The David Goldberg Mortgage Team at Mutual of Omaha Mortgage

If you are stopping to check out my page, chances are you are either a current or future homeowner or a professional Realtor. If that’s you, you’ve found the right place! I’ve helped people achieve homeownership and build wealth through real estate for over 21 years. Over those years, thousands of my clients successfully navigated one of the most complex and stressful processes they will ever go through. While everyone has the vision of homeownership and being handed the keys to their dream home, not one of clients ever started off their day by saying, “today, I want to go get a mortgage!” That’s where I step in. My process starts by educating clients about homebuying, how to get approved for a loan, and how to avoid the pitfalls that can trip up a potential homebuyer. We discuss the different ways we can structure a loan and what that does to both their monthly payments, their cash flow, and their future wealth. I’ve survived the housing crash of 2008, the wild Covid-era market, and know that tomorrow will bring yet another challenge to the real estate market to overcome. That experience is priceless when it comes to the complexities of getting a mortgage loan approved and closed. I’ve seen it all! My clients represent all facets of the homebuying market – self-employed business owners, move-up buyers, first-time buyers, property investors, and existing homeowners just looking to lower their rate or to restructure their debt. Where my skills really shine, is when faced with a complicated scenario that requires unique product solutions. I help clients with a variety of non-traditional loan options. Programs like 5% down Jumbo loans, DSCR loans for investors, Bank Statement loans for Self-Employed borrowers, 0% down FHA loans, Foreign National loans, and other creative financing options. If you have a challenging mortgage, are convinced you can’t get approved for a home loan, or just want to work with someone who’s be around the block a few times, let’s chat!