Gallery IoM Winter 22/23

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WWW.GALLERY.CO.IM @GALLERYIOM THE WINTER EDITION #105 DEC/JAN 22/23
/ LIFE & STYLE IN THE ISLE OF MAN
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Cover Image

Dark shoppers.

Our local retailers have had a terrible time over the last couple of years. Not only did the pandemic restrictions prevented them opening and being able to staff their shops, but Jeff Bezos’s dominance has grown more than ever, fuelling our expectation for half price goods to delivered direct into our houses by drones in thirty minutes. Or just about.

I ’m writing this in mid November when we’re all awaiting the blackness, the extension of ‘Black Friday’ into what has become Black Week, or to some ‘Black pre-Christmas time’. Retailers have reported shoppers avoiding them completely in November, in the hope that they’ll start pretty much giving their goods away in the run-up to Christmas to fall in line with the global retail curse of Black Friday. “Will this be on sale on Black Friday?’, ‘When does your three for two offer start?’, ‘When is everything 50% off?’.

PUBLISHER

STEVE REDFORD steve@gallery.co.im ADVERTISING & SALES 01629 619540 sales@gallery.co.im

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The trouble is that Jeff and his pals in online retail that have low costs have squeezed super-tight margins and priced their own products with such strategies in mind. Fancy an Amazon Fire HD? Half price during the oxymoronic ‘Black Friday week’, a five hour Happy Hour at the bar of retail.

If you look in the description, the half-price deal on the Amazon Fire is the ‘with Ads’ edition. You’re basically buying a screen that lives in your house, listens to you and shows you adverts when it’s off or ‘sleeping’. Cheap exposure at half the price, as they’re selling those ads on your behalf. No wonder they’re such a cheap deal; they want ‘dark’ shoppers buying with Alexa ASAP.

That’s not normal though; our local retailers don’t have a secondary income harvesting your data after you buy something from them. What they do offer is convenience and the ability to actually go and hold and see a gift for your chosen recipient. Sometimes that’s worth more than anything. We have a selection of items in our gift guide this month from local retailers so support the local economy and go pick something up this Christmas! See you in 2023.

Disclaimer. All rights reserved. Any form of reproduction of Gallery Magazine, in part or whole is strictly prohibited without the written consent of the publisher. Any views expressed by advertisers or contributors may not be those of the publisher. Unsolicited artwork, manuscripts and copy are accepted by Gallery Magazine, but the publisher cannot be held responsible for any loss or damage. All material, copy and artwork supplied is assumed to be copyright free unless otherwise advised. Contributions for Gallery should be emailed to editorial@gallery.co.im. Names have been changed to protect the innocent and no penguins were harmed in the manufacture of this magazine, although the new cover colour is called ’penguin white’. Tag us in your pictures at @galleryisleofman and #gallerysmallprint and we’ll give you something.....

Recycle. Gallery recycles all its storage and packing materials, boxes and any old magazines that are returned. We don’t get that many fortunately. We love to know our readers hang on to previous copies but when you move or find that they’re taking up too much space, put them out in the recycling bins. If you want to find out more about recycling, call 01628 686540. We put this in a green font. It’s not made out of leaves, honest.

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Man IM99 1GY REGISTERED IN THE ISLE OF MAN NO. 125981C WWW.GALLERY.CO.IM @GALLERYIOM AUDIO NOTES 01624 619540 Photography & Styling Danny Evans Model Tilly Make Up Sophie Cubbage
Douglas, Isle of
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LIFE & STYLE IN THE ISLE OF MAN 4 #105 HIGHLIGHTS
32 Local Artist - Henry Wood
18
Brandon Clague and Shelley Cathers Wedding Day
UCM Graduates Ceremony 2022 6 Bay Swim Challenge Your Doctor Will See You Now Paparazzi Tips to Save Money This Winter 56 52 72 90 20 The
34 12 MBCSG
Lunch 24 Winter Fashion 36 Trends in the World of Wealth 60 GEN ALPHA
Kate & Wayne Duggan’s Wedding Day
Downward Spiral
Annual Fashion

Community

Events

Tips to Save Money This Winter

12

This winter, many people are going to feel the pinch as the evenings get colder and the cost of living crisis worsens. That is why it is important to have a few tricks up your sleeve in order to save money.

MBCSG Annual Fashion Lunch 20

The Manx Breast Cancer Support Group, Chase Wealth Annual Fashion Lunch, at The Abbey Restaurant.

The Downward Spiral 34

Local author, Stuart Steen McFaull, discusses his debut novel, Yesterday’s Dirt - an IOM-based story of grief, love and hope.

Top Trends In The World of Wealth 60

Even ahead of the current economic crisis, we were seeing huge shifts in the wealth space. We explore the transfer of wealth and the relocation of Chinese money to the UK

The 6 Bay Swim Challenge 72

As we drove past Gansey Bay at 7:30am and saw the big rollers crashing on the beach, I knew today’s call was going to be a tough one! But he did it...

Gadget of The Month - iPhone 14 76

11C Snugborough Trading Estate Union Mills IM4 4LG T: Dan 07624 466229 | E: sales@vehicles.im

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06
A new iPhone is always going to attract attention. Synonymous with innovation, Apple’s flagship product is a leader in its field and each model brings new technological advances which make it a must-have for so many mobile users. 18 Culture 30 Fashion 36 Home 42 Business 52 Active 70 Motoring 88 Paparazzi 90
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Our Vehicles are updated regularly on our fb page and recommendations include: “The service I have received from Vehicles.im has been first class from start to finish” “If you need a new/second hand car/van then go to vehicles.im” “Outstanding customer service. Absolutely love my new car bought from vehicles.im no pushy salesman or gimmicks, wouldn’t hesitate to return for future purchases” facebook.com/vehicles.im
Wanting to treat yourself after lockdown? We have a wide range of cars and commercial vehicles and can source a particular vehicle on request.

24 November-26 November

25 November

26 November

Dial ‘M” For Murder

Made famous by Alfred Hitchcock’s worldrenowned film of 1950, the iconic Dial ‘M’ For Murder brought to you here by Parker & Snell Company, is an intense and darkly gripping thriller. This ultimate masterclass in suspense is guaranteed to entwine you with its spinechilling twists and turns! £18

Gaiety Theatre, Douglas 01624 600555 www.villagaiety.com

26 November

Christmas Market

This event is part of Port Erin’s Countdown to Christmas which takes place across the village with craft stalls, a ‘make a decoration’ stall for children, tombola and raffle. There will also be a café in the centre serving hot food and drinks all day. Free

Erin Arts Centre, Port Erin 01624 835858 www.erinartscentre.com

2 December

Four Seasons Explained

Acclaimed Slovakian violinists Vladimir Jablokov and his brother, Anton, return to the Isle of Man with a brand new show this festive season! Special guest star soprano Claudia Boyle. £25-£100

Gaiety Theatre, Douglas 01624 600555 www.villagaiety.com

Sasha

Metabolizm presents Sasha, a true pioneer of the electronic music scene. With support from P:Q & Nichols live (b2b) and Connor Hislop. Over 18 only. £50

Villa Marina, Douglas 01624 600555 www.villagaiety.com

26-27 November

The Really Big Manx Sing

The Isle of Man Choral Society is delighted to be hosting this event, open to all singers. Steven Roberts (who was an adjudicator at this year’s Guild) has been invited to lead what promises to be an inspirational day of learning and performing ‘Karl Jenkins’ The Armed Man: A Mass for Peace. £10

Trinity Methodist Church, Douglas IOMChoralSociety billcreer@hotmail.com

1-3 December

Laxey Village Christmas Market

The annual fabulous festive fayre is back at The Institute. Wonderful crafted Christmas cards, gifts and produce, a lovely cafe full with tempting meals and homemade cakes and of course a visit from the big man himself Santa. 10-4pm. Free

The Institue, The Tram St, & Christ Church, Laxey Laxey-Working-Mens-Institute

The Tractors Are Coming

The Isle of Man Young Farmers annual charity fund-raising tractor parade, featuring decorated tractors from most of the farms. On Thursday 1st, they will be on parade at the Douglas late-night shopping event. on Friday 2nd, a run around the south, and Saturday 3 December, it’s the big one – around the Island. Island-Wide iomyoungfarmers

3-10 December

4 December

It’s Panto time, oh yes it is! Peel Pantaloons

Christmas offering is a traditional story with not-so-traditional local twists. £9

Centenary Centre, Peel 01624 844443 peelpanto www.centenarycentre.com

Jouney Into Melody

This year’s Isle of Man Symphony Orchestra Gala Concert is called Journey into Melody, and will showcase music from the golden age of British Light Music, including pieces by Eric Coates, Edward Elgar and our own adopted Manx composer, Haydn Wood. £5-£16

Villa Marina, Douglas 01624 600555 www.villagaiety.com

If you would like events added to the What’s On section, email events@gallery.co.im LIFE & STYLE IN THE ISLE OF MAN 6 WHAT’S ON
Snow White & The Seven Dwarfs

8 December

9 December

15 December

What’s Love Got To Do With It?

What’s Love Got To Do With It? is the joyous new show celebrating the music of the incredible Tina Turner, the ultimate tribute concert paying homage to one of the most iconic and much loved musical artists of the 20th Century. £26

Villa Marina, Douglas 01624 600555 www.villagaiety.com

17-31 December

The Wizard of Oz

Follow Dorothy (Leah Carter) and her adorable four-legged-friend Toto down the Yellow Brick Road to the Merry Old Land of Oz. This magical pantomime features great songs, dazzling dance routines, stunning scenery, beautiful costumes and amazing special effects £21-£95

Gaiety Theatre, Douglas 01624 600555 www.villagaiety.com

Manannan’s Winterfest No.5

Manannan’s Winterfest returns for another jam packed evening of music, drama and festive cheer. £16-£100

Gaiety Theatre, Douglas 01624 600555 www.villagaiety.com

10-26 December

Santa

Trains

Children (and adult) favourite Santa Trains returns this Christmas to add a bit of preholiday cheer and excitement. And on Boxing Day, the Mince Pie trains will be running as usual. £6- £9

Groudle Glen, Baldrine www.ggr.org.uk/buy-tickets

Retrospect

It’s party time again at the Villa Royal Hall, the return of Retrospect for an evening crammed with timeless Soul and Motown Classics from The Temptations, Jackie Wilson, Otis Reading, The Commitments, Aretha Franklin and many more. £19.50-£20.50

Villa Marina, Douglas 01624 600555 www.villagaiety.com

12 November

Christine Collister & Friends

Popular local musician Christine Colllister is back in Peel for another outing of her ‘CC & Friends’ gig featuring a few other musicians you’ll probably know and love. £15 Centenery Centre, Peel 01624 844443 peelcentenarycentre

LIFE & STYLE IN THE ISLE OF MAN 8 If you would like events added to the What’s On section, email events@gallery.co.im WHAT’S ON
DONATE BY POST can be sent PLEASE to: THE ROB VINE FUND The Hoggery, Nobles Park, Douglas, IM2 4BD The Rob Vine Fund [1985] Registered Charity No 954 [Isle of Man] 01624 628999 | mail@robvinefund.im DONATE ONLINE You can also use the PayPal Donate button at www.robvinefund.im Support safety for our island motorsport Please help the work we do by donating to the cause.
iQ Prospect Hill, Douglas. www.iQIOM.com 01624 620121 With learn@iQ we can help you get the most from your Apple tech. A proper introduction. iQ Prospect Hill, Douglas. www.iQIOM.com 01624 620121 MacBook Donʼt just dream it. Own it. At iQ we offer interest free finance over 24 months on all Mac. iQ Prospect Hill, Douglas. www.iQIOM.com 01624 620121 MacBook Donʼt just dream it. Own it. At iQ we offer interest free finance over 24 months on all Mac.

£1.5m

A review into government's handling of the Covid-19 pandemic will cost up to £1.5m. The report is due by December 2023

£11

The minimum wage on the Isle of Man could rise to an hourly rate of £11 under proposals by an independent committee reviewing the figure. The plan forms part of a move to align the statutory hourly rate with the voluntary Living Wage by 2025.

18Laws to ban the sale of vaping products and e-cigarettes to young people on the Isle of Man are being worked up. Their sale is currently legal to people on the island under the age of 18.

15 fewer boats have been authorised to fish for king scallops this year. A number of new measures have been implemented to protect the fishery's long-term future. There are also restrictions on the amount and type of fishing gear allowed to protect juvenile scallops.

An additional bank holiday, Monday May 8, 2023, will be held in the Isle of Man to mark the coronation of King Charles III.

The Public Services Commission (PSC) has agreed to implement a pay award for April 2022. The agreed 6% award will be applied to all grades of staff who are employed by the PSC.

The TT feature-length documentary film, ‘Tourist Trophy’, is available to watch on TT+ from 23 November. Filmed in an authentic, true-to-life portrayal of the 2022 TT Races, following several of the event’s leading competitors as they navigate the highs and lows of racing on the Mountain Course.

LIFE & STYLE IN THE ISLE OF MAN 10 NEW5
1N NUMB3R5
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15 6% 111 £
1Dental Clinic, 1 Granville Street, Douglas, Isle of Man IM1 2ES T: 623001 | E: info@1dentalclinic.com | : 1dentalclinicisleofman As you fill your diary for 2023, be sure to book your routine dental appointments. Due to popular demand 1Dental Clinic is opening up its books to new patients. To be sure of securing a place, please give us a call on 62 30 01. At 1Dental Clinic we have 3 lovely Dentists; Sarah, Miles and Nigel on hand to keep you smiling. Dental treatments available include: Tooth whitening, composite bonding, veneers and root canal therapy.

