COVER FST 10 viz2:jan09 29/01/2009 10:54 Page 1
BAPTISM OF FIRE Credit Suisse CIO Karl Landert on his turbulent first months in the job Page 32
www.usfst.com • Q1 2009
STAY ON TARGET Huntington Bancshares CIO Zahid Afzal keeps his head in a crisis Page 86
Sunken
Citi
THE FIFTY BILLION DOLLAR MAN How Bernie Madoff almost pulled off the biggest Ponzi scheme in history Page 38
From domination to disintegration, is the financial supermarket dead in the water? Page 26