50 Plus - Feb 2012 by Gannett Wisconsin Media

50 February 2012 | The magazine for active, mature lifestyles

plus!

THINGS TO DO

Saavy Senior

ADRC: TAX HELP

FINANCIAL COLUMN: Donâ&#x20AC;&#x2122;t Presume all that Year-end Paperwork is Correct

Greg Anderson

HEALTH: U.S. Diabetes Prevention

6 ART ROOM FEATURE STORY:

Factory converted to gallery

50 Oral Storytelling Preserves History

plus!

THINGS TO DO Jan. 28 The Cashore Marionettes: Life in Motion, Capitol Civic Centre, A collection of engaging pieces encompassing a broad range of themes. 3 & 7 p.m., (920) 683-2184 Candlelight Ski/Hike, Point Beach State Forest, Walk along the beach or in the forest along candlelit trails. There will be food, beverages and entertainment in the lodge. State park sticker is your admission and available at the park. 5-9:30 p.m., (920) 794-7480

THINGS TO DO

Saavy Senior

ADRC: Tax Help

6-7 Art room: Factory converted to gallery On the Cover:

Robert Jagemann, 62, co-founder and owner of Gallery 3 in Manitowoc, poses inside the gallery recently. Sue Pischke/50 Plus

Trips & Travel

FINANCIAL COLUMN: Don’t Presume all that Year-end Paperwork is Correct Greg Anderson

HEALTH: U.S. Diabetes Prevention

Lakeshore Guardians: The Story of the U.S. Lifesaving Service in Wisconsin, Wisconsin Maritime Museum, Dan Larson presents portions of documentary about heroic service of the past and how it became the Coast Guard, 1 p.m., Fee charged, (920) 684-0218

Feb. 7 Full Moon Walk, Woodland Dunes Nature Center. Explore winter landscape on this self-guided hike, snowshoe or ski in the moonlight, Some shoes are available to rent, call to reserve shoes. Trails are not groomed, (920) 793-4007

Feb. 19

Feb. 8 The Wonder of It All: Why Don’t We Have Dinosaurs in Wisconsin?, Woodland Dunes Nature Center, Learn about Wisconsin’s Geologic history with Dr. McKean, assistant professor at St. Norbert College, focus is on the fossil record, 5:30-7 p.m., for reservations call (920) 793-4007.

Feb. 11

Pat Pankratz, 50 Plus! Editor 920-686-2138 ppankratz@htrnews.com

Victorian Tea, Manitowoc Heritage Center. Tea, desserts, fashions and music from the Victorian Era as well as speaker Jessica Machna. 1-3 p.m., pre-registration required. Contact Amy Meyer at (920) 684-4445

Staff

Lowell Johnson, General Manager 920-684-4433 ljohnson@htrnews.com 50 Plus! is published monthly by the Herald Times Reporter. It also is distributed to select businesses in Manitowoc County.

Inspired by Romance: Manitowoc Symphony Orchestra, Capitol Civic Centre, A romantic concert perfect for Valentine’s Day, 7:30 p.m., (920) 323-4884

Feb. 18 Manitowoc Jaycees Beer Lovers Brewfest, Manitowoc County Expo, Sample over 75 different Microbrews from around Wisconsin. 5-9 p.m., (920) 682-2692

2 . February 2012 . 50 plus!

American Idol third-place winner Danny Gokey will appear at the Capitol Civic Centre on Feb. 25.

Guest Artist Music Series, Silver Lake College, Join the Milwaukee Children’s Choir for an exceptional performance, 3 p.m., (920) 686-6176

Feb. 25 Danny Gokey, Capitol Civic Centre. This former truck driver and third-place finisher on “American Idol” in 2009 impressed the judges with his versatility. He decided on country music after being mentored by Randy Travis. 7:30 p.m., (920) 683-2184

PARK LANE APARTMENTS • 416 PARK LANE • MISHICOT, WI

I M M E D I AT E O P E N I N G S • L O W- R E N T H O U S I N G FOR SENIORS OR • HANDICAPPED, DISABLED

• • • •

One and two bedroom with full kitchen and appliances • Patios and decks • Coin-operated laundry in all buildings • Off-street blacktop parking with heater plug ins •

Across the street from Village Park Seniors 62 and over Handicapped or disabled 18 years of age and over One block from a grocery store

Rent based on 30% of income, less medical Professionally Managed By: Bob Gregurich •

683-3042

WI-5001446202

Table of Contents . February 2012

Feb. 4

Park Regency gencyy Management Welcomes You Home to

Regency ency House at 929 S. 31st Street*

For Seniors, near the Senior Center, Banking & Shopping Comfortable 1 & 2 bedroom apartments include:

Jim Miller What are the 2011 IRS income tax filing requirements for seniors? I had to file and pay federal income taxes last year, but my income dropped and I’m wondering if I’m exempt this year.