TOP 10

TIPS TO SAVE MONEY THIS WINTER

This winter, many people are going to feel the pinch as the evenings get colder and the cost of living crisis worsens. That is why it is important to have a few tricks up your sleeve in order to save money.

1. Turn it down

Turning down your water heater and central heating by just a couple of degrees will make a huge difference to your energy bills. It is estimated that turning the thermostat down by just one degree can save up to 10 per cent on a fuel bill. You probably won’t notice the difference in temperature around your home, but you will definitely notice the extra pennies in your pocket.

2. Position your furniture

If working from home; it may surprise you that choosing the right space in your house could save you money. Position your desk in a bright, south facing room, with natural light, which will mean you can keep your lamps and lights turned off and the room will be warmer. Further to this, move any away from draughty doors or windows and position furniture away from the radiator to allow the heat to enter the room.

3. Don’t be curtain twitchers

During sunny winter days, its advisable to have the curtains open, taking advantage of the sunlight. During the colder days, draw the curtains and tuck them behind the radiator. Having heavier curtains and blinds can help with heat retention and act as a barrier, preventing air from flowing from the window, which is a good way to keep the draught out and the heat inside the house.

4. Switch it off

When you’ve finished using an electrical appliance, remember to switch it off. It sounds simple, but leaving appliances on when you’re not using them can rack up the pennies. Using timers is an easy option to reduce your electricity usage on appliances like lamps and heaters. Not only this, but when the time comes, electrical items such as Christmas decorations will be a costly indulgence that can be easily be reduced by switching them off during the day or using a timer.

LIFE & STYLE IN THE ISLE OF MAN 12

10. Driving to success

We all know that rising fuel costs are a huge drain on finances. To minimise your outgoings, a carsharing scheme could reduce your fuel costs by more than £1,000 a year. Not only this, but walking instead of driving is a great way to reduce your petrol usage. Finally, looking after your own car, i.e. filling your own car with oil, washer liquid and cleaning it yourself, can save you a couple of quid!

9. Do it yourself

It is no secret that DIY can be cheaper. From small jobs like putting up shelves, to bigger projects like a loft conversion, it’s not only very rewarding to do it yourself, but also a great way to save money. Other ways you can DIY that don’t involve a toolbox include make do and mending clothes or furniture as well as using or repurposing what you already have. From clothes and shoes, to furniture, if you can avoid buying brand new, you can save money and feel a great sense of pride in you DIY.

8. Go old school

Make your own lunches and batch cook in advance. Hearty soups, warm stews and casseroles can be made in bulk, and saves you splashing out on meals. Avoid pre-packaged and processed foods, and instead opt for whole items such as vegetables and block cheese. Not only this, but buying generic supermarket brands are cheaper and often taste just as good.

7. Be frugal

There a several ways that you can be frugal when doing your weekly shop. Start by budgeting and look for loyalty cards, which offer great savings, as well vouchers and discount codes. Check the reduced food section for discounted products with the yellow stickers and shop around for the cheapest prices. Shop in sales when you can and remember: it’s never too early to start buying Christmas presents!

6. Make home improvements

Many home improvements required in the winter months can often be a costly expense, such as a new boiler, insulation or replacing draughty windows. However, that doesn’t need to be the case for you to notice a difference. There are many ways to insulate and improve your home without breaking the bank. Radiator reflectors on external walls are an easy and effective way to keep the heat inside, as well as window wrap kits on older or draughty windows. Draft excluders at the bottom of doors, rugs on the floor and portable heaters are affordable ways to warm up a room.

5. Put a jumper on

Putting on a jumper is the quickest and perhaps cheapest way to get warm this winter. Wearing thick socks and fluffy jumpers is not only fashionable but also effective in keeping you warm. Invest in thicker materials that will last not only this year, but also every year to follow.

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CRUSE BEREAVEMENT CARE ISLE OF MAN RECEIVES £16,516 DONATION FROM ZURICH LIGHTHOUSES CHALLENGE & Z ZURICH FOUNDATION

Hundreds of cyclists who took part in this year’s Zurich Lighthouses Challenge helped to raise over £16,000 for Cruse Bereavement Care Isle of Man.

The annual event, held on July 3rd, attracted cyclists from on and off-Island of all ages and abilities, with more than 350 tackling one of three different routes covering 26, 50 or 100 miles.

Funds were raised from the event and a prize draw to win an eBike (donated by Tevir Group). Those sources raised £8,258 which was then match-funded by the Z Zurich Foundation which is a charitable foundation funded by various members of the Zurich Insurance Group (the

parent company of Lighthouses Challenge sponsors, Zurich on the Isle of Man). That took the total donated to Cruse to £16,516.

The 2023 Zurich Lighthouses Challenge will be on Sunday July 2nd – entries are scheduled to open in January. For full details go to www.lighthouseschallenge.im.

Pictured - Left to right are Peter Young (Zurich Lighthouses Challenge Safety Officer); Amanda Cafearo; Ruth Adamson (Z Zurich Foundation Regional Engagement Manager for the EMEA region); Ollie Last; and James Gowans (Zurich employee who completed the 2022 Zurich Lighthouses Challenge 100 mile route and was an event volunteer).

NEW SECURITY FENCING FOR KWC ASTRO PITCH

Security fencing at King William’s College’s astro pitch has been upgraded thanks to a £30,954 community grant from Manx Lottery Trust. The boundary fencing was more than 20 years old and because of exposure to the coastal environment the metal had corroded, which created holes and sharp edges in the fence line.

The pitch provides important facilities for a variety of sports, including hockey, football, tennis, and circuit training, and is used by many sports clubs and community groups in addition to pupils at KWC.

‘The new fencing will secure the long-term future of the facilities, providing continued opportunities for sport and recreation, which in turn makes such an important contribution to the health and wellbeing of the school and the local community. Boundary fences contribute to visitors’ first impressions, and, in security terms, they are the first line of protection in deterring unauthorised individuals from trying to gain access to the astro pitch.

For information about Manx Lottery Trust and the community funding support available, visit www.mlt.org.im

Energy for every generation We used to be Manx Gas, now we’re a whole lot more. Our roots in the Isle of Man go back to 1836 and now we’re looking ahead with a focus on energy saving advice and energy efficient technology. isleofmanenergy.im We look forward to serving you soon. We are a family restaurant serving fresh & wholesome trendy Indian inspired dishes with an extensive drinks, craft beer & cocktails list. We use Manx products and supplies. You are very welcome at Aura. 4 Marathon Terrace, Queens Promenade, Douglas T: 01624 620999 M: 07624 466999 F: www.facebook.com/Aurabarbistro INDIAN, SEAFOOD, VEGETARIAN & VEGAN OPEN Tuesday to Saturday, 5 - 10PM Sunday, 5 - 9PM Monday, Closed Surface Treatment Specialist With over 20 Years’ experience, LEGG Surfacing Limited has been recognised as one of the most dependable Asphalt, Surface Treatment and Resin Contractors in the Isle of Man. We provide Existing and New clients with a wide range of services/products to suit all requirements. Whatever you have in mind, we will strive to find the most sustainable solutions possible which will achieve maximum results. Contact us to receive a FREE estimate and consultation today. Unit 9 The Paddocks Jurby Industrial Est Isle of Man www.leggsurfacing.co.uk 07624 326454 thomasholmes@leggsurfacing.co.uk www.facebook.com/leggsurfacing

THE IMPORTANCE OF GIVING BACK TO

THE LOCAL COMMUNITY

With a more than 190-year history in the Island, the Isle of Man Steam Packet Company has always been very aware of its responsibility to the communities it serves. This doesn’t stop at making sure the lifeline services operated throughout the year run to schedule, it extends to using the Company to help improve the quality of life on the Island and further afield.

This year, the Steam Packet Company extended travel support and assistance to a wide spectrum of the community, including local individuals, art and culture groups, sports clubs, local charities, fundraisers and more.

With 2023 on the horizon, we look back over the last 12 months at just a handful of the wonderful local initiatives supported by the Steam Packet Company.

Performing Arts and Culture

As in previous years, the Steam Packet Company was delighted to support events which celebrated the Island’s unique heritage and diverse arts and culture scene. In July it subsidised artists travelling to the Isle of Man to perform at Yn Chruinnaght’s ‘The Celtic Gathering’, a week-long festival which brings together musicians and dancers from across the Celtic nations.

The Company also supported the Manx Amateur Drama Federation (MADF), with their 2022 Easter Festival of Full Length Plays. Open to amateur drama, operatic, musical and play groups from across the Island and the UK, the Company covered the travel expenses of those groups travelling from the UK, ensuring audiences in the Isle of Man enjoyed a varied and exciting schedule of entertainment.

Throughout the year the travel assistance schemes have also helped numerous productions spring to life on the Gaiety Theatre stage, including family-favourite the ‘Ministry of Science Live’ - helping transport cast members, props, and sets.

Sport

The Steam Packet Company is a longtime supporter of the Island’s vibrant sporting community and has played an integral role in the Island’s world-class

motorsport events, ferrying thousands of race fans each year. Earlier this year, the Company partnered with Quayside Racing to support local rider and double Manx Grand Prix winner Nathan Harrison’s 2022 racing season. The Steam Packet Company transported the Quayside Racing team and equipment between the Isle of Man and the UK free of charge throughout Harrison’s action-packed 2022 campaign.

In 2022 the Company was thrilled to announce another record-breaking year for charity collections during the TT festival. Race fans showed more generosity than ever before to help hit a total of over £22,300 donated for the Rob Vine Fund.

Keen to enhance the development of sport in the Isle of Man, the Company has supported various local sporting communities across the Island, including rugby talents at Vagabonds RUFC – and will be acting as the main team’s travel sponsors for the new season. Intent on supporting the development of sport for women and in the younger community, the Company has committed support to the Ladies team, and junior teams.

Community Causes

Where it can, the Company is always willing to help charities, organisations, and individuals as they strive to make a difference and help others.

In

Global Support

The Steam Packet Company’s charitable endeavours also extend beyond Manx shores, and in response to the devastation in Ukraine on the outbreak of the war, the Company helped send essential supplies to the country and surrounding regions on behalf of local group Manx Support for Refugees.

What’s next?

Brian Thomson, Managing Director of the Isle of Man Steam Packet Company, commented: ‘The Isle of Man Steam Packet Company has been honoured to support so many different causes across the Isle of Man community every year. The Company has been a part of the Island’s community for over 190 years, and each year we strive to support our community’s passions, causes and fundraising efforts where we can. We actively encourage local communities to reach out to us if they have a project that is close to their heart and could benefit from our support.

‘It’s an exciting year ahead for the Isle of Man Steam Packet Company, with the imminent arrival of our new vessel, Manxman, in early 2023. I encourage residents, customers, and our friends to keep a close eye on her journey to Manx waters, as we’d like as many members of the community as possible to get involved in this significant piece of Manx history.’

Every year the Steam Packet Company, as part of its ongoing commitment to the Isle of Man, offers its support to a huge variety of initiatives, projects, and events, gifting free and discounted travel to worthy causes to empower our Island and to help it shine. Do you have an initiative which would benefit from travel support? The Steam Packet Company would like to hear from you – email social@steam-packet.com to make a request.

LIFE & STYLE IN THE ISLE OF MAN 16
August the Company helped a group of four local disabled children and volunteers from Riding for the Disabled Isle of Man attend a horse-riding centre in Wales.

Planning an event in 2023?

Every year the Isle of Man Steam Packet Company supports charities, not-for-profits, organisations, promoters and more for events that enrich our island life.

The Steam Packet Company’s travel assistance scheme is open to applications for 2023. If your event will benefit the wider economic, sporting or cultural life of the Isle of Man, drop us a line at social@steam-packet.com to find out more.

Supporting the Island’s community since 1830

Gallery presents the wedding of Mr

and Mrs

Clague

LIFE & STYLE IN THE ISLE OF MAN
Brandon Clague and Shelley Cathers tied the knot on the 13th of August 2022 at The Church of Jesus Christ of Latter Day Saints, followed by the reception at fun farm marquee. Photographer: Revi Del Rosario - revidelrosario.com
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YOU WOULD LIKE YOUR WEDDING FEATURED, PLEASE CONTACT US ON WEDDINGS@GALLERY.CO.IM
IF

MANX BREAST CANCER SUPPORT GROUP CHASE WEALTH ANNUAL FASHION LUNCH

LIFE & STYLE IN THE ISLE OF MAN 20 EVENTS

Manx Breast Cancer Support Group Chase Wealth Annual Fashion Lunch, at the Abbey Restaurant.

The Manx Breast Cancer Support Group were really pleased to hold their Annual Chase Wealth Fashion Lunch again this year on Sunday 4th September. Guests enjoyed a fabulous Sunday afternoon at the Abbey Restaurant in Ballasalla. Starting with Champagne and Canapés then moving onto lunch with wine and fizz on the table, while listening to singer Rebecca Forrest. This year we were really pleased to welcome

back Pam and her team with their fabulous Pop-up New and Pre-Loved designer Fashion Show. We had a designer and bag auction with Handbags donated by MuchBetter and Mytheresa. Massive thanks to our Sponsors Chase Wealth, also Sarah and the team at the Abbey Restaurant, Pam and all her models, RHS Jewellers, MuchBetter, compare Ron Berry and Rebecca Forrest. The event raised £18,000 which will be spent on our Island improving services for Breast Cancer patients.

