Right now, more than 280,000 Oregonians are mired in a housing crisis that includes unaffordable rent, overcrowding, dilapidated shelter and homelessness. Together we can change that. We can build new foundations for thousands of hardworking Oregon families and forever change the landscape of our communities, one home at a time. Habitat for Humanity helps families achieve stability by owning a key asset: their home. Habitat homeowners pay down an average of $50,000 in mortgage principal during the first 10 years of ownership, facilitating the very real intergenerational transfer of wealth. The children of the families we serve do better in school, enjoy improved health outcomes and are far more likely to become homeowners themselves. The average median income of Habitat homebuyers statewide is 39%. That’s $22,000 in annual earnings for a family of four. We are proud to report, as the result of our thorough selection process and homeowner training, our mortgage default rate is less than two percent. Habitat for Humanity’s homeownership program impacts families’ lives in profound ways, and our statewide impact is growing. Over the past five years, Habitat for Humanity has provided first-time homeownership opportunities for 394 hardworking Oregon families. The total number of Oregonians living in Habitat homes now outsizes the freshman class at the University of Oregon. Even as we celebrate these successes, we are committed to doing more to address our state’s housing crisis. Our communities become stronger as we unite to meet our friends’ and neighbors’ basic needs for a place to call home. In partnership,
Shannon M. Vilhauer Executive Director
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New Homes Built and Sold . . . . . . . . . . . . . 328 Homes Rehabilitated and Sold. . . . . . . . . . . 66 Affordable Home Repairs Completed . . . 232 Total Number of Families Served. . . . . . . . 626
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1 - Albany Area HFH 2 - Bend Area HFH 3 - Benton HFH 4 - Columbia County HFH 5 - Columbia Gorge HFH 6 - Coos Bay Area HFH 7 - Cottage Grove Area HFH 8 - Curry County HFH 9 - Florence HFH 10 - Grande Ronde Valley HFH 11 - Grants Pass Area HFH 12 - Jefferson County HFH 13 - Junction City/Harrisburg/Monroe HFH 14 - Lebanon Area HFH 15 - HFH of Lincoln County
In the last five years alone, Oregon’s 30 Habitat for Humanity affiliates have made a tremendous impact on the lives of Oregon families!
1 6 - McMinnville Area HFH 17 - HFH Mid-Willamette Valley 18 - Newberg Area HFH 19 - Newberry HFH 20 - North Willamette Valley HFH 21 - Oregon Trail HFH 22 - HFH Portland/Metro East 23 - Redmond HFH 24 - Rogue Valley HFH 25 - Sisters Area HFH 26 - Springfield-Eugene HFH 27 - Tillamook County HFH 28 - Umpqua Valley HFH 29 - West Tuality HFH 30 - Willamette West HFH
• Each year, ReStores contribute over $2 million to Habitat’s mission in Oregon. • Donations to the ReStore have resulted in 2,800 tons diverted from local landfills.
Habitat for Humanity of Oregon (HFHO) is a state support organization that provides all 30 Habitat for Humanity affiliates across the state with support in four key areas: • Training and Technical Assistance • Advocacy • Fundraising • Disaster Preparedness Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, lives and hope.
Over 250 participants from Hawaii, Washington and Oregon joined together for the first tristate affiliate fall conference. This training and networking event took place October 23-24 in Portland, Oregon. Board members, volunteers and staff participated in six learning tracks: Leadership & Management, Construction Technology, Homeowner Services, Volunteer Management, Donor Development and ReStore Management. Due to the success of the “Habitat Heroes” conference, Hawaii and Washington will continue to partner in this way. In spring of 2015, HFHO piloted a regional training model. George Meyers of gmars Consulting hosted three “Mission Possible: Board Excellence” trainings in Medford, Salem and Sisters. The response was tremendous, with 75 Board members and Executive Directors participating from 18 affiliates. Affiliate networking groups in each of five specialty areas meet quarterly to share best practices and take advantage of training opportunities from industry experts. Customized affiliate consultations compliment group training opportunities in areas such as Board development, fundraising and strategic planning. Training calls provide a cost-effective forum for training and best-practice sharing.
HFHO provides Habitat for Humanity affiliates with yearround, day-to-day support. The technical assistance we provide significantly expanded in spring of 2014, when Ron Peterson joined the HFHO team as our Mortgage Origination Specialist. Ron brings more than two decades of mortgage lending experience to his work with affiliates. Special thanks to Wells Fargo for providing a $20,000 grant to help jumpstart this new program, and to the Oregon Community Foundation for providing a $25,000 bridge funding grant!
