B U Y E R ’S G U I D E TO P U R C H AS I N G
A Home On Cape Cod
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Table of Contents
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1
About Amanda
2
Professionalism & Agency
3
The Buying Process
4
Trusted Local Partners
5
Consultation
6
Cape Residential Tax Rates 2020-2015
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General Life Expectancy of Electrical - Mechanical Systems
10
Offer to Purchase Real Estate
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Contingency Addendum
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Working With A Buyer’s Agent
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Testimonials
About Amanda Amanda Marie Amanda.Marie@GibsonSIR.com 508.237.3931 2404 Main Street Brewster, MA 02631
I was born and raised on Cape Cod and grew up in Harwich. I now reside in Brewster with my two cats Eddie and Lilly. My family is still local and during my time off I can be found at one of their homes making good food and great memories. I also enjoy reading and doing yoga on a daily basis. I come from a career in law enforcement communications and have worked for the towns of Wellfleet, Chatham and Dennis. I spent the first eight years of my adult career serving the community in that capacity. I have learned a great deal about communicating with clients from my past career and my past sales in real estate. I take my job as your representation very seriously and I will always strive to do what is in your best interest. I take pride in my research and organizational skills; my hope is to make the home buying process a smooth transition for my clients and to create lasting friendships with them.
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Professionalism & Agency Integrity Integrity-Professionalism-Service Our mission is to successfully represent and market the finest properties on Cape Cod and to serve each client with integrity, professionalism, and exceptional service. We accomplish this through a sales force comprising the most highly skilled, principled and productive sales agents in the region; cooperative and beneficial relations with the larger real estate brokerage community; and strict adherence to the principle that our clients’ goals and interest are paramount.
Policy Statement on Agency It is the policy of Gibson Sotheby’s International Realty, to provide a full complement of competent, professional services to the buying and selling public by allowing the public a full range of choices as to how each desires to be served by the Company. Gibson Sotheby’s International Realty Offers: • Seller Representation • Buyer Representation • Consensual Disclosed Dual Agency (when applicable) Gibson Sotheby’s International Realty makes a clear distinction between agency disclosure and agency election. Regardless of whether a consumer elects representation as a Client, disclosure relative to options and the completion of the MANDATORY AGENCY DISCLOSURE – AGENCY RELATIONSHIP FORM is always required by the State of Massachusetts. Gibson Sotheby’s International Realty always represents at least one party, either the Buyer or the Seller, or both, in each transaction. It is the responsibility of our listing and selling Associates to determine and document all agency relationships as early as possible in the relationship, but certainly prior to formulating and presenting a Listing Agreement or an Offer to Purchase. A Consensual Disclosed Dual Agency relationship will only exist after full written disclosure is made to all parties to the transaction and only after obtaining informed written consent from all parties.
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The Buying Process Consult with a Buyer Agent Analyze Wants and Needs Establish Buying Strategy with Agent Set Up Property Search Tools
Meet with Mortgage Broker Obtain Loan Preapproval
View Properties Market Education and Find Property
Select a Home Establish Offer Strategy
Offer Accepted Binder Deposit
Purchase & Sale Negotiation Earnest Money Deposit
Arrange Home Insurance Required for Mortgage
Prepare for Moving Transfer Utilities Hire Moving Company
Title Search and Legal Documentation Preparation HUD Closing Statement Review Remaining Deposit and Closing Costs
Closing Sign Paperwork and Record Fund Loan
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Trusted Local Partners
Lenders Radius Financial Group Inc. Amy Downey 508.648.9422 ADowney@RadiusGrp.com
Cape Cod Five Felicia Holden 508.247.2141 FHolden@CapeCodFive.com
First Citizens’ Federal Credit Union Eleanor Weller 508.971.0846 Eleanor.Weller@FirstCitizens.org
Attorneys Kilkenny Law Offices Kathleen E. Kilkenny, Esq. 508.945.2800 Kathleen@KilkennyLaw.com
Law Office of Matthew P. Fitzsimmons, P.C. Matthew P. Fitzsimmons, Esq. 508.827.4078 Matt@Fitzsimmons-Law-Office.com
Home Inspectors Munsell Inspection Services Mike Allen 508.362.4043 Munsellinspection@Gmail.com
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Tiger Home Inspections 800.628.4437 TigerHomeInspection.com
Navigator Home Inspections LLC Dan Keefe 508.648.3928 NavigatorHomeInspection.com
Consultation 1. What do you like about your current home?