IF YOU WOULD LIKE YOUR EVENT COVERED, PLEASE CONTACT US ON PAPARAZZI@GALLERY.CO.IM
Photography: Jonathan Burton Photography
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MANX BREAST CANCER SUPPORT GROUP CHASE WEALTH ANNUAL FASHION LUNCH

EVENTS
Photography: Jonathan Burton Photography
LIFE & STYLE IN THE ISLE OF MAN 22
EXCLUSIVE FESTIVE EVENTS on your Railway Email candida@manx.net www.a3-marquees.com www.iom-finishingtouches.com Contact Candy on 843336/ 844959 Christmas is just round the corner and you may need extra tables, linen, chairs and table settings for all your guests. We can deliver, collect and we even do the washing up Call for a quote. Looking forward to 2023? Call us if you would like to start planning your event. Checkout our facebook and Instagram for ideas Look on Facebook for details of our upcoming wedding fairs and exhibitors Delivery Island wide Balloon garlands and flower walls can be added as an extra Premium 4ft LED party numbers for hire Add some glitz and glam to your party venue! off with code:Gallery Bookable on our website 25% www.thelittleigloocompany.im Tel: 204005 FIND US ON FACEBOOK & INSTAGRAM /The Little Igloo Company - IOM /thelittleigloocompany_iom

CiapelliDuggan

A beautiful autumnal day saw Kate & Wayne tying the knot at Baie Mooar House, Ramsey on 5th September 2022.

Fran and Luca were married on the 18 June 2022 with the Ceremony and reception at Milntown Estates.

An intimate wedding ceremony took place with close family and friends. Special attention and care by Jen, host at Baie Mooar, was taken throughout to make every detail wedding-day perfect.

`Photographer: Lee Notman

`Photographer: Adele Priest www.adelepriestphotography.com

WEDDINGS LIFE & STYLE IN THE ISLE OF MAN
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FEATURED, PLEASE CONTACT US ON WEDDINGS@GALLERY.CO.IM
IF YOU WOULD LIKE
WEDDING

MANX BREAST CANCER SUPPORT GROUP ZEDRA BLACK TIE BALL

LIFE & STYLE IN THE ISLE OF MAN 26

Manx Breast Cancer Support Group, with ZEDRA, 10th Anniversary Black Tie Ball.

On Saturday 8th October the Manx Breast Cancer Support Group were really pleased to hold their ZEDRA 10th Anniversary Black Tie Ball. The group are also celebrating reaching their £5 million fund-raised milestone. This year’s entertainment for the evening was the UK premier party band the Zoots. Not forgetting

our host for the evening Matt Fletcher. The event, which was a total sell out, raised a fabulous £27,000 for the Charity.

Could we say a massive thank you to our sponsor ZEDRA , also Jackson’s, MHS Ltd, RHS Jewellers, and the great team at the Palace Hotel. Thanks to everyone who supported our event. All money raised stays on the Island.

YOU
IF
WOULD LIKE YOUR EVENT COVERED, PLEASE CONTACT US ON PAPARAZZI@GALLERY.CO.IM
Photography: Jonathan Burton Photography
WWW.GALLERY.CO.IM @GALLERYIOM 27

Ciapelli Kelly

Danielle & Mark Kelly were married on the 24 September 2022 at Braddan Church with a reception held at the Comis Hotel.

Fran and Luca were married on the 18 June 2022 with the Ceremony and reception at Milntown Estates.

`

Photographer:

Lee Notman
WEDDINGS LIFE & STYLE IN THE ISLE OF MAN
Photographer: Liam Gilman
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YOU
LIKE YOUR WEDDING FEATURED, PLEASE CONTACT US ON WEDDINGS@GALLERY.CO.IM
IF
WOULD

Now- 26 February 2023

Now-9 July 2023

Now-2

October 2023

David Fletcher ‘Paintings’

A retrospective of the work of this highly revered and much loved artist will be at the House of Manannan until February, with the opportunity to see works in private and public ownership and some available to purchase. Free

House of Manannan, Peel 01624 648090 www.manxnationalheritage.im

Now-30 December

Lost & Found Metal Detecting On Man

Metal detectorists have reported over 800 finds from the Island over the years. Some of these finds have hit the headlines This unique display Society will introduce you to some of these fascinating artefacts and the dedicated people who found them. Free

Manx Museum, Douglas 01624 648000 www.manxnationalheritage.im

Now-28 Janurary 2023

Museum 100

An exhibition celebrating the centenary of the Manx Museum, home to an extraordinary collection of artefacts and archives that help tell the story of the Isle of Man and its people. The exhibition will feature a kaleidoscope of treasures from our stored collections, many of which will be on public display for the first time. £Free (Book Tour online)

Manx Museum, Douglas www.manxnationalheritage.im

13 Janurary 2023

Come Up And See My Etchings

The launch of Charlotte Henry’s 2023 calendar, and an exhibition of the original calendar images, inspired by the stunning Manx countryside. The calendar will be on sale for £12 at Studio 42, the Manx Museums, local bookshop and Mostly Manx. Free Studio 42, Port Erin 01624 836116

CharlotteJaneHenry

Now 20 June 2023

Manx Invertebrates & Insectmania

The latest Hodgson Loom Gallery themed open exhibitions, this time of work featuring indigenous Manx insects, invertebrae, butterfly, arachnid, or creepy crawly, in any form, medium and size. In fact, this one even has a ‘miniatures’ section for work no larger than 15cm x 15cm. Free

Hodgon Loom Gallery, Glen Rd, Laxey 01624 861395

HodgsonLoomGallery

Now-30 November 2022

Dark Skies Nights With Buffet Dinner

The Isle of Man is proud to be one of the finest destinations in the British Isles to marvel at the stars. The Island’s low light pollution makes its skies some of the purest in the British Isles, allowing astronomers from amateur to expert to observe the planets and stars. £30

The Sound Cafe 01624 838123 www.manxnationalheritage.im

16 December

The Arts Society IOM Lecture Programme

The Arts Society IOM has an annual programme of lectures held on the second Tuesday of the month. Lectures are held live at Manx Museum in the Lecture Theatre starting 11.30am prompt - 12.30pm. £10 Manx Museum, 1 Kingswood Grove, Douglas 01624 881188

theartssociom www.theartssocietyiom.org

Enchanted Ellan

An exhibition of Manx Landscape paintings in oils from the Manx Artful Dodgers who sometimes like to pop up and ‘plein air’ sketch this beautiful island. Artists with work in Enchanted Ellan include Anna Clucas and Alexander Colby. Free

The Engine House, Castletown 01624 881188

EngineIOM www.eng.im

Lesh Shee As Graih

The annual event to support the homeless and those needing practical help with day-today living takes place as usual at St Ninian’s Church, with musicians and singers of all genres performing to help raise funds. The night will be filled with yuletide yodellings from the wonderful REVEILLETTES as well as Jeff Jepson, Truman Falls and special guests. Free

St Ninian’s Church, Douglas 01624 673357 www.stninians.im

LIFE & STYLE IN THE ISLE OF MAN 30 CULTURE If you would like events added to this section, email events@gallery.co.im
vulture

Application closing date: Friday 13th January 2023

Sport Awards: Friday 20th January 2023

Academic Scholarships, Music and Drama Awards: Saturday 21st January 2023

For further information please contact: +44 (0) 1624 820427 or scholarships@kwc.im

Please scan here to access our Scholarships & Awards Guide or to apply
KING WILLIAM’S COLLEGE LOWER FOURTH (YEAR 7) SCHOLARSHIPS AND AWARDS 2023
LIFE & STYLE IN THE ISLE OF MAN 32 CULTURE Henry Wood CARVING A REPUTATION: LOCAL ARTIST

Here’s a bit of nominative determinism for you – the newest artist on the Island’s wood carving and sculpture scene is… Henry Wood.

Henry returned to the Island Dec 2021 after teaching full-time in London and South East. Juggling teaching with a growing number of commissions for his work was simply not possible so he came home.

“Although traditionally artists have to be physically ‘in the room’ to gain recognition,” Henry says, “that’s just not the case anymore. Social media in many ways has a bad reputation, but for those artists who are prepared to engage with it, it can be rewarding, both mentally – sometimes it is ‘all about the likes’ - and financially. I didn’t have to be in London to sell my work in the United States, Japan, Europe: I realised I could do that just as well from the Isle of Man.”

Fast forward 18 months he’s back at University College IOM, teaching two days per week in the Art department alongside some of the people who taught him on the Art Foundation course in 2007, and with a studio in Peel where he’s able to work on his own commissions, run workshops and host drawing evenings with plans to open the studio up as a creative ‘hot desking’ space.

Following his foundation course, Henry studied illustration at Kingston School of Art in London and then went travelling in Sweden and Australia. During those years he moved on from illustration to more 3D work with found objects (you may have seen some of these in a pop-up exhibition at the Sayle Gallery in Douglas in 2014). “Then I bought myself some chisels and gouges and decided to teach myself wood carving,” says Henry. Eight years later his skills, imagination and artistry are becoming recognised by interior designers, collectors and fans worldwide.

Henry likes to work with green wood sourced locally – conveniently (more nominative determinism) his brother Joe Wood is a tree surgeon – and he is currently working on a major three piece commission for Kit Kemp and the Firmdale Hotel Group in New York based on the lives of explorers. The first uses a piece of Norwegian Spruce he found on Kirk Michael beach as the base for a sculpture inspired by the story

of Tété-Michael Kpomassie, a man from Ghana (then Togo) whose story is told in the book ‘An African in Greenland’ by Michael the Giant. It’s a fascinating tale: Michael survives a snake bite with treatment from the Cobra Priestess after which his parents want him to join her ‘snake cult’ – in response Michael decides to escape on foot, and boat, to Greenland. His journey took 8 years –and Henry’s sculpture portrays Michael on board a giant whale, which will eventually be on display in the drawing room of the new Firmdale Hotel in Tribeca, New York.

The other two explorers are Germanborn Maria Sibylla Merian a 17th century naturalist and scientific illustrator and Edith Durham - a British artist, anthropologist and writer who is known for her exploration of Albania in the early 20th century, where she is recognised as ‘national hero’. How Henry chooses to portray the stories of these incredible women in wood is yet to be seen – but the hotel opens in mid-March 2023 so that’s quite a deadline!

Other recent commissions and sales include an Amazonian Explorer, complete with a

gigantic pangolin, mirrors and an incense holder. You can see all of these and more on Henry’s Instagram @henrynevillewood. And if you’d like to have a go at wood carving yourself, why not try one of Henry’s Spoon Carving workshops – there’s one on November 19th, but keep an eye on www. facebook.com/Molluskstudios for more. And that’s also the place for news about the Drawing Nights – just turn up with your own project and kit between 7 and 9pm on Wednesdays. Henry and illustrator Ali Hodgson, who works from the studio and is the chief organiser of these events, say you’ll be very welcome, whatever your skill level.

If you’d like to commission work from Henry then he’s open to any suggestions but you might want to be quick – he told me he’s thinking about going back to college to study furniture design. I, for one, can’t wait to see what his future holds.

Mollusk Studios is at 10 Douglas Street, Peel and Henry’s website is www.henrynevillewood. com. Or you can reach him via social media www.facebook.com/Molluskstudios or Instagram @henrynevillewood.

WWW.GALLERY.CO.IM @GALLERYIOM 33 CULTURE
Words Suzy Holland Images: Henry Wood
“Although traditionally artists have to be physically ‘in the room’ to gain recognition, that’s just not the case anymore.”

The Downward Spiral

Local author, Stuart Steen McFaull, discusses his debut novel, Yesterday’s Dirt - an IOM-based story of grief, love and hope.

On the Isle of Man - an island of idyllic hills and tranquil waters, battles for the land and sea have long since been relegated to the past. Times change. But conflict and struggle still rage on, though far from the whirlwind of swinging axes and warships, these wars are mostly suppressed. They remain silent - condemned to the turmoil inside one’s own mind. It is within these confines that local author, Stuart Steen McFaull, is most interested.

In his powerful, emotionally raw, and darkly comic debut novel, Yesterday’s Dirt, McFaull - a copywriter at local media agency DotPerformance - brings us on a journey through the smothering realities of small island life, whilst living in the tumultuous wake of grief. From this point onward, there will be mentions of suicide.

A fictionalised version of McFaull’s own true-life experiences, Yesterday’s Dirt follows protagonist Dylan Blakeney in the months following the traumatic suicide of his mother, Jane . We join Dylan on a downward spiral of self-

destruction as his life falls apart.

As McFaull puts it, the novel speaks of ‘the intensity of love and grief’. But it is also about so much more. With mental health rightfully making its way to the forefront of our social consciousness, Yesterday’s Dirt is an important read.

‘Mum struggled with her mental health’, McFaull says. ‘I’m by no means an expert. But I have witnessed first-hand the devastating impact that failing mental health can have on a person. It can chew up a soul. My Mum was a warm, gentle and kind person. By the end, she was unfamiliar to any of us. She was gone, a shell of who she once was’.

McFaull also thought it important to feature the IOM prominently. Rather than a place of serenity and respite, the writer uses the setting to create a deep sense of foreboding oppressiveness.

‘I wanted the island to be its own character - this curious place of atmospheric isolation and beauty’, he says. ‘Mum was a proper Manxie. It felt

important, somehow’

Jane is a haunting presence throughout, appearing in the form of flashbacks, memories, and half-truths. While McFaull admits that the Dylan character has evolved into a more fictionalised, higher concept version

LIFE & STYLE IN THE ISLE OF MAN 34 CULTURE

of reality, Jane is anchored to reality. It took its toll on the writer.

‘At times, the impact it had on me was pretty big’, he admits. ‘There were certain chapters that were close to the bone. Despite not being a memoir, Yesterday’s Dirt is tangled up with truth. I was writing while I was grieving for the loss of my Mum and also, in a strange way, trying to bring her back to me. It was this odd mixture of despair and comfort. Hopefully, I’ve captured the spirit of her in the book’

There are many chapters that pack an emotional, guttural punch. Losing his own Mum to suicide, it is understandable why the lines between McFaull’s and Dylan’s grief became blurred. ‘Suicide turns you into a detective. There’s an obsessiveness to being the one left behind’, he explains.

