Northern Kentucky Builder - July 2014

NORTHERN KENTUCKY

The Official Publication of the Home Builders Association of Northern Kentucky

MEMBERS, ARE YOU READY FOR HOMEFEST 2014?

HOMEFEST 2014 Preview Party, August 8th HOMEFEST August 9th–24th presented by Adam Miller Homes

These are scenes from previous HOMEFESTS, wait until you see what is in store for 2014. Look for more in the August Builder.

www.HomeBuildersNKY.com www.facebook.com/HBANKY

July 2014

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An unreliable supplier is like swinging a glass hammer.

At Sims-Lohman accurate, on-time delivery of cabinets and granite tops is a tool you can trust.

If your confidence has been shattered by a supplier who doesn’t know the meaning of dependability, talk to Sims-Lohman.

As a single-source supplier of cabinets and granite tops, we can help stabilize your flow of product, to create a manageable, dependable delivery program. And

because we’re a granite fabricator, with state-of-the art slab showrooms and fabrication facilities, we install tops in five working days or less.

To learn more about our on-time delivery, quality products and unmatched service, or if you’re interested in becoming a member

of our team, visit Sims-Lohman.com and contact us. We’ll be the most reliable tool in your box.

Building on Trust.

Delivering on Promises.

Cincinnati | Cleveland | Columbus | Dayton | Indianapolis | Lafayette | Lexington | Louisville | Pittsburgh | sims-lohman.com

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The mission of the Home Builders Association of Northern Kentucky is to promote and enhance the integrity and visibility of the construction industry and the members of the organization through advocacy, communication, education

July 2014

INSIDE THIS EDITION...

4 . . ...... Letter from Brian Miller, Exec. Vice President

and political action.

5 . . ..........................................Membership Update

The Northern Kentucky Home Product and Service Buyers’

7 . . .................................. RJ Insulation Recognized

Guide is a special edition of the Northern KY Builder. Northern Kentucky Builder™ is an official publication of the Home Builders Association of Northern Kentucky, 2751 Circleport Drive, Erlanger, Kentucky 41018. It is published in the interest of the Northern Kentucky building industry and read by home builders, remodelers, general contractors, developers, engineers, bankers, Realtors,® architects, material dealers, subcontractors and manufacturers. All rights reserved. Copying or reproduction without the expressed permission of the Home Builders Association of Northern Kentucky is strictly prohibited. phone 859.331.9500 or fax 859.578.3393 email homebuilders@hbanky.com 2014 Board of Directors James Kegley, President Adam Chaney, Immediate Past President Jason Yeager, Vice President Tom Spille, Secretary/Teasurer Walt Dunlevy, Associate President Art Fischesser, Associate Vice President Paul Metzger, Land Development Council President Jennifer Hennessey, Sales & Marketing Council President Phil Drees, Builder Director Bill Cullen, Builder Director Steve Brunson, Associate Director Beth Aderholt-Grindley, Associate Director Brian C. Jones, Associate Director Patrick Townsend, Associate Director HBA Staff Brian A. Miller, Executive Vice President Janis Beard, Membership Director Melanie Meyer, Director of Shows & Events, Sales & Marketing Thomas Napier, Director of Professional Development Dan Smith, Director of Finance Holly Woodring, Administrative Coordinator The Home Builders Association of Northern Kentucky is open to the world, visit our web site for up-to-date information on HBA services and programs, including extensive public referral directory to Registered Builders, Registered Remodelers and Associate Members.

9 . . ..................................... Florence Freedom Night 12..................................... Millennium Club Update 16.............................. 51st Annual HBA Golf Outing 18 ........................... BBQ Throwdown and Hoedown 18............................Light-Duty Work and Disability 23 ......... Keller Williams Host Summer Mix & Mingle 23 .............................. In Memoriam Linda Stickley 23 ................................................... Codes Corner 24 ............................................ Emotional Altitude 26.................... Northern Kentucky Building Permits 27............................................ Calendar of Events SAVE THE DATE

Annual Elk Creek Sporting Clay

Shoot & BBQ

Thur sday, S ep tem b er 11 @ 11:3 0 a .m . $100 per person or $400 per foursome Includes 50 clays, cart, ammunition, lunch, dinner and wine tasting.

Don’t shoot? Join us for a lovely lunch, dinner and wine tasting in the beautiful rolling hills of Owen County for only $40.

tails by e-mail Watch for more de Builder. and in the August

Come join in all the fun to raise money for the Dewey Newport Scholarship Fun! This fund provides scholarships to the Enzweiler Apprenticeship Training Program.

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GROWTH IS GOOD… SO FUND IT SD1!

The following is a opinion editorial that was sent to The Enquirer regarding the growth situation in Northern Kentucky

We can all agree that growth is good; that new jobs and a vibrant economy are important for our community and future generations. There are 2,700 approved home sites in the Hebron area north of I-275 that will not be built unless SD1 funds the needs for growth. If it took ten years to build these homes it would support 2,900 jobs. 2,000 of those jobs would be there forever at the end of ten years as new neighborhoods would support such jobs. Perhaps one of these jobs would be there for your son, daughter or grandchild. It would mean $135 million in people’s personal income. $91 million in personal income would be available annually for these ongoing jobs. Maybe these wages would be earned by your family to live in Northern Kentucky and send your grandchild to little league. $3.1 million in taxes and fees paid for by construction jobs would be available to Boone County government every year for those ten years. An additional $16.2 million in taxes would be generated after these homes were built and lived in every year; paying for roads, schools, libraries, fire and police services, water and SD1. Perhaps your family would attend these schools, visit the library, and enjoy healthy drinking water and safe sanitation services.