You also need to be aware that there are some special financial situations that require you to file a tax return, even if your gross income falls below the IRS filing requirement. For example, if you had net earnings from self-employment in 2011 of $400 or more, or if you owe any special taxes to the IRS such as alternative minimum tax or IRA tax penalties, you’ll probably need to file.

Recently Retired

Dear Retired: According to the Tax Policy Center, 56 percent of retirees will not have to file or pay federal income taxes this year mainly because their incomes are under the IRS filing threshold. Here’s a breakdown of the 2011 filing requirements along with a few other tax tips to help you determine if you need to file.

IRS Requirements If your gross income is below the IRS filing limits, you probably won’t have to file a federal tax return this year. Gross income includes all the income you receive that is not exempt from tax, not including Social Security benefits, unless you are married and filing separately. You probably don’t have to file this year if: You are single and your 2011 gross income was less than $9,500 ($10,950 if you’re 65 or older). You are married filing jointly and your gross income was under $19,000. If you or your spouse is 65 or older, the limit increases to $20,150. And if you’re both over 65, your income must be under $21,300 to not file. You are head of household and your gross income was below $12,200 ($13,650 if age 65 or older). You are married filing separately and your income was less than $3,700. You are a qualifying widow(er) with a dependent child and your gross income was less than $15,300 ($16,450 if age 65 or older).

To figure this out, the IRS offers a page on their website called “Do You Need to File a Federal Income Tax Return?” that includes a list of financial situations and a series of questions that will help you determine if you’re required to file, or if you should file (if you’re due a refund). You can access this page at www.doyouneed2file.info, or you can get help over the phone by calling the IRS helpline at 800-829-1040.

Brillion West Haven

The Assisted Living Communities by Hillcrest are the new heartbeat of community based care, and that heartbeat is focused on assisting our elders in maintaining the highest level of functioning capabilities. Our communities consist of rooms for Special Care Alzheimer’s/Dementia, as well as Assisted Living Apartments.

Call Amy to schedule a tour (920) 850-5235

www.assistedlivingbyhillcrest.com 220 Achievement Drive, Brillion Also locations in Allouez, DePere and Green Bay

important

WI-5001446219

Some decisions are too

Check Your State Even if you’re not required to file a federal tax return this year, it doesn’t necessarily mean you’re also excused from filing state income taxes. Check on that with your state tax agency before concluding you’re entirely in the clear. For links to state and local tax agencies see taxadmin.org and click on “Links.”

to be rushed.

IIt just makes sense to prepare for the inevitable

Tax Help If you do need to file a tax return this year, you can get help through the Tax Counseling for the Elderly (or TCE) program. Sponsored by the IRS, TEC provides free tax preparation and counseling to middle- and low-income taxpayers, age 60 and older. Call 800829-1040 to locate a service near you.

while emotions are at rest and heads are clear.

Pre-planning Specialist Mike Jarzin is available to answer your questions and provide the guidance you need to make educated decisions.

Mike Jarzin Pre-planning Specialist

Call Mike today to set up an appointment.

Also check with AARP, a participant in the TCE program that provides free tax preparation at around 6,100 sites nationwide. To locate an AARP TaxAide site call 888-227-7669 or visit aarp. org/findtaxhelp.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

Charming building in a great downtown location!

Call 920-684-1521 or e-mail info@parkregencymanagement.com for further information.*

Welcome to

WI-5001446088

Washington Park Apartments at 1020 S. 12th Street

818 State Street Manitowoc, WI 54220 920.682.0118

1122 South 8th Street Manitowoc, WI 54220 920.682.1568

1124 Main Street Kellnersville, WI 54215 920.732.3535

Special Situations

• Appliances & Air Conditioner • Elevator • Soundprooﬁng & Insulation • Local Management • Garages Available • Beautiful Landscaping • Laundry Facilities • Security & Safety Features • Cable Ready WI-5001446226

Dear Savvy Senior:

50 plus! . February 2012 . 3

ADRC

Tax Help Available To Seniors

By JUDY RANK| for 50 Plus!

