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NEW AMERICAN FUNDING THE

Over a decade ago, New American Funding, a Direct Lender, began with a clear vision and a plan for steady expansion. Reaching out to consumers nationwide from a central location in Orange County, New American Funding has grown to be an industry leader in both the purchase and refinance markets for FHA, VA, Conventional, Jumbo, HARP 2.0 and Reverse Mortgage loans.

Because of our dedication and hard work, New American Funding has grown by over 660% since 2008. Our marketing and technology efforts keep us on the cutting-edge,

DRIVING FORCE BEHIND OUR SUCCESS IS SIMPLE:

“To provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.”

allowing us to compete day after day with the large banks. We use a more targeted and personal approach to not only help consumers, but to expand our business by partnering with realtors, builders and industry professionals.

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WHAT MAKES US STRONG? PEOPLE

POWER

PASSION

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LEADERSHIP PROFILES Our team of mortgage professionals are committed to helping you achieve long-term success.

RICK ARVIELO

PATTY ARVIELO

CHRISTY BUNCE

New American Funding was born from Rick’s vision of a mortgage company that would operate as a proficient call center, focused on good pricing and fast home loan closes. The company has grown to include a Realtor-based Lending Division, a Wholesale Lending Division, and an approved Fannie Mae Seller/Servicer. Today, Rick continues to lead and inspire his team with the vision of a mortgage company centered on good pricing, fast closes, and excellent customer service.

With more than 30 years of experience in mortgage, Patty has risen to the top executive ranks in the industry. On top of running a successful direct mortgage lender, Patty is also a member of the National Association of Hispanic Real Estate Professionals and is on the Risk Management Committee for the Mortgage Bankers Association. Patty manages the operations and sales for seven offices around the country with a staff of more than 550 members. Leveraging her experience in residential lending, she also helped New American Funding form its own Realtor-based Lending Division.

Christy Bunce is the Chief Operations Officer of New American Funding. Her 15 years of experience in the mortgage industry has helped the national mortgage lender expand its operations to include a Realtor-based Lending Division, a Wholesale Lending Division, and become a Fannie Mae Seller/Servicer.

CEO

As a leader in the industry, Rick is involved in several member associations that play a vital role in the current and future states of mortgage banking. He was nominated to the Residential Board of Governors (RESBOG) for the Mortgage Bankers Association (MBA), and sits on the Executive Board of Directors for the California Mortgage Bankers Association (CMBA). On a national level, Rick is a member of the Mortgage Bankers Association (MBA) and participates in their Mortgage Action Alliance Committee and MORPAC, the MBA’s Political Action Committee. Rick’s drive to be involved in these associations comes from his passion in wanting to make a positive impact on the industry for future generations.

President

Top Agent Magazine named Patty Arvielo one of the Top California Mortgage Vendors in its August 2012 issue.

Chief Operations Officer

Christy has spent her career in mortgage at many wellknown mortgage companies including Ditech.com, now known as GMAC Mortgage, and Countrywide. She also served as Vice President of Production at Greenlight Financial Services. In 2008 Christy was invited to join the New American Funding team and lead the company’s sales and operations. Her experience in the big platforms at Countrywide and Greenlight Financial Services gave Christy the know-how to help the mortgage lender grow. Today the company funds in excess of $400 million in home loans every month. The Chief Operations Officer recognizes the many strengths of the company: its longevity, well-established structure, strong leaders and dedicated employees. She believes the company’s quick adaptability to fluctuating market conditions ensures its stability and continual growth.

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REGIONAL MANAGERS JAN PRESLO EXECUTIVE VP - RETAIL

MARLENE HOOVER REGIONAL MANAGER VP, INLAND EMPIRE

Jan Preslo is the Executive VP of Retail Lending at New American Funding. She started her career in mortgage twenty-seven years ago, and has since worked for well-known mortgage lenders including Countrywide Home Loans, Bank of America Home Loans and MetLife Home Loans.

