Feb 2016 mhl

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MHL

FEBRUARY 2016 FREE PUBLICATION

Est 1992

MODERN HEALTH AND LIVING

HEALTH AWARENESS GUIDE 2016

CHILDREN’S CAMP HEART HEALTH VISION SENIOR LIVING GUIDE NATURAL LIVING AND MUCH MORE

A GUIDE TO HEALTHY LIVING FOR MEN, WOMEN, CHILDREN AND SENIORS

Are You Tired of Sleeping with This? ASK US ABOUT OUR NON-CPAP SLEEP APNEA TREATMENT!

Sleep apnea is more than noisy, it can be bad for your health. Chronic, loud snoring is a sign that you could be suffering from sleep apnea, a condition that causes you to actually stop breathing, often hundreds of times a night! This can lead to chronic fatigue, memory problems, high blood pressure, strokes, and more. We treat sleep apnea with a custom designed oral appliance. Many of our patients report feeling better and more rested after just one night of using the device. Call us today at (414) 208-4539 or visit www.SnoringisntSexy.com to stop the noise and start resting.

Dr. Roberto Monteagudo

CREATING LIFE-CHANGING SMILES

1469 South 70th Street | West Allis

(414) 208-4539 www.SnoringisntSexy.com

KNEE PAIN/INJURIES ROTATOR CUFF INJURIES HAMSTRING INJURIES LOWBACK PAIN INJURIES ARTHRITIS PAIN HIP PAIN INJURIES ANKLE INJURIES

&

ATTENTION ATHLETES WEEKEND WARRIORS!

To Fully Understand and Diagnose Your Condition, Evans Chiropractic & Pain Relief Laser Clinic Uses Several Approaches Including: * Mls Class Iv Laser Robotic Therapy * A Complete Physical Examination * An Orthopedic Examination * A Neurological Examination * A Complete Gait Analysis * Acupuncture Therapy Evaluation

After Identifying The Source Of Your Pain, Evans Chiropractic & Pain Relief Laser Clinic Is Proud To Offer A Comprehensive Therapy Program All Under One Roof! With A Customized Approach, Patients Receive A Combination Of The Necessary Treatments, Which Can Include: * Chiropractic Care * Rehabilitation Exercises And Therapy * Trigger Point Therapy * Electro-acupuncture * Massage Therapy Including Swedish, Deep Tissue And Therapeutic * Sound Wave Therapy * Complete Nutritional Program All programs include complete nutritional support on your Evans Chiropractic & Pain Relief Laser Clinic on a road to recovery. Fast, efficient natural solution to your pain. Stop living in pain!

AT EVANS CHIROPRACTIC & PAIN RELIEF LASER CLINIC WE GET ATHLETES OF ALL SKILL LEVELS BACK IN THEIR SPORT FASTER THAN ANY OTHER CLINIC. THANKS TO OUR REVOLUTIONARY - NEW PAIN RELIEF THERAPY PROGRAM We are the ONLY clinic in the region that has the combination of therapies that are critical for your most rapid recovery. First and foremost, we offer the most powerful and effective Class 4 MLS Robotic Laser Therapy in the area and we have been using it extensively since 2012. Additionally, we couple the powerful Class 4 MLS Robotic Laser Therapy with a multitude of other therapies (as indicated for each patient) which have been tried and tested in our facility for validity, reliability and effectiveness over the past 3 years. If you have had enough of your ACHING, NAGGING, STABBING that no other therapy has been able to eradicate, come on in for your Complimentary Consultation with Dr. Evans to see if our program will work for you. At Evans Chiropractic & Pain Relief Laser Clinic all of the staff is Board Certified in their chosen specialty. Early in her career, Dr. Evans worked as a trainer with a professional football team and since has dedicated her career to helping athletes of ALL skill levels achieve their performance goals. “Our patients appreciate being able to get the care they need all under one roof, it saves them so much time. And in a lot of ways, too many people go from one therapy to another hoping for relief,” Evans said. “In my experience, combining therapies increases the effectiveness of all the therapies.”

Evans Chiropractic & Pain Laser Clinic

ADVERTORIAL Elizabeth is a board certified massage therapist who graduated from Lakeside School of Massage Therapy. Elizabeth has had over 10 years of experience working in spas, physical therapy clinics and private practice. Elizabeth specializes in therapeutic and deep tissue massage with the goal of decreasing client’s pain and muscle tension. It is through massage that Elizabeth became interested in acupuncture, wanting to be able to do more for her clients. Elizabeth graduated magna cum laude from Midwest College of Oriental Medicine in 2010 with a Masters of Science in Oriental Medicine and a Bachelors of Science in Nutrition. While in school Elizabeth completed an internship at Guangzhou University in China. Elizabeth has completed level three training in Reiki and has found combining the two modalities extremely beneficial in balancing her patients Qi and alleviating pain. Elizabeth has had great success decreasing patient pain with the use of electoacupuncture. While the majority of Elizabeth’s patients come to her for pain relief, she regularly treats allergies, anxiety, digestion problems, gynecological problem, insomnia, headaches and migraines. Dr. Eliesha Evans specializes in the management and treatment of complicated chronic pain syndromes. Additionally, Dr. Evans brings more than 25 years of clinical expertise and training to each and every case thereby ensuring your best outcome. Dr. Evans and her experienced, board certified staff use a “whole person approach.” This approach to wellness means looking for underlying causes of any disturbance or disruption (which may or may not be causing symptoms at the time) and make whatever interventions and lifestyle adjustments that would optimize the conditions for normal function. Using this unique approach, Dr. Evans is able to help you accelerate and/or maintain a journey to good health.

COMPLIMENTARY CONSULTATION!!! 15720 W National Avenue New Berlin WI., 53151 Call Our Office At 262-785-5515 262-785-5515 To Set Up OPEN 6 DAYS A WEEK TO SERVE YOU BETTER! Your FREE CONSULTATION Expires in 30 days www.newberlinchiro.com | relief@newberlinchiro.com

JAMES “My stay at ManorCare Health Services – Pewaukee was great. I came in for rehabilitation after a traumatic injury. The staff was well trained, organized and worked hard to attend to my needs – both physically and mentally. They understood my needs and provided the care necessary while maintaining my dignity. The facility was clean and the entire staff was accommodating 24-hours a day. The rehabilitation staff gave me the necessary ‘push’ to attain improvement of my injuries.

•Rehabilitation services •Post-hospital care •Skilled nursing

ManorCare Health Services – Pewaukee N26W23977 Watertown Road Waukesha, WI 53188

262.523.0933

My physical injuries have improved from rehabilitation and I feel I’m back to normal since graduating from ManorCare. I would recommend ManorCare to anyone needing rehabilitation of any kind.” www.hcr-manorcare.com

EXPECT MORE From Your Dentist

February Note January was a month of cold weather and not much outdoor time. My kids had three days of no school due to cold weather. No winter walks for me and my walking buddy, so we had to regroup and join in on weekly Zumba classes. How are all the new year’s resolutions going? I am working hard on toning up with heavier weights and adding greens to my diet. Every night my dinner is some sort of salad with avocado used as my dressing. Add some more veggies to your diet, cut out the sweets as much as you can and you’ll feel amazing. I am very pleased that you’ve decided to join us this month. This is our Health Awareness issue. We have packed so much up-to-date information into these pages that this issue is just bursting with health! We have something for men and women of all ages. We contact local health professionals every month and are thankful that many have contributed to this issue. They are keenly aware of health concerns for this region (very important). We stay in touch with them so they can stay in touch with you. I think you’ll find something here that can help you lead a healthier life. We hope that you share this special issue with friends and family, too. Speaking of family, I try to keep mine active throughout these cold months. My children are getting all psyched up to start the art and improv classes again this year. I encourage you to try to find something to keep your children active and social. Whether it’s gymnastics, dance, sport or just running around in circles, staying active keeps the body and mind healthy and developing. Stay active!!! I hope you have a wonderful February and will touch base again in March. -Amanda Lewis

