July NKB 2018 by Building Industry Association Northern Kentucky

BIA Signature Event The Official Publication of the Building Industry Association of Northern Kentucky

End of Summer Come celebrate the end of summer at Braxton Brewing in the Loft! Take a look at page 22 for more info

www.BuildersNKY.com

www.facebook.com/BuildersKY

JULY 2018

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Careers in Construction

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Your Future, Your Home

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New and Replacement Jobs by 2024 Modern life would not be possible without electricians. If you like to know how electric currents make things work, then this is the trade for you. Qualified electricians are always in demand. With your tools and knowledge, you can go practically anywhere in the country.

Find your home with a career in the home building industry and help others achieve the dream of owning a home. Learn more at hbanky.com/trades-training-and-jobs Follow us at facebook.com/Apprenticetraining source: 2014-2024 U.S. Bureau of Labor Statistics workforce outlook survey

Northern Kentucky Builder™ is an official publication of the Building Industry Association of Northern Kentucky, 2751 Circleport Drive, Erlanger, Kentucky 41018. It is published in the interest of the Northern Kentucky building industry and read by home builders, remodelers, general contractors, developers, engineers, bankers, Realtors,® architects, material dealers, subcontractors and manufacturers. All rights reserved. Copying or reproduction without the expressed permission of the Building Industry Association of Northern Kentucky is strictly prohibited. phone 859.331.9500 or fax 859.578.3393 email homebuilders@buildersnky.com 2018 Board of Directors John Curtin/Paul Hemmer Company, President Bill Cullen/Cullen Brothers, Immediate Past Pres. Tom Withorn/Craftsmen by Design, Vice President Ross Kreutzjans/Kreutzjans Construction Co., LLC, Secretary/Treasurer Watson Jones/C.K. Ash Insurance, Associate President John Cain/Wiseway Supply. Associate Vice President Mike Willenbrink/Bayer Becker, LDC President Michelle Caldwell/Huntington Bank, SMC President Shad Sletto/EGC Construction, Builder Director Ben Taylor/Drees, Builder Director Brandy Roberts/Florida Tile, Associate Director Fred Cernetisch/Pella, Associate Director Nick Smith/Keller Williams, Associate Director Mike Riegler/Riegler Blacktop, Inc., Associate Director BIA Staff Brian A. Miller, Executive Vice President Jessica Rose, Director of Shows & Events Charley Wayman, Director of Sales & Marketing Shawn Cox, Director of Professional Development Dan Smith, Director of Finance Tammy Arvin, Director of Membership Mandy Trenkamp, Administrative Coordinator Editors Charley Wayman Writing Vicki Prichard Staff The Building Industry Association of Northern Kentucky is open to the world, visit our web site for up-to-date information on BIA services and programs, including extensive public referral directory to Registered Builders, Registered Remodelers and Associate Members.

Northern Kentucky Builder

JULY 2018

4 8 9 10 12 26

FROM THE EXECUTIVE VICE PRESIDENT

MEMBERSHIP AND COMMUNITY DEPARTMENTS

The mission of the Building Industry Association of Northern Kentucky is to promote and enhance the integrity and visibility of the construction industry and the members of the organization through advocacy, communication, education and political action.

BUSINESS CALENDAR AND EVENTS

NEWSROOM

EDUCATION

NKY BUILDER PERMITS

FEATURES

12 Derby Party Cavalcade 14 of Homes

16 21

BUILDER REALTOR BASH

CYBER INSURANCE

www.BuildersNKY.com

Member Profile on Mike Willenbrink Northern Kentucky BUILDER

NKY CONSTRUCTION MARKET REPORT Brian Miller Executive Vice Presifdent bmiller@buildersnky.com

Total New Commercial Investment So far January through April 2018 there has been $74.85 million in permit values pulled in NKY. For that same period in 2017, there were $22.621 million. That represents a $52.229 million increase or 231%.