Marlene Hoover has over 25 years of experience in the Real Estate and Lending Industry. She started as a Realtor in 1987 and in 1991 she began her career as a Wholesale and Retail Lender. Throughout her involvement in the industry Marlene has successfully managed teams, assisted with various corporate expansions and received many awards for her achievements.

As Executive VP, Preslo focuses her time and energy on further developing, and managing New American Funding’s growing outside retail sales channel by identifying target markets for expansion and implementing strategies to increase market share.

Her goal at NAF is to support individuals with their career advancements. Marlene continues to deliver excellent customer service and maintains her reputation of closing loans in a timely basis.

SAM ELLSWORTH REGIONAL SVP – SOUTHERN CA

BILL LAWTON SENIOR VICE PRESIDENT/NW REGION

Sam Ellsworth is the Regional SVP, Southern CA of New American Funding. Ellsworth began his mortgage career in Orange County over 20 years ago, and has since been a top originator in the local market. In 2010 Ellsworth took a leadership position at Trust One Mortgage, where he built up a successful Residential Lending operation.

Bill started his real estate career as a Realtor, selling homes in Seal Beach, Surfside, Sunset Beach and Huntington Beach. He migrated into the mortgage industry more than 31 years ago and has managed local and national platforms for companies like Lomas and Nettleton, Countrywide and Bank of America. Most recently, he helped manage the national expansion of a mortgage banker, increasing their production 167% in 13 months.

Attracted by its technology, fast closes and leadership, Ellsworth joined the New American Funding team with the task of building up sales and production in Southern California. In developing New American Funding’s Retail Lending Division, Ellsworth was driven to build it in a way that would ensure the success of its Outside Loan Agents. Since its establishment, the Retail Lending Division has seen rapid growth with the opening of multiple branches in Southern California region.

Bill joined New American Funding in 2013 and has been given the task of expanding the companies outside sales force into Central/Northern California, Oregon and Washington. These offices will concentrate on Realtor direct marketing and capitalize on New American Funding’s strength of closing transactions on time.

BRIGITTE ATAYA REGIONAL MANAGER VP, OC AND SD Brigitte Ataya is the Regional Manager VP, Orange County of New American Funding. With over 19 years of experience in the mortgage industry, Ataya has been a vital asset in the growth and development of New American Funding’s Realtor-based Lending Division. Ataya joined the New American Funding team in 2009 with the goal to launch their Realtorbased Lending Division. Since then, the division has grown and now has offices in Tustin, San Diego, Montebello, Downey, Manhattan Beach, South Bay, and Colorado. Ataya focuses on attracting top talent, providing them the support needed to succeed and networking within the local real estate community.

JON REED REGIONAL SVP, SOUTHWEST DIVISION Jon Reed started his career in the mortgage industry as a loan officer in 1983 and has received a variety of top leadership and production awards over the past 30 years. He specializes in residential loans and has originated, managed, and trained on every loan product offered. In his free time he enjoys Golf, Big Game Hunting, and spending time with family and friends. He is very excited about NAF and his opportunity to build the Retail Lending Midwest Division. Jon has a strong passion for the business and embraces the challenge of building a new market for NAF.

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BRANCH MANAGERS

LICENSED STATES

BRANCH LOCATIONS

WA VT OR

MN WI MI IA NV

UT CO

CT OH

WV KY

VA NC

TN AZ

COLORADO

NEVADA

ARIZONA

TEXAS

GA TX FL

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OUR ACHIEVEMENTS New American Funding funds over $400 million a month in home loans, and has a total servicing portfolio of over $4 billion.