MHL

MODERN

FEBRUARY 2016 EDITION

HEALTH

YOUR JOURNY TO OPTIMAL HEALTH STARTS FOR ONLY

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combine a health-centered approach with state-of-the-art technologies, such as: Non-metalic crowns in one convenient visit Non-invasive laser dentistry Low-dose 3D X-ray imaging technology Advanced Invisalign Training Precision placement of ceramic dental implants R

Dr. Ingo Mahn

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FEBRUAR Y 2016 FREE PU BLICATION

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contributers

Livestrong.com, Environmental Nutrition, Nutrition Action Health Letter, Columbia/St. Mary’s, Wheaton Fransician, Milwaukee Eye Care, Eye Care Specialists, Aurora, NorthShore Chiropractic, National Pedorthic Services, Lifesteps Wellness Clinic, Advance Physical Therapy, Elite Fitness and Racquet Club, Alexian Brothers Village, Transformations, NIH, Jensen Health and Energy, Foot Solutions, Allergy and Asthma Centers, Lakeshore Medical, The Ommani Center, Interfaith Older Adult Services, Laureate Group, Tudor Oaks, Luther Haven, Greensquare Center for the Healing Arts, Midwest Audiology Integrative Family Wellness Center Social Security Offices, American Camp Association, Home Instead, Manor Care, Tops, Dr Zhou, Oak Creek Pediatrics and MCFI

contact

Lewis Media Group Amanda Lewis Malberry Media Abigail Carpenter Jerry Kornowski Marlys Metzger Barry Lewis

For information on advertising or to submit articles call, fax or email 414-659-6705 or 608-2376000, email: info@lewismediagroup.com. Subscriptions are $20 per year. Thanks for reading MHL.

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MHL is published on the first of each month . The articles in this publication are in no way intended to replace the knowledge or diagnosis of your doctor. We advise seeing a physician whenever a health problem arises requiring an expert’s care.

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Special Thanks! To all the local professionals that provide us with articles containing new information and keeping all our readers informed of the latest in healthy living.

Lewis Media Group | Malberry Media | www.modernhealthandliving.com FEBRUARY 2016 MHL

10 MYTHS ABOUT SALT DEBUNKED The story of salt isn’t as black and white as you may think. By Lea Basch Salt, which is composed of sodium and chloride, often gets a bad rap. But sodium is necessary to maintain the body’s fluid balance, nerve transmission, muscle contraction and other key functions. And even though it hasn’t been definitively shown that a low-salt diet positively impacts heart disease or death (unless you already have hypertension or cardiac disease), many health agencies still recommend limiting sodium. The story of salt isn’t as black and white as you may think. Some health professionals even say that salt restriction causes adverse effects on health. So what’s the story? Here are 10 of the most common myths about salt and sodium and what it all means for your health: 1. The only reason to worry about salt intake is blood pressure. False. Actually, studies show that excess sodium has been associated with other health issues such as gastric cancer, stomach ulcers, osteoporosis, muscle cramping and brain function. Salt intake does not cause, but can contribute, to high blood pressure, specifically in salt-sensitive individuals. 2. Nothing about salt is good for you. False. Salt is essential for life. It’s a major component of your blood, it helps carry nutrients into and out of your cells, regulates blood pressure and plays a role in nervous-system function. We need salt—just not too much or too little. The amount of salt that is right for you depends on your salt sensitivity (see #3). 3. Everyone responds to salt in the same way. False. Most of us are either salt sensitive or salt resistant. Your level of salt sensitivity or resistance is determined by many factors, including genetics, race/ethnicity, age, body size and general diet. Salt sensitivity is defined as when a person’s blood pressure changes significantly from increasing or decreasing salt in the diet. Older people, overweight people, women, African-Americans and South Asians are examples of groups that are known to have greater salt sensitivity. The issue of salt sensitivity underlies the reason that many studies show conflicting results about the impact of sodium on health for the general population. Some people don’t experience changes in blood pressure or water retention when eating salt and others do, depending on their salt sensitivity. Most studies tend to report averages but ultimately it’s the salt-sensitive people who should be most concerned about sodium intake. How can you tell if you are salt sensitive? There’s no easy medical test for salt sensitivity, but if you can, watch out for certain symptoms. In general, eating a healthy diet low in processed foods, high in fruits and vegetables, and lots of home-cooked meals, is a safe bet for everyone. 4. If you don’t add salt in cooking or at the table, your diet will be low salt. False. The majority of sodium intake comes from processed foods, not the amount of salt you add in cooking or at the table. And no one needs lots of processed foods in their diet! Processed meats, canned soups, tomato and pasta sauces, bouillon, breads, crackers with salted toppings, and just about anything that comes prepared is high in sodium. If you do eat processed foods, look for lower-sodium soups and sauces available in many stores. 5. Watching my salt intake means eating bland food. Life’s just not worth it! False. Herbs, spices, garlic, onion, lemon and lime juice, red and black pepper can all add flavor to your dishes so that you don’t need to depend totally on salt for flavor. Actually, adding salt into your home-cooked meals has a much smaller impact than MHL FEBRUARY 2016

eating lots of processed and prepared foods, which are much higher in sodium. 6. Hot sauce is a good replacement for added salt in dishes. True. Some people like to add hot sauce to their food instead of salt on the premise that they ingesting less sodium that way. Hot sauces, salsa, ketchup and other similar sauces can add a peppery flavor to your foods, but many of these still contain excess salt. Some brands that are lower on the sodium scale are Tabasco, Cholula, and “nosalt added” labeled products. 7. I’m young, so I don’t have to worry about my salt intake. False. When you eat excessive salt, your body holds onto extra fluid. This extra water volume puts pressure on organs like your heart and kidneys, as well as on your arteries. This increases your risk of heart disease and high blood pressure later in life. While young people don’t have to be super restrictive, it’s not a good idea for anyone to eat foods with excessive amounts of salt. 8. Working out offsets salt intake. True. Exercise does affect salt sensitivity. A recent study shows that physical activity was shown to significantly lower salt sensitivity of blood pressure, especially in salt-sensitive individuals. Eating excess salt can still cause fluid retention, which puts pressure on your organs and arteries, but may not increase blood pressure. 9. The effect of salt on my body is separate from the effect of sugar. False. One of the main mechanisms behind a lower carb diet is a reduction in insulin levels. This is helpful not just for diabetes, but for weight loss because insulin tells fat cells to store fat. But another thing that insulin does is to cause the kidneys to hold onto sodium. That’s why you lose excess water, and along with it sodium, when you reduce carbs (and therefore insulin). 10. Fancy salts like Himalayan, kosher and sea salts have less sodium than regular table salt. False. All salt contains a similar amount of sodium and there are no studies that prove that one is healthier than another. Opponents of regular table salt argue that these “fancy salts” contain less sodium and contain trace minerals such as calcium, potassium, iron and phosphorus, but there’s little evidence to prove this. These salts may, however, taste better and be less processed, so it really is a matter of personal preference. Lea Basch, M.S., RD, is the registered dietitian for The Tasteful Pantry. Lea has been in the nutrition industry for more than 30 years and was one of the founders of Longmont United Hospital’s nutrition program in Boulder, Colorado. She is a diabetes educator and focuses now on gluten-free diets and food intolerances. Lea’s passion is combining the science of nutrition with the heart that it takes to change lifelong habits. This piece originally appeared on LIVESTRONG.COM.

JUST ANNOUNCED: WORLD FAMOUS AUTHOR & HEALER GAIL THACKRAY TO MAKE HER WISCONSIN PREMIER AT EXPO!

