Naf about us presentation wa by Fairway Tacoma North

Partner our winning team! WE PUT THEwith I CAN IN AMERICAN

Washington - NMLS#6606 *14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 ÂŠ New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

ABOUT US

New American Funding is a Fannie Mae, Freddie Mac and

Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender. The company is licensed in multiple states across the nation, funds over $400 million a month, and has a total servicing portfolio of over $3.5 billion. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 ÂŠ New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

IPHONE & ANDROID APP FOR CONSUMERS

Fully-featured and easy to use.

Borrowers can download for free! Make a payment, view account information, and check amortization, all from their mobile device.

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 ÂŠ New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

IPHONE & ANDROID APP FOR PROFESSIONALS HELP YOUR CLIENTS AND STAND OUT FROM THE CROWD. • AFFORDABILITY CALCULATIONS Show clients what they qualify for in each loan type • FULL MONTHLY PAYMENT CALCULATOR For FHA, VA, USDA, and Conventional loans • TILA COMPLIANCE APR can be shown on every calculation result, ensuring TILA Advertising Compliance • STATUS REPORTS Daily and weekly status emails to show you what activity is happening

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

MILESTONES Jane Doe John Smith

Jane Doe

John Smith, nmls# 555555 cell: 555.555.5555

PRE-APPROVAL DRIP EMAIL CAMPAIGNS

NAF VERSUS A MAJOR BANK

24-48 HR TURN TIME Free up-front credit approval within 24-48 hours

Turn time Underwriting approvals can take up to 30 days or more

IN-HOUSE TEAM Fast and efficient in-house Processing, Underwriting, and Funding

Non-localized Processing, Underwriting, and Doc Drawing

PERSONALIZED CUSTOMER SERVICE A personalized team of customer service members throughout the entire process

Non-localized Customer Service Center

14 DAY CLOSE GUARANTEE* Purchase transactions closed in 14 days or less

NOT always able to close transactions on time

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. *14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 ÂŠ New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

NICHE PRODUCTS

80-10-10 MORTGAGE

AVOID MORTGAGE INSURANCE!

• FHA 580 min FICO

With New American Funding’s 80-10-10 Mortgage you can get into the home of your dreams with little money down

Only have 10% down? This may be the loan solution for you! • 80% First Mortgage • 10% HELOC • 10% Down Payment

Program Details

and avoid PMI.

• First Mortgage up to: $750,000

• FHA 620 min Fico on High Balance

• Second Mortgage up to: $350,000 Give me a call today!

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YOUR PHOTO HERE

• Flips in the first 90 Days – One Appraisal

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• CLTVs up to 89.99% • 1 to 2 Family Primary Residences • Purchase or Refinance

HomePath®

• SFR, Condos and townhomes okay *Minimum FICO score of 700

Call today for more information about the HomePath® Mortgage and the limited time HomePath Incentive!

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. NMLS #6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 3/2013

NO APPRAISAL REQUIRED NO MORTGAGE INSURANCE 620 MINIMUM FICO*

• Conventional 3 % Down No Mortgage Insurance on SFR/PUD/Condo

PROGRAM HIGHLIGHTS • Purchase Only • Owner Occupied, Investment, 2nd Home • No Appraisal Required • 620 Minimum FICO* • No Mortgage Insurance (*660 Minimum FICO if over 80% LTV)

OUR PROGRAMS • • • • •

• W2 Borrowers – No Tax Returns

• 14 Business day Purchase Loan Guarentee* on Conventional, FHA, & VA loans.

If you are looking to buy a Fannie Mae home, contact us today for a pre-approval.

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Your Photo Here

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Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. HomePath is a registered trademark of Fannie Mae. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 2/2014

• 5% Conventional can be a gift • 80/10/10

HomePath® Mortgage FHA Conventional Jumbo VA

New American Funding wants to help by offering you more home financing options. With so many REO properties on the market, there has never been a better time to put you into the home of your dreams.

PROGRAM ELIGIBILITY Does your buyer have a low FICO score? NO

•

Max DTI 43%

•

2 month reserves (FICO 600-619)

PROBLEM! They may be able to qualify for an

•

4 month reserves (FICO 580-599)

FHA Purchase Loan with these new guidelines!

•

FHA approved condos only

•

No Florida condos

•

1 unit only

•

30 year fixed rate program

•

Current seller must be on title at least 6 months

•

Field review required

GIVE ME A CALL TODAY! [[AgentFullName]] [[AgentTitle]]

YOUR PHOTO HERE

[[AgentNMLSNumber]] [[AgentPhoneNumber]] [[OfficePhoneNumber]] [[CellPhoneNumber]] [[AgentFaxNumber]] [[AgentEMail]] [[website]]

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117.

*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. © New American Funding. New American and New American Funding is a registered trademark of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2014

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. *14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

CO-BRANDING MATERIALS

OUR ACCOLADES • Inc. Magazine – among the fastest growing private companies in America (2012 & 2013) • Inc.’s Hire Power Award – Top 100 businesses adding jobs & rebuilding the economy (2012 & 2013) • Mortgage Executive Magazine – Top 100 Mortgage Companies in America (2011 & 2012) • Orange County Register – Top Orange County Workplace (2012 & 2013) • Orange County Business Journal – Best Places to Work in OC 2012

Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act - License #4131117. This information is to inform the real estate industry only and is not to be provided to consumers. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 04/2014

Top 100 Mortgage Companies in America - two years in a row

NAHREP Convention Participant & Sponsor

#22 in Top Overall Volume; #22 in Top Wholesale Volume; and #16 in Top Retail Volume

Featured on NBC News

Rick and Patty Arvielo make the MPA Hot 100 List

OCBJ Family Owned Business Award nominees: Rick and Patty Arvielo

Featured on Close-Up on America's Business

OC Business Journal Best Places to Work in OC 2012

OC Register Top Work Places 2013

OC Business Journal Fastest Growing Private Companies in OC

Inc. 5000 List of Fastest Growing Private Companies in America

Inc. Hire Power Award Putting Americans to Work

LICENSED STATES

WI MI PA

IA NV

UT CO

WV KY

NJ MD

TN AZ

NM GA TX

FL LICENSED STATES BRANCH LOCATIONS

OUR AVERAGE TURN-TIMES PURCHASE CONVENTIONAL

CONVENTIONAL REFINANCE

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PURCHASE FHA

FHA REFINANCE

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JUMBO

NAF

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HARP 2.0

VA NAF

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NATIONAL & REGIONAL MEDIA

Ken Michaelsâ&#x20AC;&#x2122; Mortgage Makeovers Saturdays & Sunday AM radio shows

National Radio Ads

NAHREP TV

Close-Up TV News