PRE-RETIREMENT GUIDE
Introduction Transitioning into retirement can be stressful because you are leaving your career for a new life in retirement. Up until now, major life decisions came one at a time - where to go to college, your first job, getting married, having children, or buying a house. It can feel overwhelming when Retirement forces you to make so many irreversible decisions all at once, such as: • • •
Which TRS option should you take? When you should retire? Are you financially able to retire?
These decisions usually fall into three categories: 1. Quantitative – Your Finances 2. Qualitative – Your Lifestyle 3. Housekeeping
The quantitative decisions include income needs, TRS and Social Security. Other considerations are qualitative such as whether to work after retirement. It is also smart to review your will, your medical power of attorney, and your beneficiaries to ensure they are up to date. The purpose of this e-book is to help you break down these decisions so that you can tackle them one at a time and hopefully alleviate most of the stress surrounding retirement. We have hundreds of clients who have retired, and we have seen what has worked and what has not worked. You can leverage both their experience and ours to make informed decisions about your retirement.
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