Created by Rachelle Ford Nancy Placide Published by Ford Johnson Publishing, LLC
Copyright Š Rachelle Ford A Chelle and Nance Production www.ChelleandNance.com
All rights reserved. No part of this book may be reproduced in any form or by any means without prior consent of the Publisher, except in brief quotes used in reviews.
First Edition September 2017
Printed in the United States of America
10 9 8 7 6 5 4 3 2 1
Keep your thoughts positive because your thoughts become your words. Keep your words positive because your words become your behavior. Keep your behavior positive because your behavior becomes your habits. Keep your habits positive because your habits become your values. Keep your values positive because your values become your destiny. Mohandas Karamchand Gandhi Indian Political And Spiritual Leader
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“The more you praise and celebrate your life, the more there is in life to celebrate.� - Oprah Winfrey My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
January 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
J a n u a r y sunday
2 0 1 8
Monday
Tuesday
1
2
7
8
9
14
15
16
21
22
23
28
29
30
most important thing i want to remember
accomplishments i want to achieve
“failing to plan, is planning to fail.� - Alan Lakein Wednesday
Thursday
friday
saturday
4
5
6
10
11
12
13
17
18
19
20
24
25
26
27
31
Notes/Ideas
unexpected expenses this month
Fancy Says: Drink plenty of water, exercise & mind your business.
3
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“When I’m not feeling my best I ask myself, ‘What are you gonna do about it?’ I use the negativity to fuel the transformation into a better me.” - Beyonce My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
February 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
Fe b r u a r y sunday
2018
Monday
Tuesday
4
5
6
11
12
13
18
19
20
25
26
27
most important thing i want to remember
accomplishments i want to achieve
“God, make me so uncomfortable that I will do the very thing I fear.� - Ruby Dee Wednesday
Thursday
friday
saturday
2
3
7
8
9
10
14
15
16
17
21
22
23
24
28
Notes/Ideas
unexpected expenses this month
Fancy Says: Be patient with yourself
1
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“You have to believe in your heart what you know to be true about yourself. And let that be that.” - Mary J Blidge My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
March 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
March sunday
2018 Monday
Tuesday
4
5
6
11
12
13
18
19
20
25
26
27
most important thing i want to remember
accomplishments i want to achieve
“It’s not the load that breaks you down, it’s the way you carry it.” – Lena Horne Wednesday
Thursday
friday
saturday
2
3
7
8
9
10
14
15
16
17
21
22
23
24
28
29
30
31
Notes/Ideas
unexpected expenses this month
Fancy Says: Be you and never trade in your identity to be accepted.
1
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Don’t wait around for other people to be happy for you. Any happiness you get you’ve got to make yourself.” – Alice Walker My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
April 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
Apr il sunday
2018 Monday
Tuesday
1
2
3
8
9
10
15
16
17
22
23
24
29
30
most important thing i want to remember
accomplishments i want to achieve
“A crown, if it hurts us, is not worth wearing.” – Pearl Bailey Wednesday
Thursday
friday
saturday
5
6
7
11
12
13
14
18
19
20
21
25
26
27
28
Notes/Ideas
unexpected expenses this month
Fancy Says: Don’t complicate life.
4
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Don’t wait around for other people to be happy for you. Any happiness you get you’ve got to make yourself.” – Alice Walker My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
May 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
May
2018
sunday
Monday
Tuesday
1
skills I want to learn
6
7
8
13
14
15
21
22
23
28
29
29
most important thing i want to remember
accomplishments i want to achieve
“Give light and people will find the way.” – Ella Baker Wednesday
Thursday
friday
saturday
3
4
5
9
10
11
12
16
18
19
20
24
25
26
27
30
31
Notes/Ideas
unexpected expenses this month
Fancy Says: Train your mind to see the good in everything.
2
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Whatever is bringing you down, get rid of it. Because you’ll find that when you’re free . . . your true self comes out.” — Tina Turner My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
June 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
June sunday
2018 Monday
Tuesday
3
4
5
10
11
12
17
18
19
24
25
26
most important thing i want to remember
accomplishments i want to achieve
“Self-esteem means knowing you are the dream.” – Oprah Winfrey Wednesday
Thursday
friday
saturday
1
2 Fancy Says: Be humble on the outside, confident on the inside.
6
7
8
9
13
14
15
16
20
21
22
23
27
28
29
30
Notes/Ideas
unexpected expenses this month
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Whatever someone did to you in the past has no power over the present. Only you give it power.” — Oprah Winfrey My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
July 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
July
2018
sunday
Monday
Tuesday
1
2
3
8
9
10
15
16
17
22
23
24
29
30
31
most important thing i want to remember
accomplishments i want to achieve
“Surround yourself with only people who are going to lift you higher.” – Oprah Winfrey
Wednesday
Thursday
friday
saturday
5
6
7
11
12
13
14
18
19
20
21
25
26
27
28
Notes/Ideas
unexpected expenses this month
Fancy Says: Live life on your terms.