‘A big aspect of Yesterday’s Dirt is cracking this big case, but the reality with Dylan - and myself - is you have to make peace with the fact you won’t

find a satisfactory answer. The case will always remain unsolved. You need to learn to live with that. I’m still trying’

This element of detective work is a long reaching arm that stretches throughout the novel. It conveys the obsession felt by the character of Dylan, in his unwillingness to let his mother’s death be for something without meaning.

Though the subject matter may seem like an untraversable swamp too difficult to wade through, McFaull has woven elements of dark comedy throughout.

This elevates the story and prevents it from slipping into complete, unyielding tragedy. While the story’s themes are heavily laced with melancholy, he is quick to inject a darkly humorous anecdote, or a wild side-quest.

The humour is weaved naturally throughout, without ever tonally jarring. Supporting characters bring mischief and chaotic devilment to the unfolding story which is, at its core, as much about hope as it is about loss.

The writer concurs.

‘All I wanted to do was to create something real. To make people laugh one minute, cry the next. Intense grief is an endurance test but one that we are all united in. To grieve is as inevitable as it is painful, but tomorrow can always be better. It’s what keeps us

marching on. Hope is what sustains us, I think’.

The book is certainly an emotional read. However, with its striking moments of enlightenment, infusion of humour, and defiantly hopeful response to dealing with trauma, Yesterday’s Dirt really is a journey worth embarking on.

Words: Jorja Gaskell

@journalsandjorja

Photography: Dave Bell

@dkphotographyiom

Cover artwork: @courtesy.work

@GALLERYIOM 35 CULTURE
W W W.GALLERY.CO.IM
‘I wanted the island to be its own character -this curious place of atmospheric isolation and beauty’
Yesterday’s Dirt is available via Amazon & Bridge Bookshop (@bridgebookshop_isleofman) now.

GALLERY FASHION

Photography & styLing By Danny Evans

Puffer Jacket by Stine Goya £370.00, Puffer vest by Stine Goya £210.00, Jogger by Stine Goya £130.00. Boots and googles stylists own.

FASHION 36 LIFE & STYLE IN THE ISLE OF MAN
LIFE & STYLE IN THE ISLE OF MAN 38 FASHION
Puffer jacket by Varley £234.00, sweatshirt by Varley £79.00, Joggers by Varley £86.00. Hood and boots stylists own.

Puffer coat by Marc Cain £619.00, jumper by Marc Cain £319.00, leggings by Bjorn Borg £50.00, boots stylists own.

Puffer coat by 2NDDAY £280.00, Puffer vest by Mads Norgaard £230.00, leggings by Bjorn Borg £50.00.
WWW.GALLERY.CO.IM @GALLERYIOM 41 FASHION
Jacket by Calvin Klein [mens] £201.00, Bra by Tommy Hilfiger £22.00, Leggings by Riess £89.00, woolly hat by Polo £68.00.

Luxury Apartment enjoying Stunning Sea Views

No.2 The Point is a luxury apartment for all seasons offering a front row seat with Mother Nature making way for expansive sea views over Douglas coastline towards the promenade, town centre and mountains beyond. With excellent entertaining space inside and out... throw open the patio doors bringing the outside in on summer days, whilst winter days can be spent storm-watching from the various vantage points allowing you to witness the exquisite drama of the lively sea from the comfort of this spectacular luxury apartment.

This fine property is offered for sale with no onward chain and is complemented by the highest of standards including quality fixtures and fittings such as the exquisite dining kitchen and luxury bathrooms. A great deal of attention has been given to, not only the bespoke features, but also the practicalities of luxury

living and this apartment is complemented by the lock up and leave lifestyle.

This apartment benefits from a designated garaged parking space (No.7) and there are five private resident/guest parking spaces outside of the property.

2 The Point, Douglas Head Road, Douglas 2 Bed 2 Bathroom 1 Lounge £499,000

To arrange a viewing contact Garforth Gray T: 01624 667788 www.garforthgray.im

LIFE & STYLE IN THE ISLE OF MAN 42

Sometimes a mortgage requires a little imagination

Properties come in all shapes and sizes... so, mortgages should too. All applications are subject to status and criteria YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR MORTGAGE
are
security
641 888 mortgages@santanderinternational.co.uk santanderinternational.co.uk
Our locally based team of mortgage specialists include underwriters and decision makers that are happy to think outside the box. So, if your mortgage requirements are a little ‘out of the ordinary’ let’s get together and discuss them. You can call one of our local mortgage specialists on 641 888 or visit our website for further information. #theislandmortgage
Santander International is the trading name of Santander Financial Services plc, Isle of Man Branch. Santander Financial Services plc is incorporated in England and Wales with number 2338548 and its registered office is 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Santander Financial Services plc’s Financial Services Register number is 146003. Santander Financial Services plc, Isle of Man Branch has its principal place of business at 19 - 21 Prospect Hill, Douglas, Isle of Man, IM1 1ET and is regulated by the Isle of Man Financial Services Authority. www.santanderinternational.co.uk All accounts opened with Santander Financial Services plc, Isle of Man Branch have situs in the Isle of Man and therefore eligible deposits are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010. Full details of the Scheme and banking groups covered are available at the Isle of Man regulator’s website, www.iomfsa.im/consumers, or on request. Santander and the flame logo are registered trademarks. Calls to Santander International
recorded and may be monitored for
and training purposes.

Listening to what you need on every step of the housing ladder

Buying a home is one of the biggest commitments many of us will make and in these uncertain times, the housing ladder may seem even harder to climb. Rises in interest rates and a decrease in the value of the pound have caused disruption to markets. Add in worries about the cost of living and even the most careful plans may need a few tweaks.

Santander International continues to support our customers – both new and existing – in the Isle of Man, by offering a full suite of fixed-rate mortgages. We haven’t withdrawn any products and in response to demand have launched a new 10-year fixed product.

James Geldart, Managing Director – Isle of Man Branch, Santander International, explains: “We give customers the opportunity to talk to experienced mortgage professionals face-to-face so we can help you through some of the most important financial decisions of your lives. Listening to customers allows us to truly understand your circumstances and objectives so we can offer tailored solutions, whatever step of the housing ladder you are on.”

Understanding personal circumstances

Everyone’s situation is different, however, when it comes to getting a mortgage, we all want to work with a lender who understands our needs.

James said: “Many lenders are guided by rigid policy rules. However, we look at every case on its own merits and decide if someone is an acceptable risk for the bank, when considering their overall financial situation. This certainly doesn’t mean we are taking on ‘riskier’ clients, it just means we are looking at the whole picture of a customer and their financial situation and can make more intelligent risk decisions.”

For customers hoping to secure mortgages it all depends on the customer’s individual circumstances and loan to value (LTV), but typically some customers could expect to pay 50% more than they would have at the start of the year.

Helping first time buyers

This flexible approach helps customers at both ends of the property spectrum, including first-time buyers and those who need a higher loan to value. In some cases, parents may join their children as joint applicants on a mortgage to improve their child’s borrowing capacity, or a prospective buyer with relevant skills and experience may be able to commit to home improvements to improve their equity.

In this increasing interest rate environment, borrowers may become nervous about their existing commitments and new buyers could be reluctant to take on increased debt. If you have had your mortgage application approved by Santander International, it will be valid for three months.

James said: “During periods of market uncertainty and turbulence, new and existing clients need guidance and reassurance. Our conservative approach to lending means that our clients are not committed beyond their means, and we always measure affordability assuming interest rates rise substantially. Furthermore, most of our clients choose fixed rates to hedge the short-term risk. However, if your circumstances have changed and are beyond your control, or if you are worried about repayments, please get in touch.”

Information correct as at 14 October 2022

All applications are subject to status and criteria YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR MORTGAGE

Man Branch

Santander International is the trading name of Santander Financial Services plc, Isle of Man Branch. Santander Financial Services plc is incorporated in England and Wales with number 2338548 and its registered office is 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Santander Financial Services plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Santander Financial Services plc’s Financial Services Register number is 146003. Santander Financial Services plc, Isle of Man Branch has its principal place of business at 19 - 21 Prospect Hill, Douglas, Isle of Man, IM1 1ET and is regulated by the Isle of Man Financial Services Authority. www.santanderinternational.co.uk All accounts opened with Santander Financial Services plc, Isle of Man Branch have situs in the Isle of Man and therefore eligible deposits are covered by the Isle of Man Depositors’ Compensation Scheme as set out in the Isle of Man Depositors’ Compensation Scheme Regulations 2010. Full details of the Scheme and banking groups covered are available at the Isle of Man regulator’s website, www.iomfsa.im/consumers, or on request. Santander and the flame logo are registered trademarks. Calls to Santander International are recorded and may be monitored for security and training purposes.

“ Many lenders are guided by rigid policy rules. However, we look at every case on its own merits… ”
James Geldart, Managing Director, Santander International Isle of

COASTAL RESIDENCE WITH LARGE GARDEN AND SEA VIEWS

This fine detached historic home retains many original features coupled with modern fixtures and fittings. The property has been exceptionally well maintained by the current owners and benefits from an envious coastal position with uninterrupted sea views towards Ramsey pier.

On the ground floor there is a feature welcoming reception hall, living room, dining room, sunroom and kitchen providing access to the integral garage. To the first floor are two double bedroom one of which benefits from a dressing plus there is a family bathroom. On the second floor are two further double bedrooms and an additional family bathroom.

Externally at the front is garage with utility area and cloakroom (WC) and to the rear is a lawned and tiered garden benefiting from shared beach access over the neighbouring property (on a peppercorn rent basis in the sum of £1.00 per annum). At the lower part of the garden is a very private patio area perfect for alfresco dining to take full advantage of the unrivalled views and sounds of rolling waves.

6A, Ballure Road, Ramsey 4 Bedroom 2 Bathroom 2 Lounge

£509,950 To arrange a viewing contact

Garforth Gray T: 01624 667788 www.garforthgray.im

LIFE & STYLE IN THE ISLE OF MAN 46
lifestylefurnitureplus.com

COUNTRY MANOR HOUSE

Ballagarraghyn Manor is a beautiful country manor house, that has been thoughtfully designed retaining many of its original character whilst providing modern family living. Stretching to over 7,000 sqft this home has generous family accommodation and provides a variety of entertaining areas with cinema and games room. The house has retained a number of its original rooms that showcase the quality of finish you would expect to find with hardwood finishes, vaulted ceilings complemented by its modern equivalent with custom fitted cherry cabinetry in the study, and art deco inspired panelled cinema.

There are 2 spacious bedroom suites with dressing rooms and luxury ensuite bathrooms, in addition there are 3 further double bedrooms all with their own luxury bath/shower rooms. There is potential to convert the gym wing into a separate annex ideal for live in staff or elderly family members spread over one level.

Outside - A flat lawned front garden with some exquisite mature trees, leading round to a landscaped rear garden with raised lawns, sun terrace dining area and decorative KOI pond. The rear garden provides a wonderful link from all principle reception rooms, games room & bar. A perfect extension for entertaining of the house. To the right of the property there is over an acre of paddock grazing lined with mature trees. To the left is a detached garage and workshop providing generous parking for 3 vehicles.

Main Road, St.Johns, Isle of Man

5 Bedroom 5 Bathroom

5 Lounges

£2,800,000

To arrange a viewing contact

Grays Estate Agents

T: 01624 678876 www.graysestateagents.com/

LIFE & STYLE IN THE ISLE OF MAN 48
Isle of Man Business Park, Douglas T: 01624 639 811 E: sales.douglas@plumb-master.im Flexible, Competitive & Locally Owned Unit 1, Riverside Industrial Estate, Ramsey T: 01624 819 361 E: sales.ramsey@plumb-master.im TURNING YOUR INTO REALITY DREAM BATHROOM ISLE OF MAN BUSINESS PARK, DOUGLAS T: 01624 639815 douglas.showroom@bathline-bathrooms.im

Energy Saving Tips

Insulate your home (potential saving: £590 per year)

In an uninsulated home a quarter of heat is lost through the roof. Insulating your loft, attic or flat roof is an effective way to reduce heat loss and reduce your heating bills. Poor insulation can mean you’re paying to heat the outside rather than the inside of your home.

Get your boiler serviced and de-sludge your radiators

In the same way you get your car serviced, to keep it running smoothly, having your boiler serviced annually helps to keep it working efficiently. Always check that anyone doing the job is properly qualified: use one of our trusted, experienced engineers from Isle of Man Energy, or someone who is listed on the Gas Safe Register. Investing in a power flush can increase the efficiency of your central heating system by up to 40%.

Insulate your water tank and pipes (potential saving: £70 per year)

Lagging water tanks and pipes reduces the amount of heat loss, so you spend less money heating water up – and the water also stays hotter for longer. If you already have a jacket fitted around your tank, check the thickness. Pipe insulation consists of a foam tube that covers the exposed pipes between your hot water cylinder and boiler, reducing the amount of heat loss and, therefore, keeps your water hotter for longer.

Upgrade your boiler (potential saving: £970 per year)

Although it’s an investment, if your boiler is over ten years old it’s worth making the switch and upgrading to a super-efficient modern model, which will bring potential savings. All of Isle of Man Energy’s boilers – from Alpha and Vaillant –are A-rated, meaning their efficiency brings lower running costs. Combine the boiler with Smart Home controls and you could save even more.

Use smart tech (potential saving: £300 per year)

Using Smart Home technology from Hive and Tado, both available at Isle of Man Energy, means you can set your heating to turn on and off at the times you choose via an app. You can control your smart thermostat and smart radiator valves from your phone – maybe turning the heating on just before you head home after work, and choosing to heat only the parts of your home you are using at the time.

