiF Ui oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo UiF $potUsVdUJpo 'psVN boe UiF $JUZ $potUsVdUJpo boe 1spQFsUZ Xbset

U UiJt kVodUVsF XJti Up Uibol NZ pbse UiF 1MbooJoh $pNNJUUFF boe NZ tUbGG bU NbhF $potpsUJVN Gps UiFJs eFeJdbUJpo Up eVUZ boe Gps dpoUJoVJoh UiF nUsbeJUJpo XiJdi Xbt oVsUVsFe ZFbst bhp

My nal appreciation goes to the .JoJtUsZ pG 8pslt boe )pVtJoh Gps ZpVs dpoUJoVpVt tVQQpsU hVJebodF boe FodpVsbhFNFoU .s .JoJtUFs XF bsF hsbUFGVM

8F ibwF pwFs UiFtF ZFbst FokpZFe UsFNFoepVt dppQFsbUJpo GspN boe dpMMbcpsbUJpo XJUi bMM QspGFttJpobM cpeJFt Jo UiF cVJMeJoh boe dpotUsVdUJpo JoeVtUsZ obNFMZ UiF (ibob otUJUVUF pG sdiJUFdUt (ibob otUJUVUJpo pG &ohJoFFst (ibob otUJUVUJpo pG 4VswFZpst (3&% $ibsUFsFe otUJUVUF pG VJMeJoh (ibob otUJUVUF pG )pVtJoh (ibob /bUJpobM $ibNcFs pG $pNNFsdF :pVs QbsUoFstiJQ boe FGGFdUJwF dpM MbcpsbUJpo Jt wFsZ NVdi bQQsFdJbUFe

pVs tQpotpst boe tpNF FyiJcJUpst bQQFbsJoh po wbsJpVt sbeJp boe UFMFwJtJpo QsphsbNNFt 8F bdlopXMFehF UiFJs dpoUsJcVUJpo boe Uibol $.( $Mbtt Media Group) for this mutually bene cial QbsUoFstiJQ 5p bMM pVs NFeJb QbsUoFst (pMetUsFFU VtJoFtt -JNJUFe +pZ '. ,XFtF 57 %bJMZ (sbQiJd boe UiF $JUZ $potUsVdUJpo 1spQFsUZ .bhb JoF XF tbZ Uibol ZpV Gps dsFbUJoh UpQ pG NJoe bXbsFoFtt pG pVs FwFoUt


2

43

8& 21

5iF &yiJcJUJpo tbX Jo bUUFoebodF QpMJdZ NblFst boe NFNcFst pG UiF QspGFttJpobM cpeJFt Jo UiF dpotUsVdUJpo JoeVtUsZ

5iF Ui oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo Xbt iFMe bU UiF .pwFoQJdl Ncbtbeps )pUFM

,

&21

0D D L H HSW

&

events construction


&21

8& 21

2

dsptt tFdUJpo pG MpdbM boe GpsFJho dpNQboJFt UibU QbsUJdJQbUFe Jo UiF &yiJcJUJpo

0D D L H HSW

&

events construction


&21

8& 21

2

Saint-Gobain Development West Africa 1st Floor Spintex Square, Plot 80 Spintex Road, Accra-Ghana Tel :+233 302 814 925 Fax : +233 302 814 927 Visit Our Factory On The Spintex Road, Accra

0D D L H HSW

&


&21

8& 21

2

w

u

u bu

0 1

Connect with us for more information on this exceptional Industry Event.

Participate in our exclusive annual B2B Exhibition. A unique platform to; Highlight your range of high quality products and services Stay ahead of competition Boost your marketing activities to further strengthen your brand and meet potential business partners and major suppliers to widen your reach. 2 8&

81 &

oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo

0D D L H HSW

&

1

21

0

1

8& 21 1

1

2

1

Ecobank Building, Abeka, Junction Tesano, Accra +233244838531 I 024 432 1969 www.imageconsortiumgroup.com

Corporate Office

Image Consortium Group

Organised by:

& 12 2


E

&21

8& 21

0D D L H HSW

&

2

E


&21

8& 21

0D D L H HSW

&

2

Exhibition Strategic Marketing Communication Project Planning, Execution and Management Business Advisory Services & Corporate Training Procurement & Logistics Support Services Public Relations

We add


&21

8& 21

2

0oF pG UiF iJhiMJhiU bU UiF FyiJcJUJpo Xbt UiF dpoGFsFodF o bUUFoebodF XFsF tUbdlipMeFst QpMJdZ NblFst UiF NFeJb boe FyiJcJUpst U UiF Foe pG UiF ebZ event, exhibitors were presented with Certi cates of participation.

0D D L H HSW

&

events construction


&21

8& 21

2

rtHner

8F ibwF tpdJbM sFtQpotJcJMJUZ QspkFdUt dVssFoUMZ sVooJoh 5iF .bMMbN UUbi %FMJwFsZ VoJU XJUi 3pUbsZ boe UiF 1bUb UXp GGpsebcMF ipVtJoh dpodFQU

8F ibwF UXp cVJMeJoh po UiF oeFQFoeFodF wFoVF 5iF 8psMe bol (spVQ cVJMeJoh boe UiF UiF NJttJpobsZ 5sbJoJoh dFoUsF Gps UiF diVsdi pG +FtVt $isJtU pG -bUUFs %bZ 4bJoUt

0Vs NptU lopXo 1spkFdUt JodMVeF 5iF -bcbeJ cFbdi )pUFMt 1sFtJeFoUJbM cMpdl 3FopwbUJpot pG bMM FyJtUJoh sppNt sFtUbVsboUt boe -pVohF bsFbt /FX $poGFsFodF $FoUsF boe 4Qb

5FMM Vt b cJU bcpVU 0sUioFs boe 0sUioFs 0sJhJot bdiJFwFNFoUt QspkFdUJpot 0sUioFs 0sUioFs bttpdJbUFt 00 Jt b VoJRVF bsdiJUFdUVsbM QsbdUJdF MpdbUFe Jo ddsb (ibob GpVoeFe cZ NZtFMG boe NZ iVtcboe .bsUJo 0sUioFs Jo 8F QsJeF pVstFMwFt po tVddFttGVMMZ csJehJoh &VspQFbo boe GsJdbo dVMUVsFt UispVhi bsdiJUFdUVsF 8F csJoh FyUFotJwF eFtJho boe dpotUsVdUJpo FyQFsJFodF GspN cpUi dpoUJoFoUt Up cFbs po FwFsZ tJohMF QspkFdU MbshF ps tNbMM We have partnered with a number of international rms like HOK, CO-ARC, 361 1 1 8 boe ;(' XJUi dMJFoUt bt eJwFstF bt UiF 803-% /, '$ 03 $-& (00(-& .' &6 boe UiF &. 44: 0' 48 5;&3- /% 0o pVs pXo boe UispVhi pVs QbsUoFstiJQt XF ibwF cFFo JowpMwFe XJUi tpNF pG ddsbmt NptU eJtUJodUJwF MboeNbsl cVJMeJoht Jo sFdFoU ZFbst

I love your of ce. Simple, functional and aesthetically pleasing. Did you eFtJho JU ZpVstFMG :Ft JUmt bo pMe sFtJeFodF cVJMU cZ NZ GbUiFs XiJdi NZ iVtcboe boe sFNpeFMMFe

(ppe NpsoJoh NVtU dpoGFtt epomU lopX ipX FybdUMZ Up beesFtt ZpV tJodF ZpV XFbs tp NboZ ibUt )pX bsF ZpV beesFttFe :pVs &ydFMMFodZ .st 0sUioFs ps 3ptFNbsZ No, just Rosemary is ne

)popsbsZ $potVM pG VtUsJb $&0 pG 0sUioFs boe 0sUioFs

3ptFNbsZ

o FydMVtJwF XJUi

0D D L H HSW

&


&21

8& 21

2

:pV ibwF cFFo Jo QsbdUJdF Gps bMNptU eFdbeFt 8ibU Jt ZpVs JNQsFttJpo pG

What have been the bene ts, if any, pG cFJoh NFNcFst pG ( The bene t of being members of UiF ( Jt Up FotVsF UibU bsdiJUFdUt QsbdUJdF bddpseJoh Up iJhi FUiJdbM sVMFt boe sFhVMbUJpot Up hJwF pVs $MJFoUt UiF cFtU QpttJcMF tFswJdF U bMtp QspwJeFt b wbsJFUZ pG NFoUpsJoh pQQpsUVoJUJFt XiFsF bsdiJUFdUt dbo MFbso GspN poF bopUiFs Up tVQQpsU Fbdi pUiFsmt hspXUi JodsFbtF con dence as well as provide access Up lopXMFehF boe FyQFsJFodF

sF ZpV NFNcFst pG UiF (ibob otUJUVUF pG sdiJUFdUt ( :Ft XF bsF NFNcFst Jo hppe tUboeJoh

0D D L H HSW

&

8ibU Jo ZpVs FtUJNbUJpo bsF UiF lFZ dibMMFohFt GbdJoh UiF bsdiJUFdUVsbM QspGFttJpo Jo (ibob UpebZ -boe JttVFt bsF b Nbkps dibMMFohF NptUMZ QspkFdUt bsF QVU po ipMe eVF Up VosFtpMwFe Mboe pXoFstiJQ ddFtt Up MpdbMMZ NboVGbdUVsFe NbUFsJbMt Jt bMtp b Nbkps dibMMFohF UiFsF bsF ibseMZ boZ GbdUpsJFt NboVGbdUVsJoh cVJMeJoh NbUFsJbMt Jo (ibob boe UiJt dbVtFt UiF dptU pG dpotUsVdUJpo Up cF VooFdFttbsJMZ iJhi boe dsFbUFt b cbssJFs Gps QFpQMF Xip XboU Up cVJMe .ptU $MJFoUt bsF bMtp VtFe Up cVJMeJoh

UiF cVJMeJoh boe dpotUsVdUJpo JoeVtUsZ Jo (ibob 8F dpVMe ep NVdi cFUUFs Uibo XibU Jt ibQQFoJoh dVssFoUMZ 5iF GpdVt Jt MbshFMZ dptU boe op FGGpsU Jt QVU JoUp UiF bFtUiFUJdt boe Vscbo eFtJho

sF ZpV QpMJUJdbMMZ JodMJoFe ps Jt UiJt kVtU cVtJoFtt /p bN opU QpMJUJdbMMZ JodMJoFe bN bo sdiJUFdU b (ibobJbo boe bo VtUsJbo epJoh iFs cFtU Up tFswF bsdiJUFdUVsF boe Up tFswF NZ dpVoUsZ What speci c roles do you play as $potVM (FoFsbM t UiF )popsbsZ $potVM pG VtUsJb ibwF UiF pQQpsUVoJUZ Up QspNpUF dpNNFsdJbM boe UsbeF UJFt cFUXFFo (ibob boe VtUsJb boe bMtp cF b dpoUbdU QpJoU Gps VtUsJbot Jo (ibob

8ibU ep ZpV NblF pG UiF $JUZ $potUsVdUJpo boe 1spQFsUJFt Xbset )bwF ZpV tVcNJUUFe boZ FoUsJFt 8F UiJol bXbset bsF b hsFbU XbZ Up sh out what is happening in a QbsUJdVMbs JoeVtUsZ boe UiFsF oFFet Up cF NpsF pG UiFN tp XF dbo bMM MFbso

0Vs 1sFtJeFoU /bob eep %boRVbi lVGGp eep wJtJUFe VtUsJb FbsMJFs UiJt ZFbs %Je ZpV QMbZ boZ QbsU Jo iJt wJtJU :Ft XF tVQQpsUFe UiF VtUsJbo FNcbttZ Jo cVkb Up GpMMpX VQ po the nalizing of arrangements with Foreign affairs and the Of ce of the 1sFtJeFoU

:pV bsF bMtp UiF VtUsJbo $potVM (FoFsbM Jo (ibob )pX ep ZpV NbobhF cpUi QpsUGpMJpt sVooJoh b wJcsboU bsdiJUFdUVsbM GJsN boe sFQsFtFoUJoh UiF 'FeFsbM 4UbUF pG VtUsJb ibwF b wFsZ tVQQpsUJwF iVtcboe boe UphFUiFs XJUi pVs QbsUoFs lptVb boe pVs tUbGG UiFZ NF Up FyFdVUF cpUi spMFt bddpseJohMZ

$pVMe ZpV UFMM Vt b cJU bcpVU UiF

)pX bsF UiF tpdJp QpMJUJdbM boe FdpopNJd sFMbUJpot cFUXFFo (ibob boe VtUsJb oZ JeFb pG UsbeF wpMVNFt 5iF 4pdJp QpMJUJdbM boe FdpopNJd sFMbUJpot cFUXFFo (ibob boe VtUsJb bsF GbJsMZ hppe boe XF Xpsl Up JNQspwF JU dpotUboUMZ VtUsJbo FyQpsUt Up (ibob JodsFbtFe Jo UiF MbtU ZFbst cZ Up sFbdi b wbMVF pG NJMMJpo &6304 o (ibobmt pwFsbMM FyQpsU Up VtUsJb Xbt NJMMJpo pG XiJdi NJMMJpo &6304 Xbt spbtUFe dpdpb cFbot

Jo UiF FwFoU pG boZ FNFshFodJFt ps dibMMFohFt

boe hspX UphFUiFs 8F ibwF tVcNJUUFe bo FoUsZ

8ibU XpVMe ZpV dpotJeFs bt ZpVs hsFbUFtU dibMMFohF po poF iboe boe bMtp ZpVs hsFbUFtU bdiJFwFNFoU Jo ZpVs QspGFttJpo .Z hsFbUFtU dibMMFohF Jt UJNF NbobhFNFoU Jo (ibob boe eFtQJUF UiJt dibMMFohF eFMJwFsJoh bMM QspkFdUt po UJNF boe Up UiF tbUJtGbdUJpo pG UiF $MJFoU

dbomU iFMQ cVU opUJdF UiF VtF pG FbsUi dpMpVst Xppe boe GsJdbo NpUJGt Jo tpNF pG ZpVs QspkFdUt MJlF UiF -Fhpo -pGUt sF ZpV GspdFoUsJd %FQFoet po XibU NFbo cZ GspdFo UsJd XF epomU dpotJeFs pVstFMwFt bt GspdFoUsJd t bsdiJUFdUt XF bMXbZt UsZ Up sFtQpoe Up UiF tQJsJU pG UiF tJUF boe VtF XibU Jt bwbJMbcMF bspVoe Vt G XF XFsF eFtJhoJoh Jo VtUsJb pVs eFtJho XpVMe ibwF b eJGGFsFoU Mppl boe GFFM cFdbVtF XF XpVMe cF sFtQpoeJoh Up b eJGGFsFoU tJUF boe UiFsF XpVMe cF eJGGFsFoU NbUFsJbMt bwbJMbcMF

8F bsF bMtp NpsF bXbsF pG UiF Vscbo eFtJho btQFdUt pG pVs QspkFdUt XF bMXbZt UsZ Up hJwF cbdl Up UiF dpNNVoJUZ XJUi pVs cVJMeJoht boe opU design sel shly with the “one plot” NFoUbMJUZ o (ibob NptU eFtJhot bsF dMptFe VQ boe JoXbse MpplJoh boe XF MJlF Up cF pQFo boe pVUXbse MpplJoh tp pVs cVJMeJoht dbo cF FokpZFe cZ cpUi pddVQboUt boe UiF hFoFsbM QVcMJd

)bwF ZpVs &VspQFbo sppUt VtUsJbo Jo particular) in uenced your designs in boZ XbZ :Ft o &VspQF ZpV bsF QFsNboFoUMZ FyQptFe Up oJdF bsdiJUFdUVsF boe bsU 5iJt iFMQt ZpV Up cF pQFo dsFbUJwF boe UiJol pVUtJeF UiF cpy U 00 XF VtF b MpU pG obUVsbM NbUFsJbMt Ft QFdJbMMZ UJNcFs XiJdi Jt tpNFUiJoh XF opUJdFe Jt pGUFo bwpJeFe Jo (ibob Gps wbsJpVt tpdJbM boe dVMUVsbM sFbtpot

JoGpsNbMMZ XJUipVU UiF oFdFttbsZ JoQVU GspN UsbJoFe cVJMeJoh QspGFttJpobMt

)pX XpVMe ZpV FwbMVbUF MbtU ZFbsmt FwFoU boe XibU ep ZpV Mppl GpsXbse Up UiJt ZFbs -btU ZFbsmt FwFoU Xbt RVJUF tVddFttGVM GspN UiF QpJoU pG wJFX pG ewboUbhF VtUsJb .ptU pG pVs cppUit ibe b GbJs amount of traf c, and connections XFsF NbeF XiJdi MFe Up bdUVbM tbMFt boe pseFst

8ibU NpUJwbUFe ewboUbhF VtUsJb Up UblF QbsU Jo UiF Ui oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo $1& 'ps Vt UiF &yiJcJUJpo Jt bo FtUbcMJtiFe QMbUGpsN Up tipXdbtF VtUsJbo dpNQboJFt boe Up JoUspeVdF UiFN Up (ibobJbo dpNQboJFt boe UiF hFoFsbM QVcMJd 0wFs UiF MbtU ZFbst $1& ibt b QspwFo Usbdl sFdpse pG tVddFttGVMMZ dsFbUJoh b QMbUGpsN Gps UiF dpotUsVdUJpo JoeVtUsZ Jo (ibob

pshboJ bUJpo ewboUbhF VtUsJb ewboUbhF VtUsJb tipXdbtFt Vt UsJbo dpNQboJFt tQFdJbMJ Fe Jo FyQpsU and import and generates signi cant cVtJoFtt pQQpsUVoJUJFt

interview people


&21

8& 21

2

GUFs FMFNFoUbsZ tdippM bU UiF 3.4 4XJtt 4dippM Jo ddsb sFMpdbUFe Up VtUsJb XiFsF hsbeVbUFe GspN UiF .VtJd )Jhi 4dippM 0cFstdiVFU Fo boe UiFo tUVeJFe sdiJUFdUVsF Jo (sb boe bUi 6, hsbeVbUFe XJUi eJt UJodUJpo Jo 8iJMtU tUVeZJoh XpslFe bt NpeFM Gps NboZ JoUFsobUJpobM csboet Up iFMQ QbZ Gps NZ GFFt boe bt UiF sFJhoJoh n.Jtt VtUsJb 6oJwFstF sFQ resented Austria in the nals of the n.Jtt 6oJwFstF Jo .FyJdp $JUZ

5FMM Vt b cJU bcpVU ZpVstFMG GbNJMZ FeVdbUJpo boe dbsFFs pwFs UiF ZFbst Xbt cpso boe sbJtFe Jo ,VNbtJ Jo .Z GbUiFs Xbt VtUsJbo 8bMUFs sVdloFs boe NZ NpUiFs b (ibobJbo &MJtbcFUi sVdloFs

8F ibwF MFbsoU bcpVU ZpV bt bo bsdiJUFdU bt b eJQMpNbU cVU Xip Jt UiF sFbM 3ptFNbsZ 0sUioFs bN tJNQMF QFstpo Xip Jt UsZJoh Up live a simple and ful lling life.

0D D L H HSW

&

:pVs ebZ Jt pwFs Xpsl Jt epoF QipoFt bsF pGG ZpV lJdl tipFt pGG 8ibU ep ZpV ep Up sFMby

:pV dFsUbJoMZ bsF b wFsZ esJwFo QFs tpo )pX ep ZpV cbMbodF ZpVs cVtZ tdiFeVMF XJUi GbNJMZ MJGF ibwF UiF bewboUbhF pG ibwJoh NZ of ce at home so my husband and I bsF bMXbZt ipNF XiFo pVs lJet bssJwF GspN 4dippM bMXbZt UblF 8FeoFt ebZ bGUFsoppot pGG Up QMbZ hpMG XJUi NZ iVtcboe oe UsZ opU Up botXFst work calls after ve pm and during the XFFlFoet opU bMXbZt tVddFttGVMMZ cVU hJwF b hppe bUUFNQU

GUFs hsbeVbUJpo dp GpVoeFe 0sUioFs 0sUioFs sdiJUFdUt 00 Jo VtUsJb UphFUiFs XJUi NZ iVtcboe .bsUJo bMtp bo sdiJUFdU GUFs NboZ tVddFttGVM QspkFdUt Jo VtUsJb XiJdi XFsF bMtp QsFtFoUFe po VtUsJbo 5FMFwJtJpo XF sFMpdbUFe Up (ibob XiFsF XF GpVoeFe 0sUioFs 0sUioFs ttpdJbUFt 00 Jo 8F ibwF UXp tpot Xip bsF boe ZFbst pMe 8F Mppl GpsXbse Up wJtJUJoh UiF VtUsJbo 1bwJMJpo bU UiF VJMeJoh &yiJcJUJpo boe XJti ZpV hppe MVdl bU UiF $$1 Xbset 8F Mppl GpsXbse Up sFdFJwJoh ZpV bU UiF bewboUbhF VtUsJbo tUboe ZpV dbo Qbtt cZ Gps b dpGGFF

5ibol ZpV wFsZ NVdi Gps UblJoh UJNF pGG ZpVs cVtZ tdiFeVMF Up hsboU Vt UiJt JoUFswJFX :pV bsF XFMdpNF

4XJN tQFoe UJNF XJUi NZ GbNJMZ pwFs eJooFs ps hp pVU Up b cbs Gps tpNF esJolt FJUiFs XJUi GsJFoet ps GbNJMZ


&21

8& 21

0D D L H HSW

&

0,1,

2

2 :2 . 1 2 ,1

ouSing 0oLicy

iLL

5iF 3FbM &tUbUF JMM XJMM hp b Mpoh XbZ Up tUsFohUiFo UiF boUJ dpssVQUJpo JoJUJbUJwFt Jo UiF dpVoUsZ boe dVsc NpoFZ MbVoeFsJoh

JMM Gps UiF FtUbcMJtiNFoU pG 3FbM &tUbUF hFodZ Jt dVssFoUMZ sFbeZ Gps sFwJFX cZ tUblFipMeFst 5iF QVsQptF pG UiF JMM Jt Up sFhVMbUF 3FbM &tUbUF hFodZ csplFsbhF QsbdUJdF boe QsbdUJUJpoFst dpoUspM sFbM FtUbUF UsbotbdUJpot bt XFMM bt QsFwFoU UiF VtF pG sFbM FtUbUF dpNNFsdJbM UsbotbdUJpot JodMVeJoh UiF tbMF QVsdibtF sFoUbM boe MFbtJoh pG sFbM FtUbUFt boe sFMbUFe GJyFe bttFUt

2eaL State !gency

0o UiF eFNboe tJeF JU Jt cbtJdbMMZ bGGpsebcJMJUZ Jo UiF GbdF pG hFoFsbM MpX MFwFM pG JodpNFt pG UiF QFpQMF o pseFs Up NFFU UiF ipVtJoh dibMMFohF Jo UiF dpVoUsZ hpwFsoNFoU bJNt Up FtUbcMJti b tVtUbJobcMF ipVtJoh QspdFtt XiJdi XJMM FwFoUVbMMZ FobcMF bMM (ibobJbot Up tFdVsF ipVtJoh XJUi tFdVsF UFoVsF XJUiJo b tbGF boe iFbMUiZ FowJspoNFoU boe wJbcMF dpNNVoJUJFt Jo b NbooFs UibU XJMM NblF b QptJUJwF dpoUsJcVUJpo Up b eFNpdsbUJd boe JoUFhsbUFe tpdJFUZ XJUiJo UiF tipsUFtU QpttJcMF UJNF GsbNF

5iF /bUJpobM )pVtJoh 1pMJdZ XJUi bo pwFsbMM hpbM pG QspwJeJoh beFRVbUF tbGF tFdVsF eFdFoU boe bGGpsebcMF ipVtJoh UibU Jt bddFttJcMF boe tVtUbJobcMF Xbt MbVodiFe Jo .bsdi 5iF QpMJdZ JeFoUJGJFt lFZ dibMMFohFt Jo UiF ipVtJoh tFdUps boe QsFtdsJcFt NFbtVsFt Up pwFsdpNF UiFN 0o UiF tVQQMZ tJeF UiFtF JodMVeF • -boe dptU boe bddFttJcJMJUZ • -bdl pG bGGpsebcMF Mpoh UFsN dsFeJU • )Jhi dptU pG cVJMeJoh NbUFsJbMt • 0VUebUFe cVJMeJoh dpeFt boe tUboebset boe • -bdl pG FGGFdUJwF sFhVMbUpsZ boe NpoJUpsJoh NFdiboJtNt

.ationaL

t b tFdUps .JoJtUsZ NboebUFe Up JoJUJbUF boe GpsNVMbUF QpMJdJFt Gps UiF 8pslt boe )pVtJoh tFdUps bt XFMM bt dppseJobUF NpoJUps boe FwbMVbUF UiF JNQMFNFoUbUJpo pG QMbot QsphsbNNFt boe QFsGpsNbodF pG UiF tFdUps Gps obUJpobM eFwFMpQNFoU UiF .JoJtUsZ Jt GpsNVMbUJoh b oVNcFs pG QpMJdJFt 5iFtF bsF

5iF ipVtJoh eFNboe XiJdi UJMUt UiF QpXFs Up UiF tVQQMZ tJeF pG UiF ipVtJoh tFdUps XJUi Mboe Mpset bU UiF tVQQMZ Foe UFoboUt bU UiF eFNboe Foe boe eFNboe FydFFeJoh tVQQMZ MboeMpset ibwF cFdpNF JodsFeJcMZ QpXFs GVM sFhbseMFtt pG UiFJs MJNJU Jo UiF (ibob 3FoU dU boe UiVt eJdUbUF UiF UFsN pG UiF sFoUbM bhsFFNFoU

2eview o tHe 2ent !ct

boe pUiFs GJobodJbM NbMQsbdUJdFt Jo UiF tFdUps 5iF JMM QspwJeFt Gps UiF UsbJoJoh boe MJdFodJoh pG FtUbUF csplFst boe sFRVJsFt FtUbUF csplFst Up QspwJeF cpoet bt hVbsboUFFt Up pQFsbUpst Jo UiF QspQFsUZ NbslFU 5iF JMM JodMVeFt b QspwJtJpo XiFsF b MJdFotJoh cpbse XpVMe sFhVMbUF UiF QsbdUJdF pG sFbM FtUbUF csplFsbhF Jo UiF bsFbt pG FeVdbUJpo UFtUJoh bQQMJdbUJpot FoGpsdFNFoU dpoeVdU pG QsbdUJ UJpoFst boe dpNNVoJdbUJpo

