Conquer 2018

Page 1


Created by Rachelle Ford Nancy Placide Published by Ford Johnson Publishing, LLC

Copyright Š Rachelle Ford A Chelle and Nance Production www.ChelleandNance.com

All rights reserved. No part of this book may be reproduced in any form or by any means without prior consent of the Publisher, except in brief quotes used in reviews.

First Edition September 2017

Printed in the United States of America

10 9 8 7 6 5 4 3 2 1


Keep your thoughts positive because your thoughts become your words. Keep your words positive because your words become your behavior. Keep your behavior positive because your behavior becomes your habits. Keep your habits positive because your habits become your values. Keep your values positive because your values become your destiny. Mohandas Karamchand Gandhi Indian Political And Spiritual Leader


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“The more you praise and celebrate your life, the more there is in life to celebrate.� - Oprah Winfrey My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


January 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

J a n u a r y sunday

2 0 1 8

Monday

Tuesday

1

2

7

8

9

14

15

16

21

22

23

28

29

30

most important thing i want to remember

accomplishments i want to achieve


“failing to plan, is planning to fail.� - Alan Lakein Wednesday

Thursday

friday

saturday

4

5

6

10

11

12

13

17

18

19

20

24

25

26

27

31

Notes/Ideas

unexpected expenses this month

Fancy Says: Drink plenty of water, exercise & mind your business.

3


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“When I’m not feeling my best I ask myself, ‘What are you gonna do about it?’ I use the negativity to fuel the transformation into a better me.” - Beyonce My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


February 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

Fe b r u a r y sunday

2018

Monday

Tuesday

4

5

6

11

12

13

18

19

20

25

26

27

most important thing i want to remember

accomplishments i want to achieve


“God, make me so uncomfortable that I will do the very thing I fear.� - Ruby Dee Wednesday

Thursday

friday

saturday

2

3

7

8

9

10

14

15

16

17

21

22

23

24

28

Notes/Ideas

unexpected expenses this month

Fancy Says: Be patient with yourself

1


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“You have to believe in your heart what you know to be true about yourself. And let that be that.” - Mary J Blidge My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


March 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

March sunday

2018 Monday

Tuesday

4

5

6

11

12

13

18

19

20

25

26

27

most important thing i want to remember

accomplishments i want to achieve


“It’s not the load that breaks you down, it’s the way you carry it.” – Lena Horne Wednesday

Thursday

friday

saturday

2

3

7

8

9

10

14

15

16

17

21

22

23

24

28

29

30

31

Notes/Ideas

unexpected expenses this month

Fancy Says: Be you and never trade in your identity to be accepted.

1


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Don’t wait around for other people to be happy for you. Any happiness you get you’ve got to make yourself.” – Alice Walker My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


April 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

Apr il sunday

2018 Monday

Tuesday

1

2

3

8

9

10

15

16

17

22

23

24

29

30

most important thing i want to remember

accomplishments i want to achieve


“A crown, if it hurts us, is not worth wearing.” – Pearl Bailey Wednesday

Thursday

friday

saturday

5

6

7

11

12

13

14

18

19

20

21

25

26

27

28

Notes/Ideas

unexpected expenses this month

Fancy Says: Don’t complicate life.

4


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Don’t wait around for other people to be happy for you. Any happiness you get you’ve got to make yourself.” – Alice Walker My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


May 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

May

2018

sunday

Monday

Tuesday

1

skills I want to learn

6

7

8

13

14

15

21

22

23

28

29

29

most important thing i want to remember

accomplishments i want to achieve


“Give light and people will find the way.” – Ella Baker Wednesday

Thursday

friday

saturday

3

4

5

9

10

11

12

16

18

19

20

24

25

26

27

30

31

Notes/Ideas

unexpected expenses this month

Fancy Says: Train your mind to see the good in everything.

2


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Whatever is bringing you down, get rid of it. Because you’ll find that when you’re free . . . your true self comes out.” — Tina Turner My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


June 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

June sunday

2018 Monday

Tuesday

3

4

5

10

11

12

17

18

19

24

25

26

most important thing i want to remember

accomplishments i want to achieve


“Self-esteem means knowing you are the dream.” – Oprah Winfrey Wednesday

Thursday

friday

saturday

1

2 Fancy Says: Be humble on the outside, confident on the inside.

6

7

8

9

13

14

15

16

20

21

22

23

27

28

29

30

Notes/Ideas

unexpected expenses this month


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Whatever someone did to you in the past has no power over the present. Only you give it power.” — Oprah Winfrey My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


July 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

July

2018

sunday

Monday

Tuesday

1

2

3

8

9

10

15

16

17

22

23

24

29

30

31

most important thing i want to remember

accomplishments i want to achieve


“Surround yourself with only people who are going to lift you higher.” – Oprah Winfrey

Wednesday

Thursday

friday

saturday

5

6

7

11

12

13

14

18

19

20

21

25

26

27

28

Notes/Ideas

unexpected expenses this month

Fancy Says: Live life on your terms.