5. What source of heat do you prefer?
2. What would you change about your current home?
6. How much acreage are you looking for?
3. What are the top features of a home that you are looking for?
7. Would you like to be near certain amenities?
4. How many bedrooms would be ideal? Bathrooms?
8. What is your timeframe for finding your new home?
Brewster Sweets | 1069 Main Street (Route 6A)
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Cape Residential Tax Rates 2021-2016
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Town
2021
2020
Barnstable
$9.10
$9.37
Bourne
$10.77
$10.74
Brewster
$8.58
$8.62
Chatham
$4.98
$4.82
Dennis
$6.03
$6.17
Eastham
$9.18
$8.72
Falmouth
$8.50
$8.59
Harwich
$8.60
$8.73
Mashpee
$8.91
$9.36
Orleans
$7.84
$7.56
Provincetown
$7.08
$6.62
Sandwich
$13.77
$14.31
Truro
$7.38
$7.33
Wellfleet
$7.86
$7.75
Yarmouth
$9.56
$10.00
2019
2018
2017
2016
$9.50
$9.61
$9.54
$9.31
$10.51
$10.54
$10.30
$10.16
$8.58
$8.26
$8.39
$8.43
$4.85
$4.87
$5.03
$5.02
$6.17
$6.34
$6.15
$6.53
$8.25
$8.35
$7.90
$7.44
$8.56
$8.60
$8.53
$8.37
$8.67
$8.80
$8.97
$9.47
$8.92
$9.29
$9.46
$9.51
$7.40
$6.63
$6.33
$6.46
$7.60
$7.45
$7.71
$7.80
$14.32
$14.29
$14.47
$14.47
$7.45
$7.37
$6.98
$6.77
$7.73
$7.18
$6.78
$6.83
$10.10
$10.29
$10.02
$9.98
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General Life Expectancies of Electrical - Mechanical Systems and Components
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Item
Functional Life Expectancy
Quality Cast-Iron Boiler
30 to 45 Years
Average Steel Boiler
20 to 25 Years
Warm-Air Furnace
25 to 35 Years
Combustion Chambers
10 to 15 Years
Burners
10 to 20 Years
Compressors
8 to 10 Years
Solid Fuel Stoves
10 to 15 Years
Motors
5 to 7 Years
Pumps
5 to 7 Years
Heat Pumps
15 to 25 Years
Air-Conditioning Systems
15 to 25 Years
Item
Functional Life Expectancy
Galvanized Ductwork
50 Plus Years
Humidifier
7 to 10 Years
Above Ground Oil Tank
30 to 40 Years
Buried Oil Tank
15 to 25 Years
Internal Tankless Coils
10 to 15 Years
External Tank
10 to 20 Years
Free Standing Water Heater
5 to 15 Years
Sump Pump
5 to 7 Years
House Wiring (Copper/Aluminum)
Lifetime
Breaker Panel Box
30 to 40 Years
Circuit Breakers
25 to 30 Years
Septic System
18 to 22 Years
Note: Actual Life may vary due to use and condition
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Offer to Purchase Real Estate
OFFER TO PURCHASE REAL ESTATE “THIS IS A LEGALLY BINDING CONTRACT. IF NOT UNDERSTOOD, SEEK COMPETENT ADVICE” TO
From the Office of: Gibson Sotheby’s International Realty
(Seller)
Date
I hereby Offer to buy the property herein referred to and identified as follows:
I hereby offer to buy said property under the following terms and conditions: (1) I will pay therefore
(2) (3) (4) (5)
(6) (7)
) dollars, of which:
($
(a) $ is paid herewith as a deposit to bind this Offer. is to be paid as an additional deposit upon execution of Purchase and Sale Agreement as provided for below. (b) $ is to be paid in cash, certified check or bank draft at the time of delivery of the Deed. (c) $ (d) $ (e) $ is the Total Purchase Price. This offer is good until .M. on 20 at or before which time a copy hereof shall be signed by you, the Seller and your (wife) (husband), signifying acceptance of this Offer, and returned to me forthwith; otherwise this offer shall be considered as rejected and any money deposited herewith shall be returned to me forthwith. .M. on 20 execute a Purchase and Sale Agreement, which The parties hereto shall, on or before when executed, shall be the Agreement between the parties hereto. .M. on A good and sufficient Deed, conveying a good, clear and marketable title of record shall be delivered at 20 at the County Registry of Deeds, unless some other time and place are mutually agreed upon. (a) If you (Seller) do not fulfill your (Seller’s) obligations under this Agreement, said Agreement shall be enforceable both at law and in equity, (inclusive of specific performance). (b) If I (Buyer) do not fulfill my obligations under this offer, the deposit (1) (a) mentioned above shall become your (seller’s) property as liquidated damages without recourse to either party. Time is of the essence hereof.