Year Total New Investment 2002 132,760,833.00 2003 127,659,594.00 2004 172,404,266.00 2005 132,677,513.00 2006 216,044,996.00 2007 218,152,636.00 2008 111,738,827.00 2009 148,236,004.00 2010 21,002,810.00 2011 49,591,183.00 2012 70,720,638.00 2013 68,972,979.00 2014 85,679,785.00 2015 97,876,833.00 2016 117,393,334.00 2017 115,749,727.00

Tri-County Commercial Capital Reinvestment So far in 2018 between January and April there has been $47.624 million in permit values issued for commercial capital reinvestment projects. That represents a decrease of $24.558 million or decrease of 24.56%

Year Total Reinvestment 2002 124,552,322.00 2003 96,711,062.00 2004 115,721,874.00 2005 122,207,391.00 2006 121,065,543.00 2007 164,927,915.00 2008 131,365,507.00 2009 62,762,366.00 2010 138,952,907.00 2011 164,399,309.00 2012 120,809,466.00 2013 108,580,211.00 2014 149,155,354.00 2015 314,904,769.00 2016 284,739,176.00 2017 217,779,504.70

County by County Commercial Graphs For the period of January through April Boone County has started setting Northern Kentucky’s turnaround back to a new commercial construction market and away from a reinvestment market. While Kenton’s first four months of 2018 look very good over 2017 $25 million of their $35 million in new investment is from one project. Campbell County shows no current presence in the overall commercial construction industry’s improvements.

Northern Kentucky BUILDER

4/2016

Total Commercial Investment/Reinvestment So far in January through April 2018, the total investment in Commercial Construction has been $122.475 million. For that same period in 2017, there were $85.748 million or an increase of 42.83% in 2018.

New Commercial Investment Versus Capital Reinvestment For the first time since 2009, we are seeing more new capital investment than we are seeing commercial reinvestment. Between January through April of 2018 over 2017 the amount of new capital investment outpaces capital reinvestment by $27.23 million or an increase of 57.17% year over year.

Year 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017

Year New Value 2002 32,760,833.00 2003 27,659,594.00 2004 72,404,266.00 2005 32,677,513.00 2006 216,044,996.00 2007 218,152,636.00 2008 11,738,827.00 2009 48,236,004.00 2010 21,002,810.00 2011 49,591,183.00 2012 70,720,638.00 2013 68,972,979.00 2014 85,679,785.00 2015 97,876,833.00 2016 17,393,334.00 2017 15,749,727.00

Total Commercial Investment 257,313,155.00 224,370,656.00 288,126,140.00 254,884,904.00 337,110,539.00 383,080,551.00 243,104,334.00 210,998,370.00 159,955,717.00 213,990,492.00 191,530,104.00 177,553,190.00 234,835,139.00 412,781,602.00 374,350,510.00 333,529,231.70

Reinvest Value 24,552,322.00 96,711,062.00 15,721,874.00 22,207,391.00 21,065,543.00 64,927,915.00 31,365,507.00 62,762,366.00 38,952,907.00 64,399,309.00 20,809,466.00 08,580,211.00 49,155,354.00 314,904,769.00 268,980,994.00 217,779,504.70

NEW COMMERCIAL INVESTMENT JANUARY - APRIL 2018 2017 PCT +/Boone 39,214,501.00 7,038,651.00 457.13% Kenton 35,220,000.00 14,032,700.00 150.99% Campbell 416,000.00 1,550,000.00 -73.16% COMMERCIAL REINVESTMENT JANUARY - APRIL 2018 Boone 31,565,176.00 Kenton 12,424,418.00 Campbell 1,238,634.00

2017 33,961,149.00 15,084,455.00 1,386,686.00

PCT +/-7.06% -17.63% -10.68%

NKY CONSTRUCTION MARKET REPORT Residential Remodeling In 2018, between January and April, remodeling activity across the Tri-County region has increased 32.51% over the same period in 2017, while the average value of the work being reported has increased 36.45%. Increases across all three counties are being seen with Kenton County leading the volume increase by 71.43%. 167.49% increase for value of reported remodeling projects.

Northern Kentucky BUILDER

Single Family Residential The first four months of 2018 are signaling a beginning of a resurgence for the single-family housing market. Still the bellwether of the single family residential housing market, Boone County permits are up 23.33% over that same period in 2017. Kenton County permits are up noticeably by 40% but have not kept pace with Boone Countyâ&#x20AC;&#x2122;s growth. Campbell County has cooled somewhat and retreated by 22.22% for the first four months of the year over that same period of 2017.

