Prime Time Frederick, July 2020 by Frederick News-Post

JULY 2020

PRIME TIME FREDERICK

THE FREDERICK NEWS-POST

Where’s the Bus Headed Next? Publisher Geordie Wilson

Designer Anna Joyce

Sales Support Manager Noelle Hallman

Revenue Director Connie Hastings

Photographer Bill Green

Editor Anna Joyce

Contributing Writers Jeremy Arias Allen Etzler Hannah Himes

Multimedia Marketing Consultants James Constantine Mike Santos Talia Valencia

Tranquillity at Fredericktowne Assisted Living and Memory Care, in partnership with 99.9 WFRE and 930 WFMD, wants to honor essential workers and their companies during the month of July!

Distributed monthly in The Frederick News-Post and through selected distribution outlets. ALL RIGHTS RESERVED BY COPYRIGHT. Prices, specials and descriptions are deemed accurate as of the time of publishing. This publication may not be reproduced in whole or in part without the express written consent of the publisher. Advertising information has been provided by the advertisers. Opinions expressed in Prime Time Frederick are those of editors or contributors and do not necessarily reflect those of Ogden Newspapers of Maryland, LLC. All terms and conditions are subject to change. The cover, design, format and layout of this publication are trademarks of Ogden Newspapers of Maryland, LLC and published by The Frederick News-Post.

Help us with our “Where’s the Bus Headed Next?” campaign by nominating your company or one that you feel has truly made a difference in the fight against COVID19.

COVER: GETTY; WEDDING PHOTO COURTESY OF NAN AND CARROLL DOGGETT

Nominate by emailing Bridget at dsm@tranquillity-frederick.com. We will have a different winner weekly.

Every Friday we will be heading out to a different company with prizes and goody bags. We are accepting nominations until Friday mornings.

What would you like to read? What would you like to read about in Prime Time Frederick? Email ajoyce@newspost.com with the subject line “Prime Time.”

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LIVING

Partnering for Pets Animal Welfare League, Senior Services Division, help feed seniors’ companions BY HANNAH HIMES NEWS-POST STAFF WRITER

he Animal Welfare League of Frederick County operates a pet food bank that helps pet owners, and some donations to the food bank also go to the Frederick County Senior Services Division and are delivered to seniors in the community with pets through Meals on Wheels.

“We want [our clients] to have their best nutrition and we want the pets to have good nutrition, too.” –Kitty Devilbiss

“A number of years ago, we learned that some of our Meals on Wheels clients were sharing their meals with their pets, and so we knew that we needed to address that,” said Kitty Devilbiss, Home and Community Connections Director at the Frederick County Senior Services Division. “We want [our clients] to have their best nutrition and we want the pets to have good nutrition, too.” The Animal Welfare League of Frederick County is an all-volunteer, no-kill animal rescue and welfare nonprofit that was founded in 2001 to “[promote] the humane treatment of all animals through education, advocacy, and collaboration with other humane organizations,” according to its website. 4

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PHOTOS BY BILL GREEN

The Animal Welfare League plans to reopen its food bank June 27. During the COVID-19 crisis, donations like these could only be picked up by appointment.

Its adoption center opened in 2009 and is also where the food bank is located. The food bank is run through donations and is available to any Frederick County resident. People in need may |

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pick up pet food there once a month. “We found a need in the community,” said Janice DelCostello, social media coordinator for AWLFC, adding that the league serves about 150 people in the community in some capacity.

Donations have come from places like PetSmart, and from individuals throughout the county. “We couldn’t do this without the community,” DelCostello said. “It really is the community providing food so that we can filter that out to the people who need it.” Currently, food can be picked up by appointment-only because of COVID-19. At press time, the food bank was set to reopen June 27 from 10 a.m. to 2 p.m. and to be open the first and last Saturday of every month. AWLFC also has a food wagon that delivers large bags of pet food that are more difficult to handle and store to about seven or eight people in the community. It also recently began offering pet food to Reach Out Rescue, a small group of animal rescuers—primarily cats and dogs—in Westminster. DelCostello said that about a year ago the Senior Services Division reached out to AWLFC in need of pet food. “And so [Senior Services] can fill up their food closet with dog food, cat food, litter and then they can send it to the Meals on Wheels patrons.” Devilbiss said several partners, including AWLFC, regularly assist the division with providing pet food. “We have about 40 Meals on Wheels clients with pets and about a dozen of those folks get regular support by us with the help of those other organizations that are providing that food,” she said. “They get those supplies to us See Pets, 23

Meghan Bennett, left, and her sister Erin Renshaw volunteer at the Animal Welfare League of Frederick County. Here, they sort and stock shelves with pet food, some of which will be donated to the Frederick County Senior Services Division for distribution.