FEBRUARY 2016 MHL

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February is “National Age-Related Macular Degeneration (AMD) Awareness Month”

“TOP DOCTORS” — Milwaukee & M Magazines

Mark Freedman, MD

Daniel Paskowitz, MD, PhD

Brett Rhode, MD

Daniel Ferguson, MD

Michael Raciti, MD

David Scheidt, OD

EYE MDS ANSWER QUESTIONS TO HELP PROTECT AGAINST LEADING CAUSE OF CENTRAL VISION BLINDNESS

www.eyecarespecialists.net West Allis Wauwatosa Milwaukee 10150 W. National Ave. 2323 N. Mayfair Rd. 735 W. Wisconsin Ave. 414-321-7520 414-258-4550 414-298-0099

MHL FEBRUARY 2016

By Cheryl L. Dejewski Macular degeneration is a disease that causes central vision loss—profoundly impacting quality of life, independence and happiness. Prompt diagnosis and advanced treatment are key to proper care and overall well-being. What is age-related macular degeneration (AMD)? “AMD is an eye disease in which the macula, a highly sensitive area of the retina responsible for central and color vision (about the size of this “O”), is damaged. There are two forms of AMD. Both cause loss of straight-ahead central vision (as needed for driving a car, reading fine print and recognizing faces) but, fortunately, not side vision,” explains Mark Freedman, MD, one of the state’s leading ophthalmologists and continuing education lecturers. “’Dry’ AMD is more common (90% of cases), progresses slowly, and is caused by a thinning of macular tissue. ‘Wet’ AMD is less common, can progress quickly, and is marked by the growth of abnormal new blood vessels under the macula, which can leak fluid and blood. This leakage can create scar tissue which causes blind spots and profound loss of sharp central vision. The earlier it is detected, the better the chances of preserving vision. Without treatment, about 70% of wet AMD patients become legally blind within two years.” What are the risk factors for developing AMD? “Macular degeneration is the leading cause of central vision impairment in Americans over age 50. As baby boomers age and life expectancy increases, AMD is a growing health and economic concern,” warns Dr. Brett Rhode, Head of Ophthalmology at a major local hospital and private practitioner at Eye Care Specialists’ Milwaukee and West Allis offices. Although the exact cause of AMD is unknown, Rhode explains that the following factors are known to be related to the disease. RISK FACTORS *Age: The risk of developing AMD skyrockets from 2% for adults ages 50-59 to 30% for those age 75+ *Heredity: Having a family member with AMD *Gender: Females are at greater risk *Race: Being Caucasian raises risk *Smoking: Increases risk 2-5 times *Circulatory problems *Obesity and inactivity *Light-colored eyes *Prolonged sun/UV-light exposure *A diet high in fat and low in vitamins, minerals and antioxidants What are the warning signs for AMD? AMD usually develops gradually and painlessly, and good vision in one eye can often mask problems in the other. As it progresses, however, signs may become obvious. “Don’t assume you simply need new glasses and then wait to make an appointment. A comprehensive eye exam is necessary to evaluate the presence, type and severity of AMD and whether or not treatment would help,” advises Daniel Fergu-

son, MD, a partner at Eye Care Specialists, where thousands of AMD patients are diagnosed and treated each year. “If you suddenly notice any of the following changes, see an eye care specialist as soon as possible.” WARNING SIGNS *Difficulty reading or doing close-up work *Faces, clocks and printed words appear blurry *Distortion of lines, colors, sizes and edges *Straight lines in a landscape appear wavy *Blind spots (dark or empty spaces) occur in the center of vision Methods of treatment “If significant dry AMD is diagnosed, we usually recommend vitamin supplements, sun protection, and not smoking, as measures to prevent or slow progression. (See tips below.) If wet AMD is diagnosed, we review the risks, benefits and candidacy for injections of special medications, such as Avastin, Eylea and Lucentis,” says Daniel Paskowitz, MD, PhD, an ophthalmologist with credentials from Harvard and Johns Hopkins. “These revolutionary drugs inhibit the growth of the abnormal blood vessels that cause wet AMD. Although there are NO guarantees, we have seen remarkable results with injection treatment. In the past, there wasn’t much we could do. Now, however, with regular injections (about every 4-8 weeks), we are able to

stop the progression of wet AMD in 90% of our patients and even have up to 30% gain improvement in vision.” (Medication injections are also successfully used to treat diabetes-related vision damage.) Ways to maintain independence Past president of the Milwaukee Optometric Society David Scheidt, OD, recommends, “AMD patients can stay independent and productive by following their doctor’s treatment plan, utilizing low vision aids (like handheld and closed circuit TV magnifiers, telescopic devices, talking books, etc.), contacting support/transport services, and learning new ways to perform activities. Tips for Preventing Vision Loss “Sight-robbing conditions like AMD, diabetes and glaucoma often develop first in one eye without early symptoms. A comprehensive eye exam is the only way to accurately detect these disorders,” says Michael Raciti, MD, an eye care specialist and surgeon who volunteers his time to teach ophthalmologistsin-training. He also recommends the following steps to protect vision: *Schedule regular dilated eye exams (every 2 years over the age of 50; every year if you have early AMD or a family history). Part of that exam may include an OCT laser scan and an Amsler Grid test. *If you notice a problem with your vision (especially straight lines appearing wavy or blind or dark spots) don’t ignore

it. Call your eye care specialist immediately to see if you need to come in. *Wear sunglasses and hats with brims. Prolonged or frequent UV-light exposure may be a factor in developing AMD and cataracts. *Have a blood sugar test every 3 years after age 45. Diabetes increases the risk of eye conditions, including cataracts and glaucoma. *Avoid smoking. It can increase the risk of AMD by 2-5 times, as well as raise other eye disease risks. Secondhand smoke is also a threat to vision. *Maintain a balanced diet high in healthy nutrients (vitamins, minerals and antioxidants) and low in fat and sugar. Some studies show that lutein and zeaxanthin (found in eggs and spinach) may help protect your retina. Other studies have shown that a high-dose combination of vitamins C and E, beta-carotene and zinc can reduce the risk of developing advanced AMD by about 25% and the risk of related vision loss by about 19% in patients with certain types of AMD. Although these nutrients cannot cure AMD or restore vision, they may be key to protecting existing vision. Ask your eye care specialist if and what kind of supplements may be helpful for you. FREE Booklets & Information Eye Care Specialists’ doctors are dedicated to providing the highest quality AMD, cataract, glaucoma, diabetic eye disease, dry eye, and laser vision correction care. They frequently lecture

to the public and fellow physicians and have written their own series of booklets on these conditions. Call 414-321-7035 for FREE copies or to schedule an appointment for a thorough examination at their offices on 7th & Wisconsin Avenue, Mayfair Road across from the mall, or 102nd & National Avenue. They also offer information at www.eyecarespecialists.net.

FEBRUARY 2016 MHL

Evans Chiropractic & Pain Relief Laser Clinic 262-785-5515

ARE YOU TIRED OF BEING IN PAIN? HAVE YOU STOPPED DOING THINGS YOU ENJOY? KNEE PAIN, NEUROPATHY, BACK PAIN, MIGRAINES? Evans Chiropractic & Pain Relief Laser Clinic, is pleased to announce that they are now offering a revolutionary new Pain Relief Treatment Program which was designed by Dr. Evans, DC Board Certified in Orthopedics and Board Certified in Physical Rehabilitation, Ms. Elizabeth Brink, Board Certified Acupuncture physician and Board Certified Massage Therapist and Miss Casey Hamill-Barth, Board Certified Athletic Trainer to treat difficult acute and chronic pain syndromes. We have used the Pain Relief Treatment Program on patients’ of all ages and athletic abilities. The most amazing results so far have been that all of our patients with NEUROPATHY have gotten better. This was always the most difficult condition to resolve for our patient’s, finally we have discovered the treatment program that really helps these people, it’s been very rewarding to see patient’s recover from this debilitating syndrome! Clearly it is the combination of natural, non-invasive anti-inflammatory therapies all under onE Roof with providers who are taking a hands-on team approach to patient care. Together the treatment team brings more than 50 years of clinical experience to each patient’s case. If you or a loved one are suffering, Call today to see how our Pain Relief Treatment Program can help!!

