NEWS FOR BOOMERS AND BEYOND • MARCH 2014
free Sr. Ann McKean, CSA supports education journey of young Nicaraguan women PLUS:
Still ice fishing at 96 Vacation in paradise Social Security Free tax assistance
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Cover Story
Supporting the journey to become physicians Story by Valerie Graczyk | Cover photo by Pat Flood/Action Reporter Media
T
o refocus one’s time, talents and resources after the traditional age of retirement in the United States is not unusual. However, Sister Ann McKean has chosen a unique way of using her talents since she retired from teaching. “I have twelve young women who are depending upon me every day to achieve their dream of becoming a doctor. I am committed to seeing each one of them graduate,” smiled Sister Ann. A recent recipient of the Distinguished Alumni Award from Marian University, Sister Ann earned her doctorate degree in Theology at Vanderbilt University in Nashville, Tenn. “I have spent over five decades of my life teaching” shared Sister Ann. “When it came time to retire I wanted to use the experience I had gained from teaching in higher education to benefit women in Nicaragua.” Nicaragua is the second poorest country in the Western Hemisphere following Haiti. For every 3,000 people there is approximately one doctor. The six years it takes to graduate as a doctor is beyond most women’s reach. The barriers are many, with lack of financial support top of the list. Unlike the United States, a degree to become a physician through the University in Nicaragua costs a total of $6,000. The average annual income per household in Nicaragua is $1,500. “I was teaching in Nicaragua for CSA when I met a young woman named Elizabeth who had graduated top of her high school class. At the time, she was working as a house cleaner. She wanted desperately to go to college but could not afford the $300 per semester. I was astonished at the small amount of money that it would take for this bright, articulate
2 ░ EXPERIENCE
young woman to follow her dream. I decided to give her $400. I was earning income from teaching and said I would find other donors who could help as well, “said Sister Ann. It has been five years since Sister Ann reached out to Elizabeth to support her in fulfilling her dream of further education. “I was moved to want to help other young women in their pursuit of becoming doctors. I started an initiative called Adelante Mujuer, which in English means “Advance Woman,” continued Sister Ann. “The focus is to provide university scholarships for young women who wish to attend URRACAN University in Puerto Cabezas, but who cannot afford the cost of tuition or supplies. Each approved applicant receives a full scholarship. In return she must maintain her grades and is encouraged to volunteer her time. Included in the tuition amount is the provision of a meal on campus each day. One of the professors shared with her that some of the students come to class hungry because they cannot afford even one meal a day.” An example of Sister Ann’s tenacity in providing for her students included a recent visit to a cardiologist. She shared with him about her need for help to support the 12 students she is committed to through Adelante Mujuer. By the time she left his office he had committed to presenting a class in cardiology for the students and to see patients with a medical team during his visit in April of 2014. Sister Ann spends her time overseeing the program, fund raising and meeting with the university faculty. She meets with anyone who may be interested in supporting a student. “My dream is to support up to 20 women in becoming doctors. The first class of eight will be graduating in December, 2014. I hope to be there
Ana, a young Nicaraguan woman, works on her studies. Sister Ann McKean, CSA, is assisting Ana, and other students, both supportively and monetarily, in their goals of becoming doctors. SUBMITTED PHOTO
and celebrate their achievement of having a dream of becoming a doctor come true,” concluded Sister Ann. Sister Ann lives at the convent at the Sisters of St. Agnes in Fond du Lac. She is available to speak to
area clubs and organizations about the students who hold a dream to become doctors and serve the people of Nicaragua. Valerie Graczyk is the director of communications for the Congregation of Sisters of St. Agnes.
Tax, Financial & Retirement Planning Laura Whyms, Jake Harmsen, Jeremy Feucht, Tax Preparation Mark Feucht, CFP, EA, Jeff Nielson, Chad Muehlbauer ◆ Stocks, Bonds, Mutual Funds ◆ Separately Managed & Institutional Accts ◆ Life, Long-term Care Insurance & Annuities www.feuchtfinancial.com • N6687 Wrightway Drive Fond du Lac, WI 54937 Securities and advisory services offered through NATIONAL PLANNING ◆ Estate & Trust Planning, Inheritances CORPORATION (NPC), Member FINRA/SIPC., a Registered Investment Advisor. ◆ 401k Rollovers, IRA’s, Roth IRA’s Feucht Financial Group, L.L.C. and NPC are separate and unrelated companies ◆ ◆
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WI-5001760643
ACTION PUBLICATIONS ● MARCH 2014
Finance
Free tax assistance for eligible candidates
bout m to eople
T
he AARP's foundation provides free tax assistance for low-tomoderate income households. The volunteer program pays special attention to those 60 and over, but you do not need to be a retiree or even an AARP member to get help. Some returns cannot be prepared, but most are within the scope of the program and certification of the volunteers. In Fond du Lac, this assistance, and free e-filing, is offered in a partnership with the Fond du Lac Senior Center. Taxpayers should bring a picture ID, social security card, last year’s tax return and all tax information from 2013.
The tax service is provided Tuesday through Thursday from 8:30 a.m. to 3:30 p.m. by appointment through April 10. Call 322-3630 to make an appointment.
Wisconsin taxpayers with less than $24,680 in household income may be eligible for a refundable credit under the Homestead Credit program. Applicants will need a rent certificate or a copy of their 2014 property tax bill. Every return is prepared by a certified volunteer and quality
reviewed by the site captain before the return is printed for the taxpayer. The return is then e-filed (electronically filed). Last year every available appointment was filled, and over 1,150 returns were e-filed at the Fond du Lac Senior Center for participants in this free program.
WHY GO ANYWHERE ELSE?
When it comes to meeting your financial goals, you really only need to see one person. At Edward Jones, we strive to meet all your financial services needs while providing exceptional personalized service. Because we serve individual investors and business owners, all of our energy and resources are dedicated to helping you reach your long-term financial goals. That’s why we live and work in your community. We meet with you face to face to discuss the key steps to creating your financial strategy.