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PEOPLE

Love, Faith and Family Frederick couple celebrates 75 years of marriage BY ALLEN ETZLER NEWS-POST STAFF WRITER

arroll Doggett stood in the gymnasium of Western Maryland College decorating for a Halloween party. Doggett, who was preparing to be a pastor, played the organ for each Wednesday night chapel service. And a freshman on campus would be delivering this week’s particular service. So she walked into the gymnasium and gave Carroll the hymns he would play that week. “That was the beginning of a friendship,” Carroll said, more than three quarters of a century later. And the friendship became so much more than that. Carroll and Nan Doggett, the freshman who gave Carroll the hymns that day in the Western Maryland College gymnasium, celebrated 75 years of marriage May 30. Carroll, 97, and Nan, 94, now live at Homewood at Crumland Farms in Frederick in the independent living homes. Carroll’s eyesight and his hearing are failing him. He can no longer play the organ or the piano. But when he wants Nan to join on a phone call for this story, he pauses the conversation to walk and grab her a phone, ever the gentleman she fell in love with. The couple got close shortly after that day in the gymnasium. They began taking walks after dinner on the campus that is now McDaniel College. 6

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BILL GREEN

Nan and Carroll Doggett, residents of Homewood at Crumland Farms, celebrated 75 years of marriage May 30. They met in the Western Maryland College gymnasium and subsequently dated for a year-and-a-half, at which point Carroll proposed.

They both studied for careers in the church, so they had that in common. But, as their relationship grew with the end of WWII, they also had an interest in international relations. “We were both interested in the United Nations and peace in the world,” Carroll said. They dated for a year-and-a-half before Carroll was set to do his threeyear seminary studies in New York City. He asked Nan, then a sophomore, to marry him and follow him to Brooklyn. She agreed. |

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“We were very happy together,” said Nan, who would finish her college years at Barnard College. “We didn’t want to be separated when he finished college.” They married May 30, 1945. The church became a beacon for the family. They both worked in several churches for much of their professional lives, including starting Loch Raven United Methodist Church from scratch in 1951. Carroll served as the pastor there, and the couple went door-to-door through neighborhoods in the Towson area to recruit members.

At their first service, 100 people came. When the Doggetts left more than a decade later, the church had 1,200 members. Regardless of where the family lived, whether it was New York, York, Pennsylvania, or Maryland, the church remained a large part of their lives. Even in their free time. Churches saw a boom in membership after the war, and the Doggett’s were no different. “It was a large period of church growth,” Carroll said. “And the church See 75th, 23

PHOTO COURTESY OF THE DOGGETTS

Carroll and Nan Doggett on their wedding day, May 30, 1945.

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PEOPLE

WalkersvilleWinner

GladeValley Center’s Rachel Beadle honored by Ceca Foundation BY JEREMY ARIAS NEWS-POST STAFF WRITER

“I THINK WE ALL ARE HEROES HERE. OUR FACILITY REALLY IS EXTRAORDINARY.” –Rachel Beadle

s a receptionist at the Genesis Healthcare Glade Valley Center, Rachel Beadle is the first person most visitors see when they enter the facility in Walkersville. Now, as the COVID-19 public health crisis continues to disproportionately threaten the elderly and those with underlying health problems, Beadle is also the senior health care facility’s first line of defense, stepping up to manage daily screenings of employees and handing out the personal protective equipment needed to ensure everyone is as safe as possible. In May, Beadle was chosen as one of 11 caregivers from around the region to be honored by the Ceca Foundation, a group dedicated to celebrating caregiver excellence and exceptional service. “It was a total surprise. I knew I had been nominated by my manager, but I was very shocked when they told me I had won an award,” Beadle said. “It’s very exciting and it’s a huge privilege. I’m just flabbergasted, even now.” The foundation chose Beadle as one of its award recipients due to her increased responsibilities as well as what they described as her natural talent for “putting people at ease with her calm demeanor and simple explanations of procedures,” according to a foundation press release issued after the awards were announced May 11. Beadle joined 10 other award recipients from Washington, D.C., Baltimore, Alexandria, Virginia and as far

