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MARCH 2022
F R E D E R I C K
What’s their
DEAL? ANNUAL POKER NIGHT SPANS FOUR DECADES FOR HIGH SCHOOL FRIENDS
So you’re a
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THE FREDERICK NEWS-POST
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COVER: For more than 40 years, Walkersville High School friends have met up every Thanksgiving night to play a few hands of poker. From left: Tim Williams, John Krucenski, Jeff Meyers and Ken Krucenski.
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Annual poker night brings friends together for more than four decades
PEOPLE
In the Cards BY PATRICK KERNAN PKERNAN@NEWSPOST.COM
S
Staff photos by Bill Green
For more than 40 years, a group of friends who first met during their time at Walkersville High School have met up every Thanksgiving night to drink a few beers, reminisce about the good times, and play a few hands of poker. 4 | MARCH 2022
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ome traditions don’t even make it past their first few years, and that’s part of what makes a Frederick County poker night so special. For more than 40 years, a group of friends who first met during their time at Walkersville High School have met up every Thanksgiving night to drink a few beers, reminisce about the good times, and play a few hands of poker. And while it isn’t exactly the season of Thanksgiving just yet, the group got together recently at Jeff Meyers’ home outside of Gambrill State Park to talk to me about all the good times they’ve had over the years. Meyers is one of those poker players and welcomed the group into his home in January. A fastidious record keeper, Meyers has binders full of photos and information regarding which of his friends played on what nights. On that January night, Meyers set up a poker table in his living room and around it sat himself, Mike Folio, Tim Williams and brothers John and Ken Krucenski, while Jay Nusbaum added input through a phone call, since he wasn’t able to make the trip from Ocean City that evening. From what the friends said, one thing was clear: Their tradition matters quite a bit more than the poker itself. “It’s not the poker,” said Ken Krucenski, the younger of the two Krucenski brothers. “It’s that these guys — other than my brother, who is my brother — the rest of them are like my brothers, and the shared commonality is this 40-year history.” When the group gets back together to
play some hand on Thanksgiving night in 2022, it will actually be the 44th year of the tradition. However, it’ll be only the 43rd time the tradition has occurred. In the long decades since the first game was played while the friends were in high school, the game was only canceled once, when COVID-19 concerns kept the friends home on Thanksgiving 2020. But how did this tradition get started? John Krucenski had that answer. “It started back in high school,” he said. “There were some older guys in school that played cards, and they invited us over to play, probably because they thought we were suckers — and we probably were at that time,” he added with a laugh. That first game just happened to be on Thanksgiving night, with the friends meeting up late in the evening once
Shown playing a few hands at a recent gathering are, from left, Mike Folio, Tim Williams, John Krucenski and Jeff Meyers.
their family dinners were finished and playing early into Friday morning, since school was closed on Black Friday. And the next year, they did it again. That single sentence sums up so much of what the yearly poker game is about. Even as the friends went off to college, got married and had families and moved to various parts of the state outside Frederick County, that one thing was always true: The next year, they did it again. “As we got into our lives and careers, we found most of us didn’t work that Friday, so we just kept doing it,” John went on. “We found that we enjoy company seeing each other every year, and sometimes it’s the only time I would see these people. And we still kept our friendship together, even just one time a year.”
While most of the regulars to the group came out of a handful of Walkersville High School classes, the group’s members have also ebbed and flowed as new friendships were made and new members got added to the family. Williams, for example, described himself as one of the group’s newcomers; he’s only been coming to poker nights for the past decade or so. And sometimes, as happens in life, people have left the game, leaving only their memories behind. Meyers’ brother, Timmy, passed away in 2015, leaving an empty seat at the table. Some games of poker are played with what’s called a dummy hand, a hand which belongs to no one which all the others play against. At this table, they call it the Timmy hand. “And darn it if Timmy doesn’t beat
us sometimes,” John said. “Yes, he does,” Meyers agreed, with a sad smile. “He was an avid poker player who played regularly down in Virginia, and he used to play regularly in our event ... and he’s looking down on us, proud that we continued the tradition.” While at the table, the friends relived some of their favorite memories, rehashing stories which, in many cases, have obviously been litigated over and over. Ken said there was some “class warfare” between the friends’ different high school classes, and they all said debate often breaks out over who scored how many points in what game in what year. The details don’t matter — the scores grew a few times during the interview, even — but the brotherhood does. THE FREDERICK NEWS-POST
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“When you think about it, we’re married to poker night,” Meyers said. “It doesn’t matter what the weather is. Aside from COVID, when we canceled it for safety reasons, and now we’ve figured out how to do it at a smaller scale and still be safe, because I want these guys around for another 40 years, so I can keep taking their money.” This, of course, prompted the question of who wins the most. John gave the answer he said the whole group gives their wives each year. “‘How’d you do?’ she’ll ask,” he said. “‘Broke even.’” They all laughed, and added that they really just pass around the same money year after year. Follow Patrick Kernan on Twitter: @PatKernan PRIME TIME FREDERICK
