50 Plus - August 2012 by Gannett Wisconsin Media

50 August 2012 | The magazine for active, mature lifestyles

plus!

Short story The Junior Police

How to Search for Forgotten Money

ADRC: Input needed on programs for aged

financial Column: Think Before You Gift

Greg Anderson

Five Money-Saving Tips for Boomers and Seniors

health column: Thumb Pain Can Be Arthritis

Wisconsinâ&#x20AC;&#x2122;s Tribes Enrich The Travel Experience

Social Security and Women

David K. Mikolyzk, MD,

Opt for new experiences with these daring wines 15

9 Busy as a bee FEATURE STORY:

Couple Learns About Beekeeping, Enjoy Hobby

50 plus!

On the Cover: Busy as a bee

9-11

New beekeepers Barb Bellin, right, and her friend Donald Kollath work on their two beehives in St. Nazianz. Matthew Apgar/50 Plus Staff Pat Pankratz, 50 Plus! Editor 920-686-2138 ppankratz@htrnews.com Tami Gasch, Advertising Manager 920-684-4433 tgasch@htrnews.com 50 Plus! is published monthly by the Herald Times Reporter. It also is distributed to select businesses in Manitowoc County.

Short story

The Junior Police By Terence Kilroy In my sixth grade, I joined the Junior Police. My sister, Leah, had joined this school group the year before. She told me that it was my duty to join so that the streets would be safer for my classmates. That is what the Junior Police did. With short poles and semi-uniforms we stood at the corners. With our staves and the captain’s whistle we helped make the crossing orderly. Someone on the city school board had dreamt up the idea to hold a marching event that featured the Junior Police. We needed something to excite us. It was a thankless task: being early so that the corner would be secure when the others came trudging along; being the last to be free to indulge in joyful nonsense away from school. The contest could put some juice into our chore. The chosen squads would be given 10 minutes to march at

important

Some decisions are too

to be rushed.

the central football field. It was up to each squad to decide how to impress the judges and our parents. It amazes me to this day that such a nomoney, no-trophy event could garner the enthusiasm that it did. But it was exactly what Leah wanted. She had some secret plans for her team. But she feared that a snoop might steal her routines. This was just after World War II, in which spies abounded. So it seemed prudent to have a guard against nefarious tricksters from other schools. That is why she wanted me to join. I would watch out for spies. Although no lurking figure in dark cloak with hidden camera ever approached, it did seem smart to hide her marching sessions. Her lively imagination led to inventive ways to march that other schools had not thought of. She practiced marching her team in a box. From there the girls formed into single-file wings, like a big plus sign (+). Then it was back into a box which soon became a circle, in which her girls formed a conga line by holding onto hips, moving around in an arc and kicking out to the cadence count. They danced in time to the rhythmic chant of the captain, weaving through each other’s lines. It was fun to watch.

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good cadence. But they did not have a chance. When Leah and her squad took the field, the competition was over. Even in my doltish boyhood years, I could tell that she had the best squad. The people admired the marching and even enjoyed a laugh at the conga bit. Her grand finale was a marvel. She had the squad break into pairs with each pair, one girl behind her mate, marching to different points of the compass. When they had paraded far from each other, Leah gave the call for “about face,” which was smartly obeyed by all except one girl. She could not hear the call because some moron lit a firecracker that exploded just as the command was given. Poor Carol Mullens never heard the instruction. I can see her now as she marched toward the end zone of the football field while all the others in the squad came back together. What followed was remarkable. When Carol finally realized that she had missed the call, she turned around and nicely stepped back to where the group was re-forming. Leah then put her group back in motion for Carol to re-join the square. Then they stopped and took their bow.

Leah insisted that each girl dress smartly: pressed red blouse, white skirt and white socks. Their brown and white shoes were clean. Their “soldier” hats were smooth and adorned with a bright button. The outfit was given a stylish dash by a white belt with a bandoleer shoulder sash.

Leah’s team took second place due to the errant firecracker. Mother insisted that Leah should have won. She reviled the judges. The family agreed.

When the big day came, the event at Phoenix Union stadium brought a large turnout. It says something about the post-war era that a large number of families came. Everyone in our family attended. Opting out (my choice) was not allowed. Mother said that we had to give support to our sister.

There is a moral to the story. Those times that you sparkle and shine need no blue ribbon or tin trophy. The reward for a wonder that was done in one’s youth comes from the awe of a grandchild who grows to admire what you once did.

The other teams had practiced well. They did standard marching with a

After all these years we remember the incident. It is heard at family parties. It gets funnier every year. But not funny when it happened.

Terence Kilroy is a resident of Manitowoc, choosing to retire here after a work career in Phoenix. He has written two books of original short stories. He is a member of the Manitowoc writer’s club Minds Without Boundaries.

How to Search for Forgotten Money Dear Savvy Senior:

Where To Search

I’ve heard that there are resources available that can help people look for lost or forgotten money left behind by their deceased relatives. When my mother and father passed away their financial affairs were in such a mess, I’m wondering if there was anything I overlooked. What can you tell me?

It’s very possible that your deceased parents, or you, have some unclaimed assets out there and you don’t even know it. To start your quest, go to missingmoney.com or unclaimed. org, both of which contain records from most state unclaimed property programs.