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BILL GREEN

Rachel Beadle, who works at Genesis Healthcare Glade Valley Center in Walkersville, was among 11 people honored in May with an award from the Ceca Foundation. Ceca celebrates caregiver excellence and outstanding service. |

THE FREDERICK NEWS-POST

north as Pennsylvania in accepting special honors, each of which came with a monetary award of $250. Money for the awards, which were aimed specifically at celebrating caregivers’ response to the novel coronavirus, were raised by the Ceca Foundation thanks in part to its network of donors and supporters. “While we are honoring caregivers with these supplemental awards, it’s also an opportunity for all of us in the community to salute those who are fighting the coronavirus. The special awards provide a small but sorely needed financial boost to our honorees. At the same time, they offer a vehicle for all of us to express a very loud, collective ‘thank you,’” said Nate Hamme, president of the Ceca Foundation, in a statement included with the group’s press release. While Beadle could hardly believe she was chosen to receive an award, Cassandra Weaver, the executive director for the Glade Valley Center, said she and the rest of the staff weren’t surprised at all. “I think it’s a great honor for her hard work. COVID has changed what our staff do. It’s changed the way they work and we’ve put a lot of emphasis on our front desk in terms of screening; nobody can get past the front desk without being screened, so it’s put a lot of responsibility on our staff and Rachel,” Weaver said. “She’s done a tremendous job.” Asked about how she felt about the honor, Beadle said she was very thankful and appreciative, but was quick to mention her role as part of a team, praising her colleagues at the center.

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JULY 2020

FINANCE

What Is an Accelerated Death Benefit?

he accelerated death benefit is a life insurance policy rider that lets you get at your death benefits while you’re still alive. It’s usually done to cover the cost of care when you have a terminal illness. For this reason, it’s often called the terminal illness benefit—probably one of the very few benefits involved with having a terminal illness. If you have a critical illness or shortened life expectancy, then the rider, which is an optional provision in your policy, kicks in and, in most cases, only a portion of the death benefit funds are paid to the policy owner. The money can be used for medical expenses and to assist with financial burdens on your family and other loved ones—for treatments and other costs needed to stay alive. If you access the money before you die, you and your beneficiaries receive only a portion of the policy’s face value or have a cap, with the rest paid out after you die but, of course, less the benefit money. Qualifying for the benefit requires a certification from a doctor or medical professional deeming that you’re terminally ill and stating that you have a life expectancy of 12 to 24 months, though some providers require a life expectancy of six months or less. Some insurance companies pay an accelerated death benefit for certain critical illnesses or medical conditions that are survivable but leave you with major medical bills and a shortened life expectancy. Among these conditions are cancer, heart attack, stroke, ALS, kidney failure, major organ transplant, coma and paralysis. A separate accelerated benefit provision called a chronic illness rider can be used for chronic illness, defined as

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If you access the money before you die, you and your beneficiaries receive only a portion of the policy’s face value or have a cap, with the rest paid out after you die but, of course, less the benefit money.

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a condition that prevents you from performing two of the six activities for daily living: eating, bathing, getting dressed, toileting, transferring and continence. There’s a living benefits rider that advances payment of the death benefit if you’re confined to a nursing home for six months and are expected to |

THE FREDERICK NEWS-POST

remain there permanently. Besides medical expenses, the money can be used for hospice, a private caretaker, vacation or paying off such debt as a mortgage or a car loan. Accelerated death benefits are not subject to federal income tax, but there are some circumstances in which you might have to pay taxes. For example,

if you don’t take the benefit as one lump sum and are paid in installments that may accrue interest, then it can be taxed. And the benefit can be taxed in these circumstances as well: • If the total value of your estate, including the death benefit, is worth more than the federal estate tax floor. This actually affects relatively few people. • If you withdraw or receive more than what you paid into a cash-value life insurance policy, then you may have to pay taxes. Cash-value life insurance offers an investment-like component that increases in value over time. • If you withdraw an accelerated death benefit from group term life insurance offered by your workplace, it’s considered taxable income by the IRS. The benefit originally was started in the late 1980s to alleviate financial pressures for people diagnosed with AIDS. These days, it can be used if you need an organ transplant because of illness, as well. If you find yourself or a loved one in this situation, contact your insurance provider and a financial professional. —from the Law Office of Lena A. Clark; 129 W. Patrick St., #11, Frederick; lenaclarklegal.com