Game winners
The Fond du Lac Senior
or of Center wellness day was ation highlighted with a “Not so
Newlywed Game.” Bryan Johnson of Heartland Hospice was the MC for the show. After the points were tallied up, John and Marge Hauch of Rosendale, right, were declared the winners. They were presented with an overnight stay at the Holiday Inn (donated by the Holiday Inn) and ManorCare Health Services donated a basket of goodies and a decorated celebration cake. SUBMITTED PHOTO
MARCH 2014 ● ACTION PUBLICATIONS
You talk, we listen, and we get to know you.
Estate Planning*
Mutual Funds
Annuities
Insurance
Online Account Access Individual Retirement Accounts
Retirement Plan Rollovers and Consolidation
Portfolio and Retirement Plan Reviews For more information or to schedule a complimentary financial review, call or stop by today.
Joe Heeringa
14 W. Main Street Waupun, WI 53963 (920) 324-2188
Doug Shireman, AAMS
885 Western Ave., Suite 300B Fond du Lac,WI 54935 (920) 923-4401 888-923-4667
Pam Tollefson
355 N Peters, Ste 100 Fond du Lac,WI 54935 (920) 921-6095
Steven Millin, AAMS 68 N. Main St. Fond du Lac,WI 54935 (920) 923-0970 800-743-2996
*Estate-planning services are offered through Edward Jones Trust Company. Edward Jones Trust Company and Edward Jones are separate subsidiaries of the Jones Financial Companies, L.L.L.P.
www.edwardjones.com Adam VandeSlunt, AAMS Rich Matravers 1003 W. Main St. Waupun,WI 53963 (920) 324-2530 888-324-2535
404 E. Main St. Waupun,WI 53963 (920) 324-9002 800-441-6143
Ben Baertschy
928 S. Main Street, Suite 600 Fond du Lac,WI 54935 (920) 923-1020
Member SIPC
Dan Sprader, AAMS
976 E. Johnson St., Suite 700 Fond du Lac,WI 54935 (920) 923-3934 877-923-3934
WI-5001760239
EXPERIENCE ░ 3
March Calendar 1 • FOND DU LAC AGRICULTURE SHOWCASE – FDL County Fairgrounds Recreation Building, 541 Martin Ave., 8:30 to 3 p.m. Showcase your agriculture-related business and goods and reserve your booth for the 11th annual event! The event features a fantastic cheese and beverage tasting area, kids’activities, stage presentations and much more! 1 • WINTER FARMERS MARKET – Farm2Table Co-op and Cafe, 90 S. Main St., 8 a.m. to noon. 2 • CAMELOT'S BRIDAL FAIRE – The Golf Club at Camelot, W192 State Road 67, Lomira, 11 a.m. to 2:30 p.m. Over 50 vendors. Continual fashion show by Timeless Bridal (over 30 dresses). Meet Camelot's on-site Reverend. See Camelot's picturesque outdoor ceremony site, enjoy a free wine-tasting, and so much more.
Calendar listings are compiled by the Fond du Lac Area Convention & Visitors Bureau. For more detailed information on these events, visit www.fdl.com or call (920) 923-3010.
8 • ARISE & BOWL FOR KIDS' SAKE! – Ripon Plaza Bowl, 1216 W. Fond du Lac St., Ripon, various shifts, $75 in raised pledges. Feb. 28, March 1-2, Parkway Lanes, Fond du Lac. And March 8, Plaza Bowl, Ripon. If you are interested in getting a team of 4-6 people together to collect pledges, dress up as zombies (optional, but strongly encouraged!) and bowl for the kids in our community, contact us at (920) 922-8200. 8 • RELAY FOR LIFE SHEEPSHEAD TOURNAMENT – Schmitty's Oar House Bar & Grill, W5319 Giese Drive, 11 a.m. to 5 p.m., $50 includes beer, soda, snacks and meal. A great way to get together, raise some money for a great cause and have some fun with friends and family. This is a fun and friendly game! No tournament experience required. 1st, 2nd and 3rd Place will receive cash prize (other door prizes).
2 • SUNDAY STORIES – Children's Museum of Fond du Lac, 75 W. Scott St., 11:30 to noon, $6. Museum visitors are invited to hear a story enhanced with creative dramatics and group participation. Come and be inspired by literature.
8 • SUNBURST BEAUTY PAGEANT – Forest Mall, 835 W. Johnson St., FDL, 11 a.m. The baby pageant is for boys and girls, from age baby to 3 years old. The model search is for girls from ages 4-27 years old. Winners will receive a crown and trophy. Entry forms are available at Forest Mall.
7 • LEGO NIGHT – Children's Museum of Fond du Lac, 75 W. Scott St., 4 to 7 p.m., $6. People ages 2-102 will enjoy our giant supply of LEGOs as we encourage creative building with a unique theme each month. The best builds will be on display in the museum. Program is included with general admission.
8 • 3RD ANNUAL BLUES BENEFIT CONCERT – Fond du Lac Elks Lodge, 33 Sheboygan St., FDL, 7 p.m., $15 advance tickets or $20 at door. The Friends of Taylor Park and Pool, Inc proudly present the 3rd Annual Blues Concert featuring Billy Flynn and his Chicago Blues Band – two-time Grammy winner and
Fond du Lac Hockey Action Blue Line Family Ice Center 550 Fond du Lac Ave., Fond du Lac 7 • Fondy Bears vs. Portage Lake – 8 p.m., admission is charged. 8-9 • Bantam B State Hockey Tournament 14-16 • WAHA Tier I & Tier Ii State Tourney 21 • Fondy Bears vs. West Bend – 8 p.m., admission is charged. 21-22 • Central District Hockey Tournament 22 • Fondy Bears vs. Vernon Hills – 8 p.m. 28 • Fondy Bears vs. Mosinee – 8 p.m., admission is charged. 28-30 • Mite Full Ice Tournament 29 • Fondy Bears vs. Madison –8 p.m., admission is charged.
five-time Grammy nominated. Great blues music, silent auction and cash raffle. 8 • SPRING SPECTACULAR ART A FAIR – Vines and Rushes Winery, 410 County Road E, Ripon, 10 a.m. to 3 p.m. Spring Spectacular Art-A-Fair @ Vines and Rushes. A variety of local craft vendors will display and sell their items. Wine tasting and sales will also be available.