Here are some tips from the team at Isle of Man Energy about how to save energy: some are cost-free, others require some investment, but all could save you money on your energy bills…

Install radiator reflector panels (potential saving: £20 per year)

Fixed behind your radiators, reflector panels reflect heat from the radiator back into the room instead of letting the heat out through an external wall; they produce the most benefit when installed on uninsulated solid walls.

Make sure your home is draught proof (potential saving: £25 per year)

Draught-proofing is one of the cheapest and most effective ways to save energy and money in your home. Block up unwanted gaps that let cold air in and warm air out; especially from letterboxes, windows, chimneys and doors, and even gaps in the skirting or floorboards.

Rearrange your furniture

The positioning of your furniture can make a surprising difference to how warm your home feels. Place your bed to be as close to the room’s radiator as possible, without obstructing it, which allows enough space for the radiator’s heat to circulate so that the entire bedroom is warm at night.

Bleed your radiators

If the radiators in your home aren't heating up properly or are cold at the top and warm at the bottom, they could need bleeding. This is a straightforward DIY job that releases any trapped air in the system and makes your heating system work more efficiently and will allow hot water to circulate through your heating system once again. If you can hear radiators gurgling or pipes banging, it’s usually a tell-tale sign that it’s a job that needs doing.

Turn down your heating thermostat by one degree (potential saving: £60 per year)

Your thermostat will turn off your heating system when the set temperature is achieved in your home. Turning it down by just one degree will have a big impact on your heating bill and you probably won’t even notice the difference in temperature.

Take a minute off your shower (potential saving: £95 per year)

Shortening the time that you spend in the shower will reduce the volume of water that goes down the drain, as well as saving you money on the energy used to heat the water. Keeping your shower time to just 4 minutes would certainly save you money

LIFE & STYLE IN THE ISLE OF MAN 50
Isle of Man Business Park, Barley Field Road, Douglas, Isle of Man, IM2 2QY T: 01624 624466 or E: douglassales@haldane-fisher.im THE NEW GENERATION OF AGA COOKERS GREATER FLEXIBILITY FOR 21ST CENTURY LIVING haldane-fisher.im view rangethe storein
LIFE & STYLE IN THE ISLE OF MAN 52 AGENDA

will see you now YourDoctor

The Island’s first private GP clinic is open to new patients

It’s no secret that what we like to describe as ‘our’ NHS is under considerable pressure. Covid of course, but this is much longer standing than that. From a patients’ view this is the lack of doctors, lack of nurses, fewer appointments, less face-to-face contact. But from a GP’s view, the stresses in the system are exactly the same – plus an increase in admin which they didn’t sign up for as idealistic young medical students.

All of these are behind the Island’s first private GP practice – Mannin Doctors in Tower House, Douglas - set up as an affordable alternative to the NHS’s primary care service by Dr Karen Wilson and Dr Lukas Burri.

Karen’s medical training is steeped in the NHS and what she saw, originally, as its core values of patient-centred medicine, free to everyone at the point of care. She moved to the Island in 1989 as a student doctor, and apart from stints practicing abroad has been here ever since. Lukas trained and practiced in Switzerland in a very different culture – a service financed primarily by compulsory health insurance but supplemented by welfare support to those unable to pay. He moved to the Island in 2019, worked as a locum GP and soon found a kindred spirit in Karen – they both wanted to remove barriers to healthcare and put the patient first, front and centre of their own health care.

All well and good, but I wanted to know how a private GP clinic will work so asked Karen and Lukas what Mannin Doctors can offer that a ‘normal’ GP practice can’t.

“Time,” said Karen, “which really means time to listen. Over my years in the NHS I found my patients were being increasingly hurried. All GPs are taught that if a patient comes in with a list of problems, it’s rarely item one they’re most concerned about. But lack of time means those patients aren’t even allowed to bring a list to a regular appointment – one appointment, one problem. No wonder they often go away feeling unhappy!”

“This approach often means a quick solution which often means a prescription,” continued Lukas. “I’m not saying that medication is always a bad thing, but as private GPs we have time to listen more, as Karen says, and we might hear something which can be treated without pills and

potions. I firmly believe that helping people stay healthy is often better than treating one specific symptom.”

Karen and Lukas don’t pretend to have all the answers, and certainly don’t think all ills can be solved with fresh air and exercise. Which comes to the tricky question of cost. Mannin Doctors’ initial consultation fees start at £80 for 20 minutes and rise to £240 for an hour, with a full medical costing £475 and specific services costed individually. These costs might be covered by your health insurance, but you’d need to pay first and claim back later.

Many of Karen and Lukas’s patients come to them because they are worried about certain aspects of their health, and particularly if they feel ignored or dismissed by the NHS. “Again it comes down to listening, and hearing,” says Karen. “We know that there are great NHS GPs on the Island – and by the way, we don’t offer second opinions –but the 21st century NHS is, sadly, clunky and it can take an inordinate length of time to get through the system.” Cancer, suspected cancer or even something the patient thinks might be cancer, is an obvious case in point.

“At Mannin Doctors we can see a patient quickly and either reassure them that their ‘fatty lump’ isn’t a malignant tumour, or if we think it warrants specialist diagnosis and treatment, we have an agreement with Manx Care which

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“I’m not saying that medication is always a bad thing, but as private GPs we have time to listen more, and we might hear something which can be treated without pills and potions. I firmly believe that helping people stay healthy is often better than treating one specific symptom.”

enables us to refer suspected cancers straight through to their ‘two week wait’ for specialist care. And,” she points out, “even the ‘worried well’ are ill – they are worried and anxious and that in itself can manifest itself in physical symptoms. If one appointment with us can mitigate that anxiety, we think it’s money well spent.”

Mannin Doctors see themselves as problem solvers and, as someone brought up in a private healthcare system, Lukas says that he likes to think the service he and Karen offer has the opportunity to be more proactive than much of the NHS, encouraging people to take more responsibility for their own health. “We have the luxury to listen more, provide more and that tends to result in us prescribing less,” he says and when I ask whether or not he thinks patients take their advice more seriously because they pay for it, he says that in his experience if you pay for a service you tend to value it more, and likens it to paying for gym membership – “if you’ve paid for a class you’re more likely to turn up.”

Karen and Lukas are very focused on well-being – not just that of their patients but also their own. “I know that the current NHS is failing its staff,” Karen says, “and this is at least in part the reason why staff are leaving in droves, taking early retirement and falling ill. I didn’t want any of that for me – I’m 30 years into my medical career and I’m not ready to stop. Lukas and I are on the same page, we

want people to live healthy, happy lives and the more we can do to promote that and support them, the better.”

To that end, Mannin Doctors has links with a number of Island charities, businesses and other services to provide a well-rounded package of physical and mental wellness. Current support packages include a menopause clinic, a fledgling service and referral system for ‘whole family’ support for children’s mental health programmes, and –coming soon – a membership scheme, minor surgery, a menopause support group ‘Wise Women’ and ante-natal support.

As men are notoriously less likely to go to the doctor than women, I wondered aloud whether they’d be more likely to go to a private GP? Karen said that she though it was more that they’d be prepared to pay to be listened to more, and for longer, in a private consultation. “Our simple well-man check is led by a life-style review which

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“Lukas and I are on the same page, we want people to live healthy, happy lives and the more we can do to promote that and support them, the better.”
Dr Karen Wilson

for many men is more positive and reassuring than just a few blood tests, although we obviously offer those too.”

And, there’s one exciting new service available from Mannin Doctors - some genetic screening for some cancers. “Should a woman take HRT if there’s breast cancer in her family?” says Karen. “This is a question all women are asked before it’s prescribed, but how much better to be able to do a blood test which accurately predicts the likelihood of HRT exacerbating

that risk? And, because we also have the time to listen, we are able to discuss alternatives and offer support.”

So is a private GP service the future for the Isle of Man? There’s little doubt that the ‘free at point of delivery’ ethos of Bevan’s NHS is outdated and rumours of radical changes have become louder in recent years. The pay-as-you-go services offered by Mannin Doctors might well become the norm and although this two-GP private clinic is the first, I suspect it could become bigger and bigger.

www.mannindoctors.co.uk

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And, there’s one exciting new service available from Mannin Doctorssome genetic screening for some cancers.
www.facebook.com/mannindoctors
Dr Lukas Burri UCM Graduates’ 2022 group photograph. Photo supplied by Steve Babb Photography.

Graduates’ Ceremony 2022

University College Isle of Man (UCM) held its annual Graduates’ Ceremony at the Villa Marina to congratulate students who have completed a degree, degree-level or postgraduate qualification.

Over 100 UCM students attended the evening, and Manx graduates who had studied at UK Universities but couldn’t attend their own ceremonies.

The Lieutenant Governor Sir John Lorimer opened the ceremony, speaking of his pride for the new graduates and how their dedication to learning is strengthening the future of the Island.

The evening saw family and friends proudly cheering their loved ones across the stage and The Liam Arrowsmith Higher

Student of the Year award presented to BA (Hons) History & Heritage student Sarah Kerruish.

To close, UCM Principal, Jesamine Kelly, expressed how testing the last two years have been, and that through perseverance and hard work, each graduate should be incredibly proud of themselves.

More than 100 students at UCM’s Graduates’ Ceremony 2022.

Photo supplied by Steve Photography.Babb

UCM 2021 Honorary Fellow Dr Peter Litman (Left) and 2022 Honorary Fellow Professor Ken Mills (Right).

Photo supplied by Morrison Photos.

Education The platform party standing for the Manx National Anthem (L to R: John Struthers, Lynne Murphy, Joanne Richardson, Professor Ken Mills, Dr Peter Litman, Teresa Cope, the Lieutenant Governor Sir John Lorimer, Jesamine Kelly, Lesley Wong, Professor Kurt Allman, Geoff Moorcroft and Gail Corrin). Photo supplied by Steve Babb Photography. UCM’s academic staff lead a guard of honour for the graduates. Photo supplied by Steve Babb Photography. Professor Ken Mills accepting his Honorary Fellowship. Photo supplied by Steve Babb Photography. Kurt Allman Executive Dean of the University of Chester Business School and UCM Student of the Year Sarah Kerruish. Photo supplied by Morrison Photos. UCM Academic staff waiting to enter the Royal Hall. Photo supplied by Morrison Photos. Lieutenant Governor Sir John Lorimer officially opened this year’s UCM Graduates’ Ceremony. Photo supplied by Steve Babb Photography. Teresa Cope (Left) and Claire Moran BSN (Hons) Adult Nursing. Photo supplied by Morrison Photos. Professor Kurt Allman Executive Dean of the University of Chester Business School presenting PGCE in Education Leadership award to UCM Lecturer Adam Melvin. Photo supplied by Steve Babb Photography. Lee Mackey, BA (Hons) Business Management. Photo supplied by Steve Babb Photography. Teresa Cope (Left) and Bernadette Devlin. Photo supplied by Morrison Photos. Nelsy Temporaza BSN (Hons) Mental Health Nursing. Photo supplied by Steve Babb Photography. Zak Keig UCM Music Lecturer. Nyah Harris BSN (Hons) Adult Nursing. Photo supplied by Steve Babb Photography. Julie Maddrell MSc Professional Practice. Photo supplied by Steve Babb Photography. Daniel Done, BSc (Hons) Cybersecurity. Photo supplied by Steve Babb Photography.
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Top trends IN THE WORLD OF WEALTH

Even ahead of the current economic crisis, we were seeing huge shifts in the wealth space. Here, we explore the transfer of wealth, the relocation of Chinese money to the UK, as well as the fact that more and more high net worth individuals want to use their finances to make a difference to the world.

The state of affairs today

First, let’s take a brief look at the broad economic picture as it stands.

To say that markets around the world are in turmoil might be somewhat of an understatement, and the reasons behind this are as vast as they are troubling. Globally, we are still reeling from Covid, as well as the protracted war in Ukraine and the ever-spiralling rate of inflation.

In the UK, Britain’s shortest-serving Prime Minister, Liz Truss ‘mini-budget’ plunged the country into a state of sheer panic, with the pound hitting an all-time low against the dollar. At the time of writing, 40% of mortgage products have been pulled by banks and building societies, and some people have reported that their initial mortgage offers of 4.5% could rise to 10.4% as a result of the mayhem that is currently unfolding. House prices are said to be flatlining, and a stronger slowdown is expected to take hold in the coming months. Jeremy Hunt, the new chancellor, is set to unveil his first Autumn Statement, he prepares to make “difficult decisions” on tax and spending to repair the country’s £50bn fiscal black hole.

WEALTH

Eastern wealth heads west

As sanctioned Russian oligarchs vacate London, Chinese high net worth individuals (HNWIs) are stepping in to fill the gap. In fact, such is the scale of their investment in high-end property in London, the city has now been dubbed Beijing-on-Thames.

Research conducted by the private wealth law firm Boodle Hatfield last year found that mainland China and Hong Kong provided the two biggest cohorts of non-domiciled HNWIs relocating to the UK in the last 12 months. Recent reports have also suggested that Chinese investments in the UK now have an accumulated value of £135 billion.

Why is this the case? It’s thought that Chinese HNWIs are drawn to the UK for its high-quality private schools and universities on offer for their children, as well as its investment opportunities. And despite Brexit, Chinese investors continue to view the UK as one of the most secure jurisdictions in which to hold assets. Boodle Hatfield also says that the existing international makeup of London acts as a magnet to other mobile HNWIs. Additionally, London has built itself a reputation as Europe’s leading tech and innovation hub, providing numerous start-up opportunities that HNWIs can invest in.

The next gen and their attitudes

We know that millennials and gen Z have significantly different expectations, aspirations, and priorities to those of their forbears.