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FINANCE

Retirement Surprise? Thanks to Social Security, you might be in better shape than you think BY ALLAN SLOAN

hen you’re calculating your retirement savings, it’s easy to forget to treat your Social Security retirement benefits as an asset the way you treat the assets in your Individual Retirement Accounts or 401(k)s, if you’re fortunate enough to have them. After all, Social Security never sends you a note telling you how much your benefits are worth. But when someone calculates the value of these benefits for you—and adjusts for the fact that your payments rise each year at the same rate as the consumer price index—you end up with some pretty impressive numbers. And here they are, directly from the Social Security Administration, which crunched the numbers at my request for people who will turn 65 next year and begin taking benefits the month after their birthday. I’m assuming, to keep things simple, that the people we’re discussing will be getting a retirement benefit of $1,500 a month, which is about the average for Social Security recipients. If you’re a male, the value of that $18,000-a-year benefit when you begin drawing it is $200,910. If you’re a female, the value is $218,085. The female benefit is higher because women typically live longer than men. Now, watch what happens when you add the value of the inflation adjustment: a male’s total benefit rises to $266,105, up 32.5%; and a female’s rises to $295,350, up 35.4%. To put it another way, the inflation adjustment

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accounts for about a quarter of the value of your Social Security retirement benefits. That’s a lot of value, and people have been getting it since 1975, thanks to congressional legislation. For the quants among you, Social Security says that the values it gave me are based on its mortality-rate statistics; on 2.4% annual growth in the consumer price index, its historical rate; and on the historical interest rate for Treasury securities of 2.3% above inflation. These assumptions are included in the Social Security trustees’ recent annual report. Now, I’m not suggesting that you begin drawing benefits just after you turn 65. That’s just the example that Social Security and I decided to use. The longer you wait to draw benefits, the bigger they are. They rise at about 8% a year. |

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If you decide to wait until you’re 70, the maximum age at which you can start collecting benefits, rather than taking them at 65, your benefit will be about 40% higher—but you’ll be collecting it for five fewer years. You may die before collecting a penny. Or you may die in your early 70s, before your higher monthly benefits have made you whole for the five years of benefits that you didn’t collect. Or you may live well into your 80s or 90s, which would allow you to come out ahead. If you want to put an approximate value on your benefits, compare your projected payment to the numbers above. If you’re looking at, say, $1,800 a month, add 20%. If you’re looking at $1,200 a month, subtract 20%. For reasons I won’t bore you with, the value of the benefits would be somewhat less if you begin drawing them before you turn 65 and some-

what higher if you began drawing them at 66 years and 2 months (the age you’ll need to be in 2021 to get full benefits) or at the maximum age of 70. But that doesn’t mean that waiting until 70 is necessarily the right thing for you to do. There’s more to deciding when to begin taking benefits than just chasing the highest number. It’s something you need to decide for yourself, based on your financial circumstances, your health, your expected lifespan and, if you’re married, your spouse’s situation, as well. I’m not counting some of the more interesting—and valuable—aspects of Social Security, including spousal and survivor benefits. That’s because those depend on peoples’ individual circumstances. I’m also not assigning any value to the favorable tax treatment that Social Security retirement benefits get. They’re exempt from state and local income taxes, and between 15% and 100% of them (based on your total income) are exempt from federal income tax. And finally, I’m avoiding topics like what would happen if the Social Security trust fund runs out of money in the 2030s or if the benefit formula is changed at some point to put the system on a sustainable track. Those are topics for another day. For today, all I want to do is give you an idea of how to include the value of Social Security retirement benefits— especially the inflation adjustment— when you do your retirement math. I hope you find these numbers useful. And perhaps comforting, as well. –The Washington Post

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H E A LT H

WhenYour Doctor Dumps Medicare BY CARMEN HEREDIA RODRIGUEZ

The swell of seniors who qualify for Medicare has outpaced the number of doctors available to treat them.

neumonia. Heart problems. High cholesterol. Betsy Carrier, 71, and her husband, Don Resnikoff, 79, relied on their primary care doctor in Montgomery County, Maryland, for help managing their ailments. But after seven years, the couple was surprised when the doctor informed them she was opting out of Medicare, the couple’s insurer. “It’s a serious loss,” Resnikoff said of their doctor.