Ms. Elizabeth Brink is Board Certified in Acupuncture and Chinese Medicine. She is a 2010, Magna Cum Laude Master degree graduate candidate from the Midwest College of Oriental Medicine. Elizabeth completed her Internship training at Guangzhou University in China where she was exposed to a wide variety of Acupuncture procedures that she was not exposed to in her training here in the states. She is proficient in Electro-Acupunture, Needle Trigger Point Therapy, Cupping, Guasha, and Reiki. Elizabeth’s compassion for her patient’s is really what sets her apart from her peers. Elizabeth is also a board certified Massage Therapist and incorporates many different massage techniques into her patient care with patient comfort being paramount. ElizabETh bRink, licensed acupuncturist

Dr. Evans Specializes in the management and treatment of complicated chronic pain syndromes. Additionally, Dr. Evans brings more than 30 years of clinical expertise and training to each and every case thereby ensuring your best outcome. Dr. Evans and her experienced, certified team deliver personalized care to each and every patient and look forward to helping you recover and feel better! Dr. Evans and Elizabeth work closely in the management and successful treatment of the many chronic pain conditions treated successfully every day at Evans Chiropractic & Pain Relief Laser Clinic. DR. EliESha EVanS

COMPLIMENTARY PAIN RELIEF TREATMENT PROGRAM CONSULTATION CALL 262-785-5515 TO SCHEDULE TODAY! ExPIRES IN 30 DAYS

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Q& A

ON EATING AND FITNESS

Question: What should I eat or drink if I only have an hour before I work out? Answer: What you eat before a practice or game should be largely determined by timing and personal preference. Generally speaking, a large meal takes 4-5 hours to digest, a smaller meal takes 2-3 hours and a large snack takes 1-2 hours. If you don’t digest food well enough prior to an activity, you can end up with a stomachache and cramping. This often occurs because blood (which plays a key role in digestion) is shunted to your arms and legs during activity, thereby slowing down the digestive process. Therefore, if you only have an hour to fuel yourself, it would probably be best to stick with a liquid carbohydrate/ protein shake. Liquids are processed faster than solid foods and will provide the energy you need in a shorter timeframe. Keep in mind, we’re not talking about those ice cream-based shakes from fast food restaurants. We’re talking about a sports nutrition shake that is designed for active individuals and athletes. If you want something lighter, a traditional sports drink would be a viable option as well. There are a number of products on the market in each category, so do some taste-testing to see which ones work best for you. Question: What are your thoughts on cheat meals, especially for those that are diligent with their daily eating? Answer: It’s an interesting question, but the answer really depends on how you define diligent. For those that follow consistent patterns of clean eating—meaning they follow a regimented diet of whole grains, fruits, vegetables, lean proteins, and healthy fats—I have no problem with a cheat meal here and there. Again, it just comes down to frequency. I happen to think that having a cheat meal or splurging a bit is just part of living a healthy and happy life. But you also have to realize that it doesn’t take much to throw you off track if your focus is on attaining or maintaining a healthy weight. Therefore, it may be wise to increase your physical activity for a day or two before and after the meal. This will help to compensate for the calorie load and may make you more at ease with your decision. And be mindful of your other meals as well, so that your one cheat meal doesn’t turn into two or three. Enjoy!! Question: I see a bunch of guys wearing weight belts in the gym. Should I be wearing one too? Answer: Generally speaking, there’s no need to wear a weight belt when strength training. This practice became quite popular in the 80’s and 90’s, and now you can find plenty of people that simply won’t lift without them. Don’t be one of them! In actuality, lifting consistently with a weight belt can weaken your lower back and abdominal muscles over time, so most of us should be leaving it at home. There are certain instances when a weight belt may be useful however, including maximal lifts for things like squats, deadlifts, and overhead presses. But when you move on to exercises like rowing, bench presses, and other more standard lifts, take it off and toss it aside! For more information go to www.anytimefitness.com.

2400 Golf Road Pewaukee, WI 53072 (262) 524-2771 www.lifecare-hospitals.com © 2012 Healogics, Inc. All Rights Reserved

FEBRUARY 2016 MHL 11

Which May Affect Your Sleep:

FIBER, PROTEIN, SUGAR, OR SATURATED FAT?

A NEW STUDY FINDS THREE OF THESE INFLUENCE SLEEP QUALITY.

Nutrition Action Healthletter “It is well-established� that getting too little sleep night after night can lead to weight gain and eventually obesity, says Marie-Pierre St-Onge. That’s been demonstrated in adults and children. People who sleep too little consume more calories, especially from snacks, she says. But what about the converse? Does what we eat affect the quality of our sleep even when we get enough shut-eye? “Interestingly,� St-Onge notes, this has received much less attention from researchers. So she and her colleagues at the New York Obesity Research Center at Columbia University set out to provide some answers. volunteering to sleep in a lab They recruited 26 healthy, normal-weight men and women, average age of 35, to spend 5 days and nights in a research facility where their sleep was closely monitored. For the first four days, the researchers fed the participants a healthy diet that contained just enough food to match their calorie needs. On the fifth day, the men and women were given $25 each to go out and buy whatever food they wanted and bring it back to the lab where it was measured and recorded. The results? On the fifth day when they could eat what they wanted, the participants consumed more calories than they needed and that night they slept just as long as they had on the earlier nights. However, it took them 12 more minutes to fall asleep that fifth night. In fact, a third of them who didn’t have a problem falling asleep during the first four nights didn’t fall asleep for at least 30 minutes on the fifth night, which would be a sign of insomnia if this persisted over time. And what about fiber, protein, sugar, or saturated fat? The more fiber in the food they ate, the deeper and more restorative their sleep. The more saturated fat they ate, on the other hand, the lighter and less restorative their sleep. And the more sugar and other carbohydrates they consumed, the more likely they were to awaken in the middle of the night. How much protein they consumed didn’t matter to the quality of their sleep. This isn’t the final word and more research is needed, of course. But it does suggest, Marie-Pierre St-Onge points out, that “diet-based recommendations may be warranted for those who suffer from sleep disorders.� For more information please visit www.NutritionAction.com. 1220 L Street, NW, Suite 300, Washington, DC 20005 .

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AN ACTIVE HEART IS A HEALTHY HEART

Free Advertising If you own a small business and can’t afford advertising, we have a solution for you. We are looking for people to deliver MHL to 10-15 places once a month in exchange for advertising space in this paper. It takes approximately 1-2 hours to make these drop offs and we will select the distribution points to be in your area.

The stresses and challenges of taking care of someone day in and day out, not to mention all the other crazy things life sends our way, can tax even the strongest of hearts. That’s why American Heart Month is such an important observance for us. Call for details. 414-659-6705 For example, did you know that heart disease causes approximately one woman’s death every minute? It’s important to maintain a healthy lifestyle and diet to sustain a healthy heart. In addition, according to Dr. Carolyn Clevenger, president of the Gerontological Advanced Practice Nurses Association, people who remain active throughout their lives, experience a shorter decline at the end of their lives. Family Caregivers may use some of the following techniques to keep seniors active and engaged: 01. Stimulate the mind by doing a puzzle a day. Cards and other games are additional ideas. 02. Older adults who are homebound or in care communities can still give back. Suggest your loved one be a greeter at church. If they sew or knit, they can make blankets for the animal shelter or baby hats for the local hospital. 03. Share a meal. Make plans to eat a meal regularly with your senior loved ) ! * + ! , - . . / one. If you’re not able, suggest they dine with friends at a local senior center. 0 -- / 1 2 / One of the biggest risks to a senior’s overall health is poor diet. Diet and companionship go hand-in-hand. “When you eat with others, appetite is better and ! emotional well-being is improved,� said Dr. Clevenger. At Home Instead Senior Care of Mil ! "# waukee, we work with families to meet $ %&'( the care needs of each individual – whether recovering from a heart attack, living with congestive heart failure, or

simply needing a little extra help to continue living independently. For more information, call us at 414-882-5464.