Searching Son Dear Searching: Lost or forgotten money is actually quite common in the U.S. In fact, according to the National Association of Unclaimed Property Administrators, nearly $33 billion in unclaimed assets is sitting in state treasuries and other agencies just waiting to be found. These unclaimed assets are from some 117 million accounts that are inactive or whose owners or their heirs cannot be located. Unclaimed assets can include things like lost or forgotten investments or bank accounts, Social Security payments, utility deposits, tax refunds, life insurance proceeds, stocks, un-cashed dividends and more. This typically happens because of a change of address (the owner moved), a name change (the owner got married or divorced), or the owner dies and the estate was unaware of the money or the heirs could not be located. By law, companies and financial institutions that can’t find the owner or their next of kin within two to five years must turn the property over to the state, where it’s held indefinitely.

Check every state in which you or your parents have lived, worked or conducted business. Also search using maiden names and any previous names, as well as middle names and middle initials. Every state can tell you immediately if your parents or you have some unclaimed property, as well as how to go about collecting it. If you don’t have a computer, you can call the state treasurer’s office for assistance.

Look Here Too Beyond state treasuries, here are some other agencies you should check for lost loot, along with a few resources that can help you search. IRS: Each year thousands of refund checks totaling millions of dollars are returned to the IRS by the post office. To look for lost tax refund checks go to IRS.gov and click on “Individuals,” then on “Where’s My Refund,” or call 800-829-1954. U.S. Treasury: To find out if there are any savings bonds your parents didn’t claim dating back to 1974, go to treasurydirect.gov and click on “Check Treasury Hunt to see if you own matured savings bonds.” For older bonds or those still drawing interest, use form 1048 which you can

Jim Miller download at www.treasurydirect.gov/ forms/sav1048.pdf. Pension Benefit Guaranty Corp.: If you or your parents worked for a company that went out of business or ended its defined benefit pension plan, you may be entitled to some of their benefits. Check at pbgc.gov and click on “Missing Participants Search.” The National Registry of Unclaimed Retirement Benefits: To search for lost 401(k) plans, try unclaimedretirementbenefits.com where plan sponsors, administrators and custodians register missing participants who have unclaimed retirement funds. Federal Deposit Insurance Corp.: Search for unclaimed bank accounts

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ADRC: Input needed on programs for aged By JUDY RANK

of OAA services.

Federally funded aging programs began 40 years ago with the implementation of the elderly nutrition program. The program actually started out in our county as part of the Manitowoc County Extension office. The Commission on Aging (COA) was established to set up services for people age 60 and older through the Extension office funded by the Federal Older Americans Act. (OAA)

The Commission on Aging agency name is no longer familiar, as this county department has continued to upgrade its support to meet the increased needs of the elderly and the increasing number of people turning 60. In 1990, the agency changed its name to the Aging Resource Center to reflect the image that people could come to the agency to learn about longterm care resources that were available in the county.

The OAA has been reauthorized over the years and expanded programming for seniors has been made available. Volunteers have always been an expected part of the OAA when it comes to making services happen for the senior population, and the volunteer element still continues to be a strong component of all services offered under this program. The elder benefit specialist services, transportation services, Alzheimer’s services, elder abuse, and most recently, family caregiver support, have become a part

In 2005, the agency again changed its name to the Aging & Disability Resource Center, as it began to offer people age 18 and older, who have a disability, the same information and assistance it was offering to those 60 and older. The agency is now the Aging & Disability Resource Center of the Lakeshore (ADRC). On Jan. 3, the ADRC began providing services to residents of Kewaunee County, as well

as those of Manitowoc County. The two counties are now in the process of working together to have the Kewaunee County Aging Resource Center services offered through the ADRC of the Lakeshore. With this process comes the requirement that the two counties submit a threeyear plan on how they intend to address the needs of those age 60 and older, while ensuring the services are beneficial and meet the needs of their residents. The plan requires input from the senior population, which the OAA defines as those age 60 and older. The ADRC is interested in hearing from seniors regarding the plan. We are looking to identify ways in which the ADRC can make information about long-term care community resources easier for the public to access. The OAA programs have seen a growth in the number of people growing older but haven’t seen a growth in funding of these services, although they are critical to keeping people in their homes.

Community input on how these programs can help our aging population fulfill their desire to remain in the community is needed. We are also looking to the family caregiver, who is caring for a loved one, to tell us what their needs are, so they are able to continue in this role. And lastly, what are the issues that affect not only the longtime retired members of the community, but what are the needs of the newly retired individuals and how might the ADRC meet their needs? Your comments can be mailed to the ADRC at P.O. Box 935, Manitowoc, WI 54221 or you may call the office at (920) 683-4180.

SeniorCare Input The Wisconsin Department of Health Services is seeking input from individuals who have SeniorCare to provide feedback on its proposal to the federal government to renew the program through the year 2015. The proposal, as it is written, keeps the program as it is, in its current

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ACA Update The federal Affordable Care Act as it stands will allow Medicare members to continue to receive prescription drug savings through brand name and generic discounts. The Part D prescription drug coverage gap known as the “donut hole” will continue to be phased out. Annual wellness visits will continue to be covered by Medicare. Medicare will fully cover screenings like mammograms, pap smears, bone mass measurements, depression screening, diabetes screening, HIV screening and obesity screenings. To assist Medicare members in understanding Part D coverage, the state Board on Aging and Long Term Care has launched its Medigap Part D and Prescription Drug Helpline.

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County Fair Please mark your calendars for the Manitowoc County Fair which will start on August 21 and run through August 26. Senior Citizen daily gate admission (age 60 and over) will be $5. This admission does not include grandstand admission or rides. Judy Rank is executive director of the Aging and Disability Resource Center of the Lakeshore.