The next gen are more global, more tech focussed, and they place greater emphasis on wellbeing – their own, that of their families and that of the environment. They are socially conscious, less risk averse than their parents and grandparents and are increasingly looking to place purpose alongside returns in their list of priorities. Their interests, meanwhile, are diverse, and include cryptocurrency, AI, and digitalisation.

They are also engaged – a notion that can be particularly applied to entrepreneurial clients (globally, it’s thoughts that 129,557 UHNWIs are self-made and under the age of 40) .

Knight Frank’s Wealth Report Attitudes Survey uncovered that 70% of UHNWIs under the age of 40 had different views to their parents when it comes to property. Whether it’s being considered as a home or as an investment, the economic case, for them, must stack up. They are global buyers who want to hold assets across a range of geographies, and they put emphasis on service provision, open space, amenities and room for entertaining. They are also willing to refurbish and reimagine space.

Notably, this generation are getting wealthier – this is demonstrated by the fact that in London’s super-prime (£10 million plus) market, there has been a fundamental shift towards younger buyers.

GEN ALPHA Ethical FUND

A general desire to do good

The impending great wealth transfer

It’s believed that in the next 20-30 years, a record £5.5 trillion will transfer between generations – either as inheritance or gifts. At present, in the UK, more than 80% of household wealth is held by the over-45s, but this is set to change as an unprecedented amount is passed on from baby boomers to millennials. In fact, it’s estimated that 300,000 younger Brits will acquire £327 billion in the next decade alone.

This, however, isn’t the only shift taking place. With a third of the world’s wealth now under their control, women have become a very sizable economic force. They are increasing their wealth faster than ever before – adding $5 trillion to the pool globally every year – and outpacing the growth of the overall wealth market.

It’s not just the next gen who are increasingly concerned by the general welfare of the world and those living in it. Increasingly, post-pandemic, we’re all more acutely aware of the need to support those around us than before. Covid, for all of the havoc that it wreaked, changed our perceptions and shone a light on the strengths that can be found in a society that looks out for each other. This means that today, HNWIs tend to be less motivated by huge returns and reward, and more by improving the lives of others and addressing wealth inequality, which is now a more routine part of public discourse then it ever has been.

As a result of all of these factors, those with funds are often looking for ways that they can make a difference –with philanthropy, impact and angel investing all acting as vehicles for achieving much-needed change.

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THE ART OF INVESTING IN COLLECTIBLES

In these volatile times, it’s understandable that investors are wary of putting their money into traditional stocks, bonds and funds. So, what are the latest luxury trends for those looking to purchase highly sought-after goods that might also, over time, appreciate in value instead?

We’re all familiar with the ‘putting all your eggs in one basket’ adage, one that can be neatly tied to investing and the importance of a well-diversified portfolio. Today, however, given the current state of affairs, many people are adding to the equation with a less traditional approach to growing their wealth – one that involves spending their money on tangible and highly desirable goods such as accessories, whisky and even NFTs. These items will not only bring the buyers joy in the short term, they could also prove to be profitable as and when they are sold in the future. Here, we explore what savvy investors are buying, and why.

When it comes to recent sales, a 1995 McLaren F1 in a ‘time capsule’ state with just 390km on the clock sold for staggering $20.5 million with Gooding & Company’s Monterey auction – the highest price fetched by a car at auction in 2021. A 1955 Mercedes-Benz 300 SLR Uhlenhaut

And according to Knight Frank’s most recent wealth report, early supercars or motorsport homologation road versions – such as the Mercedes-Benz 190 Evo II, Lamborghini Countach, Bugatti EB 110, Porsche 959, Ferrari 288 GTO and BMW E30 M3 – are the cars that the experts predicts will fare particularly well in the future.

Handbags and gladrags

In 2021 alone, Hermès bags increased 17% in value. And in February of this year, The Telegraph stated that the price of a Chanel 2.55 handbag has soared a remarkable 50% since 2019 – from just under £3,104 to £4,583. That’s more than houses in the Cotswolds, which rose by 23% during the same period.

This boom looks to by no means be a flash in the pan trend, either. If we look back over the last decade, some brands have experienced a valuation spike of an average of 83%. By way of a comparison, first-edition books have increased by 42% and watches by 72%. Meanwhile, a 2022 study from the Business of Fashion said that 40% of US consumers had bought or were planning to buy a luxury handbag. This will help bolster the category from a global market of $72 billion this year to a predicted $100 billion in 2026.

LIFE & STYLE IN THE ISLE OF MAN 64
Kanye West's Grammy-worn Nike Air Yeezy 1 prototype sold for $1.8 million; the most valuable sneakers ever. BMW E30 M3: Future investment star?
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Words: Rebecca Evans

In terms of investments that could prove to be lucrative, as well as the aforementioned Hermès and Chanel, Balenciaga, Dior and Louis Vuitton remain the most highly sought-after handbag brands.

The past five years has also seen an explosion in the rare shoes market, which is said to already be worth $10 billion and is predicted to climb to nearly $30 billion by 2030. A pair of trainers that Kanye West wore to the Grammys in 2008 fetched an incredible $1.8 million in April last year. And in September, it was announced that the auction house Christie’s is launching a new department to capitalise on the burgeoning market for collectible sneakers, streetwear and sports history.

A fine vine

Wine was one of the top-billing alternative investments in 2021. In July last year, a rare bottle of 1951 Penfolds Grange sold at auction for a record-breaking $122,001 – making it the most expensive bottle of Australian wine to ever sell under the hammer. The broader market, meanwhile, rose by around 1% per month on average, with Champagne and Burgundy doing exceptionally well – increasing 31% and 25% respectively.

The art of tomorrow

If you’ve yet to truly get your head around the Metaverse and nonfungible tokens (NFTs), now might be the time. Not only are they continuing to make headlines globally, but they are upending the art world and becoming a multibillion-dollar industry at the same time.

NFTs started as a way to legitimise digital art and allow people to buy and sell ownership of unique digital items and keep track of who owns them. Technically, they can contain anything digital – from drawings and animated GIFs to songs or even items in video games; they can either be one-of-a-kind, or one copy of many, but the blockchain technology keeps track of who possesses the file.

This is a new market that is showing no signs of abating. In fact, it’s thought that the world’s main auction houses sold an estimated $235 million of crypto art in the form of NFTs last year alone, while more than $25 billion of NFT artworks were sold in total via online platforms. That being said, given its extremely early state, both caution and expertise is recommended when dipping a toe in the NFTs water.

It’s crucial to remember that that wine, unlike most other alternative asset classes, is not subject to tax. So long as you buy the wines in bond – meaning it is stored in a bonded warehouse approved by HM Customs & Excise –you don’t have to pay duty or VAT. And it isn’t currently subject to capital gains tax (CGT), either.

It’s crucial to remember that wine, unlike most other alternative asset classes, is not subject to tax. So long as you buy the wines in bond – meaning it is stored in a bonded warehouse approved by HM Customs & Excise – you don’t have to pay duty or VAT. And it isn’t currently subject to capital gains tax (CGT), either. This has in fact come under review several times in the last five years but the Revenue and the Exchequer are currently showing no interest in applying CGT to wine because it’s considered a chattel – or wasting – asset.

And although it suffered a slight dip in 2020, rare whisky has seen a 478% growth in value over the past decade. Christie’s sold a bottle for a whopping £1.2 million, setting a new world-record for a single spirit.

A driving force

Unlike wine, handbags and even toys, classic cars are one of the few collectibles that can be enjoyed – at least a little – without losing value. And while the majority of everyday cars depreciate almost as soon as they leave a dealership, classic ones appreciate over time owing to factors such as rarity, performance and occasionally provenance.

According to Classic.com, since June 2021, the top ten vehicle types produced return on investments (ROIs) that

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“Louis the game”. Beeple x Louis Vuitton The thing of 80s dreams. The Countach is a future investment pick.

AN UNDISPUTED WONDER

Once upon a time, the list comprising the 'Seven Wonders of the World' was indisputable. For years, the Great Pyramid at Giza, the Colossus at Rhodes, the Hanging Gardens of Babylon and the rest were accepted as definitive. Then someone came up with a 'new' seven, which included the Inca site at Machu Picchu, the ancient city of Petra in Jordan and the Great Wall of China. Now anyone with internet access can compile and share their own list; one travel magazine even publishes a fresh seven wonders every year

In what has become an increasingly crowded space; however, the world's eighth wonder is not in doubt.

Albert Einstein, perhaps the world's greatest scientist, called compounding "mankind's greatest invention," noting that 'compound interest' was the "eighth wonder of the world."

Compound interest is the return you earn on your savings (or 'principal') each year which is added to your principal. If this process is regularly repeated, the longer-term compounding effect can be stunning because the resulting balance doesn't merely grow; it grows at an increasing rate.

Benjamin Franklin, a philosopher who helped draft the United States Declaration of Independence, had his own take on compound interest, noting that: "Money makes money. And the money that money makes, makes money." In other words, as time passes, the power of compounding starts to significantly impact your savings / investments.

Moreover, the earlier you start saving, the greater compounding's longer-term effect.

To illustrate compounding's influence, let's assume you have a 20-year-old friend who saves £200 a month (£ 2,400 a year) with a flexible, easy-to-use investment platform. The platform enables them to invest in the stock market, which generates total average annual return of 7%*.

* (Source: IG.com: “FTSE 100 total returns have averaged 7.75% per year since its inception.” To err on the side of caution, we have used a slightly lower annual return of 7%.)

In the first year, your friend earns a return of £92.98, but instead of taking this money, they re-invest it, turning their original £2,400 into £2,492.98. Continuing to invest £200 a month, they also re-invest their regular compound returns.

Over the years, your friend continues to put £200 a month away until they reach the age of 60. By then, they will have invested £96,000 (£2,400 x 40 years). However, should their savings continue to grow at the same annual rate, it will be worth a staggering £ 528,024.96. In other words, they will have received a colossal £ 432,024.96 in compound interest by investing £200 a month.

Enjoying such returns from the stock market is dependent upon several things; notably, the performance of share prices and the dividends the shares generate for shareholders; the phenomenon of compounding, whereby you re-invest your returns (in this case, dividends), is pivotal to growing your wealth over the long term.

However, you do not have to save for 40-odd years to accumulate a sizeable savings pot.

Chart one shows the consequence of compounding and projected returns depending upon the age at which people start saving and the amount they can put aside each month, but not everyone can continue to save for decades. After all, life sometimes gets in the way.

Consider, for example, the experience of a 22-year-old who, after landing their first post-university job, starts saving £350 a month (£4,200 a year). At the age of 32, they marry and have children; at this point, their savings, including compound interest (b), are worth £60,933.06.

Mindful of the compounding effect on their money, they decide to leave their savings untouched. By the time they reach the age of 60, their savings are worth £ 430,127.36, meaning they earned more than a third of a million pounds (£ 369,194.30) without adding to them for 28 years. In total, therefore, they pocketed £ 388,127.36 (£ 18,933.06 + £369,194.30) in compound interest.

Chart two shows that the earlier you start saving, the greater the impact compounding has. And while you can expect stock markets to become volatile on occasion as factors including economic growth, interest rates, and inflation exert their influence, the level of compounded returns is likely to stay close to their longer-term norm.

Chart one: The long-term impact of compounding

20 £ 200 40 £ 96,000 £ 528,024.96 £ 432,024.96 30 £ 300 30 £ 108,000 £ 368,126.25 £ 260,126.25 40 £ 500 20 £ 120,000 £ 261,982.70 £ 141,982.70

Chart

Ramsey Crookall & Co Limited is licensed by the Isle of Man Financial Services Authority.

LIFE & STYLE IN THE ISLE OF MAN 66 AGENDA
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age Monthly saving No. years saved Total saving Gross value Compound interest (b)
Saver’s
(b)
savings Figures are for illustrative purposes only. They take no account of inflation or charges.
Gross value minus total
Years 1-10 Saver’s age Monthly saving No. years saved Total saving Gross value Compound interest (b) 22 £350 10 (to age 32) £ 4,200 £ 60,933.06 £ 18,933.06 Subsequent Years 32-60 £ 0 28 (no additional savings made) £ 430,127.36 £ 369,194.30 (b) Gross value
total savings Figures are for illustrative purposes only. They take no account of inflation or charges.
two: Benefits of compounding when taking a break from saving
minus
Past performance is no guarantee of future performance.
Nothing contained in this article constitutes or should be construed as constituting investment, legal, tax or other advice or a recommendation to purchase or sell any investment.

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Ramsey Crookall & Co Limited, Securities House, 38-42 Athol Street, Douglas, Isle of Man, IM1 1QH t: +44 1624 717171 e: info@ramseycrookall.com Ra ms e y C r oo ka ll & Co L imit ed is lic e ns ed by t he Isl e of M a n Fin a nci a l S erv ic e s A ut h ority. Looking for a low cost, flexible and affordable start investing monthly or as a lump sum, then our Shearwater is tailored for you. RC-GAL-22-1 way to service

Arts Aid Appoints New Director

Arts Aid, the Manx charity offering financial assistance for Manx students to study in the arts, has announced the appointment of Adrienne Burnett as a Trustee and Director.

Adrienne retired from her post of Head Teacher of Ballakermeen High School at the end of last month following 27 years at the school, 21 as head.

Adrienne said of her appointment: “I am so pleased to be joining the Board of Arts Aid. I have been involved in education all my professional life, so it is a natural progression to join the board of a leading Isle of Man educational charity.

“Student engagement with the arts is extremely close to my heart. Indeed, the seeds for Arts Aid were planted when I was a member of the Isle of Man Arts Council and I have watched it develop from afar over the last four years. I am looking forward to continuing to play an active role in assisting more and more of our exceptionally talented students from the Isle of Man to pursue their education and professional training in the arts.”