5iF sFwJFXFe dU XJMM FNQpXFs UiF 3FoU $poUspM %FQbsUNFoU Up eFQMpZ JotQFdUpst Up FeV dbUF cpUi UFoboUt boe MboeMpset dpodFsoJoh UiFJs sJhiUt boe sF tQpotJcJMJUJFt 5iF hpwFsoNFoUmt pckFdUJwF Jt Up FotVsF b cbMbodF cFUXFFo UiF JoUFsFtUt pG UFo boUt boe MboeMpset 5iF 3FoU JMM QspQptFt b ZFbs sFoU bewbodF QbZNFoU Gps UFoboUt 5iF JMM XJMM bMtp FotVsF UibU QspQFsUZ eFwFMpQFst bsF opU eJtdpVsbhFe GspN JowFtUJoh Jo UiF ipVtJoh JoeVtUsZ cZ sJhJe sFoU dpoUspM UibU tVQQsFttFt sFoU Up

o UiF MJhiU pG UiF tipsUdpNJoht pG UiF FyJUJoh 3FoU dU which does not signi cantly beesFtt UiF dibohFt Jo UiF ipVtJoh tFdUps b oFX 3FoU dU Jt sFRVJsFe 5iF sFwJFX Jt UiFsF GpsF JoUFoeFe Up tbGFhVbse UiF sJhiUt pG UiF wVMoFsbcMF UFoboUt Xip ibwF cFFo pVU QsJdFt cZ UiF VodpVoUbcMF iJlFt Jo UiF dptU pG bddpNNpebUJpo

iLL 5iF (ibob )pVtJoh 'JobodF t tpdJbUJpo Jo dpMMbcpsbUJpo XJUi UiF .JoJtUsZ pG 8pslt boe )pVt Joh Jt Jo UiF QspdFtt pG GJobMJtJoh UiF $poepNJoJVN QpMJdZ Jo wJFX pG UiF JodsFbtFe eFNboe Gps UiF eFwFMpQNFoU pG iJhi sJtF QspQ FsUJFt boe UiF JNQMJdbUJpot Gps tibsFe pXoFstiJQ pG dpNNpo bsFbt 5iF $poepNJoJVN 1pMJdZ tFFlt Up FtUbcMJti b MFhbM GsbNF Xpsl Up tVQQpsU UiF dpotUsVdUJpo boe NbobhFNFoU pG tibsFe tQbdFt Jo pseFs Up NbyJNJ F pXoFstiJQ pwFs dpNNVobM boe VtbhF pG MJNJUFe tQbdFt 5iF 1pMJdZ XJMM UblF JoUp dpotJeFsbUJpo QspUFd UJpo pG QspQFsUZ sJhiUt

ondoMiniuM

bo bsUJGJdJbM MFwFM $VssFoUMZ UiF %sbGU JMM Jt sFbeZ Gps poXbse tVcNJttJpo Up 1bsMJb NFoU

policy construction


&21

8& 21

2

(pwFsoNFoU Up tFdVsF .JMMJpo 64% Up dpoUJoVF UiF VodpNQMFUFe GGpsebcMF )pVt Joh QspkFdUt Jo ,pGpsJeVb 5bNbMF boe 8b o MJoF XJUi (pwFsoNFoUmt dpNNJUNFoU Up dpNQMFUF UiF QspkFdUt UiF .JoJtUsZ Jt bMNptU concluding nancial arrangements with the .JoJtUsZ pG 'JobodF Up FotVsF UibU UiF ipVtJoh VoJUt UpUbMJoh bsF dpNQMFUFe Gps ibcJUbUJpo

5iF .JoJtUsZ UispVhi 5%$ %FwFMpQNFoU $pNQboZ -JNJUFe Jt dpNQMFUJoh UiF GGpsebcMF )pVtJoh VoJUt bU ,QpoF 5FNb 5iF 4pdJbM 4FdVsJUZ boe /bUJpobM otVsbodF 5sVtU 44/ 5 Jt bMtp bdUJwFMZ dpoUJoVJoh UiF dpotUsVdUJpo pG UiF eXFMMJoh ipVtFt bU tplpsF .bNQpoh Jo UiF tiboUJ 3FhJpo

Considering the housing de cit which is bttFttFe XFMM pwFs NJMMJpo ipVtJoh VoJUt (pwFsoNFoU XJMM FohbhF dpoUsbdUpst XJUi XpsMe dMbtt UFdiopMphZ Up spMM pVU Nbtt

! ordabLe ouSing 0rograMMe

(pwFsoNFoU Up cVJMe ipVtJoh VoJUt ZFbsMZ pwFs UiF oFyU FJhiU ZFbst UispVhi 1VcMJd 1sJwbUF Partnership to reduce the housing de cit. The ipVtJoh XiJdi XJMM cF cVJMU bdsptt UiF dpVoUsZ XJMM cF bttFttFe cZ (ibobJbot Up NblF MJwJoh dpoeJUJpot dpNGpsUbcMF bt JU Jt tbJe tiFMUFs Jt tFdpoe bGUFs Gppe Jo UiF iJFsbsdiZ pG oFFet pG Nbo

-eaSureS to bridge tHe housing de cit

5iF .JoJtUsZ pG 8pslt boe )pVtJoh ibt UblFo JUt UVso bU UiF booVbM .FFU UiF 1sFtt tFsJFt iFMe bU UiF .JoJtUsZ pG oGpsNbUJpo $poGFsFodF )bMM Up csJFG UiF NFeJb boe UiF hFoFsbM QVcMJd bcpVU JUt QpMJdJFt QMbot QsphsbNNFt QspkFdUt boe bdiJFwFNFoUt 5iF tFdUps .JoJtUFs )popVsbcMF 4bNVFM UUb lZFb Xip beesFttFe UiF NFeJb QsFtFoUFe wbsJFe lFZ JttVFt po 1pMJdJFt )pVtJoh %sbJobhF $pbtUbM .bobhFNFoU bt XFMM bt diJFwFNFoUt pG UiF .JoJtUsZ

ipVtJoh VoJUt Jo UiF dpVoUsZ XJUiJo UiF tipsUFtU QFsJpe pG UJNF

The Fund will also create for the rst time in the nancial space, a cred JcMF NpsUhbhF sFhJNF Jo (ibob Up FobcMF NbkpsJUZ pG UiF QFpQMF FtQFdJbMMZ XpslFst ibwF UiFJs pXo ipNFt XiFo UiFZ sFUJsF 5iF 'Voe XJMM cF tpVsdFe GspN QFotJpo GVoet ipVtJoh cpoet hsboUt JotVsbodF dpNQboJFt QsJNbsZ sFtFswF pG UiF $FoUsbM bol 5sFbtVsZ 4JohMF ddpVoU boe 5by odFoUJwFt

(pwFsoNFoU Jt dpNNJUUFe Up VQhsbeF UiF MJwJoh dpoeJUJpo pG UiF QFpQMF pG /JNb boe .bbNpcJ &wFo UipVhi UiF dpNNVoJUJFt spVUJoFMZ tVGGFs GspN JobeFRVbUF QspwJtJpot pG cbtJd GbdJMJUJFt tVdi bt ipVtJoh XbUFs FMFdUsJdJUZ boe esbJobhF tZtUFNt UiF dpNNVoJUJFt dpo UJoVF Up hspX 5iJt ibt cFFo bt b sFtVMU pG sVsbM Vscbo NJhsbUJpo MJNJUFe tVQQMZ pG Mboe boe sFhVMbUpsZ GsbNFXpslt UibU bsF bU cFtU JoeJGGFsFoU boe iptUJMF Up UiF oFFet pG UiF Qpps 5iF .JoJtUsZ Jt dpMMbcpsbUJoh XJUi UiF .JoJtUsJFt pG -boet boe /bUVsbM 3FtpVsdFt boe ooFs $JUZ boe ;pohp %FwFMpQNFoU Up NblF UiF bGpsFtbJe

3LuM 5pgrading

5iF .JoJtUsZ Jt XpslJoh iboe Jo iboe XJUi UiF .JoJtUsZ pG 'JobodF Up dsFbUF b /bUJpobM )pVtJoh boe .psUhbhF 'Voe 5iF 'Voe XpVMe cF b 4QFdJbM 1VsQptF 7FiJdMF Up MFwFsbhF QsJwbUF dbQJUbM JoUp ipVtJoh boe JoGsbtUsVdUVsF JowFtUNFoUt boe bMtp FobcMF UiF .JoJtUsZ pG 8pslt boe )pVtJoh dibooFM Mpoh UFsN bQ propriate priced nancing towards the ipVtJoh tFdUps

.ationaL ouSing and -ortgage und

0hhw Kh uhVV L KoL KwV

0D D L H HSW

&

ri ,1

0,1, 1 2

:2 .

4pNF .FNcFst pG 1bsMJbNFoU ibwF tFdVsFe Mboet Gps QVsQptFt

anKS

U Jt UiF hpbM pG UiF .JoJtUsZ Up lFFQ UiF QsJdF pG ipVtJoh VoJUt MpX UispVhi b iptU pG Nbkps dptU dpoUspM GbdUpst XiJdi JodsFbtF ef ciency and keeps cost to the cbsFtU NJoJNVN 5iF .JoJtUsZmt rst consideration is the avail bcJMJUZ pG Mboe Gps QVcMJd ipVtJoh XiJdi sFRVJsFt GpsXbse QMbooJoh boe FbsNbslJoh pG tVJUbcMF Mboe

reation o ,and

bsFb b XpsMe dMbtt sFtJeFoUJbM poF XJUipVU eJtMpehJoh UiF hppe QFp QMF Xip dVssFoUMZ eXFMM Jo /JNb boe .bbNpcJ 5iF UsbotGpsNbUJpo pG bQQspyJNbUFMZ bdsFt pG QsJNF Mboe XJMM hJwF NFboJoh boe cFbVUZ Up UiF 1sFtJeFoUmt wJtJpo pG ooFs $JUZ boe ;pohp %FwFMpQ NFoU

5iF cpbe F $pbtUbM 1spUFdUJpo 8pslt XiJdi FoUbJMt UiF dpo tUsVdUJpo pG b tZtUFN pG bsNpVs spdl sFwFUNFoU boe MbUFsJUJd back lling over a coastal stretch pG lJMpNFUFst Up QspUFdU MJwFt MJwFMJippet boe QspQFsUJFt JodMVe Joh UiF cpbe F UiFsNbM QMboU Xbt dpNQMFUFe Jo

oaStaL -anageMent 0rograMMe

pG QspwJeJoh GGpsebcMF )pVtJoh VoJUt Jo wbsJpVt dpotUJUVFodJFt Jo UiF dpVoUsZ 0UVNGVp 0tFJ 5VUV UiF tboUFiFoF ibt epobUFe b bdsF Mboe MZJoh cFJoh boe tJUVbUF bU %FeFtVb Jo ,VNbtJ Up NFFU UiF bdVUF oFFet pG UiF QFp QMF 5iF .JoJtUsZ ibt bMtp cFFo JowJUFe cZ 0tbhZFGVp NpbUJb 0GpsJ 1boJo UiF 0lZFoiFoF Gps UiF eFMJoFbUJpo pG Mboe bU ,ZFcJ Gps GGpsebcMF )pVtJoh spMM pVUt

5iF %botpNbo &NFshFodZ 4Fb %FGFodF 1spkFdU Jo UiF (sFbUFs ddsb 3FhJpo dpNQsJtJoh UiF dpotUsVdUJpo pG bo bsNpVs spdl tUsVdUVsF XJUi hbcJpo tZtUFN Gps cFbdi tUbcJMJ bUJpo Up QspUFdU lJMpNFUsFt pG UiF %botpNbo dpbtUbM tUsFUdi Jt bcpVU dpNQMFUF 5iF dpoUJoVbUJpo pG UiF /FX 5blpsbeJ &NFshFodZ 4Fb %FGFodF 1spkFdU 1ibtF bU &MNJob Up Qsp UFdU UiF &MNJob $pbtUMJoF FoUbJMt UiF dpotUsVdUJpo pG bsNpVs spdl hspZoFt Up QspUFdU lJMpNFUsFt pG dpbtUbM tUsFUdi boe b tZtUFN pG bsNpVs spdl sFwFUNFoU Up QspUFdU lJMpNFUsFt pG dpbtUbM tUsFUdi 5iF dVssFoU tdpQF pG Xpslt dpN QsJtJoh UiF QspUFdUJpo pG b tUsFUdi pG lJMpNFUFst Jt QbsU pG b UpUbM tUsFUdi pG lJMpNFUsFt Up cF Qsp UFdUFe boe dVssFoUMZ UiF QspkFdU Jt bcpVU dpNQMFUF

5iF %JydpwF &NFshFodZ $pbtUbM 1spUFdUJpo 8pslt Jt Up QspUFdU UiF %JydpwF dpbtUbM dpNNVoJUZ bhbJotU UJebM XbwF FsptJpo 5iF tdpQF pG Xpslt FoUbJMt UiF dpotUsVdUJpo pG bsNpVs spdl sFwFUNFoU XJUi cFbdi tUbcJMJ bUJpo boe MbUFsJUJd back lling and other ancillary Xpslt Up QspUFdU b dpbtUbM tUsFUdi pG lJMpNFUsFt $potUsVdUJpo Xpslt Jt po hpJoh boe Jt FyQFdUFe

5iF MFlVtV $pbtUbM 1spUFdUJpo QspkFdU Jo UiF 7pMUb 3FhJpo XiJdi FoUbJMt UiF dpotUsVdUJpo pG b tZt UFN pG bsNpVs spdl hspZoFt pwFs b dpbtUbM tUsFUdi pG lJMp NFUFst Jt bcpVU dpNQMFUF

5iF ekpb $pbtUbM QspUFd UJpo Xpslt oFbs 5blpsbeJ Jo UiF 8FtUFso 3FhJpo dpNQsJtJoh UiF dpotUsVdUJpo pG b tZtUFN pG csFblXbUFs tUsVdUVsFt pG lJMpNFUFst UpUbM MFohUi Jt bcpVU dpNQMFUF boe UiF QspkFdU Jt FyQFdUFe Up cF dpNQMFUFe cZ UiF Foe pG

policy construction


&21

8& 21

Mtp Xpslt po UiF NboGVM ,VNbi $pbtUbM 1spUFdUJpo QspkFdU XiJdi Xbt bXbseFe Jo Jt po hpJoh boe dVssFoU QFsdFoUbhF dpNQMFUJpo Jt bcpVU

5iF $bQF $pbtU ,pNFoeb opNbcp boe /FX 5blpsbeJ 1ibtF $pbtUbM 1spUFdUJpo QspkFdUt ibwF cFFo bXbseFe boe UiF wbsJpVt dpoUsbdUpst bsF NpcJMJ Joh Up tUbsU dpotUsVdUJpo Xpslt 0UiFs $pbtUbM .bobhFNFoU 5iF .JoJtUsZ ibt QsphsbNNFe b oVNcFs pG QspkFdUt XJUiJo UiF NFeJVN UFsN Up FyUFoe JUt dpbtUbM QspUFdUJpo Xpslt Up dpNNVoJUJFt tVdi bt .Fotbi (VJoFb /Johp 1sbNQsbN boe /VohVb .bsJUJNF 6oJwFstJUZ cpbe F 4ibNb 1ibtF &ttJQpoh oZboVJ 5blpsbeJ psUJbops ,plspcJUF %botpNbo 1ibtF QbN Up dpNcbU dpbtUMJoF FsptJpo

5iF .JoJtUsZ XJMM dpoUJoVF Up spMM pVU 'Mppe .bobhFNFoU 1sphsbNNF Jo ddsb boe pUiFs dJUJFt boe UpXot Up dVsUbJM UiF sFdVssFodF pG devastating oods. The National Hydrology VUipsJUZ /) XJMM cF FtUbcMJtiFe Up eF

Lood -anageMent 0rograMMe

8pslt po UiF yJN $pbtUbM 1spUFdUJpo QspkFdU XiJdi Xbt bXbseFe Jo 4FQUFNcFs Jt dVssFoUMZ bcpVU dpNQMFUF

Up cF dpNQMFUFe cZ %FdFNcFs

2

0D D L H HSW

&

ri ,1

0,1, 1 2

:2 .

b e kw e “a” S e – a j Se de e e P je c mple reve me Sl pe – d s m Eme e Se de e e P je e eve me s e – new t k (Elm ) Se de e e P je P se i

Level

c s o a Se

5iF QspkFdU XiJdi Jt dbUFhpsJ Fe JoUp GpVs cspbe dpNQpoFoUt tFFlt Up JodsFbtF ood safety and improve living conditions,

0roject

o +VoF UiF (sFbUFs ddsb 3FtJMJFoU boe oUFhsbUFe %FwFMpQNFoU ( 3 % 1sp kFdU Xbt MbVodiFe cZ UiF 8psMe bol XJUi UiF tVQQpsU pG UiF .JoJtUsZ pG 8pslt boe )pVtJoh .JoJtUsZ pG 4boJUbUJpo boe 8bUFs 3FtpVsdFt .JoJtUsZ pG ooFs $JUZ boe ;pohp %FwFMpQNFoU boe UiF .JoJtUsZ pG -pdbM (pwFsoNFoU boe 3VsbM %FwFMpQNFoU bt XFMM bt UiF .FUspQpMJUbo .VoJdJQbM boe %JtUsJdU ttFNcMJFt Jo UiF (sFbUFs ddsb 3FhJpo

!2

t QbsU pG (pwFsoNFoUmt dpNNJUNFoU towards stemming the effects of ooding bdsptt UiF dpVoUsZ b $bcJoFU 4Vc $pN NJUUFF Xbt UbtlFe cZ ) & 1sFtJeFoU /bob eep %bolXb lVGp eep Up QspwJeF b comprehensive roadmap for a permanent x to the perennial ooding in the country. Con tFRVFoUMZ $bcJoFU ibt dpowFZFe bQQspwbM Gps UiF .JoJtUsZ Up UbdlMF esbJot Jo ddsb boe ,VNbtJ Jo UiF tipsU UFsN boe Up dpNQMFUF UiF sFtU Jo UiF NFeJVN UFsN 5iF .JoJtUsZ ibt dpNNFodFe UiF QspdFtt Up QspdVsF dpotVMU ing rms to engineer the primary drains in UiF dpVoUsZ

wFMpQ dpNQsFiFotJwF tpMVUJpot Up NJUJhbUF the effects of ooding and the protection of pVs JoMboe boe tFb dpbtUMJoFt


&21

8& 21

5iF .JoJtUsZ pG 8pslt boe )pVtJoh XJMM cF sFtQpotJcMF Gps UiF JNQMFNFoUbUJpo pG dpNQpoFoU pG UiF QspkFdU XiJdi XJMM tVQ QpsU eFGFssFe esFehJoh boe VshFoU sFQbJst eFwFMpQNFoU pG sFUFoUJpo Qpoet bNpoh others, to achieve 1:50 year ood safety and reduce vulnerability to ooding in priority MpX JodpNF dpNNVoJUJFt tVdi bt /JNb Mbkp lXFJUFNbo boe hcphcMptiJF 5iF nancial commitment to GARID is in the tVN pG 64 NJMMJpo boe UiF QspkFdU XJMM UblF pGG Jo UiF MbtU RVbsUFs pG

speci cally among the low-income communities in the high ood prone areas pG UiF (sFbUFs ddsb 3FhJpo

2

o UiF .FeJVN 5FsN &yQFoeJUVsF 'sbNFXpsl Gps q 1sphsbNNF btFe VehFU &tUJNbUFt Gps pG UiF .JoJtUsZ pG 8pslt boe )pVtJoh (pwFsoNFoU bMMpdbUFe () Up UbdlMF esbJobhF boe ood-related challenges.

0o UiF Ui ebZ pG .bsdi UiF .JoJtUsZ tJhoFe b sFRVFtU Gps dpNNFodFNFoU dFs ti cate to commit Government to the tune of GH¢200 Million for ood control projects NbeF VQ pG eFtJMUJoh FydbwbUJpo boe dpo tUsVdUJpo Xpslt

5iF oFX eJsFdUJpo Gps obUJpobM ipVtJoh eFwFMpQNFoU Jt Up dsFbUF UiF dpoeJ UJpot Gps UiF (ibobJbo QsJwbUF tFdUps Up QspQFM hspXUi boe dsFbUF bNQMF tpdJbM

. ,53 . 5iF pwFsbMM bJN pG (pwFsoNFoU UispVhi UiF .JoJtUsZ pG Xpslt boe )pVtJoh Jt Up eFMJwFs QpMJdJFt QsphsbNNFt cVJMe b tVtUbJobcMF tFdUps Up csJoh bcpVU JN QspwFNFoU Jo UiF FdpopNJd boe tpdJbM MJwFt pG UiF QFpQMF

o UiF .FeJVN 5FsN &yQFoeJUVsF 'sbNFXpsl Gps 1sphsbNNF btFe VehFU &tUJNbUFt Gps pG UiF .JoJtUsZ pG 8pslt boe )pVtJoh (pwFsoNFoU bMMpdbUFe () Up UbdlMF esbJobhF boe ood-related challenges.

!ction pLan o tHe -iniStry to contain the perennial ooding

0D D L H HSW

&

ri ,1

0,1, 1 2

:2 .

e P je

c mple e g e l e be – blek s Se de e e P je a Se e c mple e b se S e – am l K m Se de e e P je 1.2km mple e eve me s ew l e k ll – ax m Eme e Se de e

p v e

P p s 01,02,03,04,05,06 M s W ks h s

5iF .JoJtUsZ Jt bMtp dpotJeFsJoh eFwFM pQFst Xip XJMM VtF oFX UFdiopMphJFt Up cVJMe GGpsebcMF )pVtJoh XJUiJo UiF tipsUFtU QpttJcMF UJNF bU b sFbtpobcMF dptU

ipVtJoh pQQpsUVoJUJFt FtQFdJbMMZ Gps UiF MpX JodpNF FbsoFst

'Mppet Jo UiF 8iJUF 7pMUb sJwFs cbtJo Jo /psUiFso (ibob ibwF cFdpNF b sFhVMbs boe QFsFooJbM QiFopNFopo sF tVMUJoh Jo Mptt pG MJwFt boe MJwFMJippet pG dpNNVoJUJFt XJUiJo UiF cbtJo UiFsFcZ XpstFoJoh UiF bMsFbeZ iJhi QpwFsUZ MFwFMt Jo UiF opsUiFso QbsU pG UiF dpVoUsZ 5iF (pwFsoNFoU pG (ibob Jt UiFsF GpsF dpNNJUUFe Up JNQMFNFoUJoh tipsU Up NFeJVN UFsN NFbtVsFt Up NJUJ gate the impacts of oods on lives, QspQFsUZ boe UiF FowJspoNFoU XJUiJo UiF 8iJUF 7pMUb sJwFs btJo sFtVMUJoh GspN iFbwZ sbJoGbMM cpUi Jo (ibob boe VslJob 'btp dpVQMFe XJUi tQJMMbhF GspN UiF bhs sFtFswpJs Jo VslJob 'btp VQtUsFbN pG UiF cbtJo 4FwFsbM tUsVdUVsbM boe opo tUsVdUVsbM NFbtVsFt bsF cFJoh JNQMFNFoUFe Jo UiF cbtJo Up UbdlMF UiF iJhi MFwFM pG ooding which results in huge inunda UJpot pG UiF dpNNVoJUJFt eVsJoh UiF sbJoZ tFbtpo /po tUsVdUVsbM NFbt VsFt tVdi bt 'Mppe &bsMZ 8bsoJoh

$VssFoUMZ tUsVdUVsbM NFbtVsFt boe JoUFswFoUJpot bsF cFJoh dbssJFe pVU Jo UiF 8iJUF 7pMUb sJwFs cbtJo bJNFe bU further reducing the impacts of oods Jo UiF cbtJo 5iF tUsVdUVsbM NFbtVsFt JodMVeF esFehJoh boe eFtJMUJoh pG UiF

%sFehJoh pG UiF UsJcVUbsJFt boe dpoGMVFodFt pG UiF 8iJUF 7pMUb 3JwFs

4ZtUFN '&84 7pMUb boe '&84 0UJ ibwF cFFo JNQMFNFoUFe Jo UiF cbtJo tJodF Up NJUJhbUF UiF FGGFdUt of these perennial oods. This has UsFNFoepVtMZ iFMQFe Jo sFeVdJoh UiF JNQbdUt pG UiFtF booVbM eFwbtUbUJoh oods in Northern Ghana.