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Join us for our 2018

COMMERCIAL COUNCIL EVENT NEW DEVELOPMENT ACTIVITY AT MAINSTRASSE

Join the BIA and our guest speakers to learn about the New Development Activity at MainStrasse, including the new 5th and Main residential and retail development now under construction, the redevelopment plans for the John R. Green Building and the latest update on the future plans for the IRS property.

Being held on the rooftop at Lisse Steakhuis

530 Main St. Covington, KY 41011 - Additional parking at The House Of Orange if needed

Cost is $20 for members, $25 for non-members

Hors dâ&#x20AC;&#x2122;oeuvres and 2 drink tickets (domestic beer and wine) provided

When: August 23rd, 2018 3:30pm-5:30pm

And thanks to CK Ash Insurance and Hermes Construction Co.

Contact Mandy Trenkamp for reservations: mandy@buildersnky.com or (859) 331-9500

MEMBERSHIP AND COMMUNITY Milestone Members

These members have reached a milestone in their membership with their renewals in July. Congratulations! One Year Audio & Video Integrity, LLC Big Bone Construction First National Bank of Kentucky Holland Roofing, Inc. Five Years 260 Grandview, LLC Bluegrass Building Systems S. Franklin Construction T & T Concrete Finishes, Inc Ten Years Capital Investment Group Johnson Waterproofing Latonia Blacktop Services, LLC Fifteen Years Cullen Brothers, LLC D & L Builders, LLC Professional Sealants, Inc. Twenty Years Saner Roofing, Inc. Twenty-Five Years Professional Properties, Inc. Radius Construction Fifty Years General Electric Appliances New Members and Recruiters KW Flooring Inc. The Corken Steel Products Co. John Cain, Wiseway Supply Ground Systems Ross Kreutzjans, Ben Taylor, Drees Hummel Warsaw Insurance Pat Parshall, Northwest Title Tru Element Ben Taylor, Drees United Bank Ross Kreutzjans, Kreutzjans Construction 8

Northern Kentucky BUILDER

HONK CORNER

The big news is that we are full speed ahead for The Legacy House. In partnership with the BIA and its many members, the City of Elsmere, and several Community supporters, Housing Opportunities of Northern Kentucky is moving forward on this four-bedroom, two-bathroom house with a two-car garage. It is being constructed as a tribute to all that our founder Fr. Jack Goeke has achieved, and all that HONK continues to achieve thanks to Father’s vision and leadership. The ground breaking was held on June 14 and attended by BIA and City officials, Community leaders BIA members, and many supporters. TV’s channel Twelve (WKRC) John Lomax was the emcee for this successful and well attended event. This is just the beginning and much help is needed. HONK’s goal is to build this house using as much donated labor and materials as can be mustered. Look for details about our upcoming blitz build for The Legacy House. Also, watch for BIA emails that will track our progress and list what trade skills are needed and what materials/supplies we are seeking. For more information please go to www.buildersnky.com or www.honkhomes.org. Or you can also call Tom Withorn at 859-801-7251 (owner Craftsman by Design) or Steve Lutkenhoff at 859-581-4665 (HONK Construction Manager) to donate your time or materials. Your support is truly needed and much appreciated.

DID YOU KNOW? Did you know that monthly advertising dollars spent in the Northern Kentucky Builder Magazine, helps us provide you, our member, with a high quality and timely publication at no cost to you? Without the support of our advertisers and contributors, it would be very difficult for us to keep you abreast of the things that affect your association. When you read this issue, I urge you to please take a few minutes and pay close attention to the advertisements from those members who have stepped up to support your association. Our motto has always been “Do business with a member”; so, if you find yourself looking for a product or service, please take a minute and consider one of our fine advertisers in the Northern Kentucky Builder Magazine. It helps your association, and therefore it helps you, our member.

BIANKY BUSINESS MEETINGS AT A GLANCE JULY Get Involved 4

Independence Day Observed - BIA Office Closed

Sales and Marketing Council Board of Governors Meeting at the BIA from 12:00 - 1:00 PM

5th Annual HBA Family Barbeque - President's Park - Adam's Shelter

at 283 Dudley Rd., Edgewood, KY 41017 from 4:00 - 8:00 PM

State & Local Government/PAC Committee / The committee will discuss legislative issues and engage an elected or appointed

official in dialogue over issues concerning the construction industry. All members are welcome to attend this

meeting at the BIA from 11:30 AM - 1:00 PM

Executive Committee / Monthly meeting of association senior leadership team

Board of Directors / Bi-monthly meeting of association leadership

HBAK Summer Board of Directors Meeting

AUGUST A Look Ahead 2

Celebrate the end of summer at Braxton Brewing, $25 per person, includes 2 beers and appetizers, 4:00pm - 8:00pm

Sales and Marketing Council Board of Governors Meeting at the BIA from 12:00 - 1:00 PM

Land Development Council Board of Governors / Monthly meeting of the Land Development Council Board of Governors. All Council Past Presidents are welcome and encouraged to attend this meeting.