Dance Lessons March 6, 13, 20, 27 Eagles Club, 515 N. Park Ave., 7 p.m., $10. Beginner dance lessons. Learn waltz, tango, cha cha, rumba and more. No dance experience, partner or pre-registration required. Intermediate lesson at 8 p.m. Spectators welcome at no charge.
8 • SPRING SWAP - WI BIRD AND GAME BREEDERS ASSN. – FDL County Fairgrounds Expo Center, 601 Martin Ave., FDL, 6:30 to noon. Pheasants, peafowl, waterfowl, cage birds and poultry. Sellers must have blood testing paperwork. Sponsored by WI Bird and Game Breeders Association. 9 • SUNDAY STORIES – Children's Museum of Fond du Lac, 75 W. Scott St., Fond du Lac, 11:30 a.m. to noon, $6. Museum visitors are invited to hear a story enhanced with creative dramatics and group participation. Come and be inspired by literature.
11 • BOOKS BETWEEN BITES – Salem United Methodist Church, 120 Sheboygan St., Fond du Lac, 12:10 to 12:50 p.m. The Pillars of the Earth by Ken Follett. This historical novel draws one into 12th century life in a small struggling town in England following characters in their struggles and success through generations. Our presenter, 16 • FLEA MARKET – FDL County Fairgrounds Joseph Moore, is the Fond du Lac city manager. He spent 27 years in the U.S. Army, serving around the world prior Recreation Building, 541 Martin Ave., 8 a.m. to 3 p.m. Mem to arriving here in September 2012. Solut 16 • FONDY VINTAGE AUTO CLUB excha SWAP MEET – FDL County Fairgrounds Expo 13-16 • AAUW USED BOOK SALE – Fond du Lac County Fairgrounds, 17th & Martin Ave. Thursday, Center, 601 Martin Ave., 8 a.m. to 3 p.m. Vendors from items Charm four states sell antique and specialty auto parts and 5-9 p.m.; Friday, 9 a.m.-9 p.m.; Saturday, 9 a.m.-5 p.m.; Sunday, 10 a.m.-1 p.m. Used books, puzzles, games, CDs, memorabilia. Reservations necessary for vendor spaces. Pam S DVDs for sale. Sponsored by Fond du Lac AAUW. Mark 16 • SUNDAY STORIES – Children's Museum of Educa Fond du Lac, 75 W. Scott St., Fond du Lac, 11:30 to noon, servic 15 • ST. PATRICK'S DAY PARADE – Join us at 3 p.m. for the annual Saint Patrick's Day Parade! Show $6. Museum visitors are invited to hear a story enhanced off your business or organization in the biggest parade in with creative dramatics and group participation. Come and be inspired by literature. Fond du Lac! Parade will start on the corner of Rees and Main St and travel south to Veterans Park. Parade set-up 19 • FROM SEED TO FLOWER – Gottfried begins at 1:30 p.m. at Giddings & Lewis parking lot on Prairie and Arboretum, 400 University Drive, Fond du the corner of Rees & Macy Streets. Lac, 6:30 to 9 p.m., $10 fee covers costs of flats, potting soil and other materials. Connie Ramthun will share her 15 • ENTERTAINMENT BY “BLARNEY” expertise about many aspects of growing native plants, – A LOT OF IRISH FUN! – American Legion including seed collecting, cleaning and propagation. Veterans Hall, 500 Fond du Lac Ave., FDL, 7 to 11 p.m. All proceeds to benefit Free SPIRIT Riders, Inc. Get tickets 20 • CORKS & FORKS – UW-Fond du Lac, 400 at Scott's Discount Printing, or at the Free SPIRIT Riders University Drive, 5 p.m. Enjoy Greek cuisine, live and office or mail $15 for one, $25 for two, with a selfsilent auctions, Fork IT Over, Wine Pull and much more! addressed envelope to: FSR, PO Box 1291, Fond du Lac WI 54936-1291. 21 • SWITCHBACK – Thelma Sadoff Center for the Arts, 51 Sheboygan St., bar opens 7 p.m., performance 8 15 • WINTER FARMERS MARKET – p.m., $30 (THELMA members 20% discount). Celtic soul Farm2Table Co-op and Cafe, 90 S. Main St., Fond du Lac, blend of music with mandolin, guitar and bass. 8 a.m. to noon.
Calu
EXPERIENCE is published by Gannett Wisconsin Custom Publishing. Contents of the section are for Action Reporter Media. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by means, electronic, mechanical, photocopying, recording or otherwise, without prior consent of Gannett Wisconsin Custom Publishing. For information, contact Karen Befus at 920-426-6701 or kbefus@gannett.com. EDITOR / KATIE LARSON
4 ░ EXPERIENCE
Advertising DIRECTOR / Karen Befus
Graphic Artist / JAMES HOSLET
ACTION PUBLICATIONS ● MARCH 2014
21 • PAJAMA PARTY FRIDAYS – Children's Museum of Fond du Lac, 75 W. Scott St., Fond du Lac, 4 to 7 p.m., $6. What could be better than a community Pajama Party?! Party in your PJs the third Friday of every month. Those who come in pajamas get $1 off general admission. (Adults included!). 22 • FOND DU LAC POLICE LEGAL RUN AROUND 5K RUN/WALK – Marian University, 45 S. National Ave., Fond du Lac. Registration 7:30 a.m., run/walk 9 a.m., half-mile kids fun run 10:15 a.m. Pre-
registration $20 adults, $7 children. Race day $25 adults, $10 children. Pets are welcome in the 5K. Entry forms are available online at www.fdlpolice.com. 22 - WHISPER HILL CLYDESDALES SPECIAL NEEDS 10-YEAR ANNIVERSARY and THANK YOU CELEBRATION – Shack Sports Bar, W4786 Hwy. 23, Fond du Lac, 2 p.m. Join Whisper Hill for our 10 Year anniversary and thank you to the community celebration at the Shack Sports bar. We will have the animals
attending (weather permitting) from 3-6 p.m., including lots of games and fun inside, and great food. Music by Half Empty 8 p.m. no cover charge. Raffles and silent auction items proceeds will help us purchase our new animal transportation trailer to haul our animals all over WI for working with our special needs clients. 22 • CRASH THE BASH- INTERACTIVE WEDDING SHOW – Retlaw Plaza Hotel, 1 North Main St., 5:30 p.m., $20/each or $35/pair. Experience a wedding show like no other in Wisconsin. Come "crash" this interactive bridal show. You will be attending a minimock wedding to see, taste, and hear vendors, services, and food in action. 23 • SUNDAY STORIES – Children's Museum of Fond du Lac, 75 W. Scott St., 11:30 a.m. to noon, $6. Museum visitors are invited to hear a story enhanced with creative dramatics and group participation. Come and be inspired by literature. 28-30 • SPORT & HOME EXTRAVAGANZA – Fond du Lac County Fairgrounds, 17th & Martin Ave. Friday 3-8 p.m., Saturday 10 a.m.-6 p.m., Sunday 10 a.m.-4 p.m. The 40th annual home and garden show has been supersized to include hunting, fishing, camping, boating, and more. 30 • SUNDAY STORIES – Children's Museum of Fond du Lac, 75 W. Scott St., Fond du Lac, 11:30 to noon, $6. Museum visitors are invited to hear a story enhanced with creative dramatics and group participation. Come and be inspired by literature. ✦
