Earth DayHERO?

From collecting trash to planting trees, show us how you’re helping the planet. Enter for a chance to WIN a $25 Visa Gift Card this Earth Day by sharing a photo of yourself in action! Upload your photo by April 14, 2023*. at gvpennysaver.com/earthdayhero.

Be a part of the solution…not the pollution.

EARTH DAY IS APRIL 22ND

Contest Sponsored by

*Must be 13 or older to enter.

Parent or guardian may enter for children under 13. No purchase neccessary.

Penny Saver

My name is Lexi. My mom and dad went all the way to Port Byron to bring me home. They tell me I am a gentle giant. After all I weigh 110 lbs. I like to go for rides with my family. I am a herd dog and they are my herd. I am always observing the surroundings to keep them safe. I love people!

Celebrate Easter With US!

He is RISEN!

Sunday Morning Service

April 9th • 10:30am

Pavilion United Methodist Church 11115 East Park Street • Pavilion, NY 14525 585-584-3806 Pastor Karen Woodworth

Easter Week Services

Palm Sunday • 9:45am

Worship/Sunday School

Maundy ursday • 7PM

Easter Sunday • 9:45AM

Sunday School

Easter Egg Hunt for the Kids

Byron Presbyterian Church 6293 W. Main St. (RT. 262), Byron

Celebrate Easter Wi Us!

Easter Morning Service at 10:00am

In person & on Zoom

Childcare provided during service

EAST AVON FIRST PRESBYTERIAN CHURCH

Located at the Corner of Rts. 15 and 5&20 Rev. Michelle Allen | 585-226-6460 | www.eastavonchurch.compastor@eastavonchurch.com

EVERYONE IS ALWAYS WELCOME!!

Easter Sunday 7:30am Sunrise Service at Westside Cemetery

(one service in church) 10:30am.

Lutheran Church of Our Saviour 2415 Chili Ave., Rochester, NY 14623

Fair Housing Statement

All real estate advertised in the Genesee Valley Penny Saver is subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, age, marital status, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

Fair Housing Enforcement Project Monroe County Legal Assistance Center 1 W. Main Street Rochester, NY 14614 (585) 325-2500 • www.lawny.org

EQUAL HOUSING OPPORTUNITY

Senior News

By Matilda Charles

Rising Cost of Home Insurance

When I got my home insurance bill and it showed a massive payment for my policy renewal, I actually laughed. I ipped the page over, believing I’d received someone else’s mail by mistake ... probably a neighbor down the street. But when I saw my own name, I wasn’t laughing anymore when I grabbed my calculator and discovered that the new amount was a 45% increase over last year.

Still, ever hopeful, I called my insurance company, wondering if someone else’s home had been plugged into my account. No, it hadn’t. e amount listed was indeed for my home, as were the numbers for out buildings, personal property and temporary living expenses.

I called several neighbors: Has your insurance gone up? No, they all said. I discovered the likely reason for that during a call to a friendly local insurance agent. ey’re no doubt in the middle of a policy period, he said. eir bad surprise will come when it’s time to renew that policy and all the price increases hit them.

ere are several reasons why a policy can increase, such as material and labor (which is the big one right now), additions to the house, number of prior claims, your deductible, your credit score and the breed of dog you own.

A er several calls to di erent insurance companies, it’s not looking good. What I get so far is that if I decide to gamble and lower my coverage level, I run a risk that something will happen and I’ll be stuck for mammoth amounts of money that insurance won’t cover.

e only thing that’s going to save a few dollars is to pay the whole year upfront and not have to pay the monthly budget fees with every payment.

Take a deep breath before you open your next policy renewal envelope. Good luck.

Acclimating To A New Neighborhood

For a number of people, this may be the year they relocate to a new home or apartment. The moving rate in the United States has remained steady since 2008, with roughly 12 percent of the population relocating each year according to reports from the U.S. Census Bureau.

Movement to the suburbs continues to be high, and renters tend to move more frequently than others. People who move cite a new job or a job transfer as one of the primary motivators to relocate.

Acclimating to a new home and neighborhood after a move can be challenging. Even after boxes have been unpacked and items put away, some people still feel unsettled. It could be because one of the most important parts of being in a new house is feeling at home. That involves meeting neighbors, having friends over for dinner and knowing all of the local haunts that help solidify a homeowner as a true member of his or her new neighborhood. It can take time to establish feeings of belonging.