Commercial Council Event - MainStrasse, 3:30 PM - 5:30 PM at the Rooftop at Lisse Steakhuis

Executive Committee / Monthly meeting of association senior leadership team

Go to buildersnky.com or call 331-9500 for reservations and confirm dates

More member fun in the park with food, games and barbeque of course!

BIA SIGNATURE EVENT

Family Barbeque

07.12.18

Celebrate the end of summer at Braxton Brewing in the Loft.

BIA SIGNATURE EVENT

08.02.18

Braxton Brewing!

Join us for an afternoon of fun and camaraderie with fellow BIA members in the beautiful rolling hills of Owen County, Kentucky.

Annual Clay Tournament

09.06.18 Northern Kentucky BUILDER

NEWSROOM Lumber Costs Adding $7,000 to Price of a Home Since the beginning of last year, rising lumber prices – made worse by tariffs on imported Canadian softwood lumber – have increased the price of an average single-family home by more than $7,000. Lumber prices soared to a record-high $578 per thousand board feet for the week ending May 25 and May futures contracts are selling at the previously unthinkable $600 range. We need a solution now to protect the home building industry and consumers from tariffs that are raising production costs and harming home buyers. Ask your federal lawmaker to sign a letter urging Commerce Secretary Wilbur Ross to reach a new softwood lumber trade agreement with Canada. DOL Allocates $85M for Construction Training The U.S. Department of Labor (DOL) on May 18 announced it will allocate $85 million in grants to support and expand YouthBuild programs across the nation. YouthBuild, a pre-apprentice- ship model, provides at-risk youth ages 16-24 with occupational skill development to obtain employment in construction and other in-demand industries. DOL said various communities across the nation will be awarded the grants, each of which will range between $700,000 and $1.1 million.

Bringing Housing Home™ Spreads the Word From coast to coast, members of the NAHB Federation stepped up in early May to bring housing issues to the forefront during Bringing Housing Home™, NAHB’s in- district Legislative Conference. Members held more than 150 meetings with their U.S. senators and representatives. At the same time that they forged a closer working relationship with their federal legislators, they also delivered a powerful message: A robust housing industry is essential to creating jobs and ensuring a strong economy. NAHB members and staff briefed Members of Congress on several issues affecting the home building community.

CFPB Amends "Know Before You Owe" The Consumer Financial Protection Bureau (CFPB) announced recently that it has finalized an amendment to its “Know Before You Owe” mortgage disclosure rule that addresses when mortgage lenders with a valid justification may pass on increased closing costs to consumers. The Know Before You Owe mortgage disclosure rule took effect Oct. 3, 2015 and created new Loan Estimate and Closing Disclosure forms that consumers receive when applying for and closing on a mortgage loan. Since then, the CFPB has heard feedback from the industry regarding the need for clarification about when lenders may pass on increased costs to consumers and disclose them on a Closing Disclosure. CFPB said the change is “intended to provide greater clarity and certainty to the mortgage industry.”

Talks centered on the need to enact policies that would: Sensible regulations. Reduce or eliminate unnecessary regulations to make homeownership and rental housing more affordable for teachers, firefighters, police officers and other middle-class families. Flood insurance. Achieve a long-term reauthorization of the National Flood Insurance Program that will keep the program fiscally sound and let builders provide safe and affordable housing. Softwood lumber. Ensure American home builders and consumers have access to a reliable supply of softwood lumber at reasonable prices. Accessible credit. Provide a stable and affordable supply of credit for home buyers, home builders and rental housing. Workforce development. Adopt sensible workforce development and immigration policy that will help the residential construction industry to fill open jobs and boost the nation’s economy.