The best economic years in our history have taken place during years of growth. Without growth what would Northern Kentucky look like? The same fate awaits Kenton County between the Richwood Road exit spanning to Independence and in Campbell County around Route 27 and the AA Highway unless SD1 funds growth. In total, SD1 is standing in the way of 33,000 jobs, not in construction, but as a result of new homeowners and companies moving into Northern Kentucky. That annually represents $141 million in unrealized taxes that could be used to improve current infrastructure including the sanitary sewer system. Without growth, the economy has no resources to pay for repair and replacement. New buildings and new jobs create the mechanism to pay for ailing infrastructure for 50 years. After 50 years that infrastructure needs repairs and replacement and the only way to pay for it is by growth. These are economic truths that cannot be disputed. Don’t let anyone tell you different. If they do it’s a numbers game or they are quoting a short sighted study focusing only on real estate taxes.

If SD1 is to get out of the way of growth they need to dedicate $50 million over the next ten years. To do this they need only to do a few things. First, they should renegotiate the EPA Consent Decree; substantially extending the deadline. Second, they should dedicate a portion of fees paid by developers to a restricted account to fund growth. Third,

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they should cut expenses wherever possible. A few changes to their budget without any layoffs can achieve SD1’s needs for growth. Fourth, they should avoid rate shock caused by continually requesting huge rate increases. After they don’t get their huge increases they shut down growth and harming our economy; causing pain on Northern Kentuckians. Five, they should approach the problems in their system and in the older cities in a balanced approach by focusing on growth as the solution to fix ailing systems. In order to do this they should use a portion of their expense cuts to accelerate payment of their debt service to get them out of the hole they have created for themselves sooner and help older and ailing systems long term. It is irresponsible to only focus on existing systems and short sighted. As explained earlier it takes growth to pay for repairs and replacement. Without growth it is not going to happen.

Every other utility in Northern Kentucky is clamoring for growth so they can add ratepayers to the system to pay for upgrades, repairs and replacement; not SD1. The Hebron Area Sewer Study Committee delivered a clear message to SD1. We need a balanced plan delivered by those tasked with providing sanitary sewer service to Northern Kentucky. That means the management of SD1. Perhaps if the management is unable to deliver a solution we need to look to other means in order to keep Northern Kentucky growing. Perhaps SD1 should answer not to an appointed board but to another entity. Perhaps it would be better run by a private company.

If we don’t change the path SD1 is on now we will look back years from now and wonder why our children don’t live in Northern Kentucky, why we can only see our grandchildren during the holidays and how the economy of Northern Kentucky came grinding to a halt. I shudder to think our best days are behind us. It is our responsibility as Northern Kentuckians to demand a bright future and a healthy economy by growing and benefitting from growth to make all of Northern Kentucky a place in which to call home and for our future neighbors and companies to do the same. Without growth… perhaps not.

Sincerely,

Brian A. Miller, Executive Vice President Home Builders Association of Northern Kentucky

MEMBERSHIP UPDATES

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MISSING IN ACTION

NEW MEMBER ORIENTATION

If you do business with any of the missing members, please encourage them to get back in the action at the HBA!

New Member Orientation is not only for the new members who are recruited throughout the year, but also for members who have never attended a New Member Orientation. If you have a new representative, encourage them to attend one of these orientations. They will be amazed at the benefits and services the Home Builders Association provide for their members. The next New Member Orientation will be at the Home Builders Association office, on September 23rd at 3:30 pm.

Arrasmith Construction Bluegrass Lawn and Landscaping Clear Door and Window Solutions Little House Properties, LLC Murphy-Catton, Inc. Royal Construction

WELCOME BACK We are truly happy to have your support and membership! The following companies are once again members of HBANKY. All About Glass Building Systems Erectors Four Seasons Tent Rental Geers Construction H & B Construction JTCB Painting & Wall Covering King & Sons G.M. Mettens

NEW ITEM! AVOID THE AFFORDABLE CARE ACT AND SAVE THOUSANDS! The Home Builders Association of Kentucky’s (HBAK) Anthem Association Health Plan will offer significant savings for a majority of qualified HBANKY members with small group health plans. Qualified members include those who are actively involved in on-site construction and those who the majority of. The Health Care Reform Law requires small businesses, with 50 or fewer total employees, to be “community rated” based only on age, location and tobaccouse. However, “bona fide” association health plans, such as the HBAK plan, will be treated as a large group and will continue to be “risk rated” on multiple factors, including gender and health status. Call Scott Church; Office: 859-525-7020 Cell: 502-905-1557 or scottchurch@llhins.com.

NEW MEMBERS 31-W Insulation Company, Inc. Jerry Kelley 4287 Salzman Road Middletown, Ohio 45044 513-539-4449 Business: Insulation, Gutters Sponsor: Joe Halpin Advanced Glazing Contractors, Inc. Rob Hedrick 200 S. Wright Street Blanchester, Ohio 45107 513-617-3174 Business: Glass & Glazing Andersen Windows Bob Lysack 245 Quail Run Drive Georgetown, KY 40324 859-621-1382 Business: Windows & Doors Sponsor: Adam Chaney/Bob Halderman Citizens Deposit Bank John Pielsticker 3425 Valley Plaza Parkway Ft. Wright, KY 41017 513-259-5735 Business: Community Bank Sponsor: Mike J. Kegley

Elite Building Group Kriston Evans 4371 Beaver Road Union, Kentucky 41091 859-806-4747 Business: Framing Contractor Sponsor: James Kegley