Calumet HCE donates to Solutions Center
Members of the Calumet Home & Community Educators (HCE) Club donated to the Solutions Center’s women’s shelter "Basket of Hope" initiative, instead of holding a gift exchange at their annual Christmas party. Laundry baskets filled with basic household items are given to clients when they move out of the shelter. HCE members include, Charmaine Jenkins, seated at left, and Diane Johnson, seated right. Standing from left: Pam Skelton, Mary Uhl, Arlyss Bock, Mary Kastning, Mary Gulig, Sylvia Preisler, LaVerne Markert, Donna Freund. Fond du Lac County Association for Home & Community Education (HCE) is affiliated with UW-Extension. They offer educational opportunities, service to the community, and leadership skills for members. SUBMITTED PHOTO
ORAL SURGERY ASSOCIATES LTD. ORAL SURGEONS
• General Oral Surgery • Implants • TMJ Splint Therapy
Five generations
From left, mother Amanda Wiegert of LaCrosse; greatgrandmother Linda Moyer of North Fond du Lac; great-greatgrandmother Veronica Krumbein of Fond du Lac; and grandmother Cheryl Blackstone holding Anna Lynn Tyler, both of LaCrosse. Baby Anna was born Nov. 21. Amanda and Cheryl are former Fond du Lac residents. SUBMITTED PHOTO
MARCH 2014 ● ACTION PUBLICATIONS
Guy K. Jensen, D.D.S., M.S.
David Schmidt, D.D.S., M.D.
Doran Ryan, D.D.S., M.S.
464 South Hickory St. Suite A Fond du Lac, WI
923-0111
WI-5001760255
HOUSE CALLS ARE OUR SPECIALTY!
For the finest in home health services, call on the people who make a career out of caring. If you or someone you love requires home care assistance, give us a call today.
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Tenant pays 30% of their adjusted income.
105 North Elm St • Oakfield (920) 922-2562
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EXPERIENCE ░ 5
Finance
Social Security questions and answers By Karyl Richson, Social Security public affairs specialist My neighbor said my kids, eight and 15 years old, might be eligible for survivors’ benefits since their mother died. Are they? Maybe. Their mother must have worked and earned the required number of Social Security credits. If she did, both you and your children may be eligible for benefits. Apply promptly for survivors benefits because benefits are generally retroactive only up to six months. You can apply by calling Social Security's toll-free number, 1-800-772-1213, between 7 a.m. and 7 p.m. on Monday through Friday. People who are deaf or hard of hearing may call our toll-free TTY number, 1-800-325-0778. For more information, read our publication Survivors Benefits available at www.socialsecurity.gov/pubs.
I'm expecting a baby this June. What do I need to do to get a Social Security number for my baby? Apply for a number at the hospital when you apply for your baby's birth certificate. The state agency that issues birth certificates will share your child's information with us, and we will mail the Social Security card to you. You can learn more about the Social Security number and card by reading our online publication on the subject, available at www.socialsecurity. gov/pubs.
My mother receives Supplemental Security Income (SSI) benefits. She may have to enter a nursing home later this year. How does this affect her SSI benefits? Moving to a nursing home can affect your mother's SSI benefits but it depends on the type of facility. In some cases, the SSI payment may be reduced or stopped. Whenever your mother enters or leaves a nursing home, assisted living facility, hospital, skilled nursing facility, or any other kind of institution, you must tell Social Security. Call Social Security's toll-free number, 1-800-772-1213 (TTY 1-800-325-0778). We can answer specific questions and provide free interpreter services from 7 a.m. to 7
6 ░ EXPERIENCE
p.m., Monday through Friday. We also provide information by automated phone service 24 hours a day.
How long does it take to complete the online application for retirement benefits? It can take as little as 15 minutes to complete the online application. In most cases, once your application is submitted electronically, you’re done. There are no forms to sign and usually no documentation is required. Social Security will process your application and contact you if any further information is needed. There's no need to drive to a local Social Security office or wait for an appointment with a Social Security representative. To retire online, go to www. socialsecurity.gov/retireonline.
My husband doesn't have enough work credits to qualify for Social Security retirement benefits. Can he qualify on my record? A spouse receives one-half of the retired worker's full benefit unless the spouse begins collecting benefits before full retirement age. If the spouse begins collecting benefits before full retirement age, the amount of the spouse's benefit is reduced by a percentage based on the number of months before he or she reaches full retirement age. You can learn more by reading our online publication, Retirement Benefits, available at www.socialsecurity.gov/pubs.
Is there a time limit on how long I can collect Social Security disability benefits? No. Your disability benefits will continue as long as your medical condition has not improved and you remain unable to work. Your case will be reviewed at regular intervals to determine whether you still are disabled. If you are receiving disability benefits when you reach full retirement age, we will automatically convert them to retirement benefits, without a change in your payment amount. For all your disability questions, read our publication
Disability Benefits, available at www. socialsecurity.gov/pubs.
I currently receive Social Security disability benefits. I now have a second serious disability. Can my monthly benefit amount be increased? No. Your Social Security disability benefit amount is based on the amount of your lifetime earnings before your disability began and not the number of disabling conditions or illnesses you may have. For more information, go to www.socialsecurity.gov/disability.
