Your Medicare Advantage Shopping Guide
A Medicare Advantage plan can be a great option when choosing Medicare coverage. Medicare Advantage plans include hospital, medical and often Part D prescription drug coverage — plus extras like dental, vision and hearing coverage — all in one plan. Read through this guide for help choosing the right Medicare Advantage plan to fit your lifestyle, health needs and budget.
The Annual Enrollment Period for Medicare Advantage plans runs through December 7, 2024. During this time, you can make changes to your Medicare coverage for January 1, 2025.
Call
Save on the Care You Use the Most — and Get Added Protection Against the Unexpected
If finding an affordable Medicare Advantage plan is important to you, choose a plan that lets you save money on routine care and offers protection against unexpected healthcare costs.
Find Low-Cost Care & Prescriptions
Many Medicare Advantage plans start at $0 per month and include low copays for doctor visits, prescription drugs and more. When shopping for a plan, be sure to review the plan’s formulary, or list of covered drugs, to make sure your prescriptions are covered and find out what they will cost.
Medical Mutual plans include money-saving benefits such as:
n $0 copays for primary care visits
n $0 copays for specialist visits*
n $0 prescription drugs through mail-order and retail*
n Plus, you’ll never pay more than $35 per month for insulin
Stay Protected from Unexpected Expenses
Medicare Advantage plans have a maximum out-ofpocket (MOOP) amount, which is the most you could pay each year on covered healthcare services before the plan covers the full cost for the rest of the year. Choosing a plan with a lower MOOP helps to protect you against unexpected healthcare costs like a hospital stay or surgery.
Medical Mutual’s Medicare Advantage plans have MOOPs as low as $3,300, so you can rest assured you’re protected against the unexpected.*
The most important benefit for me is that Medical Mutual gives me freedom of health. I pay nothing.”
and Medical Mutual is my Medicare Advantage.
Get Added Value with Extra Benefits
Another way to get added value from your Medicare Advantage plan is through extra benefits and services, often available at no additional cost. These extra benefits include things like dental and vision coverage or wellness services to help you manage chronic health conditions and maintain an active lifestyle.
Medical Mutual offers a variety of extra benefits and wellness programs at no additional cost, including:
n Up to $7,500 in dental coverage — including dentures and implants*
n Up to $600 in FREE groceries each year**
n Up to a $300 eyewear allowance for glasses or contacts*
n Hearing coverage plus hearing aids for as low as $499
n Up to $700 per year to spend on over-the-counter items*
n SilverSneakers® fitness membership with access to more than 17,000 fitness center locations
n Programs to help you manage chronic health conditions, quit smoking and transition home after a hospital stay
Look for Convenience and Quality
To ensure you have the best possible experience with your health plan, choose a Medicare Advantage plan that offers convenient access to quality care and excellent customer service.
Get Access to Quality Care Anywhere
Medicare Advantage plans have networks of providers, and many plans require you to get all of your care from providers who are part of their network. Medicare Advantage plans from Medical Mutual offer access to more than 55,000 network providers across Ohio Plus, members receive up to $7,500 to use on routine care received when traveling outside of Ohio and coverage for urgent and emergency care worldwide.
Paramount joined the Medical Mutual family of companies in 2024. That means Medical Mutual now offers more Medicare Advantage plans than ever before, including Paramount Elite plans!
Commitment to Ohio Communities
For 90 years, Medical Mutual has been committed to the Ohio communities we serve. Our employees live and work right here in Ohio, and we donate millions of dollars and thousands of volunteer hours each year to help improve the lives of our fellow Ohioans.
* Benefits vary by region and plan type.
** Grocery card is a special supplemental benefit. Grocery card is only available to qualifying members with cardiovascular disorders, cancer, diabetes, chronic and disabling mental health, and chronic heart failure (other eligible conditions not listed). Eligibility depends on plan coverage rules and is not guaranteed solely on health condition. See your Evidence of Coverage for full details.
MedMutual Advantage plans are HMO, HMO-POS and PPO plans offered by Medical Mutual of Ohio with a Medicare contract. Enrollment in a MedMutual Advantage plan depends on contract renewal. Paramount Elite plans are HMO-POS and PPO plans offered by Paramount with a Medicare contract. Enrollment in a Paramount Elite plan depends on contract renewal. SilverSneakers is a registered trademark of Tivity Health, Inc. Other providers are available in our network. ©2024 Medical Mutual of Ohio. Medical Mutual is a registered trademark of Medical Mutual of Ohio.