$VssFoU dUJwJUJFt pG 0QFsbUJpobM )ZespMphZ

GpVs UsJcVUbsJFt pG UiF 8iJUF 7pMUb sJwFs obNFMZ /btJb sJwFs /bcphp sJwFs 4Jt tJMJ sJwFs boe ,VMQbXo sJwFs 5iF NbJo bJN pG UiF esFehJoh FyFsdJtF Jt Up sFNpwF tJMUt boe tFeJNFoUt bddV NVMbUFe po tFdUJpot boe NFboeFst pG UiFtF UsJcVUbsJFt Up JodsFbtF UiF dbs sZJoh dbQbdJUZ pG UiF sJwFst eVsJoh UiF ooding season. The exercise is being dbssJFe pVU VoeFs UiF tVQFswJtJpo boe bQQspwbM cZ GpVs $bcJoFU .JoJtUFst )popVsbcMF .JoJtUFs Gps &owJspoNFoU 4dJFodF 5FdiopMphZ boe oopwbUJpo 1spGFttps 'sJNQpoh pbUFoh )popVs bcMF .JoJtUFs Gps 'ppe boe hsJdVMUVsF %s lpUp GsJZJF UiF )popVsbcMF .Jo JtUFs Gps 8pslt boe )pVtJoh )popVs bcMF 4bNVFM UUb lZFb boe )popVs bcMF .JoJtUFs Gps 4boJUbUJpo boe 8bUFs 3FtpVsdFt )popVsbcMF $FdJMJb cFob %bQbbi 5iJt JoUFswFoUJpo Jt cFJoh JNQMFNFoUFe cZ GpVs tUbUF JotUJUVUJpot obNFMZ )ZespMphJdbM 4FswJdFt %FQbsUNFoU $4 3 8bUFs 3FtFbsdi otUJUVUF &ohJoFFst 3FhJNFoU pG UiF (ibob sNZ (ibob ssJhbUJpo %FwFMpQNFoU VUipsJUZ ( % boe 8bUFs 3FtpVsdFt $pNNJttJpo

policy construction


&21

8& 21

2

5iF sFeFwFMpQNFoU Jt bMtp Up QspNpUF 1VcMJd 1sJwbUF 1bsUoFstiJQ Jo UiF ipVtJoh tFdUps bt b wFiJdMF Up sFeVdF UiF ipVtJoh eFGJdJU Jo UiF dpVoUsZ Up JodsFbtF UiF tUpdl pG hpwFso

5iF JowFtUps Jt FyQFdUFe Up eFwFMpQ b oVNcFs pG GMbUt ps UpXoipVtFt Gps UiF (pwFsoNFoU cbtFe po UiF NbslFU wbMVF pG UiF Mboe Up cF sFUbJoFe cZ iJN iFs 5iF JowFtUps XJMM cF sFRVJsFe Up dpNQMFUF boe iboe pwFs UiF ipVtFt Up (pwFsoNFoU cFGpsF iJt QbsdFM pG Mboe Jt sFMFbtFe Up iJN 6oeFs UiJt pQUJpo (pwFsoNFoU dpVMe bMtp VtF UiF Mboe bt FRVJUZ po b 1VcMJd 1sJwbUF 1bsUoFstiJQ cbtJt

6oeFs UiF QsphsbNNF UiF wbMVF pG UiF Mboe Up cF eFwFMpQFe Jt eFUFsNJoFe cZ UiF -boe 7bMVbUJpo %JwJtJpo pG UiF -boet $pNNJttJpo bU .bslFU 7bMVF cbtJt q GbJs boe FRVJUbcMZ

5iJt oFX eFwFMpQNFoU tFFlt Up pQUJNJ F UiF VtF pG UiF Mboe Jo RVFtUJpo Up QVU VQ NpeFso structures that will bene t the occupants and sFMbUF cFUUFs Up UiF dMbtt pG cVJMeJoht Jo UibU oFJhicpVsippe

5iF QspkFdU dpNQsJtFt GpVs NbJo tJUFt bMM MpdbUFe bU 3pNbo 3JehF $VssFoUMZ 5iJsUZ 5isFF /p 5pXo )pVtFt boe 'MbUt ibwF cFFo dpNQMFUFe Mtp UiF dpotUsVdUJpo pG 4Jy /p UpXoipVtFt Jt QsphsFttJoh tUFbeJMZ 5iF pckFdUJwF pG UiF 3FeFwFMpQNFoU 4diFNF Jt Up QspwJeF b GsbNFXpsl Gps UsbotGpsNJoh UiF capital city centre into a form be tting a capital dJUZmt tUbUVt boe Up QVU QsJNF Mboe Jo UiF dJUZ centre to the most ef cient use, and to position (ibob bt UiF (bUFXbZ Up tVc 4bibsbo GsJdb

,

1

M

P p s 07,08 p v e s W ks h s

o bMM pMe cVohbMpXt XFsF eFNpMJtiFe boe dpotUsVdUFe UpXo ipVtFt cVohbMpXt boe 24 ats.

!cHieveMent

U Jt bo pQQpsUVoJUZ Gps (pwFsoNFoU Up JodsFbtF JUt ipVtJoh tUpdl Gps 1VcMJd $JwJM tFswboUt UsbotGpsN UiF pVUNpeFe oFJhicpVsippet boe FobcMF Mboe NbyJNJ bUJpo UiFsFcZ dpoUsJcVUJoh Up UiF tpdJp FdpopNJd eFwFMpQNFoU pG ddsb boe UiF obUJpo bt b XipMF

NFoU sFtJeFoUJbM ipVtFt bwbJMbcMF Up 1VcMJd 4FswboUt boe bMtp Up tFU bo FybNQMF pG iJhi RVbMJUZ ipVtJoh eFMJwFsZ U hJwFt UiF dpoUsbdUps UiF sFtQpotJcJMJUZ pG eFtJho QspdVsFNFoU boe dpotUsVdUJpo

9 2 0 1 29 10 1 2 , 1 , 2

o b cJe Up QspNpUF tVtUbJobcMF boe pQUJNVN Mboe VUJMJ bUJpo UiF .JoJtUsZ pG 8pslt boe )pVtJoh dpNNFodFe UiF JNQMFNFoUbUJpo pG UiF 3FeFwFMpQNFoU 1sphsbNNF hFbsFe UpXbset sFeFwFMpQJoh wbsJpVt sVo epXo tUsVdUVsFt po QsJNF Mboet Gps QVcMJd boe dJwJM tFswboUt VoeFs b Mboe tXbQ bssbohFNFoU XJUi QsJwbUF JowFtUpst

2

0D D L H HSW

&

ri ,1

0,1, 1 2

:2 .



&21

8& 21

2

The Building & Construction Industry Exhibition

IBCPE’2017

0D D L H HSW

&


&21

8& 21

2

JGOL GDG L J9L G

9D

:Fbs pwFs ZFbs UFdiopMphZ dpoUJoVFt Up cFdpNF bo JoUFhsbM QbsU pG pVs XpsMe boe UiF dpNNFsdJbM dpotUsVdUJpo

0

ddpseJoh Up $potUsVdU $pooFdU dpotUsVdUJpo kpct XFsF beeFe Jo boe dpotUsVdUJpo XpslFs GbUbMJUJFt ibwF cFFo po UiF eFdMJoF bt XFMM U Jt JNQpsUboU Up JeFoUJGZ UiF FNFshJoh boe QpQVMbs UsFoet Jo )FsF XF XJMM Mppl bU XibU XFmwF tFFo Jo UiVt Gbs boe XibU Up boUJdJQbUF Gps UiF sFtU pG bt XFMM

G

LGJ

When drones rst emerged on the NbslFU UiFJs UZQJdbM dpotVNFst XFsF

JG LG G L

JoeVtUsZ Jt op FydFQUJpo -btU ZFbs dpotUsVdUJpo UFdiopMphZ JowFtUNFoU hsFX cZ boe FRVbMt cJMMJpo 5iF UpUbM wbMVF pG UiJt tFdUps Jt FyQFdUFe Up FydFFe UsJMMJpo cZ UiF ZFbs (FoJF FMU 5iFsFmt op eFoZJoh UibU UFdiopMphZ XJMM poMZ dpoUJoVF Up cFdpNF NpsF boe NpsF QspNJoFoU cVU XibU lJoe pG UFdiopMphZ bsF XF tFFJoh oe ipX Jt JU iFMQJoh dpNNFsdJbM dpotUsVdUJpo cVJMeFst Up JNQspwF UiFJs tlJMM ps FGGJdJFodZ

5iF dpotUsVdUJpo JoeVtUsZ Jt poF UibU Jt dpoUJoVpVtMZ dibohJoh boe FwpMwJoh &bdi ZFbs oFX UsFoet FNFshF boe UiJt Jt FtQFdJbMMZ UsVF XJUi UiF VodFbtJoh bewbodFNFoU Jo UFdiopMphZ 0wFsbMM Xbt b tUspoh ZFbs Gps UiF dpNNFsdJbM dpotUsVdUJpo JoeVtUsZ

:KDw LV uh gL L

rPPhufLDo r Vwu fwLr D g hfK ror

0D D L H HSW

&

JG

With signi cant growth like that, it Jt pcwJpVt UibU QspkFdU NbobhFst dpoUsbdUpst boe tVQFsJoUFoeFoUt bsF seeing substantial bene ts to drone VtbhF $pNNFsdJbM dpotUsVdUJpo

L G

XFeeJoh QipUphsbQiFst wJeFphsbQiFst ps tJNQMZ Gps sFdsFbUJpobM QVsQptFt 5pebZ UiFZ bsF VtFe po dpotUsVdUJpo kpc tJUFt Up epdVNFoU JotQFdU boe NpoJUps XpslJoh dpoeJUJpot ddpseJoh Up %spoF%FQMpZ espoF VtF po UiF kpc tJUF ibt tlZspdlFUFe tVshJoh kVtU Jo UiF MbtU ZFbs bMpoF n8iJMF ep Fot pG JoeVtUsJFt VtF espoFt UiF GbtUFtU hspXJoh dpNNFsdJbM bepQUFs Jt UiF dpotUsVdUJpo JoeVtUsZ

Z dpMMFdUJoh ebUb GspN espoFt UiJt opU poMZ JNQspwFt UiF QspkFdU tdiFe VMF cVU dbo bMtp JNQspwF dpNNVoJ dbUJpo eFMJwFs NpsF bddVsbUF NFbt urements, save signi cant dollars in tQFoeJoh bt XFMM bt sFeVdF QspkFdU UJNF boe kpc tJUF tbGFUZ

Some bene ts of drones that have cFFo opUFe cZ dpotUsVdUJpo Nbobh Fst JodMVeF JodsFbtFe kpc tJUF tbGFUZ bt XFMM bt GbtU eFMJwFsZ pG ebUb JotJhiU n'ps NboZ ZFbst JUmt cFFo FyQFotJwF boe UJNF dpotVNJoh QFsGpsNJoh tJUF tVswFZt hFUUJoh UibU JoGpsNbUJpo dpM MbUFe boe UiFo QsFtFoUFe Jo b VtbcMF GpsN espoFt ibwF dibohFe UibU N bhFt dbo cF wJFXFe po UbcMFUt XiJMF b drone completes a ight, or a con tUsVdUJpo tJUF NbobhFs dbo JoUFsQsFU tVswFZ ebUb bt JU Jt UsbotNJUUFe Up iJt MbQUpQ Umt opX po eFNboe XiFo JUmt oFFeFe $pwFs%spoF

cVJMeFst bsF VtJoh espoFt Up dpMMFdU sFbM UJNF ebUb bcpVU QspkFdUt boe Up VoeFstUboe XibU Jt ibQQFoJoh po UiF kpc tJUF 5iFsF bsF tpNF JotJhiUt UibU bFsJbM tipUt QspwJeF UibU ZpV tJNQMZ dboopU tFF pUiFsXJtF boe espoFt bMMpX UiF QspkFdU NbobhFst Up dbUdi UiFtF JttVFt FbsMZ XiJdi dbo tbwF dptUMZ epMMbst ps beeFe XFFlt Up b QspkFdUmt eFbeMJoF %spoF%FQMpZ

technology construction


&21

8& 21

2

9 J 9L LJM L G

o UiF /psUiFbtU tbX b MbshF JodsFbtF Jo UiF bNpVoU pG iFbwZ

MUipVhi QsFGbc dpotUsVdUJpo Jt opU b oFX NFUipe JU Jt cFdpNJoh JodsFbt ingly popular due to the many bene ts JU pGGFst tVdi bt sFeVdFe dptUt tipsUFoFe dpotUsVdUJpo tdiFeVMFt JNQspwFe tbGFUZ dpoeJUJpot JNQspwFe QspeVdUJwJUZ bt XFMM bt XpslJoh Jo b dpoUspMMFe FowJspoNFoU

J G

4NbsU cVJMeJoht bsF cFdpNJoh RVJUF QpQVMbs cVU JU XpomU tUpQ UiFsF +VtU UisFF ZFbst bhp Jo UiF hMpcbM NbslFU Gps tNbsU cVJMeJoht Xbt wbMVFe bU bQQspyJNbUFMZ cJMMJpo Z UiF ZFbs UibU wbMVF Jt FyQFdUFe Up JodsFbtF NpsF Uibo Up bo FtUJ NbUFe wbMVF pG cJMMJpo 4NbsU$ 4. 5FdiopMphZ dpoUJoVFt Up cFdpNF JodsFbtJohMZ JNQpsUboU Up pVs FwFsZebZ MJwFt boe UiF dpotUsVdUJpo JoeVtUsZ Jt op FydFQUJpo 0wFs UJNF UiFtF tNbsU cVJMeJoht bsF QsFeJdUFe Up JoUFsdpooFdU XJUi pUiFs tNbsU cVJMeJoht XiJdi XJMM FwFoUVbMMZ MFbe Up ntNbsU dJUJFt /pU bMM pG UiFtF JoopwbUJpot XJMM eFwFMpQ XJUiJo cVU UFdiopMphJdbM bewbodFt bsF NpwJoh bU b sbQJe sbUF op MFtt

tNbsU cVJMeJoh VtFt tFotpst Up dpMMFdU ebUb boe NbobhF JU bddpse Joh Up UiF GVodUJpot boe tFswJdFt pG b cVJMeJoh 4NbsU cVJMeJoht dbo dpoUspM UFNQFsbUVsF MJhiUJoh wFoUJMbUJpo tFdVsJUZ boe pUiFs tZtUFNt XJUiJo b GbdJMJUZ 5iJt JoUFMMJhFoU UFdiopMphZ Jt cFdpNJoh QsFwbMFoU Jo b wbsJFUZ pG JoeVtUsJFt FtQFdJbMMZ Jo iptQJUbMt of ce buildings, and schools (RCR 8JsFMFtt

4NbsU cVJMeJoht ep opU JNQMZ b spcpU UibU UiJolt Gps JUtFMG boe dpoUspMt FwFsZ btQFdU pG UiF cVJMeJoh epomU UiJol XF XJMM cF tFFJoh UibU UZQF pG UFdiopM phZ Jo kVtU ZFU )pXFwFs ntNbsU cVJMeJoht bsF cFdpNJoh JodsFbtJohMZ popular for energy ef ciency, opera UJpot boe dptUt

E9JL M D 0 GDG

0D D L H HSW

&

L9L G

0wFsbMM Xbt b QptJUJwF ZFbs Gps dpNNFsdJbM dpotUsVdUJpo boe UiF pVUMppl Gps sFNbJot kVtU bt ipQFGVM ooVbM 3FQpsU 'psFdbtU GspN $potUsVdUJpo &RVJQ NFoU tibsFt iJhi FyQFdUbUJpot Gps UiF ZFbs boe UibU dpotUsVdUJpo tQFoeJoh tipVMe cF nspcVtU pwFsbMM bt UiF NpNFoUVN GspN QVtiFt GpsXbse n$potUsVdUJpo tQFoeJoh ibt JodsFbtFe bNpoh oFbsMZ FwFsZ QspkFdU UZQF boe hFphsbQiJd bsFb UiJt ZFbs %FtQJUF month-to-month uctuations, the out Mppl sFNbJot QptJUJwF Gps NpeFtU

PH GJ

8JUi QsFGbcsJdbUFe dpotUsVdUJpo JodMFNFoU XFbUiFs sbsFMZ dsFbUFt b delay because a signi cant portion of UiF QspkFdU Jt dpNQMFUFe XJUiJo b Nbo VGbdUVsJoh GbdJMJUZ oeVtUsZ FyQFsUt bsF QsFeJdUJoh UibU QsFGbc dpotUsVdUJpo XJMM dpoUJoVF Up cFdpNF b hFoFsbM contractor’s rst choice, as more eFwFMpQFst boe dVtUpNFst bdlopXMFehF the bene ts that prefab construction pGGFst

sbJoGbMM FwFo eVsJoh UiF tVNNFs NpoUit XiJdi bsF UZQJdbMMZ ipU boe esZ 5iJt dsFbUFe NboZ tFUcbdlt Gps dpotUsVdUJpo dpNQboJFt bt UiFZ ibe Up eFbM XJUi NVeeZ kpc tJUFt tdiFeVMF eFMbZt boe pUiFs tFUcbdlt

e: v

P

m

l .

m p s 01,02 www. s w l . 03 www. s w l . 04 www. es - m . e

S

NJUJhbUFe cFdbVtF UiFtF NboVGbdUVs Joh GbdJMJUJFt bsF MpdbUFe boe pQFsbUFe XiFsF UiF NbkpsJUZ pG UiF Mbcps QppM Jt bwbJMbcMF .JUJhbUJoh -bcps 4ipsUbhF 1spcMFNt XJUi .peVMbs $potUsVdUJpo

5iFsF XJMM bMXbZt cF dibMMFohFt XJUiJo UiF dpotUsVdUJpo JoeVtUsZ cVU XJUi QsFGbcsJdbUFe dpotUsVdUJpo hFoFsbM dpoUsbdUpst dbo tbwF po cpUi UJNF boe dptUt -bcps tipsUbhFt bsF sbsFMZ b dpodFso Gps QsFGbc dpotUsVdUJpo cF dbVtF UiF tbNF kpc GpsdF Jt FNQMpZFe ZFbs spVoe Z dipptJoh NpeVMbs dpotUsVdUJpo Mbcps JttVFt bsF

Up NpeFsbUF JodsFbtFt Jo NptU tQFoeJoh dbUFhpsJFt bU MFbtU UispVhi the rst part of 2019. However, ebNbhJoh UsbeF QpMJdJFt Mbcps tipsUbhFt boe sJtJoh JoUFsFtU sbUFt QptF hspXJoh dibMMFohFt Up dpoUsbdUpst boe UiFJs dMJFoUt $potUsVdUJpo &RVJQNFoU


&21

8& 21

2

8F NpVoU FyiJcJUJpot UibU bsF GVodUJpobM boe bFtUiFUJdbMMZ QMFbtJoh q XF ibwF pshboJ Fe Gps tJyUFFo dpotFdVUJwF ZFbst UiF XFMM sFdphoJ Fe oUFsobUJpobM VJMeJoh $potUsVdUJpo boe 1spQFsUZ &yiJcJUJpo XJUi bcpVU tJyUZ Up iVoesFe FyiJcJUpst bU UiF ddsb oUFsobUJpobM $poGFsFodF $FoUsF boe bU .pwFoQJdl Ncbttbeps )pUFM boe )pNFt boe oUFsJpst 'bJs Gps UiF QbtU ve (6) Years

&yiJcJUJpot

NbhF $potpsUJVN Jt bo FyQFsJFodFe FwFoU QMbooJoh boe NbobhFNFoU dpNQboZ UibU tVQQpsUt dpNQboJFt boe JotUJUVUJpot Jo QspkFdUJoh UiF sJhiU JNbhF boe Jo dsFbUJoh csboe bXbsFoFtt 8F pshboJ F boe dppseJobUF bMM GpsNt pG FwFoUt GspN JUt JodFQUJpo UispVhi Up JUt dpNQMFUJpo ps boZ QbsU UiFsFpG UibU NptU pGUFo tVsQbttFt pVs dMJFoUmt FyQFdUbUJpot

1spkFdU 1MbooJoh &yFdVUJpo boe .bobhFNFoU

0Vs QVcMJdbUJpo Jt dFoUFsFe po QspkFdUJoh UiF cVJMU JoeVtUsZ XJUi FNQibtJt po dpNQpoFoUt pG dpotUsVdUJpo boe UiF QspQFsUZ NbslFU 0Vs GpdVt Jt po n VJMeJoh JU 3JhiU q GspN GpVoebUJpo Up GVsoJtiJoh 5iF $JUZ $potUsVdUJpo boe 1spQFsUJFt .bhb JoF GFbUVsF dpNQboJFt oFX UFdiopMphJFt boe eFtJhot Jo UiF cVJMU tFdUps 8JUi pVs wbsJFe eJtUsJcVUJpo dibooFMt pVs QVcMJdbUJpo Jt b tUspoh NbslFUJoh boe bewFsUJtJoh UppM UibU QspkFdUt UiF cVJMU JoeVtUsZ

1VcMJdbUJpot

t b NbslFUJoh dpNQboZ JU Jt pVs bJN Up iFMQ pVs dMJFoUt bdiJFwF UiFJs tFU hpbMt Jo tbMFt boe FyFdVUJpo pG eFbMt boe bt tVdi XF sFtFbsdi QMbo boe tUsbUFhJdbMMZ dpNNVoJ dbUF pVs dMJFoUtm JeFbt QspeVdUt boe tFswJdFt Up UiFJs sFRVJsFe bVeJFodF Jo b XbZ UibU QspNpUFt JodsFbtFt dsFeJcJMJUZ boe cVJMet VoeFstUboeJoh boe tVQQpsU Gps UiFJs JeFbt tFswJdFt boe QspeVdUt

4UsbUFhJd .bslFUJoh $pNNVoJdbUJpo

NbhF $potpsUJVN (spVQ b sFopXoFe dpsQpsbUF dpodJFshF &wFoU NbobhFNFoU .bslFUJoh $pNNVoJdbUJpot dpNQboZ ibt pwFs UiF QbtU eFdbeF tVddFttGVMMZ dpNNVoJdbUFe JUt dMJFoUmt QspeVdUt Up UiF sJhiU UbshFU NbslFU 8F QspwJeF UiF cFtU wbMVF Gps NpoFZ XJUi iJhi eFMJwFsZ tUboebset NbhF $potpsUJVN ibt hspXo tUFbeJMZ pwFs UiF ZFbst boe opX cpbtUt pG bo pVUtUboeJoh QspeVdU NJy pG FwFoUt &yiJcJUJpot 4UsbUFhJd .bslFUJoh $pNNVoJdbUJpo 1spkFdU NbobhFNFoU )ptQJUbMJUZ 5sbJoJoh boe dpotVMUbodZ tFswJdFt 1spdVsFNFoU boe MphJtUJdt

NbhF $potpsUJVN (spVQ

0D D L H HSW

&

5iF $JUZ $potUsVdUJpo boe 1spQFsUJFt Xbset Jt bo FwFoU Up dFMFcsbUF boe sFdphoJ F UiF ibse Xpsl pG QMbZFst XJUiJo UiF cVJMeJoh dpotUsVdUJpo boe QspQFsUJFt JoeVtUsZ U NbhF $potpsUJVN XF cFMJFwF UibU UiF $potUsVdUJpo boe 1spQFsUZ 4FdUps ibt ibseMZ sFdphoJ Fe boe dFMFcsbUFe UiF ibse Xpsl boe bdiJFwFNFoUt pG JoeJwJeVbMt boe dpNQboJFt XJUiJo UiJt tFdUps Gps UiFJs JNNFotF dpoUsJcVUJpo Up UiF eFwFMpQNFoU pG UiF &dpopNZ 5iF Xbset XJMM VoepVcUFeMZ tFswF bt bo JotQJsbUJpo Up UiF FoUJsF cVJMeJoh dpotUsVdUJpo boe QspQFsUJFt JoeVtUsZ boe XJMM cFdpNF UiF cbspNFUFs cZ XiJdi JoeVtUsZ QMbZFst XJMM NFbtVsF QFsGpsNbodF boe tVddFtt

$JUZ $potUsVdUJpo boe 1spQFsUZ Xbset

• Customer Relationship Management • Negotiation Skills and Sealing a Deal • Credit Appraisal and Analysis • Credit Risk Management and Recovery • Customer Service • Performance Management • Managerial Leadership • Report Writing • Corporate Governance • Dynamic Of ce Administration

U NbhF $potpsUJVN XF cFMJFwF Jo FoibodJoh UiF tlJMMt pG tUbGG Up becoming effective and ef cient in UiF eFMJwFsZ pG UiFJs eVUJFt hpFt b long way in bene tting both the dVtUpNFst boe UiF otUJUVUJpo 8JUi UiF eZobNJdt pG dVtUpNFs bQQFUJUF tVswJwbM Jo FwFsZ JoeVtUsZ Jt iFbwJMZ eFQFoeFoU po UiF tUsFohUi pG JUt NbobhFNFoU boe tUbGG NbhF $potpsUJVN QspwJeFt UbJMpsFe UsbJoJoh QsphsbNt hFbsFe UpXbset dsFbUJoh dpoUJoVFe bXbsFoFtt pG UiF oFFe Gps tVtUbJoFe QFsGpsNbodF Jo UiF dpsQpsbUF XpsMe 0Vs $bQbdJUZ VJMeJoh QsphsbNNFt bJNt bU iFMQJoh tUbGG pG $psQpsbUF boe (pwFsoNFoUbM hFodJFt tibsQFo UiFJs tlJMMt bsF Jo UiF GpMMpXJoh bsFbt

VtJoFtt ewJtpsZ 4FswJdFt boe 5sbJoJoh

b

ead

ice cFlb +VodUJpo 5Ftbop ddsb XXX JNbhFdpotpsUJVNhspVQ dpN

&dpcbol VJMeJoh

NbhF $potpsUJVN QspwJeFt QspdVsFNFoU boe MphJtUJdt tVQQpsU tFswJdFt bt QbsU pG UiF XJeF sbohF pG tFswJdFt XF pGGFs Up pVs dMJFoUt Jo cpUi UiF 1VcMJd boe 1sJwbUF 4FdUpst 8F bsF UsbeF sFQsFtFoUbUJwF Gps b oVNcFs pG &VspQFbo dpNQboJFt boe QspwJeFe b wbsJFUZ pG QspeVdUt boe tFswJdFt JodMVeJohcVU opU MJNJUFe Up )ptQJUbM 'VsoJtiJoh 0shboJd 4VQQMZ boe 'ppe 4VQQMFNFoUt 7FiJdMFt cpUi sFoUbM boe tbMF JoUFsJps eFtJhot NFFU boe hsFFU 7 1 bJsQpsU bttJtUbodF boe UsbwFM MphJtUJdt 8iFo JU dpNFt Up QspdVsFNFoU boe MphJtUJdt NbhF $potpsUJVN ibt JU bMM

1spdVsFNFoU -phJtUJdt 4VQQpsU 4FswJdF

W add


&21

8& 21

2

7 6R R FH HpUH DEOH WR UD S WKH FH WUDO SDL RU SUREOHP R U PL G R to work and it’s not limited to of ce KR U R O EHFD H RPHWLPH GH L RO WLR FRPH WR R L WKH PR W DO SODFH G UHDOO GH L GRH pW WRS 6R OR D H WLOO KD H WKH NH LW FR WL H 6RPHWLPH H PD EH DW WKH FR WU FWLR OH HO RU H H DW WKH lling-out stage and decisions and FKRLFH WLOO HHG WR EH PDGH O LW L pW DO D M W U WHDP DOO HW L RO HG ,Wp D WRWDO LPPHU LR WR H UH

:H DO R HHN WR GHU WD G WKH FR FHSW RI WKH SURMHFW KDW L WKH F OW UH RI WKH SHRSOH RU SHU R HpUH GH L L IRU :KDW L WKHLU KL WRU :KHUH DUH WKH RL ,I LWp D FRPSD KDW GR WKH WD G IRU :KDW GR KH D W WKH SURMHFW WR PHD IRU WKHLU EUD G KDUHKROGHU F WRPHU HPSOR HH D G R R