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LIVING
Flexible Financing
Buying your next home with a reverse mortgage BY STEVEN J. SLESS
Special to The News-Post
D
id you know that homebuyers 62 and older can purchase their next home with a reverse mortgage? It’s called a Home Equity Conversion Mortgage (HECM) for purchase, and it’s tailored to better suit the needs of the growing number of older homebuyers. Whether you want to upsize to the home of your dreams, downsize or right size to a home more suited to meet your long-term needs, an HECM for Purchase may be a better option versus paying cash or taking out a 15-, 20- or even 30-year mortgage at this stage in life. Simply put, a HECM for Purchase loan combines a reverse mortgage with the equity from the sale of your previous home — or from other savings and assets — to buy your next primary home in one single transaction. Regardless of how long you live in the home or what happens to the home’s value, you only make one initial down payment of roughly 50 percent toward the purchase, provided that you pay property taxes and homeowner’s insurance and maintain the home. Once the purchase is complete, you can make payments on the home or defer payback until the last remaining borrower leaves the home. There is no mandatory mortgage payment, making this option a great
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way to preserve cash flow later in life. Let’s consider this example: Tom (67) and Barb (65) live in a three-story home. They wish to purchase a single-story home, where they can comfortably age in place. Their current home value is $400,000. They owe $100,000 on it with an ongoing payment of $1,100 a month. Tom and Barb sell their current home and purchase a ranch-style home for $300,000. Let’s take a closer look at the numbers. Tom and Barb sold their home for $400,000, of which they used $100,000 to pay off their mortgage. Their net proceeds before Realtor commissions was $300,000. They paid $300,000 for the new home and financed it with a HECM for Purchase. The required down payment based on the age of the youngest borrower (in this case, 65) was $145,000, which included all closing costs. Tom and Barb walked away with a new home and $155,000 in cash. Now Tom and Barb have a home more suitable for their present and future. They have no mandatory monthly payment, freeing up cash flow and providing flexibility as they grow older. The $155,000 in cash can be used to supplement their retirement income, help fund long-term care or pay off debt, and still keep some liquidity for emergencies. The alternative would have been to pay cash for the new home using all of the proceeds from the sale of the former home. Or they could have
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chosen a traditional mortgage, which would have required a mandatory mortgage payment into their 80s or even 90s, leaving them with far less flexibility in the event of a market correction or health event. An HECM for Purchase is a better option for many buyers nearing or in retirement. In fact, there are even options for younger homeowners with higher-value homes. Jumbo/ proprietary reverse mortgages are customized solutions for homeowners age 55 and up. All other reverse mortgage loans have 62-plus as the minimum age requirement. To be clear, reverse mortgages aren’t for everyone, but they are fast becoming a mainstream solution recommended by many financial professionals. As with any financial product or service, education is paramount. Take the time to discuss your options with a knowledgeable professional before committing. Steven J. Sless, CLTC, is division president of The Steven J. Sless Group of Primary Residential Mortgage, Inc., the lender’s national reverse mortgage division. Named a “Reverse Mortgage Game Changer” by Yahoo Finance, he is considered “the go-to housing wealth source” and one of the only mortgage professionals to have earned the CLTC: Certified Long-Term Care designation. For more information, visit theslessgroup.com, call 410-814-7575 or follow @MoreWithSless on Facebook, Twitter, LinkedIn and Instagram.
Steven J. Sless
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PEOPLE
Getting Ready for
Grandmotherhood
BY DEBRA-LYNN B. HOOK TRIBUNE NEWS SERVICE
I
knew that when my son Chris and fiancee Kate walked in the door looking like they had swallowed a zygote, the moment we’d been hoping for was upon us. “You’re pregnant!” I shouted. If mothers have eyes in the backs of their heads, wanna-be grandmothers harbor an intuition gained from decades of keeping children alive. And yet, inner knowing or no, I wasn’t entirely sure my children would get to this moment. Like a lot of millennials, my trio openly questioned the logic of bringing babies into their already stressed-out lives, not to mention a world of N95s and good-old-boy politics. Against such odds, I had a hard time seeing myself as Grandma — me and my purple-tinged bangs and leggings against the stereotype bun, granny glasses and little black shoes? Not to mention the fact that I still haven’t figured everything out. Certainly, in recent years, I have watched many of my friends move lithely into grandmotherhood. No little black shoes in sight. Nor do many of them even call themselves Grandma. Instead, they are Gigi, Bubbe, Nonna, Glamma, Grammie. The most original I’ve heard thus far is Miss Banana. “I must admit, it was hard being a parent, always worrying if you’re doing it right and making the right decisions,” said my friend Maryanne, a grandmother of two, 2 and 4. “Being a grandparent is easy.You don’t have the worries you had with your children. You just have to be present and love them as they love you.” So, too, said my friend Jerrie.