FINDING A PHYSICIAN who accepts

MANY PRIMARY CARE doctors have

long argued that Medicare, the federal health insurance program for seniors and people with disabilities, doesn’t reimburse them adequately and requires too much paperwork to get paid. These frustrations have prompted some physicians to experiment with converting their practices to more lucrative payment models, such as concierge medicine, in which patients pay an annual fee upfront to retain the doctor. Patients who cannot afford that arrangement may have to search for a new physician. The exact number of physicians with concierge practices is unknown, health care experts said. One physician consulting company, Concierge Choice Physicians, estimated that roughly 10,000 doctors practice some form of membership medicine, although it may not strictly apply to Medicare patients. Shawn Martin, senior vice president of the American Academy of Family Physicians, estimated that less than 3% of its 134,000 members use this model, but said the number is slowly growing. Travis Singleton, executive vice president for medical staffing company Merritt Hawkins, said doctors 14

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Some physicians are converting their practices to more lucrative payment models, such as concierge medicine, in which patients pay an annual fee upfront to retain the doctor.

switching to other payment systems or those charging Medicare patients a higher price for care are likely “in more affluent, well-to-do areas where, frankly, they can get fees.” IT IS FAR EASIER for physicians than

hospitals to opt out of taking Medicare patients. Most hospitals have to accept them since they rely on Medicare payments to fund inpatient stays, doctor training and other functions. The majority of physicians do still accept Medicare, and most people insured by the federal health insurance program have no problem finding another health care provider. But that transition can be tough, particularly for older adults with multiple medical conditions. |

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“When transition of care happens, from one provider to another, that trust is often lost and it takes time to build that trust again,” said Fatima Sheikh, a geriatrician and the chief medical officer of FutureCare, which operates 15 rehabilitation and skilled nursing centers in Maryland. Shuffling doctors also heightens the risk of mishaps. A study of at least 2,200 older adults published in 2016 found that nearly 4 in 10 were taking at least five medications at the same time. Fifteen% of them were at risk of drug-todrug interaction. Primary care providers mitigate this risk by coordinating among doctors on behalf of the patient, said Kellie Flood, a geriatrician at the University of Alabama at Birmingham.

Medicare depends partly on workforce demographics. From 2010 to 2017, doctors providing primary care services to Medicare beneficiaries increased by 13%, according to the Medicare Payment Advisory Commission (MedPAC), a nonpartisan group that advises Congress. But the swell of seniors who qualify for Medicare has outpaced the number of doctors available to treat them. Every day, an estimated 10,000 Americans turn 65 and become eligible for the government program, the Census Bureau reported. The impact: In 2010, MedPAC reported, there were 3.8 primary care doctors for every 1,000 Medicare enrollees. In 2017, it was 3.5. Authors of a MedPAC report out last June suggested that the number of available primary care providers could be an overestimate. Their calculation assumed all internal medicine doctors provided these services when, in reality, many specialize in certain medical conditions, or accept only a limited number of Medicare patients into their practices. But MedPAC concluded seniors are not at a disadvantage in finding a doctor. “We found that beneficiaries have access to clinician services that is largely comparable with (or in some cases better) access for privately insured individuals, although a small number of beneficiaries report problems finding a new primary care doctor,” the MedPAC researchers wrote.

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While most people insured by Medicare have no problem finding another health care provider when they need to, the transition can be challenging.