4
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Whatever someone did to you in the past has no power over the present. Only you give it power.” — Oprah Winfrey My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
August 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
August sunday
2018
Monday
Tuesday
5
6
7
12
13
14
19
20
21
26
27
28
most important thing i want to remember
accomplishments i want to achieve
“You can fall, but you can rise also.” – Angelique Kidjo
Wednesday
Thursday
friday
saturday
2
3
4
8
9
10
11
15
16
17
18
22
23
24
25
29
30
31
Notes/Ideas
unexpected expenses this month
Fancy Says: Listen to your intuition, follow your instinct.
1
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“It’s time for you to move, realizing that the thing you are seeking is also seeking you.” – Iyanla Vanzant My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
September 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
September sunday
Monday
2018 Tuesday
2
3
4
9
10
11
16
17
18
23
24
25
most important thing i want to remember
30 accomplishments i want to achieve
“The triumph can’t be had without the struggle.” – Wilma Rudolph
Wednesday
Thursday
friday
saturday
1
Fancy Says: Speak everything you want into existence.
5
6
7
8
12
13
14
15
19
20
21
22
26
27
28
29
Notes/Ideas
unexpected expenses this month
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“You’re not obligated to win. You’re obligated to keep trying to do the best you can every day.” – Marian Wright Edelman My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
October 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
October sunday
2018
Monday
Tuesday
1
2
7
8
9
14
15
16
21
22
23
28
29
30
most important thing i want to remember
accomplishments i want to achieve
“Life is short, and it’s up to you to make it sweet.” – Sadie Delany Wednesday
Thursday
friday
saturday
4
5
6
10
11
12
13
17
18
19
20
24
25
26
27
21
Notes/Ideas
unexpected expenses this month
Fancy Says: Follow your own path.
3
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“Success is liking yourself, liking what you do, and liking how you do it.” – Maya Angelou My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
November 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
November sunday
2018
Monday
Tuesday
4
5
6
11
12
13
18
19
20
25
26
27
most important thing i want to remember
accomplishments i want to achieve
“Nothing will work unless you do.” – Maya Angelou
Wednesday
Thursday
friday
saturday
2
3
7
8
9
10
14
15
16
17
21
22
23
24
28
29
30
Notes/Ideas
unexpected expenses this month
Fancy Says: Every single second is an opportunity to change your life.
1
Last Month on the 6s
What did you accomplish last month? What were your fears? Lows, highs? It’s time to reflect.
“I have learned over the years that when one’s mind is made up, this diminishes fear; knowing what must be done does away with fear.” – Rosa Parks My top 5 achievements
5 lessons I learned
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 distractions/fears I faced
5 reasons I smiled
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 amazing new people I met
5 reasons I cried/was sad
1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
1.______________________________ 2.______________________________ 3.______________________________ 4.______________________________ 5.______________________________ 6.______________________________
5 things i wanted but did not get to do 1._________________________________ 2. _________________________________ 3. _________________________________ 4. _________________________________ 5. _________________________________ 6. _________________________________
December 2018
Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME
PROJECTED BALANCE (Projected income minus expenses)
Extra income Total monthly income
ACTUAL BALANCE (Actual income minus expenses)
Income 1 ACTUAL MONTHLY INCOME
DIFFERENCE (Actual minus projected)
Extra income Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Projected Cost
Actual Cost
Difference
Subtotals
Other
Subtotals
LOANS TRANSPORTATION
Projected Cost
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment Bus/taxi fare
Student
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Credit card
Subtotals
Maintenance Other
Subtotals
TAXES
Federal INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Subtotals
Life Other
Subtotals
SAVINGS OR INVESTMENTS
Retirement account FOOD
Projected Cost
Actual Cost
Difference
Groceries
Investment account Other
Subtotals
Dining out Other
Subtotals
GIFTS AND DONATIONS
Charity 1 PETS
Projected Cost
Actual Cost
Difference
Food
Charity 2 Charity 3
Subtotals
Medical Grooming Toys
LEGAL
Other
Attorney
Subtotals
Alimony Payments on lien or judgment
PERSONAL CARE
Medical
Projected Cost
Actual Cost
Difference
Other
Subtotals
Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other
Subtotals
TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE
My Goals For This Month
skills I want to learn
December 2018 sunday
Monday
Tuesday
2
3
4
9
10
11
16
17
18
23
24
25
30
31
most important thing i want to remember
accomplishments i want to achieve
“Success doesn’t come to you…you go to it.” – Marva Collins Wednesday
Thursday
friday
saturday
1
Fancy Says: Remain focused and never give up!
5
6
7
8
12
13
14
15
19
20
21
22
26
27
28
29
Notes/Ideas
unexpected expenses this month
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