University College Isle of Man (UCM) has welcomed a new Chef Lecturer in the Hospitality and Catering programme area.

Professional Chef, Robert Hunter, joins the Hospitality and Catering team as Chef Lecturer in Professional Cookery and Patisserie. Robert has worked in some worldclass restaurants in London including The Goring Hotel, The Royal Automobile Club and The Gun Restaurant - where he was awarded his first Rosette. Prior to moving to the Island in 2017, he spent time expanding his culinary horizons through travelling around the world and had the opportunity to work in restaurants in Australia and New York.

New Chief Executive for Standard Bank Isle of Man

Lee Francis’s arrival as Chief Executive and Island Head at Standard Bank (Isle of Man) comes in the year the company is celebrating its 30thanniversary on Manx shores.

Lee’s experience has spanned Gibraltar, Cyprus, Geneva, London and South Africa over a career approaching 30 years, including eight years as Chief Operating Officer for Barclays Africa Wealth & Investment Management.

He relocates to the Isle of Man from BUPA UK where he held a senior role in IT Security.

‘I am delighted to be on the Isle of Man and, after working in the healthcare sector for the last couple of years, it’s exciting to return to financial services with a future-focussed organisation that encompasses my own values of prioritising sustainability, diversity and inclusion,’ Lee explained.

‘The opportunity to play a key role in the Isle of Man business as Chief Executive and Island Head, especially through the short-term economic headwinds and into an exciting next chapter, was a hugely attractive proposition and I am really looking forward to further the development of the bank.

Robert completed his Advanced Food qualifications at London’s Westminster Catering College. As well as benefitting UCM’s hospitality and catering students, his extensive experience will reinvigorate the University College’s restaurant, Cristory’s, which is often open to the public.

UCM Principal (Mrs) Jesamine Kelly commented: ‘We’re delighted to welcome Robert to our team; his experience of cooking all around the world in high quality restaurants will no doubt benefit our students. At UCM we’ve delivered courses in this industry for many years and we’re always looking to develop our curriculum so it’s an exciting opportunity for us. We’re always keen to be able to react to the industry’s current needs and also look ahead to trends in the market to ensure our students have the skills they need for successful careers.’

LIFE & STYLE IN THE ISLE OF MAN

Simon is a Fellow of The National Association of Estate Agents (FNAEA) and holds the prestigious qualifications of the NFoPP Certificate in the Sale of Residential Property and the NFoPP Technical Award in the sale of Residential Property. He is extremely experienced in the valuation of residential property having sold thousands since first joining Cowley Groves straight from University in 2011.

Since arriving back on the Island, having worked for Savills HQ in London, Orry took charge of both the Commercial and Residential Lettings Departments. Since then, Cowley Groves’ stock of managed property has increased significantly as he was also responsible for the acquisition of Lowey & Co.’s residential business book. He will now be responsible for the company’s direction including residential sales, property management and commercial agency.

Orry is a full member of the Royal Institution of Chartered Surveyors. His experience lies in valuation, development consultancy and residential agency, working with large development firms, financial institutions and high net worth individuals.

CELEBRATING 20 YEARS IN RECRUITMENT

“Firstly, I wanted to say thank you for always looking out for us and all the roles you have helped us to fill so far. –a CSP client looking for someone like you.”

“I can say from my dealings so far number 1 recruitment agency by miles! – a local business.”

“I just couldn’t have done this without you Orchard, you really are a team! – a candidate that was jobhunting and got a job within four hours of contacting us.”

“I just couldn’t have done this without you Orchard, you really are a team! – a candidate that was jobhunting and got a job within four hours of contacting us.”

“Thanks so much for asking & for being so supportive. You don’t have to be, but you just are so nice. – M.”

“Thanks for your help! I appreciate your effort in getting me another job! – Kev.”

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Cowley Groves are delighted to announce the elevation of OrryJames Creane to that of Director.
Cowley Groves are extremely pleased to announce the further elevation of Simon Dixon to Associate Director.
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OPEN YOUR MIND BEFORE YOUR MOUTH

Open your mind before your mouth”, which means think before you speak. We like this saying but we’re going to change the meaning, just a little bit! “Open your mind before putting all those delicious festive foods and alcohol in your mouth”.

But let’s be realistic, the festive season is a time to indulge a little bit, enjoy family and socialise with friends, so I got together with my good friend and colleague Gianni Fabrizio to discuss our 12 best nutrition and lifestyle tips to help Bulletproof your Christmas.

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Words by Personal Trainers/Sports Nutritionists, Martin Malone Simply Nutrition, and Gianni Fabrizio www.gianni.im
LIFE & STYLE IN THE ISLE OF MAN

1. Find time to relax Christmas, usually means time off work but instead of allocating some time to relax, people try combining parties, work, shopping, socialising and end up completely exhausted when Christmas Day arrives. Be kind to yourself and plan time to unwind.

2. Be mindful of what you’re eating Being mindful of what you eat, will make eating over the festive season far more enjoyable. Christmas can be all about excess but there isn’t much enjoyment feeling like a stuffed turkey! The best advice is moderation. Have a bit of what you fancy but try not to empty the sweet tin if you can help it!

3. Prepare your body before a night out

If the night out involves food and alcohol, here are some damage limitation tips. Choose highprotein foods during the day but include a carbohydrate source in your last meal 3 hours prior to going out. This will slow down alcohol absorption and help you feel fuller but not bloated and less likely to overdo it on party food. Some exercise during the day will also help compensate for any additional calories you consume.

4. Be sensible with your alcohol consumption Alternate alcohol with soft-drinks and water. No one will remember the next day that you had a coke or glass of water! If in a position to do so, something we find works very well is to drink 500ml of water with Electrolytes and Glutathione before going out. Repeat this before bed and have some activated charcoal. This helps get rid of the toxins from the alcohol and minimises dehydration. Electrolyte in-balance and dehydration are the main causes of hangover!

Email: gianni@gianni.im website: www.gianni.im

Instagram: Instagram.com/sculpt_a_new_you

Facebook: Facebook.com/gianni.im

5. Dealing with a hangover

We’ve all been there and it’s not nice being hungover. You will be dehydrated so have more water and electrolytes and avoid processed foods. Healthy wholefoods will help you recover quicker than sodium-loaded processed foods. Your body will thank you for it!

6.

Sleep

Sleep can sometimes get neglected over the festive period. Frequent late nights can disturb your sleep patterns. Many people become sleep-deprived and exhausted after back-to-back late nights, so plan some nights at home so you can recharge or enjoy time with your family.

7. Make time for friends and family Christmas can quickly become a mad dash to buy presents, finish some work off, go food shopping and before you know it it’s over and you haven’t spent enough quality time with family and friends. Remember what’s really important at Christmas!

8. Don’t overstretch yourself

Overspending is one of the biggest temptations during December and can make January a stressful month. Be mindful of your spending as it’s not a good idea either to land yourself in debt for the next 12 months by buying expensive gifts that you can’t afford. Allocating more time with your loved ones can be the best present.

9. Don’t forget to exercise

All your spare time can be taken up getting everything ready for the big day and exercise takes a back seat. The pounds pile on and progress toward your fitness goals is lost. With some forward planning, it doesn’t have to be this way! By planning some exercise, you’ll keep up with your goals and you will be in a much better position come January.

10. Friends & exercise

Exercising with friends is a great way to help with motivation, but also discipline, which by far outweighs motivation. Making plans with friends/family members to exercise is a great way to have some accountability to ensure you stick with the commitment you’ve set.

11. New Year resolutions

How often have you said – “right, in the new year I’m going to sort my diet out and exercise more”, but by mid-January you have fallen off the wagon again. Remember, you can't go from zero to hero in 2 weeks! We’d definitely suggest easing into it. Simply adding in more movement via walking, adding a litre of water to your day and eating more healthy foods and less alcohol for 2 weeks after the festive season is a good place to start.

Gratitude & kindness

12.

Our final tip for the festive season. Take time to be grateful for what you have and spread a little kindness; it doesn’t cost a penny. Look around you and appreciate your family, friends and the roof over your head. It’s all too easy to focus on what you don’t have rather than being grateful for what you do have!

Gianni Fabrizio Martin Malone
WWW.GALLERY.CO.IM @GALLERYIOM 71
There isn’t much enjoyment feeling like a stuffed turkey
Gianni Fabrizo
LIFE & STYLE IN THE ISLE OF MAN 72 ACTIVE

THE 6 BAY SWIM Challenge

Open water swimming is addictive; it just keeps calling you back, but as we drove past Gansey Bay at 7:30am and saw the big rollers crashing on the beach, I knew today’s call was going to be a tough one!

The 6 Bay Swim Challenge was conceived as part of Omnia Mind’s Expedition Limitless 2023. Omnia Mind was created from a deep belief and passion that given the right conditions; everyone can fulfil their potential. In line with those beliefs, Expedition Limitless 2023 was created to demonstrate the innate and bright light of resilience that resides in all of us that can be revealed by adversity and the unconquerable will to survive.

Expedition Limitless 2023 will help 12 young people (11 from the Isle of Man) find their bright light. The 12 have been carefully selected to take part in this incredible 110km, unsupported, snowshoe trek above the Arctic Circle. It will test their resilience and mindset to their perceived limits and beyond.

When I heard about the Expedition, unfortunately I didn’t quite fit the criteria (it’s an age thing!) but I had to be involved somehow, especially given that the first goal of the Expedition is to raise £50,000 for Isle Listen (Isle Listen do incredible work on the IOM to remove the stigma that surrounds mental health), so I went to see Mark Smith and Phil Quirk at Omnia Mind and the 6 Bay Challenge was born and what a great way to kickstart the Expedition’s fundraising.

Swimming across the bays of the Isle of Man on a calm summer’s day is a challenge but swimming all 6 on the cusp of winter, covering more than 10km, is a completely different story. It did however, tie in perfectly with the ethos of the Expedition. I mentioned the challenge to my good friend Sue Powell, also an avid sea swimmer, and she agreed to join me on my training swims for support. After putting in all the training, Sue decided to attempt the challenge with me.

We planned to do it at the end of October on one of 8 allocated days to give us a bigger weather window. Saturday 22nd looked promising as the week progressed, so we decided to go for it.

WWW.GALLERY.CO.IM @GALLERYIOM 73 ACTIVE
Words Martin Malone Photos Julia Simmonds

Unfortunately, Mother Nature had other ideas and provided a strong southerly wind!

LEG 1. Gansey Bay, the longest of the bays at 3km, was our first big challenge. Exposed to the wind, which was whipping up the sea, the conditions were too dangerous to tackle the full bay, so we decided to swim two 1.75km loops in the shelter of the headland and harbour. The conditions were tough with Phil on the kayak also working hard but we battled on and finished in good spirits.

LEG2. Castletown Bay was one of the shorter legs at 1.3km. When the surfers are out, you know it’s going to be tough! Just outside the shelter of the harbour, we were greeted by the first of many big waves. It was exhilarating and scary at the same time. Even getting out at the other side through the surf was a challenge!

LEG 3. Port Erin Bay, the second shortest leg at 730m, was a welcome break from the rough seas. The start was a little choppy but the final 300m into the harbour was beautiful. It was lovely to see a seal and her pup join us for most of the way across.

LEG 4. Peel Bay, the shortest leg at 700m, was beautiful and sheltered from the strong winds. As we swam across the bay, with Peel Castle in the distance, I couldn’t help but think how lucky I am to live in such a beautiful place. We had

LIFE & STYLE IN THE ISLE OF MAN
As we swam across the bay, with Peel Castle in the distance, I couldn’t help but think how lucky I am to live in such a beautiful place

Nothing could prepare us for the conditions we were about to face

some extra time after Peel to refuel and get warm before heading to Laxey.

LEG 5. Garwick Beach to Laxey was one of the longer legs at 2.4km. This leg had to start 6 hours before high tide to avoid a strong head current. The start was sheltered by Clay Head but we soon swam into heavy seas with Phil also working hard on the safety kayak. We battled on and finished cold and tired but ready for Douglas Bay.

LEG 6. Port Jack to the Sea Terminal at 2.5km was always going to be tough but nothing could prepare us for the conditions we were about to face. It usually takes 60 minutes to swim Douglas Bay but it took us a gruelling 1hr 40 in some of the toughest conditions imaginable. Progress was painfully slow meaning the second half of the swim was in complete darkness. We were exhausted and cold but not for a second did we consider quitting. I cannot describe the feeling of relief and accomplishment as we swam those final meters towards the harbour wall to be greeted by family and friends who came to support us.

WED DID IT – 6 BAYS CONQUERED!

Thank you to our corporate partners for sponsoring the 6 legs – Edgewater Associates, Zedra, Suntera Global, Canada Life, Rossborough Financial Services (Jersey), Isle of Man Orthodontics and Black Van Hire for providing our support vehicle. Every penny raised was doubled by the Z Zurich Foundation, so with their support and the incredible generosity of our corporate sponsors and the public, we have raised more than £13,000.

A special thanks to our photographer, Yulia Simmonds from Ingenium Photography, our support crew from Omnia Mind, Mark and Phil, who was literally our guiding light in the kayak across Douglas Bay. And finally, to my friend and training partner, Sue Powell, it was a pleasure to share this incredible experience with you. Next stop, training for Expedition Limitless 2023, where I have been invited to join the team in Sweden on their training week. I can’t wait!

WWW.GALLERY.CO.IM @GALLERYIOM 75

iPhone SE 64GB

Classic Apple style with a long battery life, a great camera and a great price. This budgetfriendly option is ideal for the Apple fan who doesn't need all the bells and whistles. From £12.SO per month.