Regions Mortgage Chris Johnstone 7310 Turfway Road, Suite 550 Florence, KY 41042 513-702-1338 Business: Mortgage Lending

Hummel Warsaw Insurance, Inc. Jennifer Leibel 505 E. Main Street Warsaw, KY 41095 859-567-4141 Business: Insurance

SS Studer Construction Service, LLC Scott Studer 2912 Knoxville Gardnersville Road DeMossville, KY 41033 859-824-0702 Business: Carpentry Sponsor: Doug DeLay

Kevin Murray Contracting Kevin Murray 2750 K.D.K. Lane Union, Kentucky 41091 859-354-1278 Business: Concrete Flatwork Sponsor: James Kegley

Tim Sawyers Ceramic Tile Tim Sawyers 11207 Flora Road Harrison, Ohio 45030 513-367-5243 Business: Ceramic Tile Sponsor: Doug DeLay

Realty Executives Cindy Cahill 5512 Taylor Mill Road Taylor Mill, KY 41015 859-331-7400 Business: Real Estate Sponsor: Doug DeLay

For more info on why you should only use a member of the Home Builders Association of Northern Kentucky when it is time for a decision about your home call 859.331.9500 or visit www.homebuildersnky.com.

T & R Contracting Ryan Larcade 6047 Caroline Williams Way Burlington, Kentucky 41005 859-991-0488 Business: Siding Contractor Sponsor: James Kegley

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Protect the exterior of your home, from footer to eave line Tremco Barrier Solutions products and systems protect your home from • Damaging moisture leaks • Energy-draining air leaks through exterior walls • Costly thermal loss Foundation Waterproofing to Promote Dryer, More Comfortable Basements

TUFF-N-DRI® Basement Waterproofing System, builders’ #1 Brand since 1997

Watchdog Waterproofing®, one of the top brands of foundation waterproofing for new construction

Fully-Adhered Weather-Resistant Barrier Stops Moisture, Seals Sheathing Systems

Enviro-Dri™ Weather-Resistant Barrier System, a more effective alternative to housewraps

Contact me today for a no-obligation quotation

Todd Rieger

trieger@tremcoinc.com c. 859.640.7964 o. 513.825.8700

Protecting Your Home with Barrier ScienceSM

All products are installed by Tremco Barrier Solutions Contracting Services, experts in the field of exterior moisture management systems.

www.tremcobarriersolutions.com TBS-AD-0003

MEMBER ACCOLADES

RJ Insulation Recognized As Quality Producer Among Owens Corning™ Certified Energy Expert® Professionals From Energy Efficiency to Job Site Efficiency, RJ Insulation Brings a Competitive Advantage to Builders and Homeowners

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s a trained specialist in home energy efficiency performance, local business RJ Insulation earned the elite distinction of being named “Owens Corning Top Quality Producer 2013” demonstrating superior quality installation and service excellence at the inaugural Owens Corning™ Certified Energy Expert® National Meeting in Fort Lauderdale, Florida.

Now in its third year, the elite Owens Corning™ Certified Energy Expert® (CEE) program has set the industry standard for training and certification and has earned a reputation for identifying and attracting the nation’s top insulation professionals.

This exclusive recognition underscores RJ Insulation’s exceptional industry leadership and expertise in bringing building-science solutions to builders and homeowners that improve the home’s energy efficiency performance for year-round savings and comfort.

RJ Insulation remains at the forefront of the latest building science solutions in insulation, air sealing and moisture management. Backed by the Owens Corning™ Certified Energy Expert® (CEE) program, RJ Insulation provides builders and homeowners with the advantage of knowing precisely what it takes to deliver a high-quality installation on time, every time.

• Exclusive 10-year limited warranty: Owens Corning stands behind Certified Energy Expert® professionals by offering homeowners an exclusive 10-year limited warranty** covering installation in addition to the standard product warranty. This warranty speaks volumes about the confidence Owens Corning™ Certified Energy Expert ® professionals have not just in the work they perform, but in the Owens Corning™ insulation products they use.

• Fewer callbacks: Certified Energy Expert® professionals have the sophisticated industry knowledge and skills to do the job right the first time, every time to give peace of mind to builders and homeowners.

Owens Corning™ Certified Energy Expert® Professionals Certified Energy Expert® professionals distinguish themselves from the competition by the following:

About RJ Insulation RJ Insulation is a three-generation family-owned business proudly serving Northern Kentucky / Greater Cincinnati area for 56 years. Jack Jansen founded the company in 1958 and his son Boone took over the operation in1973. As a young man, Boone’s son Ryan worked side-by-side with his father and learned first-hand that job quality set his family’s company apart from its competitors. Ryan Jansen continues the tradition of “quality first” and taking the time to do the job right the first time as he manages the company today. With more than 1,000 jobs completed annually in the local area, RJ Insulation brings expertise and experience to help homeowners save money, reduce energy costs and improve the overall comfort and performance of the home.

• Stringent building science training and certification: To achieve certification in this program, insulation contractors and their employees are required to undergo rigorous training in a variety of areas – including building science, thermal performance, moisture prevention, air infiltration, ventilation and auditing for maximum energy efficiency. Training courses developed by Owens Corning building science experts focus on installation techniques for maximizing energy efficiency and acoustics using along with air sealing, air barrier and commercial applications. CEEs are also trained in advanced building science, building codes and standards, quality assurance and Energy Star®/DOE programs.