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50 plus! . August 2012 . 5

Think Before You Gift financial Column Greg Anderson is with Ihlenfeld, Skatrud & Anderson Inc., Manitowoc. Contact him at (920) 682-5499.

A common action for folks as they approach and reach retirement age is to sign over some of their assets. It could be cash in the bank, CDs coming due, shares of stock, or often something big — like their home.

Mom or Dad enters the home. Often there is up to a five-year look-back time period. This entire review requires a sit down with a skilled professional to review the current snapshot and offer timely moves to make for each case.

This article is not intended to talk anybody into — or out of — the idea of gifting, but to merely outline some traps and opportunities to be aware of prior to “signing the papers.”

However, beware of automatically signing over your homestead to the kids, which is quite popular these days. It can work, but it also can be handing your loved ones a ticking tax time bomb. How can that be?

This review is especially important right now, as it’s very likely that many current gift tax/exemption thresholds and rules will change by the first of the year in 2013. Some of these changes could forever close the door on some wise moves that could save families a lot of tax money in the future. A common reason for gifting is the very real fear of “spending down your assets” if a person’s health takes a tumble and they need to get out-ofhome assisted/nursing home care and relocation. The rules vary for single people versus couples. But suffice it to say that you have to be close to a pauper to even think about qualifying for any “Title 19” program assistance. (Remember that a purely private pay stay here in Wisconsin hovers around $70,000 a year. That is an average cost, and is ever increasing!) However, to accomplish some asset protection for this quest, you cannot just sign over assets the day before

If the parents sold their home, they likely would pay no income tax on any proceeds. They often fall into the $250,000/$500,000 exclusion if they have lived there for five or more years, and perhaps in today’s market they may not show much of a gain in the overall picture. They then could gift the cash to the kids, with no tax implications to anybody in the family. However, if the kids now own the home (and do not live in it), any future sales is not protected by this exclusion. And often the “basis” of a long-time parental home could be quite low. (Built long ago, they got as a gift from their parents, or no tracking of basic figures since acquisition was never done.) If this situation occurs, the family members who later sell the home could face a huge tax as a capital gain for both federal and state!

Other Assets Gifting other appreciated assets: shares

of stock, units in a mutual fund, etc. also can work, or can be a trap for the recipient. You need to always know the potential “paper gain” that someone could face before you sign things over so that a needless tax if not occurred upon future sale. Often a low basis asset should rather be sold by the parent (who now may be in a low/no tax bracket), or if charity is an issue, sign it over to their favorite organization (who will pay no tax upon sale, meanwhile the parents get a tax deduction based on market value!)

Witch Hunt?

Also remember that now the annual limit of gifts made to any one individual is $13,000, and if a couple does a joint gift it becomes $26,000. The overall lifetime exemption for making bigger gifts (business ownership, real estate, etc.) is still equivalent to the estate tax limits, which means over $5 million for a couple! However, both of these limits are slated to go away in 2013, and this means a rare opportunity for major estate tax relief also goes away if that is a situation your family should consider.

Their argument is that the gifts were not “formally perfected” if a tax form was never filed and thus they may add back the value of assets that in reality are now owned by others, but could preclude getting the intended assistance.

Finally, the IRS is on a witch-hunt, so to speak, regarding the filing of gift tax returns (or the lack of filing them), even if a tax is not owed due to these large lifetime exemptions noted above. A return is really required (and a good idea) if you exceed the $13,000 annual limit. Why? Because many facilities and states are ignoring gifts that truly were made to reduce a net worth (to get assistance) unless the required forms were filed and processed!

As you can see, this is a very specific planning area that I can only encourage each reader takes a good look in the mirror today on what already has been done, wants to soon do, or maybe will stimulate ideas on moves to make before the snow falls!

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Five Money-Saving Tips for Boomers and Seniors share minutes can save an additional $20 to $30 per month.

Many Americans are in the process of reassessing their spending patterns, and boomers and seniors are no exception. Seventy-three percent of adults over age 50 started saving more or cutting back on spending last year, compared to 2010, according to a November 2011 report by the AARP. In many cases, the new spirit of frugality is not necessarily born out of financial necessity, but also out of a desire to simplify life, avoid excessive consumption and focus on what’s really important — family, friends and community. If you’re an adult over 50, maybe you’re exploring the hidden treasures of your own region instead of taking exotic vacations. Maybe you’re barbecuing with friends in the backyard instead of going out to eat. Maybe you’re spending more time playing with your grandkids instead of buying them the latest electronic gadgets. In short, you’re trying to cut back on spending without sacrificing quality of life. Here are five tips to help. Examine recurring expenses. It’s easy to overpay for utilities and other recurring expenses if you don’t periodically review your options and make sure you’re getting the best deal. Many utility companies offer senior discounts, for example, but you have to ask. Also consider a lower-cost no-contract cellphone plan. Consumer Cellular, for example, offers a variety of affordable no-contract voice and data plans that can be changed without penalty at any time. You’re never locked into a plan that forces you to pay for more service than you need, and complementary usage alerts mean you don’t have to worry about accidentally exceeding your maximum allowance. Flexible family plans where couples and families