I receive Supplemental Security Income (SSI) benefits. How do I notify Social Security that I have changed my address? If you receive SSI payments, Social Security needs your correct mailing address to send you notices and other correspondence about your benefits even if you receive your benefits by direct deposit. As an SSI recipient, you must report any change in living arrangements or address by calling our toll-free number, 1-800772-1213, or by visiting a local office. If you do not notify us in a timely manner, you could end up receiving an incorrect payment. It’s important that you report changes timely since some changes can affect your benefit amount.
My uncle is interested in the Medicare Part D prescription help, but he has about $10,000 in the bank. Would he still be eligible?
Based on his resources, yes. However, there are other factors to consider. This year a person’s total resources are, in most cases, limited to $13,440 (or $26,860 if married and living with spouse) to qualify for Extra Help with Medicare prescription drug costs. Resources include the value of the things he owns, such as real estate (other than the place you live), cash, bank accounts, stocks, bonds, and retirement accounts like an IRA or 401(k). Henry There are exceptions. To learn more, go to sturg www.socialsecurity.gov.
Stur
ACTION PUBLICATIONS ● MARCH 2014
Finance
Social Security has you covered By Karyl Richson, Social Security public affairs specialist
Y
ou’ve probably noticed the unusually cold and stormy weather we’ve been experiencing this year. That makes it more appropriate than ever to recognize National Umbrella Month this March. National Umbrella Month is a time to celebrate a useful invention used by most everyone. It’s no coincidence that the month comes at the beginning of the rainy season. April showers may bring May flowers, but the rain starts pouring in March. When the rain pours, an umbrella has you covered. If you work and pay Social
Security taxes, we have you covered too. Whether the storm that hits you unexpectedly is a disability, the loss of a loved one, or an unexpected early retirement (such things can sneak up on you like a sudden storm), Social Security’s umbrella of coverage will keep you protected from the harsh weather. You qualify for Social Security benefits by earning credits when you work in a job or are self-employed and pay Social Security payroll taxes. In 2014, you receive one credit for each $1,200 of earnings, up to the maximum of four credits per year. Most people need 10 years
of work (40 credits) to be eligible for retirement benefits. The number of credits you need for ¬disability benefits depends on how old you are when you become disabled. For example, if your disability occurs before age 24, you generally need 1-1/2 years of work (six credits) in the three years before you became disabled. At age 31 or older, you generally need at least 20 credits in the 10 years immediately before you became disabled. In most cases, you need to have worked about 10 years for surviving family members to qualify for survivor’s benefits. Survivors
of very young workers may be eligible if the deceased worker was employed for 1 1/2 years during the three years before his or her death. Umbrellas have been around for thousands of years. Social Security has only been around since 1935. Yet the Social Security umbrella covers an expanded range of services for you and your family. When you need to learn more about disability, survivors or retirement, the place to go is www.socialsecurity.gov. And you don’t even have to grab your umbrella on your way to apply—just do it online from the dry comfort of your own home or office computer.
2014 Transportation Services
Fond du Lac County Department of Senior Services 1-800-215-5494 Service Type Elderly
Walk-on vans 60+ years of age
Escort
Frail; physician certified
Handi-Van
Wheelchair use or mobility impaired No age restrictions
Priorities
Cost
Medical, Employment, Nutrition Personal Business, Education/Training, Social/Recreation
$2.50 each way $2.50 each way $2.50 each way $2.50 each way
Medical, Therapy, Dental
Within FdL County $2.50 each way Outside FdL County $6.00 each way
No priorities 6:00 a.m. - 5:30 p.m. (Mon-Fri)
Fee $3.00 each way
Senior Service Transportation Service Phone Numbers
Sturgeon spearing a tradition
Henry “Heinie” Theisen, age 96, of Eden, was out on Lake Winnebago on opening day of sturgeon spearing season Saturday, Feb. 8. AILEEN ANDREWS / ACTION REPORTER MEDIA
MARCH 2014 ● ACTION PUBLICATIONS
ELDERLY VAN: 60+ years of age ......................................................... 929-3936 HANDI-VAN: Wheelchair or mobility impaired, no age restriction....... 929-3110 ESCORT: Frail, no age restriction ......................................................... 929-3936 Senior Dining & Mobile Meals (60+ years of age) 929-3937 WI-5001738847
EXPERIENCE ░ 7
Lifestyle
Area volunteer opportunities By Nancy Zompolas Broken Bread Friday
The Volunteer Center welcomes those who are interested in serving on the board of directors. For more information, call the Volunteer Center at (920) 926-1414.
Food distribution program welcomes those interested in volunteering to transport food boxes, hand out food, serve meals and assist with kitchen cleaning.
Lutheran Homes & Health Services
Mahala’s Hope
Congregation Partners are welcome to introduce Lutheran Homes & Health Services employees to key leaders and volunteers of local congregations, connecting members to LHHS programs.
Fond du Lac Literacy Services
needs two tutors ages 18 or older in the Lomira area to tutor in math or computer skills for one hour per week. Days and times are flexible. Grant writing volunteers are also needed to assist with grant research to write and apply for grants.
Ruby’s Pantry at Grace Christian Church
Welcoming volunteers the second Thursday of every month to assist with food distribution.
Harbor Haven
Volunteer to provide an escort to events; attend the gift shop; assist with special projects; offer one-to-one visits; work with group activities; assist with in-house mail delivery; and offer expertise in music downloading at Harbor Haven Health & Rehabilitation.
New Beginnings Pregnancy Care Center
Resident assistants needed on Mondays from 4:30 to 8 p.m. and on Wednesday overnight shifts from 8 p.m. to 7 a.m.
8 ░ EXPERIENCE
For more information about the following opportunities, contact the Volunteer Center of Fond du Lac County at (920) 926-1414 or volunteercenter@fdlvolunteer.com.
Those who have a background in marketing or fund development are invited to volunteer on the Board of Directors for Mahala’s Hope.
Aurora Visiting Nurse Association Hospice
Woodlands Senior Park
Locations in the Wautoma, Berlin and Redgranite areas need compassionate people that can give two hours each week to provide companionship for patients.
Prairie Place in Ripon
Inviting piano players to play sing-along music for the residents.