About Owens Corning Owens Corning (NYSE: OC) is a leading global producer of residential and commercial building materials, glass-fiber reinforcements and engineered materials for composite systems. A Fortune 500® Company for 59 consecutive years, Owens Corning is committed to driving sustainability by delivering solutions, transforming markets and enhancing lives. Celebrating its 75th anniversary in 2013, Owens Corning is a market-leading innovator of glass-fiber technology with sales of $5.2 billion in 2012 and approximately 15,000 employees in 27 countries on five continents. Additional information is available at www. owenscorning.com.

• Reliable and Trustworthy: Beyond the training requirements, contractors also must meet other criteria to qualify for CEE certification.

From maintaining a clean Better Business Bureau record to providing both professional and customer references, CEEs must illustrate reliable and trustworthy business practices. Additionally, all CEEs must undergo annual third-party audits of their office operations and field workmanship to ensure the highest levels of internal and jobsite quality.

* Savings vary. Find out why in the Seller’s fact sheet on R-values. High R-values mean greater insulating power. ** See actual 10-Year Limited Warranty for details. 10-year limited warranty coverage applies to the following Owens Corning products: PINK® FIBERGLAS™ Insulation in Batts and Rolls, PROPINK® Loose Fill Insulation, PINK® FIBERGLAS™ Loose Fill Insulation and EnergyComplete™ Air Infiltration Barrier

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for your commercial needS call uS firSt

BoB wheeler, commercial SaleS manager BoB.wheeler@jeffwyler.com ph. 859-525-8001 / c. 513-728-9174 1154 Burlington pike, florence, ky 41042

www.jeffwylerflorenceBuickgmc.com www.wyler.com

ALL-RITE READY MIX

HBA/NKAR florence

“Where Quality and Service Save You Time and Money”

freedom night

Florence, Kentucky 139 Aristocrat Dr. (859) 371-3314

Florence Freedom vs. Gateway Grizzlies Thursday, July 31st at 6:35 p.m.

Aurora, Indiana 10513 Morgans Branch Rd. (812) 926-0920

At Champion Window Field in Florence Admission is $10.00 and includes $5 in Freedom Bucks to spend at the park!

Wilder, Kentucky 108 Williams Way (859) 572-9951

Come, relax, mingle with your fellow HBA members, REALTORS®, family and friends.

94.9 Thirsty Thursday! $1 beer, soda and ice cream sandwiches presented by Patrick’s Custom Hardwood

Harrison, Ohio 7466 New Haven Rd. (513) 738-1933 Port Union, Ohio 5259 Rialto Road (513) 860-5111

RESERVATIONS ARE A MUST! Make your reservations by Friday, July 25.

Call 859-331-9500 or e-mail janisbeard@hbanky.com NO

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SPONSORSHIPS STILL AVAILABLE! GAME SPONSORS $100 GAME SPONSORS NEEDED - SIGN UP TODAY! (Included in sponsorship are (2) complimentary tickets plus Freedom Bucks, company name on tickets, announced over the intercom and listed on sponsor sign. Sponsorships must be received no later than Friday, July 11th.

Please call or email Melanie to sign up! melaniem@hbanky.com 859-331-9500

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Introducing the

Mortgage • Up to 100% Financing • No Closing Costs • No PMI • Rate locked for the first 5 years • Competitive Rates Give us a call for details or visit us online to start your application today!

L&N FEDERAL CREDIT UNION

Erlanger Office: 822 Donaldson Hwy. • Erlanger, KY 41018 Ft. Wright Office: 3450 Valley Plaza Pkwy • Ft. Wright, KY 41017 Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

502.368.5858 • 800.292.2905 • www.LNFCU.com

NCUA

National Credit Union Administration, a U.S. Government Agency

* The 5/5 adjustable rate mortgage is also available with normal closing costs and a lower interest rate. Ask for details.

Approval based on credit qualifications. Terms of the program are subject to change.

WE FOCUS ON THE INSURANCE AND FINANCIAL NEEDS OF YOUR BUILDING INDUSTRY LLH has been providing insurance and financial services to Kentucky’s building industry for over 50 years. Today, with all the challenges your business faces, it’s a good time to talk with us to create a plan that will put your company’s insurance, benefits and wealth management programs in order.

Endorsed By

www.LLHins.com toll free (888) 499-6880 find us on

TAKE A DIP IN OUR LABOR POOL We are preparing the workforce of tomorrow, today!

As your business starts to pick up and you find yourselves looking for employees CALL US FIRST. We are training the future builders, remodelers, electricians, carpenters and HVAC technicians of tomorrow so take advantage of our services. We have students ready to help serve your needs. We can help custom fit your needs as well; from experienced well seasoned personnel to the novice helpers.

Call Thomas Napier, PhD, Director of Professional Development at the HBA (859) 331-9500

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Reis Concrete Products, Inc. Ready Mix • Concrete Septic Tanks

9522 Alexandria Pike Alexandria, KY 859-635-4157

Rt. 2 269 AA US 27 Falmouth, KY 859-654-6400

Email: concrete02@fuse.net • Fax: 859-635-REIS

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Build Your Savings Potential with NPP Receive discount pricing from the following well-known brands:

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Go re’s h t Clic o www ow to Sele k “Join .mynp join Cha ct “Co now” p.com : n p Com ters” f struct from th io r * El plete om the n”, “R e navi sub igibility the re appr esiden gation stan o t g tial require istrat priate ial” an bar. io reve me d d nue nts a n form ropdo “HBA wn from pply . men Particip con . Qua stru lify atin us. ctio ing g c bor. ompan

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THE FUTURE IN BUILDING

2014 MILLENNIUM CLUB All-Rite Ready Mix Arlinghaus Builders, LLC Ash Insurance, C.K. Barnes, Dennig & Co. Ltd Bray Trucking, Inc. Cutter Construction, Inc. Drees Company Dudley Construction Co. Inc. Ernst Concrete Fischer Homes Florence Nursery & Landscaping Florida Tile, Inc. Grant Co. /Gallatin Co. Concrete Kelly Bros. Lumber Kentucky Federal Savings & Loan Kentucky FluidAir, Inc. L & N Federal Credit Union Logan Lavelle Hunt Insurance Agency M & W Excavation Co., Inc. Steve Powell, Realty Executive Select.