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Increase energy efficiency. Another way to reduce your bills is by increasing the energy efficiency of your home. You can unplug battery chargers when not in use, turn off appliances rather than leaving them in standby mode, use energy-efficient light bulbs and turn off the lights when you leave a room. If you’re able to invest a little to ensure longer-term savings - whether through weatherproofing or upgrading aging appliances - you can schedule an energy audit to find out how to get the biggest bang for your homeimprovement buck. Be a smart shopper. If you’re not into clipping coupons, that’s OK. There are other ways to save. For example, try store-brand products rather than automatically reaching for the brands you’ve always purchased — in many cases, you won’t be able to tell the difference. Buy in bulk if you use large quantities of something. Watch for sales on items you purchase regularly, but don’t buy something just because it’s on sale - if you wouldn’t have bought it otherwise, you’re not saving money. For bigger-ticket items, be sure to comparison shop to make sure you’re getting the best price. Websites such as pricegrabber.com allow you to research numerous retailers without leaving your home. Take advantage of free entertainment. Wondering what to do this weekend? Low-cost, or sometimes free, options are abundant. Check the events sections of local newspapers and websites to see what’s happening in the area - festivals, exhibits and other special events are often free, and high schools and colleges frequently host sporting events, plays, concerts and lectures that are open to the public. Libraries are also an excellent source of free entertainment you can try out new authors, artists and genres with no risk by borrowing books, audiobooks, DVDs and CDs instead of purchasing them. You might even meet some interesting people while you’re

Money savings tips continued on page 14

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Crossword: FADS

sudoku 46. A current focal point of debate in Europe 47. a.k.a. Snowmobile 48. Don’t forget to draw one of these! 50. Lincoln coin 52. Public promotions 53. ____ and kin 55. They said their “I ___” 57. Old Glory motif 60. *Toy with an avatar 64. Philosopher _____ Kierkegaard 65. Storm center 67. Eagle’s nest 68. End to a prayer, pl. 69. *Spinning ___ 70. The G in CGT 71. *Wax inside a lamp, a.k.a. ____ 72. Shack 73. Earliest stage of sickness

Down

Across 1. Shasta and Tab, e.g. 6. ___ Wednesday 9. Fictional company in old cartoons 13. Spew 14. “Cafe ___?” Greenwich Village club where Hendrix and Dylan played 15. Turkish leader title, pl.

16. *Some fads do this from time to time 17. Hula dancer’s ornament 18. One’s manner of walking, pl. 19. *Bell locations 21. *Angel pin-up 23. Increase 24. Never eat chicken this way 25. T-cell killer

28. Competitive advantage 30. Non-stick material 35. Eastern ____ 37. 9th letter of Greek alphabet 39. “Lay _____” to a castle 40. Medley 41. *Rubber wear 43. Longest river 44. Muhammad’s birthplace

1. Slobodan Milosevic, e.g. 2. Dunking cookie 3. Tube for flowing air 4. Less than 90 degrees 5. Golf shot 6. Hole punchers 7. Female 8. Israeli port 9. Petri dish gel 10. *Inanimate pet 11. Calculating subject 12. Female suffix 15. Concurs 20. Army doctor 22. MoMA contents

Fill in the blank squares in the grid, making sure that everyrow, column and 3-by-3 box includes all digits 1 through 9. Crossword and Sudoku solutions on page 15.

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Busy as a bee Couple Learns About Beekeeping, Enjoy Hobby By Tara Meissner | 50 Plus Correspondent ST. NAZIANZ — Barb Bellin, 55, delivered a persuasive speech about the bee population crisis about two years ago at a ManitTalkers Toastmasters meeting and ended up convincing herself to help save the bees. She became a beekeeper this spring. Barb describes here sprawling property with natural vegetation in rural St. Nazianz as a perfect location for the bees to flourish. She and her friend, Don Kollath, went to a Manitowoc County Beekeepers Association meeting to learn how to get started in beekeeping. A retired beekeeper

Barb Bellin wears a protective face shield while working on a beehive. Matthew Apgar/50 Plus

and association member offers two hives to people interested in beekeeping to get them started. The hives are a Langstorm Model, which has basic parts. Kollath found blueprints online and made the pieces, which were missing from the hives.

The queen will lay eggs in the bottom tray of the hive. The second layer of the hive is left alone to store honey for the bees to live on in the winter. (Some beekeepers feed bees sugar water and harvest all of the honey. The couple decided it would make healthier, happier bees to have them honey fed.)

They became bee experts with help from association members, a Beekeepers for Dummies book, and many YouTube videos.

Stacked atop these layers is a “super” layer, which is the box that is removed to get the honey. One of these boxes produces 40 pounds of honey. According to Barb, the honey is pure and requires little processing to be ready to eat. The frames are removed; the honey is spun for extraction and then, the product

To get started, the couple cleaned the empty hives in the winter and purchased Italian bees from a vender in Hortonville. The worker bees came in a box, and the queen came in a separate, smaller box in April.

busy as a bee continued on page 10

50 plus! . August 2012 . 9

Busy as a bee

Barb Bellin and Donald Kollath work on their beehives in St. Nazianz. They hope to have 160 pounds of honey produced from the two hives yearly.

continued from page 9

is run through a filter to remove impurities such as bee legs. There is little work required to keep the bees. The daily responsibility is to make sure there is water in the jar for the bees. Other than that, “the bees pretty much do their own thing on their own,” Kollath said.