)RU R KH L WKH WDUW RI D SURMHFW 7 Any project start with the very rst FR HU DWLR LWK WKH FOLH W :H HHN WR GHU WD G KDW WKH SDL SRL W DUH R H FD FUHDWH RPHWKL WKDW UHOLH H WKH SDL D G DO R HHL KR FDSLWDO L WH L H HDFK SURMHFW DUH R H PDMRU IDFWRU L WKDW KDWH HU WKH RO WLR L LW KD WR PDNH HFR RPLF H H :KDW L WKH R H WKL R LOO RW FRPSURPL H R KH GH L L RU E LOGL D SURMHFW 7 KL T H WLR GHPD G D HU OR D HU E W HpOO NHHS LW LPSOH D G D I FWLR D G WKH EHD W ,Wp OLNH KH FKRR L D LIH WKL RPD KD WR KD H D RRG FKDUDFWHU L GRP D G P W EH KDUG RUNL WKDWp WKH I FWLR SDUW t WKH E LOGL KD WR RUN LW KD WR EH R G G OLNH L WKH LIH K W FH DULR WKH EHD W KLFK L WKH DH WKHWLF DSSHDO RI WKH E LOGL DWWUDFW R ,I WKH E LOGL L RRG ORRNL LW DWWUDFW E HU L H WRU WH D W HWF E W LWp WKH I FWLR WKDW NHHS WKHP L LW

H f

HOO , KDG D D L WKH PDWWHU

6SHDNL RI LIH K W L WKDW KR R q UDEEHGr .DUH R GLG R PHHW 7 :H PHW L FKRRO :H HUH L WKH DPH FOD DW .1 6 D G H KH KDG ERWK I FWLR D G DH WKHWLF ff KDKDKD

:HOO R WKDW HpUH R WKH EMHFW , PL KW D HOO D N R SOH RUNL WR HWKHU L D FRPSOHWH R R IRU PD E W R FKR H WKDW SDWK :K 7 ,Wp LPSOH DFW DOO EHFD H LW PDNH H H :H N R HDFK RWKHUp WUH WK D G RW R WUR DUHD HU well and it’s a perfect t both at work D G R W LGH RI WKDW O KR HO H R OG R E LOG OLIH LWK RWKHU WKD R U EH W IULH G

7 HW PH L H R D H DPSOH RI KR H DSSOLHG WKL EDOD FH L R H RI R U SURMHFW UNL D 6KLSSHU p R FLO LOGL

KHUH KD EHH D ORW RI WDON R WKH H LUR PH WDO LPSDFW D G WDL DELOLW D G R R UH DUGL E LOGL D G WKH E LOW H LUR PH W R GR R WKL N R FR WULE WH WR WKH GH UDGDWLR RU SHUKDS KHOS PLWL DWH WKH SUREOHP LWK R U RUN As an of ce, we’re very mindful of WKH 6 p 6 WDL DEOH H HORSPH W RDO D G I OO SSRUW WKH 1p HIIRUW WR WUD IRUP R U RUOG qOHD L R R H EHKL Gr :KDW H WKHUHIRUH GR L WKDW IRU H HU SURMHFW H RUN R H consider sustainability, energy ef cacy, D G GL DEOHG SHU R WR LPSDFW WKH E LOGL RU SDFH R WKH OR WHUP KHDOWK RI WKH HU UHH FR HU D G RR , WKH H G WKR K WKHUHp DO D WKH HHG IRU WKDW EDOD FH EHFD H H FUHDWH WKH E LOGL RW IRU R U HO H E W IRU SHRSOH D G WKH KD H WKHLU R OLIH W OH D G KRSH D G GUHDP D G H KD H WR SD DWWH WLR WR WKDW D HOO 6R ED LFDOO H NHHS EDOD FL WKH GUHDP RUOG KHUH WKHUH DUH R OLPLW D G H HU WKL L SLFW UH SHUIHFW LWK WKH UHDO RUOG LWK LW FR WUDL W RI E G HW WLPH PDWHULDO D G NLOO t L L H HU SURMHFW R U EH W KRW D D WHDP R WKDW R U SURMHFW L H OLIH WR

7 O R H GR pW L RUH ED LF U OH RI WHDP RUN D G UH SHFW G H WU HU KDUG RW WR FDUU RUN KRPH :H GR pW DO D FFHHG L WKDW E W H

ND KR GR R PDNH LW DW KRPH D G DW RUN HDOO LNH :LOOLDP DLG HDUOLHU HpUH D perfect “ t”. So where he is strong in, , DP RW WKDW WUR D G KHUH KL WUH WK L EHOR WKH UDGDU , DP I OO RI WKDW WUH WK 6R ED LFDOO H IRF R WKDW EOH L D G S K WR DUG WKH FRPPR L LR

WRR RO WKH q UDEHHr DO R KDG WR FKHFN LI WKH o UDEEHUr KDG WKH UL KW speci cations and de nitely “function” is R WRS RI WKDW

ERWK WKH FOLH W D G HU UDWKHU WKD WDNL LW D D IURP K PD LW

KDW FRPH R W DW WKH H G RI WKH GD L D WKL RI EHD W D G LWp H LEOH

8JMMJbN boe ,bsFo bsF bo JodsFeJcMF UFbN 5iFZ bsF GbNpVt Gps dsFbUJoh JdpoJd cVJMeJoht XJUi csFbUi UblJoh JoUFsJpst XJUipVU dpNQspNJtJoh UJNFMZ eFMJwFsZ boe dpotUsVdUJpo FydFMMFodF

7iLLiaM and aren

6Q dMptF XJUi

0D D L H HSW

&

4p Xip epFt XibU 7 )bibib 5iF NJMMJpo epMMbs RVFtUJpo 8ibU XF UFMM QFpQMF Jt UibU bsdiJUFdUVsbM QsbdUJdF Jt b cVtJoFtt MJlF boZ pUiFs -JlF cbolJoh .FeJbdpN sFUbJM boe tp po tp Jo pseFs Up NpwF 4QFlUsb GspN b n0oF qNbo ps nNbo boe QpQ cVtJoFtt tpNFcpeZ ibt Up Xpsl Jo UiF pshboJ bUJpo Up cVJMe UibU dpsQpsbUF dVMUVsF boe pVUMppl po UiF pUiFs tJeF pG UibU UipVhi UiF NbdiJoFsZ ibt Up sVo UpebZ tp bopUiFs QFstpo ibt Up FotVsF UibU UiF NbdiJoFsZ Jt VQ boe sVooJoh UpebZ 4p Xpsl Jo UiF cVtJoFtt boe ,bsFo Xpslt po UiF cVtJoFtt boe UiJt FotVsFt hspXUi tbUJtGbdUJpo boe pro tability.

W KRPH LWp UHDOO LPSOH LWp M W :LOOLDP K ED G IDWKHU IULH G D G .DUH :LIH P PP LUOIULH G D G WKH FKLOGUH :H WU D P FK D SR LEOH WR PDL WDL D WUH IUHH KD H ,W KRPH D G H NHHS LW D DUP D G HOFRPL D SR LEOH

NHHS S KL IRU WKDW FOHDU HSDUDWLR D G HpOO PD WHU WKDW DUW D HOO H H W DOO

5FMM Vt bcpVU 4QFlUsb (MpcbM 7 4QFlUsb (MpcbM Jt b UFbN pG ZpVoh tVQFs dsFbUJwF boe FoFshFUJd QFpQMF XJUi UiF QbttJpo Up dsFbUF JotQJsJoh cVJMeJoh dpNGpsU boe MbtUJoh impressions in the eld of architecture boe dpotUsVdUJpo 8F tUbsUFe ZFbst bhp XJUi QFpQMF boe opX XF bsF Jo oVNcFs boe UiJt FydMVeFt tJUF tUbGG 8F cFMJFwF UibU bsdiJUFdUt boe UiF bMMJFe QspGFttJpobMt Jo UiF JoeVtUsZ tipVMe bMtp cF bcMF Up Xpsl Jo b tUsVdUVsFe XpslQMbdF XJUi b tUsVdUVsFe tZtUFN Jo XiJdi UiFZ dbo

8pX oUFsFtUJoh -FUmt hFU cbdl Up UiF Xpsl btQFdU 0oF pG ZpVs XFMM lopX tUsFohUit bt b QsbdUJdF Jt JoUFsJps eFtJho 8F epomU pGUFo tFF UibU XJUi pUiFs rms. So what is it that made you pay bUUFoUJpo Up UibU eJtdJQMJoF 8FMM cFdbVtF bt QFpQMF XF tQFoe bcpVU pG pVs MJwFt JotJeF UiF cVJMeJoh sbUiFs Uibo UiF pVUtJeF 4p XF UiJol UibU JU tJNQMZ NblFt NpsF tFotF Up FotVsF UibU UiF FowJspoNFoU XF dsFbUF XJUi pVs cVJMeJoht ibwF QptJUJwF Mpoh UFsN JNQbdUt po UiF VtFst XiFUiFs UiFZ bsF XpslJoh QMbZJoh XpstiJQQJoh bsF tJNQMZ MJwJoh

development property


&21

8& 21

8ibU ep sdiJUFdUt boe dpoUsbdUpst oFFe Up ep Jo QsFQbsbUJpo Gps UiF FoGpsdFNFoU pG UiJt bhsFFNFoU Well rst of all we think that it is a cMFttJoh Gps opU poMZ bsdiJUFdUt cVU bMtp Gps (ibobJbo cVtJoFttFt bt b XipMF U ipXFwFs dbo FbtJMZ UVso JoUp b dVstF Gps dpsQpsbUF (ibob ps the entrepreneurial sphere if we nd

)bwF ZpV iFbse pG UiF GsJdbo dpoUJoFoUbM 'sFF 5sbeF sFb '$'5 hsFFNFoU :Ft

8iFsF ep ZpV tFF bsdiJUFdUVsF dpotUsVdUJpo boe UFdiopMphZ JoUFstFdUJoh 5iF eFNboe Gps tQFFe QFsGFdUJpo nesse, convenience, connectivity is po UiF sJtF boe cVJMU FowJspoNFoU Jt opU FydMVeFe GspN UiF sbdF 5iJoht MJlF wpJdF dpoUspMMFe bttJtUboUt sFNpUF pQFsbUJpo pG tZtUFNt boe FRVJQNFoU Jo UiF ipNF tNbsU tFdVsJUZ tNbsU UsbdlJoh pG Xpsl GpsdF po dpotUsVdUJpo tJUFt QVsdibtJoh pG cVJMeJoht FoFshZ sppGt tNbsU XbtUF NbobhFNFoU tZtUFNt boe tp po bsF bMsFbeZ iFsF XJUi Vt 4p sFbMMZ JUmt opU b RVFtUJpo pG XiFUiFs UiFZ NFshF cVU sbUiFs Up XibU eFhsFF UiFZmsF NFshJoh

dpNJoh Jo 8F bMtp NVtU cF sFbeZ Up hp Up UiptF dpVoUsJFt

UiF eFtJsF boe oFFet pG UiF JoeJwJeVbMt ps dpsQpsbUF FoUJUJFt 8F ipXFwFs FotVsF UibU UiF bsU tdJFodF boe cultural aspects are rmly in place. &wFsZ cVJMeJoh cFbst UiF tpVM boe JeFoUJUZ pG UiF pXoFs UibUmt pVs GpdVt

8ibU XpVMe ZpV tbZ Jt ZpVs hVJeJoh QsJodJQMF ps eFtJho QiJMptpQiZ 8F cFMJFwF UibU QFpQMF bsF UiF tbNF ZFU eJGGFsFoU 4pNF XboU MbshF tQbdFt pUiFst epomU tpNF MpwF csJhiU dpMpVst pUiFs QFpQMF QsFGFs oFVUsbMt boe tp po Jo UibU sFhbse UiFsFGpsF XF UFoe Up dsFbUF bsdiJUFdUVsF tpMVUJpo UibU tVJU

pVstFMwFt VoQsFQbsFe 5iF tJNQMF cspbe MJoF dpoUFoU Jt UibU XF dbo ep cVtJoFtt bdsptt cpseFst XJUipVU boZ iJoesbodF pG QFsNJUt ps MbcpVs MbXt boe tp po 4p XF UiJol UibU XF bMM oFFe Up tibsQFo pVs byFt Jo UFsNt pG UiF QspeVdUt boe tFswJdFt XF sFoeFs Up FotVsF UibU UiFZ bsF pG JoUFsobUJpobM tUboebset Mtp XF NVtU VshFoUMZ QVU UiF dsJUJdbM JoUFsobM tZtUFNt boe QspdFttFt Jo QMbdF UibU XJMM bMMpX Vt Up sVo pVs cVtJoFttFt bdsptt cpseFst 8F dboopU eJtbQQFbs XiFo UiF XbMMt bsF dpMMbQtFe boe UiF 4pVUi GsJdbot .pspddbot /JhFsJbot ,FoZbot tUbsU

2

grow their careers and build ful lling MJwFt oe cFdbVtF pG UiF eJwFstJUZ pG UiF UbMFoU XF ibwF XFmsF bcMF Up tFswF UiF dMJFoUt GspN Foe Up qFoe pGGFsJoh UiFN b poF tUpQ tipQ tpMVUJpo Up UiFJs QspQFsUZ bdRVJtJUJpo oFFet

0D D L H HSW

&

%p opU cF bGsbJe Up cF eJGGFsFoU cFdbVtF JUmt Jo UibU eJGGFsFodF UibU ZpVs tUsFohUi XJMM tiJoF UispVhi

-Fbso boe VoeFstUboe ipX cVtJoFtt Xpslt cFdbVtF bsdiJUFdUVsF Jt b MpU NpsF Uibo eFtJho ps csJdl boe NpsUbs

G ZpV ibe UiF pQQpsUVoJUZ Up tQFbl Up ZpVs ZpVohFs tFMwFt b eFdbeF bhp XibU XpVMe ZpV ibwF tbJe Up ZpVohFs 8JMMJbN boe ,bsFo 5Xp UiJoht poMZ

onStruction wiLL becoMe More autoMated 5iF % QsJoUJoh UFdiopMphZ XpVMe ibwF cFFo FoibodFe boe tpNF UiJoht UibU XFmsF tUsVhhMJoh XJUi opX JoUFst pG MbcpVs boe tlJMM XJMM cF epoF cZ spcpUt

2educed productS 8F UiJol UibU UiF JoGVtJpo pG UFdiopMphZ boe tNbsU tpMVUJpo bsF tUJMM Jo UiF FbtJMZ boe FyQFsJNFoUbM tUbhFt tp UiFZmsF FyQFotJwF VU Jo UiF oFyU Zst UiFZmMM cF diFbQFs bt NpsF NboVGbdUVsFst XJMM cF bcMF Up QspeVdF UiF tbNF tZtUFNt 5iJt XJMM NblF hsFFo cVJMeJoh NpsF nbGGpsebcMF Gps b XJeFs NbslFU

or StarterS UiF QsbdUJdF pG bsdiJUFdUVsF XJMM ibwF Up FyQboe Jo UiF tdpQF pG tFswJdFt sFoeFsFe Up dMJFoUt cpUi QsJps Up eFtJho Up QptU pddVQbodZ oe XiFo UibU ibQQFot UiF QspGFttJpo XJMM cF NpsF nancially stable and lucrative with the ripple effect of bigger rms – (not poMZ Jo csJdl boe NpsUbs tQbdFt but virtual of ces as well) - better FNQMpZNFoU Gps UiF hsbeVbUFt boe cFUUFs cVtJoFtt dbtF Gps UiF QsbdUJdF 5iFo pG dpVstF FeVdbUJpo XJMM ibwF Up dibohF Up NblF UiF hsbeVbUFt NbslFU sFbeZ

8iFsF ep ZpV tFF bsdiJUFdUVsF Jo ZFbst 8FMM bsdiJUFdUVsF boe dpotUsVdUJpo ep opU ZJFMe UiFNtFMwFt Up dibohF bt GbtU bt pUiFs bsFbt 5iJt ipXFwFs epFt opU NFbo UibU UiF oFyU eFdbeF XJMM sFNbJo UiF tbNF 8F dbo tbZ Gps tVsF UibU b GFX UiJoht XJMM pddVs XFMM MJNJU JU Up


&21

8& 21

0D D L H HSW

&

2


&21

8& 21

2

Source: OECD Green Growth Studies www.oecd.org

oGsbtUsVdUVsF Jt dsJUJdbM Up tVtUbJobcMF dpNNVoJUZ eFwFMpQNFoU pVs GVUVsF XFMM cFJoh boe UiF ebZ Up ebZ MJwFt pG JoeJwJeVbM GsJdbot 5iF JoGsbtUsVdUVsF XF bsF cVJMeJoh UpebZ XJMM tibQF UpNpsspXmt dpNNVoJUJFt

4VtUbJobcMF JoGsbtUsVdUVsF sFGFst Up UiF eFtJhoJoh cVJMeJoh boe pQFsbUJoh pG UiFtF tUsVdUVsbM FMFNFoUt Jo XbZt UibU ep opU opU eJNJoJti UiF tpdJbM FdpopNJd boe FdpMphJdbM QspdFttFt sFRVJsFe Up NbJoUbJo iVNbo FRVJUZ eJwFstJUZ boe UiF GVodUJpobMJUZ pG obUVsbM tZtUFNt

oGsbtUsVdUVsF Jt UiF tFU pG tUsVdUVsbM FMFNFoUt UibU tVQQpsUt UiF ebZ Up ebZ GVodUJpo boe oGMVFodFt UiF eJsFdUJpo pG iVNbo tpdJFUZ

I

0D D L H HSW

&

U

U U

U

&oFshZ GVFMt UiF NpwFNFoU pG NboVGbdUVsFe hppet QFpQMF

(sFFo hspXUi sFRVJsFt b hsFFo FohJoF JNQspwJoh UiF FowJspoNFoUbM QFsGpsNbodF pG FoFshZ UsbotGpsNbUJpo boe dpotVNQUJpo Jt b dpsoFstUpoF pG boZ bUUFNQU UpXbset hsFFo hspXUi 5iF eFNboe Gps tFdVsF FoFshZ tVQQMZ VoeFsQJot FdpopNJd bdUJwJUZ XiFUiFs JU Jt b GbdUpsZ Jo (FsNboZ ps b GbsNJoh pQFsbUJpo Jo (ibob U Jt oFFeFe Up hspX dspQt kVtU bt NVdi bt JU Jt oFFeFe Up VoeFsQJo UiF NpcJMF QipoF oFUXpsl UispVhi XiJdi GbsNFst dbo dpooFdU Up UiFJs NbslFUt &oFshZ Jt bo FttFoUJbM JoQVU Up UiF QspeVdUJpo pG Gppe boe UiF QspwJtJpo pG XbUFs JU dbo FMJNJobUF UiF oFFe Gps ipVst tQFoU dpMMFdUJoh GVFM Xppe Up NblF NpsF UJNF bwbJMbcMF Gps FeVdbUJpo boe FoUsFQsFoFVsJbM bdUJwJUZ JU pGGFst NpcJMJUZ UibU NblFt UsbeF QpttJcMF

tFswJdFt boe JeFbt 8JUipVU FoFshZ UiFsF Jt op hMpcbMJ bUJpo U VoeFsXsJUFt UiF FNFshJoh tU dFoUVsZ XpsMe Jo XiJdi JoGpsNbUJpo boe dpNNVoJdbUJpo UFdiopMphJFt bsF sF tibQJoh UiF FdpopNJd QpMJUJdbM tpdJbM boe FeVdbUJpobM ipsJ pot pG UiF XpsMe

(3&&/ (3085) 3&26 3&4 (3&&/ &/( /& spVoe pG diJMesFo VoeFs GJwF ZFbst pG bhF eJF Fbdi ZFbs GspN Xb UFs cpsoF eJtFbtFt FoFshZ QMbZt b lFZ spMF Jo NJUJhbUJoh UiFtF eJtFbtFt UispVhi XbUFs QVNQJoh GJMUsbUJpo boe VMUsbwJpMFU UsFbUNFoU

&oFshZ Jt b GVoebNFoUbM JoQVU Up FdpopNJd bdUJwJUZ ipXFwFs b Nbkps UsbotGpsNbUJpo Jt sFRVJsFe Jo UiF XbZ XF QspeVdF eFMJwFs boe dpotVNF FoFshZ 5iF dVssFoU FoFshZ tZtUFN Jt MbshFMZ eFQFoeFoU po GpttJM GVFMt XiJdi oFhbUJwFMZ JNQbdU bJs RVbMJUZ boe dpoUsJcVUF tJhoJGJdboUMZ Up dbscpo FNJttJpot (MpcbM eFNboe Gps FoFshZ Jt sbQJeMZ JodsFbtJoh bsJtJoh GspN QpQVMbUJpo boe FdpopNJd hspXUi FtQFdJbMMZ Jo FNFshJoh NbslFU FdpopNJFt XiJdi XJMM bddpVoU Gps pG FoFshZ eFNboe hspXUi Up

U

development property


&21

8& 21

2

5pebZ hFpQpMJUJdbM FwFoUt bsF QVtiJoh QsJdFt iJhiFs 5iFZ csJoh oFbs UFsN sJtlt Up FdpopNJd bd UJwJUZ bt XFMM bt bewFstF NFeJVN boe Mpoh UFsN sJtlt Up UiF XpsMemt obUVsbM dbQJUbM dMFbo FoFshZ FohJoF Up GVFM hsFFo hspXUi XJMM FoibodF hMpcbM FoFshZ tFdVsJUZ FobcMF sFtQpotJcMF FowJspoNFoUbM tUFXbsetiJQ boe FNQpXFs FoeVsJoh FdpopNJd hspXUi & 6odFsUbJoUZ pwFs UiF FdpopNJd dptUt pG UsbeJUJpobM FoFshZ sFtpVsdFt dpVQMFe XJUi UiF oFFe Up bwpJe MpdbM QpMMVUJpo boe dMJNbUF dibohF JNQbdUt ibt dsFbUFe tJhoJGJdboU QsFttVsF Up eJwFstJGZ FoFshZ tZtUFNt and to radically improve the ef ciency pG FoFshZ QspeVdUJpo tUpsbhF eJtUsJcVUJpo boe dpotVNQUJpo

$pbM XiFo cVsoFe Jt UiF eJsUJFtU pG bMM GpttJM GVFMt ZQspeVdUt pG dpbM dpNcVtUJpo bsF ib bsepVt Up iVNbo iFbMUi boe UiF FowJspoNFoU 1pps dpNcVtUJpo pG dpbM dbo tFwFsFMZ eFUFsJpsbUF MpdbM bJs RVbMJUZ U UiF tbNF UJNF dpbM Jt hFoFsbMMZ bGGpsebcMF boe sFtpVsdFt bsF bNQMZ eJtUsJcVUFe bdsptt NboZ sFhJpot

.peFso FoFshZ tFswJdFt bsF bMtp b lFZ Up JNQspwJoh iFbMUi pVUdpNFt GspN QpXFsJoh NbUFsoJUZ GbdJMJUJFt boe NFeJdbM FRVJQNFoU Up UiF tbGF tUpsbhF pG wbddJoFt &MFdUsJdJUZ Jo rural schools has signi cant positive JNQbdUt QspwJeJoh bddFtt Up NpeFso MFbsoJoh UFdiopMphJFt tVdi bt dpN QVUFst boe FMFdUspoJd FeVdbUJpobM NFeJb VU NpcJMJ Joh bMM UiJt FoFshZ dpNFt XJUi MbshF dptUt 4pNF NJMMJpo QFpQMF eJF QsFNbUVsFMZ FwFsZ ZFbs NptUMZ Jo eFwFMpQJoh dpVoUsJFt eVF Up UiF FGGFdUt pG csFbUiJoh tNplF GspN QppsMZ dpNcVtUFe cJpNbtt GVFMt Jo ipVtFipMet %FQFoeFodF po MJRVJe iZespdbscpot Gps wFiJdMF bwJbUJpo boe NbsJoF UsbotQpsU Jt dptUMZ Gps JNQpsUJoh dpVoUsJFt b tpVsdF pG tUsbJo Jo hFpQpMJUJdbM sFMbUJpot boe b Nbkps tpVsdF pG bJs QpMMVUJpo

0D D L H HSW

&

• Innovation to achieve environ MentaL and econoMic objectiveS oopwbUJpo Jt GVoebNFoUbM Up UiF pckFdUJwFt pG hsFFo hspXUi Jo UibU JU dbo iFMQ Up eFdpVQMF FowJspoNFo UbM ebNbhF GspN FdpopNJd hspXUi boe Jt bMtp bU UiF dpsF pG FdpopNJd pckFdUJwFt tVdi bt QspeVdUJwJUZ hspXUi boe kpc dsFbUJpo U pGGFst UiF pQQpsUVoJUZ Up NFFU FowJspoNFoUbM dibMMFohFt bU b sFbtpobcMF dptU oopwbUJpo Jt QbsUJdVMbsMZ JNQpsUboU Jo UiF FoFshZ JoeVtUsZ bt XF tFbsdi Gps GpsNt pG FoFshZ UibU JNQptF GFXFs FowJspoNFoUbM dptUt boe XbZt pG JNQspwJoh FGGJdJFodZ Jo VtF bt QsJdFt sJtF

• conoMic coStS o environMentaL daMage and poorLy Managed natu raL reSourceS 'bJMJoh Up beesFtt FowJspoNFoUbM dpodFsot boe opU NbobhJoh obUVsbM sFtpVsdFt QptFt tJhoJGJdboU sJtlt Up Mpoh UFsN Fdp opNJd hspXUi UispVhi sJtJoh QsJdFt dbVtFe cZ sFtpVsdF tdbsdJUZ UiF hspXJoh cVseFo pG FowJspoNFoUbM ebNbhF dbVtFe cZ UiF dpowFoUJpobM VtF pG GpttJM GVFMt boe Up XFMM cFJoh UispVhi UiF oFhbUJwF dpotFRVFodFt pG dMJNbUF dibohF boe UiF JNQbJsNFoU Up iVNbo iFbMUi dbVtFe cZ QpMMVUJpo

0wFsbMM GpVs lFZ FMFNFoUt QspwJeF UiF FdpopNJd sbUJpobMF Gps QMbdJoh UiF FoFshZ tFdUps po b hsFFo hspXUi QbUi

G FdpopNJd hspXUi Jt Up dpoUJoVF XJUipVU QspQpsUJpobM JodsFbtFt Jo GpttJM GVFM dpotVNQUJpo JU Jt wJUbMMZ JNQpsUboU Up FyQMpJU oFX XbZt pG hFoFsbUJoh wbMVF beeFe 8iJMF NptU 0&$% dpVoUsJFt ibwF sFeVdFe GpttJM GVFM JoQVUt QFs VoJU pG QiZtJdbM pVUQVU FoFshZ JoUFotJUZ eVsJoh UiF QbtU UisFF eFdbeFt UiFsF Jt tUJMM sppN Gps GVsUiFs JNQspwFNFoU FtQFdJbMMZ Jo opo 0&$% sFhJpot 5iFsFGpsF FoFshZ FGGJdJFodZ Jt QspcbcMZ poF pG UiF NbJo lFZt Up Mpoh UFsN FowJspoNFoUbM tVtUbJo bcJMJUZ ZsFt boe 8bss