Sims-Lohman Fine Kitchens & Granite Thelen Associates, Inc. Tri-City Insurance Service, Inc. VonLehman & Company, Inc. Wiseway Supply The Millennium Club is an elite group of companies whose contributions pay for the refreshments and entertainment at events like the Annual Golf Outing, Tabletop Night, Elk Creek Outing and the Holiday Party.

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BLENDING FUNCTION AND STYLE

Family owned and operated for more than 65 years. Our knowledgeable staff has superior industry knowledge and design skills combined with top product offerings like – Andersen, Schrock, Dynasty Omega, Therma Tru Doors, Timbertech.

Visit one of our three locations today and experience the difference.

www.kellybros.com

Covington 3502 Latonia Avenue (at 35th Street) 859.581.0400 | Dry Ridge 85 South Main Street 859.824.3371 | Owenton 3885 Highway 127 North 502.484.0242

Forward Thinking

Since 1946, VonLehman has been a forward-thinking CPA and advisory firm – grounded in reality but focused on the future. True to our long-standing commitment to building a stronger region, we have unrivaled expertise in construction and real estate development. VonLehman builds partnerships with its clients within the construction sector. We understand the ups and downs of the industry, and assist our clients in building a healthy bottom-line in every scenario, every economy.

VonLehman, moving forward with you.

VonLehman & Company Inc.

vlcpa.com

Cincinnati, OH 513.891.5911

Northern Kentucky 859.331.3300

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51st Annual HBA Golf Outing

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he Annual HBA Golf Outing proved to be a memorable event! The weather was great until about 3:00 pm when Mother Nature made herself known by sending a thunderstorm complete with heavy thunder, lighting, rain and hail.

Everyone scrambled to take cover. All were safe, a little wet, but continued playing after the storm.

Our theme was Caddyshack which the Golf Outing Committee had a lot of fun with. Some were dressed in appropriate attire and thanks to Ginger Morris, Nielson & Sherry, PSC we even had Carl’s bombs (to take care of the gophers) in the shapes of mice, rabbits and other animals.

Thank you to our 2014 Golf Outing Committee who worked diligently to make this year’s golf outing a fun event. Special Thanks to our Title Sponsor, L & N Federal Credit Union and our Hole-in-One Sponsor, Jeff Wyler Florence Buick GMC! Our sponsors are very special. Without them, we could not offer this fabulous event for our members.

1St Place Team

...and they’re off!

CHAMPION CUP WINNER (1ST PLACE TEAM) (-14) Thelen Associates/Bluegrass Commercial Group Team, Jay Thelen, Matt Steigman, Ralph Dusing and Mike Quinn with Patrick Townsend, 2014 Golf Outing Chair.

2nd Place Team

Longest Drive Winner Men

Longest Drive Winner Women

Longest Putt Winner Women

2ND PLACE TEAM (-12) Citizens Bank of NKY Team Steve Brunson, Greg Fangman, Brian Breitenstein, Chris Pieper LONGEST DRIVE WINNER MEN Matt Steigman, Citizens Bank of NKY Team LONGEST DRIVE WINNER WOMEN Amy Gardner, W. Stephens Cabinetry LONGEST PUTT WINNER WOMEN Darlene Bossert, Sims-Lohman SMC GAME WINNER Jeff Sherry, Nielson & Sherry, PSC with Jennifer Hennessey, Northwest Title, 2014 SMC President.

REDS BASKET WINNER Melissa Brooks, Sims-Lohman with Patrick Townsend, Patrick’s Custom Hardwood Flooring and Diana DeVore, Guardian Savings Bank.

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SMC Game Winner

Reds Basket Winner

Big “Thank You” to Our Title Sponsor A BIG THANKS TO OUR CORPORATE SPONSORS Title Sponsor L & N Federal Credit Union Breakfast Sponsor Budget Blinds Lunch Sponsor Reading Rock Fireside Beverage Sponsor Wiseway Supply Hole-in One Sponsor Jeff Wyler Florence Buick GMC Tee Box Gift Sponsor Tailored Living – Budget Blinds Champion Club Award Pella Windows & Doors Longest Putt Sponsor Hamilton Parker Company Registration Table Sponsor Triple Crown Developers

THANK YOU TO OUR DOOR PRIZE SPONSORS! Drees Homes

MASTERS SPONSORS ($200 VALUE) Bluegrass Commercial Group EGC Kentucky FluidAir, Inc. GOLD SPONSORS – ($100 VALUE) America’s Floor Source T.P. Construction

Hole-in-One sponsor

2013 TEE & GREEN SPONSORS ABC Supply Arronco Comfort Air Ash Insurance, C.K. Ashley Construction Boral Building Products Byrant Heating & Cooling Cardinal Engineering Cru Cutters Lawncare Custom Home Elevator DBL Law Drees Homes Eaton Asphalt Hamilton Parker Company Heritage Bank KBR – Kitchens by Rutenshroer Keidel Supply Kelly Bros.