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Kate and Chris are excited about becoming parents in June. “As a grandmother, my focus is no longer on building a better life for my family. It’s not about work or money provisions. Each day I am with my grandchildren, I am not in the past nor future. I see |
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DEBRA-LYNN HOOK/TNS
things in wonder along with them.We do things together.We have talks and have a bond that isn’t like that of my children.” My grandmother friends tell me having a grandbaby is like being given a
second chance.You may have moments of regret and longing, wishing you could go back with everything you know now. You will also experience profound pleasure in seeing the world through the eyes of a child again and in watching your grown child parent their own. I realized in the days following Kate and Chris’ announcement that I have a lot of work to do. I need to build upper body strength. This is so I don’t drop the baby. Apparently, grandmothers harbor this irrational fear, too. I need a name. I’ve tried on many, among them Marmee, Mimi, Gaia and Grandmama with a French accent. My latest is Lolly. If I were Lolly and my ex-husband Pop, together, we would be Lolly Pop. I also need to apologize in advance. Already, in the first trimester, I had written not one but two love letters to the baby and his mom and dad. I sent baby books and a stuffed bunny. I talked a little too much about breastfeeding and birth plans. I know in advance that if I am to err, it will be on the side of too much. This will demand solid boundaries from them and a promise from me — that no matter how much I love this little one, no matter how many poems are inside my writerly head, no matter how much wisdom I want to offer about going back to work, colic and sleeping through the night, I will always remind myself: This is their baby, not mine. This is their baby, not mine. And repeat. Debra-Lynn B. Hook of Kent, Ohio, has written about family life since 1988. Visit her website at www.debralynnhook.com, email her at dlbhook@yahoo.com, or join her column’s Facebook discussion group at Debra-Lynn Hook: Bringing Up Mommy.
What is an age-friendly health system? BY ELDER SERVICES PROVIDER COUNCIL FREDERICK
E
ven if you have never heard of an age-friendly health system, the phrase probably generates a guess or two about what that would mean to you personally. Earning the designation of being an Age Friendly Health System from the Institute for Healthcare Improvement means that a health system has adopted a patient-centered, geriatric-aware way to treat elderly people. The changes that come with age can impact care greatly and people have much better health and wellness outcomes when these factors are taken into account with a personal perspective. Dr. Geetha Chilakamarri, a medical director with the Supportive & Geriatric Care group at Frederick Health, shares, “In a health care world where so much focus is on the disease, we choose to not only focus on the disease but, as importantly, the person who has the disease.” Three of the Ms are directly related to physical health and wellness: Medications, Mentation and Mobility. For medication, the approach requires that clinicians take a closer look at how medications interact and/or can be best used in an elderly person. The specialty of geriatrics includes applying research that shows that medications do not work in the same way or at the same doses that they do in younger people. Accounting for this, and in general reducing the number of medications an older person takes, can impact the other two Ms: Mentation and Mobility. Mentation (the ability to think and express thoughts effectively) and mobility (how effectively a person can get around on their own) can be negatively impacted by certain medications and combinations of medications as we get older. There can be large differences between how a drug impacts a person
METRO
Talk with your primary care doctor about your quality of life and goals that are important to you.
in their 20s to 50s versus how the same medication impacts someone who is over 65. In addition, mentation and mobility are closely intertwined with quality of life, so they are important areas to monitor and engage in wellness and prevention. The fourth M ties the whole age-friendly approach together: What Matters. An age-friendly clinician takes into account what matters to a patient. The patient and provider decide what to treat, when to treat, where to treat and what goals to work towards. There are risk/benefit analyses that change as we get older and for which there are individual differences. What matters focuses on helping a person to live life to the fullest on their own terms and in the interest of preserving their ability to do what is meaningful and joyful to them. Considering what gives us joy does not always enter into conversations with our medical providers. But it should. The reason we all want to be our healthiest is to live our lives with whatever brings us joy. Talk to your primary care physician or any health care provider about what matters to you. Be proactive in managing your plans for your health and for your future. THE FREDERICK NEWS-POST
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So you’re newly retired
LIVING
BY GARY BENNETT SPECIAL TO THE NEWS-POST
Now what?
A
s we begin to reach our 60s and beyond, most of us can begin to see the end of our working days on the horizon. It can be a sweet picture: wide open, unhurried days with long walks and longer lunches. It’s going to be great, right? Maybe not. Without a plan for retirement, these unhurried days can quickly become boring — or worse, detrimental to our health. Most experts agree we need to keep our mind, body and spirit active in retirement. I retired on Jan. 1, 2020, just before the pandemic began, after a long publishing and marketing career at associations in Baltimore and Washington, D.C. My wife, Ellen, followed me eight months later after an equally long career as a nurse. After two intense but rewarding careers, we were more than ready to retire at age 62. Our plan for retirement was easy. We wanted to help as many people as we could for as long as we could. With that in mind, here is our recipe for a happy retirement that allows us to enjoy an active lifestyle while helping others. We realize this pace is not for everyone, but if you ever find yourself bored, pick out one of two of our suggestions and give them a try.
VOLUNTEER
FIND A NEW JOB This may sound counter-intuitive, but more and more retirees are doing it, and we did as well. We found new jobs. Three days a week, from 6:30 a.m. to 3 p.m., we serve as caregivers to our two pre-school grandsons. We are exhausted by day’s end but can’t help smiling as we talk over each eventful day. If there is any way you can swing it, 10 | MARCH 2022
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other people by bringing them something that makes them feel better, I get to be my own boss, drive around town in a sporty Ford Focus and get a little sunshine and exercise, too. Of course, you don’t need me to tell you that the job market is red hot right now, even for seniors. If you try, you can find a part-time job that you will like or perhaps love. Top jobs for seniors according to AARP are teacher’s aide, coach/referee, tour guide, retail salesperson, tax preparer and consultant.
Ellen Bennett helps her grandson, Logan, prepare for kindergarten next fall. we highly recommend you give this a try. We save our son- and daughter-inlaw mountains of money, provide love and peace of mind and — the best part — get the privilege of having front-row seats to the wondrous, daily reality show of children growing up.