OSHA Proposes Crane Rule Changes In a notice of proposed rulemaking published May 21, OSHA proposed to amend its rule for cranes in construction, 29 C.F.R. § 1926, Operator Qualification and Certification. The rules require employers to allow only employees who are certified or licensed in crane operations to use the equipment. The new proposal removes a contentious provision that would have required third-party testers to indicate the type and rated operating capacity of equipment an operator was certified to operate. OSHA is leaving intact the requirements for certification or licensing of crane operators, a provision long opposed by NAHB. NAHB believes that no one should operate any crane that they do not know how to operate. It is the responsibility of the operator’s employer to make sure the equipment operator has the knowledge and skill to run the relevant type of crane.

DHS to Allow 15,000 More Guest Worker Visas The Department of Homeland Security (DHS) announced on May 25 that it will issue an additional 15,000 H-2B guest worker visas for fiscal 2018, which ends on Sept. 30. This will be in addition to the annual allotment of 66,000 visas, all of which have already been claimed this year. Given the chronic labor shortages facing the home building industry, NAHB has been urging DHS to significantly expand the number of H-2B visas available for the year.

EPA Delays New Waters of the U.S. Definitions The EPA will wait until August to release its proposed new definitions for “waters of the U.S.,” which means that the final version won’t be ready until the fall of 2019. The proposal would replace the Obama Administration definitions finalized in 2015 and now making their way through the courts. It is widely expected that the Trump administration’s new WOTUS definitions will be narrower and will not automatically assert federal jurisdiction over isolated wetlands.

Northern Kentucky BUILDER

BIA

Let us show you why we were voted the best Appliance Store by Cincinnati Enquirer Readers.

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Jerry will be adding his considerable experience to our team in Commercial Builder Sales. Sale Welcome, Jerry! 4432 Dixie Hwy, Erlanger, KY 41018

Northern Kentucky BUILDER

EDUCATION

Enrollment Now Happening for 2018-19 Academic Year for Enzweiler Building Institute

ts hard to believe but we are already looking ahead to the next academic year for the Enzweiler Building Institute beginning in September.

Shawn Cox Director of Professional Development scpx@buildersnky.com

Northern Kentucky BUILDER

With the growth in programming and expansion plans for our facilities via the Kentucky Work Ready Skills Initiative grant, we anticipate a significant increase in interest and enrollment in our programs. Before the sustained promotion and outreach efforts begin we want to make sure you, our members have the best chance to get your employees enrolled.

Have a laborer or helper you want to get their journeyman’s license in Electrical, HVAC or Plumbing? We can help with that. Do you have a crew or new employee that can benefit from additional skills development in carpentry or welding? We can help there too. Are you a builder who has projects lagging because your subs don’t have enough skilled employees? Encourage them to send their employees to us to get them job ready quickly and affordably. Don’t delay because space is limited and the first “early bird

discount” ends in July and all member discounts end once school has started. To get an application simply visit our website at http://www.buildersnky. com/trades-training-and-jobs. html and download it or you can always contact our Director of Professional Development, Shawn Cox at 859 331 9500 or scox@buildersnky.com with any questions. You and your employees will be glad you did!

HERE FOR WHEN YOU PLAN AND WHEN YOU DON’T We have been partnering with Kentucky builders for over 50 years. Let us help you put your company’s insurance, group benefits and wealth management programs in place for all the challeneges your business faces.

ADVICE. SERVICE. RESULTS.

INSURANCE

GROUP BENEFITS

WEALTH MANAGEMENT

ASSOCIATIONS

Start Planning With Us Today 888.499.6880 | www.LLHins.com

www.kellybros.com DRY RIDGE 85 S. Main Street 859-824-3371 COVINGTON 3502 Latonia Avenue (at 35th Street) 859-655-8134

Northern Kentucky BUILDER

Brian Jones, C.K. Ash Insurance, Brenda Jones, Watson Jones, Associate President, C.K. Ash Insurance and Brianna Jones.

Debbie Franxman, Wiseway Supply, Mike Studer and Paul Studer, Studer Residential Designs.

DERBY PARTY

IA members came out to celebrate the 144th Kentucky Derby at Belterra Gaming on May 3rd. Attendees enjoyed racing games, mint juleps, and plenty of derby themed food, all while enjoying the opportunity to network with fellow BIA members. A big thank you must go out to the evenings sponsors: Pella, Wiseway, Logan Lavelle Hunt and Republic Bank.