WITNESS my (our) hand(s) and seal(s).
SIGNED
(Buyer)
(Print)
(Buyer)
(Print)
(Address)
(Phone No.)
This offer is accepted upon the foregoing terms and conditions at $
.M. on
20
. Receipt of the deposit of
is hereby acknowledged.
WITNESS my (our) hand(s) and seal(s). (Seller) (Broker) Agent for:
□ Seller □ Buyer
(Broker) Agent for:
□ Seller □ Buyer
RECEIPT FOR DEPOSIT
20 Received from
(Seller)
(Buyer)
the sum of $
as deposit
under the terms and conditions of the above offer to be held in escrow by (Broker or authorized representative) Copies to: SELLER, BUYER (2), BROKER’S COPY
Receipt to: BUYER
Each office is independently owned and operated.
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Contingency Addendum
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Working With A Buyer’s Agent The decision to purchase a home is likely one of the largest financial decisions you will make. By aligning yourself with a trusted advisor you will be well positioned to find the right property, negotiate fair terms and overcome obstacles. Leveraging our vast local expertise, digital tools and industry connections, I will assist not only in helping you find the right home, but guiding you through the entire purchase process.
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Clients Put Their Trust In Me “ We are first time home buyers which was already stressful in itself, but we were also buying during Covid-19 which made it all the more stressful. We were specific in what we were looking for and many houses we saw we just didn’t love and those we did love we were outbid on. It was an emotional experience, but Amanda kept us positive, was so patient and always available during a crazy time. Even on days I would lose hope she would bring me back to the ground and keep searching for our perfect home. We found our perfect home and Amanda truly made the process smooth, positive and enjoyable.”
—Jennifer Harrington Buyer of 421 South Orleans Road, Brewster, 2020
“Amanda did an amazing job of helping me through the process of selling my home. She led me through the entire process and she was always available if I had any questions or needed advice. I never had to leave a message on voicemail, Amanda answered the phone each and every time I called. I was apprehensive at the process of selling my home but Amanda was able to alleviate any fears or concerns I had. I would highly recommend her to anyone either selling or buying a home.”
— Christopher Hennigan Seller of 133 Pompano Road, Yarmouth Port 2020
“Amanda is the best! She is very knowledgeable in her field. She is a professional who is able to put your mind at ease during the at times stressful process. Always available to answer any questions, helps you through the process step by step. I would not hesitate to recommend her to anyone who is either looking to sell or purchase a home.”
— Cheryl Lieberwirth Seller of 26 Bass River Lane, South Dennis, 2019
“Amanda helped my husband and I purchase our first home together in Dennis. As a first time home buyer I had no clue what to expect or how the process worked. She was very knowledgeable about the real estate world and super patient with us considering we didn’t know what we wanted at first. She went above and beyond to make sure we understood what was going on and most importantly that we were happy. I have nothing negative to say about my experience with Amanda. She is a real estate guru, one of the best! She loves what she does and cares immensely about her clients!! Highly recommended!!” —Kylee Valli Buyer of 137 Center Street, South Dennis, 2018
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Lo cal KN OWL EDGE. Global NETWORK. Amanda Marie Amanda.Marie@GibsonSIR.com | 508.237.3931 @AmandaMarieRealtor @AmandaDeOliveiraRealtor
GibsonSothebysRealty.com 14