FEBRUARY 2016 MHL 13

WELL BEING

14 MHL FEBRUARY 2016

WHAT A PAIN IN THE…FOOT! By Wendy Halfpap, LMT Many people suffer from pain on the soles of their feet, which is commonly a symptom of a condition called plantar fasciitis. Plantar fasciitis is the overuse or the wearing of the connective tissue of the plantar surface of the foot, which can result in a burning pain, muscle weakness and micro tears at the heel. The tissue becomes inflamed, has poor circulation and gets very thick in chronic cases, if not treated. In general, athletes or persons over the age of 40 are more prone to getting plantar fasciitis due to years of wear and tear on their feet. The plantar fascia attaches to the bottom of the heel and merges into the arch. It functions as a bowstring during the mid-stance phase of walking or movement. The same function occurs when standing up on your toes with weight bearing on the top bones or metatarsals of the foot. This condition can occur from excessive inward rotation, also referred to as supination or being flat-footed, with the force being put on the inner arch. It may also occur from walking on the outside of your foot, otherwise called pronation, putting stress on the outer region and Achilles tendon. The fascia in most cases may feel very thick, hard or gritty. Activities such as dancing, running on hard surfaces, standing for long periods of time, overtraining or improper form can cause this condition. Some factors that may predispose you to plantar fasciitis are weight gain, especially during pregnancy, tight calf and shin muscles, or footwear that is too flexible, stiff or simply not giving you enough arch support. Massage therapy is recommended, and can reduce pain and improve tissue health after only a few treatments. The treatment itself involves more than just the feet. Structures surrounding the feet are addressed first. A specific muscle called the tibialis anterior attaches just below and to the right of the knee, runs along the side of the tibia, crosses the ankle and ends again to the inner arch. If this muscle is tight, it will start to tug and pull on both the foot and the knee at the attachment points. Trigger point therapy is used on the shin to trace the pain to its source by locating any hyperirritable spots that are tender to the touch and to release them while stabilizing the arch of the foot. It’s also important to reduce spasms in the lower leg by focusing on the Achilles tendon using direct compression and moderate to deep pressure until it releases. Then massage is applied directly to the plantar surface of the foot, slowly starting at the heel and working up into the arch to break up and soften the restrictions in the fascia, and to reduce the sensitivity that causes the pain. Finally tension is relieved in the shortened calf muscles, which allows them to relax and lengthen, and no longer puts pressure on the Achilles tendon. Plantar fasciitis may have a slow onset, and it progressively gets worse if not treated. Massage therapy can help with lasting results and benefits. A client’s testimonial speaks volumes: “This is my seventh year working here as safety manager. This is my first day back at work since my massage last Friday, and it’s the very first day I have EVER walked around, doing my job PAIN FREE!” So let’s give our feet the attention they deserve and keep moving. Wendy Halfpap is a licensed massage therapist and partner at Active Body Wellness LLC, 10620 N. Port Washington Road in Mequon. She graduated from Lakeside School of Massage Therapy in 2007. Wendy is also level II trained in CranioSacral Therapy®. Please visit www.activebodywellness.massagetherapy.com for more information or call 414.721.6942 for an appointment. Rob Reader has been a full-time massage therapist since 2005. He has worked on headline performers at Summerfest and professional wrestlers, and is the official massage therapist of the Milwaukee Ballet since 2006. He currently works in Mequon at Active Body Wellness LLC, 909 W Mequon rd. For more information, call 414.721.6942 or visit activebodywellness.massagetherapy.com. Active Body Wellness offers holistic pain relief through several different types of massage. These include swedish massage, deep tissue, hot and cold stone massage, therapeutic massage, Muscle Release Therapy® and Craniosacral Therapy®. Our goal is to have you pain free within as short of time possible through soft tissue manipulation.

Do you have the “wintertime blues”? You could be suffering from Seasonal Affective Disorder (S.A.D.) For over 15 years, our Sunrise 10,000 light therapy desk top fixture has been helping those suffering with S.A.D. Just 30-45 minutes of daily use has been proven effective in up to 85% of diagnosed cases. Visit our website for more information. Badger Lite has a wide selection of full spectrum bulbs and tubes for any fixture. Don’t let the fall and winter get you down... Brighten up with healthy, invigorating light!

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Call Rob Reader, L.M.T., official massage therapist of the Milwaukee Ballet or Wendy Halfpap, L.M.T., integrative massage specialist at 414-721-6942.

FEBRUARY 2016 MHL 15

Real People. Real Weight Loss.ÂŽ tops.org

Helping Millions Take Off Pounds SensiblyÂŽ Since 1948.

What Do YOU Have To Lose? • 1RQSUR¿W • Low cost • Proven effective

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SUPER BOWL SWAPS

FOR A BIG GAME WITH LITTLE REGRET WITH A LITTLE STRATEGY, MAKE SENSIBLE SWAPS FOR HEALTHIER GAME-DAY EATING THAT’S EASIER ON YOUR WAISTLINE. The Super Bowl is almost here and many will throw parties to cheer for their favorite team. For some, the food, not the game, is the highlight of the event. Though you’re more likely to consume additional calories throughout the game, you can still come up with a game plan for victory. With a little strategy, make sensible swaps for healthier game-day eating that’s easier on your waistline. The following diversionary tactics provide the “feel� of snacking, but cut down on the penalties suffered later.

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• Lighten nachos with reduced-fat cheese and baked chips. Or skip the chips entirely and serve crunchy finger foods like carrot sticks, snap peas, and celery.

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Dr. William Dunbar, President of Midwest College

• Make a pot of vegetarian chili or use ground turkey instead of ground beef. • Order pizza without the cheese and/or opt for extra veggies instead of meat. • Pop low-fat microwave popcorn and set it out in small bowls for easy portion

control.

• Opt for baked pretzels rather than fried chips.• Replace a cheese tray with fruit or pita chips and hummus.

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• Replace sour cream in dips with Greek yogurt. Black bean and corn salsa also makes a filling, lower-calorie dip. You’re likely to spend at least three hours on the couch during the excitement. Instead of a half-time huddle around the buffet, add some physical activity by tossing around a football outside. Or keep the fun indoors by challenging guests to a round of active video games, like dance, tennis, or volleyball. TOPS Club Inc.ÂŽ (Take Off Pounds SensiblyÂŽ) is the original weight-loss support and wellness education organization. Founded more than 65 years ago, TOPS is the only nonprofit, noncommercial weight-loss organization of its kind. TOPS promotes successful weight management with a “Real People. Real Weight Loss.ÂŽâ€? philosophy that combines support from others at weekly chapter meetings, healthy eating, regular exercise and wellness information. TOPS has about 150,000 members – male and female, age seven and older – in thousands of chapters throughout the United States and Canada. Visitors are welcome to attend their first TOPS meeting free of charge. Membership is affordable at just $32 per year in the U.S. and $36 per year in Canada, plus nominal chapter fees. To find a local chapter, view www.tops.org or call (800) 9328677.