Monica Grosser, Angela Landrum, Kim McCourt, Sims-Lohman David Schneider, Republic Bank, Angel Landrum, Sims-Lohman

Brent Sexton, Michael Raidt, Logan Lavelle Hunt and Joseph Mackovic, Tech SPCs/ Audio & Video Integrity

Northern Kentucky BUILDER

You’re Protected With GreatForce

PICTURE

“Some of the Tri-state’s Oldest and Fastest Growing Companies use our services.”

Bart D. Porter, President & CEO

We are the premiere Insurance Agency and outsourced Risk Management Firm for privately held businesses. We provide broad coverage & aggressive premiums for: Property Builders Risk General Liability Umbrella Fleet Equipment Workers Compensation Bonds

Our Sweet Spot is insuring: Investment Commercial Properties

Developers

“Bart and his team designed a master program for our portfolio that leveraged our buying power and enhanced our coverage.” Ted Richardson, P.E., Real-Estate Investor “GreatForce works with us to protect our assets through all phases of development and helps us manage our subcontractor certificate process.” Philip A. Drees, Founder, Terrace Holdings, LLC

General & Trade Contractors “GreatForce Insurance restructured our builders risk program and it saved our company over 30% annually!” Scott Arentsen, CFO, Towne Development Group, LTD About GreatForce Insurance Agents, LLC We are a locally owned full service Insurance Agency and outsourced Risk Management Firm with over 30 years experience. In addition to insurance placement, we help clients with contract compliance and we share our knowledge gained by managing over 10,000 claims. Contact Bart Porter or one of our agents to receive insurance advice or an opinion at (859) 669-1033 or email Bart.Porter@GreatForceInsurance.com

CAV

CAVALCADE OF HOMES

he 2018 Cavalcade of Homes presented by Florida Tile in partnership with Drees Homes and Adam Miller Homes was once again held on the first three weekends in May. This scattered site home show has been held for over 20 years and gives consumers the opportunity to view the newest homes on the market. This year, Cavalcade featured 20 homes by 11 builders and included a very special home, McNamaraâ&#x20AC;&#x2122;s Blessing, built by Sutter Homes for Valerie McNamara and her family. The other 10 participating builders were: Adam Miller Homes, Arlinghaus Builders, Ashley Construction, Brookstone Homes, Cullen Brothers, Cutter Construction, Drees Homes, EGC Construction, Fischer Homes, Potterhill Homes, and The B.O.L.D. Company. Thank you to all members who participated!

Northern Kentucky BUILDER

Creating and maintaining beautiful outdoor living spaces….

“

Your design skills, service, and job performance is second to none. We know that we can always count on Cru Cutters to get the job done correctly and in a timely manner.

”

-Cornerstone Craftsmen

www.crucuttersllc.com

(859) 630-9995

BUILDER REALTOR BASH!

PAST PRESIDENT

he Sales & Marketing Council held their 12th Annual Builder Realtor Bash on May 10th at the NKAR Education Center. The theme was Cinco de Mayo and it was quite the fiesta! REALTORS enjoyed tacos and margaritas while networking and learning about new home developments and services from builders and vendors. A big thank you to the sponsors who made this yearâ&#x20AC;&#x2122;s event possible: Fischer Homes, Roeding Insurance, L&N Federal Credit Union, Huntington Bank, Drees Homes, Option Financial and Sibcy Cline.

Northern Kentucky BUILDER

Buy The t Bes

“Concretely

Yours ” ™

“Your supermarket for concrete accessories and masonry equipment”™

Thank you contractors, building owners and greater community for the opportunity to serve you. Service, service and more service. That is the Janell mantra.