HARP 2 LOANS

#23 of the Top 100 Mortgage Companies in America

Rick Speaks at the NAHREP Conference in DC

Rick appointed to Board of Directors of California Mortgage Bankers Association (CMBA)

HARP 2.0 launched

NAF 360 launched

OC Business Journal Best Places to Work in OC 2012

inc. 5000 List of Fastest Growing Private Companies in America

Patty Arvielo, President, Named Top California Mortgage Agent

OC Business Journal Fastest Growing Private Companies in OC 2013

Rick Arvielo Elected to MBA’s Residential Board of Governors (RESBOG)

Inc. Hire Power Award - Putting Americans to Work 2012 & 2013

NAF exhibits at NAHREP Convention

OC Register Top Work Places 2012 & 2013

SCOTSMAN GUIDE TOP MORTGAGE LENDERS

OCBJ Family Owned Business Award 2013

RIck and Patty Arvielo named one of 2013’s hot 100 Mortgage Professionals

100 Most Influential Mortgage Executives in America

NCLR Expo ExhibitorNational Latino Family Expo in New Orleans

Latino Focus Committee launched

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PRODUCTS 14 DAY CLOSE GUARANTEE With few exceptions, we have been able to execute better than industry average when it comes to getting loans closed. This is one fundamental reason so many top producing Loan Officers have chosen New American Funding. Excellent pricing, excellent compensation and fast turn times with superior customer service.

DIRECT SELLER/SERVICER - FANNIE MAE, FREDDIE MAC, AND GINNIE MAE

CONV. LOANS

BOND LOANS

FHA LOANS

BROKER OPTIONS

FHA 203K HOMEPATH

REVERSE MORTGAGE

JUMBO LOANS

VA LOANS

HARP 2.0 LOANS

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OUR TURN TIMES COMPARED TO INDUSTRY AVERAGE IN 2012 PURCHASE CONVENTIONAL

CONVENTIONAL REFINANCE

NAF

AVERAGE

NAF

AVERAGE

DAYS

PURCHASE FHA

FHA REFINANCE

NAF

AVERAGE

NAF

AVERAGE

DAYS

JUMBO

NAF

AVERAGE

DAYS

28 VA

HARP 2.0

NAF

AVERAGE

DAYS

NAF

AVERAGE

DAYS

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GROWTH PROJECTIONS

To open

branches

We grew from about 500 employees in 2012 to over 800 employees by the end of 2013. We expect to grow by another 500 employees in 2014!

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THE BEST TRAINING & SUPPORT IN THE INDUSTRY

NAF UNIVERSITY

NAF University provides new and ongoing training. • NMLS & STATE LICENSES Full support for licensing and continued education

• SYSTEMS

• ENCOMPASS (LOS)

• LOCKING & RELOCKING LOANS

• BANKER VIEW (CRM)

• PRODUCTS

• POINT-OF-SALE TRAINING

• MI

• MARKETING

• MARKSMAN

• OPERATIONS

• PRICING

• ON-SITE SALES

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SUPPORT SCENARIO DESK • Underwriting scenario desk • Assist with answering your underwriters questions as well as support in structuring complicated loan transactions.

IN-HOUSE SUPPORT TEAM • Direct access to Loan Processors, Underwriters and Funders • Production Assistants

ON-SITE TECHNICAL SUPPORT • 7 day IT helpdesk support

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COMPLIANCE • We have a dedicated team of GFE Analysts proficient and fluent on disclosure issues. • We prepare all disclosures, TIL, GFE, State Specific, etc. • Disclosures are automatically emailed to your borrower. Once received, borrower auto clicks and agrees, then you can order an appraisal. • We want to help you concentrate on originating business. Leave the disclosures to us.

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SYSTEMS

• Bankerview is a complete, full service CUSTOMER RELATIONSHIP MANAGEMENT SYSTEM (CRM) with a built-in virtual assistant that will help you customize drip email campaigns to your clients for loan status, marketing, and just keeping in touch. • Online real-time pipeline and commissions access anytime, from anywhere with an internet connection

AUTOMATED EMAIL CAMPAIGNS

PROSPECT MANAGEMENT

EMAIL TEMPLATES

MILESTONE NOTIFICATIONS

24/7 ACCESS

PIPELINE ACCESS

AUTO REMINDER EMAILS.

