Girl Guides Victoria

Inspiring women. Empowering girls.

International Women’s Day is a chance to celebrate strong, female role models and to raise the voice of girls and young women across the community. As one of Victoria’s leading organisations for female empowerment, Girl Guides Victoria aims to create the space and opportunities for girls and women to find and share their voices each and every day.

Guides are given the chance to explore new possibilities and take on new challenges designed just for them – all with the support of girls and women who cheer them on every step of the way. From camping to rock climbing, sailing to STEM activities, theatre to hiking, Guides offers a diverse range of activities that allow girls to explore and grow. Through its programs and activities, Girl Guiding encourages girls and young women to challenge stereotypes, develop critical thinking skills, and become agents of change in their communities.

We know that Guiding makes a real and impactful difference in the lives of our members. A recent survey of Guiding in Australia found that involvement with the Girl Guides program has a lasting and positive impact on Guides, leading to increased confidence, resilience and coping skills, wellbeing, and a greater sense of connection.

Girl Guide Units meet weekly in towns and cities right across Victoria through the school term. Throughout the year, Guides have access to a variety of exciting and fun local activities and adventures, as well as the opportunity to join in on district and regional activities and camps. Guides also have the chance to take part in larger events like state and national camps and sleepouts, creating incredible experiences and memories and friendships that will last a lifetime.

While our weekly Guiding program is for girls aged 5-17, Girl Guides offers opportunities for women of all ages. Our programs are brought to life by passionate and dedicated volunteers from all walks of life. Volunteering offers the opportunity for women to develop important leadership and volunteer skills, and foster community connections and friendships. We also have a dedicated program for young women aged 18-30, and a connected community of Trefoil Guild members who remain connected and active at all ages.

When girls and volunteers join Girl Guides they become part of like-minded and supportive local communities. They also become part of something much bigger. Through Girl Guides Australia, which is a member of the World Association of Girl Guides and Girl Scouts, Girl Guides Victoria is part of a thriving global community of over 10 million members in 150 countries.

This IWD, the global conversation is around cracking the code and innovating for a gender-equal future. Promoting technology and the role it can have in creating an equal future for women is an ongoing focus for Girl Guides Victoria – from a recent field trip for Guides to gain first-hand insight into manufacturing technology and inspire thinking about STEM careers, to weekly STEM activities and robotic technology, and our ongoing state-wide drone program to give Guides and volunteers hands-on access to drone technology.

Girl Guides Victoria has activities and groups right across Victoria. Learn more, find your Local Unit and start your Guiding journey today at www.guidesvic.org.au guides@guidesvic.org.au

(03) 8606 3500

Suite 812, 401 Docklands Drive, Docklands VIC 3008

General Insurance

By Craig Anderson

Whilst many SME owners are well aware of the most obvious risks to their business, I can’t say I’m surprised that quite a few are ignoring, or don’t know about the less obvious risks. In previous articles I’ve mentioned Management Liability, Cyber Liability, Professional Indemnity, and Business Pack insurance, but today it’s time to talk about E&O Insurance (Errors and Omissions).

This insurance is aimed at manufacturers, and reaches further than a standard Public and Products Liability policy, in the extent of cover it provides for their third party clients. It covers the financial liability to a third party where there is no physical injury or property damage, but where a claim arises due to a manufacturing error. The error may cause the faulty product to be withdrawn from sale, creating a total replacement claim for the cost of the product, or cover product repair, reworking, or warranty repair. If the client has supplied the raw ingredients to the manufacturer, the claim may also cover that loss, and let’s not forget potential loss of earnings too from sales which are cancelled.

An extension to the policy to include product recall may be a good idea, if a faulty product could cause an imminent threat of personal injury or property damage. This exposure is obvious when it comes to foodstuffs and electrical goods, and could easily apply to many other products. The wording of the recall extension will be different from insurer to insurer, and they are not all the same where it comes to third party product distributor costs, so to ensure the policy chosen suits your business I suggest detailing the business activities to a broker who can find the best insurance fit for your exposure.

For a health check of your business insurance, contact Small Business Insurance Brokers via email sales@ smallbusinessinsurancebrokers.com.au

Any advice in this article has been prepared without taking into account your objectives, financial situation or needs. Because of that, before acting on the above advice, you should consider its appropriateness (having regard to your objectives,needs and financial situation).

Looking for Rope Access or Height Safety Insurance? Visit www. heightsafetyinsurancebrokers.com.au

Craig Anderson

GENERAL INSURANCE

Small Business Insurance Brokers 0418 300 096