Welcoming groups or individuals to assist with a craft project. Nancy Zompolas serves as executive director of the Volunteer Center of Fond du Lac County.
The Retired and Senior Volunteer Program
Volunteers to assist with Altrusa Mobile Meals, the Fond du Lac Senior Dining program, Salvation Army Food Pantry and St. Vincent de Paul.
Christ Child Society
Volunteers are encouraged to join the Christ Child Society. Members will make layettes for in-need infants. Meetings are the first Tuesday of the month at the Sacred Heart Complex on Western Avenue.
All About Life Rehabilitation Center & Nursing Home
More than a fresh coat of paint … it’s a whole new experience.
Seeking volunteers to help on weekends and weekdays between 9 a.m. and 3 p.m.
The Macy Street Campus has undergone an amazing transformation.
The Fond du Lac Historical Society
The following volunteer opportunities are available: tour guides, gift shop clerks, receptionists, office workers, grounds keeping assistants, and set-up and take down assistants for weddings and special events.
See the renovations first-hand.
WI-5001762050
Volunteer Center
Call (920) 921-9520 today for a tour. www.lutheranhomesfonddulac.org ACTION PUBLICATIONS ● MARCH 2014
ARCHIE MONUMENTS
Senior Dining Menu THURSDAY, MARCH 13 Glazed Ham Sweet Potato Bake Green Beans Pineapple Tidbits Rice Pudding Dinner Roll
TUESDAY, MARCH 25 Beef Stroganoff Casserole Spinach Salad with Raspberry Vinaigrette Green Beans Mandarine Orange Gelatin Dinner Roll
TUESDAY, MARCH 4 Baked Spaghetti Casserole Italilan Blend Vegetable Egg Custard Pie Pineapple Tidbits French Bread
FRIDAY, MARCH 14 Vegetarian Lasagna Mixed Italian Salad Creamsicle Torte Pear Slices French Bread
WEDNESDAY, MARCH 5 Salmon Loaf Baked Potato Summer Blend Vegetable Fruited Gelatin Rainbow Sherbet Sliced Bread
MONDAY, MARCH 17 Corned Beef & Cabbage Baked Potato Baby Carrots Fruited Gelatin Frosted Cake Sliced Bread
WEDNESDAY, MARCH 26 Chicken Breast Mashed Potatoes Carrots Spice Cake Pear Slices Sliced Bread
THURSDAY, MARCH 6 Swedish Meatballs Mashed Potatoes Corn Birthday Cake Apple Slices Dinner Rolls
TUESDAY, MARCH 18 Chopped Steak in Burgandy/Mushroom Sauce Mashed Potatoes Peas/Pearl Onions Gingerbread Cake Seedless Grapes Dinner Roll
MONDAY, MARCH 10 Roast Pork Loin Mashed Potatoes Peas and Carrots Coconut Cream Pie Applesauce Sliced Bread TUESDAY, MARCH 11 Pepper Steak Baby Red Potatoes Chinese Ramen Cabbage Salad Peach Slices Fudge Brownie Dinner Roll WEDNESDAY, MARCH 12 Baked Chicken Twice-Baked-Style Potato Pickled Beet Salad Sugar Cookie Plum Halves Sliced Bread
WEDNESDAY, MARCH 19 BBQ Pork Cutlet Cheesy Potato Bake Corn & Black Beans Applesauce Cookie Sliced Bread THURSDAY, MARCH 20 Chili Casserole Mixed Vegetables Key Lime Pie Peach Slices Cornbread
DISPLAY IN FOND DU LAC!
Meal Sites fOND Du LAC
● Riverview Apartments, 101 Western Ave. (Mon.-Fri.) – 11:45 a.m. ● Westnor Apartments, 653 W. Arndt St. – noon ● Portland Square Apartments, 55 N. Portland – 11:45 a.m. ● Senior Center, 151 E. First St. (Mon.-Thurs.) – 11:45 a.m.
NORTH fOND Du LAC
Vandalism Warranty Available
RIPON
THURSDAY, MARCH 27 Liver and Onions Au Gratin Potatoes Peas/Pearl Onions Fruit Cocktail Cookie Dinner Roll
● Russell Manor, 504 Russell Dr. – 11:45 a.m. ● Willowbrook Apartments, 615 W. Oshkosh St. – noon
FRIDAY, MARCH 28 Crab Creole over Brown Rice Wax Beans Butterscotch Pudding Pineapple Tidbits Sliced Bread
All persons or married to someone 60 years or older are eligible for the Fond du Lac County Elderly Nutrition Program. Each meal contains 1/3 of the current daily Recommended Dietary Allowance (RDA) established by the Food and Nutrition Board of the National Academy of Sciences.
MONDAY, MARCH 31 Baked Chicken Twice-Baked-Style Potato Three-Bean Salad Apricot Halves Cinnamon Roll Sliced Bread
Preregister at least one day in advance by 1 p.m., by signing up at a meal site or calling Fond du Lac Courthouse, 929-3937; Waupun Senior Center, 324-7930. For cancellations call the Department of Senior Service at 929-3937 before 1 p.m. the business day prior to the meal.
WAuPuN
● Senior Center, 301 E. Main St. – noon
BEST MONUMENTS AND MEMORIALS
REGISTRATION
DONATIONS
There is a suggested donation of $3 for those 60 years of age or older or married to someone 60+. Mobile Meals suggested donation of $3.50.
8:00-4:30 At ADRC • Walk-ins welcome.
OF FOND DU LAC COUNTY 50 N PORTLAND ST FOND DU LAC, WISCONSIN 54935
(920) 929-3466 OR 1-888-435-7335 adrc@fdlco.wi.gov Providing information and assistance to the aging and disabled residents of Fond du Lac County
Alzheimer’s Rep
Wednesday, March 5 • 10:00-12:00 At ADRC • Walk-ins welcome
Stepping On classes
Thursdays, April 10 - May 22 1:00-3:00 No cost for class, all materials included. Held at ADRC. Call ADRC 920-929-3466 to join.
PREMIUM QUALITY AT REASONABLE PRICES!
924-2388 • 1-800-792-2181
ELIGIBILITy & NuTRITION
Veterans’ Readjustment Counselor Friday, March 14 & March 28
MARCH 2014 ● ACTION PUBLICATIONS
FREE GOLD SEAL Guarantee!