BANKERVIEW NOTES

• 24/7 online loan status updates • Secure borrower documents delivery • One place for borrowers to review and respond to document requests

24/7

LOAN STATUS

BORROWER DOCS MANAGEMENT

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CUSTOM MARKETING • Custom Marketing Materials available via our website

CHDAP California Homebuyer’s Down Payment Assistance Program Program Eligibility Homebuyer Eligibility • Be a first-time homebuyer (persons who have not owned a

CHF PLATINUM “principle residence”PROGRAM within the past 3 years)

• CalHFA borrowers must complete homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization. • Your income must be less than the allowable CHDAP income limits.

• Ability to personalize and save with your information

CHDAP FHA Income Limits*

CASH OUT REFINANCE MORTGAGE LOS ANGELES up to $98,350 ORANGE COUNTY up to $132,350 RIVERSIDE up to $98,650 SAN BERNARDINO up to $98,650

Help Your Clients Get Their Dream Homes!

The California Homebuyer’s Down Payment Assistance Program (CHDAP) is a deferred payment, simple interest rate junior loan up to 3% of the purchase price, or appraised value, whichever is less.

• Email templates directly to your Customers, Prospects or Real Estate Partners, through Bankerview.

The CHDAP allows borrowers to finance some of their down payment and/or closing costs helping make homeownership possible.

NO MONEY DOWN OPTIONS

DOWN PAYMENT ASSISTANCE

• Non-occupant co-signers are allowed, but cannot occupy

• Does not have to be a first time homebuyer the property

• Down payment assistance is a grant that never has to be paid back and can be used Sales Price Limits towards down payment or closing costs.

excellent opportunity to take advantage of

OC New Construction & Resale up to $823,308 BUY A NEW CAR MAKE HOME IMPROVEMENTS PAY OFF HIGH INTEREST today’s historically low interest rates. Riverside New Construction & Resale up to $564,103 • Can be combined with the 3% CHDAP to San Bernardino New Constuction & Resale up to $564,103

Give me a call today!

cover closing costs and/or down payment.

PULL CASH OUT REASON:CASH OUT OPTION

NOTE: Sales price of the home cannot exceed CalHFA’s sales price limits

• 1-2 Unit Properties available with 620 TERM established for the county in theYEAR property is located UPwhich TO 40 FOR ANY Minimum FICO scores!

[[AgentFullName]] [[AgentTitle]]

CHF Platinum is California’s premier lending program for home buyers. With this program,

CALFHA Single Family Sales • 90 day flipping waiver with <20% Price Limits* New American Funding offers buyers an increase allowed LA New Construction & Resale up to $823,308

LOWER YOUR MONTHLY PAYMENTS • FHA or VA loans

YOUR PHOTO HERE

and start saving today! PURCHASE A HOME WITH NO MONEY DOWN

• Occupy the property as their primary residence, non-

ADVANTAGES occupant co-borrowers are not allowed

FHA OR VA LOANS

LOCK IN your new low monthly payment

Residency Requirements

Take Advantage of Your Home Equity! Eligible Properties

[[AgentNMLSNumber]]

NO MORTGAGE INSURANCE REQUIRED

GET YOUR RATES

[[AgentPhoneNumber]] [[OfficePhoneNumber]] • Pay off high-interest credit card debt [[CellPhoneNumber]] • Be a single-family, one-unit residence, including approved Your home is your largest and most valuable asset. [[AgentFaxNumber]] • Eliminate medical bills condominium/PUDs [[AgentEMail]] When it comes Use it to turn your home equity into cash. Consolidate [[website]] • There is a five acre maximum on the size of • theBuy a car or a vacation home property

