6 minute read
Hot Off the Press
from Spotong Issue 33
by 3S Media
Shoprite the first retailer to offer OUTbonus following OUTsurance partnership
Shoprite will be the first supermarket to offer an OUTbonus, following a partnership between Africa’s largest food retailer and OUTsurance, to bring consumers more accessible and affordable insurance products. A competitively priced funeral policy is the first product to launch under this new partnership, with numerous additional offerings in the pipeline. “This collaboration is a natural fit,” explains Jean Olivier, general manager of financial services for the Shoprite Group. “It sees Shoprite and OUTsurance combining its value propositions - Lower Prices You Can Trust and You Always Get Something Out - to offer consumers a highly competitive and accessible range of insurance products.”
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The Group will make these products available at the approximately 1 600 Money Market counters located in Shoprite, Usave, Checkers and Checkers Hyper stores nationally. These counters already enable millions of customers to make money transfers, buy bus tickets, pay bills and more.
OUTsurance is one of the country’s most innovative financial services companies with a reputation for great value-for-money products, backed by outstanding service delivery. “We are confident that this partnership will give more South Africans access to financial services in the form of simple and easy to understand products,” says OUTsurance CEO Danie Matthee. “Two well-known and trusted South African brands are bringing together their complementary skills and assets such as retail reach, digital capabilities, insurance innovation and entrepreneurial spirit.” The funeral policy is designed to give customers peace of mind and its key features include: • An OUTbonus, which gives customers one month’s premium back for every 12 premiums paid; • Pause and Play, a feature that allows cover to be paused for up to three months and resumed with no additional waiting period or cost; • Immediate payment of a R1 000 Shoprite gift card in the event of a valid claim; • An optional Accident Death policy that pays out double the sum assured for all lives in the event of accidental death; • No waiting period for natural death when switching from any other registered insurer. Customers are encouraged to visit the Money Market counter at their nearest Shoprite, Usave, Checkers and Checkers Hyper from end April 2020 to buy their funeral policy and start saving immediately.
Situated at a corner or on every other street you will find your favourite local spaza. The place where you buy your stock, top up your groceries or grab that refreshing cold drink. If you are a spaza shop owner you will know sourcing stock to serve your community can be challenging, timeconsuming and expensive. That’s where the story of Kweza begins. Started by four passionate individuals whose families have run similar businesses, Kweza is the solution for spaza shops that ensures they receive three value propositions: visibility, access, and convenience.
Kweza, the best way to shop
Visibility
Kweza goes out of its way to source stock at the lowest available price in the market so that as a spaza you can build a sustainable business from the long hours you put in, and in turn as a community member, you are buying at the most competitive price.
Access
Kweza doesn’t only show you the lowest price, they ensure you have access to it. Through its easy-to-use mobile app, spaza shops have access to a wide range of products available to them at any time, from the comfort of their home or store. They can then place orders and immediately see how much it will cost them before delivery, which happens within twenty-four hours of the order being placed.
Convenience
Kweza understands the long hours spaza owners put in and that they can’t always leave their store, so its trusted team of delivery partners, who are locals in the township community, bring these products directly to their doorsteps. If you own your own bakkie please reach out to the team and become a part of the Kweza community.
South African start-up mo-Wash provides effortless hand-washing on the go
Godfrey Sono and Sibusiso Vilakazi have successfully launched mo-Wash, their mobile hand-washing units, into the market. This standalone, fully automatic portable unit requires no plumbing or drainage, providing a costeffective hygiene solution at functions such as funerals, weddings and outdoor events. The budding entrepreneurs saw a gap in the market after noting that public events are a huge part of South African culture. One such occasion is at traditional funerals, where it is customary to wash hands after the gravesite has been visited. The washing of hands is a very important part of African culture, but can be quite unhygienic as often, many wash their hands in that one basin. In other instances, there are outdoor events that have mobile ablution systems, but no adequate hygienic facilities to wash hands afterwards.
Regular handwashing helps prevent illness and is one of the best ways to remove germs, avoid getting sick, and prevent the spread of germs to others. Statistics show that up to 80% of communicable diseases are transferred by touch and proper handwashing can reduce diarrhoea rates by 40% and respiratory infections by close to 20%. mo-Wash is a mobile hand-washer unit that provides event organisers with a cost-effective solution to the challenge of maintaining hygiene at outdoor functions and events. The mo-Wash has a hands-free water delivery system with a timer that controls water flow, a solar panel to power the water station, plus a battery option, and even Wi-Fi. The mo-Wash unit delivers a powerful 10-second wash, but the owner can adjust the settings according to his or her needs. “mo-Wash is dedicated to educating the public on the importance of hand-washing rituals and the role they play in preventing the spread of diseases.
Kweza believes that technology does more than just connect us. It can be used to empower us. Their mission is to empower small businesses to formalise, digitise and more importantly, to grow. Kweza looks to provide visibility, access, and convenience beyond just inventory but through other digital products. If you are interested or just curious, reach out and chat to the team and join their community today. In our mission to do this, we visit schools across South Africa to instil the importance of learning how to clean one’s hands properly from an early age, we show them water-saving techniques, as well as the impact that hand-washing has on the communities around them,” says Godfrey Sono. Frost & Sullivan, a business consulting firm involved in market research and analysis, has also given the mo-Wash unit their stamp of approval, awarding the start-up with the 2018 Frost & Sullivan New Product Innovation Award, saying, “mo-Wash provides a creative solution to prevent transferable diseases by using off-the-grid power to dispense water and soap for those that require access to sanitation facilities at private or public gatherings, while also promoting water conservation.”
mo-Wash units are available to rent to event organisers needing hygienic mobile hand-washers for weddings, funerals, sports events, corporate events, public events and underprivileged schools.