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The Galaxy Z Flip4 builds on the success of Samsung's iconic form factor, adding key features, including an upgradedcamera experience, a larger battery and expanded customisation, while maintaining its ultracompact design. Starting from £31.SO per month.

iPhone14

The latest from Apple with features galore including an enhanced camera and improved image processing letting you capture even more sensational shots in all kinds of light - especially that Christmas-tree-twinkle. Starting from £26.SO per month.

Samsung S22128GB

Combining the power of Note and the performance of S Series in one premium device. The Galaxy S22 and Ultra are available in a variety of colours and sizes - something for everyone this festive season. Get yours now from £24 per month.

Galaxy watch5 44mm

A wide range of apps to keep you entertained but you won't lose track of time with this Android watch. With Google Pay built in you can be picking up Christmas sale bargains withJUSt a flick of the wrist. Starting at £9 per month.

Xperia1 IV

Shoot your family Christmas snaps on this Sony flagship mobile which has loads of manual controls on its camera app. Once you've done tinkering and got your pie, view it on an amazing 4K resolution screen. Starting at £41 per month.

AirPods Pro

Need a bit of 'me-time' over the Christmas period7 Pop these in and avoid having to listen to the same Christmas songs on repeat by escaping into the highest-fidelity sound on any AirPods ever. From £7.SO per month.

Xperia10 IV

Pocket-sized perfection from Sony with a premium screen at a budget-friendly price. The generous battery will see you through from Christmas Eve drinks to Boxing Day leftovers. From £13.SO per month.

Galaxy Buds2 Pro

Wireless audio, seamless link-up. These earbuds will fit perfectly in any stocking this Christmas and are the ideal gift for the music lover or podcast addict in the family, especially when they start from £6.SO per month.

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Pricesshownarebasedon36monthlypayments,shortertermsalsoavailable.PayMonthlymobileplanalsore9uired.PricesincludeVAT.Ts&Csapply. GALLERY LIFE & STYLE IN THE ISLE OF MAN

iPad 9th Gen

Yes, iPad does that. And more.

From £369

iPhone SE

Love the power. Love the price. From £449

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iPhone 14

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MacBook Air M2 chip. MacBookAir. Supercharged by M2. From £1249

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AirPods Pro Rebuiltfrom thesoundup. £249 ·@

HomePod Mini. HomePod Mini packs a punch. £89

Apple TV 4k. TheApple experience. On the big screen. From £149

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•• :1
LIFE & STYLE IN THE ISLE OF MAN •

Four calling phones with Sure this Christmas

SamsungGalaxyZFo!d4

W hat are the hottest handsets this Christmas? Samsung and Apple have both brought out some new phones that are expected to be top of loads of Christmas lists, we take a quick look at what you might fmd under your tree on 25 December (if you've been good, of course!).

SamsungGalaxy Z Flip4

Fold up this phone and it sits comfortably in the palm of your hand -a welcome change when phones just seem to have been getting bigger and bigger! But great things come in small packages, and this handset packs in the features.

The camera has been improved, so your snaps are better than ever, and the Quick Shot feature lets you shoot a selfie from the Cover Screen, so no need to even unfold the phone! FlexCam allows for different perspectives and hands-free group shots too - no more overextending your shoulder to get everyone in! It's available in a range of fabulous colours so offers flexibility whichever way you look at it.

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LIFE & STYLE IN THE ISLE OF MAN

iPhone14

The Galaxy Z Flip4 is available at Sure from £31.50 per month.

SamsungGalaxy Z Fold4

Is that a 7.6" tablet in your pocket? It may not look like it, but when you've unfolded your Samsung Galaxy Z Fold4, that's exactly what you've got.

The software and hardware have been upgraded so a longer battery life accompanies apps built for multitasking and making the most of that huge screen - it's even got a taskbar for quick navigation and switching between windows.

So for everything that a phone does, coupled with loads of things a PC can do, the Galaxy Z Fold4 is the device for you.

Get the best of both worlds from Sure from £52 per month.

iPhone14

Hard to believe we're on version 14 of one

of the world's most iconic pieces of design.

Once again there are two size options to choose from - the iPhone 14 is 6.1" and the iPhone 14 Plus is 6.7'' - but whichever you go for you'll be getting Apple's longest-ever battery life.

Apple's cameras have always been near the top of the range and the main addition this time around is tech that enables you to capture awesome pictures even in low-light conditions; so make your night shots as clear as day!

All the latest features are powered by an A15 Bionic chip (the same processor in the standard 14 as was in the 13 Pro) so your graphics are fluid, and switching between apps is seamless.

At Sure we have the iPhone 14 from £26.50 per month.

iPhoneSE

For the more casual phone user, who doesn't

iPhoneSE

need quite so many bells and whistles, the iPhone SE makes a serious claim to be the best option on the market.

Once again, the A15 Bionic chip powers everything you'll ever need to do on the SE, from working on the go to accessing the latest entertainment.

Gaming is smooth with a stellar graphics performance and an amazing screen quality. Battery life is high up the agenda for a lot of phone users, and Apple has addressed this in the latest SE with a highly efficient chip, an enhanced battery and iOS 16. Wireless charging is available; or connect a 20W or higher adapter to fast-charge your battery from zero to 50% in 30 minutes!

All of that is available from just £12.50 per month with Sure, making the SE a super smart option.

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AUTUMN WINE TASTING AT THE WINE CELLAR

LIFE & STYLE IN THE ISLE OF MAN 84 APPETITE
Liam
Photography
:
Gilman

Fynoderee launches inaugural Manx whiskey Club

There is much that makes the Isle of Man an enigmatic and unique place to live and visit.

Boasting outstanding natural beauty, fascinating Celtic and Viking history, and an agricultural heritage for producing fine Manx barley, it is also superbly suited to the production of ultra-premium Single Malt Whiskey.

This exciting provenance is to be channelled into the Single Malt whiskey that is being launched by The Fynoderee Distillery.

The distillery is known for its range of award-winning gins, rum and vodka many of which feature local botanicals, as well as for bringing fascinating elements of Manx folklore to life through its labels and brand story.

The grain to bottle whiskey programme will take this celebration of Manx provenance to a global audience.

Manx purity from grain to bottle

Earlier this year, The Fynoderee Distillery, founded by local couple Paul and Tiffany Kerruish in 2017, opened their first trial cask of a new whiskey which had reached the landmark age of 3 years, 3 months and 3 days — the minimum aging period they are adopting for their whiskey programme.

This extra minimum time in the barrel is a homage to the Island’s ancient triskelion symbol, the Three Legs of Mann, and a nod towards the famous Manx Gaelic expression: ‘Traa dy Lioor’.

Following successful trials, resulting in what is believed to be the first legal whiskey ever produced on the Island, the couple have now started full-scale production of their Ushtey Bea Fynoderee – Isle of Man Single Malt. (Ushtey Bea is the Manx Gaelic expression for whiskey.)

In 2021, the distillery commissioned the Island’s first ever crop of Laureate Barley, a distiller’s grain with a proven track record for making high quality malt spirit. Grown on a coastal farm on the fossiliferous limestone peninsula of Scarlett in the south of the Island, the yield exceeded 50 tonnes.

With no malting house on the island, the grain was sent to Warminster Maltings on the mainland, who have specialised in malting grain for over 160 years. During Paul and Tiffany’s visit to see the progress of the grain, the couple were overjoyed to be told by owner Robin Appel that it was among the finest produced anywhere in the UK that year.

86 LIFE & STYLE IN THE ISLE OF MAN
Paul and Tiffany in the Fynoderee Distillery.

Mythic origins

Simultaneously, the Fynoderee team have been perfecting the design, build and installation of a dual copper pot still system, the only one of its kind in Europe, which will be used exclusively for producing the whiskey.

The dual copper pots are named ‘Huginn and Muninn’ after a pair of mythical ravens that sit on the Norse God Odin’s shoulders. They fly all over the world, returning to him with a wealth of information and insight. In old Norse these names translate to ‘Thought’ (Huginn) and ‘Memory and Emotion’ (Muninn).

The distillery is looking forward to releasing more information about their production, including a collaboration with the Island’s two largest breweries to assist them in the production of its Wort.

Spirit of the Island

For co-founder and Marketing Director Tiffany Kerruish, this has never been just about producing a whiskey:

“Our island family roots date back through the centuries and

bringing the unique Isle of Man story to an international audience has always been uppermost in our thoughts, as well as using this as an opportunity to actively promote and uphold the strategic visions of our precious Biosphere. Our whiskey programme will enable us to further our contribution through community involvement activities that celebrate our culture, heritage, and unique sense of place.

Everything we do is inspired by the promotion of our Manx culture and widening appreciation of those aspects that make our Island and our community so special.”

The Fynoderee Founders Whiskey Club

The Fynoderee Distillery has now launched the Fynoderee Founders Whiskey Club, guaranteeing members access to the first release of Ushtey Bea Fynoderee – Isle of Man Single Malt (expected in 2026) alongside a range of further exclusive benefits.

Full details of the whiskey programme and the opportunity to join the Founders Whiskey Club can be found on their website at www.fynoderee.com/whiskey.

WWW.GALLERY.CO.IM @GALLERYIOM 87
Tiffany Kerruish in Glen Auldyn with first Jourym of Ushtey Bea Fynoderee Isle of Man Single Malt Whiskey. Knock Rushen Farm, Scarlett, Isle of Man, Laureate Barley.

Winter in the vineyards

It’s blowing a hoolie outside, the rain is pattering on the window and, if you’re settling down with a glass of wine in front of the fire, spare a thought for the winemaker who’ll be out tending the vines throughout the coming months.

When we think of winemaking, our minds take us to a summer scene with blue skies, green and black grapes hanging on vines in beautiful holiday locations. Maybe visiting a vineyard and tasting the wine produced from the previous harvest. We think about the exciting buzz of the harvest when gangs of workers go out from dawn to dusk, singing a cheerful song while picking the grapes that make the wonderful wines we enjoy every week.

But after the harvest, what happens to the vines? They don’t simply hibernate. It’s a crucial time for them to ensure they survive the potentially tough conditions ready for the following spring, when they need to produce those wonderful healthy grapes again. When you see a photograph of the vines covered in a dusting of snow, they look dormant but underneath the surface, there is a lot going on.

After harvest, the visible signs of change are the leaves falling from the vines. What we don’t see are the important self-preservation jobs of hoarding nutrients and cutting off the water supply. If there is too much water inside the vine’s cell tissue, it can freeze, which could damage the vine. To prevent this from occurring they transfer water out of their cells and at the same time, their root hairs start extending deep into the earth to find nutrients

in the soil. These nutrients are the beginning of the next growing season and they provide sugar and starch in the plant cells, which in turn help to drop the vine’s freezing temperature down to -11 degrees Celsius.

This period is known as endodormancy, and vines need around 200 hours of cool conditions for this to be triggered. It is essential for the survival of the vine and to ensure bud break will occur the following year.

Some winemakers help their vines survive the long cold winters by laying straw down or planting cover crops which keep the roots warm and add nutrients to the soil. These measures also help prevent erosion, especially important in regions with high rainfall and steep slopes.

Then in early Spring, the important task of pruning commences, cutting away the old sections of vine. This is vital to ensure a successful harvest and getting it right is essential. Under prune and the vines will yield too many grapes, resulting in lower quality wine. Over prune and the vine will have to commit too much energy to growing new branches and leaves and the grapes won’t ripen properly.

Here are just a few wines produced in regions with difficult growing conditions:

Piattelli

Premium Malbec

A best-selling Malbec from high altitude vineyards in the premium wine growing region of Cafayete Valley at 1400m, where winters are harsh.

Petritis

A fine white wine from the highest winery and highest vineyards in Europe at 1400m in the Troodos mountains in Cyprus.

Oumsiyat Grande Reserve

A fabulous Lebanese red from high altitude vineyards in the Bekaa Valley. It is an unoaked blend of Cabernet, Syrah and Merlot with rich robust fruit flavours and a savoury earthy finish.

LIFE & STYLE IN THE ISLE OF MAN 88
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Isle of Man Hairdressers, Colour Specialists & Beauty Therapy Expert

Thinking of New Hair?

Tom has been with us for a whole year now and to celebrate his rates are still as competitive as they were before!

Tom is still focussed on growing his column full of clients by providing you with great hair delivered and produced with passion and care.

But don’t take our word for it! Here’s what some clients had to say about Tom.

“Tom was great. He gave me a fabulous colour which was exactly what I wanted. He was warm and very friendly.”

“I am delighted with the end result. I have been trying for years to get my hair this light and this shape. Thank you Tom. I will recommend you to anyone looking for a hairdresser and will definitely be back.”

“Lovely service from Tom again, so kind and always manages to take my vision and make it happen on my head.”

/magnificencehairandbeauty@gmail.com /magnificencehairbeauty_iom
Magnificence Hair & Beauty are a recognised 5-Star salon, the first in the Isle of Man to be awarded with the accolade by the Good Salon Guide. Tom McMahon
If you would like to support our bright young talent you can choose Tom as your stylist when you book. Our booking lines are 667997 / 213285. Call now to book your free consultation!
15% OFF GE N T ’S DRY C U T S (was £10 now £8.50) 15% OFF LADIES CUTANDBLOW D SEIR MOTHTIW (was £30 now £25) Become a member on our website and get a £10 voucher which can be used to purchase treatments and products. 4 Windsor Road, Douglas, Isle Of Man, Isle of Man 01624 667997 | 07624 213285 /Maggieshairdressing https://magnificencesalon.co.uk
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NEW! Spread the cost up to 36 months Spread the cost of the latest handsets and devices over 12, 24 or 36 months this Christmas Get more for less this Christmas manxtelecom.com/christmas Terms and Conditions apply. See manxtelecom.com/christmas for more info. iPhone 14 from just £29 per month View the full range of Apple handsets, iPads, Watches and MacBooks in-store

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