Matthew Apgar/50 Plus

The two starter hives are painted mint green, and Bellin would like to add blue and yellow hives in the future. “I’d like to keep going,” she said. According to Bellin, there is a bee shortage in the whole country. In California, the almond trees have only a 70 percent pollination rate and there is evidence of bee shortages locally as well, she found. Kollath had heard about the

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1600 S. 18th Street Manitowoc, WI 54220 (920) 684-7171 ext. 411 www.FelicianVillage.org

bee shortage on the news and talked Barb into researching colony collapse disorder for her speech. According to the couple, bees are responsible for not only flowers but also for fruit trees, and their survival is crucial to the life cycle.

house on Glen Flora Road in rural St. Nazianz. They aren’t taking chances with their curious grandchildren. “All of this stuff we are learning as we go,” Barb said. “We are still a little bit afraid ourselves.”

As a result of adding the bees, all the plants in the couple’s yard are producing “like crazy” this year.

They plan to sell the honey they harvest; it is all spoken for by family and friends.

“The two hives have been really busy,” Kollath said. “There are perennials all over the place and the raspberries are everywhere.”

The couple have had a sample of their honey, which they describe as “real sweet.” Barb is learning to cook with honey, because it wasn’t a part of her normal diet before she started beekeeping. So far she has tried recipes for cherry honey granola, puts it in shakes, and used it as a sugar substitute.

To protect the hives, the couple has registered them on the website, Drift Watch, which alerts crop sprayers of pesticide sensitive areas where hives and other organic operations are located. The couple also plan to post signs visible to aircraft as a notification of the bees.

The Beekeepers Association’s mission is education. They meet at 6 p.m. on the first Thursday of each month at the Manitowoc County Office Complex, 4319 Expo Drive. The August meeting, however, will be at a member’s home where there will be a demonstration on extracting the honey from the hives. For information about the association, call Barb, association vice president, at (920) 629-6744. All levels of beekeepers are welcome.

For the most part, adding the bees to the landscape has been idyllic. The couple spends time watching the bees circle the hive. The bees travel up to three miles from their hives and return by instinct to make the honey. However, a tolerance for stings is required. Barb has been stung twice; while Don has been stung three times.

Tara Meissner is a freelance writer in Manitowoc. She can be reached at (920) 860-6957 or tarameissner@ yahoo.com .

“You have to respect them,” Don said. Their hives are kept on a path well away from the

Thousands of bees can make up a hive, as evidenced by this photo at the property in St. Nazianz where Bellin and Kollath tend to hives. Matthew Apgar/50 Plus

Announces Dr. Kirk D. Dimitris as Orthopaedic Program Director Manitowoc Health and Rehabilitation Center is excited to announce Dr. Kirk D. Dimitris as Orthopaedic Program Director. As Orthopaedic Program Director, Dr. Dimitris will provide extensive training to our Therapists and staff. He will also guide, approve and over see the development, implementation and evaluation of Manitowoc Health and Rehabilitation Center’s orthopaedic and rehabilitation services. Dr. Kirk D. Dimitris is a board certified orthopaedic surgeon. He performs minimally invasive and muscle sparing procedures for hip and knee replacements. Dr. Dimitris has extensive training in computer-assisted knee replacement surgery, as well as hip resurfacing procedures. He is significantly experienced in complex revision surgery, management of periprosthetic fractures and treatment of infected total joint prostheses.

Visit us today and learn more about these special services:

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Manitowoc Health and Rehabilitation Center is honored to have Dr. Kirk D. Dimitris as a member of it’s growing health care family. With Dr. Dimitiris’s insight, Manitowoc Health and Rehabilitation Center will be able to continue to provide the best services to the residents of Manitowoc County.

Hours: M-F 9 a.m. - 6 p.m. Sat 9 a.m. - 1 p.m.

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Marv Moore, PharmD Brian Jensen, R.Ph., FACA Karl Schroeder, R.Ph. Joylyn Moore, PharmD

• Personal Medication Counseling • Daily Delivery • Prescription Compounding • Online Reﬁlls • Bubble Packaging • Automatic Reﬁlls with our SmartFill Program • One Price Plan–Get a Large Supply of Your Medication and Save

Dr. Dimitris received his undergraduate degree from Miami University in Oxford, Ohio. He earned his medical degree from Ohio State University and completed his orthopaedic residency at Mount Carmel Hospital in Columbus, Ohio. He completed his fellowship in hip and knee reconstruction at the prestigious Florida Orthopaedic Institute in Tampa, Florida. Dr. Dimitris is the only surgeon in Manitowoc County who has completed a fellowship in hip and knee replacement surgery.

Winner

Focused Rehab - Get Better, Get Home 920-683-4100 • 2021 South Alverno Road • Manitowoc, WI • www.manitowochrc.com

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Thumb Pain Can Be Arthritis health column David K. Mikolyzk, MD, is with Lakeshore Orthopaedics. Call (920) 320-5241 or visit hfmhealth.org/lakeshoreorthopaedics.

