Frances L.Miceli

January 28, 2010

Happy Birthday Mom & Nana

Your memories are treasures in our hearts. ere is not one day when we don’t think of you. One in a million, that mother and Nana is you. Deeply missed by, Josie, Florence, Nick, Amy, Sophia and Dominick.

Financing Funerals

According to Lincoln Heritage Funeral Advantage, the average funeral costs between $7,000 and $10,000. It can be easy to overlook planning for such a large expense, and many people may think their funeral costs will be covered by their life insurance policies. However, that isn’t always the case and certain complications can arise. The funeral planning information guide Funeral Basics states that sometimes insurance policies become invalid if payments have not been made. Policies may have liens on them, or some named beneficiaries may no longer be alive. This can stall the process as issues are worked through. In addition, it can sometimes take between six and eight weeks for beneficiaries to receive life insurance policy payouts. Since many funerals take place within a week of a person’s death, it’s unlikely that surviving family members will be able to finance funerals with life insurance payouts. In addition, some policies may not be assignable, which means the benefits cannot be assigned to go to a third party who will file the claim for you (i.e., the funeral home or an assignment company with which the funeral home partners). It’s important to determine if an existing policy is assignable and to take appropriate measures if it is not. Individuals may want to consider burial insurance or preneed funeral insurance. Another option is to use preplanning services, which allow people to prepay for funeral expenses and make planning decisions regarding the services and burial so that family members will not be tasked with financing and/or planning a funeral during a difficult time in their lives.

604

Mon-Fri

Loose advertisement pages from 1920s LADIES HOME JOURNAL magazines, 11”x14”. Many still with vibrant colors. Perfect for crafts/framing. Fairport: jvc45@aol.com

ZOJIRUSHI BREAD MACHINE. Model: BBCC-V20. With instruction booklet. Fairport: jvc45@aol.com

FIREWOOD - Two maples trees near driveway. Easy excess. You cut and take down. Cleanup not required: 585-538-9305

FINISHED DIAMOND PAINTING, Nightmare Before Christmas. You frame. Batavia: 845-309-9373 text only

TWIN SIZE HOSPITAL BED - like brand new. To meet at the storage unit in Farmington on February 4th. Text or call: 585-967-2413

BROTHER PRINTER, model MFC_L8900CDW. Touch screen flickers at times, prints well. Has ink in it and also has new ink: Meetu@twc.com

PET CARRIER for small pet, plus two LITTER BOXES, two small METAL FOOD BOWLS. Pick up, Fairport: Text only: 585-278-0445

Ten gallons ACE HARDWARE WOOD ROYAL solid color reddish brown oil siding and trim stain. Pick up, Rush: mrssiberfile@aol.com

WOMEN’S CLOTHING. Gently used. Size 2 / Small. Full trash bag. Name brands. Pick up York/Caledonia: mariab827@yahoo.com

PACK N PLAY: 585-861-0181

STERILITE TWO DOOR CABINET, still in box. Pick up, Brockport: 585-431-3177

Packages of Fit Right large ADULT DIAPERS. Unisex. 20 per package. Text or call: 585-356-3200

Three SNOW TIRES, 205-50/R17 on Wheels 5 x 114.3 bolt pattern. 80% tread remaining: rbacon2@gmail.com

EXERCISE BIKE. You pick up and move, Rushville: 585-554-7113 (no texting) Bag of GREETING CARDS for crafts. Fairport: 585-388-0318

NEW MINI BLIND, light gray, 23” W x 72” L. Pick up Batavia, text only: 845-3099373

4-drawer FILING CABINET. Penfield. phabes529@gmail.com or 585-953-0163 (leave a message)

Full size CRAFTMATIC BED. Newer mattress with stain. You remove: 585-259-2703

Working INCLINE TREADMILL: 585-519-7894

2006 TOYOTA COROLLA NEW CAR SALES BROCHURE. New condition. Will mail to you. Email: jclare01@rochester.rr.com

DOWNED TREES. You cut and haul away, Hopewell: 585-471-4447

WOOD from a recently fallen tree. You cut and haul from the back yard. Not pine: rmadier1@rochester.rr.com

White ADULT DESK. Henrietta. Call in the afternoon: 585-334-6388

VINTAGE LEGO SETS or PIECES! Can be newer Legos! Greatest Appreciation and God Bless! 585-590-7995

BABY MONITOR for kitty cabin and a CAT TOWER in good condition (prefer a large one): 585-637-0933

Any BOOKS by Arch Merrill or Henry Clune: 585-924-2651

LIFT RECLINER - must also lift legs. New or gently used: 585-719-7866

PORTABLE WASHER or OLD WRINGER WASHER that works. Thank you: 607-329-6086

BARN ROOFING and SIDING - aluminum or metal, new or used. Thank you: 585-861-0181

FOAM COUCH CUSHIONS, tan, or cream cloth for craft projects: s.marty.nary@gmail.com

COOPERSTOWN DREAMS PARK TRADING PINS for 12 year old granddaughter who will be playing this summer in the tournament: salvatore.d.timpani@gmail.com

BASEBALL/FOOTBALL/BASKETBALL CARDS, 1950-1970. Will pick up. Located in Victor. What I canít use I donate to kids: 585-313-4131.

UPRIGHT FREEZER in good working condition for church group community outreach: 585-447-8452

Baby PACK N PLAY or PORTA CRIB, plus a PLAY PEN: 585-670-0719. Send photo to dajude03@yahoo.com

ALUMINUM RAMPS and PLATFORMS for Boy Scout Pack 39. Toy Train Box car construction project: 585-233-6143

TONGUE and GROOVE PINE for refurbishing interior of train car for Scout Pack 39. Toy train project: 585-233-6143

DIRECTORIES – Rochester and Suburban from 1900s to present for handicap senior project: 585-500-2588

DOUBLE or TWO SINGLE BEDS for husband who has cancer: 585-201-3161

MICROWAVE for senior apartments. 585-226-9221

VINTAGE SPORTS CARDS, 1980s TOYS/GAMES and VINTAGE BOOKS! God Bless and Happy New Year: 585-729-1259

REGULATION-SIZED FOOTBALL, used, but in good condition: 585-599-3490

KITCHEN TABLE and CHAIRS, LIVING ROOM FURNITURE. For Family Promise of Ontario County: 585-820-0211

FLAT SCREEN TV, over 40”, for Elks Lodge information screen. For Charitable Fundraising. Non-Smart TV is fine: tmcnelly2058@gmail.com

COMIC BOOKS & SPORT/COLLECTIBLE CARDS. Avid collector will pick up what you don’t want. Call or text: 585-260-0437 God Bless/Thanks

Single or full-size MATTRESS and FRAME, gently used: nharrison95@gmail.com

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