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This is a great “job,” but it wasn’t quite enough for me, so I got a second job delivering prescriptions two or three days a week for Whitesell’s, a local pharmacy. The hours are great (roughly 11 a.m. to 5 p.m.), so I get to have a few leisurely mornings. Along with helping
My wife and I also take advantage of the wonderful world of volunteering. Frederick County is special in this regard. Endless opportunities await if you have a sincere desire to make a difference. I began volunteering shortly after retirement by becoming an English tutor for the Literacy Council of Frederick County. They showed me the ropes, provided teaching materials and paired me with two Spanish-speaking sisters with a strong desire to learn English. The Literacy Council always needs tutors, and I can guarantee that if you give this a try, you will find it immensely rewarding. If you have a little more time, we recommend membership in any of Frederick’s fine service clubs. Each has a slightly different focus but all want to make Frederick County a better place to live and work. Ellen and I joined the Lions. Others include the Elks, Kiwanis, Moose, Jaycees and Rotary. At Lions, Ellen used her nursing knowledge to start a used medical equipment lending program that serves Frederick County citizens in need with wheelchairs, walkers, bedside commodes and other medical equipment free of charge. She runs this program out of our garage, although we are looking for more permanent space.
Compassionate Care At Home
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Gary Bennett, right, with Brad Peterson. I created an annual Lions event called Canines on the Creek that brings the community together around a fun pet costume contest that raises money for Leader Dogs for the Blind. I also help lead an event called Roar Like a Lion that creates care packages for houseless individuals. Other volunteer opportunities in the area: • Frederick County Food Bank, where we stock shelves and help clients choose food. We include our 16-yearold grandson in this endeavor. • Frederick County Adopt-a-Road program that puts citizens in charge of occasional trash pick-up on stretches of county highways. This activity provides great exercise while doing something good for your neighborhood. • Meals on Wheels, which allows Ellen to use her nursing skills to provide periodic client assessments, and I make deliveries. • Local homeowner’s association, where we have both served as officers. • Local election judge, in which I’m currently serving a four-year term and looking forward to the 2022 elections. • Downtown Frederick Partnership, where we have assisted with Bring a Broom Saturday, Thursday evening Concerts on the Creek and the annual
Fire In Ice event. • American Red Cross, where we have become frequent blood and platelet donors. • A local church, where we work on our spirituality, make friends and help others. We attend First Baptist Church on Bowers Road and are so glad we do.
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www.HomeHelpersHomeCare.com/Frederick
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KEEP YOUR BODY MOVING It doesn’t have to be all work, work, work. Frederick County offers many free and low-cost diversions. Ellen and I participate in as many as we can. Our favorite is the senior exercise classes held at the William R. Talley Recreation Center. They are held daily in the morning, although the best we can do is about once a week. Frederick’s Senior Rec Council also provides opportunities in various sports including hiking, biking, bowling, basketball and softball.
CONTINUE LEARNING We’ve also taken advantage of Frederick Community College’s Institute for Learning in Retirement. This program offers classes in interesting subjects such as history, politics and languages. Ellen and I have taken several courses, my favorite being Hiking the Appalachian Trail, which helped get me on the trail.
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Estate Planning • Living Wills Estate Administration • Wills Powers of Attorney • Trusts Guardianship • Medicaid Applications For a more secure tomorrow, call today for your free consultation 301-694-6262. www.samlawoffice.com THE FREDERICK NEWS-POST
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MARCH CALENDAR Events are subject to change, cancellation or postponement. Please contact individual event organizers for up-to-date status of events.
FREDERICK COUNTY SENIOR SERVICES DIVISION CLASSES
Virtual 50+ Center live virtual fitness classes. Preregister. $60 fitness pass for classes. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: FrederickCountyMD.gov/ Virtual50 or VirtualSeniorCenter@ FrederickCountyMD.gov Mondays, 1:30 p.m. Line Dance — Improve your balance and have fun! Includes a review of basic steps. Mondays, 2:45 p.m. Floor Yoga — Focus on alignment of the muscular and skeletal structures, along with breathing techniques using both held and moving postures. Tuesdays, 9 a.m. Strength & Stretch — Using light weights (or soup cans or water bottles). Tuesdays, 10:30 a.m. Morning Flow Yoga — Incorporating traditional & non-traditional yoga moves to energize & waken the body. These will include standing & sitting asanas (postures). Tuesdays, 1:30 p.m. Zumba Gold — Active cardio low-impact dance moves and energizing music. Wednesdays, 9 a.m. Joy of Movement — “Aging Backwards: Eccentrics for Seniors” is a dynamic, gentle full body movement that increases cardiovascular fitness, muscle strength and joint mobility. Done seated and standing, with modifications. Wednesdays, 12:15 p.m. Zumba Gold — Active cardio low-impact dance moves and energizing music. Wednesdays, 3 p.m. Meditation and Movement (M&M) — Tai-Chi inspired seated exercise class. The focus is on releasing tension in the body through slow movement and deep breathing. Wednesdays, 7 p.m., second Wednesday of the month — Yoga 12 | MARCH 2022
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“Sugarloaf Spring Mist,” by Barnesville artist Cynthia Jennings. Nidra (yogic sleep), helps induce a conscious meditative state between waking and sleeping. The practice reduces stress and improves sleep. You may lay on the floor, bed or recliner. Comfort is key. Thursdays, 9 a.m. Strength & Stretch — Using light weights or soup cans or water, bottles join this strength training and gentle stretching. Thursdays, 10:30 a.m. Morning Flow Yoga — Incorporating traditional and nontraditional yoga moves to energize and waken the body. These will include standing and sitting asanas (postures). Thursdays, 1 p.m. Line Dancing — Improve your balance, get moving and have fun. In-depth step instruction building on the previous weeks. Fridays, 9:15 a.m. Zumba Gold — Active cardio low-impact dance moves and fun music. Fridays, 10:30 a.m. Yin Yang Yoga — This class brings together the benefits of passively holding yoga |
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poses with more active dynamic sequences and standing postures; working on the muscles and blood flow, building strength, stamina and flexibility. SENIOR RECREATION COUNCIL Open Duckpin Bowling — 1-3 p.m. Thursdays, Walkersville Bowling Lanes, contact Gerald at 240-6511865 Tuesdays Bridge — 8:45 a.m. to noon, Creekside at Taskers Chance Senior Apartments, call Pat at 240651-5651. Adult Exercise — 8:50 to 10 a.m. Mondays, Wednesdays and Fridays, William Talley Rec Center, Frederick, contact Sally at 301-906-1296 Basketball — 6:30 to 8:30 p.m. Tuesdays, Walkersville Rec Center, contact Adrian at 301-662-6623 SRC Talley Book Group — 10:15 a.m. March 21, via Zoom, contact Jane at 301-658-8680 Bicycling — Date and time TBD. Contact Kathy at 301-606-0064.