● Northgate, 350 Winnebago St. noon
Volunteers are needed for the Senior Dining Program of the Fond du Lac County Dept. of Senior Services. Call 929-3114 for more information.
FRIDAY, MARCH 21 Crispy Fish Fillet German Potato Salad Tossed Salad Petite Banana Tapioca Pudding Sliced Bread MONDAY, MARCH 24 Swiss Steak Mashed Potatoes California Blend Vegetables Rainbow Sherbet Apple Sliced Bread
LARGEST INDOOR
VOLuNTEERS
WI-5001760237
FRIDAY, MARCH 7 Macaroni Cheese Tossed Salad Wax Beans Cantaloupe Slice Vanilla Pudding Sliced Bread
Serving Families Since 1865
OPEN DAILY 9:00-4 Mon. thru Fri.; Sat. By Appointment
WI-5001760251
MONDAY, MARCH 3 Pork Jaegerschnitzel Mashed Potatoes Red Cabbage Applesauce Frosted Cake Sliced Bread
LOCAL WISCONSIN OWNERSHIP
Home Visits Also Available – Just Call
W6782 FORD DR. | FOND DU LAC HWY,. 23 WEST
(Hwy 23 West, behind Feucht Financial. Across from Menards)
NOW RENTING PORTLAND SQUARE
APARTMENTS LARGE ONE BEDROOM APARTMENTS FOR SENIORS AND DISABLED Rent is 30% of your monthly adjusted income.
• Convenient • Secure Location •Professional Management • Home to Fond du Lac County Senior Meal Site • Social Service Coordinator Call Today 920-922-2562
WI-5001760234
55 North Portland St. • Fond du Lac, WI
EXPERIENCE ░ 9
Vacation paradise in Nicaragua By Valerie and Wayne Graczyk
I
Nicaragua is a beautiful country with its volcanoes, deep blue crater lakes, hibiscus flowers, banana and coconut trees swaying in the breeze, all surrounded by a countryside filled with lush green farm land.
n addition to Wayne and I leading tours, I continue to work part time as the director of communications for the Congregation of Sisters of St. Agnes. The sisters have served in Nicaragua since 1945 and their missions are well established throughout the country. I have had the pleasure of visiting Nicaragua on a number of occasions and am responsible for capturing their stories in written word, as well as in photos (www.csasisters.org) and in various written publications. Nicaragua is the second-poorest country in the Western Hemisphere and is bordered on one side by the Pacific Ocean and the Caribbean Sea on the other. My recent visit was such an outstanding experience that I decided to make it the topic for our travel article. As I wrote this column, the words of one of the native Nicaraguan sisters came to mind so vividly, “Valerie isn’t our country beautiful?” She then began to sing the sweetest song about Nicaragua and all its beauty. I have to agree that Nicaragua is a beautiful country with its volcanoes,
Valerie and Kay at Crator Lake near Granada, Nicaragua. SUBMITTED PHOTO
10 ░ EXPERIENCE
deep blue crater lakes, hibiscus flowers, banana and coconut trees swaying in the breeze, all surrounded by a countryside filled with lush green farm land. It can be breathtaking and to a Wisconsinite arriving from subzero temperatures, it had all the earmarks of a paradise. I left Milwaukee on a very cold January morning, and flew to Houston, Texas, and then transferred for my flight to Managua, Nicaragua. The flight from Houston was only two and half hours in length. It always amazes me that within a few hours a person can leave one culture and walk into an entirely different cultural experience. Most Nicaraguans do not speak or understand English, so as I left the customs area I was happy when I saw a woman holding up a sign with my name written on it in big letters. I followed her to a waiting car to be transported to the convent of St. Agnes high above Managua, where retired sisters live. Thus began ten days of travels, which included flying to Bonanza, Nicaragua, and a four-hour drive in a truck on an unpaved, rutted dirt road to Rosita. Once there, I discovered the medical team from United Hearts for Health was arriving the following day to begin a week of offering their health services. I was fortunate to join them for Mass and dinner with Sister Maurice and Sister Guadalupe who live and work in Rosita. I knew some of the staff from my 18 years working at St. Agnes Hospital, it was delightful reconnecting. Whenever I travel to Nicaragua I have a translator accompany me. Often times the sisters act as a translator for my interviews or a professional translator works with me to be sure I am able to interview people who speak Spanish. Kay Stubbs was my translator on this trip as she had been on previous trips. Kay was born and raised in Ohio and as a young girl she went on a mission trip, through her church, to Nicaragua and never looked back. She was so smitten that she returned each summer after that and upon completing her education, she
married a Nicaraguan native. She has raised her three children in Managua with her husband. She is a delightful person and a very knowledgeable travel guide as well. I asked her what it was like to be an “expatriate,” a name given to people who do not live in the United States, but retain their citizenship. She said she loved it and also shared that she was not alone, that there are many people who choose to live, work or retire to Nicaragua for a number of reasons.Kay provided a list of reasons why people choose to live in Nicaragua: ● Ease of flying from the U.S. ● Airline tickets from $600-$800 ● Warm, tropical, weather ● Sincere, friendly people ● Beautiful beaches, plus hiking trails on volcanoes within an hour of Managua ● Golf courses at resort locations ● U.S. tax advantages, plus a dutyfree vehicle and household furnishings allowance. ● No taxes for a U.S. citizen receiving Social Security benefits. ● Low health care costs. ● Lower crime rate than other Central American countries and most large U.S. cities. ● Gated communities (where many ex-patriots live in well-built houses) starting at about $150,000 ● A sunrise every morning at 6 a.m. and sunset every evening at 6 p.m. Before you pack your bags, there are a few inconveniences: ● TV in Spanish ● Electricity can be iffy, so keep a flashlight handy ● Driving on unpaved roads ● Cold showers ● Earthquakes instead of tornadoes What I continue to know about myself is that I enjoy traveling immensely and I value greatly the quality of life and comforts we are accustomed to in the U.S. My travels have allowed me to step out of my comfort zone and view the world through the eyes of those who have chosen to live in a different culture.