Redifning Health

NO MORE EXCUSES: REDEFINING SELF-CARE AS A CORE VALUE By Kalpana (Rose) M. Kumar, M.D. During the winter it is not uncommon to hear patient’s tell me it is too cold to exercise. They promise me when the weather improves they will exercise to restore their health. Upon the arrival of spring and summer, their excuse is ‘busyness’, stress or hot weather. Their excuses contribute to their ill health. When it comes to healthy or clean eating, many patients tell me their reason for not eating clean is their children’s refusal to eat the foods that foster health. They justify their unhealthy choices and lack of self-care with excuses. We are ultimately responsible for our and our children’s well-being. Our healthy or unhealthy choices imprint and mentor our children in how they will live and play a critical role in their future health and/or illness. The epidemic of ADD and ADHD upon us is partly due to our malaise for not wanting to be conscious of what ingredients in our foods cause illness, both physical and mental. Numerous studies have shown associations between ADD/ADHD and processed foods containing sugar, food colorings and caffeine. Over the past two decades, these foods have led to an epidemic of chronic illnesses at a level never before seen in our history. Adults have a misconception that cooking wholesome food takes too much time, that stopping at a fast food restaurant or zapping a ready-made processed frozen dinner in the microwave constitutes a nutritionally sound meal. Cooking wholesome foods is not only essential for our health; it is the most efficient way to reduce health care costs. It brings our families together around the dinner table and can even heal the loneliness and isolation that plagues our society today. The small act of a shared meal can restore and revitalize our family’s health, reduce stress and nurture intimacy. In all other parts of the world (except ours) food is known to be central to health. We need to redefine health from the inside out where food, exercise and self-care are all forms of medicine and are the only way we can heal our lives. Locally grown, organic, clean foods are readily available in our society. They are rich in antioxidants and free of pesticides and chemicals that cause most of our diseases today. They need to become our primary method for restoring our health and preventing illness. We have all the healthcare data, cost savings research and scientific evidence showing that self-care lowers the incidence of illness and reduces health care costs. Rather than waiting for an external fix to remedy the runaway costs of health care, we can choose healthy lifestyles and reduce our use of the modern health care system. This system is designed for ‘damage control’ that occurs as a result of our poor lifestyle choices. Damage control or sick-care is frightening and expensive and can decrease our mortality but it does so at the cost of our quality of life. Conscious self-care reduces our chances of needing sick-care. Consumers drive the market. Healthy consumers can reduce the cost of health care. This will significantly help our country’s economy. We are all responsible for our choices. Our choices affect the health of our country. We need to make self-care a core value and nurture our health without any more excuses. Ultimately, we are what we eat and our health and vitality is directly dependent upon how we choose to live each day. Making self-care a priority is a choice that will elevate our self-worth, restore health to our families and help our country’s economy. We can no longer make excuses to not take care of ourselves. The quality of our life depends on it. Orig ©2012, ©Feb2016, Kalpana (Rose) M. Kumar M.D., CEO and Medical Director of The Ommani Center for Integrative Medicine, Pewaukee, WI Dr. Kumar is accepting new patients; call our office to schedule at 262.695.5311. www. ommanicenter.com Author of Becoming Real: Reclaiming Your Health in Midlife. 2011,2014 Medial Press FEBRUARY 2016 MHL 17

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ADVICE FROM A STRANGER We could learn a lot from crayons. Some are sharp, some are pretty and some are dull.

A wise teacher, when explaining stress management to an audience, raised a glass of water and asked, “How heavy is this glass of water?â€? Answers called out ranged from 20g to 500g. The lecturer replied, “The absolute weight doesn’t matter. It depends on how long you try to hold it. If I hold it for a minute, that’s not a problem. If I hold it for an hour, I’ll have an ache in my right arm. If I hold it for a day, you’ll have to call an ambulance. In each case, it’s the same weight, but the longer I hold it, the heavier it becomes.â€? He continued, “And that’s the way it is with stress management. If we carry our burdens all the time, sooner or later, as the burden becomes increasingly heavy, we won’t be able to carry on. As with the glass of water, you have to put it down for a while and rest before holding it again. When we’re refreshed, we can carry on with the burden. So, before you return home today, put the burden of work down. Don’t carry it around. You can pick it up tomorrow. Whatever burdens you are carrying now, let them down for a moment, if you can. Relax, pick them up later after you’ve rested. Life is short. Enjoy it while you can!â€? And then he shared some ways of dealing with the burdens of life: Accept that some days you’re the pigeon, and some days you’re the statue. Always keep your words soft and sweet, just in case you have to eat them. Always read stuff that will make you look good if you die in the middle of it. Drive carefully. It’s not only cars that can be recalled by their maker. If you can’t be kind, at least have the decency to be vague. If you lend someone $20 and never see that person again, it was probably worth it. Never put both feet in your mouth at the same time, because then you won’t have a leg to stand on. Nobody cares if you can’t dance well. Just get up and dance. Since it’s the early worm that gets eaten by the bird, sleep late. The second mouse gets the cheese. When everything’s coming your way, you’re in the wrong lane. Birthdays are good for you. The more you have, the longer you live. You may be only one person in the world, but you may also be the world to one person. Some mistakes are too much fun to only make once. We could learn a lot from crayons. Some are sharp, some are pretty and some are dull. Some have weird names, and all are different colors, but they all have to live in the same box. A truly happy person is one who can enjoy the scenery‌even a detour. Our Church For more information contact Unity In Milwaukee at 414-475-0105 or visit www. unitychurchinmilwaukee.org

What Can Reiki Do: • Help heal autoimmune disorders

Cindy Carlson Energy Healing/Reiki

• Help heal all types of cancer • Relieve anxiety and depression • Reduce chronic pain • Cope with life changes Love yourself today with Reiki Reiki is healing people and changing the world carlsonhealing.com • 414-758-0657 • ccarlson10@att.net ( 6LOYHU 6SULQJ 'ULYH 6XLWH :KLWHÀVK %D\ :,

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5 WAYS WOMEN CAN PROTECT THEIR HEARTS Heart disease accounts for one third of deaths of women. By Arlene Becker Just as women are different in build than men, so are their hearts different. However for years physicians seemed to feel that men were more prone to heart attacks than women, and often would not take symptoms of women’s heart problems seriously enough. Physicians’ attitudes, thankfully, have changed. The potential for women to have heart attacks is in many cases taken just as seriously as the potential for men. The statistics for women in this area are very serious. Heart disease accounts for one third of deaths of women. Forty-two percent of women who have heart disease die within one year as compared to twenty-four percent of men. Heart attacks of women under fifty are more likely to be fatal than those of men. Unfortunately the signs of a heart attack in a woman are more insidious than that of a man. There may be no elephant on my chest feeling that men often get. There may be no chest pain at all among many. Many symptoms are those of weakness that may mimic the flu. This makes diagnosing a woman’s heart attack so much more difficult. However there is a bright light in trying to get to the situation where your heart may be compromised. There are very simple things to do, though sometimes they may seem difficult tosome. DON’T SMOKE This may seem a simple thing to say not to do. Smoking fills your lungs with carbon monoxide and deprives your heart of much of the oxygen it needs to function fully. This is something to do cold turkey, not gradually. The good news is that after only five years of not smoking your risk drops to the same risk as one who has never smoked. LOOSE WEIGHT IF YOU ARE OVERWEIGHT There is nothing pleasing to your heart about being plump. Your heart has to work harder for every extra pound you are carrying around. Cut your calories. Deliberately eat smaller portions. Set an example for your children as well. Obese parents often foster obese children and in this case you are setting them up for a future of heart problems as well. Take your BMI (Body Mass) index, it should not be more than 25. EXERCISE, EXERCISE, EXERCISE You can never get too much of this wonderful prescription. Work out thirty to sixty minutes most days of the week. Studies show that even portioning out your thirty or sixty minutes by doing ten minute increments throughout the day can be beneficial. Pick up your workout pace. Start walking at whatever miles an hour you feel comfortable with and generally you’ll find you’ll want to walk faster. You don’t have to run as some people’s knees are negatively effected. You can start exercising at any age and at any time. Exercising will also help you loose weight in a healthy manner. If you’re a desk jockey, stand up and move for ten minutes periodically. People who work out also live longer. Find a hobby that makes you move, like tennis, baseball, volleyball, or basketball. Biking is also good exercise and swimming is great for your lungs too. EAT HEALTHILY AND WELL Many of us have a sweet tooth and it’s definitely hard to reshape our eating habits, but if we set out to eat as many healthy things a possible, perhaps it might drive our lust for sweets down. Stay out of fast food places. Eating healthy takes preparation HEART>>page 47

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CHILDRENS HEALTH

Kids deserve the best. That includes your primary care pediatrician. Children’s Hospital of Wisconsin has 19 primary care locations throughout Southeast Wisconsin, including Oak Creek Pediatrics. Our doctors are trained as pediatricians so they are experts in treating kids from birth through adolescence. And because our pediatricians are connected to the #4 pediatric hospital in the nation (according to Parents magazine), you’ll always know your child is in the very best hands. Oak Creek Pediatrics (414) 764-5726 8375 S. Howell Ave. Same-day appointments available Accepting new patients

Visit oakcreekpediatrics.com

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KIDS WITH SPECIAL NEEDS REAP THE SAME BENEFITS OF SUMMER CAMP Campers with special needs get to bond with others and develop lasting relationships.