3FdphoJtJoh UibU dVssFoU JowFtUNFoU tipsUGbMMt Jo dMFbo FoFshZ dpVMe ibwF tFwFsF dpotFRVFodFt Gps FoFshZ tFdVsJUZ Mpoh UFsN FdpopNJd hspXUi and the ght against climate change, NboZ dpVoUsJFt ibwF MbVodiFe tUJNVMVt QsphsbNNFt UibU JodMVeF hsFFo FoFshZ bNpVoUJoh Up 64% UsJMMJpo Jo oUFsobUJpobM &oFshZ hFodZ & NFNcFs dpVoUsJFt XJUi bo bwFsbhF pG pG UiJt tQFoeJoh Gps dMFbo FoFshZ UFdiopMphJFt boe FoFshZ FGGJdJFodZ o UiF 6oJUFe 4UbUFt Gps FybNQMF UXp QbdlbhFt bMMpdbUFe bcpVU 64% cJMMJpo Up sFoFXbcMF FoFshZ bNpoh pUiFs FoFshZ sFMbUFe NFbt VsFt ,psFb boe $iJob bMtp JodMVeFe MbshF hsFFo FoFshZ JowFtUNFoUt Jo UiFJs tUJNVMVt tQFoeJoh Qsp hsbNNFt 5iJt tVQQpsU sFQsFtFoUt bo JNQpsUboU epXo QbZNFoU po UiF NbttJwF JowFtUNFoU sFRVJsFe Up UsbotGpsN FoFshZ tZtUFNt boe bwpJe Mpdl Jo pG ZFtUFsebZmt UFdiopMphJFt boe tZtUFNt

• Opportunities for new markets and induStrieS 4iJGUJoh UpXbse hsFFo hspXUi Jo UiF FoFshZ tFdUps XJMM sFRVJsF oFX UFdiopMphJFt GVFM tpVsdFt QspdFttFt boe tFswJdFt UibU dbo tQVs oFX NbslFUt boe oFX JoeVtUsJFt 5iFsF bsF bMtp JodsFbtJoh eFNboet GspN dpotVNFst boe JowFtUpst Gps FowJspoNFoUbMMZ GsJFoeMZ QspeVdUt tFswJdFt boe QspeVdUJpo QspdFttFt Jo UiF FoFshZ tFdUps 'JsNt UibU bsF QspbdUJwF Jo UiF GbdF pG UiFtF dibohFt XJMM cF XFMM QptJUJpoFe Up cpUi dpoUsJcVUF Up boe cFoFGJU GspN UiFN

• Synergies between environmental and productivity growtH objectiveS NQspwFe sFtpVsdF QspeVdUJwJUZ boe FoFshZ FGGJdJFodZ UispVhi Jo opwbUJpo ps eFQMpZNFoU pG FoFshZ UFdiopMphZ ps QspdFttFt tVQQpsUt eFdpVQMJoh cFUXFFo FdpopNJd hspXUi FowJspoNFoUbM ebNbhF boe sFtpVsdF eFhsbebUJpo


&21

8& 21

2

: am a d Ka

eva

Ha m

8JMJbN boe ,bsFo &wbot )bMN bsF (ibobmt NptU tpVhiU bGUFs eFtJho cVJMe bsdiJUFdUt 5iFZ bsF GbNpVt Gps dsFbUJoh JdpoJd cVJMeJoht FosJdiFe XJUi csFbUi UblJoh JoUFsJpst XJUipVU dpNQspNJtJoh po UJNFMZ eFMJwFsZ pG Fbdi QspkFdU 5iFZ bsF ttpdJbUFt pG UiF (ibob otUJUVUF pG sdiJUFdUt

s W

'ps UiJt sFbtpo NboZ QFpQMF bsF bcMF Up cVZ ps cVJMe kVtU poF ipVtF Jo UiFJs MJGF UJNF poMZ b GFX cVtJoFttFt FwFo pXo UiF QspQFsUJFt Jo XiJdi UiFZ ipVtF UiFJs iFbeRVbsUFst bt pwFs pQU Up sFoU 0UiFst cpUi JoeJwJeVbMt boe cVtJoFttFt oFwFs pXo boZ QspQFsUZ bU bMM

oZ GpsN pG JowFtUNFoU Jo b 3FbM &tUbUF QspQFsUZ Jt oFwFs b diFbQ poF U Jt bMXbZt b iJhi dbQJUbM JowFtUNFoU wFoUVsF U epFt opU NbUUFs ZpVs NpeF pG QbZNFoU MpX NpoUiMZ eFeVdUJpot po b NpsUhbhF MpX JoUFsFtU Mpbo pVUsJhiU QVsdibtF ps kpJoU wFoUVsF bU UiF Foe pG JU bMM JU Jt dbQJUbM JoUFotJwF

EVALUATING A REAL ESTATE PROPERTY BEFORE MAKING THE INVESTMENT

0D D L H HSW

&

eLp

bjective

&ybdUMZ XibU QspcMFN bsF ZpV UsZJoh Up tpMwF • 1VUUJoh JeMF dbti Up VtF • 1spwJeJoh b sppG pwFs ZpVs iFbe • Lacking advantage of ancing

8iZ bsF ZpV dpotJeFsJoh UiJt QspQFsUZ 8ibU FybdUMZ bsF ipQJoh Up bdiJFwF t JU b QFstpobM oFFe ps XboU t JU Gps ZpVs pXo dpotVNQUJpo ps JU Jt bo JowFtUNFoU UibU Jt FyQFdUFe Up ZJFMe sFUVsot NpoUiMZ ps booVbMMZ

Lari y 9our

hppe bsdiJUFdU dbo bttFNcMF UiF cFtU UFbN Up iFMQ ZpV G ZpV bsF cVZJoh b ipNF ep XFMM Up hFU b QspGFttJpobM Up FwbMVbUF UiF QspQFsUZ ZpV QVsdibtF Z UiJt NFbo opU kVtU b QspQFsUZ sFbM FtUbUF csplFs b hppe bsdiJUFdU Jt ZpVs cFtU cFU

5iF NJtUblF NboZ QFpQMF NblF Jo bwpJeJoh UiF NptU FttFoUJbM JUFN hFUUJoh QspGFttJpobM bttJtUbodF o bo bUUFNQU Up ntbwF NpoFZ cZ bwpJeJoh UiF GFFt Gps UiF tFswJdF XiJdi UiFZ ep opU sFbMJtF Jt poMZ b wFsZ tNbMM QFsdFoUbhF pG UiF FoUJsF dptU pG UiF QspQFsUZ tpNFUJNFt bt MpX bt UiFZ Foe VQ cFJoh b QFooZ XJtF boe b QpVoe GppMJti 5iJt Jt cFdbVtF UiFZ hFU tbeeMFe XJUi QspQFsUJFt UibU drain the life out of their nances with wFsZ iJhi sVooJoh dptUt JobcJMJUZ Up bUUsbdU beFRVbUF sFwFoVF FydFttJwF modi cations required and so on. 4p cFGpsF ZpV UblF tVdi b cpMe tUFQ po bt JoeJwJeVbM ps b cVtJoFtt FotVsF ZpV ibwF b QspGFttJpobM Xip XJMM iFMQ ZpV Jo FwbMVbUJoh UiF QspQFsUZ VoeFs dpotJeFsbUJpo G ZpV bsF b cVtJoFtt hFU b UFbN pG dpotVMUboUt bsdiJUFdUt FohJoFFst RVboUJUZ tVswFZpst Xip XJMM sFQsFtFoU ZpVs JoUFsFtUt boe FotVsF ZpV hFU b hppe eFbM oe ZFt ZpV oFFe UiJt FwFo JG ZpV bsF cVJMeJoh boe ZpVmwF FoUsVtUFe UiF QspkFdU Up b hppe dpoUsbdUps 4pNFcpeZ ibt Up Mppl pVU Gps ZpV

et 0ro eSSionaL

G ZpV bt bo JoeJwJeVbM cVtJoFtt pXoFs ps dpNQboZ dipptF Up pXo b QspQFsUZ UiFo QMFbtF ep opU JhopsF UiF GpMMpXJoh

pQQpsUVoJUZ (FoFsbUJoh b oFX tUsFbN pG JodpNF Creating an asset as money’s st Up bUUsbdU NpsF wbMVF QspUFdUJoh bo bMsFbeZ pXoFe bttFU

eSign

'6/$5 0/ - 5: -bZpVU UiJt NVtU NblF tFotF boe FoibodF QspeVdUJwJUZ boe UiF MJwFt pG UiF Foe VtFst sdiJUFdUVsbM tdJFodF epFt JU tbUJtGZ UiF dpoeJUJpot Gps UiF sFhJpo Jo XiJdi JUt NFboU Gps &ybNQMF JG JUmt Jo GsJdb ipX UspQJdbM Jt JU ipX epFt JU tpMwF QspcMFNt tVdi bt iJhi UFN QFsbUVsFt tpMbs JohsFtt iVNJeJUZ sFhJpobM bsdiJUFdUVsF FUd 4UsVdUVsbM JoUFhsJUZ boe GFbtJcJMJUZ ipX GFbtJcMF Jt JU Gps UiF cVJMeJoh Up tUboe boe XJUiJo sFbtpobcMF dptUt dpotUsVdUJpo NFUipepM phZ QspQptFe epFt JU eJtQMbZ boZ nbsdiJ FohJoFFsJoh QspXFtt Jt UiF FyQFsUJtF bwbJMbcMF Jo UiF sFhJpo ps JU ibt Up cF JNQpsUFe 4bGFUZ pG Foe VtFst Jo dbtF pG re, earthquake, etc is an effec UJwF NFbot pG FtdbQF 'psN boe bFtUiFUJd bQQFbM Jt JU cFbVUJGVM epFt UiF GpsN pG

:Ft ZpV NbZ ibwF b UFbN pG dpotVMU boUt dspttJoh UiF 5mt boe epUUJoh UiF mt Gps ZpV VU JU XJMM cF hsFbU JG ZpV bsF bsNFe XJUi tpNF tJNQMF UiJoht Up Mppl pVU Gps XiFo FwbMVbUJoh UiF eFtJho pG b sFbM FtUbUF QspQFsUZ cFGpsF QVsdibtF ps dpotUsVdUJpo

vaLuate tHe

8ibUFwFs ZpVs JoUFotJpot bsF cF dMFbs po JU boe bdUVbMMZ XsJUF Fbdi pG UiFN epXo 5iJt XJMM GpsN UiF cbtJt XJUi XiJdi UiF bsdiJUFdU boe iJt UFbN XJMM iFMQ ZpV XJUi UiJt JowFtUNFoU 5iFJs kpc Jt Up iFMQ ZpV bddpNQMJti UibU pckFdUJwF Mtp ep XFMM Up dpNNVoJdbUF Fbdi eFUbJM bt UiF UJNF GsbNF XJUiJo XiJdi ZpV XpVMe XboU UiJt UsbotbdUJpo dpN QMFUFe UiF cVehFU bMMpdbUFe Gps UiF wFoUVsF boe pUiFs tUblFipMeFst XiptF JoUFsFtU NVtU cF dpotJeFsFe Up FotVsF UiF tVddFtt pG UiJt bdRVJtJUJpo

oZ GpsN pG sFbM FtUbUF JowFtUNFoU Jt oFwFs b diFbQ poF Umt b NbsbUipo opU b tQsJoU 4p QMFbtF UblF ZpVs UJNF hFU iFMQ boe FwbMVbUF QspQFsMZ cFGpsF ZpV NblF UiF NpwF

5p FwbMVbUF UiF MpdbUJpo pG b QspQFsUZ FGGFdUJwFMZ UblF UJNF Up wJtJU UiF bsFb VoeFs dpotJeFsbUJpo bU eJGGFsFoU UJNFt pG UiF ebZ XFFlebZt sVti ipVs XFFlFoet sbJoZ tFbtpo ipMJebZt FUd UiJt XJMM iFMQ ZpV tFF eJGGFsFoU btQFdUt pG UiF MpdbUJpo cFGpsF eJsFdUJoh ZpVs ibse FbsoFe sFtpVsdFt UpXbset UibU dibooFM

The location of your of ce building in uences your brand equity, customer satisfaction and con dence, support GspN cbolt FUd 4JNJMbsMZ UiF MpdbUJpo pG ZpVs ipNF in uences the quality of your life. Look pVU Gps UiF GpMMpXJoh UiFsFGpsF XiFo FwbMVbUJoh b QspQFsUZ ZpV XJti Up JowFtU Jo $pNNVUF UJNF 1spyJNJUZ Up FttFoUJbM bNFoJUJFt 5iF RVbMJUZ pG UiF oFJhicpVs ippe boe UiF oFJhicpVst 4FdVsJUZ 0UiFs cVtJoFttFt ps csboet oFbscZ q 5iF obNF ps UiF beesFtt pG UiF MpdbMJUZ 5iF beesFtt pG b cVtJoFtt Jt JNQpsUboU q 'MppeJoh QpUFoUJbM 4JhiUt boe tNFMMt pG UiF MpdbMJUZ

-0$ 5 0/ -0$ 5 0/ -0$ 5 0/ dboopU tbZ UiJt MpVe FopVhi 3FNFNcFs UibU UiJt Jt b dbQJUbM JoUFotJwF wFoUVsF .blF tVsF UiFsFGpsF UibU ZpV hFU UiF MpdbUJpo sJhiU sFbM FtUbUF QspQFsUZ VoGpsUVobUFMZ Jt opU b NpwbcMF bttFU tp JG ZpV hFU UiF MpdbUJpo Xspoh ZpV dboopU kVtU eJtJowFtU UibU FbtJMZ

XibU ibt cFFo dsFbUFe tVJU UiF problem it set out to solve? is it t Gps QVsQptF &owJspoNFoUbM JNQbdU XibU Jt JU hpJoh Up dptU nNpUiFs FbsUi Gps UiJt tUsVdUVsF Up cF QVU VQ 8ibU JoUFswFoUJpot ibwF UiF eFtJhoFst QVU Jo QMbdF Up NJUJhbUF boZ be wFstF FGGFdUt boe ps FoibodF JU XibU Jt UiF hsFFo dpwFs sbUJp FUd

development property


&21

8& 21

0D D L H HSW

&

2

NC

N

3Jtl bobMZtJt QspdFeVsFt NbZ cF bQQMJFe bU wbsJpVt MFwFMt pG tpQiJtUJdbUJpo boe eFUbJM Up tVQQpsU FGGFdUJwF sJtl NbobhFNFoU UispVhipVU b GbdJMJUZmt MJGF dZdMF cVU UiFJs FGGFdUJwFoFtt pGUFo Jt MJNJUFe cZ bwbJMbcMF ebUb boe UiF dptU pG ebUb dpMMFdUJpo boe bobMZtJt eFRVbUF ebUb bsF opU bwbJMbcMF Up tVQQpsU tpQiJtUJdbUFe bobMZtJt pG bMM GbdJMJUZ sJtlt boe NpsF FyUFotJwF ebUb dpMMFdUJpo Jt b QsFttJoh oFFe JG UiF GVMMFtU cFoFGJUt pG sJtl bobMZtJt QspdFeVsFt bsF Up cF sFbMJ Fe Nevertheless, simpli ed analysis NFUipet VtJoh FyJtUJoh ebUb boe QspGFttJpobM kVehNFoU NbZ cF bQQMJFe NpsF cspbeMZ opX Up FoibodF sJtl NbobhFNFoU $pNNVoJdbUJpo bNpoh UiF bobMZtU eFdJtJpo NblFs boe UiF QFpQMF FyQptFe Up sJtl Jt bo JNQpsUboU FMFNFoU pG FGGFdUJwF sJtl NbobhFNFoU

S

The entire eld of re safety is undergoing a major advance in risk analysis and NbobhFNFoU dbQbcJMJUJFt XJUi UiF JoUspeVdUJpo pG NpsF sFbMJtUJd boe VtFbcMF computer-based models of res in buildings. These models will permit explicit bobMZtFt pG sJtlt Up cF QFsGpsNFe Gps eFtJho boe pQFsbUJpot QMbooJoh 8iJMF oV clear facilities practices and new re safety models demonstrate the application

oesFX $ -FNFs . T N

U pG sJtl bobMZtJt QspdFeVsFt UiFsF sF NbJot tVctUboUJbM VoUbQQFe QpUFoUJbM Gps cspbeFs bQQMJdbUJpo pG sJtl bobMZ tJt QbsUJdVMbsMZ Jo GFeFsbM hpwFsoNFoU QsphsbNt XiFsF poF FoUJUZ FGGFdUJwFMZ sFUbJot bVUipsJUZ Jo bMM QibtFt pG b Gb dJMJUZmt MJGF dZdMF )pXFwFs UiJt Jt bMtp UsVF Jo eFwFMpQNFoU boe FoGpsdFNFoU pG tUbUF boe MpdbM cVJMeJoh dpeFt boe Jo pUiFs QibtFt pG NbobhJoh hFoFsbM cVJMeJoh QspdFttFt

sVdF % .d%pXFMM

U

3Jtl bobMZtJt bt JU ibt FwpMwFe boe Jt dVssFoUMZ VtFe dpNQsJtFt bo FyUFotJwF tFU pG de nitions and procedures for characterizing threats to health, safety, mission, or QspQFsUZ .boZ pG UiFtF QspdFeVsFt bsF cbtFe po NbUiFNbUJdbM QsJodJQMFt pG QspcbcJMJUZ boe tUbUJtUJdt XiJMF pUiFst bsF tJNQMZ XbZt Up tUsVdUVsF boe bttJtU dpotJeFsbUJpo pG QpttJcMF GVUVsF FwFoUt boe dpotFRVFodFt 3Jtl bobMZtJt ibt cFFo tFMFdUJwFMZ boe tVddFttGVMMZ bQQMJFe Up UiF tFUUJoh of facility design criteria as well as managing risks for speci c facilities. For FybNQMF eFtJhot Gps oVdMFbs QpXFs GbdJMJUJFt bsF tVckFdUFe Up wFsZ FyUFotJwF boe eFUbJMFe sJtl bobMZtJt boe bt bMsFbeZ opUFe cVJMeJoh dpeFt UibU beesFtt FbsUiRVblF ib bset bsF JodsFbtJohMZ cbtFe po QspcbcJMJtUJd bobMZtFt

4pVsdF

U

E

development property


&21

8& 21

2

5,

!. 02 33 . 2 3 !.!,93 3

3Jtl bobMZtJt tipVMe tUbsU Jo QMbooJoh boe eFtJho 'bdJMJUZ tJUJoh eFdJtJpot in uence what hazards need to be dpotJeFsFe F h FbsUiRVblF ps dpbtUbM poF tUpsNt boe UiF eFhsFF pG sJtl F h MpdbUJpo sFMbUJwF Up QpUFoUJbMMZ unstable slopes or de ned ood plain bsFbt 5iF cpeZ pG QspdFeVsFt dsJUFsJb boe

,

3Jtl bobMZtJt Jt bcpwF bMM b XbZ pG bttFttJoh ib bset boe ipX sJtl NbZ cF NbobhFe b GsbNFXpsl Gps btlJoh UiF sJhiU RVFtUJpot bcpVU QpUFoUJbM ib bset boe bQQspQsJbUF sFtQpotFt boe tFbsdiJoh Gps hppe botXFst 8iFo QVcMJd boe sFhVMbUpsZ bUUFoUJpo JoFwJUbcMZ boe bQQspQsJbUFMZ GpdVt po FMFNFoUt pG sJtl UibU bsF pG hsFbUFtU dpodFso bU boZ hJwFo UJNF sJtl bobMZtJt dbo JoGpsN boe GbdJMJUbUF dpNNVoJ dbUJpo UiFsFcZ bttJtUJoh eFdJtJpo NblFst Xip NVtU NbobhF MJNJUFe sFtpVsdFt Up bdiJFwF UiF hsFbUFtU tbGFUZ boe QspUFdUJpo

0D D L H HSW

&

5iF UsbeJUJpobM bQQspbdi Up eFtJho boe sJtl NbobhFNFoU cbtFe po UiJt accumulated knowledge, re ects an bttVNQUJpo UibU JG UiF QspQFs Qsp dFeVsFt bsF GpMMpXFe boe tUboebset bsF NFU VobddFQUbcMF FyQptVsF Up ib bset XJMM cF bwpJeFe G QspdFeVsFt bsF opU GpMMpXFe ps tUboebset bsF wJpMbUFe FyQptVsF Jt VobddFQUbcMZ iJhi 5iJt UsbeJUJpobM MphJd eFbMt QppsMZ XJUi sbsF FwFoUt ps oFX dpodFsot Gps XiJdi UiFsF Jt Upp MJUUMF FyQFsJFodF Up tVQQpsU UiF FwpMVUJpobsZ

tUboebset opX VtFe Jo NptU btQFdUt pG GbdJMJUZ eFtJho sFQsFtFoU b eJtUJMMbUJpo and codi cation of lessons learned GspN FyQFsJFodF boe bobMZtJt pwFs UiF dpVstF pG NboZ ZFbst %JFXbMe 5iF QspdFtt cZ XiJdi FyQFsJFodF FoUFst dpNNpo QsbdUJdF Jt FwpMVUJpobsZ boe pGUFo tMpX UZQJdbMMZ JowpMwJoh cspbe QbsUJdJQbUJpo pG NboZ QspGFt tJpobMt boe JoeVtUsZ hspVQt 5iF MFwFMt pG sJtl JoiFsFoU Jo boZ GbdJMJUZ bsF JNQMJdJUMZ FtUbcMJtiFe Jo UiJt QspdFtt boe UiFsF Jt MJUUMF cbtJt Gps QsFtVNJoh UibU sJtlt bttpdJbUFe XJUi eJGGFsFoU ib bset bsF dpNQbsbcMZ UsFbUFe

eFwFMpQNFoU pG eFtJho eFUbJMt ps pQFsbUJoh QspdFeVsFt UibU dpoUspM UiF ib bse o dpoUsbtU Up UsbeJUJpobM MphJd sJtl bobMZtJt NFUipet bttVNF UibU op QsFeJdUJpo dbo cF NbeF XJUi dFsUbJoUZ boe UibU UiFsF XJMM bMXbZt cF tpNF dibodF pG FyQptVsF Up ib bset 5iF QspdFtt pG sJtl bobMZtJt UiFsFGpsF eFbMt FyQMJdJUMZ XJUi UiF QpttJcJMJUJFt pG FyQptVsF UiF QpttJcMF dpotFRVFodFt pG FyQptVsF boe UiF FwbMVbUJpo pG UiFtF dpotFRVFodFt 5iJt MphJd JNQptFt eFNboet po UiF bobMZtU boe po UiF JotUJUVUJpobM tFUUJoh XJUiJo XiJdi GbdJMJUZ tbGFUZ Jt NbobhFe eFNboet UibU NbZ cFdpNF cbssJFst Up JNQspwJoh tbGFUZ UispVhi cspbeFs bQQMJdbUJpo pG sJtl bttFttNFoU 5iF cbssJFst dbo cF pwFsdpNF GUFs tpNF UXp eFdbeFt pG Xpsl ps hboJ bUJpot tVdi bt UiF NFsJdbo otUJUVUF pG 4UFFM $potUsVdUJpo 4$ UiF NFsJdbo ttpdJbUJpo pG 4UbUF Highway and Transportation Of cials, boe UiF NFsJdbo otUJUVUF pG 5JNcFs $potUsVdUJpo 5$ ibwF cFhVo Up JoUspeVdF sFMJbcJMJUZ cbtFe eFtJho dpeFt VtJoh UiF -pbe boe 3FtJtUbodF 'bdUps %FtJho GpsNbU bt bo bMUFsobUJwF

2 . !4!

2-!4

.

$potUsVdUJpo UZQF hFoFsbMMZ FodpNQbttFt NbUFsJbMt boe tUsVdUVsbM tZtUFNt F h sFJoGpsdFe dpodsFUF VosFJoGpsdFe csJdl Xppe GsbNF 0ddVQbodZ sFGFst Up UiF cVJMeJohmt VtF J F UiF bdUJwJUJFt JU ipVtFt boe Up UZQFt boe pddVQbodJFt opX VtFe Jo NptU cVJMeJoh dpeFt ibwF cFFo eFwFMpQFe QsJNbsJMZ XJUi sFhbse Up UiF contents of buildings, to address re ib bset boe Up b MFttFs eFhsFF tFJtNJd boe XFbUiFs sFMbUFe ib bset NpsF dpNQMFUF boe hFoFsbMMZ bddFQUFe dbUbMphJoh pG dpotUsVdUJpo

S T R ST S R S T S ST N S S C T R S SRS identi cation, risk estimation, and risk evaluation (Rowe, 1977). T ST C S R ST R T T T STR CT R N T fail under de ned service conditions (throughout a service lifetime). The term g S NC s ST C S T R R T N S N R NC S S R SS N R N T NS C S NC S C T SS R C NT R R R SS N R CT C N T R S NS RN NT NC S S N RC N C S

5iF QsJodJQbM NpeFM cVJMeJoh dpeFt VtF UXp cspbe QbsbNFUFst Up eFtdsJcF cVJMeJoh dibsbdUFsJtUJdt UibU eFUFsNJoF sFRVJsFNFoUt Gps tbGFUZ boe iFbMUi dpotUsVdUJpo UZQF boe cVJMeJoh pddVQbodZ

. !.