Do you have pain at the base of your thumb near the wrist? Is it difficult to open jars and turn doorknobs? Is this pain limiting your lifestyle? These are just a few of the problems associated with thumb arthritis. Thumb arthritis is a very common problem. It affects up to 10 percent of middle-aged women. In people over 75, it affects 40 percent of women and 25 percent of men. Thumb arthritis is the number one cause of arthritis surgery in the upper extremity. Often patients have arthritis in many parts of the body, including the hip and knee joints. In the thumb, the pain is located where the thumb attaches to the wrist (at what is called the carpometacarpal joint). The normal cartilage surfaces get worn away and bone starts rubbing on bone, causing pain. Over time, daily activities become increasingly uncomfortable. Pain occurs with pinching and twisting motions such as opening a jar, turning a doorknob, and even writing or brushing teeth. Lifting objects is often difficult due to the pain. The diagnosis of thumb arthritis is made with a history and physical exam as well as plain x-rays. Expensive tests are rarely, if ever, needed. The arthritis can range from mild to very severe. X-ray findings do not always correlate with the amount of pain. Often the pain of arthritis is very debilitating due to having to use our

thumbs for a lot of activities. The good news is that treatment is very effective. Treatment of thumb arthritis often starts with non-operative measures. Splints, anti-inflammatory medications, and cortisone injections can be helpful. The goal of a splint is to limit the bone-on-bone motion that causes pain in the joint. Antiinflammatory medications and cortisone injections aim to control the pain of arthritis. When these treatments are no longer working or the pain is severe, surgery is very helpful. Surgery involves removing a small bone in the wrist where the bones are rubbing and causing pain. A tendon is used to suspend the thumb and prevent further bone-on-bone pain. After surgery, the thumb is immobilized for a short time, and then therapy is started to regain motion and strength of the thumb.

When you are looking for more than just an apartment... Let us welcome you home! We take pride in our apartments and it shows! You will be captivated by the beauty you will ﬁnd in the apartments, common areas, and grounds. For those 50 & up we offer rent that is 30% of adjusted gross income & includes utilities. We also offer a low-cost DirecTV package, are located on the bus line, and have a county nutrition site. • Tenant and staff-led activities • Pet-friendly • Large rec room with Wi-Fi, pool table, games and puzzles

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Thinking Cremation? Please call to arrange a tour of our award winning cremation center, Manitowoc County’s newest and largest facility. All-Care offers a wide range of cremation options as well as a reception center for family gatherings.

All-Care Cremation Center 928 South 14th Street Manitowoc www.allcarecremationcenter.com

At Lakeshore Orthopaedics, my patients are extremely happy after this procedure. Their pain is gone and the thumb still moves and functions like normal. This is one of the most gratifying procedures I perform because patients have tremendous pain relief. If you are having pain at the base of your thumb, or experiencing any other hand or wrist problem, I’d be happy to see you at the Hand and Wrist Clinic at Lakeshore Orthopaedics.

Manitowoc

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1433 No. 6th Street Manitowoc • 684-5865 http://manitoumanor.weebly.com

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Appropriate

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Getaways largest remaining coastal wild rice marsh in the Great Lakes region: the Bad River and Kakagon sloughs. These beautiful wetlands, often called “Wisconsin’s Everglades,” are also home to the largest population of bald eagles in the Great Lakes.

Festival, is held Sept. 7-9 at Henry W. Maier Festival Park on Milwaukee’s lakefront. Activities at the event include a traditional pow-wow, fireworks, dance, cultural demonstrations, juried fine art exhibitions and an extensive marketplace.

The Menominee Nation’s 235,000-acre reservation is one of the most sustainable forests in the world. Visitors can appreciate the beauty of the reservation by rafting down the Wolf River or by hiking along forest trails. Be sure to plan your trip around the Menominee Nation Contest Pow-Wow on Aug. 3-5 in Keshena.

Entertainment

Native American Culture Colorful costumes and dancing highlight the Oneida Nation pow-wow. Gannett Wisconsin Media file photo

Wisconsin’s Tribes Enrich The Travel Experience Through Education and Entertainment

Many people associate Native American tribes and culture with the great plains and western frontiers of the United States. Yet deep in the heartland, Wisconsin is home to more Native American tribes than any other state east of the Mississippi. Eleven tribes dot the state, sharing their land, culture, art and tradition through historic villages, festive pow-wows and scenic landscapes.

The First Stewards While interest in eco-friendly lifestyles is becoming mainstream, the nation’s native people were the original stewards of the land. That tradition of stewardship continues in Wisconsin, where the Red Cliff Chippewa opened Frog Bay Tribal National Park this summer, making it the first tribal park ever to open to the public. The land originally belonged to the tribe and, with the help of a nearly half million-dollar grant, they were able to purchase it back to open it to the public. With 89 acres of immaculate forest, the new park offers a quarter mile of sandy beaches, a canopy of rare trees and abundant wildlife. The Oneida Community Integrated Food Systems (OCIFS), located on the Oneida Nation Reservation, aims to support a healthy community through its locally grown food. Visitors can purchase food and tour the reservation to see herds of grass-fed beef and buffalo, free-range chickens, an orchard, organic gardens and more. The Bad River Band of Superior Chippewa maintains the home of the

From festivals to living museums, Wisconsin’s Native American tribes offer a variety of cultural experiences for visitors. The Lac du Flambeau Chippewa operate the Waswagoning Ojibwe Indian Village, a 20-acre living museum where guests can tour a wigwam, learn how to make a fire Ojibwe-style, test their skills at double-ball and much more. Travelers can also take part in year-round programs like native cooking and crafts at the George W. Brown Jr. Ojibwe Museum & Cultural Center. Visitors can stop by the Oneida Nation Museum to learn about the rich Oneida culture, arts and history. The tribe emphasizes the healing, unifying and economic power of the arts; in fact, the Oneida Nation Arts Program is the only Native American tribal arts agency in the country. Pow-wows, featuring colorful pageantry, arts and crafts, traditional food and other festivities, are events that bring people together to celebrate Native American culture. Notable Wisconsin pow-wows include: The Honor the Earth Pow-Wow; July 1922 in Hayward. The St. Croix Wild Rice Pow-Wow; Aug. 24-26 in Danbury. The Ho-Chunk Nation Pow-Wow; Sept. 1-3 in Black River Falls. The Hunting Moon Pow-Wow; Oct. 26-28 in Milwaukee