Volunteers Sought

Help with filling out Income Tax and Homestead Credit forms will again be available by appointment at the Manitowoc and Two Rivers senior centers starting in February. Appointments with the Manitowoc Senior Center can be made by calling (920) 683-4508. For appointments at the Two Rivers Senior Center please call (920) 793-5596.

Manitowoc County is looking for volunteers to become trained to co-facilitate its Living Well with Chronic Conditions program. The state will be providing the necessary four-day training in Brown County at the Oneida Elder Services Complex, 2907 S. Overland, Oneida, on Feb. 9, 10, 16 and 17. There is no cost to become trained.

Staff and volunteers from the Aging & Disability Resource Center of the Lakeshore (ADRC) will be establishing times when they will be available at some of the elderly housing complexes in the county to assist individuals in filling out the Homestead Credit form. The ADRC will only assist with filling out the H-EZ form. Those needing assistance with more complex income sources will need to see a tax preparer or the volunteers at the senior centers.

For those unfamiliar with the program, Living Well with Chronic Conditions is an evidencebased prevention program. It is a community-based workshop that meets for 2-1/2 hours, once a week, for six weeks, in community settings such as senior centers, churches, libraries and hospitals. People with different chronic health problems attend together. Workshops are facilitated by two trained leaders, one or both of whom are non-health professionals with a chronic disease themselves. Subjects covered include techniques to deal with problems such as frustration,

Individuals needing Homestead Credit help are asked

Skilled Nursing & Rehabilitation Redeﬁned

fatigue, pain, and isolation; appropriate exercise for maintaining and improving strength, flexibility, and endurance; appropriate use of medications; communicating effectively with family, friends, and health professionals; nutrition; and how to evaluate new treatments. Contact the ADRC at 1-877-4167083 or (920) 683-4180 for more information or a registration form.

to bring proof of income and their tax bill or signed rent certificate. Household income cannot exceed $24,600 a year for the credit. Two-thirds of the cost of health insurance premiums can be used to offset income to bring the household income down to this level.

‘Stepping On’ The ADRC has two “Stepping On” classes scheduled for this spring. “Stepping On” is an evidence-based, seven-week program that has been proven to increase balance and reduce the risk of a fall. The first one is scheduled to start from 9 to 11 a.m. Feb. 1 at Laurel Grove. Aurora Medical Center will be hosting a class beginning from 9 to 11 a.m. Thursday, March 29, and running through May 10 in the Lakeside Room at the hospital. This program utilizes a physical therapist to teach balance and strength exercises and includes a manual with the directions on how to do the exercises. A pharmacist presents one of the week’s programs and discusses how medications affect balance and the changes a person can make to their prescription list to lesson the risk of falls. A low-vision specialist will

We are located in a beautiful serene wooded setting near downtown Two Rivers

Hamilton Care Center offers:

Pr Private and Semi-private rooms Inpatient and Outpatient Physical, Occupational, and In Speech Therapy. Sp Our therapists are also trained in Low Vision and O Incontinence/Bladder Therapy. In Licensed qualiﬁed social service professionals. Li Activities geared toward all levels of function. Ac Ca aring, ccompassionate omp mp pas assi s onate stafff eager to mee et yyour our nee eds. Caring, meet needs.

Hamilton

Y hhometown choice Your h i ffor N Nursing i and Rehabilitation Services!

WI-5001446207

Care Center

1 Hamilton Drive | Two Rivers | Wisconsin 54241

4 . February 2012 . 50 plus!

Come see the care provide we can provide. Schedule your tour today!

1-920-793-2261

word search: Apples be available another week to talk about how vision affects falls, and a safety officer is also involved to share how to stay safe while out in the community. There is a $10 fee that is requested at the time of reservation. Anyone attending all seven classes may request to have the fee returned, while those attending five or more classes may receive back $5 of the $10 registration fee. For more information or to receive a registration form for one of these programs, please contact the ADRC. Happy Valentine’s Day! Judy Rank is executive director of the Aging & Disability Resource Center of the Lakeshore (ADRC).