MARCH 1
AARP Tax-Aide Foundation Tax Prep Assistance Continues through April 15. Preparation service modules and locations where taxes will be prepared are subject to change based on the current COVID-19 situation. Traditional in-person preparation is not available. Instead, using a two-visit module: Drop off tax documents and tax payer will be notified when ready. Appointments are required and must have a picture ID, Social Security card, copy of 2020 tax return and all 2021 tax documents. Time: 9 a.m. to 3 p.m. by appointment only Locations: Crestwood Village Club House, 6902 Crabapple Drive, Frederick, Tuesdays and Wednesdays; Walkersville Town Hall, 21 W. Frederick St., Walkersville, Wednesdays and Thursdays; Braddock Heights Community Center, 4834 Schley Ave., Frederick, Thursdays and Fridays.
MARCH CALENDAR Contact: 301-662-0400 for Crestwood Village; 301-830-5288 for Braddock Heights and Walkersville
MARCH 3
Homeowners Property Tax Program Learn about Maryland’s tax credit program, which sets a limit on the amount of property tax any homeowner must pay based on his or her income. Second session 7 p.m. March 21. Free, registration required. Time: 1 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50 “It’s OUR War, Too! American Women in WWII” Program When Americans were called to action, women “did their part” despite stereotyping and discrimination. The war spurred many women to enter the workforce for the first time, all while managing a household alone and upholding wartime duties. Women answered the call of Uncle Sam and enlisted in military auxiliary groups, fulfilling critical roles stateside and abroad. Hear accounts from real Rosie the Riveters and women near the battle fronts. Visit the Hollywood Stage Door Canteen and discover how starlets, singers and celebrities lifted the spirits of our troops. Learn about the lasting legacy of women’s contribution to the war effort. Presented by National WWII Museum staff. $5, pre-register. Time: 2:30 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
MARCH 4
The Lettermen in Concert For more than 50 years, The Lettermen have kept the meaning of harmony alive with their soft, romantic, harmonic blend of music which is as popular with their fans today as it was in 1961 when they recorded their first hit, “The Way You Look Tonight.” $24 to $54. Time: 7 p.m. Location: Maryland Theatre, 21 S.
Potomac St., Hagerstown Contact: 301-790-3500 or mdtheatre. org
MARCH 5
Maple Madness Live demonstrations and sugaring tours, AYCE pancake breakfast 8 to 11 a.m., local vendors (indoors). The “Sweet Deal” includes breakfast and a tour at $15 ages 12 and older, $10 ages 3-12, under 3 free. Breakfast only is $9, $5 under age 12, under 3 free. Maple sugaring tour only, 8:30 to 10:30 a.m., $7 person, under age 3 free. Advance tickets recommended. Time: 8 a.m. Location: Camp Eder, 914 Mount Hope Road, Fairfield, Pennsylvania Contact: 717-642-5840 or strawberryhill.org/maplemadness Maryland Home and Garden Show Continues March 6, 11, 12 and 13. Home improvement exhibitors, landscapers, Md. Orchid Society’s annual show and sale second weekend, gardening expert talks, juried craft artists. $12 adults, $10 seniors, $3 ages 6 to 12. Free for active military, police and fire employees with ID, $5 for adults and seniors on March 5 and 11. Time: 10 a.m. to 6 p.m. Location: Maryland State Fairgrounds, 2200 York Road, Timonium Contact: mdhomeandgarden.com/ spring Captain O’s Stout & Oyster Fest Featuring wild caught oysters on the half shell from Fishing Bay on the Chesapeake and specialty stouts handcrafted for the occasion. Ticket (age 21+) includes 2 beer tickets, a seat, tax, and ticket service fee. Oysters and additional beers can be purchased. Oysters are “a buck a shuck,” all-you-can-eat. Shells will be collected and returned to oyster beds. $15 person. Time: noon to 6 p.m. Location: Milkhouse Brewery at Stillpoint Farm, 8253 Dollyhyde Road, Mount Airy Contact: 301-829-6950 or milkhousebrewery.com Woodcock Walk Watch and listen for these curious birds as they perform their annual
courting ritual. Meet at the parking lot. Time: 6 p.m. Location: Morgan Run, parking lot at Ben Rose Lane. Contact: 410-552-1278 or RSVP, carrollcountybirdclub.com 4 Warned Band Classic rock and blues. Free admission. Time: 6:30 p.m. Location: Cactus Flats, 10026
Find your favorite activity at Fahrney Keedy!