ACTION PUBLICATIONS ● MARCH 2014
Health
Pickart Hearing Service acquires Audiology Center
I
n January, Pickart Hearing Service entered into an agreement to acquire Audiology Center of Fond du Lac and the patients of Greg Wiersema, a leading provider of best-in-class hearing instrument solutions. Together we will be a hearing industry leader to our valued patients and members of the community. Pickart Hearing is excited about the benefits it provides our patients. This acquisition will strengthen the impact we have to provide our patients with top of the line technology, strong customer service and patient satisfaction. Pickart Hearing Service has been in business for many years and has offices throughout Wisconsin.
Like Wiersema Audiology, Pickart Hearing Service is also well-known for its integrity, as well as its commitment to high quality, clientfocused solutions and outstanding service. Effective immediately, all patients of Wiersema Audiology Center can be seen at Pickart Hearing’s Fond du Lac office, located at 481 E. Division St, Suite 900. Our commitment to providing our clients with great experiences and results will always be our number one priority. If you have any questions, feel free to contact our office at (920) 926-1288. We greatly appreciate your business and look forward to our continued partnership.
Mobility Sale! For All Your Home Medical & Respiratory Equipment Needs. s $100 Off Scooters s $25 Off Four-Wheeled Walkers s 25% Off Transport Chairs
HURRY, SALE ENDS APRIL 30! 327 Winnebago Drive, Fond du Lac (920) 926-5277 Weekdays 8 a.m. to 6 p.m. agnesian.com WI-5001761518
™ Go Lamers!™ Value In Motion Experience the Difference® Washington, DC 8 Days | 7 Nights March 22-29 $1,529pp DBL
Branson USA 5 Days | 4 Nights May 19-23 $799pp DBL
Nashville Music City 5 Days | 4 Nights April 23-27 $929pp DBL
Energy Renaissance: Fracturing, Coal, Oil, Wind 7 Days | 6 Nights June 3-9 $998pp DBL
Tip Toe Through the Tulips 5 Days | 4 Nights April 28-May 2 $789pp DBL
New York: Big City Sizzle 7 Days | 6 Nights June 16-22 $2,059pp DBL
Holland Tulip Festival 3 Days | 2 Nights May 9-11 $589pp DBL
Niagara Falls & Toronto 7 Days | 6 Nights June 23-29 $1,329 pp DBL
2014 Travel Pla Available Nownn! er
AAUW book sale March 13-16
Profits from the sale, held at the Fond du Lac County Fairgrounds Cow Palace are used for local scholarships and fellowships. AAUW members, from left, Jane Boyle, Anne Thomas, Steve Romberger, and Candace Minks sort through boxes of books. Donations are still being accepted and may be dropped off at Building E at the fairgrounds every Tuesday from 8 a.m. to 2 p.m.; or at Town and Country Veterinary Clinic on Mondays, Wednesdays, and Fridays from 9 a.m. to 5 p.m., and Saturday from 9 to 11 a.m. SUBMITTED PHOTO
MARCH 2014 ● ACTION PUBLICATIONS
Motor Coach Tours throughout the US & Canada.
Convenient Departure Points near YOU! Reservations: (800) 236-8687 WI-5001760642
Visit our website: www.lamerstour.com EXPERIENCE ░ 11
est. 1889
CALVARY
FOND DU LAC’S MOST SCENIC SENIOR LIVING CAMPUS
CEMETERY & MAUSOLEUM
We are a non-profit Christian Cemetery, serving all Faiths in the community since 1889 Call for no obligation tour and information packet
•Chapel of the Risen Christ Mausoleum •Indoor/outdoor crypts •Niches for cremation •Cremation Garden •Monuments, and more
New Inside Addition Coming Soon!
84 CBRF SUITES RN OR LPN ON-SITE MON. - FRI. ON-CALL EVENINGS AND WEEKENDS PRIVATE BATHS DAILY ACTIVITIES HOME-COOKED MEALS MEDICATION MANAGEMENT LAUNDRY & HOUSEKEEPING EMERGENCY CALL SYSTEM 24-HOUR ON-SITE STAFF
920-923-2202
www.calvarycemeteryfdl.com
Darlene Hoffmann General Manager
WI-5001760182
WI-5001760187
686 Fond du Lac Ave., Fond du Lac, WI 54935
CALL US FOR MORE INFORMATION OR A PERSONAL TOUR
(920) 922-8770
77 Wisconsin American Drive (near the Aurora Clinic)
The Lincoln House offers affordable housing for older adults who cannot or choose not to live alone. Overlooking beautiful Taylor Park, our home offers all the comforts of home along with the following amenities: • Medication management • Care call system in each bedroom & bathroom • 24-hour supervision • Family-oriented home setting • Caring & trained staff • Home-cooked meals • Community & home activities • And more...
Compare... ✔ Outstanding Rehabilitation Therapy
✔ Diverse Recreational Programs plus Live Music
✔ Lowest Rates/Private Rooms ✔ Exceptional Nursing
✔ Rooms and Services Located on Ground Level ✔ Home Cooked Meals
GRANCARE • GRANPARK TERRACE
For more information or a tour call 922-7072 • www.rsifdl.org
REHABILITATION & ASSISTED LIVING FOR MORE INFORMATION CALL
12 ░ EXPERIENCE
920-921-6800
ASSISTED LIVING FOR OLDER ADULTS
LINCOLN HOUSE: 342 Forest Ave. FRANKLIN HOUSE: 349 W. 11th St.
Use your Medicare Benefits at a facility with "Emphasis on Return to Home"
WI-5001760236
www.woodlandsseniorpark.com
Lincoln House
We Provide the
s e t d Care n a r G
26 ASSISTED LIVING APARTMENTS 1 AND 2 BEDROOMS AVAILABLE WITH FULL-SIZED KITCHENS RN OR LPN ON-SITE MON. - FRI. ON-CALL EVENINGS AND WEEKENDS DAILY ACTIVITIES MEALS, HOUSEKEEPING & LAUNDRY AVAILABLE EMERGENCY CALL SYSTEM MEDICATION MANAGEMENT 24-HOUR ON-SITE STAFF GARAGES AVAILABLE
WI-5001761863
Serving the people of Fond du Lac since 1971 ACTION PUBLICATIONS ● MARCH 2014