KY FluidAir/Cincinnati Hose & Fittings Logan Lavelle Hunt M.C. Steel & Crane PPG Porter Paints Patrick’s Custom Hardwood Flooring Regions Mortgage SMC – Sales & Marketing Council Sims-Lohman Fine Kitchens & Granite Tri-City Insurance Watson Gravel RED’S TICKETS SPONSORS Barnes Dennig & Company, Ltd Guardian Savings Bank MISCELLANEOUS DOOR PRIZE SPONSORS Drees Homes Fox 19 News Guardian Savings Bank KBR – Kitchens by Rutenschroer Patrick’s Custom Hardwood Flooring Jeff Wyler Florence Buick GMC Warm 98

BIRDIE SPONSORS ($50 VALUE) ESSROC Cement Corporation Star Building Materials Turner Brick PAR SPONSORS ($25 VALUE) T & J Trim Company T & R Siding, Inc. Vector Security Walters Construction 07/2014

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LEGAL Light-Duty Work and Disability – A Double-Dip Dilemma for Worker’s Comp Written by R. Stephen Burke, Esq.

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ow does an employer keep a good worker engaged and productive, even after a work injury?

The answer has often been to offer the employee a temporary light-duty job. That remains a good option, but a recent court decision raises a caution flag for employers.

The Kentucky Court of Appeals has ruled that an employer cannot offset the wages it paid for light-duty work against temporary total disability benefits. In other words, the court ruled that the injured worker, who accepted the light-duty job and was paid wages for it, also could collect workers’ comp income benefits. The result is that the employee was allowed, effectively, to doubledip and actually rake in more money than his average weekly wage.

The case is Quad/Graphics, Inc. v. Holguin, 2013-CA-002063-WC (June 6, 2014). Holguin’s fingertip was severed by a machine at work. He underwent surgery to reattach it. The next day, Quad/Graphics gave him light-duty work checking books, painting, and performing odd jobs. His

average weekly wage as a machine operator was $725.75. During the light-duty period he averaged $532.87 a week. A workers’ comp administrative law judge awarded him TTD benefits of $483.83 a week -- and also ruled that the light-duty wages could not offset the TTD. The result was that Holguin earned about $275 more per week while injured than he did performing his regular job.

The Court of Appeals ruled that this doubledipping was legal because Kentucky statutes provide for only two offsets against temporary total disability payments. One permissible offset is for unemployment benefits, and the second is for payments under disability plans that are whollyfunded by the employer.

Thus, if employers and their worker’s comp carriers want to guard against double-dipping, they must coordinate work hours and TTD payments.

First, they should calculate the employee’s weekly TTD comp benefit. Next, they should place a cap on the light-duty hours to ensure that the employee earns no more than the difference between his TTD benefits and his average weekly wage.

It may come as a surprise that a worker can be awarded TTD benefits while doing light-duty

work. However, the rule of thumb in Kentucky is that a worker is entitled to such benefits if he/she cannot perform the essential day-to-day tasks of his usual job, because of an injury. Thus, TTD benefits must be paid even during a stretch of light-duty work, due to the inability to perform the regular job tasks.

In Ohio, the law is quite different. Ohio law mandates payment of TTD until employment is made available that is within the worker’s physical restrictions, which often is lighter-duty work. If the employee earns less than the TTD rate on lightduty, he/she is allowed to file for wage-loss benefits to make up the difference.

Of course, there is no legal penalty for any employer that allows such double-dipping. In fact, some employers may allow it simply to keep good workers productive, even if it means a few more dollars off the bottom line. However, the Holguin case should serve as a warning that employers cannot shirk their legal TTD responsibilities merely by offering light-duty work – and that injured workers can obtain a windfall.

R. Stephen Burke is a litigation partner at Dressman Benzinger & LaVelle, PSC, whose fields of practice includes workers’ compensation, injuries to people and property, Social Security disability, probate, wills and powers of attorney.

Featuring 9 teams in competition to see who makes the best tasting barbeque ribs, chicken and pulled pork. You don’t want to miss the good food or the fun!

Thursday, July 17th

5:00 PM at the HBA

Great price... Only $15 per person

BLUEGRASS MUSIC BY THE KY BLUEBELLES , CORN HOLE, COLD BEER, WINE AND ALL THE FIXINS’

NO

18

MEMBER RTH

Northern Kentucky BUILDER

ERN KENTUC

07/2014

KY

“Big Green Egg” raffle sponsored by Reading Rock Fireside Reservations required by Tuesday, July 15th.

Call 859-331-9500 or e-mail janisbeard@hbanky.com

4.25X5.5_MA_QuarterPg:4.25x5.5_MA_QuarterPage

1/9/14

11:20 AM

Page 1

National Association of Home Builders

Put your membership to work now.

Money-saving discounts that benefit your business, your employees, and your family

www.nahb.org/MA

07/2014

Northern Kentucky BUILDER

19

It’s a Great Time to Purchase a Home!

It’s a Great Time to Purchase a Home!

The Federal Reserve has indicated that the economy is still soft and will follow its current policy of keeping the Fed Fund Rate low. This pays great “dividends” to people looking to borrow for a home. Historically The Federal Reserve hasare indicated thatofthe economy still soft and will follow its current policy of keeping speaking, mortgage rates at some the lowestisever.

Rates were at their lowest mainly throughout Fed Fund Rateare low.many This pays great “dividends” people looking borrow for a home.attractive.