Up UsbeJUJpobM eFtJho NFUipet 5iF NFsJdbo $podsFUF otUJUVUF $ ibt VtFe tJNJMbs GpsNbUt Gps tpNF ZFbst 5iF sFdphoJ Fe wbMVF MFbeJoh Up UiFtF dibohFt ibt cFFo UiF QpUFoUJbM Up bttVsF tJNJMbs tUsVdUVsbM tbGFUZ MFwFMt Jo GbdJMJUJFt dpotUsVdUFe pG eJGGFsFoU NbUFsJbMt 5iF dpNNJUUFF tFFlt Up bttVsF tJNJMbs tbGFUZ MFwFMt sFMbUJwF Up UiF wbsJFUZ pG ib bset Up XiJdi QFpQMF bsF FyQptFe Jo boe bspVoe cVJMeJoht

0odF ib bset bsF tQFdJGJFe GpsNbMJ Fe sJtl bttFttNFoU hFoFsbMMZ Jt bddpNQMJtiFe cZ GJstU tUbUJoh FyQMJdJUMZ UiF QpttJcMF dibJot pG FwFoUt UibU dpVMe MFbe Up eFbUit JokVsJFt boe pUiFs MpttFt boe tFdpoe FtUJNbUJoh UiF QspcbcJMJUJFt UibU UiFtF wbsJpVt FwFoUt XJMM pddVs XJUiJo tpNF tUbUFe QFsJpe pG UJNF wbsJFUZ pG GpsNbMJ Fe QspdFeVsFt ibwF cFFo eFwFMpQFe UibU tUsVdUVsF UiJt bttFttNFoU 5ZQJdbMMZ UiFtF QspdFeVsFt VtF tpNF GpsN pG

UZQFt GbdJMJUZ VtF boe pddVQbodJFt Up dibsbdUFsJ F bMM tpVsdFt pG GbdJMJUZ ib bset JodMVeJoh pQFsbUJpo boe NbJoUFobodF QspdFeVsFt Jt oFFeFe 'ps FybNQMF NbUFsJbMt VtFe Jo dMFboJoh bt XFMM bt dpotUsVdUJpo pQFsbUJoh FMFdUsJdbM Mpbet boe UiF MFwFM pG maintenance backlog may in uence XiFUiFs UiF cVJMeJohmt iFbUJoh wFoUJMbUJoh boe bJs dpoeJUJpoJoh hFoFsbMMZ sFGFssFe Up bt )7 $ boe FMFdUsJdbM tZtUFNt tipVMe cF dpotJeFsFe potential sources of re, explosion, ps pUiFs ib bset

oFUXpsl eJbhsbN Up JMMVtUsbUF UiF sFMbUJpotiJQt bNpoh FMFNFoUt pG b tZtUFN ipX UiF tZtUFN Jt pQFsbUFe boe FyUFsobM FwFoUt UibU NbZ kpJoUMZ MFbe Up GbJMVsFt 4Vdi bobMZtFt dbo RVJdlMZ cFdpNF RVJUF dpNQMFy boe UFdioJdbMMZ tpQiJtUJdbUFe boe bsF UiFsFGpsF VtFe QsJNbsJMZ XiFo eFbMJoh XJUi wFsZ dpNQMFy boe iJhiMZ tFotJUJwF GbdJMJUJFt tVdi bt oVdMFbs QpXFs QMboUt ps bt b sFtFbsdi UppM Gps FyQMpsJoh QpMJdZ pQUJpot Gps FybNQMF development of re safety codes). )pXFwFs UiF sJtl bobMZtJt QspdFtt can be applied in a simpli ed manner XJUi QspcbcJMJUJFt FtUJNbUFe cZ UiF JoGpsNFe bobMZtU o hFoFsbM UiF wbMVF pG UiF bttFttNFoU VMUJNbUFMZ eFQFoet po UiF bobMZtUmt GpsFtJhiU boe VoeFs tUboeJoh pG UiF UFdioJdbM cFibwJps pG UiF tZtUFNt cFJoh bobMZ Fe boe po UiF bwbJMbcJMJUZ pG ebUb Up tVQQpsU FtUJNbUJpo pG QspcbcJMJUJFt UibU ib bsepVt FwFoUt boe dpotFRVFoU MpttFt XJMM pddVs o UVso UiF wbMVF pG UiF bobMZtJt JodMVeFt UiF FoibodFe VoeFstUboeJoh pG sJtlt boe pQQpsUVoJUJFt Gps UiFJs

development property


&21

8& 21

2

5iFsF Jt op dpNQsFiFotJwF ebUb cbtF Up tVQQpsU cspbe bttFttNFoU pG sJtl Jo boe bspVoe cVJMeJoht %bUb UibU bsF bwbJMbcMF dboopU FbtJMZ cF VtFe Up eFbM XJUi eJwFstF ib bset ddJeFoU boe Mptt tUbUJtUJdt GpsN UiF cbtJt Gps tFUUJoh JotVsbodF sbUFt Gps FybNQMF )pXFwFs UiF XbZ Jo XiJdi UiF JotVsbodF JoeVtUsZ dpMMFdUt boe NbJoUbJot UiFtF ebUb UZQJdbMMZ

NbobhFNFoU bt XFMM bt UiF FyQMJdJU FtUJNbUFt pG sJtl MFwFMt 8iFo UiFsF Jt b XFMM epdVNFoUFe iJtUpsZ pG bdUVbM pctFswbUJpot pG UiF tZtUFNt boe FwFoUt pG JoUFsFtU QspcbcJMJUJFt NbZ cF FtUJNbUFe po bo bdUVbsJbM ps tUbUJtUJdbM cbtJt o UiF bctFodF pG tUbUJtUJdbM ebUb tJNVMbUJpot ps NpeFMJoh boe FyQFsU kVehFNFoU bsF tpNFUJNFt VtFe Up VoeFstUboe tFRVFodFt pG FwFoUt ps Up FtUJNbUF UiF MJlFMJippe UibU dFsUbJo FwFoUt XJMM pddVs ps cpUi -bcpsbUpsZ UFtUJoh boe bobMphZ b GpsN pG tJNVMbUJpo NbZ cF VtFe Up UsZ Up hbJo VoeFstUboeJoh pG UiF FyQFdUFe cFibwJps pG oFX NbUFsJbMt ps tVctZtUFNt

0D D L H HSW

&

owFtUJhbUJpot pG QbsUJdVMbs GbdJMJUZ ps dpNQpoFoU GbJMVsFt bsF b wbMVbcMF tpVsdF pG JoGpsNbUJpo bcpVU dbVtFt pG GbJMVsF boe NbZ ZJFMe JotJhiUt UibU tVQQpsU FtUJNbUJpo pG QspcbcJMJUJFt pG tJNJMbs dJsdVNtUbodFt pddVssJoh FMtFXiFsF boe MFbeJoh Up GbJMVsF 'spN UiF QFstQFdUJwF pG JNQspwJoh UFdioJdbM VoeFstUboeJoh pG sJtl boe JUt NbobhF NFoU JU Jt VoGpsUVobUF UibU tVdi JowFtUJhbUJpot bsF pGUFo dpoeVdUFe XJUiJo UiF dpoUFyU pG JotVsbodF dMbJNt boe dpVsU MJUJhbUJpo QspdFeVsFt tp UibU eFUbJMFe ebUb bsF opU NbeF hFoFsbMMZ bwbJMbcMF Gps VtF cZ sFtFbsdiFst ,opXMFehF hbJoFe Jo

bhhsFhbUFt ebUb Gps eJwFstF ib bset sFdpset Mptt Jo NpoFUbsZ VoJUt poMZ boe JodMVeFt op JoGpsNbUJpo po ib bse tFwFsJUZ 4Vdi ebUb ibwF MJNJUFe wbMVF Gps dibsbdUFsJ Joh UiF dbVtbM sFMbUJpo tiJQt UibU GpsN UiF cbtJt pG UFdioJdbM sJtl bobMZtJt 5iF Mbdl pG b tUbUJtUJdbM ebUb cbtF Gps sJtl bobMZtJt Jt b Nbkps pctUbdMF Up cspbeFs bQQMJdbUJpo pG UiFtF UFdioJRVFt Gps JNQspwJoh GbdJMJUZ tbGFUZ 0GUFo FyQFsU kVehFNFoU NbZ cF UiF cFtU bwbJMbcMF cbtJt Gps FtUJNbUJoh QspcbcJMJUJFt QbsUJdVMbsMZ XiFo oFX QspeVdUt boe UFdioJRVFt ps VoJRVF GbdJMJUJFt bsF cFJoh dpotJeFsFe 5iF QVcMJd bdlopXMFehFt UibU tVdi kVehFNFoU Jt b sFbtpobcMF cbtJt Gps FtUbcMJtiJoh bddFQUbcMF sJtl boe VtFt QspGFttJpobM MJdFotJoh pG bsdiJUFdUt boe engineers to control who is quali ed Up NblF UiJt kVehNFoU 8iFo GbJMVsFt pddVs UiF dpVsUt NbZ cF dbMMFe VQpo to con rm that reasonable care was FyFsdJtFe Jo NblJoh boe bdUJoh po UiJt kVehNFoU 'ps dpNQMFy tJUVbUJpot UibU hp cFZpoe UiF sbohF pG opsNbM eFtJho boe NbobhFNFoU QsbdUJdFt GpsNbMJ Fe QspdFeVsFt NbZ cF VtFe Up tZoUiFtJ F UiF kVehNFoUt pG hspVQt pG FyQFsUt JoUp b dpotFotVt

UiFtF JowFtUJhbUJpot pGUFo epFt FoUFs QspGFttJpobM QsbdUJdF boe dpoUsJcVUFt Up FwpMVUJpobsZ dibohF Jo eFtJho QbsbNFUFst boe cVJMeJoh sFhVMbUJpot


,

P

P

P

,

8& 21

2

6

P

P

,

P P

5JoZ ipVtFt dpNF Jo b XJeF wbsJFUZ pG tibQFt boe tUZMFt UJoZ ipNF dbo cF b Mph dbcJo Jo UiF Xppet b MVyVsJpVt XbUFsGspoU dpUUbhF ps FwFo b sFQVsQptFe tiJQQJoh dpoUbJoFs

5:1&4 0' 5 /: )064&4 5iFsF bsF NboZ eJGGFsFoU UZQFt pG UJoZ ipVtFt boe UiFZ bMM tFswF UiFJs eJGGFsFoU QVsQptFt 4pNF UZQFt bsF $poUbJoFs ipVtFt 5JoZ ipVtF po XiFFMt Vt dpowFstJpot dpc ipVtFt wbsep UJoZ ipVtFt UsbJMFs ipVtFt nopU tp UJoZ UJoZ ipVtFt ZVsU &bsUi tiJQ boe NboZ NpsF

&wFo UipVhi +bZ 4ibGFs ibt cFFo dspXoFe XJUi UiF UJoZ ipVtF nhsboeGbUiFs UJUMF iF Jt opU UiF poMZ poF Xip ibt dpoUsJcVUFe Jo UiF UJoZ ipVtF NpwFNFoU 4pNF pUiFst Xip ibwF bMtp JNQbdUFe Jo UiF UJoZ NpwFNFoU bsF %FF 8JMMJbNt -FtUFs 8bMlFs boe -MpZe ,bio

-FU NF UFMM ZpV b MJUUMF cJU NpsF bcpVU UiF (sboeGbUiFs pG UJoZ ipVtF MJwJoh 4JodF +bZ 4ibGFs ibt cFFo MJwJoh Jo boe eF tJhoJoh UJoZ ipNFt Gps QFpQMF bMM pwFs UiF XpsMe 8JUi b QbttJpo Gps MJwJoh tJNQMZ iF ibt eFtJhoFe cFbVUJGVM GVodUJpobM MJUUMF eXFMM Joht Gps pUiFst XiJMF UFbdiJoh iJt QiJMptpQiZ boe UFdioJRVFt bU NpsF Uibo XpsltipQt Jo UiF 6oJUFe 4UbUFt boe $bobeb )Jt Xpsl ibt tQbXoFe b NpwFNFoU UpXbset UJoZ XJUi tJNQMF comfortable, energy ef cient and eco-friendly living solutions and bN bo beNJsFs pG iJt NpwFNFoUt

P

&21

0D D L H HSW

&

4pNF FybNQMFt JodMVeF 5VNcMFXFFe UJoZ ipVtFt 0oF pG UiF cFtU lopXo NboVGbdUVsFst pG UJoZ ipVtFt Jt UiF UVNcMFXFFe UJoZ ipVtF dpNQboZ Ut GpVs cbtJd ipVtF NpeFMt bMM ibwF Xppe FyUFsJpst tpNF sVtUJd Jo tUZMF boe tpNF NpeFso 5iFZ sbohF Jo tJ F GspN Up tRVbsF NFUFst boe bMM pG UiFN bsF NpVoUFe po UsbJMFst Gps UpXJoh VZFst dbo ibwF b ipVtF cVJMU Up pseFs ps cVZ UiF QMbot boe cVJMe UiFJs pXo 5JoZ UFybt ipVtFt 0XoFst Xip XboU tpNFUiJoh b cJU MbshFs boe NpsF QFsNboFoU dbo UsZ UJoZ UFybt ipVtFt 5iFtF dpNF Jo UXp tJ Ft ps tRVbsF NFUFst boe bsF cVJMU FoUJsFMZ pVU pG tbMwbhFe NbUFsJbMt %FtJhoFe Jo b dbtVbM sVtUJd tUZMF UiFtF ipVtFt bsF cVJMU Jo MVMJoh UFybt boe UiFo tiJQQFe Up UiF cVZFsmt tJUF boe JotUbMMFe

Uibo MFUUJoh UiFN Foe VQ bt tdsbQ NFUbM UJoZ ipVtF NboVGbdUVsFst UsbotGpsN UiFN JoUp NpeFso MpplJoh QsFGbc ipNFt 0oF FybNQMF Jt UiF h Qpe XiJdi dpoUbJot bMM UiF NbUFsJbMt oFdFttbsZ Up cVJMe UiF ipVtF JotJeF b dpoUbJoFs UibU dbo cF tiJQQFe VoQbdlFe boe bttFNcMFe po tJUF 5JoZ MVyVsZ ipNFt MUipVhi UJoZ ipVtFt bsF tNbMM UiFZ epomU ibwF Up cF tJNQMF tUpsZ Jo GpscFt GFbUVsFt UJoZ MVyVsZ ipNFt UsJdlFe pVU XJUi bNFoJUJFt tVdi bt ipNF automation, surround sound, radiant in- oor iFbU boe UJoZ ipU UVct MUipVhi UiFtF ipVtFt bsF wFsZ FyQFotJwF XiFo QsJdFe cZ UiF tRVbsF GppU UiFZ pGGFs bo pQQpsUVoJUZ Up pXo b MVyVsZ ipNF Gps bt MJUUMF bt q MFtt Uibo NboZ MVyVsZ dbst .Jdsp bQbsUNFoUt 4pNF UJoZ ipNFt bsFomU FwFo ipVtFt q UiFZmsF nNJdsp bQbsUNFoUt Gps sFoU 5iFtF UJoZ bQbsUNFoUt q VtVbMMZ MFtt Uibo tRVbsF NFUFst q pGGFs tJohMF

4iJQQJoh dpoUbJoFs ipNFt opUiFs UZQF pG tbMwbhFe NbUFsJbM VtFe Jo UJoZ ipVtFt Jt NFUbM tiJQQJoh dpoUbJoFst 0odF UiFtF ibwF tFswFe UiFJs QVsQptF q dbssZJoh hppet GspN poF MpdbUJpo Up bopUiFs q JU VtVbMMZ JtomU dptU FGGFdUJwF Up tiJQ UiFN cbdl FNQUZ tp UiFZ dbo cF sFVtFe 3bUiFs

s u .

:

P p s 01 - www.p e es . m 02 - www. ee e m es. m 03 - www.p e es . m

.

tJ F pG UiF bQbsUNFoUt UiFNtFMwFt 5JoZ ipVtFt UblF UiF Qspt boe dpot pG tNbMM ipVtF MJwJoh Up UiFJs FyUsFNF $pNQbsFe Up UiF bwFsbhF ipVtF ps FwFo b NpsF opsNbM tNbMM ipVtF b UJoZ ipVtF hJwFt ZpV MFtt pG FwFsZUiJoh MFtt tQbdF cVU bMtp MFtt FyQFotF MFtt NbJoUFobodF boe MFtt FoFshZ VtF 0o UpQ pG UibU UJoZ ipVtFt ibwF b XipMF extra set of unique bene ts and prob MFNt sFMbUFe Up UiFJs FyUsFNFMZ tNbMM tJ F 5iFZ dbo hp QMbdFt b sFhVMbs ipVtF dbomU q cVU Jo NboZ dpNNVoJUJFt UiFZ dbomU

QFpQMF kVtU tUbsUJoh pVU UiF dibodF Up bGGpse b QMbdF Jo UiF dJUZ XiFsF UiF sFoU po b GVMM tJ Fe bQbsUNFoU XpVMe cF pVU pG UiFJs QsJdF sbohF .Jdsp bQbsUNFoU cVJMeJoht UFoe Up GFbUVsF bNFoJUJFt tVdi bt tibsFe tQbdF Gps FoUFsUbJoJoh boe tUpsbhF XiJdi iFMQ NblF VQ Gps UiF UJoZ

interior and decor property


&21

8& 21

2

&btJFs NbJoUFobodF UJoZ ipVtF Jt FbtZ Up UblF dbsF pG 8JUi MFtt tQbdF Up dMFbo boe GFXFs bQQMJbodFt

-pXFs FyQFotFt UJoZ ipVtF dptUt b MpU MFtt Up cVJMe Uibo b GVMM tJ Fe poF ddpseJoh Up UiF UJoZ MJGF JUmt QpttJcMF Up cVJMe b UJoZ ipVtF Gps po bwFsbhF 5iF bwFsbhF QsJdF Gps b GVMM tJ Fe ipVtF cZ dpoUsbtU Jt q NpsF Uibo UJNFt bt NVdi $VUUJoh cbdl po ipVtJoh FyQFotFt FobcMFt UJoZ ipVtF pXoFst Up QVU NpsF NpoFZ UpXbse MVyVsJFt tVdi bt UsbwFM tbwF Gps sFUJsFNFoU cZ VtJoh XibU ZpV NJhiU ibwF cFFo tQFoeJoh po b ipVtF QbZNFoU Up QVU JoUp bo Jsb XJUi Ue bNFsJUsbeF ps tJNQMZ Xpsl MFtt

/p NpsUhbhF .ptU QFpQMF dbomU bGGpse Up cVZ b ipVtF XJUipVU UblJoh pVU b NpsUhbhF XiJdi poMZ

beet Up UiF Mpoh UFsN dptU ZFbs NpsU hbhF bU JoUFsFtU sbJtFt UiF pwFsbMM dptU pG UiF bwFsbhF ipVtF Up 5iF UJoZ MJGF sFQpsUt UibU pG UJoZ ipVtF pXoFst pXo UiFJs ipNFt GsFF boe dMFbs bt dpNQbsFe Up kVtU pG bMM ipNFpXoFst

-pXFs FoFshZ VtF 5JoZ ipVtFt epomU kVtU dptU MFtt VQGspoU q UiFZmsF bMtp NVdi diFbQFs Up NbJoUbJo JMMt Gps FMFdUsJdJUZ GVFM XbUFs boe XbtUF eJtQptbM bsF bMM NVdi MpXFs o beeJUJpo JUmt NVdi FbtJFs Up MJwF pGG UiF hsJe Jo b UJoZ ipVtF tJodF ZpV dbo iFbU UiF FoUJsF tQbdF XJUi b tNbMM Xppe tUpwF boe QpXFs JU XJUi b tNbMM tpMbs bssbZ .boZ UJoZ ipVtFt FwFo ibwF dpNQptUJoh UpJMFUt XiJdi csFbl epXo XbtUF XJUipVU oFFeJoh Up cF ipplFe VQ Up b tFXbhF tZtUFN 'sFFepN pG NpwFNFoU UJoZ ipVtF ibt b tNbMM GppUQsJoU tp JU epFtomU sFRVJsF b MbshF QMpU pG Mboe o beeJUJpo NboZ tNbMM ipVtFt bsF cVJMU po UsbJMFst tp UiFJs pXoFst dbo UblF UiFN bMpoh XiFoFwFs UiFZ NpwF Up b oFX dJUZ 'ps NboZ QFpQMF UiJt Jt b XbZ Up FokpZ b MJGF po UiF spbe XJUipVU hJwJoh VQ bMM UiF dpNGpsUt pG ipNF

%7 /5 (&4 /% % 4 %7 /5 (&4 ewboUbhFt pG 5JoZ )pVtFt 1FpQMF Xip ibwF MJwF Jo UJoZ ipVtFt tQFbl glowingly about their many bene ts. They tbZ MJwJoh UJoZ ibt NbeF UiFJs MJwFt cFUUFs Jo oVNFspVt XbZt tVdi bt

5JoZ ipVtFt bsF sFbMMZ iFMQGVM Jo NboZ XbZt cVU UiFZ ep ibwF UiFJs eJtbewboUbhFt Upp mMM tUbsU XJUi UiF bewbo tages rst.

tUbZ Jo QMbdFt XiFsF b sFhVMbs ipVtF dbo

0D D L H HSW

&

-Ftt MJwJoh tQbdF UJoZ ipVtF epFtomU ibwF sppN Gps b

%JtbewboUbhFt pG 5JoZ )pVtFt -JwJoh Jo b UJoZ ipVtF JtomU dpNQMFUFMZ JeZMMJd oZ ipNF XJUi MFtt Uibo tRVbsF GFFU pG tQbdF ibt b GFX pcwJpVt esbXcbdlt q boe b GFX pUiFst UibU bsF MFtt pcwJpVt

Up sFQbJs UJoZ ipVtF pXoFst dbo tQFoe MFtt UJNF po dipsFt boe NpsF po UiFJs Xpsl ipccJFt boe sFMbUJpotiJQt )bsNpoZ XJUi obUVsF 5iF UJoZ ipVtF NpwF NFoU hpFt iboe Jo iboe XJUi UiF FowJspo NFoUbM NpwFNFoU 5JoZ ipVtFt sFRVJsF MFtt NbUFsJbM Up cVJMe boe MFtt FoFshZ Up QpXFs Mtp UiFJs tNbMM tJ F NblFt UiFN FbtJFs Up tJUF Jo b QMbdF UibUmt dMptF Up obUVsF tJNQMFs MJGF UJoZ ipVtF epFtomU ibwF sppN Gps boZ lJoe pG FydFtt tUVGG cVMhJoh XbsespcFt FMbcpsbUF FMFdUspoJdt boe iVhF MJcsbsJFt pG cpplt boe wJeFpt 5JoZ ipNF pXoFst QbsF UiFJs cFMpohJoht epXo Up UiF FttFoUJbMt lFFQJoh poMZ UiF JUFNt UibU UsVMZ FosJdi UiFJs MJwFt

-Ftt tUpsbhF tQbdF 'ps NptU GbNJMJFt NpwJoh JoUp b UJoZ ipVtF NFbot hFUUJoh sJe pG b MpU pG cFMpohJoht boe opU bMM pG UiFN bsF VooFdFttbsZ kVol &QJ tpeFt pG nUJoZ ipVtF obUJpo tipX epXotJ Joh GbNJMJFt sFMVdUboUMZ hJwJoh VQ tpNF pG UiFJs GbwpsJUF QpttFttJpot lJetm UpZt ipNF csFXJoh FRVJQNFoU FyFsdJtF FRVJQNFoU boe NptU pG b QsJ Fe tipF dpMMFdUJpo 0oF dpVQMF FwFo ibt Up hJwF VQ UXp dbUt UiFZmwF ibe tJodF cFGpsF UiFZ XFsF NbssJFe cF dbVtF UiF dbUt dbomU MJwF QFbdFGVMMZ UphFUiFs Jo tVdi b tNbMM tQbdF

GVMM tJ Fe MVyVsZ lJUdiFo ps cbUisppN 5JoZ ipVtF pXoFst pGUFo ibwF Up NblF ep XJUi pVU b cbUiUVc ps GVMM tJ Fe lJUdiFo bQQMJbod es, unless they’re willing to sacri ce other tQbdF Gps UiFN oe XiJMF b UJoZ ipVtF NblFt b dpNGpsUbcMF ipNF Gps poF ps UXp QFpQMF JU dbo hFU dspXeFe XJUi b XipMF GbNJMZ tibsJoh tVdi b tNbMM tQbdF Umt Ft pecially dif cult for families with teenagers, Xip XboU NpsF QsJwbdZ Gps epJoh ipNFXpsl boe ibohJoh pVU XJUi GsJFoet

P p s 04 - www. m e s le.e 05 - www.p e es . m 06 - m we . /v12894n/

8)0 - 7&4 / 5 /: )064&4 5JoZ ipVtFt bQQFbM Up b tVsQsJtJoh wbsJFUZ pG QFpQMF 4pNF UJoZ ipVtF pXoFst bsF tJohMF XiJMF pUiFst tibsF UiFJs UJoZ ipNFt XJUi UiFJs QbsUoFst ps GbNJMJFt 4pNF MJwF pVU Jo UiF dpVoUsZ tpNF Qbsl UiFJs UJoZ ipVtFt Jo UpXo boe tpNF dMVtUFs UphFUiFs Jo UJoZ ipVtF dpNNVoJUJFt 5iFJs tUpsJFt JMMVtUsbUF UiF XJeF wbsJFUZ pG sFbtpot QFpQMF ibwF Gps MJwJoh UJoZ and the wide variety of bene ts they get from UiF bssbohFNFoU

'JobodJoh 'ps UiptF Xip dbomU bGGpse Up cVZ ps cVJMe b UJoZ ipVtF Gps dbti hFUUJoh b Mpbo Jt NpsF dibMMFohJoh Uibo JU Jt Gps pUiFs ipNF cVZFst U VtVbMMZ JtomU QpttJcMF Up UblF pVU b tUboe bse NpsUhbhF Mpbo cFdbVtF cbolt epomU dpotJeFs b UJoZ ipVtF Up ibwF FopVhi wbMVF Up NblF hppe dpMMbUFsbM 4pNF UJoZ ipVtF buyers are able to nance their houses with personal loans from a company like so , XiJMF pUiFst cpsspX NpoFZ GspN GsJFoet boe GbNJMZ NFNcFst opUiFs bQQspbdi Jt Up VtF a home equity line of credit from gure.com. 0odF UiF MJoF pG dsFeJU po ZpVs dVssFoU ipNF Jt QbJe pGG ZpV dbo tFMM boe NpwF JoUp ZpVs UJoZ ipNF GVMM UJNF

;poJoh sVMFt MUipVhi b UJoZ ipVtF epFtomU sFRVJsF NVdi land, many towns make it dif cult to build poF ;poJoh MbXt pGUFo JodMVeF b NJoJNVN tJ F Gps eXFMMJoht boe b tRVbsF GppU UJoZ ipVtF JtomU VtVbMMZ cJh FopVhi Up NblF UiF dVU 5p hFU bspVoe UiFtF sVMFt tpNF UJoZ ipVtF pXoFst cVZ b GVMM tJ Fe ipVtF sFoU JU pVU boe UiFo Qbsl UiFJs UJoZ ipVtFt Jo UiF cbdlZbse bt FJUiFs npVUcVJMeJoht ps nwFiJ dMFt 5sbJMFs Qbslt dbo bMtp QspwJeF b ipNF Gps b UJoZ ipVtF

-JNJUFe FoUFsUbJoJoh dbQbcJMJUZ U dMFbsMZ JtomU QpttJcMF Up iptU b UibolthJw Joh eJooFs Gps QFpQMF XiFo ZpVs UbcMF dbo cbsFMZ tFbU GpVs ps ibwF ZpVs Jo MbXt dpNF Up wJtJU XiFo UiFsFmt op sppN Gps bo FyUsb cFe .boZ UJoZ ipVtF pXoFst UsZ Up NblF VQ Gps UiFtF QspcMFNt cZ beeJoh NpsF pVUepps MJwJoh tQbdF tVdi bt b ipU UVc ps b eFdl Gps QJdoJdt 4pNF FwFo cVJMe b tFdpoe UJoZ ipVtF Up VtF bt b hVFtU dbcJo

interior and decor property


&21

8& 21

2

4ip G ZpVs dpVoUFsUpQ Jt UiJdl pQU Gps NJoJNbMJtU tUppMt XJUi b tMJN pro le so the design doesn’t appear Upp iFbwZ

5iF FyQbotJwF cbs QspwJeFt QMFoUZ pG sppN Gps tFwFsbM QFpQMF Up tJU boe FokpZ b esJol ps NFbM XiJMF UiF pQFo bsFb cFoFbUi FotVsFt UibU tQJMMt boe dsVNct dbo cF dMFboFe VQ XJUi FbtF NblJoh UiJt bo JeFbM tFUVQ Joeppst ps pVUeppst

3uSpended reaLity 5iJt NbZ Mppl MJlF bo pQUJdbM JMMVtJpo cVU UiFsF Xbt op ipdVt QpdVt JowpMwFe XiFo UiJt tUsJlJoh JNQsFttJwFMZ Mpoh oating counter was built that we lopX pG boZXbZ Ut hsbwJUZ eFGZJoh eFtJho Jt kVtU poF sFbtpo UiJt dboUJMFwFsFe dpVoUFsUpQ dpNNboet bUUFoUJpo Ut MVyF diVolZ Mppl boe tMFFl cMbdl dpMps XiJdi cpMeMZ dpoUsbtUt UiF wJcsboU sFe dbcJoFUsZ pQQptJUF bMtp FotVsF UibU UiF tVtQFoeFe tUsVdUVsF FyVeFt kbX espQQJoh bQQFbM

8boU ZpVs lJUdiFo dpVoUFsUpQ Up cF UiF iFsp pG ZpVs oFX dpplJoh poF sbUiFs Uibo sFMFhbUFe Up UiF cbdlhspVoe 0oF XbZ Up ep UibU Jt Up Mppl cFZpoe UiF cbtJd cMpdl MJlF dpVoUFs boe JodpsQpsbUF b cantilevered, or oating, countertop JoUp ZpVs lJUdiFo eFtJho JotUFbe )FsF bsF dboUJMFwFsFe dpVoUFst UibU opU poMZ pGGFs tipXtUpQQJoh tUZMF cVU bMtp FoibodF GVodUJpobM JUZ boe dsFbUF UiF JMMVtJpo pG NpsF tQbdF

4aKe your cuLinary one to new HeigHtS witH a cantiLevered countertop tHat S viSuaLLy appeaLing and practicaL

.aturaL wonder G ZpV XboU Up JoGVtF ZpVs lJUdiFo XJUi XbsNUi tVcUMF tpQiJt UJdbUJpo boe bo bJs pG MVyVsZ dpotJeFs b dboUJMFwFsFe dpVoUFs dpNcp pG obUVsbM tUpoF boe UJNcFs )FsF UiF tVtQFoeFe tUZMF tipXdbtFt UiF RVJFU cFbVUZ pG UiF UsbwFs UJoF UpQ XiJMF UiF Xppe dbcJoFUsZ cFMpX tpGUFot UiF Mppl boe dpNQMFNFoUt UiF tUpoFmt oFVUsbM UpoFt W e :n s www.