Calvin Wagner, left, and Jayda Arenz, right, of St. Gregory Daycare and Preschool in St. Nazianz present Lucille Heinzen with some New Year’s Day cards they created. Submitted

N N A I X B G Y P S W I K Z Y

P E O C J X R L R M M N O R C

S J W I U U V H A W I B E J M

I A O T R R F C T P C R M G K

R N Q N O E I V S N A A A G K

C F A M A N T P M E H E C X J

DELICIOUS BRAEBURN EMPIRE CAMEO BRAEBURN FUJI CRIPPSPINK CAMEO GALA CRITERION

Choose from two wonderful senior living communities!

Y K A S T G P I R O Z B X X V

E Y L O R I O I R Z J U K B C

N B S O R L P L P C D R C L K

O H M C O M S G D P M N I Q H

H E A O E E O E K Q I M Z X V

GRANNYSMITH HONEYCRISP JONAGOLD MACINTOSH

G R A N N Y S M I T H N O P L

P E F A L A G W I N E S A P V

H Z R K C E K P I P G N S L D

S U O I C I L E D D M A N V E

NEWTONPIPPIN ROME WINESAP

CRIPPSPINK CRITERION DELICIOUS EMPIRE FUJI GALA GRANNYSMITH HONEYCRISP JONAGOLD MACINTOSH NEWTONPIPPIN ROME WINESAP

Caring for you... That’s what we do!

www.doneff.com Our upscale apartment community features underground parking, a well-appointed community room, & balcony/patio. Close to shopping and restaurants in Manitowoc. Call DEBBIE for a private tour: 901-RENT

WI-5001446212

This quaint, affordable apartment community features garages, community room & salon. Centrally located in Two Rivers. Call SUE for a private tour: 794-1555.

NO entrance or endowment fees: Appliances, heat, water, sewer all included.

WI-5001445293

50 plus! . February 2012 . 5

Art Room: Factory converted to gallery

Works by the late Manitowoc artist Rudy Rotter are on display at Gallery 3 in Manitowoc.

Architect, Partner Enjoy Gallery 3 Venture By Tara Meissner | 50 Plus Correspondent

exhibition space, “Gallery 3,” to the marketplace.

MANITOWOC — Empty space has been Bob Jagemann’s muse throughout his lifelong career restoring and renovating commercial properties as owner of Bamco Real Estate.

With Jagemann’s age and experience on her side, Bonde says people take her more seriously. “They don’t think I’m selling Girl Scout cookies,” she said.

“While I have always been artistic, I would not consider myself an artist,” the co-owner of Gallery 3 said. About five years ago, Jagemann, 62, purchased the long abandoned Mirro Plant 3 manufacturing building on Manitowoc’s south side. Since taking ownership of the building, Jagemann had a combination of tenants ranging from warehousing to office to a recording studio to manufacturing. Nothing fit right. It wasn’t until the happenstance of crossing paths with artist Heather Bonde that the building’s “highest and best use” was realized, he said. Bonde, 21, a student at UW-Whitewater majoring in visual arts and business management, carried a vision of repurposing an old building into a community center for the arts. “She brings a youthful eye, a fresh look,” Jagemann said of Bonde, who he credits with bringing Gallery 3 into fruition. Bonde would walk past Jagemann’s building and soon learned he was renting second-floor studios to artists. She became a tenant three years ago, and their collaboration would ultimately bring the unique

6 . February 2012 . 50 plus!

“Bob has a kid spirit and a wise mind,” she added. For Jagemann, the endeavor is enriching as he has had to learn an entire new business, including operations such as art marketing, handling fine art, and how to value and price pieces. “It’s given me an opportunity to learn a lot of new things and that always keeps you sharp,” he said.