Hansonville Road, Frederick Contact: 301-898-3085
MARCH 6
Meraki A clarinet-piano duo aims to bring cultural awareness through music by presenting programs heavily rooted in the folk styles of the composers’
See CALENDAR, 14 Whether it’s a game of cards, attending an ice cream social or an area excursion, Fahrney Keedy has many choices for seniors. Phase III Construction begins soon!
Be the first of your friends to join our Independent Living Community! Are you ready to customize your standard selections or choose your upgrades?
Call Kathy at 301-800-7987 for more information or a tour! Don’t be left out….call today! 8507 Mapleville Road, Boonsboro, MD 21713 • www.fkhv.org *Additional charges for upgrades.
Pet friendly campus.
HELP STOP MEDICINE MISUSE IN FREDERICK COUNTY Dispose of unwanted & expired medicine at the following locations: Brunswick Police Dept. 20 East “A” Street 24 hours a day Emmitsburg Community Center 300 South Seton Avenue Monday–Friday, 8AM–4:30PM Frederick Police Dept. 100 West Patrick Street 24 hours a day Frederick County Law Enforement Center 110 Airport Drive East 24 hours a day
Middletown Municipal Center 31 West Main Street Monday–Friday, 8AM–4PM Myersville Municipal Center 301 Main Street Monday–Friday, 9AM–4PM Thurmont Police Dept. 800 East Main Street Monday–Friday, 8AM–4PM
Acceptable Items: prescription & over-the-counter medications (in pill form only), prescription patches (fentanyl & nicotine replacement), medication for pets (in pill form only) Unacceptable Items: needles/sharps, inhalers, thermometers, aerosol cans, ointments, liquids, lotions, hydrogen peroxide, medicine from businesses or clinics
Stay InThe Know by visiting stayintheknow.org/opioids
A collaborative effort of local law enforcement, local government, and the Frederick County Health Department with funding from MDH and SAMHSA, 2022.
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MARCH CALENDAR Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
continued from 13 native countries. Free. Time: 3 p.m. Location: Calvary United Methodist Church, 131 W. Second St., Frederick Contact: 301-662-1464
MARCH 10
Fundraiser Night for Thurmont Senior Center Mention the center when you place your order, inside or at the drive-thru, and the center receives 25 percent of total sales. Time: 5 to 8 p.m. Location: Roy Rogers Restaurant, 203 Frederick Road, Thurmont Contact: 301-271-7911
MARCH 7
Lawyer in the Library With Maryland Legal Aid. Brief advice focusing specifically on criminal record expungement and COVID-related housing issues. Free. Also March 21 and April 4. Time: 1 to 3 p.m. Location: C. Burr Artz Library, 110 E. Patrick St., Frederick Contact: 240-215-3741 Frederick Restaurant Week Continues daily through March 13. Featuring unique and fine dining options with special pricing at participating restaurants. See website for details. Time: See website for details and participating restaurants Location: Participating restaurants in Frederick County Contact: 301-600-4047 or frederickrestaurantweek.org
MARCH 11
Wind Cave National Park Below the remnant island of intact prairie sits Wind Cave (South Dakota), one of the longest and most complex caves in the world. In this virtual program, learn how the cave was formed and about some of the unique features from formations to fossils found in Wind Cave. We will examine how human population affects the cave environment; the history of the cave exploration: and the unique challenge of preserving the cave. Free, registration required. Time: 2 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
MARCH 8
New to Medicare Workshop Trained SHIP staff help Medicare beneficiaries, family members and caregivers understand Medicare benefits, bills and Medicare rights. Free, registration required. Time: 9 to 10:30 a.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50 “Should It Stay or Go? Avoid Food Waste by Extending the Life of Your Foods” Have you ever wondered about expiration dates and why your fresh produce doesn’t last as long as you’d like? Find out why and how to extend the life of your foods. Presenter is Thu Huynh, RD, LDN, in-store nutritionist, Giant Food. Free, pre-register. Time: 9 a.m.