THE OUTBREAK of the novel coronavi-

rus has complicated the ability of many Americans to access care, regardless of their insurer. But many older patients now have an opportunity to connect with their doctors virtually after the Centers for Medicare and Medicaid Services (CMS) broadened access to telemedicine services under Medicare. Experts said the long-term effects of the coronavirus on doctors and Medicare remain unknown. But Martin said the shortage of cash that many doctors are experiencing because of the coronavirus epidemic has revealed the shortcomings of how primary care doctors are paid. Despite these challenges, the number of doctors choosing to opt out of Medicare has been on the decline, according to CMS data. Singleton, of Merritt Hawkins, said concern about doctors leaving the Medicare system is part of larger workforce issues. Those include the need to recruit more medical students to concentrate on primary care. One estimate predicts the nation will face a shortage of 23,600 primary care physicians by 2025. The majority of

The majority of physicians do still accept Medicare. residents in internal medicine—those who care for adults—are choosing a subspecialty such as cardiac care or gastroenterology, MedPAC reported. In 2017, MedPAC reported, the median compensation for all doctors was $300,000 a year. Among primary care doctors, it was $242,000. IN CARRIER AND Resnikoff’s case, after

more than a dozen calls they found another primary care doctor. They said she accepts Medicare and impressed them during their meet-and-greet with her knowledge of their medical history. She also met their age and expertise criteria. “At this point in our lives, I’d be eager to find somebody who’s young enough that they might be in practice for the next 10 years,” Carrier said.

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FREDERICK

This report is a product of Kaiser Health News, a nonprofit news service covering health issues. It is not affiliated with Kaiser Permanente. –The Washington Post

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240-341-0185 THE FREDERICK NEWS-POST

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JULY 2020

MORSELS

Try PersianTahdig Whip up this fluffy-rice, crispybottom classic

come by in the United States—there is no tahdig. Rinse the rice thoroughly to get rid of excess starch, and then parboil until the rice is soft on the outside but still firm on the inside. The rice will cook completely while it’s steaming as the tahdig is forming. With more home cooks trying to make tahdig for the first time, the most common question is probably how to get tahdig out in one piece when flipping the pot. The truth is simple: It doesn’t have to be in one piece. In an Iranian household, the steamed rice typically is scooped out of the pot and served in one platter, sometimes topped with additional saffron-infused rice, and then the tahdig—that is, the crispy vegetables or chicken on the bottom—is broken into pieces and either placed on top of the rice or served on another platter. So don’t stress over flipping the rice to get tahdig in one piece. If the crisp pieces must be gently loosened from the pan or if they break up, it’s that much easier for everyone to easily pick a piece to munch on. Unless the rice burns, tahdig never fails.

BY SHADI HASANZADENEMATI

n contemporary Iran, rice is served at almost every meal. But it hasn’t always been that way. Years ago, rice was considered a luxury ingredient served only at important gatherings and feasts. Its scarcity gave birth to the phrase “lebase polo khori,” which translates to “the outfit you wear to eat rice.” Legends abound on how tahdig was born, and here’s one: To make sure diners could scoop up the last grains out of the pot so that nothing, not a single grain, went to waste, Iranians began to line the bottom of the pot with bread to prevent rice from burning and possibly being ruined. The covering was to protect precious rice, and that covering is how tahdig, which in Farsi means “bottom of the pot,” was born. The term can refer to any ingredients that are placed below steamed rice and allowed to crisp on the bottom of the pan. This can include some of the rice itself. In Iran, however, tahdig comes in many styles: classic lavish bread, potatoes, lettuce, carrots and even chicken. Although the cooking process might be slightly different for each variation, the result is always a golden, crispy bottom with fluffy rice on top.

The key: A nonstick pot The most important thing you should know when it comes to making tahdig is having the right pot. All you need is a clean nonstick pot. Nonstick pots help the tahdig get crispy without sticking. A 4- to 5-quart pot should serve well for a family, while something smaller works better for a one- to two-person household. If you don’t own a nonstick pot, just make tahdig using a pot you have.You may have to use a thin spatula to scrape tahdig off the bottom.

The rice Without fluffy rice—basmati rice works best, as Iranian rice is hard to 16

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(Recipe from food blogger Shadi HasanzadeNemati.)