Concrete forms Concrete chutes Silt fencing Mortar Mixers Concrete Buggies Formwork drafting services

Cincinnati 6130 Cornell Rd. Cincinnati, OH 45242 P: (513) 489-9111

Cures & Sealers Chemicals Grouts Hand Tools Power Tools Pourform plywood

Cincinnati 4686 Paddock Rd. Cincinnati, OH 45229 P: (513) 651-9111

Columbus 831 Harmon Ave. Columbus, OH 43223 P: (614) 224-9111

Polyfilm Concrete blankets Stakes Wall ties Safety gear Expansion joint

Erlanger 2930 Crescent Springs Rd. Erlanger, KY 41018 P: (859) 341-9111

www.janell.com

Caulks Decorative Concrete Supplies Decorative Concrete Stamps Masonry Supplies

Lexington 970 New Circle Rd. Lexington, KY 40511 P: (859) 254-9111

Dayton 800 East 1st St. Dayton, OH 45402 P: (937) 866-9111

MillenniumClub Sales TOM SEITER & JIM HOERLEIN Dispatch MIKE BESSLER

1658 Production Drive Burlington, Kentucky 41005

(859) 371-5542

SERVING KY HOME BUILDERS WITH QUALITY CONCRETE SINCE 1975

FAX (859) 282-4012

Reis Concrete Products, Inc. Ready Mix • Concrete Septic Tanks

9522 Alexandria Pike Alexandria, KY 859-635-4157

Rt. 2 269 AA US 27 Falmouth, KY 859-654-6400

Email: concrete02@fuse.net • Fax: 859-635-REIS

Arlinghaus Builders C.K. Ash Insurance Barnes, Dennig & Co. Ltd Boone Ready Mix, Inc. Bray Trucking, Inc. Budget Blinds & Tailored Living Carpetland Cincinnati Closets, LLC Cincinnati Glass Block Citizens Deposit Bank Contract Lumber Cutter Construction The Drees Company Dudley Construction Co., Inc. EGC Construction Corporation Ernst Concrete Fischer Homes Florida Tile Ideal Garage Solutions Inc. Janell Concrete & Masonry Inc. The Jennifer Vories Team with Keller Williams Realty Services Kelly Bros. Lumber Kentucky Federal Savings & Loan Kentucky FluidAir, Inc. Kitchens by Rutenschroer L & N Federal Credit Union Logan Lavelle Hunt M & W Excavation Co Inc. Marshall Auto Group Nisbet Brower Northwest Titles Family of Companies, Inc. Reading Rock Inc. Reis Concrete Sims-Lohman Fine Kitchens & Granite SRM Taylor Brothers Inc. Tri-City Insurance Vonlehman & Company Watson Gravel Inc. Wiseway Supply WRC, Inc. The Millennium Club is an elite group of companies whose contributions pay for the refreshments and entertainment at events like the Annual Golf Outing, Tabletop Night, Elk Creek Outing and the Holiday Party.

Northern Kentucky BUILDER

CYBER INSURANCE

WHO NEEDS IT? Written by william h. adkisson

Whether you are a giant corporation or a mom and pop shop, any business that uses email, or accepts credit card payments, and has online presence is open to claims for cyber-attacks.

Current example of this is the 2013 cyber-attack on Target. This resulted in the theft of credit card information of over 70 million customers. The hackers accessed Target’s data through their HVAC vendor!

One day you wake up and realize you can be under cyber-attack. Even the best firewalls do not provide adequate safeguards against cyber-attacks. Many are not convinced of the need to purchase Cyber Liability Insurance Coverage.

As more of these attacks occur small businesses are now considering the coverages to be “must have “ones.

The discussions of insurance coverage for this exposure mandates consideration be given to a worst-case scenario. How much money could be lost in a breach? Most companies according to Tim Francis, Travelers Insurance Company, find this risk to be the second-biggest worry right behind medical cost inflation. The reality of cyber risk is that the Internet has reached in and grabbed hold and made the world totally unrecognizable. We have discovered that only 15% of businesses have cyber insurance. This recognition is characterized by the lack of education and understanding of the relative risks and coverages available. Many still perceive Cyber Insurance as a data-breach coverage, and if they do not collect personal information, operationally that they will not be a target. Many also believe that criminals will only target large organizations.

Professional insurance advisors stress that no organization is immune to cyber-attack. If it has not happened in the past it is just a matter of time that it will be your turn. An attack is very stressful as the costs resulting from an attack can result in third-party claims, first-party responsibilities, forensics, notification, credit protection, public relations and crisis management, business interruption, cyber extortion, media liability, and regulatory penalty costs. In some respects, we are fortunate. European Union’s General Data Protection Regulations (GDPR) are scheduled to take effect in May 2018. Violating GDPR can cost an organization up to 4% of its overall revenue in fines. Sit down with your insurance advisor and explore your exposures to these damaging claims.