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Maple Syrup Festival Continues March 13, 19 and 20. Maple syrup demonstrations, food, vendors. See website for ticket information and details. Time: 10 a.m. to 2 p.m. Location: Cunningham Falls State Park, William Houck (Lake) area, Thurmont Contact: cunninghamgambrill.org America: 50th Anniversary Concert Founding members, Gerry Beckley and Dewey Bunnell (along with former band mate, the late Dan Peek) met in high school in London in the |
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late 1960s and quickly harmonized their way to the top of the charts on the strength of their signature song “A Horse With No Name.” $95. Time: 7:30 p.m. Location: Weinberg Center for the Arts, 20 W. Patrick St., Frederick Contact: 301-600-2828 or weinbergcenter.org
MARCH 14
Senior Services Advisory Board Meeting The mission of the board is to promote the well-being and quality of life of older adults in Frederick County; and to advise and collaborate with Frederick County government, Senior Services Division, and the larger community on all matters and needs of older adults. Free. Time: 1 p.m. Location: Virtual using this link https://publicinput.com/E5310 Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50
MARCH 15
Wellness Walk Walk the trails of Stauffer’s Marsh, with the Potomac Valley Audubon Society. Free, registration is required. Time: 10 a.m. to noon Location: Stauffer’s Marsh, 4069 Back Creek Valley Road, Hedgesville, West Virginia Contact: Register at potomacaudubon.org Kitchen Kapers: Hamentashen Learn how to make this traditional filled Jewish cookie in time for Purim, an entertaining and dramatic holiday. Watch the demonstration or bake along. Free, registration required. Time: 2:30 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50
MARCH 16
Medigap/Supplemental vs. Advantage Plans Learn more about the different types of Medicare programs to help determine which type of program may be best for you. Free, registration required. Time: 10 to 11 a.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50
MARCH 17
Los Veteranos: Latinos in WWII An important part of U.S. history long before WWII, the war gave Latinos new opportunities and presented them with new challenges. Because Latinos did not serve in segregated units, as
Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
MARCH 23
New to Medicare Workshop Trained SHIP staff help Medicare beneficiaries, family members and caregivers understand Medicare benefits, bills and Medicare rights. Free, registration required. Time: 2:30 to 4 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50
MARCH 24
METRO
African Americans did, their WWII history is sometimes overlooked. Learn about Latino WWII heroes and average soldiers, as well as issues of ethnicity and acculturation on the Home Front. Presented by National WWII Museum staff. $5 person. Registration required, by March 11. Time: 2:30 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
MARCH 18
Groceries for Seniors Free monthly distribution (third Friday) of seasonal produce, canned goods and shelf-stable products. All Frederick County residents ages 60+ with an income level below $1,450 per month are eligible. Bring a photo ID to register the first time.
Time: Noon and continues until all food is distributed Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50
MARCH 21
Homeowners Property Tax Credit Program Learn about Maryland’s program which sets limits on the amount of property taxes any homeowner must pay based upon his or her income. Learn about two new programs: the Frederick County Retired Service Member Property Tax Credit and the third party tax notification program. Free, preregister. Time: 7 p.m. Location: Online and hosted by
Canvas Coasters Create colorful and useful plastic canvas coasters. All materials provided. Info on how to pick up materials kit will be emailed to registered participants. Free. Time: 3 p.m. Location: Online and hosted by Senior Services Division Virtual 50+ Center Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www.FrederickCountyMD.gov/ Virtual50 Frederick Speaker Series: Henry Louis Gates Jr. An Emmy Award-winning filmmaker, literary scholar, journalist, cultural critic and institution builder, author of 17 books and creator of 14 documentary films. Host of the popular show “Finding Your Roots,” Gates is one of the United States’ most influential cultural critics and is both an eloquent commentator and formidable intellectual force on multicultural and African American issues. $60. Time: 7:30 p.m. Location: Weinberg Center for the Arts, 20 W. Patrick St., Frederick Contact: 301-600-2828 or weinbergcenter.org THE FREDERICK NEWS-POST
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MARCH 26
Maryland Sportsman Show Continues March 27. 100+ vendors, events and seminars, waterfowl calling competition, corn hole contest, bucks bears & stag scoring, NWTF turkey calling competition and much more! Bring your dog. Visit website for tickets, current show status and COVID information. $$. Time: All day Location: Howard County Fairgrounds, 2210 Fairgrounds Road, West Friendship Contact: mdsportsmanshow.com Ronnie Milsap in Concert Born blind (his family thought it was retribution for sin), Ronnie Milsap’s grandparents gave the boy over to the North Carolina State School for the Blind hoping for a better chance. There, Milsap discovered music, deviating from the school’s classical curriculum to explore the nascent realms of race music, rock ‘n’ roll and jazz. $38 to $68. Time: 7:30 p.m. Location: Maryland Theatre, 21 S. Potomac St., Hagerstown Contact: 301-790-3500 or mdtheatre.org
MARCH 28