–Special to The Washington Post |

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POTATO TAHDIG 1 hour, 10 minutes | 4 to 6 servings INGREDIENTS

• 2 ice cubes • 1/4 teaspoon ground saffron • 2 cups basmati rice • Kosher salt

• 1/3 cup plus 1/4 cup vegetable oil • 1 pound, 4 ounces russet potatoes, peeled and sliced 1/2-inch thick • 1/2 cup water, or more as needed

MARVIN JOSEPH/WASHINGTON POST

STEPS Place the ice cubes in a small bowl and sprinkle saffron on top. Let sit on the counter until the ice is melted. This will be your bloomed saffron. Place the rice in a colander and wash thoroughly to get rid of the excess starch. Repeat until the water runs clear. Alternatively, place the rice in a large bowl and cover with water. Swish the rice with your hand until the water is cloudy. Drain and repeat until the water remains clear. Bring a medium pot (preferably nonstick) of water to a rolling boil and add enough salt to the water so that it’s mildly salty, and then add the rice. Cook until the rice is soft on the outside and still hard on the inside, 3 to 4 minutes. If you can break one grain of rice into two using your fingertips, it’s ready. Drain the rice and rinse with cold running water to stop the cooking. Return the pot to the stove and turn the

heat to medium. Make sure the pot is completely dry, then add 1/3 cup vegetable oil and the bloomed saffron water. Tilt the pot to coat the bottom. Arrange the potato slices in a single layer in the pot and top with the parboiled rice. Form it into a mound, but don’t press it down. Use the handle of a wooden spoon to make five holes in the rice for steam to escape. Pour the 1/2 cup of water around the edges, wrap the lid in a clean kitchen towel and cover the pot. Cook about 7 minutes. Drizzle the remaining 1/4 cup oil over the rice and cover the pot again. Reduce the heat to medium-low and cook until the rice and potatoes are fully cooked, about 30 minutes. Taste the rice to make sure that it is cooked through. If the grains are still hard (which is unlikely), drizzle an additional 1/4 cup water over the rice and let steam for 10 minutes more.

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38. RMA 41. Traders 43. Reupholster 45. Disarrays 48. Each 49. Col 50. Saber 55. Ache 56. IRA 57. Ailed 59. Scow 60. Eat 61. Rabbi 62. Ear 63. SSE 64. Sass

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Answer: David Draiman

75th, continued from 6

PETS, continued from 4

was very meaningful to us in our growing years.” Nan added they took note of many adults they admired who were involved in the church and followed in those footsteps. The Doggetts didn’t always have money to take lavish vacations, but the church gave them vacation time. So they usually used it on camping trips for them and their three kids: Sandra, Kim and Martha. They loved New Germany State Park in Garrett County, where they could swim in the lake, or hike the trails. Lake George in New York was the family’s favorite spot to go, though. They would canoe out to an island with the kids and stay in a tent for a week. Nan recalled a boat dubbed “the ice pirate” that would deliver ice for them to put in the icebox to get them through the week. “We really had a very placid and happy life without any great challenges,” Nan said. “We wanted our

and ... we usually send them out with the client’s meal.” Supplies are generally delivered on an as-needed basis. DelCostello said AWLFC felt the partnership was and is important because they wanted seniors to be able to keep their pets, their companions. “And if it was a financial hardship, then we’re definitely there to step in for them.” She said it’s good to be responsible for an animal and to get the love and care that animal offers. “Sometimes that might be the only companion they have all day or all week,” DelCostello said. Devilbiss also said companionship is important. “An individual who is living alone certainly runs a very high risk and we’re seeing that and learning more about that now as so many individuals have had to shelter at home for an extended period of time; that the social isolation can be just as health threat-

BILL GREEN

children to realize the preciousness of family life and build lives that are fulfilling as a family.” Today, they continue going to chapel services together at Homewood. They have three grandchildren and five great grandchildren. Seeing their great grandchildren grow has been a true joy, Nan said. And after 75 years, the true joys remain easy to find, so long as they’re together. “We’ve loved each other through every one of them,” Nan said. “We’ve had days where we’re out of sorts, of course, as everyone does. But we were always able to make up.We never held grudges.”

ening as lack of medication or lack of food,” she said. “The interaction and the affection that a pet and a human have for one another, they’re just really important,” she said. Devilbiss also said partnering with organizations that are dedicated to the animals and provide food is a good resource because those organizations know what the best nutrition is for the animals, especially if they’re elderly and need specialized food or care. “Those organizations are the experts, so we’re going to rely on them to help us help our senior[s],” she said. Devilbiss said pets can provide seniors a purpose to get out of bed and someone to talk to, and that the seniors they help are very grateful. Donations to the Animal Welfare League food bank can be made at 1202 E. Patrick St., Frederick, on the first and last Saturday of the month. You can also email info@awlfc.org to make arrangements to donate.

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