4


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Whatever someone did to you in the past has no power over the present. Only you give it power.” — Oprah Winfrey My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


August 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

August sunday

2018

Monday

Tuesday

5

6

7

12

13

14

19

20

21

26

27

28

most important thing i want to remember

accomplishments i want to achieve


“You can fall, but you can rise also.” – Angelique Kidjo

Wednesday

Thursday

friday

saturday

2

3

4

8

9

10

11

15

16

17

18

22

23

24

25

29

30

31

Notes/Ideas

unexpected expenses this month

Fancy Says: Listen to your intuition, follow your instinct.

1


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“It’s time for you to move, realizing that the thing you are seeking is also seeking you.” – Iyanla Vanzant My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


September 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

September sunday

Monday

2018 Tuesday

2

3

4

9

10

11

16

17

18

23

24

25

most important thing i want to remember

30 accomplishments i want to achieve


“The triumph can’t be had without the struggle.” – Wilma Rudolph

Wednesday

Thursday

friday

saturday

1

Fancy Says: Speak everything you want into existence.

5

6

7

8

12

13

14

15

19

20

21

22

26

27

28

29

Notes/Ideas

unexpected expenses this month


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“You’re not obligated to win. You’re obligated to keep trying to do the best you can every day.” – Marian Wright Edelman My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


October 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

October sunday

2018

Monday

Tuesday

1

2

7

8

9

14

15

16

21

22

23

28

29

30

most important thing i want to remember

accomplishments i want to achieve


“Life is short, and it’s up to you to make it sweet.” – Sadie Delany Wednesday

Thursday

friday

saturday

4

5

6

10

11

12

13

17

18

19

20

24

25

26

27

21

Notes/Ideas

unexpected expenses this month

Fancy Says: Follow your own path.

3


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“Success is liking yourself, liking what you do, and liking how you do it.” – Maya Angelou My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


November 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

November sunday

2018

Monday

Tuesday

4

5

6

11

12

13

18

19

20

25

26

27

most important thing i want to remember

accomplishments i want to achieve


“Nothing will work unless you do.” – Maya Angelou

Wednesday

Thursday

friday

saturday

2

3

7

8

9

10

14

15

16

17

21

22

23

24

28

29

30

Notes/Ideas

unexpected expenses this month

Fancy Says: Every single second is an opportunity to change your life.

1


Last Month on the 6s

What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.

“I have learned over the years that when one’s mind is made up, this diminishes fear; knowing what must be done does away with fear.” – Rosa Parks My top 5 achievements

5 lessons I learned

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 distractions/fears I faced

5 reasons I smiled

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 amazing new people I met

5 reasons I cried/was sad

1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________

1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________

5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________


December 2018

Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME

PROJECTED BALANCE (Projected income minus expenses)

Extra income Total monthly income

ACTUAL BALANCE (Actual income minus expenses)

Income 1 ACTUAL MONTHLY INCOME

DIFFERENCE (Actual minus projected)

Extra income Total monthly income

HOUSING

Projected Cost

Actual Cost

Difference

ENTERTAINMENT

Mortgage or rent

Video/DVD

Phone

CDs

Electricity

Movies

Gas

Concerts

Water and sewer

Sporting events

Cable

Live theater

Waste removal

Other

Maintenance or repairs

Other

Supplies

Other

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Projected Cost

Actual Cost

Difference

Subtotals

Other

Subtotals

LOANS TRANSPORTATION

Projected Cost

Projected Cost

Actual Cost

Difference

Personal

Vehicle payment Bus/taxi fare

Student

Insurance

Credit card

Licensing

Credit card

Fuel

Other

Credit card

Subtotals

Maintenance Other

Subtotals

TAXES

Federal INSURANCE

Projected Cost

Actual Cost

Difference

State

Home

Local

Health

Other

Subtotals

Life Other

Subtotals

SAVINGS OR INVESTMENTS

Retirement account FOOD

Projected Cost

Actual Cost

Difference

Groceries

Investment account Other

Subtotals

Dining out Other

Subtotals

GIFTS AND DONATIONS

Charity 1 PETS

Projected Cost

Actual Cost

Difference

Food

Charity 2 Charity 3

Subtotals

Medical Grooming Toys

LEGAL

Other

Attorney

Subtotals

Alimony Payments on lien or judgment

PERSONAL CARE

Medical

Projected Cost

Actual Cost

Difference

Other

Subtotals

Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other

Subtotals

TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE


My Goals For This Month

skills I want to learn

December 2018 sunday

Monday

Tuesday

2

3

4

9

10

11

16

17

18

23

24

25

30

31

most important thing i want to remember

accomplishments i want to achieve


“Success doesn’t come to you…you go to it.” – Marva Collins Wednesday

Thursday

friday

saturday

1

Fancy Says: Remain focused and never give up!

5

6

7

8

12

13

14

15

19

20

21

22

26

27

28

29

Notes/Ideas

unexpected expenses this month


This is your year! www.Chelleandnance.com


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