Y O U R H O M E BUYING JOURNEY
Ginger & Co. Mission & our Company Team Structure Your New Home Steps & Process Expected Costs Next Steps Today's meeting
Mission
Our
Our mission is to create a fun and seamless experience by guiding you through every step of the buying process.
Number1inagentcount,volume, &unitssold AgentBranded #1TrainingCompanyinthe World God,Family,Business CultureEmphasizesIntegrity& Transparency Why Keller Williams?
Since 2013 OVER 1,000 CLIENTS SERVED!
OTHER REALTORS...
THE GINGER & CO. DIFFERENCE
T
YOUR TEAM
A n n a G r a c e U n d e r w o o d
h e C l o s i n g s D e p a r t m e n t
Anna Grace
Buyer's Specialist
Anna Grace is a Buyer Specialist at Ginger & Co. She attended UNC-Chapel Hill to earn a Bachelor’s Degree in Classics and currently lives in Raleigh. She launched her career as a yoga instructor and small business owner before going into real estate. Anna Gracestrives to create trusting and supportive relationships with her clients while helping them achieve their real estate goals. When she’s not helping clients find their forever homes, she loves visiting local coffee shops and restaurants and playing with her rescue dog, Marty.
The Closings Team Closing
Coordinator
The Closing Team at Ginger & Co. works with both buyers and sellers during the Contract to Close period. They are fully licensed agents with all the same credentials.
NEEDS ANALYSIS
Now, let's get to the fun part! What are you looking for in a home?
Home Buying Roadmap MORTGAGE PREQUALIFICATION SHOP LOAN & LENDER FIND YOUR NEXT HOME! WRITE & SUBMIT OFFER SIGN CONTRACT & PROVIDE DEPOSITS INITIAL CONSULTATION MLS SEARCH START VIEWING HOMES RESEARCH PROPERTY & COMPS NEGOTIATE OFFER & BEST TERMS FOR YOU! DUE DILIGENCE FIRST STEPS
DUE DILIGENCE Deposit check The seller takes the home off the market Financial Commitment Credited back at Closing Forfeit with Termination Negotiable Timeframe Inspections, Research, & Appraisal Negotiate any repairs Loan Approval Amount of Amount of NEXT STEPS
UNDER CONTRACT DUE DILIGENCE PERIOD APPRAISAL INSPECTIONS: HOME, RADON, & PEST LOAN VERIFICATION SETUP INSURANCE NEGOTIATE REPAIRS SETUP UTILITIES REVIEW HUD & GET CLOSING FUNDS FINAL WALK-THROUGH DEED RECORDED CLOSING GET KEYS & MOVE INTO YOUR NEW HOME! *CONTRACT PROCESS: NEGOTIABLE TIMEFRAME
What should I budget?
Deposits Inspections & Appraisal Settlement Fees Due Diligence Money (amount depends on multiple factors) Earnest Money (amount depends on multiple factors) *Due Diligence & Earnest Money are negotiable Home Inspection $400-$550 Termite Inspection $75-$95 Radon Inspection $150 HVAC Inspection $135/per unit Additional Inspections (Septic, Well, Pool) as charged Appraisal $550 Survey: $500-$650 Closing Costs 2%-3% of Purchase Price Attorney Fee $995 Loan Origination Credit Report Setting up Escrow Account Title Insurance Recording Fees KWPR Transaction Fee Down payment is determined by your loan type & parameters Something to think about! Your first mortgage payment isn't typically due until a full month after the month in which you close!
For more information please visit GingerSellsTheTriangle.com