S zz.

m

4ip 8iFo dipptJoh Xppe Up QbJs XJUi ZpVs tUpoF dpVoUFsUpQ Mppl Gps poF UibUmt GsFF pG

VU tUZMF JtomU bMM UiJt dpVoUFs ibt Up pGGFs 5iF dboUJMFwFsFe UpQ bMtp Qsp wJeFt beeJUJpobM XpsltQbdF XiJdi iFMQt pGGtFU UiF bsFb UblFo VQ cZ UiF epVcMF tJol boe tUpwFUpQ GbsUiFs epXo UiF JtMboe boe sppN Gps FyUsb dibJst XiJdi dpNFt Jo iboeZ XiFo FoUFsUbJoJoh

2eModeLing 4UZMJti ,JUdiFo $pVoUFst 5ibU 4FFN Up 'MpbU Jo 4QbdF

0D D L H HSW

&

n tHe Side /pX iFsFmt b diJd dboUJMFwFsFe dpVoUFs XJUi b UXJtU 3bUiFs Uibo FyUFoeJoh b tFdUJpo pG UiF UiJo oFVUsbM UpoFe dpVoUFsUpQ QbtU UiF Foe pG UiF JtMboe eFtJhoFs %bssFo +bNFt QMbdFe b tFQbsbUF tMbc pG tUpoF Jo b dpoUsbtUJoh UpoF boe UiJdloFtt po UpQ boe spUbUFe JU Up tJU bdsptt UiF XJeUi pG UiF Xpsl space. This not only helps de ne the dpplJoh poF boe wJtVbMMZ tFQbsbUF JU GspN UiF tVsspVoeJoh pQFo QMbo bsFb cVU bMtp NblFt UiF tQbdF GFFM NpsF dpNNVobM bt UiF tFbUJoh GbdFt JoXbse GptUFsJoh b tFotF pG UphFUiFsoFtt

Mtp opUF ipX UiF dppM hsbZ tVsGbdF beet bo JoeVtUsJbM FehF Up UiF dpoUFNQpsbsZ pVUepps lJUdiFo boe FoUFsUbJoJoh bsFb XiJMF UiF dpVoUFs UpQmt cpMe MJoFt boe tUsFbNMJoFe Mppl dpNQMFNFoU UiF tMFFl tUZMF pG UiF tQbdF

ooL and cLean G ZpV ibUF cFJoh po dMFboVQ eVUZ bGUFs b GbNJMZ barbecue, a oating concrete dpVoUFs MJlF UiJt poF XJMM NblF UiF dipsF b MJUUMF FbtJFs Up cFbs 5ibolt Up JUt tVtQFoeFe eFtJho dsVNct boe tQJMMt dbo cF tXFQU ps iptFe bXbZ RVJdlMZ 1pMJtiFe dFNFoU bMtp Jt eVsbcMF tUbJo sFtJtUboU boe FbtZ Up dMFbo tp JU epFtomU sFRVJsF NVdi FGGpsU Up NblF UiF tVsGbdF Mppl bt hppe bt oFX bGUFs FoUFsUbJoJoh

-iniMaLiSt cHic MUipVhi UiJt dboUJMFwFsFe tVsGbdF Jt b eFeJdbUFe Xpsl poF JU bMtp tVddFFet Jo JokFdUJoh UiJt NpeFso sVtUJd lJUdiFo XJUi b iFbsUZ ebti pG wJtVbM JoUFsFtU The clever oating contraption is bodipsFe Up UiF XbMM cZ XbZ pG tUFFM Ubct UibU QspUsVeF GspN UiF NFUbM tVsGbdF boe epVcMF bt eFdpsbUJwF FMFNFoUt UibU UsbotGpsN UiF wFsUJdbM tVsGbdF JoUp bo bddFoU XbMM $sJtQ XiJUF Xbt b tNbsU dpMps dipJdF Gps UiF tVsGbdF bt JU dVUt UispVhi UiF sppNmt NppeZ QbMFUUF XiJMF UiF UiJdloFtt hJwFt UiF tQbdF b dMFbo dpoUFNQpsbsZ GFFM

P

t ZpV dbo tFF UiF dpoUsbtUJoh Mppl boe unique con guration of both counters bMtp tVddFFe Jo UsbotGpsNJoh b cbtJd JtMboe UpQ JoUp b tUbUFNFoU NblJoh eFtJho GFbUVsF

p

s

es

p

m www.

zz.

m

02- d v E elm :a e s 03- b es M s : a e s LLc 04- d-M x : P p 05- d e J mes : i e s des


&21

8& 21

2

5iF Mpoh dboUJMFwFsFe dpVoUFs QspwJeFt Mpbet pG wJtVbM bQQFbM Upp 5iF sVtUJd sFdMbJNFe Xppe UbcMF dpoUsbtUt cFbVUJGVMMZ XJUi UiF dpoUFNQpsbsZ QbtUFM QJol dbcJoFUsZ boe JoeVtUsJbM

Here the oating counter has been MpXFsFe tp UibU JU tUboet bU UbcMF iFJhiU sbUiFs Uibo NbUdiJoh UiF iFJhiU pG UiF bekbdFoU dpodsFUF dpVoUFs 5iJt bMMpXt Gps NpsF dpNGpsUbcMF boe FshpopNJd tFbUJoh VoMJlF cbs tUppMt XiJdi dbo tpNFUJNFt dbVtF bdiFt boe QbJot Jo ZpVs cbdl boe MFht bGUFs ZpVmwF cFFo QFsdiFe po poF Gps b XiJMF ps epFt UibU kVtU ibQQFo Up tipsU QFpQMF MJlF NF 5iJt NFbot ZpVs GbNJMZ boe GsJFoet XpomU NJoe tJUUJoh bspVoe UiF UbcMF Gps Mpoh NFbMt boe MFohUiZ dbUdi VQ tFttJpot

aMiLy riendLy 0oF eFtJho UsFoe XFmwF tFFo Jo UiF lJUdiFo QspkFdU tFdUJpo pG )pV Jt UiF JoUFhsbUFe lJUdiFo dpVoUFs eJoJoh UbcMF 5iJt FMFhboU UsbotJUJpob tUZMF dpplJoh boe FbUJoh bsFb tipXt ipX UiJt dpodFQU UblFt tibQF XJUi UiF iFMQ pG b dboUJMFwFsFe dpVoUFsUpQ

)FsF bo FZF dbUdiJoh hMbtt dpVoUFsUpQ bQQFbst Up kVU pVU GspN UiF dpsoFs pG b UbMMFs Xppe QsFQ poF Umt tUbcJMJ Fe cZ b NFUbM csbdlFU UibU tVQQpsUt UiF tFF UispVhi tVsGbdF 5iF NbUFsJbM Xbt tFMFdUFe Up FoibodF UiF bJsZ tQbdJpVt GFFM pG UiF lJUdiFo boe dpVQMFe XJUi UiF tVtQFoeFe eFtJho JU tVddFttGVMMZ epFt kVtU UibU MUipVhi JUmt bo VodpowFoUJpobM dipJdF Gps b lJUdiFo dpVoUFsUpQ UiF tUsVdUVsF iFsF Xbt eFtJhoFe Up cF b FbUJoh bsFb sbUiFs Uibo b Gppe QsFQ tQbdF tp the material should hold up ne.

3ee tHrougH StyLe %pomU cF Upp ibtUZ Up tbZ n/Vi Vi op XbZ Up b oating glass countertop. Sure, they’re opU Gps FwFsZpoF MJlF UiptF XJUi ZpVoh lJet cVU UiFZ dbo Xpsl Gps tpNF Jo UiF sJhiU tQbdF

0D D L H HSW

&

P

8iJUF sFUsp tUZMF eJoJoh dibJst dpNQMFUF UiF Mppl boe bee bopUiFs MbZFs pG JoUFsFtU Up UiF FdMFdUJd tdiFNF

MpplJoh dFNFoU dpVoUFs dsFbUJoh b tQbdF UibU pp Ft tVcUMF tpQiJtUJdbUJpo cVU tUJMM NblFt b tUspoh tUZMF tUbUFNFoU

p

s

es

06- Vl 07- Le

p

m r Wes

m www.

: a es e : K

zz.

m

e s e s

idden treaSure /pX ZpV tFF JU opX ZpV epomU tQbdF tbwwZ dboUJMFwFsFe QJwpU UbcMF MJlF UiJt poF Jt b dMFwFs dsFbUJwF beeJUJpo UibU XJMM cpptU UiF GVodUJpobMJUZ pG boZ dpNQbdU dpplJoh poF 8iFo FyUFoeFe UiF UbcMF FoibodFt UiF wJtVbM bQQFbM pG UiF tQbdF Uibolt Up JUt tibsQ MJoFt boe tUsJlJoh tJMipVFUUF UsbotGpsNJoh UiF pUiFsXJtF cbtJd lJUdiFo dpVoUFs JoUp bo JoUFsFtUJoh eFtJho GFbUVsF /pUF ipX UiF cMpoeF UJNcFs boe tVcUMF Xppe hsbJo Fdip UiF UJNcFs VtFe VoeFsGppU boe bee XbsNUi Up UiF dppM XiJUF QbMFUUF UppGbdFt JoXbse GptUFsJoh b tFotF pG UphFUiFsoFtt

oing round 8pssJFe UibU b tVtQFoeFe dpVoUFsUpQ XpomU Xpsl Jo ZpVs tQbUJbMMZ dibMMFohFe dpplJoh poF 5iJt diJd 6 tibQFe lJUdiFo tipXt ipX JUmt epoF )FsF b spVoe oating bar is cantilevered out from the wall and oor cabinets, providing b tQpU Gps dbtVbM FbUt bo beeJUJpobM XpsltQbdF boe b tpdJbM iVc XiFsF GbNJMZ boe GsJFoet dbo NJohMF XiFo ZpVmsF FoUFsUbJoJoh U bMtp beet bopUiFs MbZFs pG wJtVbM JoUFsFtU /pUJdF ipX UiF dpVoUFsmt tNppUi dVswFe tibQF dpoUsbtUt XJUi UiF tibsQ MJoFt boe cpyZ GpsNt UibU bsF VtFe UispVhipVU UiF bsFb

4ip otUbMM UJoUFe -&% tUsJQ MJhiUt below the oating countertop for a NpsF eZobNJd boe dpMpsGVM Mppl

3pace age G ZpV XboU Up NblF b cpMe tUbUFNFoU Jo ZpVs lJUdiFo pQU Gps b dboUJMFwFsFe dpVoUFs UibUmt GbtiJpoFe GspN bo JoUFsFtUJoh NbUFsJbM Jo bo VoFyQFdUFe tibQF tVdi bt UiF dVUUJoh FehF dpoUpVsFe design shown here. LED lights tted VoeFsoFbUi bee Up UiF GsFFtUboeJoh GpsNmt tQbdF bhF wJcF boe iFMQ iJhiMJhiU UiF tipXtUpQQJoh dFoUFsQJFdF 5ibolt Up JUt UbMM iFJhiU UiFsFmt QMFoUZ pG sppN Up UVdl tFwFsbM cbs tUppMt cFMpX UiF dpVoUFs XiJdi iFMQt lFFQ UiF QbUiXbZt GsFF pG pctUbdMFt boe FotVsFt UibU UiF sppN NbJoUbJot JUt dMFbo VodMVUUFsFe Mppl

Le P e des 09- Me b l e s 10 f e k d ws : des c s l

08- t l

interior and decor property


&21

8& 21

2

UNIDOR COMPANY LTD Coca Cola Roundabout | Spintex Road P.O.Box 1070 SK Accra | Ghana Tel: +233 242 444555 Fax: +233 302 541487 info@unidorgh.com www.unidorgh.com

0D D L H HSW

&

Südmetall is a high quality trademark from Süd-Metall Beschläge GmbH. The company stands for state-of-theart-tech-nology and passion in a market with traditional leanings. All Südmetall brand products come out of own development and production. Südmetall offers several types of high quality handles in various designs – stainless steel, brass, aluminium and wrought iron. The company holds patents for different mounting systems and other innovative technologies.

UNIDOR COMPANY LTD Coca Cola Roundabout | Spintex Road P.O.Box 1070 SK Accra | Ghana Tel: +233 242 444555 Fax: +233 302 541487 www.unidorgh.com www.domoferm.com

SLIDING DOORS

GLAZING

FRAMES

DOORS

Proven quality - made in Austria


&21

8& 21

2

We keep innovating so that you have the most cutting-edge wood, design and architectural solutions.

W W W. F I N S A .C O M W W W. C O N N E CT I O N S BY F I N S A . C O M

I F Y O U H AVE A P R OJ E C T W I T H W O O D , Y O U H AVE T H E B E S T S O LU T I ON AT T HE T I P O F YO U R F I N G E RS .

SOLUTIONS

0D D L H HSW

&

TRENDS & DESIGNS

UNIDOR COMPANY LTD Coca Cola Roundabout , Spintex Road. P.O.Box 1070 SK Accra / Ghana. Tel: +233 242 444 555 Fax: +233 302 541 487 info@unidorgh.com www.unidorgh.com

FIRE RETARDANT & MOISTURE RESISTANT

COMPACMEL PLUS

UNIDOR COMPANY LTD Coca Cola Roundabout , Spintex Road. P.O.Box 1070 SK Accra / Ghana. Tel: +233 242 444 555 Fax: +233 302 541 487 info@unidorgh.com www.unidorgh.com www.dana.at

High-quality RAL 9016 finish

42 mm thick door leaf & four-sided solid wood casing

DANAmotion System

What starts with inspiration leads to door ideas you’ll love. Discover the quality all round at DANA, from four-sided solid wood casings to the magnetic lock.

ENTIRELY DANA .

Push handle or recessed handle

Magnetic lock

DANA Brandsign

Eine Marke von JELD-WEN


&21

8& 21

2

4pNF tNbsU ipNF tZtUFNt dbo cF dsFbUFe GspN tdsbUdi Gps FybNQMF VtJoh b 3btQcFssZ 1J ps pUiFs

)pNF bVUpNbUJpo dpoUbJot tZt UFNt boe tFotpst UibU ibwF UiF bcJMJUZ Up NpoJUps boe dpoUspM MJhiU UFNQFsbUVsF tpVoe XJoepXt eppst bQQMJbodFt boe NVdi NpsF 5iFtF dpNQpoFoUt dpNF together to create multiple bene ts for its users. The rst bene t that ipNF bVUpNbUJpo pGGFst Jt dpo wFoJFodF Z cFJoh bcMF Up dpoUspM

tNbsU ipNF Jt opU eJtQbsbUF tNbsU eFwJdFt boe bQQMJbodFt cVU poFt UibU Xpsl UphFUiFs Up dsFbUF b sFNpUFMZ dpoUspMMbcMF oFUXpsl MM eFwJdFt bsF dpoUspMMFe cZ b NbtUFs ipNF bVUpNbUJpo dpoUspMMFs pGUFo dbMMFe b 3Mart HoMe Hub 5iF tNbsU ipNF iVc Jt b ibseXbsF eFwJdF UibU bdUt bt UiF dFoUsbM QpJoU pG UiF tNbsU ipNF tZtUFN boe Jt bcMF Up tFotF QspdFtt ebUb boe dpNNVoJdbUF

XJsFMFttMZ U dpNcJoFt bMM pG UiF eJtQbsbUF bQQt JoUp b tJohMF tNbsU ipNF bQQ UibU dbo cF dpoUspMMFe sFNpUFMZ cZ ipNFpXoFst &ybNQMFt pG tNbsU ipNF iVct JodMVeF Nb po &dip (pphMF )pNF otUFpo )Vc 1sp 4bNtVoh 4NbsU5iJoht boe 8Jol )Vc bNpoh pUiFst

Machine learning and arti cial JoUFMMJhFodF bsF cFdpNJoh JodsFbtJohMZ QpQVMbs Jo tNbsU ipNF tZtUFNt bMMpXJoh ipNF bVUpNbUJpo bQQMJdbUJpot Up bebQU Up UiFJs FowJspoNFoUt 'ps FybNQMF wpJdF bdUJwbUFe tZtUFNt tVdi bt Nb po &dip ps (pphMF )pNF dpoUbJo wJsUVbM bttJtUboUt UibU MFbso boe QFstpobMJ F UiF tNbsU ipNF Up UiF sFtJeFoUtm QsFGFs FodFt boe QbUUFsot

o tJNQMF tNbsU ipNF tdFobsJpt FwFoUt dbo cF UJNFe ps UsJhhFsFe 5JNFe FwFoUt bsF cbtFe po b dMpdl Gps FybNQMF MpXFsJoh UiF cMJoet bU Q N XiJMF UsJhhFsFe FwFoUt eFQFoe po bdUJpot Jo UiF bVUpNbUFe tZtUFN Gps FybNQMF XiFo UiF pXoFsmt tNbsUQipoF bQQspbdiFt UiF epps UiF tNbsU Mpdl VoMpdlt boe UiF tNbsU MJhiUt hp po

QspUpUZQJoh cpbse 0UiFst dbo cF QVsdibtFe bt b cVoeMFe tNbsU ipNF lJU bMtp lopXo bt b tNbsU ipNF QMbUGpsN UibU dpoUbJot UiF QJFdFt oFFeFe Up tUbsU b ipNF bVUpNbUJpo QspkFdU

)pNFt bsF dpowFsUFe JoUp UiF obNFt ntNbsU ipNF XiFo ipNF bVUpNbUJpo tVdi bt tNbsU ipNF tZtUFNt tFotpst pQFsbUF eVF Up UiF JoUFsdpooFdUFeoFtt pG UiFtF eFwJdFt boe UiFJs bcJMJUZ Up Xpsl UphFUiFs 5iF bcJMJUZ pG tNbsU ipNFt Up bVUpNbUJdbMMZ QFsGpsN UiF bdUJpot bttJhoFe Up JU cZ UiF ipNFpXoFs eVF Up JoeJwJeVbM QsFGFsFodF Jt poF pG UiF sFbtpot NboZ ipNFpXoFst bsF cFhJooJoh Up iFbwJMZ sFMZ po ipNF bVUpNbUJpo

)pNF bVUpNbUJpo bMtp lopXo bt tNbsU ipNFt ibt cFdpNF b oFX boe dpoUJoVpVtMZ FyQboeJoh iVc Gps UiF ipNF boe cVJMeJoh JoeVtUsZ 5iJt sFMbUJwFMZ oFX QiFopNFopo ibt tQbslFe JoUFsFtU boe Jt cFJoh VtFe bMM pwFs UiF XpsMe 0oF NJhiU btl XibU FybdUMZ tNbsU ipNFt bsF cVU bddpseJoh Up bsUJdMF XsJUUFo cZ 4FotFJ &NFstpo ipNF bVUpNbUJpo QVUt dpoUspM pG cbtJd ipNF tZtUFNt boe bQQMJbodFt JoUp UiF iboet pG UiF ipNFpXoFs boe QspwJeFt bddFtt GspN b sFNpUF QpJoU MJlF b tNbsUQipoF bQQ ps bU b dFoUsbMJ Fe VoJU JotJeF UiF ipNF +VtU MJlF tpNF pG UiF GVUVsJtUJd UFdiopMphZ tFFo po UFMFwJtJpo Jo tipXt MJlF n Mbdl QboUiFs ps n3pcpU JUmt opX QpttJcMF Up dpoUspM UiJoht MJlF ZpVs ipNF UFNQFsbUVsF MJhiUJoh boe FwFo tFdVsJUZ tZtUFNt XJUi UiF UpVdi pG a screen, the swipe of a nger and the tpVoe pG ZpVs wpJdF 8JUi UiF QspwJtJpo pG NbyJNVN tFdVsJUZ dpNGpsU dpowFoJFodF boe bMtp FoFshZ ef ciency through means of technology, tNbsU ipNFt ibwF cFhVo UblJoh pwFs

oMe !utoMation

0D D L H HSW

&

cFUUFs bQQt boe dibooFMt Up MpdbUF ZpVs GbwpsJUF QsphsbNNJoh tNbsU pwFo XJMM bttJtU ZpV XJUi dpplJoh ZpVs diJdlFo Up QFsGFdUJpo XJUipVU FwFs XpssZJoh bcpVU pwFsdpplJoh ps VoeFsdpplJoh JU o JoUFMMJhFoUMZ eFtJhoFe ipNF UiFbUFs boe bVeJp tZtUFN dbo NblF NbobhJoh ZpVs NpwJF boe NVtJd dpMMFdUJpo FGGpsUMFtt XiFo FoUFsUbJoJoh hVFtUt 6MUJNbUFMZ dpooFdUJoh ZpVs bQQMJbodFt boe pUiFs tZtUFNt XJUi bVUpNbUJpo UFdiopMphZ XJMM JNQspwF

wbsJpVt bQQMJbodFt Jo ZpVs ipNF XJUipVU hpJoh Up UiFN eJsFdUMZ ZpV bsF hJwFo VMUJNbUF dpowFoJFodF Although this can be a great bene t without your sFNpUF ps tNbsU QipoF dpoUspMMJoh UiJoht dbo cF dif cult. Smart homes can also help you run your appliances better. A smart TV will help you nd

01-b Sw 02-www.e

S

e: K e Skell P p s: za e s . m 03-h e well 04-Wes Elm 05-ge

technology property


&21

8& 21

2

esbXcbdl pG tNbsU ipNFt Jt UiFJs QFsdFJwFe dpNQMFyJUZ tpNF QFpQMF have dif culty with technology or

0oF Nbkps GbdUps UibU bMM ipNF pXoFst bsF dpodFsoFe bcpVU Jt tFdVsJUZ boe XJUi ipNF bVUpNbUJpo UiJt GbdUps Jt bttVsFe 8iFo ipNFpXoFs JodpsQpsbUFt tFdVsJUZ boe tVswFJMMbodF GFbUVsFt Jo ZpVs tNbsU ipNF oFUXpsl JU bMMpXt ipNF bVUpNbUJpo tZtUFNt Up dpo oFdU NpUJpo eFUFdUpst tVswFJMMbodF dbNFsbt bVUpNbUFe epps Mpdlt boe pUiFs UbohJcMF tFdVsJUZ NFbtVsFt UispVhipVU ZpVs ipNF tp ZpV dbo bdUJwbUF UiFN GspN poF NpcJMF eFwJdF cFGpsF iFbeJoh Up cFe :pV dbo bMtp dipptF Up sFdFJwF tFdVsJUZ bMFsUt po ZpVs wbsJpVt eFwJdFt eFQFoeJoh po UiF UJNF pG ebZ bo bMFsU hpFt pGG boe NpoJUps bdUJwJUJFt Jo sFbM UJNF XiFUiFs ZpVmsF Jo UiF ipVtF ps ibMGXbZ bspVoe UiF hMpcF )pXFwFs ipNF bVUpNbUJpo tZtUFNt ibwF tUsVhhMFe Up cFdpNF NbJotUsFbN Jo QbsU eVF Up UiFJs UFdi oJdbM obUVsF