JUMBO PURCHASE

• Up to 90% LTV to Jumbo or High-Balance loans, New Give me a call today!American Funding has more to offer. With our unrestricted • Competitive high interest monthly payments and save hundreds rates • Make home improvements every month! access to a variety of programs, our competitive rates, and • I/0 products available [[AgentFullName]] PROGRAM ELIGIBILITY • Pay college tuition our rapid turnaround times, we simply deliver more options [[AgentTitle]] • Non-occupying co-borrowers allowed [[AgentNMLSNumber]] Borrower’s income must not exceed the YOUR • Pay off student loans to you. PROGRAM BENEFITS: *For more information on Income and Sales Price Limits, please visit www.calhfa.ca.gov [[AgentPhoneNumber]] maximum levels set to be eligible for the • Up to 40 year term • Pay off taxes PHOTO Lower Interest Rates

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS #6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 9/2013

CHF Platinum Program* Interest rates are typically lower on Cash Out refinance *Restrictions apply. mortgages than on a home equity second mortgage.

HERE

JUMBO REFINANCE

• Save and send to your printer for professional printing

[[OfficePhoneNumber]] [[CellPhoneNumber]] Our knowledgeable and fully licensed mortgage professionals [[AgentFaxNumber]] are prepared to meet your individual needs and to match you [[AgentEMail]] [[website]] with the program that’s best for you.

Eliminate High Interest Debt • 90% financing Give me a call today! Mortgage interest rates are often lower than high Call today for your upfront credit approval! • No mortgage insurance required interest credit cards and revolving debt. Consolidate [[AgentFullName]] Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. your debt into one, new low monthly payment. Tax Savings

• Interest only • Cash out

NMLS #6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, [[AgentTitle]] terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 08/2013

Your mortgage interest may be tax deductible, so there can be significant tax benefits when you roll your high interest debt into one new low montly payment.*

YOUR PHOTO HERE

PROGRAM ELIGIBILITY

[[AgentNMLSNumber]] [[AgentPhoneNumber]] [[OfficePhoneNumber]] [[CellPhoneNumber]] [[AgentFaxNumber]] [[AgentEMail]] [[website]]

Give me a call today! [[AgentFullName]]

Owner occupied, non-owner occupied, and second home loan packages.

HOME OF THE

[[AgentTitle]] [[AgentNMLSNumber]]

Whether you are purchasing a home as a primary residence, or need an investment property loan for a vacation home or an income-producing property, our mortgage specialists will find the right loan to match every circumstance.

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117.

*Consult your tax advisor NMLS #6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 7/2013

14-DAY CLOSE GUARANTEE!*

[[AgentPhoneNumber]] [[OfficePhoneNumber]] [[CellPhoneNumber]] [[AgentFaxNumber]] [[AgentEMail]] [[website]]

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117.

NMLS #6606.All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice.© New American Funding. New American and New American Funding is a registered trademark of Broker Solutions, DBA New American Funding. All Rights Reserved. 7/2013

for a monthly you can afford

of what you think your dream home is critical PPROVED for a rough estimate Other start searching GETTING PRE-A your financial situation, and have for how much. ved before you financing, and