Variety Of Artists The 25,000-square-foot space has hosted 13 shows representing 15 different artists in the first year of its operation. Jan. 15 marked Gallery 3’s one-year anniversary. The venue is equipped with 12-, 15- and 20-foot ceilings and state of the art, museum quality lighting. Gallery 3 has presented large-scale installation art ranging from painting, sculpture, photography and other media. Photographer Robert Leberak, 71, had a show at the gallery last March. He captures mostly cityscapes. Like many artists, Leberak had a long pause in pursuing his craft. “I started in 1953, took a break for 50 years, and when I retired I needed something to do to keep me occupied,” he said. “There are so many things that

Heather Bonde and Bob Jagemann co-founders of Gallery 3 in Manitowoc. photos by Sue Pischke/50 Plus

should be documented, old buildings that aren’t here anymore; they’re beautiful in photographs.” The pursuit of images to be framed in a viewfinder get Leberak out of bed each morning and out of the house each day. He learned photography with a black and white press camera and still uses that technology today. “Not a day goes by that I don’t find something to shoot,” he said. Leberak advises anyone who is interested in taking up the art, to frankly “go to Lloyd’s Photo or Walmart and buy a camera and start taking pictures.” More formally, there are opportunities for beginners and experienced artists alike to participate in the arts. Gallery 3 has studio space available for rent on the second floor of the building. In addition, there is a painting class taught by local artist Jason Prigge, from 7-9 p.m. on Tuesdays and Thursdays; cost is $75 a month. To find out more about Gallery 3’s upcoming shows, special events and classes visit www. galllery3isart.com or call (920) 242-9441. “We are an artist community in an old industrial building that we are revitalizing and that is an asset to the city, the community, and neighborhood,” Jagemann said. Tara Meissner is a freelance writer in Manitowoc. She can be reached at tarameissner@yahoo.com.

RAHR-WEST ART CLASSES

The Rahr-West Art Museum, 610 N. Eighth St., also offers opportunity for people of all ages to participate in the visual arts. Several classes are scheduled. To register, call the museum at (920) 686-3090.

Ceramic Garden Stakes

Instructor: Amy Zander When: 5:15 – 7:30 p.m. Wednesday, Mar 14 & 21 Cost: $40 Info: Hand build a clay flower garden stake just in time for Spring.

Still Life Painting

Instructor: Heidi Dalberg When: 1:15 – 3:45 p.m. Mondays, Jan. 23 through Feb. 27 Cost: $75 members/ $150 nonmembers Info: Develop your eye for simplifying shapes, values, colors, and edge relationships with an extended still life.

Photoshop for Small Business and Social Media

Instructor: Heidi Dalberg When: 5:30-7:30 p.m. Wednesdays, April 4. 11 and 18 Cost: $40 members / $80 nonmembers Info: Use the popular graphics software Photoshop Elements to downsize images, add a watermark and create marketing jpgs for upload to social media like Facebook Photographer Robert Leberak, artist at Gallery 3 in Manitowoc, poses inside the gallery surrounded by his work.

Spacious m 1-Bedroo nts Apartme Available

Come S our Ne ee wly Remod eled Lobby

Those 55 & older or for adults with disabilities

• Rent is 30% of adjusted gross income • All utilities included • On-site laundry facilities • Off-street parking • Monthly Activity Schedule

• Hot noon meals available • Affordable DirecTV package available • ON BUS ROUTE (Bus stop at front door) • Near grocery store, restaurant, medical park medi me dica call cclinics lilini nics cs & p arkk ar

WI-5001446215

MANITOU MANOR APARTMENTS

1433 No. 6th Street Manitowoc • 684-5865 http://manitoumanor.weebly.com

WI-5001446115

50 plus! . February 2012 . 7

Crossword: ROCK AND ROLL

Jointhe Club

Actor Jim Carrey joined the 50plus set with a Jan. 17 birthday. His film credits include a pair of Golden Globe awards. He has starred in “Ace Ventura: Pet Detective,” “The Mask,” “Dumb and Dumber,” “The Cable Guy,” “Liar Liar” and “The Truman Show,” among many other films. 50. *”Heat of the Moment” band 52. ___ Luis Obispo 53. Similar in quality 55. Some pop-up online 57. *Founding member of legendary British band 60. *”___ ____ Rock and Roll” 64. *Rock and Roll, e.g. 65. Not divisible by two 67. *New _____, formerly Joy Division 68. Sometimes precedes “nonsense” 69. Motion of assent 70. Period from Dec. 24 to Jan. 6, pl. 71. Cook slowly 72. *”Owner of a Lonely Heart” band 73. Farley’s side-kick in “Tommy Boy”