In addition to eco-friendly initiatives and cultural celebrations, Wisconsin’s Native American tribes offer travelers quality entertainment venues from gaming to golf. Potawatomi Bingo Casino in Milwaukee offers world-class dining at Dream Dance Steak and is breaking ground on a brand new hotel. Its Northern Lights Theater has hosted musical legends including B.B. King, Aretha Franklin, Buddy Guy and Lyle Lovett. The Red Cliff Chippewa own and operate the Legendary Waters Resort & Casino, which opened in 2011 with stunning views of Lake Superior and the Apostle Islands from each room or premier suite, and a state-of-the-art casino. Ho-Chunk Gaming in the Wisconsin Dells features an impressive meeting and convention center, live events, dining, spa services and more. Oneida Casino in Green Bay offers free shuttles from its main location to its Bingo Hall and Mason Street Casino. The Stockbridge-Munsee Band of the Mohican Nation owns and operates Pine Hills Golf, a pristinely manicured course nestled in the beautiful landscape of the Northwoods. Other casinos include Mole Lake Casino in Crandon, operated by the Sokagon Chippewa, and the St. Croix Casinos operated by the St. Croix Chippewa in Northwest Wisconsin. For more information on Native American events and attractions in Wisconsin, visit the Native American Tourism of Wisconsin organization at www.natow.org or TravelWisconsin.com. ARA

In addition, the state’s largest Native American cultural event, Indian Summer

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Money savings tips continued from page 7 out and about in the community. Reassess your gift-giving habits. If you’ve ever found yourself rushing to the mall to buy a last-minute gift for a loved one’s birthday, chances are you’ve spent more than you originally planned, settled for something you suspected the recipient might end up exchanging, or avoided the decision by purchasing a safe but impersonal gift card. However, most of us don’t really need more things. Instead, consider giving your loved ones the gift of a shared

experience. If your grandson loves animals, take him to the zoo. If your sister is into jazz, take her out for an evening at a jazz club. Of course, you might not end up spending less money this way - experiences come in all price ranges - so do keep your budget in mind. The point is that instead of wasting money on something that might just sit in the garage for years, you’ll enjoy a meaningful experience together. And that’s what quality of life is all about.

Social Security and Women By Ken Hess

or savings.

Aug. 26 is known as Women’s Equality Day. On that date in 1920, the 19th Amendment to the U.S. Constitution was signed, giving women the right to vote.

If a woman is married to a man who earns significantly more than she does, it is likely she will qualify for a larger benefit amount on his record than on her own.

Social Security treats men and women equally. Men and women with identical earnings histories are treated exactly the same. However, there are things women in particular should know about Social Security. Although treated equally by Social Security, there are trends and differences in lifestyle that can affect benefits.

Want to learn more? Visit our Women’s page at www.socialsecurity. gov/women. Follow the link on that page to our publication, What Every Woman Should Know. You can read it online, print a copy, or listen to it on audio. We provide alternate media as well to reach as many women as possible and to provide the information the way you’d like to receive it.

Julia Roberts Male Costars ARA

WORD SEARCH: Julia Roberts Male Costars O N T T I P U K S R C S E A B

X O C E A M M N T S N I T M O

H T X L I L I U E G C R L K N

I G L V O K S F W C Z R O A S

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M S G E L A U W Y T S P S E K

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For example, women tend to care for many people: spouses, children and parents. Taking time away from the workplace to care for a newborn child or aging parent can have an impact on your future Social Security benefits. Also, despite significant strides through the years, women are more likely to earn less over a lifetime than men. Women are less often covered by private retirement plans, and they are more dependent on Social Security in their retirement years. And, women tend to live about five years longer than men, which means more years depending on Social Security and other retirement income

Learning about your future Social Security benefits and how men and women are treated just the same in the eyes of Social Security: what better way to celebrate Women’s Equality Day? Ken Hess is Social Security public affairs specialist for Northern Wisconsin. Contact him at 1603 Mirro Drive, Manitowoc, Wisconsin 54221 or via email at kenneth. hess@ssa.gov.

Regency House

Carefree Senior Living

Comfortable 1 & 2 Bedroom Apartments Include: • Security Features • Hot Water Heat • Water & Sewer • Appliances

• Garages Available • Safety Features • Laundry Facilities • Community Room

929 S. 31st Street Seniors 55+ Residence Across the street from Senior Center Shopping, Banking Grocery Store, City Busline

• Soundprooﬁng • Elevator • Cable/Dish Ready • Monthly Socials *Income limits apply to 1 Bdrms.

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CLOONEY DUVALL FINNEY GANDOLFINI GARCIA GERE GIAMATTI GIBSON GRANT 14HARRIS . August 2012 .

Q H H F N V I E T B G Z F R R

For A Showing: (920) 684-1531 or info@parkregencymanagement.com

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50 plus!