22 MHL FEBRUARY 2016

Kids with special needs reap the same benefits of summer camp as any other child -- a chance to play, have fun, make new friends and explore nature. It’s a place where children and teens get a sense of acceptance and belonging, gain confidence and independence, and discover new interests. “It’s a new environment where they can get difference sensory experiences,” said Deon Franszczak, who organizes camping programs at the Milwaukee Center for Independence. “They gain new physical and emotional skills. They learn how to kayak, work as a team and build a fire. Campers experience challenges that will build character.” As importantly, she said, campers with special needs get to bond with others and develop lasting relationships. MCFI offers two types of camps for children and young adults with special needs – five weeks of day camp -- with one week especially for young people with autism – and three sessions of resident, or overnight, camp. Day camps are for those ages 12 to 30, and each 5-day session costs $300; this year, sessions will be held July 25 to 29, Aug. 1 to 5, Aug. 8 to 12, Aug. 15 to 19 (for campers with autism only), and Aug. 22 to 26. The campground is at Blue Lotus in Grafton, and the staff-to-camper ratio is 1 to 4. Overnight camps are for those ages 14 and older, and each session costs $325; the dates this year are July 6 to 9, July 11 to 14, July 16 to 19, and July 21 to 22. The campground is at Friendship Center in Dodgeville, and the staff-to-camper ratio is 1 to 3. Both styles of camp offer the same outdoor recreational experiences – fishing, kayaking, canoeing, hiking, horseback riding, rock climbing and, of course, spending time around a campfire. There are camping programs in Wisconsin where wheelchairs can be accommodated, said Franszczak, mentioning specifically Team Up with Families day camp. The Wil-O-Way Summer Day Camp Program, sponsored by Milwaukee County and staffed by Easter Seals Southeast Wisconsin, is designed for those who may otherwise not have an opportunity to experience camping and operates at two locations – on Milwaukee’s west and southeast side. Wisconsin Lions Camps are 5-day experiences for children with special needs, and there are sessions specifically for children who or deaf or hard of hearing, or blind or visually impaired. The 440-acre campsite is at its Retreat and Conference Center in Rosholt, in central Wisconsin. For more information on Milwaukee Center for Independence camping programs, visit www.mcfi.net or call (414) 937-2020.

Day and Family Camps at the Milwaukee County Zoo for infants to age 14

Choose from 34 different camps that include:

WITH SO MANY OPPORTUNITIES,

Why Not Camp? Camp is an experiential education like no other. Children and youth learn life lessons like independence, leadership, and self-confidence in an environment designed specifically for them. Camp is made up almost entirely of teachable moments. Through fun and hands-on experiences, campers have the opportunity to grow and develop the skills needed to be productive, successful adults. Camp is fundamental in the national discussion around the need for high-quality summer programs to keep students engaged in learning, and encourage them to develop new skills and previously unseen talents. Camp offers children the opportunity to form relationships with caring adults, helps them stay fit and active, and fosters creativity and innovation. Camp plays a strong role in reducing summer learning loss. In a speech given to Teachers College at Columbia University, US Secretary of Education, Arne Duncan, said “I don’t worry about the students that are going to summer camps. I worry about the millions of students who don’t have the resources to go to summer camps.” ACA is committed to providing a camp experience for every child. ACA’s camp community provides more than $39 million each year in camp scholarships, and with a camp at every price-point, there is a camp for every child.

• activities in the Zoo • topic-related learning projects • science experiments • age-appropriate games • tons of summer FUN!

Register soon; sessions fill quickly! To learn more and to register, go to zoosociety.org/Summer2016 or call 414-258-5058.

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Become a Zoo Pass member (zoopass.com) and receive a $10 discount per camp. 2706A6

Camp belongs in summer – acting as an equal opportunity life-changer and allowing everyone the opportunity to be successful, not just the A-student or the athlete. And, with a wide variety of offerings and programming, and a wide variety of prices, there is a camp ideally suited for every child. By visiting ACA’s family resource site, www.CampParents.org, families have access to information and guidance as they search for the perfect camp experience. ACA’s Find A Camp search allows families to look for a camp based on region, activity, cultural focus, budget, session length, and much more! In addition, families can follow ACA on Facebook and Twitter for helpful hints and camp information.

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FEBRUARY 2016 MHL 23

ZEN OUT

4 MUST HAVE ITEMS TO MAKE LIFE EASIER Samusung Galaxy S6 www.samsung.com Samsung launched the Galaxy S6 at Mobile World Congress in Barcelona on March 1, 2015, to refresh the Galaxy S5. There was not alot of comparables with the new model execept the shape and size.Alongside the S6 came the S6 edge, a variant of the S6 with identical specs, the screen is curved and wrapped around the sides of the device. The Galaxy S6 has the same sized 5.1inch screen and button placements, but is made of a solid metal frame with Gorilla Glass 4 on both that is giving the S6 a completely different look and feel. Last years model was contructed of mostly plastic. The Camera...Snap in 0.7 seconds. Change the way you take pictures just by double-tapping the home button. Turn selfies into groupies with a 120° wide-angle lens. Based on third party lab testing of the average camera launch time when activating the camera from the Home Screen by selecting the camera Icon or using the double tap shortcut. Results vary when camera launched from sleep mode and the lock screen.

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Altec Lansing bluetooth speaker www.alteclansing.com $99.99 The sound is great, played even in the rain. Also, I just had to test it out and see if the would actually float.... threw it in the river and as it was floating down the river the unit kept playing. Pulled it out of the water and let the vibration of the speaker clear the water out. It has great sound and a good battery. It is pretty loud for the size and has good bass. If you’re in the market for a wireless speaker, don’t hesitate to buy this one. You can take it in almost any environment and you won’t have to worry about it breaking. Altec Lansing is recognized as a leader in the audio market.

Energen Power Jumper P6 Myenergen.com $59.99

Otterbox Commuter Series www.otterbox.com $24.99 I work a job where phones can be damaged and wanted something that was a compromise between slimness and drop protection. There is an inner rubber layer that fits around the phone to cushion it from falls and then a hard plastic shell that snaps on over the rubber to offer another layer of reinforcement. There’s also a plastic screen protector. Even without the screen protector, the phone’s front has a bit of protection from accidental drops due to the raised edge of the case, which will prevent damage to the screen if the phone falls face-first on a flat surface (although using the included screen protector is the only thing that will offer some protection from smashing the glass into a pointed objects). The case’s fit is snug, and it adds just the perfect amount of bulk to the S6. The hard plastic shell is not as grippy as a fully rubber case, but my hands still get sufficient traction on the case to prevent it from slipping, and it doesn’t cling to my pants pocket when I put it in or take it out of my pocket.

I was a bit skeptical about this small device being able to jump-start my car, but sure enough I put the Energen jumper to the test and my car started right up without any issues. I chose the Energen over its competitors due to the listed amperage rating, which at 600 amps peak, is high enough to start even many diesel motors -- something that really sets this unit apart from the vast majority of its competitors. The best part is that the jumper can double as a phone charger (with the USB port). It’s basically like having a power outlet you can bring with you on a plane, car ride or anywhere else really. It doesn’t take up too much space and works like a charm. It has a very durable battery with solid construction and a small travel case, perfect to throw in your trunk without taking up tons of space It also comes with every laptop plug imaginable, iPhone and android splitter, car charger and wall charger along with a very bright flashlight with standard SOS and hazard blinker setting. It has a charge indicator to prevent overcharging and to let you know when it’s ready. It charges in just a few hours. The size alone makes it very appealing.