ZpVs bQQMJbodF FGGFdUJwFoFtt boe pwFsbMM NblF ZpVs ipNF MJGF NVdi FbtJFs boe FokpZbcMF %FQFoeJoh po ipX ZpV VtF ZpVs tNbsU ipNF UFdiopMphZ JUmt QpttJcMF Up NblF ZpVs space more energy-ef cient. 'ps FybNQMF ZpV dbo ibwF NpsF QsFdJtF dpoUspM pwFs UiF iFbUJoh boe dppMJoh pG ZpVs ipNF XJUi b QsphsbN NbcMF tNbsU UiFsNptUbU UibU MFbsot ZpVs tdiFeVMF boe UFNQFsbUVsF QsFG FsFodFt boe UiFo tVhhFtUt UiF cFtU energy ef cient settings throughout the ebZ -JhiUt boe NpUpsJ Fe tibeFt dbo cF QsphsbNFe Up tXJUdi Up bo FwFoJoh NpeF bt UiF tVo tFUt ps MJhiUt dbo UVso po boe pGG bVUpNbUJdbMMZ XiFo ZpV FoUFs ps MFbwF UiF sppN tp ZpV oFwFs ibwF Up XpssZ bcpVU XbtUJoh FoFshZ

0D D L H HSW

&

o (ibob XF FodpVoUFs NboZ QpXFs GbJMVsFt tp ibwJoh b ipNF UibU ibt dpNQpoFoUt UibU pQFsbUF wJb bVUpNb UJpo NbZ cF bU b iJhi sJtl pG ebNbhF Up ZpV FtQFdJbMMZ JG ZpVs bVUpNbUJpo Jt Jo UiF tFdVsJUZ btQFdU )pNF bVUp NbUJpo QspeVdUt bsF opU VtVbMMZ Nbo VGbdUVsFe Jo (ibob ipXFwFs JU dbo cF JNQpsUFe NFboJoh JU XpVMe cF RVJUF dptUMZ FtQFdJbMMZ XiFo NbJoUFobodF Jt dpotJeFsFe 'psUVobUFMZ UiFtF QpJoUt bsF opU Gps bMM tNbsU ipNF eFwJdFt bt b obUJpo XF ibwF cFFo bcMF Up dpo RVFs tpNF ipNF bVUpNbUJpo eFwJdFt tVdi bt 4NbsU UFMFwJtJpot UibU bsF VtFe bMM pwFs UiF dpVoUsZ 6otVsQsJt JohMZ tNbsU ipNFt dbo bddpNNpebUF VtFs QsFGFsFodFt 'ps FybNQMF bt tppo bt ZpV bssJwF ipNF ZpVs hbUF

Although all these bene ts increase boZ sFbeFst oFFe Up dpowFsU Up tNbsU ipNFt MFUmt btl pVstFMwFt t (ibob sFbeZ 5iF cVJMU JoeVtUsZ Jo GsJdb NbJoMZ (ibob Jt opU bt eFwFMpQFe bt pUiFs dpoUJoFoUt NblJoh UiF JoUFhsbUJpo pG UiFtF UFdiopMphJFt tpNFXibU UFeJpVt

'ps ipNF bVUpNbUJpo tZtUFNt Up cF UsVMZ FGGFdUJwF eFwJdFt NVtU cF JoUFspQ FsbcMF sFhbseMFtt pG Xip NboVGbdUVsFe UiFN VtJoh UiF tbNF QspUpdpM ps bU MFbtU dpNQMFNFoUbsZ poFt t JU Jt tVdi b obtdFoU NbslFU UiFsF Jt op hpMe tUboebse Gps ipNF bVUpNbUJpo ZFU )pXFwFs tUboebse bMMJbodFt bsF QbsUoFsJoh XJUi NboVGbdUVsFst boe QspUpdpMt Up FotVsF JoUFspQFsbcJMJUZ boe b tFbNMFtt VtFs FyQFsJFodF

will give up on it with the rst annoy bodF 4NbsU ipNF NboVGbdUVsFst boe bMMJbodFt bsF XpslJoh po sFeVdJoh dpNQMFyJUZ boe JNQspwJoh UiF VtFs FyQFsJFodF Up NblF JU FokpZbcMF boe bene cial for users of all types and UFdioJdbM MFwFMt

!Ma on ecHo dot 5iJt Jt UiF MFbeJoh eFwJdF Jo tNbsU tQFblFst XJUi JUt eFwJdF cFJoh bcMF Up UsbotNJU bVeJp Up bopUiFs tpVsdF pwFs MVFUppUi 5iF &dip %pU dbo dpooFdU Up b tUboebse XJsFe tQFblFs tFU VQ 5ibU NJhiU opU NblF b eJGGFsFodF Up FwFsZpoF

XJMM pQFo UiF MJhiUt XJMM hp po 5iFtF NJoJNVN bVUpNbUJpo eFwJdFt dbo tMpXMZ QJFdF UphFUiFs boe dsFbUF b GVMMZ bVUpNbUFe ipVtF Jo (ibob 5p botXFs UiF RVFtUJpo btlFe bU UiF cFhJooJoh pG QbsbhsbQi ZFt cF MJFwF (ibob Jt sFbeZ Gps bVUpNbUJpo cFdbVtF UiF Qspt pVU XbZ UiF dpot 5iJt dbo opU poMZ JodsFbtF pVs MFwFM pG UFdiopMphJdbM bXbsFoFtt cVU bMtp JodsFbtF pVs tUboebse pG MJwJoh boe NptU JNQpsUboUMZ csJohJoh b oFX JoeVtUsZ Jo UiF cVJMU dpNNVoJUZ 5iFtF bsF tpNF bVUpNbUJpo eFwJdFt UibU ibwF cFFo tbJe Up cF b NVtU ibwF Jo ipNF FGGJdJFodZ tFdVsJUZ FoUFsUbJoNFoU boe MVyVsZ

0HiLLipS Hue wHite LigHt 5iF iFbsU pG ZpVs 1iJMJQt )VF tZtUFN UiF sJehF bdUt bt b tNbsU iVc dpooFdUJoh ZpVs eFwJdFt Up ZpVs tNbsU MJhiUt Umt bMtp JodsFeJcMZ FbtZ Up JotUbMM kVtU QMVh JU JoUp ZpVs ipNF spVUFs VtJoh UiF JodMVeFe &UiFsoFU dbcMF boe VtF UiF 1iJMJQt )VF bQQ Up dpoUspM ZpVs MJhiUt FwFo XiFo ZpVmsF bXbZ GspN ipNF

oogLe neSt Hub (pphMF /FtU )Vc QspwJeFt iFMQ bU b hMbodF Jo boZ sppN bU ipNF 8JUi UiF (pphMF ttJtUboU cVJMU Jo ZpVmMM bMXbZt tFF ZpVs cFtU boe MbUFtU tipUt GspN (pphMF 1ipUpt 1MVt wJFX boe dpoUspM ZpVs dpooFdUFe eFwJdFt GspN b tJohMF ebticpbse

cVU FtQFdJbMMZ Gps bVeJpQiJMFt JU hJwFt ZpV bo FbtZ diFbQ XbZ Up bee MFyb cbtFe tNbsUt Up ZpVs FyJtUJoh tQFblFs ibseXbsF

!rLo pro 5iF dbNFsb tZtUFN Jt tpMe XJUi UXp dbNFsbt boe b cbtF tUbUJpo UibU QMVht JoUp ZpVs spVUFs Up NbobhF UiF dpooFdUJpot G NpUJpo ps tpVoe Jt eFUFdUFe sMp XJMM tFoe ZpV b QVti noti cation to alert you, and you can wJFX UiF GppUbhF XJUiJo UiF bQQ

3iMpLi Sa e 4JNQMJ 4bGF eFUFst JoUsVeFst VtJoh eJGGFsFoU NFUipet 5iF FoUsZ boe NpUJpo tFotpst eFUFdU VoVtVbM bdUJwJUZ boe dbo tpVoe UiF bMbsN G tpNFpoF UsJFt Up hFU JoUp ZpVs ipVtF UispVhi UiF FoUsZXbZ XiFo UiF tZtUFN Jt bsNFe ps XbMlt JoUp UiF QbUi pG NpUJpo tFotpst ZpVmMM lopX

cHobee SMart tHerMoStat &dpcFF UiFsNptUbUt VtF MpdbM XFbUiFs Up VoeFstUboe ZpVs ipNFmt unique energy pro le and transforms UipVtboet pG ebUb QpJoUt JoUp dptU tbwJoht 8JsFMFtt 3ppN 4Fotpst 4NbsU )pNF XbZ

JoUFsoFUpGUiJohtbhFoeb UFdiUbshFU com/de nition/smart-home-or-building

tFotJ FNFstpo dpN Fo Vt cMph home-automation-bene ts

XXX doFU dpN oFXt UiF cFtU tNbsU ipNF eFwJdFt pG bNb po bMFyb hpphMF bttJtUboU bQQMF ipNFlJU tNbsU dbNFsbt

3FGFsFodFt cMVFtQFFebw dpN cMph JUFN hsFbUFtU bewboUbhFt pG tNbsU ipNF bVUpNbUJpo


&21

8& 21

2

LIFT

Elevetors & Escalators Metal Fabrication Celling (Acoustic,P.O.P, Plasterboard) Supply of Top quality tiles from Italy, Spain and Portugal

0D D L H HSW

&

Aluminium Composite panel (Alucobond) cladding) General Construction Supplies

Aluminium & Sliding Windows & Doors


&21

8& 21

2

,

&wFsZ QspQFsUZ pXoFs ibt bo JeFbM QJdUVsF Jo NJoe XibU iJt QspQFsUZ tipVMe Mppl MJlF bGUFs UiF nal painting project and tp dipptJoh b dpMps Up dpNQMFNFoU UiF cFbVUZ pG UiF dpotUsVdUJpo Xpsl tipVMe cF epoF XJUi tpNF FyQFsUJtF $pMps dipJdF ibt b cJh JNQbdU po b ipNFmt wJFX boe pGUFo QsptQFdUJwF cVZFst pG QspQFsUJFt sFtU po dpMps dipJdFt cFGpsF NblJoh b QVsdibtF .peFso eFtJho UiFtF ebZt GFbUVsFt XFJhiUZ boe spXo dpMps b oFVUsbM UpoF ibt bo JodsFeJcMF Mppl boe Jt b wFsZ hppe cbtF Gps cVJMeJoh NpsF eFQUi pG dpMps U dbssJFt b VoJRVF eFQUi boe sJdioFtt b GFbUVsF UibU csJoht bo FydJUJoh boe bUUsbdUJwF nish to properties. 5iF dpMps Jt MFtt ibsti Uibo cMbdl boe dpotJeFsFe Up cF wFsZ tUbcMF JU ibt

G ZpV bsF MpplJoh Up NblF b cpMe tUbUFNFoU XJUi dpMpst Jo UiF ipNF ZpV dboopU hp Xspoh XJUi cspXo U epFtomU Mppl Xspoh po boZ tVsGbdF boe UiF tQMVshF pG wbsJFUJFt bsF kVtU bXFtpNF Up ibwF bspVoe UiF ipNF spXo b dpNQptJUF dpMps dbo cF QspeVdFe cZ dpNcJoJoh sFe ZFMMpX boe cMbdl QJhNFoUt ps cZ NJyJoh psbohF boe cMbdl

spcVtU dpMpst UibU bsF bcMF Up csJoh b tFotF pG dpNGpsU boe sFMbybUJpo XJUipVU UsZJoh Upp ibse 4pNF dpMpst ibwF cFFo Mpoh pwFsMpplFe cVU tpNF dsFbUJwJUZ GspN eFtJhoFst ibwF dbVtFe b MpU pG bGGFdUJpo Gps tVdi dpMpst 4pNF dpMpst Jo dpotUsVdUJpo XiJdi XFsF tpNFUJNF cbdl opU MpplFe VQpo bU bMM bsF opX cFJoh wJdJpVtMZ VtFe boe UiFZ bsF dsFbUJoh b NbhJdbM bUNptQiFsF bMM bspVoe UiF ipNF b oFX NpeFso bQQspbdi ibt FNFshFe Jo NboZ QspQFsUJFt Jo UiF UpXot boe dJUJFt cFdbVtF tVdi dpMpst bsF opX cFJoh VUJMJ Fe Up UiFJs GVMM dbQbdJUZ

$MpUiJoh ZpVs QspQFsUZ XJUi UiF dpssFdU dpMps pG QbJoU Jt bo FydJUJoh bdUJwJUZ UibU eFNboet FyQFsU bUUFoUJpo

,

0D D L H HSW

&

5sbttbdp &tUbUFmt 7JMMbhJp b ipVtJoh VoJU Jo UiF dJUZ boe 3FhJNboVFM &tUbUFt bsF UXp notable real estate rms in the country, to ibwF bepQUFe UiFtF dpMps UsFoet 5iF eJGGFsFoU tibeFt pG cspXo VtFe cZ UiFtF

5iF UsVUi Jt UibU UiFtF ebZt NptU cVJMeFst bsF bQQMZJoh cspXo Jo b VoJRVF XbZ boe UiF GbcMF UibU UiF dpMps Jt poMZ b QspUFdUJpo bhbJotU eVtUZ dpoeJUJpot Jt GbtU GbeJoh spXo UsbotGFst cFbVUZ bMM bspVoe UiF ipNF 5iF dpMps csJoht bo bJs pG tUbUFMJoFtt boe pseFsMJoFtt boZXiFsF 5iJol pG ipX cFbVUJGVM b XFMM MbdRVFsFe cspXo epps XpVMe Mppl Jo boZ sppN FbVUJGVM cspXo XJoepX cMJoet JoeVdF b dpNNboeJoh QsFtFodF boe RVbMJUZ cspXo UJMFt dbo csJoh b UpUbM UsbotGpsNbUJpo Up boZ sppN :pVs lJUdiFo dbcJoFUt XpVMe kVNQ Up MJGF XJUi b UpVdi pG b cspXo UpoF

spXo QbJoU dpMps ibt Mpoh cFFo bepQUFe cZ NboZ QspQFsUZ pXoFst bt b QspUFdUJwF bhFoUm bhbJotU eVtUZ dpoeJUJpot VoUbssFe spbet boe tFwFsF XFbUiFs dpoeJUJpot UibU pGUFo bGGFdU cFbVUJGVMMZ QbJoUFe QspQFsUJFt poMZ bGUFs b tipsU QFsJpe pG dpNQMFUJoh b Qsp kFdU /poFUiFMFtt cspXo JG NVdi dpotJeFsFe dbo ep b MpU pG XpoeFst Gps QspQFsUZ pXoFst Uibo QFpQMF ibwF JNbhJoFe

tUspoh bcJMJUZ Up tUboe bMpoF po JUt pXo boe FRVbMMZ NJyFt XFMM XJUi pUiFs dpMpst Gps b beautiful nish.

i e

Ma

b

:

es e : he le

s aF a

interior and decor property


&21

8& 21

2

o b ZpVoh hJsMmt cFesppN cspXo boe QJol dpMps dpNcJobUJpo XJMM cMpttpN UiF QMbdF XJUipVU MptJoh UiF GpsNbM bQQFbM ZpV XJti Up ibwF Jo ZpVs QspQFsUZ 4p XiFUiFs ZpV bsF MpplJoh Gps tpQiJtUJdbUJpo ps GVo cspXo dbo csJoh pVU cpUi dpNcJobUJpot XJUi FbtF boe b UpVdi pG dMbtt

VshVoeZ cspXo dbo ep b NbswFMpVt thing for an of ce, and its furniture, while dark brown wood nish would dpNQMFUF ZpVs RVFtU csJoh pVU UiF business tone in your of ce.

4pGU cspXot MJlF cFJhF dbo bee XbsNUi Up boZ sppN XJUiJo b QspQFsUZ 8iFUiFs JUmt Jo UiF MJwJoh sppN ps lJUdiFo UiJt tibeF pG cspXo Jt XFMM UpoFe epXo JowJUJoh boe Jt b QsFGFssFe dipJdF

spXo Jt opU bMXbZt cpMe boe esbNbUJd bt ibt cFFo QFsdFJwFe pwFs UiF ZFbst 5iF dpMps NJy XFMM XJUi tpGU iVFt XiJUF cFJoh b UpQ dipJdF 5iF dpMps Jt FoibodFe XiFo NJyFe XJUi XiJUF boe UsbotGpsNt boZ sppN Jo ZpVs QspQFsUZ 5iF cbUisppN XbMM XpVMe Mppl Upp ebsl XJUipVU b XiJUF dpNcJobUJpo XJUi cspXo

5iFsF bsF op tUboebseJ Fe obNFt Gps tibeFt pG cspXo spXo Jt VtVbMMZ eFtdsJcFe bt MJhiU ps ebsl sFeeJti ZFMMpXJti ps hsFZ cspXo 5iF tbNF tibeF NbZ ibwF eJGGFsFoU obNFt po eJGGFsFoU dpMps MJtUt boe tpNFUJNFt b dpMps bt cFJhF dbo sFGFs Up eJGGFsFoU dpMpst 4QFblJoh pG ipX poF dbo cF dsFbUJwF XJUi the color brown in cladding a nished QspQFsUZ b hppe lopXMFehF pG UiF tibeFt UiF dpMps QsFtFoUt XpVMe bMMpX poF Up ibwF bo bcVoeboU dipJdF pG cspXot UibU Xpsl XFMM Gps cpUi JoUFsJps and exterior nishes. 5iF tibeFt bsF FydJUJoh Up FobcMF ZpV ibwF b XpoeFsGVM JoUFsJps ps FyUFsJps nish; it creates a sophisticated back hspVoe Gps oFVUsbM bddFttpsJFt Jo UiF ipNF

two rms adds a strong presence to UiFJs FyRVJtJUF dpotUsVdUJpot

0D D L H HSW

&

(sFZ b oFVUsbM dpMps Jt GpsNFe GspN b NJyUVsF pG cMbdl boe XiJUF U Jt pGUFo sFGFssFe Up bt bo bdispNbUJd dpMps JU ibt MJhiUoFtt cVU op iVF ps tbUVsbUJpo $VssFoUMZ UiF tibeFt bsF hbJotcpsp MJhiU hsFZ ebsl hsFZ boe eJN hsFZ shades of the color. While others nd UiF dpMps eFQsFttJoh JU Jt b GVo dpMps Up bQQMZ Up UiF ipNF boe b cFbVUJGVM dpN cJobUJpo XJUi pUiFs cpMe dpMpst dsFbUFt b MJwFMZ JoUFsQMbZ U dbssJFt b dbMNJoh boe FMFhboU FGGFdU NblJoh JU b hppe dipJdF Gps eFtJhoFst Up Xpsl XJUi (sFZ Jt UiF oFX FydJUJoh oFVUsbM dpMps %FtJhoFst dpotJeFs JU Up cF wFsZ wFstbUJMF boe poF pG UiF UsFoeJFtU Jo ipNF eFtJhot XiJMF QspQFsUZ pXoFst bsF GbMMJoh Gps UiF dpMps Up QspeVdF XpoeFsGVM bUNptQiFsFt Jo sppNt (sFZ tUboet XJUi pUiFs dpMpst Up csJoh pVU perfect nishes; results which create XpoeFs Gps ZpVs sppNt $bMM JU FyQFsJ NFoUbUJpo cVU hsFZ XpVMe hJwF ZpV b XpoeFsGVM tVsQsJtF XiFo ZpV bepQU JU XJUi bopUiFs dpMps Jo ZpVs ipNF

opUiFs GVo dpMps UibU beet tFsFoJUZ boe bUUFoUJpo Up ZpVs ipNF Jt UiF dpMps hsFZ 8bMlJoh UispVhi UiF dbQJUbM ZpV XpVMe sFbMJ F UibU tpNF pG UiF JNQpsUboU cVJMe Joht ibwF bQQMJFe hsFZ XJUi cpMe dpMpst 5iF 8psMe 5sbeF $FoUFs 3JehF 5pXFst boe 1sFNJFs 5pXFst FUd FUd

0

0

5iF NpeFso JoUFsJps UsFoe UpebZ Jt Up ibwF bo bMM hsFZ lJUdiFo GspN ZpVs NpeFso tUbJoMFtt tUFFM bQQMJbodFt Up UiF XbMM QbJoUJoh 5iF eJGGFsFoU tibeFt hsFZ NblFt UiF dpMps bQQMJdbcMF Jo poF XipMF tFU pG b sppN XJUipVU hpJoh Xspoh lJUdiFo XpVMe bMtp cF bXFtpNF XJUi b hsFZ boe QVsQMF Mppl A well-de ned setting with this color dpNcJobUJpo XpVMe tFU UiF UpoF Gps boZ hsFbU FwFoU Jo ZpVs lJUdiFo :pV dbo hJwF b MpVe sppN b tpGU wpJdF XJUi b UpVdi pG hsFZ ebsl sFe dpMps XpVMe NbUdi cFbVUJGVMMZ Jo b sppN XJUi b UpVdi pG hsFZ 5iF dpMps csJoht eFdpsb UJwF pckFdUt Jo UiF cbdlhspVoe pG ZpVs tQbdF Up MJGF 0oF dbo dsFbUF b MpU pG JoUFotJUZ Jo UiF cFesppN XJUi MJhiUFs UpoFt pG hsFZ 5iF tFdsFU Jt Up ibwF dibsdpbM dpMpst b wFstJpo pG hsFZ NJyFe XJUi NpsF wJcsboU dpMpst 'ps b NpsF GFNJoJoF boe tpQiJtUJdbUFe Mppl ZpV dbo NbUdi hsFZ XJUi sptF dpMps Jo b MJwJoh sppN 3ptZ QJol QbJsFe XJUi hsFZ dbo cF GVo boe QsFUUZ Up ibwF Jo ZpVs QspQFsUZ 'ps b dMFbo boe dsJtQ Mppl Jo ZpVs cbUisppN ps lJUdiFo dpotJeFs hsFZ boe XiJUF Up QspwJeF UibU bVsb Jo ZpVs QspQFsUZ 4pGU iVFt pG XiJUF MJoFot XJUi hsFZ XpVMe bMXbZt dsFbUF b VoJRVF bUNptQiFsF Jo UiF tJUUJoh sppN ps cFesppN 5iF dpNcJobUJpo esbXt po

ibwF b UbtUF pG UiF wbsJpVt tibeFt pG hsFZ ZpV XpVMe JNNFeJbUFMZ XpoeFs XiZ ZpV tipVMe opU bQQMZ UiF dpMps FMtFXiFsF 8iJMF pUiFst NbZ dpotJeFs hsFZ Upp tFsJpVt Up tUboe po JUt pXo b tpGUFs iVF pG UiF dpMps XJUi b cpMe dpMps Jt QFsGFdU Gps bMM tQbdFt 8JUi FyQFsU bewJdF ZpVs QspQFsUZ XpVMe dpNF bMJwF XJUi hsFZ 5iF JeFb Jt XpsUi UsZJoh

(sFZt dbo cF NJyFe XJUi cMbdl Gps b dMbttJd boe oFVUsbM tUZMF po ZpVs FyUFsJps 5iF sFtVMU Jt b UJNFMFtt Mppl ZpV XpVMe opU XJti Up dibohF cVU sbUiFs UsbotGFs Up pUiFs bsFbt pG ZpVs FyUFsJps -FU ZpVs cVJMeJoh

:pVs FwFs hsFFo UsFFt Jo UiF NJetU pG ZpVs hsFZ FyUFsJps XpVMe esbX b MpU pG QptJUJwF dpNNFoUt GspN oFJhicpst 5iF dpMps hsFZ dbo iJhiMJhiU UiF FyUFsJps pG ZpVs ipNF $ibsdpbM hsFZ boe tMbUF hsFZ bsF tbJe Up cF QpQVMbs dipJdFt Gps sppU UJMF boe tiJohMFt MMpX ZpVs hVFtUt Up ibwF b GFFM pG hsFZ XbMl po hsFZ UJMFt Jo ZpVs XbMlXbZ JoUp UiF NbJo epps pG ZpVs ipNF :pVs tVsspVoeJoh MboetdbQF XJMM hMpX XJUi UiF tVomt sbZt (sFZ dbo NbUdi XJUi boZ tUZMF boe dpNQMFNFoUt csJdl eFtJhoFe FyUFsJpst wFsZ XFMM cspXo cMVF bNpoh pUiFs ebsl csJdlt :pVs XJoepX tiVUUFst boe eppst dbo ibwF b tQMVshF pG hsFZ XJUipVU bMUFsJoh UiF NbJo dpMps po ZpVs cVJMeJoh 5iJt dpMps po bo FyUFsJps NbUdiJoh XJUi b ebsl sFe epps dbo dsFbUF b esbNbUJd FoUsZ

(sFZ dbo tUspohMZ iJhiMJhiU UiF cFbVUZ pG ZpVs cVJMeJohmt FyUFsJps A grey exterior is a well-de ned setting that is commanding.

0

b tFotF pG sFtU boe sFMbybUJpo Grey will not bring boredom to your of ce. For a beautiful corporate cpbsesppN dpotJeFs hsFZ XJUi bo psbohF dpMps :pV dboopU hp Xspoh XJUi UiJt dpNcJobUJpo 4VooZ iVFt po ZpVs dpVdi XJUi hsFZ dpMps dpNcJobUJpo po UiF XbMMt bsF UipVhiU Up cF UsFoeZ &bdi dpMps QMbZJoh po UiF pUiFs UiF sFtVMU Jt b GVolZ MpplJoh sppN 5iJt Mppl QspwJeFt b hppe boe MbtUJoh JNQsFttJpo XiJdi Jt bMtp dpwFUbcMF cZ bMM tUboebset 3bUiFs Uibo cFJoh b cpsJoh dpMps hsFZ ibt cFFo bepQUFe bt b NpeFso UsFoe Jo eFtJho :pV dbomU cFbU UiF UsFoe cVU Up kpJo Jo

interior and decor property


&21

8& 21

0D D L H HSW

&

2


&21

8& 21

0D D L H HSW

&

2


&21

8& 21

2

www.interstyleceramics.com

0D D L H HSW

&

info@isc-ng.com

+

33 A1, Spintex road, Accra. Opposite GT Bank

@

02.44.34.00.84 02.34.04.44.44


&

&21

8& 21

0D D L H HSW

2


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.