Over the past five years Habitat for Humanity of Oregon has raised and distributed $2,397,476 in financial assistance (29.5% in revolving loan funds and the remainder in grants) to Oregon Habitat affiliates. HFHO writes, presents and administers grant proposals both nationally and locally to secure funding for Habitat homeownership and repair programs. We also coordinate employee charitable fund drives across the state and the Oregon Charitable Tax Checkoff Program. One highlight has been The Collins Foundation’s recent decision to provide $75,000 in pass-through funding for Oregon affiliates, as well as $25,000 for HFHO operational support.
On February 5, 2015 we hosted our first-ever advocacy day: Habitat at the Capitol. Affiliate staff and Board members from across the state completed 30 legislative visits. Their collective voices bolstered the efforts of Rep. Gomberg (D) from Lincoln County and Rep. Whisnant (R) from Sunriver who cosponsored HB 2690. This bill allows Habitat affiliates to hold land tax-free for future development. HB 2690 passed with overwhelming support. Thanks to the success of this legislation, Habitat affiliates will save approximately $200,000 each year to build and repair homes. Plans are already underway for the 2016 interim session, where we will advocate to create a statewide Habitat mortgage leveraging program—based on a model working effectively in eight other states. We are especially grateful to Meyer Memorial Trust for providing a $35,000 grant to help underwrite this important work as part of their Affordable Housing Iniatitive.
TOTAL REVENUE: $320,102
The following information is derived from Habitat of Humanity of Oregon’s yearly audit for FY 2015: July 1, 2014 through June 30, 2015. To view the full Audit Report, please visit our website: habitatoregon.org/2015financials
INDIVIDUALS & FUND DRIVES : $55,380 : 17%
CORPORATIONS : $30,035 : 9%
FOUNDATIONS : $122,190 : 38%
TAX CHECKOFF : $19,281 : 6%
AFFILIATE DUES : $40,000 : 13%
AFFILIATE FEES FOR SERVICE : $34,975 : 11%
OTHER : $18,241 : 6%
*TOTAL EXPENDITURES: $446,222
In FY 2015, Oregon Habitat for Humanity affiliates collectively tithed $511,781— enough to provide housing solutions for 113 families around the world. *Outgoing funds exceed total revenue due to funds committed in FY 2014 for use the following year.
PROGRAM : $375,712 : 84%
ADMINISTRATION : $53,288 : 12%
FUNDRAISING : $17,222 : 4%
$75,000+
The Collins Foundation** Meyer Memorial Trust**
We are tremendously grateful to the many organizations and individuals who make it possible for us to support Habitat for Humanity affiliates throughout the state. Thank you for investing in Habitat for Humanity’s mission in Oregon!
$25,000 - $50,000
State of Oregon Charitable Fund Drive The Oregon Community Foundation
$10,000 - $20,000
Oregon Charitable Tax Checkoff Rose E. Tucker Charitable Trust Multnomah County Charitable Giving Campaign
$5,000 - $7,500
United Way of the Columbia-Willamette (Intel employees and retirees) NeighborWorks Umpqua – Oregon IDA Initiative Combined Federal Campaign of SW Oregon Habitat for Humanity International Oregon Forestry Industries Council – SFI Implementation Committee PaintCare of Oregon Northwest Bank Energy Trust of Oregon
$2,000 - $4,000
CIC Credit/NACM Oregon, Inc. Wells Fargo Foundation Kaiser Foundation Health Plan Lynn Garvey
**Multi-year grants
Liz Crossman, President Rick Medlen, Vice President Angela DeVita, Treasurer Sharlene Weed, Secretary Jerry Ambris Yesika ArĂŠvalo Marybeth Beall Sally Bovett Scott Davidson Jason Drews Don Griffin Randy Heise Kurt Hill Karen Rockwell
Shannon Vilhauer, Executive Director Laura Ahrens, Affiliate Support Manager Jolynn Davison, Executive Assistant Ron Peterson, Mortgage Origination Specialist
From left to right: Jolynn, Ron, Shannon and Laura.
Habitat for Humanity of Oregon PO Box 11452 Portland, OR 97211 Ph 503.206.5248 Fx 503.206.7456 info@habitatoregon.org habitatoregon.org facebook.com/habitatoregon