Getting pre-appro a grasp on if you qualify for pre-approved. Once you have credit and income, , it’s time to get e, based on your mortgage payment val will determin obtain home their ability to because the pre-appro demonstrated they have already benefits include: buyers because purchasing a other buyers. pre-approved advantage over to work with and serious about on a home an well-qualified attention you • Sellers prefer a borrower is and the more will give your offer val signals that agent will work financing. This agent, a pre-appro deal, the harder the real estate a of a real estate closing of have • In the eyes chance they liabilities, home. The higher credit score, assets, your credit history, the best assessment of your into will receive. tion a thorough investiga so they can make officer will make to the loan officer on, if needed. ved, your loan on as possible ask for more informati insurance will To get pre-appro provide as much informati and ratio is the . A homeowner’s credit report, to ncome coverage will look at your income, etc. Try The debt-to-i ner’s insurance below, The loan officer of homeowideal you can borrow. ratio is 36% and financial situation. will require proof , the ing how much income when mortgage lender earn. Generally speaking thedetermin factor at your monthly home, be a key a new will buying to how much you so if you are looking certain disasters. When ncome ratio in relation covering: carryingpolicy s to this 36% rule, Your debt-to-i the ring.protection against offinancial youis are caused package out exception a debt various yourself policy personal are taking damage to others in it, and provides before gs percentage of as riskier. 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Compreh s, patios, etc. your home, attached potential issues. fences, driveway • Dwelling – covers you can spot any as sheds, garages, wiring structures such and electrical home made gs inside your s – covers detached repairs are being • Other Structure – covers your personal belongin be living elsewhere while you • Personal Property some living expenses should injury or property covers • Loss of Use members for bodily n or your family Liability Protectio someone sue you 2. Home Insurance home financial loss should injured in your – covers your or neighbor be • Personal Liability should a friend medical coverage you want to cover, damage to consider what the – provides no-fault needs, you’ll need to your insurance agent to find • Medical Payments that suits your talk insurance policy ? and you feel you need, homeowner’s much coverage looking for the dream home an offer! >> kes, howyour earthqua All in all, when Found making of belongings to es personal strategi from your Time to learn the right policy match.

The Basics of

HOMEBUYER

Homeowner’s

Insurance

New American Funding is an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast. We are among the Top 30 Mortgage Companies in America, and on the Inc. 5000 List of Fastest Growing Private Companies in America.

CONVENTIONAL FHA JUMBO

’S GUIDE

TURNAROUND TIMES: BUY YOUR DREAM HOME TOMORROW!

24 hr credit approval by Sr. Underwriters 24 hr underwriting turn time for Purchase loans 14 Business Day Close Guarantee*

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*14 business day guarantee that require prior approval only applies to purchase transactions. This guarantee from an investor, the control of NAF, including brokered loans, or loans with a 2nd td.does not apply to Reverse Mortgages, FHA 203k, loans The guarantee does not but not limited to; appraised approval, or lender conditions apply if events occur beyond that cannot be met by value, escrow or title delays, 2nd lien holder package is complete any party. The 14 day approval, short sale trigger begins when your a credit of $250 will beand you have authorized credit card payment initial only and is not to be applied toward closing costs. NMLS ID#6606.for your appraisal. If NAF fails to perform application otherwise, This information is to registered trademarksprovided to consumers. © New American Funding. inform the real estate of Broker Solutions, DBA industry New American Funding. New American and New American Funding All Rights Reserved. 9/2013 are

FASTEST TURN

TIMES IN THE

INDUSTRY!

*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow 6 or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. 2012

HOMEBUYER’S

GUIDE

HOMEBUYER’S

2012

GUIDE

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ONLINE MARKETING NewAmericanAgent.com was designed, developed and tailored for Loan Officers as a business to business and business to consumer online marketing tool.

FEATURES:

Contact form

Proprietary and customized

Free quote request form Loan product information Company news Realtor listing widget

Personalized URL Personalized with your contact information and photo

Simple CMS

Lead generation

Easy Compliance, Marketing approval and set up

Loan calculators Blog

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CEO’S MESSAGE “We put compliance first and embrace NAF 360. Paying proper respect and attention to the regulatory evolution in mortgage lending should be the most important focus of any mortgage lender today. The reason I agreed to be nominated to the committees I sit on is so I could be as close to the development of new regulations as possible. Hopefully I can help to protect the consumer and ensure appropriate home buying opportunities for all. Besides the boards I sit on, Patty, my wife and President of New American Funding, sits on the board of NAHREP which is the largest multi-cultural entity in the US. Culturally, we embrace the NAF 360 initiative (New American Funding 360 degrees) which means that we insist every associate of NAF treat everyone they come in contact with (360 degrees) an elevated level of service, dignity and respect. Customers, fellow employees and vendors alike deserve nothing less and it is the cornerstone of our culture and a main reason that we, as a mortgage lender during arguably the most tumultuous time in mortgage lending have over 1000 positive reviews and have been voted best places to work by both the OC Business Journal and OC Register. An achievement accomplished while simultaneously making the INC 5000 fastest growing company list at #560. Something we are most proud of. “