Historically 2012,the however, there mortgage products to available today to that are extremely speaking, mortgage rates are at some of the lowest ever. Rates were at their lowest mainly throughout 2012, however, there are many mortgage products available today that are extremely attractive.

When shopping for a mortgage plan, many people immediately look for a fixed rate. Fixed rate products do have many positive features, but adjustable rate mortgages (ARM) do as well. Add in one’s personal When shopping for a mortgage plan, many people immediately look for a fixed rate. Fixed rate products

situation and an ARM can be the perfect solution. One product, being offered by L&N Federal Credit do have many positive features, but adjustable rate mortgages (ARM) do as well. Add in one’s personal

Union, mixes and a number of can items that makesOne it a product, definite being consideration. called the situation an ARM be together the perfect solution. offered byThe L&Nproduct Federal is Credit 5/5 Mortgage Plan.

The L&N 5/5 Mortgage Plan is anit adjustable rate mortgage onlyisre-prices Union, mixes a number of items together that makes a definite consideration.

The that product called the once, every5/5 five years. So, inThe a ten year that’s adjustment!

The rates 5/5 are very low, Mortgage Plan.

L&N 5/5 period, Mortgage Plan only is an one adjustable rate mortgage that on onlythe re-prices once, five years. in a ten that’s only one adjustment!

The rates 5/5 are low,for No whichevery is usual for anSo, ARM, butyear L&Nperiod, has added in some goodies: The L&N on 5/5the offers an very option which is usual anand ARM, hasFinancing! added in some goodies: Thethese L&N 5/5 offers an forthis No ARM Closing Costs, No for PMI UpbuttoL&N 100% When you add features to option the fact Closing Costs, No PMI and Up to 100% Financing! When you add these features to the fact this ARM

only adjusts once every five years, this is a plan that everyone should take a look it! only adjusts once every five years, this is a plan that everyone should take a look it!

For more information about the L&N 5/5 Mortgage Plan, call 800.292.2905!

For more information about the L&N 5/5 Mortgage Plan, call 800.292.2905!

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20

Northern Kentucky BUILDER

07/2014

3168 CRESCENT AVENUE, ERLANGER, KY 41018 • www.RJINSULATIoN.Com

COMMUNITY Keller Williams Host Summer Mix & Mingle

K

eller Williams Realty Services was the sight for the SMC Summer Member Mix & Mingle. Attendees were treated to great food, beverages and a wonderful place to network with one another. Thank you to Keller Williams for opening their offices to us. Our Fall Member Mix & Mingle will be held at Arcadia, a Fischer Homes Community in Campbell County.

In Memoriam Linda Stickley (1951 - 2014) Written by Jean Miller

The Home Builders Association of Northern Kentucky has lost a true believer and avid cheerleader for the Building Industry.

She thrived on her involvement with the HBANKY as she performed many roles and served on numerous committees over the past couple of decades.

Her proudest moment was serving as President of the HBANKY Women’s Council in 1997. She loved inspiring other women to get involved and believed you should support the industry that “put bread on the table”. That leadership role was a jewel in her crown.

Since she loved being around people, her work in the Title Industry was a perfect match for her personality – vivacious is a mild description of how she could work a room. We all loved and admired her for that. She could put a smile on the grumpiest face. She was a natural for encouraging others while mentoring and befriending those who needed a little boost.

Her involvement with other associations, organizations and charities is mind boggling. She could always bring people together for good causes. Those who worked with her, served committee time with her or were just her friend can testify to how much she will be missed.

Rest in peace dear friend.

Memorial contributions can be made to the Home Builders Association C.A.R.E. Assistance Fund, 2751 Circleport Drive, Erlanger, KY 41018 or “I Have Wings Cancer Foundation , P.O. Box 18502, Erlanger, KY 41018.

Codes Corner

R

ecently the Board of Housing, Buildings and Construction published an advisory letter and code amendment dealing with a section of the Energy portion of the Residential Code.

Instead of having to insulate basement walls to the foundation it allows contractors to only insulate to the frost line. This was initially left out of the code amendments when they were promulgated, and although the process has begun to correct this it will be until October until the regulation is approved.

This omission in the code has caused much confusion with the builders and inspectors so this letter is meant to alleviate that confusion. To access the advisory letter please visit http:// www.hbanky.com/membership/ downloadable-documents.html or scan the QR code below to access it on your mobile device.

07/2014

Northern Kentucky BUILDER

23

SEMINARS

Emotional Altitude – Three Keys to Accelerating the Sales Cycle

E

motional Altitude-3 Keys to Accelerating the Sales Cycle was an entertaining and educational presentation by Ryan Taft, Shore Group. During the hour- long event Ryan interacted with his audience and kept the crowd engaged with his infectious enthusiasm.

Communication equals wealth. By incorporating the following 3 “keys” into your sales cycle you will help your buyers reach their emotional altitude and you will sell more. Key #1: Ask questions that lead to an emotional response. A high level of dissatisfaction is going to equal a quicker change. Key #2: Stop trying to get the gold star. Be “insanely curious,” be connected to your buyer, and be bold and ask thought provoking questions. Key #3: Include emotional factors in all communication. Focus on asking WHY questions. Have quick and personal follow up with your customers.

24

Northern Kentucky BUILDER

07/2014

Written by Kellie Bailey, Fischer Homes

THANK YOU TO OUR SPONSORS!

Title Sponsor

Media Sponsor

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Thank you contractors, building owners and greater community for the opportunity to serve you.

Service, service and more service.

