Medical Mutual November 2022

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Taking the guesswork out of shopping for a Medicare plan.

The Annual Enrollment Period for Medicare Advantage plans runs through December 7, 2022. During this time, you can make changes to your Medicare coverage for January 1, 2023. If you’re not sure where to start when shopping for a plan, this guide can help.


&

Does the plan strike the right balance between

QUALITY COST? Medicare Advantage plans, including those from Medical Mutual, offer a variety of coverage options, some with premiums starting as low as $0 per month. Think about the healthcare services you use most often and any medical procedures you’re planning for the upcoming year. Then, compare plans to find out what you’ll pay for those services. MedMutual Advantage® plans offer: $

0 monthly premiums

$

0 primary care visits

$

0 specialist visits*

Medicare

STAR RATINGS As you’re comparing Medicare plans based on coverage and costs, you may also want to consider their quality ratings. Every year, Medicare evaluates plans and awards a Star rating based on how well they keep members healthy and ensure they get the care they need. Medicare rated Medical Mutual’s Medicare Advantage PPO and HMO plans 5 out of 5 Stars for 2023.

Are your PRESCRIPTION

DRUGS covered?

Many Medicare Advantage plans include Part D prescription drug coverage. Review the plan’s formulary for a list of covered drugs and what they’ll cost. It’s also a good idea to take a look at the plan’s pharmacy network to ensure you’ll be able to conveniently fill your prescriptions. Medicare Advantage plans from Medical Mutual come with $0 copays for many prescription drugs, and the pharmacy network includes many major retailers, as well as mail order options for additional savings.


Are your doctors in the

NETWORK? Medicare Advantage plans have networks of providers, and many plans require you to get all of your care from providers who are part of their network. Medicare Advantage plans from Medical Mutual offer access to one of the largest networks in Ohio and up to $2,500 in health coverage when you travel outside the state. MedMutual Advantage® plans include access to:

Akron: Akron General (part of the

Cleveland Clinic Health System)

Summa Health Cincinnati: The Christ Hospital Mercy Health St. Elizabeth Healthcare TriHealth University of Cincinnati Medical Center West Chester Hospital

Cleveland: Cleveland Clinic Lake Health System

(part of the University Hospitals Health System)

MetroHealth Southwest General Health Center University Hospitals Columbus: Mount Carmel Health System OhioHealth The Ohio State University Wexner Medical Center

Dayton: Kettering Health Toledo: McLaren St. Luke’s Hospital Mercy St. Anne Hospital Mercy St. Charles Hospital Mercy St. Vincent Medical Center University of Toledo Medical Center And more!


Does the plan offer extra programs to keep you

HEALTHY? Medicare Advantage plans often include extra benefits to help you manage chronic health conditions, maintain an active lifestyle or take advantage of additional savings. Medical Mutual offers a variety of extra benefits and wellness programs at no additional cost to help keep you healthy and active. These benefits include: New! On select plans, MedMutual MyChoice™ allows you to choose extra benefits that work best for you. Choose from: Extra dental coverage OR A flex card to pay for vision and hearing expenses, over-the-counter items, transportation and meal delivery SilverSneakers® fitness membership with access to more than 17,000 fitness center locations WW® (Weight Watchers Reimagined) membership discount Programs to help you manage chronic health conditions, quit smoking and transition home after a hospital stay

Does the plan offer highly-rated, locally based

CUSTOMER SERVICE? Whether you have questions about a claim, want help enrolling in a plan or need assistance finding a doctor, it helps to talk to someone. For more than 85 years, Medical Mutual’s customer service representatives have been based right here in Ohio. In addition, Medical Mutual has earned a 5-Star Customer Service rating from Medicare** five years in a row, showing that every customer concern is handled with the attention and care it deserves.

READY TO FIND A MEDICARE ADVANTAGE PLAN THAT CHECKS ALL THE RIGHT BOXES? Call 1-877-583-3166 (TTY 711) or visit MedMutual.com/2023AEP *Available in Cuyahoga, Lake, Medina, Portage, Stark and Summit counties. ** Medicare customer service Star ratings 2019-2023. Medicare.gov. Benefit amounts vary by region and plan type. MedMutual Advantage plans are HMO and PPO plans offered by Medical Mutual of Ohio with a Medicare contract. Enrollment in a MedMutual Advantage plan depends on contract renewal. Every year, Medicare evaluates plans based on a 5-Star rating system. SilverSneakers is a registered trademark of Tivity Health, Inc. Other providers are available in our network. ©2022 Medical Mutual of Ohio. Medical Mutual is a registered trademark of Medical Mutual of Ohio. Y0121_DM0472_2023_M


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