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TESTIMONIALS & THANK YOU’S When I started in this business nearly 19 years ago, I worked for a company that had by far the most vibrant and effective processing/underwriting in the business. I worked with that group of people for nearly 15 years and I was at what I feel was my best in that environment. Over the past few years I have struggled while searching to find a group of people with the exact same fire and passion that I remember so motivated me many years ago. I feel that I have stepped into a time machine and I’m happy to say that I have now found that same fire and passion in Kevin English, Jackie Manriquez and the rest of the opening, processing, underwriting and docs/funding team.

The team at New American Funding rocks! I submitted 3 loans on the 23rd after 3pm & 1 deal on the 24th. I already have the purchase back from QC approval on the 30th (I didn’t pre-flight these either). 1 refi is already approved & the other 2 should be done today or tomorrow.

I am always the first guy willing to fight on a file that I believe in. I usually feel that I am outnumbered and/or alone. It is a refreshing feeling to know that the support team at NAF is 100% behind me.

I never expected this when submitting loans at month-end.

~ Patrick Magee Loan Officer NMLS ID# 394271

~ John W. Peterson Senior Loan Consultant NMLS ID# 285998

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BILLBOARD CAMPAIGN

Broker Solutions Inc. dba New American Funding (NMLS #6606) Licensed by the California Department of Corporations under the Residential Mortgage Loan Act License #4131117.

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TV AND RADIO INVOLVEMENT Various Radio and Internet radio across the country with heavy penetration in Southern California.

• NAHREP TV

• Billboard Campaign

• Close-Up TV News

• “Mortgage Makeovers” Radio Shows

• Zillow

• National Radio Ads

PEOPLE. POWER. PASSION

Join the winning team!

NAF 360 (COMPANY CULTURE) At New American Funding, we live by the values of our NAF 360 company culture. We work hard, but never forget to treat and support one another like family. NAF 360 is the fact that our employees voted us Best Places to Work in Orange County 2013 by the OC Business Journal. NAF 360 is teaming up with coworkers to participate in charity drives and helping each other stay accountable to fitness challenge goals. It’s remembering to say thank you to those that help you every day, and offering a helping hand to someone new. NAF 360 is us, building up each other and this company; it’s setting a new standard. We’re not just a mortgage company, we’re a family.

PEOPLE. POWER. PASSION

Join the winning team!

10 REASONS TO JOIN NAF •

We are an established leader in both the purchase and refinance markets for HARP 2.0, FHA, VA, Conventional, Jumbo and Reverse Mortgages.

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New American Funding is a Fannie Mae and Freddie Mac Direct Seller/Servicer. As a Direct Lender, we are the decision maker, so there is less hassle and less waiting.

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As a New American Funding Loan Officer, you will be equipped with an in-house support team to handle your clients’ loans throughout the entire loan process, from underwriting to funding.

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We offer competitive compensation and benefits, including bimonthly commissions, medical, dental, and vision plans.

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We give your borrowers up-front credit approvals with a fast turnaround of 24-48 hrs, ensuring you are working with qualified borrowers.

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Commitment to great service is our passion, and we strive to provide the highest level of customer service in the industry.

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Our A Rating from the Better Business Bureau and positive customer testimonials illustrate why New American Funding is so highly regarded in the industry.

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Our corporate culture encourages an environment that is all about community, family and healthy living.

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We recognize that your success is our success.

We maintain a strong brand presence in print, radio, TV, online, social media networks and provide you with customized, co-branded marketing materials so you can maintain your customer and referral relationships.