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Concrete forms Concrete chutes Silt fencing Mortar Mixers Concrete Buggies Formwork drafting services

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Cures & Sealers Chemicals Grouts Hand Tools Power Tools Pourform plywood

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Polyfilm Concrete blankets Stakes Wall ties Safety gear Expansion joint

Erlanger 2930 Crescent Springs Rd. Erlanger, KY 41018 P: (859) 341-9111

www.janell.com

Caulks Decorative Concrete Supplies Decorative Concrete Stamps Masonry Supplies

Lexington 970 New Circle Rd. Lexington, KY 40511 P: (859) 254-9111

Dayton 800 East 1st St. Dayton, OH 45402 P: (937) 866-9111

(859) 371-7006 • www.tciky.com

NORTHERN KENTUCKY BUILDING PERMITS SINGLE FAMILY

APRIL ‘14

#

BOONE

34

$4,768,223.0

CAMPBELL

5

$638,392.0

KENTON

33

$6,410,685.0

56

$9,231,228

0

SINGLE FAMILY

#

MODULAR HOMES

#

MULTI FAMILY

#

CONDOS

#

COMMERCIAL

#

COMMERCIAL REMODELING

#

RESIDENTIAL REMODELING

2

$28,721

2

$1,000,000

29

$6,300,708

61

$1,024,081

6

$6,361,450

24

$1,409,913

26

$573,556

4

$1,300,000

$0

4

$43,305

3

$497,640

1

$2,736,100

43

$27,836,768

65

$3,803,440

MODULAR HOMES

#

MULTI FAMILY

#

CONDOS

#

COMMERCIAL

#

COMMERCIAL REMODELING

#

RESIDENTIAL REMODELING

7

$367,500

1

$500,000

4

$2,910,000

15

$6,836,377

63

$931,735

1

$12,000,000

11

$3,205,050

10

$168,559

1

$1,200,000

21

$17,896,587

22

$426,695

6

$87,300

GRANT CARROLLTON GALLATIN MASON OWEN TOTAL

APRIL ‘13 BOONE

36

$6,005,661.0

CAMPBELL

9

$1,627,224.0

KENTON

18

$2,817,862.0

GRANT

1

$175,000.0

TOTAL

64

$10,625,747

1

$42,000

7

$367,500

1

$500,000

6

$16,110,000

47

$27,938,014

101

$1,614,289

JAN-APR '14

219

$35,202,795

0

$0

26

$4,904,614

8

$1,615,521

14

$31,942,241

170

$60,137,201

279

$7,122,507

JAN-APR '13

222

$37,064,416

2

$132,000

72

$20,630,744

11

$3,199,999

16

$21,896,288

228

$54,814,934

304

$5,685,373

1

$42,000

CARROLLTON GALLATIN MASON OWEN

26

Northern Kentucky BUILDER

07/2014

BUSINESS MEETINGS AT A GLANCE / CALL 331-9500 FOR RESERVATIONS OR TO CONFIRM DATES

30

1

2

3

4

Tour of Remodeled Homes Committee Meeting, 11 am, HBA

5 Office Closed Independence Day

Remodelers Issues, 12 pm, Forge Lumber

7

8

9

10

SMC Board of Governors, noon, HBA

14

15

Membership/Retention Meeting, 11:30 am, HBA

16

22

18

19

july

21

12

HomeFest Committee Meeting, 10 am, HBA

17

LDC Board of Governors, 11 am, HBA

11

Associates BBQ Throwdown & Hoedown, 5 pm, HBA

23

24

25

26

30

31

1

2

Ambassador Club, Noon, HBA

28

27

29

State and Local Government Committee, noon, HBA

sunday

3

Finance Committee Meeting, 9-10 am, HBA

monday 4

Executive Committee Meeting 1:30 - 3:30 pm, HBA Board of Directors Meeting, HBA Board Planning Session, 3:30 - 5 pm, HBA 9 am -3 pm, HBA Florence Freedom Game, 6:35 PM, Champion Window Field in Florence

tuesday 5

wednesday 6

thursday 7

8

Tour of Remodeled Homes Committee Meeting, 11 am, HBA Remodelers Issues, 12 pm, HBA

10

11

12

13

friday

14

saturday 9

HomeFest 2014 Preview Party, 5-9 pm, Triple Crown

TR

IPLE CROWN

HOMEFEST 2013

15

16

21

22

23

28

29

30

1

2

HOMEFEST AUGUST 9th–24th in Winner’s Circle Park at Triple Crown Country Club presented by Adam Miller Homes SMC Board of Governors, noon, HBA

18

19

20

LDC Board of Governors, 11 am, HBA

Membership/Retention Meeting, 11:30 am, HBA

august

17

2014 HomeFest Realtors Day!

HOMEFEST AUGUST 9th–24th in Winner’s Circle Park at Triple Crown Country Club presented by Adam Miller Homes LDC - Infrastructure Partners Roundtable, 12 - 1:30 pm, HBA

24

25 TR

27

26

IPLE CROWN

HOMEFEST 2013

State and Local Government Committee, noon, HBA

Ambassador Club, Noon, HBA

HomeFest 2014 Wrap Up Meeting, 10 am, HBA

30

31

Executive Committee Meeting 1:30 - 3:30 pm, HBA Enzweiler Apprentice Training Program Orientation, 6 - 8 pm, HBA

31

Office Closed Labor Day

07/2014

Northern Kentucky BUILDER

27

PRSRT STD US POSTAGE NO

MEMBER RTH

ERN KENTU

PAID

CINCINANTI OH PERMIT 5400

Y CK

2751 Circleport Drive Erlanger, Kentucky 41018

ADDRESS SERVICE REQUESTED

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1/23/14 11:37 AM