FoxFacts Newsletter January 2023
New! Checking
5.00
%
Get your paycheck
up to two days early**
APY*
on balances up to $5,000
ATM fee refunds
up to $15 a month***
Conveniently open your account at foxcu.org/rewardschecking Already have a Fox checking? Call us at 920-993-9000
*APY=Annual Percentage Yield. Rates are subject to change without notice. Dividends are calculated and accrued daily based on Fox Rewards Checking balance tier and if Monthly Qualification Requirements are met. Balances greater than $5,000 earn 0.50% APY, if monthly qualification cycle requirements are met. Monthly Qualification Cycle requirements are: (1) $500 direct deposit, automatic payment, or a combination, (2) enroll in Online Banking and elect to receive eStatements with a valid email address, (3) 15 Fox Communities Credit Union (Fox) debit card, Fox credit card or a combination of qualifying purchase transactions that post and settle during Monthly Qualification Cycle. Restrictions apply. If Monthly Qualification Cycle requirements are not met a monthly service fee of $5 will be assessed, earnings reduced to 0.01% APY on account balance, and debit card ATM fee refunds will not apply. For additional information, contact Fox. Limit of one Fox Rewards Checking account per tax reported owner. Membership required. **Fox will post payroll direct deposit on the day they are received, which may be up to two business days earlier than scheduled posting day. Other exceptions may apply. ***Fox will refund up to $15 in debit card ATM fees if monthly qualification requirements are met during Monthly Qualification Cycle.
Federally Insured by NCUA.
CardSwap brings convenience to online shopping & streaming
Tax Day (April 18) is only how many days away?
Think about how many things you pay for online. Streaming services, bills, groceries, presents – the list goes on and on. Now think about how long it takes to update your payment information every time your card expires or you get a new card. You’ve got a headache now, don’t you? Well, take one quick dose of CardSwap, easily update all your card information at once, and that headache is gone – you don’t even have to call us in the morning. Learn more at foxcu.org/cardswap or just follow these simple steps.
Tax season has officially begun. Your 2022 IRS Tax Form 1099 and IRS Tax Form 1098 (Mortgage Loan Interest) will be mailed by January 31. You will only receive a 1099-INT if the total interest earned on your deposit accounts exceeded $10 in 2022. And please remember, if you choose to have your tax refund electronically deposited, you’ll need: • •
1. 2. 3. 4. 5.
Log into Online or Mobile Banking Select Menu,Services, and CardSwap Pick the services you want to update Input your Fox card information Provide the logins for the services you're updatiing
Mobile Banking and Online Banking are free, please note your mobile carrier may have web access charges.
Federally Insured by NCUA.
Our routing number: 275977256 Your full Fox account number: You can find this on your Fox membership card or within Online and Mobile Banking.
Call 920-993-9000 if you need help.
Federally Insured by NCUA.
Grow your savings for your New Year’s resolution
4.00%
APY
7-month certificate $5,000 minimum deposit Is your New Year’s Resolution to grow your savings, but you’re hoping to do it in a low-risk way? Then our certificate special is exactly what you’re looking for. Visit foxcu.org/sharecertificate22 to learn more and get yours. APY = Annual Percentage Yield and special may end at any time, without prior notice. Share certificates require $5,000 minimum deposit. New money required unless current Fox Communities Credit Union (Fox) member with an active Fox checking (4 transactions per month). Dividends accrue daily. Early withdrawal penalties apply. Membership eligibility required. Visit foxcu.org/sharecertificate22 for more details.
Federally Insured by NCUA.
Have a resolution to consolidate debt?
Thank you for helping us enjoy the true meaning of the holidays
Borrow up to $10,000 AS LOW AS
Make winter exciting with some fun events
Our charitable efforts are something we take great pride in, and while that’s true all year, it’s especially true during the holidays. With the help of all of you, our member-owners, we were able to achieve some amazing charitable feats this year, including:
9.49%
APR*
for up to 60 months
Start the new year with a fresh start. Consolidate debt with a low-interest unsecured personal loan from Fox.
$182,000+ raised
Apply at foxcu.org/personal-loans. *APR=Annual Percentage Rate. 9.49% APR requires a new or existing Fox Communities Credit Union (Fox) checking account to qualify for special rate. Rates, terms, and conditions are subject to change or terminate at any time without notice. Estimated monthly payment example for $10,000 borrowed at 9.49% for 60 months is $209.97. Your actual payment may vary. Loans are subject to final credit approval and membership eligibility. APR can vary based on creditworthiness and term of loan. Applicable to new money only, cannot be used to pay existing Fox loans. Applicants typically receive approved funds within the same or one business day. Must be 18 years or older.
STOCK THE SHELVES The holidays may be over, but the fun sure isn’t stopping. Make the most of your winter by checking out all the events going on in our communities at foxcu.org/make-winter-fun-happen-2023.
4,500+ coats collected 5,100+ toys received
Start the year off with a win - Go back to basics!
LEARN EARN
Our quarterly Learn N Earn giveaway continues in January, with one of our lucky members winning $500 for attending a free BALANCE webinar. Members who tune in for one of the January through March webinars are automatically entered, and a winner will be drawn in April. January’s topic: Basics of Personal Finance You'll learn everything from managing daily expenses to investing for retirement. Register and learn more at foxcu.org/calendar. The webinar dates are: • •
January 10 | 12:30pm - 1:30pm January 19 | 7:30pm - 8:30pm
While not part of the Learn N Earn $500 giveaway, we also offer a WHBY radio show on this same topic: • January 9 | 11:00am - Noon The presentation is brought to you by BALANCE Financial Fitness and is intended for educational purposes only and does not replace independent professional advice. Statements and opinions are those of the presenter individually and not necessarily the opinion or position of Fox Communities Credit Union (Fox). Fox is not an affiliate of BALANCE Financial Fitness.
Federally Insured by NCUA.
Visit Us: foxcu.org/locations
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Call Us: 920-993-9000