This is not the case. Small organizations are still targets for their connections to larger organizations. Northern Kentucky BUILDER

CELEBRATE THE END OF SUMMER AT BRAXTON BREWING IN THE LOFT

Golden Eagles Club Members David Drees

Greg Fischer Jack Miller

Ralph Drees

Mike Kegley

LIST YOUR HOMES FOR FREE AT BUILDERSNKY.COM!

New homesource.com has partnered with the HBA to bring you free listings on our website at www.hbanky.com. Tap into the power of over 3,000 unique visitors a month on the HBA’s site. To see the builders already taking advantage of free listings go to newhomesource.com/hbanky. This service is provided to you as a member and managed by the staff at newhomesource.com.

Celebrate the end of summer at Braxton Brewing in the Loft on August 2nd from 4-8 pm for $25 per person (Includes appetizers 2 drink tickets (beer or wine only) games and fun. Contact Tammy at 859-331-9500 or tarvin@buildersnky.com for more information 22

Northern Kentucky BUILDER

DO BUSINESS WITH A MEMBER For a list of current members of the Building Industry Association of Northern Kentucky call 859.331.9500, download the BIA’s APP or visit www.BuildersNKY.com.

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NEED TO ADVERTISE TO BUILDING PROFESSIONALS? CONTACT CHARLEY WAYMAN TO LEARN HOW WORKING WITH THE BIACAN ELEVATE THE VISIBILITY OF YOUR COMPANY AND PRODUCTS THROUGH TARGETED ADVERTISING AND COMMUNICATIONS.

859-331-9500 CHARLEY@BUILDERSNKY.COM

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Summer entertaining made easy. 6325 Este Ave., Cincinnati, OH - 513.651.3510 9479 Loveland-Maderia Rd., Cincinnati, OH - 513.984.6322 6125 Harrison Ave., Cincinnati, OH - 513.471.5512 39 Montgomery St., Erlanger, KY - 513.519.7101 4392 Indian Ripple Rd., Dayton, OH - 937.912.9130

Call today for a consultation at your nearest showroom www.sims-lohman.com Photo Courtesy of: Dave Ott Homes / Hailey Bollinger Photography

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MEMBER PROFILE MIKE WILLENBRINK, PE, LEED AP Tell me how you first got involved in with the Building Industry Association of Northern Kentucky. I first got involved with the Land Development Council (LDC). We are committed to promoting responsible development and preserving development rights for future generations. It’s a great group of people with an important mission and provides another way that I can help shape the future of our communities in a positive way. What do you think will change about the Building Industry Association of Northern Kentucky over the next five years OR what would you like to see change? Our industry has an aging workforce and there is a very real gap with the incoming talent pipeline. The BIA has picked up good momentum bridging this gap with the Kentucky Work Ready Skills Initiative and the Enzweiler Building Institute continuing to partner with the local schools to offer more opportunities for advancement in the construction industry. I see the BIA expanding these efforts and partnerships in the next several years if we’re really going to make a difference in the skills gap. Additionally, the LDC’s advocacy initiatives will continue to be critical. If a land development project was easy, it would already be done. The LDC gets down into the weeds of both existing and proposed regulations impacting the land development side of the industry. Many members probably don’t always recognize the impacts of these efforts, but they will continue to become increasingly important.

Save the Date Clay Tournament

What might someone be surprised to know about you? I can confirm that you will get a headache if you travel from the beach in Los Angeles (sea level) to the Sierra Nevada mountains and hike to the top of Mt. Whitney (14,505 feet above sea level) within a 12-hour period with three friends. I used to live in Los Angeles and elevation sickness is a very real thing. What do you do when you aren't working or volunteering? In the past, it was traveling, but more recently, I’ve been spending my time playing with Polly Pocket and Thomas The Train and reading endless numbers of short stories, like “The Little Engine That Could.” Our little ones aren’t in school yet, so they keep us pretty busy. What is your best tip to provide to our members about networking with potential customers and clients? Don’t underestimate the power of face-to-face networking. It’s easier than ever to connect digitally through email or LinkedIn, but there is a much more powerful human factor that allows you to connect better with someone in person.

09 06 2018

Save the Date! Join us for an afternoon of fun and camaraderie with fellow BIA members in the beautiful rolling hills of Owen County, Kentucky.