ACROSS

1. *”We Are the _____” 6. *Madonna’s cone-shaped garment 9. Clarified butter 13. Farewell in France 14. *”Barbara ___,” sung by The Beach Boys 15. Private university in Des Moines, IA 16. Times New _____ 17. *Papa’s got a brand new one 18. Oil tanker 19. *A rockabilly original 21. Ran away to marry 23. Open box attached to long pole handle 24. Scratch or scrape

25. Programmer’s bane 28. Pocket bread 30. Chew the fat or chat 35. It will 37. Literary “through” 39. Peter in Russian 40. “In ____ of” 41. *Behind Wilson sisters, this group rose to prominence in 1970s 43. Japanese soup 44. Treeless plain 46. Affirm 47. A bunch, often followed by “of” 48. Inhabitant of republic on southwestern shores of Arabian Peninsula

DOWN

1. *”Let’s do the time ____ again” 2. Detected by olfactory organ 3. Ice crystals or frost 4. Some keep others on a short one of these 5. Tire brand 6. *The Beach Boys’ “Don’t Worry ____” 7. DNA transmitter 8. *Aerosmith song with one-word title 9. “Get a ____!” 10. Exhibiting vigorous good health 11. Added to, commonly followed by “out” 12. Poetic “ever” 15. *Popular R&B style of 1950s and 1960s

20. Archie Bunker’s wife 22. French lake 24. Single-file procession 25. *”It’s still Rock and Roll” to him 26. Being of service 27. Flash of light 29. Titaness who was mother of Helios, Selene, and Eos in Greek mythology 31. Jodie Foster’s “____ Island” 32. Laertes and Fortinbras to Hamlet, e.g. 33. Like ship away from harbor 34. *Mr. Dynamite 36. Anything half-moon shaped 38. Mine deposits 42. *Chuck Berry went to prison after one 45. Medieval siege weapon 49. *___ & Tina Turner 51. Software plug-ins 54. Literary technique 56. Razor sharpener 57. *”I Love Rock ‘n’ Roll” singer 58. Initial stake 59. What Jack’s beanstalk did 60. Made in Vegas 61. It turns on a light bulb? 62. Mix together 63. Gaelic 64. *”Hop on the bus, ___” 66. John or Jane___ Crossword solution on page 11

For locally owned hospice care, ask speciﬁcally for HomeCare Health Services.

“A special kind of caring” RN’s • Therapists • Bath Service • Companions Hospice • Housekeepers • Money Minders WI-5001446217

Lynn Seidl-Babcock, RN/BSN Owner/Administrator

8 . February 2012 . 50 plus!

1004 Washington Street • Manitowoc

684-7155 www.homecarehealth.org

sudoku

financial Column:

Don’t Presume

Year-end Paperwork all that

Correct

As we all start seeing things in our mailbox in early 2012 that relate to 2011 tax matters, too many Americans are too trusting with the information on those forms. Another reality is that in their quest to file early and obtain their refunds quickly, they prematurely file a return, only to have a handful of informational papers arrive weeks after they already filed the return, meaning that they will have to amend and maybe draw needless attention for an audit.

How Can This Be Avoided? Open up all correspondence that involves tax matters and really review the info on the forms. Are the name and address and social security number correct? Should you have even gotten a form from the sender? Do the numbers on it make sense and pass the “smell” test? Do the figures for income and withholdings jive with your records? Sometimes figures are transposed, entered in the wrong box, or totally overlooked, meaning that you are getting short-changed somehow. The matching program of the IRS does indeed exist and will trigger any info that is missing or does not tie out to info they have been sent by employers, banks, brokers and others. So if it gets to be early to mid-February and you still await some anticipated forms, call the prospective sender and find out the story. Did they forget? Do they have an incorrect

Greg Anderson is with Ihlenfeld, Skatrud & Anderson Inc., certified public accountants in Manitowoc and Marinette. Contact him at (920) 682-6365.

address? Did they close up and flee the area? Make sure to take all legitimate credit for federal/ state taxes already withheld and submitted on your behalf. Often people just enter figures from a W-2 form, but often there can be unintended withholdings on 1099 forms (for interest and dividend income), unemployment benefits, Social Security payments, retirement payouts, gambling winnings, and more! Some forms by nature and deadline dates will arrive in late March or early April, including info from your brokers regarding trades made, K-1 forms you have by owning a business or being a beneficiary of a trust or estate, etc. Wait for these to all come in before filing. Even if you merely rolled over retirement monies (and did not receive cash) you will get forms that must be entered on your returns to show the in/out transactions. Same with cashing in bonds or mutual funds (where you think you broke even) — these all will be looked for on your return as part of the matching program. The list could go on with the common oversights and mistakes we see every tax season, but the best solution is that you — as the taxpayer — actually open and check out all tax-related info sent your way. After going through 35 tax seasons, I say that the only thing worse than filing and paying taxes .is getting notices from the IRS or state pointing out errors or omissions. This not only ultimately costs