Wine

Jointhe Club

Opt for new experiences with these daring wines

From left, 2008 Saxon Brown ‘Cricket Creek’ Semillon, Sonoma, Calif., 2007 Forlorn Hope ‘Mil Amores,’ Napa, Calif., 2006 Vinedo de los Vientos Tannat, Atlantida, Uruguay, 2009 Luna Beberide Mencia, Bierzo, Spain, DIPTI VAIDYA / THE TENNESSEAN

Welcome to the club! These celebrities recently joined the 50-plus set:

Paula Abdul (born June 19, 1962) is an American singersongwriter, dancer, choreographer, actress and television personality. In the 1980s, Abdul rose from cheerleader for the Los Angeles Lakers to highly sought-after choreographer at the height of the music video era before scoring a string of pop music-R&B hits in the late 1980s and early 1990s. Her six number one singles on the Billboard Hot 100 tie her for fifth among the female solo performers who have reached #1 there. She won a Grammy for “Best Music Video – Short Form” for “Opposites Attract” and twice won the “Primetime Emmy Award for Outstanding Choreography.” Thomas Cruise Mapother IV (born July 3, 1962), widely known as Tom Cruise, is an American film actor and producer. He has been nominated for three Academy Awards and has won three Golden Globe Awards for the same movies: Born on the Fourth of July (1989), Jerry Maguire (1996), Magnolia (1999). He started his career with the movie Endless Love. Cruise’s first appearance in a major film was in 1981’s Taps. His first leading role was in the film Risky Business, released in August 1983. Cruise played a heroic naval pilot in the 1986 film Top Gun, and also secret agent Ethan Hunt in the series of Mission: Impossible action films. Source: Wikipedia

By ADRIEN MATTHEWS Gannett Good day, wine fans. I have some wines for you that are a bit out of the box. All of these wines are unusual but very approachable. Some are playful, some are serious, but each of them is special in its own way. So let’s jump into it, shall we? 2008 Saxon Brown “Cricket Creek” Semillon, Sonoma, Calif. — This is a playful one. I don’t often see this grape traveling alone. When not running with the white Bordeaux posse, I see it blended with chardonnay in Australia. This wine is bright and zesty. Perfect for seafood off the grill or pulled pork BBQ. Only 360 cases of this wine were made by wine maker Jeff Gaffner from vines planted around 25 years ago in the northeast end of the Alexander Valley. The nose is a lovely mixture of citrus, apples and dried fruit. On the palate, the wine is bright and mildly acidic with a layered blend of the flavors of the nose. The finish is pleasant and lightly creamy. $19.99 2009 Luna Beberide Mencia, Bierzo, Spain — Mencia is a grape grown in the northwestern part of Spain. For many years it was thought to be related to cabernet franc. However, DNA testing proved this false. The test did conclude that the mencia grape is identical to a Portuguese grape called Jaen du Dao. The wine is rich without being overpowering. The big flavors of fresh berries play against a complex background of light earth. This wine is great

with everything from fancy cheeses with names too hard to spell and pronounce or a juicy burger. It’s also fine by itself. $16.99 2006 Vinedo de los Vientos Tannat, Atlantida, Uruguay — This grape is traditionally grown in France. Its role was that of a blending grape. Tannat is usually added to cabernet sauvignon, cabernet franc or merlot blends to add an extra punch of tannins. In recent years it has been grown, very successfully I might add, in Uruguay. Though this wine exhibits flavors of its ancestry, it has its own personality. It is wet like the early morning after a summer rainstorm, with mushrooms everywhere, steam on the highway kind of wet. Ripe berries and newly sprouted mushrooms abound on the nose. The mouth is rich and ripe with a kiss of tannins on the finish. $19.99 2007 Forlorn Hope ”Mil Amores,” Napa, Calif. — Whatever your deal might happen to be, this wine will close it. Winemaker Matthew Rorick has created a dead sexy wine. A blend of two Portuguese grapes, touriga nacional and tinta ruiz, this wine is simply gorgeous. It is a naughty blend of big ripe and dried fruit in a ”black leather jacket” of terroir and wearing ”mirrored shades” of tannins. The ”wine of a thousand loves” is a sultry and seductive lothario. He will leave you breathless and wanting more, but he will never call. $24.99 Adrien Matthews is the wine steward at tayst Restaurant and Wine Bar, 2100 21st Ave. S., Nashville.

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CommunityDedication This year, as Shady Lane, Inc. celebrates sixty one years of quality care, we reflect on the dedication of our board, our staff, our donors, our residents and our community – all those we have served through quality, affordable care.

Find out why people...

Think of Us First for comfort of skilled care Designed for living with beautifully decorated and lovely gardens, Shady Lane offers skilled nursing care for short or long-term care, therapy services, social services and hospice care. Medicare and Medicaid Certified.

for planning to get better . . . Recovering after an illness, joint replacement or surgery is a team effort. In fact, it could be called "Team You"! We offer physical, occupational and speech therapy, respiratory services, pain management and neurological, orthopedic and cardiac rehabilitation. Medicare and Medicaid Certified and some private insurances. In-patient or Out-patient Services.

for the joys of home without the work From two bedroom apartments to single bedrooms with private bathrooms, Laurel Grove offers a variety of assisted living options to meet your needs. Enjoy the gardens, optional activities and care-free living. Starting at just $1,300 a month including meals!

Now Open! HFM Clinic at Shady Lane Manitowoc’s only not-for-profit citizen directed care facility. 1235 South 24th Street • Manitowoc, WI • www.shadylaneinc.com • 920-682-8254 WI-5001528099

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