Beat the Winter Blues Drive-Thru Meal Frederick County Senior Services is offering a free, drive-thru pick-up only meal, funded by Md. Department of Aging CARES restaurant initiative. Anyone age 60+ who is a registered participant of any Frederick County Senior Services Division programs or senior center is eligible. Reservations due by 3 p.m. March 23. Meal selection due at time of registration, one meal per person. To reserve a meal, email virtualseniorcenter@ frederickcountymd.gov or call and leave a message at the Urbana Center, 301-600-7020. Your reservation will be confirmed by phone or email. Time: 11:45 a.m. to 12:45 p.m. Location: Drive-thru at Brunswick Eagles Contact: VirtualSeniorCenter@ FrederickCountyMD.gov or visit www. FrederickCountyMD.gov/Virtual50
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Boredom Busters
CROSSWORD PUZZLE
7. SCREED
58. DOT
6. TEDIUM
56. TALAS
5. ANI
55. SERA
28. CETE
4. VIPS
53. TACET
26. PUREE
3. ASSES
51. PRAT
25. TENS
2. RI
48. TAB
23. SAPIR
SOLUTIONS DOWN 1. CUDGEL
47. RAN
22. IRE
45. SAP
20. AGUES
44. EBS
19. MA
70. EMERGE
43. SATE
17. SPIDERMAN
69. RHYMES
41. SARONG
16. RD
67. RESEALS
40. RAMET
14. CALIBER
65. CORNICE
38. ALEPH
13. CUISINE
64. BD
36. GEMINI
7. SCALES
61. WHIRLIGIG
34. VIOL
1. CRAVAT
60. ID
33. ROB
ACROSS
31. DKR
SOLUTIONS
38. ASEPTIC
68. AG
37. MAT
66. RH
35. IPO
63. GEM
32. RERAN
62. ICE
30. JOHNS
59. SISE
27. EKG
57. SHIM
26. PAL
55. SAGER
24. PERIMETER
54. COL
21. UNIVERSAL
52. TAWNY
18. ERR
50. BANDS
15. RAREBIT
49. ARABLE
13. CRATE
47. RETIRE
12. SEMITONE
46. PADRES
11. EB
43. SAT
10. LINAC
42. GAT
9. ALAS 8. CAM
59. SARAN
PRIME TIME FREDERICK
29. ELI
39. LABRADOR |
30. JAM
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CLUES ACROSS
CLUES DOWN
1. Short, thick stick 2. Rhode Island 7. Fish parts 3. Animals of the horse 13. Cooking family 14. Quality 4. Very important persons 16. Rural delivery 5. Folk singer Di Franco 17. Popular superhero 6. Boredom 19. Partner to Pa 7. Long speech 20. Shivering fits 8. Footballer Newton 22. Wrath 9. Expression of sorrow or pity 23. Linguistics pioneer 10. Linear accelerator 25. Large integers 26. A way to prepare food 11. One quintillion bytes 12. Smallest interval in 28. Group of badgers Western music 29. Peyton’s little brother 13. Box 30. Rock out 15. Cheese dish 31. Danish krone 18. Make a mistake 33. Take from with force 21. Done by all people or 34. Baroque musical things instrument 24. Circumference 36. Zodiac sign 26. Chum 27. Electrocardiogram 38. Hebrew alphabet letter 30. Sandwich chain Jimmy __ 40. Independent 32. Showed old movie member of a clone 35. Important event on 41. Type of garment Wall St. 43. Satisfy 37. Where wrestlers work 44. One point south of 38. Free from due east contamination 45. A way to wipe out 39. Eastern Canada 47. Moved quickly on foot coastal region 48. Bar bill 42. Slang for gun 51. An idiot 43. High schoolers’ test 53. Performed with the 46. Fathers voice silent 47. Call it a career 49. Productive 55. Body fluids 50. Musical groups 56. Rhythmic patterns 52. Yellowish-brown 58. “__ my i’s” 54. Lowest point of a ridge 59. Type of wrap 60. It shows who you are 55. Beloved late sportscaster Craig 61. Carousel 57. Fill up 64. Type of college degree 59. Cardinal number 65. Molding that’s the sum of 5 and 1 67. Closes again 62. Frost 69. Verses 63. Jewel 70. Surface 66. Atomic #45 68. Top lawyer 11. Neckwear
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Boredom Busters
SUDOKU
Here’s How It Works:
Sudoku puzzles are formatted as a 9x9 grid, broken down into nine 3x3 boxes. To solve a sudoku, the numbers 1 through 9 must fill each row, column and box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle!
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*Does not include cost of material. Expires 2/28/22. All participants who attend an estimated 60-90 minute in-home product consultation will receive a $25 gift card. No purchase is necessary. Retail value is $25. Offer sponsored by LeafGuard Holdings, Inc. Limit one gift card per household. LeafGuard procures, sells, and installs seamless gutter protection. This offer is valid for homeowners over 18 years of age. If married or have a life partner, both cohabitating persons must attend and complete presentation together. Participants must have a valid photo ID, understand English, and be legally able to enter into a contract. The following persons are not eligible for this offer: employees of LeafGuard or affiliated companies or entities, their immediate family members, previous participants in a LeafGuard in-home consultation within the past 12 months and all current and former LeafGuard customers. Promotion may not be extended, transferred, or substituted except that LeafGuard may substitute a gift card of equal or greater value if it deems it necessary. Gift card and terms and conditions (https://www.darden.com/gift-cards/terms-and-conditions) of such gift card will be mailed to the participant via first class US Mail within 21 days of receipt of promotion form provided at consultation. Not valid in conjunction with any other promotion or discount of any kind. Offer not sponsored or promoted by Darden Restaurants and is subject to change without notice prior to reservation. Offer ends 2/28/22. LeafGuard operates as LeafGuard of DC in Virginia under registration number VA Class A Lic. #2705116122, in Maryland under registration number MHIC Lic. #116693, and in DC under registration number DC Permanent #420219000010.
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Open House Every Saturday From 9:30 a.m. to 11:30 a.m.
Final Phase of The Lodge Expansion Make Your Deposit Today to Secure Your Apartment! Homewood at Frederick is growing! We are adding 31 additional apartments to The Lodge building. Our residents enjoy an independent lifestyle free from home maintenance.
Tours Now Available Call today to schedule an appointment 301-732-6153
www.homewoodfrederick.com 7407 Willow Road, Frederick Maryland Luxurious Amenities • Continuing Care 20 | MARCH 2022
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