Fill in the blank squares in the grid, making sure that every row, column and 3-by-3 box includes all digits 1 through 9. Sudoku solution on page 11

you money, but may put you under the gun for an audit which could have been avoided by following these tips. And when in doubt, file for an extension. That is the best way to get it right the first time, and likely escape even the potential to be audited.

Do you have swelling that won't go away?

Please join us for an information session about Lymphedema at Northland Lodge. Tuesday, January 31st 2 PM

Northland Lodge 2500 Garfield St., Two Rivers www.northlandlodgewi.com

WI-5001446225

WI-5001446203

Please RSVP to 920-794-6922

50 plus! . February 2012 . 9

health:

Diabetes Prevention

U.S.

resources,” said Xiaohui Zhuo, a health economist in the division of diabetes translation at the U.S. Centers for Disease Control and Prevention).

Program Might Avert 885,000 Cases

Findings from Zhuo’s study are published in the January issue of Health Affairs, a thematic issue of the journal looking at diabetes prevention programs.

By SERENA GORDON | HealthDay A national community-based diabetes prevention program in the United States could prevent or delay 885,000 cases of type 2 diabetes over 25 years, a new federal government study says. Overall, the program would save $29.8 billion in medical costs. But, the program itself would require a $24 billion investment. Still, the researchers said, it would only take about 14 years to recoup the money spent on the program. “The take-home message is that implementing screening and community-based lifestyle interventions can improve health and reduce health care costs over the long term. This is an efficient use of health care

Almost 26 million Americans have type 2 diabetes, according to the CDC. The exact cause of the disease is unknown, but lifestyle factors such as being overweight or not exercising are strongly associated with the development of type 2 diabetes. People diagnosed with prediabetes can often prevent the development of type 2 diabetes by losing some weight and increasing their physical activity. The American Diabetes Association recommends at least 150 minutes of moderate aerobic activity each week. According to the new study, everyone in the country between 65 and 84 would receive a letter offering laboratory screening for diabetes. The researchers assumed that younger people would be screened at their physicians’ offices.

Thinking Cremation? Please call to arrange a tour of our award winning cremation center, Manitowoc County’s newest and largest facility. All-Care offers a wide range of cremation options as well as a reception center for family gatherings.

Two Rivers

793-1396

10 . February 2012 . 50 plus!

Age 50 & Up

Subsidized apartments for the elderly

Village Green West

2602 Forest Ave., Two Rivers • 794.8713

Affordable

WI-5001446223

Licensed Pre-Need Counselor

WI-5001446221

TAKING

• On-site Resident Managers for your convenience & security

Valders

775-4433

All-Care Cremation Center

Appropriate

Zhuo and colleagues also assumed that older people might be more likely to sustain healthy changes

• Utilities included

John Bodwin

Meaningful

Realizing that not everyone would maintain a weight loss or a new exercise regimen, the authors assumed that there would be a 40 percent risk reduction in diabetes for the first two years for people between 18 and 64. They also assumed that after the first two years, there would be a decrease in the risk reduction of about 10 percent per year.

• Spacious one-bedroom apartments

Advanced Planning Makes Sense Your locally owned Funeral Homes

During the first- and second-year sessions, the training would be offered by trained lifestyle coaches. Next, follow-up sessions would be conducted by a health care provider once or twice a year, according to the study.

“We Care About Our Residents”

928 South 14th Street Manitowoc www.allcarecremationcenter.com

Manitowoc

The first sessions would be followed by six monthly sessions to help reinforce and sustain the new lifestyle changes. During the second year, people would be offered eight maintenance sessions.

2 Great Locations Now For Comfortable Senior Living

All-Care Cremation Center

684-4642

Zhuo’s hypothetical lifestyle program is a communitybased intervention based on the “Promoting a Lifestyle of Activity and Nutrition for Working to Alter the Risk of Diabetes” study. The program would include 16 intensive core sessions offered over five months to help people lose weight and to adopt other healthy lifestyle habits. The researchers estimated a weight loss of about nine pounds.

