Stay Informed WHAT DO I NEED TO PREPARE FOR? To properly prepare for disasters, you must f irst become aware of the hazards that may impact your community, the risks that are involved with these hazards and what plans are in place for warning and evacuation of residents and visitors. The Baldwin County Emergency Management Agency is responsible for maintaining emergency operations plans that encompass these hazards. Periodically, the community off icials will update and revise the plans. The information is available to you and can be found on the Baldwin County Commission website - bit.ly/37Pz8zB There are three general categories of hazards that we must plan for: 1. Natural Hazards 2. Technological Hazards 3. Terrorism Category 1. Natural Hazards include the following: • Floods • Hurricanes • Thunderstorms/Lightning • Tornadoes • Extreme Heat • Earthquakes • Winter Storms/Extreme Cold • Drought • Landslides Tsunamis Fires/ Wildf ires Category 2. Technological Hazards include the following: • Hazardous Materials • Nuclear Power Plants
Category 3. Terrorism include the following: • Explosions • Biological Threats • Chemical Threats • Nuclear Blasts • Radiological Dispersion Devices
FLOODING Flooding is the most common and costly disaster. Severe weather, tropical systems and hurricanes typically lead to high rainfall amounts that f requently flood low-lying, rivers and coastal areas across Baldwin County. Annually, Alabama receives about 56 inches of rainfall. Baldwin County participates in the National Flood Insurance Program (NFIP) Community Rating System. This system is a voluntary incentive program that encourages community floodplain management activities that will mitigate flood impacts. As a result, the insurance premium rates are discounted. Visit https:// www.floodsmart.gov/ for more information. Baldwin County Emergency Management Agency actively monitors river gages, particularly during rain events, to assist in emergency notif ication and warning should flooding create dangerous conditions. You may also subscribe to river and streamflow data and be alerted to river flooding by visiting https://waterdata. usgs. gov/al/nwis/rt.
DO YOU NEED FLOOD INSURANCE? Source: FEMA & NFIP Website Here are some important facts to keep in mind:
• FACT: Homeowners and renters insurance does not typically cover flood damage. • FACT: More than 20% of flood claims come from properties outside high-risk flood zones. • FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration. • FACT: Disaster assistance comes in two forms: a U.S. Small Business Administration loan, which must be paid back with interest, or a FEMA disaster grant, which is about $5,000 on average per household. By comparison, the average flood insurance claim is nearly $30,000 and does not have to be repaid. It’s easy to see that having flood insurance provides important recovery help. FEMA Flood Map Service Center is a public source of flood hazard information. Use the website https:// msc.fema.gov/portal/home to find your official flood map and other information to assist you understanding your hazard risk. Enter your address into the website, and you will find interactive flood maps for your area.
EMERGENCY ALERTS AND WARNINGS Should a hazard, such as flooding, pose a threat to our area, you may receive an alert on your cell phone, radio or television. These emergency alerts are part of the Emergency Alert System (EAS), which is designed to alert people if there is a grave threat or emergency. The National Oceanic & Atmospheric Administration (NOAA) oversees the weather radio systems that will alert you if there is a weather threat such as a tornado warning or flood warning. The weather alert radios continually broadcast weather information. However, A publication of Gulf Coast Media • 19
