Title Predictions for 2023

What will 2023 bring? If you have been following the news, a common theme is that more pain is around the corner.

Interest Rates are expected to continue to climb to curb inflation. Cost of Living wont get any better as supply chain issues do not look like they are going to be fixed any time soon. More builders will probably go under.The dreaded Fixed Rate Cliff is expected to have a huge impact on those coming off historically low Fixed Rate loans.This could force some homeowners sell up. Which then in turn will put downward pressure on home prices.

In summary: a lot of bad shit is in store. But it all cant be doom and gloom right?

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At the end of the day, if someone sells, someone will still buy property, finance a business loan or get a new car.At 71% market share, it's a good chance they will do it via a broker.

Tech upgrades and new players will come into the broker space because “speed” will be on everyone’s mind. Given the increase in paperwork for each loan, new players will try to deliver to win the hearts and minds of both broker and their customers.

We asked a few of our friends about what 2023 may look like. Each has a different perspective on how things might turn out given their background.