Village Green East

2401 Polk St., Two Rivers • 794.7961

Apartments available both locations

and figured a 50 percent reduction in diabetes risk for the first two years and a 15 percent decline in risk reduction for each subsequent year in people between 65 and 84 years old. The cost of this intervention would be about $300 per person for the first year, $150 for the second and about $50 a year thereafter, according to the report. The authors estimated it would take about 14 years to recoup this investment. But, over 25 years, it would save nearly $6 billion in health care costs. Zhuo said the biggest barrier to implementing such a program would be funding. But, he said, policies offering incentives to private insurers for providing diabetes-prevention reimbursement might help get more insurers to consider making the investment. Some insurers are onboard with the concept of prevention programs. In another article in the same issue of the journal, Deneen Vojta, chief clinical officer for the UnitedHealth Diabetes Prevention and Control Alliance, reviewed different strategies that may

help stem the rising tide of type 2 diabetes. These ideas include encouraging lifestyle changes, developing partnerships with pharmacists, nurses and health coaches, and implementing new programs for Medicare and Medicaid to help patients make lifestyle changes. “This is a problem the whole world is facing. It’s the concept of changing the paradigm and shifting the focus from treatment to prevention,” said Dr. Joel Zonszein, director of the clinical diabetes center at Montefiore Medical Center in New York City.

Visit us today and learn more about these special services:

“Prevention is cheaper and investments in health do save in the long term. But, who’s going to sponsor it?” he asked. Zonszein said it’s also critically important that any diabetes program and education be tailored to the specific population. That means what works in a wealthy suburban setting probably won’t be helpful in a poorer inner-city area and vice versa. “Diet and exercise programs have to be individually tailored,” he said.

Marv Moore, PharmD Brian Jensen, R.Ph., FACA Karl Schroeder, R.Ph. Joylyn Moore, PharmD WI-5001446090

Tr ipsvel Tra 2012

• Personal Medication Counseling • Daily Delivery • Prescription Compounding • Online Reﬁlls • Bubble Packaging • Automatic Reﬁlls with our SmartFill Program • One Price Plan–Get a Large Supply of Your Medication and Save

Hours: M-F 9 a.m. - 6 p.m. Sat 9 a.m. - 1 p.m.

��

Manitowoc Senior Center Jan. 18: Mystery Tour Feb. 14: Cedarburg March 4: Nationwide Spring Showcase

March 15: The Fireside ‘9 to 5’ For information about these trips, call the Manitowoc Senior Center at (920) 686-3060.

Two Rivers Senior Center Jan. 24: Cleopatra exhibit at the Milwaukee Museum May 11: Bobby Vinton Show May (Date TBD): Panama Canal trip May 13-17: Amish Country June 28: Mystery Trip Sept. 17-25: Niagara Falls and Cape Cod For information call the Two Rivers Senior Center at (920) 793-5596. 50 plus! . February 2012 . 11

CommunityDedication This year, as Shady Lane, Inc. celebrates sixty years of quality care, we reflect on the dedication of our board, our staff, our donors, our residents and our community – all those we have served through quality, affordable care.

Find out why people...

Think of Us First for comfort of skilled care Designed for living with beautifully decorated and lovely gardens, Shady Lane offers skilled nursing care for short or long-term care, therapy services, social services and hospice care. Medicare and Medicaid Certified.

for planning to get better . . . Recovering after an illness, joint replacement or surgery is a team effort. In fact, it could be called "Team You"! We offer physical, occupational and speech therapy, respiratory services, pain management and neurological, orthopedic and cardiac rehabilitation. Medicare and Medicaid Certified and some private insurances. In-patient or Out-patient Services.

for the joys of home without the work From two bedroom apartments to single bedrooms with private bathrooms, Laurel Grove offers a variety of assisted living options to meet your needs. Enjoy the gardens, optional activities and care-free living. Starting at just $1,300 a month including meals!

Manitowoc’s only not-for-profit citizen directed care facility. 1235 South 24th Street • Manitowoc, WI • www.shadylaneinc.com • 920-682-8254 WI-5001446237

12 . February 2012 . 50 plus!