SENIOR HEALTH AND LIVING

FEBRUARY 2016 MHL 25

What’s Happening at Chai Point‌

Thursday, February 4, at 1:30 pm Vision Forward presents “Seeing Better in 2016,� offering tips to help maintain eye health and new products to enhance vision. Monday, February 8, at 2:45 pm Rabbi Steven Adams continues “Jewish History Journey at Chai Point� with Judaism through the first millennium CE: Later Rabbis & Gaonim: Gemarah & Talmud; and Monday, February 22, at 2:45 pm, with Diaspora Jewry-Ashkenaz & Sepharad: Kehillot, Maimonides & Rashi. Tuesday, February 10, at 3 pm Cate Miller, local foodie and owner of Cate’s Kitchen, stirs up a delicious soup in her program “From Soup to Nuts.� This demonstration is the first in a series featuring Milwaukee culinary professionals.

Tuesday, February 16, at 3 pm Professor Mark Keane presents the interactive program, “Draw Along with Frank Lloyd Wright.� This lecture kicks off the “Designs of Our Lives� series, focusing on the appreciation of design and how it has enhanced our daily living. Thursday, February 18, at 1:30 pm Concert pianist Zoya Makhlina Goldenberg performs classical, contemporary and jazz selections, including the music of Chopin and Mendelssohn. Friday, February 26, at 1:30 pm The Latin-Klezmer fusion band Klezmer Libre plays a variety of genres including traditional Eastern-European Klezmer, Latin, contemporary and classical.

Free parking is available under the Jewish Home and Care Center at 1414 N. Prospect Ave.

1400 North Prospect Avenue, Milwaukee ÂŞ r XXX DIBJQPJOU PSH 26 MHL FEBRUARY 2016

DIABETES IN OLDER PEOPLE A Disease You Can Manage

Diabetes is a serious disease. People get diabetes when their blood glucose level, sometimes called blood sugar, is too high. Diabetes can lead to dangerous health problems, such as having a heart attack or a stroke. The good news is that there are things you can do to take control of diabetes and prevent its problems. And, if you are worried about getting diabetes, there are things you can do to lower your risk. What is Diabetes? Our bodies change the food we eat into glucose. Insulin helps turn glucose into energy that “fuels” our cells. If you have diabetes, your body does not make insulin, does not use insulin the right way, or both. That means there is too much glucose in the blood. Doctors who specialize in taking care of people with diabetes are called endocrinologists. Managing Diabetes When you have diabetes, your body does not use or make insulin properly. Your doctor may prescribe pills, insulin, other injectable medicines, or a combination of these to help control your blood glucose levels. Insulin can be taken by shots/injections, with an insulin pump, or even inhaled. In addition, you can keep control of your diabetes by: •Tracking your glucose levels.Very high glucose levels or very low glucose levels (called hypoglycemia) are dangerous health emergencies. Talk to your doctor about how can checkhealthwise your glucose levels1at3/23/12 home. 11:18 AM Page 1 final 1/2you pg bridgeway ad_Layout

•Making healthy food choices. Learn how different foods affect your glucose levels. Think about foods you like that will also help you lose weight. Let your doctor know if you want help with meal planning. •Getting exercise. Daily exercise can help improve glucose levels in older people with diabetes. Ask your doctor to help you plan an exercise program. •Keeping track of how you are doing. Talk to your doctor about how well your diabetes care plan is working. Make sure you know how often you need to check your glucose levels. Your doctor may want you to see other health care providers who can help you manage some of the extra problems caused by diabetes. He or she can also give you a schedule for tests you may need. Talk to your doctor about what you can do to stay healthy. Here are some things to keep in mind: •Have yearly eye exams. Finding and treating eye problems early may keep your eyes healthy. •Check your kidneys yearly. Diabetes can be hard on your kidneys. A urine and blood test will show if your kidneys are okay. •Get flu shots and a pneumonia vaccine. A yearly flu shot will help keep you healthy. If you’re over 65, make sure you have had a pneumonia shot. Talk with your doctor to see if you should get another one. •Check your cholesterol. At least once a year, get a blood test to check your cholesterol as well as your triglyceride levels. High levels may increase your risk for heart problems. •Care for your teeth and gums. Your teeth and gums need to be checked by a dentist to avoid serious problems twice a year. •Find out your average blood glucose level. At least twice a year, get a blood test called the A1C test. The result will tell you your average glucose level for the past 2 to 3 months. •Protect your skin. Keep your skin clean and use skin softeners for dryness. Take care of minor cuts and bruises to prevent infections. •Look at your feet. Take time to look at your feet every day for any red patches. If you have sores, blisters, breaks in the skin, infections, or build-up of calluses see your doctor. Your doctor may also tell you to see a foot doctor called a podiatrist. •Watch your blood pressure. Get your blood pressure checked regularly. Medicare Can Help Medicare will pay to help you learn how to care for your diabetes. It will also pay for some diabetes tests, supplies, special shoes, foot exams, eye tests, and help with meal planning. For more information about what Medicare covers, call 1-800-MEDICARE (1800-633-4227) or visit their website, www.medicare.gov/Health/Diabetes.asp.

Bridge Way: Transitional Care at Clement Manor “Your bridge between hospital and home”

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“Senior Moments”

THE MEMORY ISSUE Surveys show that if you are concerned about memory loss it is most likely due to a stressful time, aging, illness or distraction. Where are my keys? Did I buy what I actually stopped at the store for? What day is it? Remember the days when you never asked these questions because “senior moments” were not part of the normal day. If you are reading this article because you are concerned about your ability to recall, you may not have to worry. Surveys show that if you are concerned about memory loss it is most likely due to a stressful time, aging, illness or distraction. However, those who do not worry about memory loss are more likely to be suffering from dementia. According to a John Hopkins Special Report on age-associated memory impairment there are a number of things you can do to improve the chances of keeping your

memory sharp. 1. Stay mentally active – learn something new, volunteer, do crossword puzzles, read. 2. Stay physically active – exercise increases the blood flow to the brain resulting in clear thinking. Walking or an exercise program for 30 minutes a few days a week is all it takes. 3. Rule out other causes of memory loss – check with your doctor memory loss could be due to a medication, hearing loss, depression, thyroid dysfunction, vitamin deficiency or stress which are all treatable. 4. Do not smoke – smokers over age 65 are 3.7 times more likely to experience mental decline. 5. Limit alcohol consumption – experts recommend no more than one drink a day for women and two per day for men. 6. Place commonly lost items in the same spot – get into the habit of putting your keys, glasses or other important items in the same location every time. 7. Write things down – keep a to do list and add numbers or important dates as necessary. 8. Say words out loud – hearing can increase recall. Repeating a persons name right away can help you remember. ..“Hello Mary, it is nice to meet you”. 9. Group items using mnemonics – which is a technique used to enhance memory. Associate what you are trying to remember with something that is familiar or paint a mental picture until you see it clearly. Try to alphabetize a list or put it to song. 10. Use memory aids – notepads, cell phone alarms and voice recorders can all assist in keeping track of important information. 11. Use visual images – to remember a name create a story and picture the person acting out their name. Mrs. Baker could be making a batch of cookies. 12. Stop worrying – Concentrate and relax. Use a deep breathing or muscle relaxing technique to keep the stress and anxiety levels low so you can think clearly. Age associated memory loss is common and is not necessarily a sign of a serious neurologic disorder. See your doctor with any ongoing concerns you may have. Build the above suggestions into your day and create an atmosphere for creative thinking, learning and activity. The more you challenge your mind the sharper it will remain. Tudor Oaks Retirement Community encourages you to design your retirement to keep your mind healthy and clear. Join us on July 15th at 2:00pm to learn how you can Maximize Your Memory. Call 414-525-6500 for reservation and location information.

Assisted Living & Memory Care

No one wants At Tudor Oaks, to leave home, butknow everyoneshe’s wants you live at Tudor Oaks. intogood hands. Tudor Oaks residents At Tudor Oaks, our residents thrive are our largest source in a community that features: of referrals.

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S77 W12929 McShane Drive, Muskego, WI 53150

414-529-0100 www.TudorOaks.net Tudor Oaks Senior Living Community is owned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior housing and healthcare since 1930.

FEBRUARY 2016 MHL 29

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CapTel Captioned Telephone is designed exclusively for individuals with hearing loss and is funded and regulated by the FCC 30 MHL FEBRUARY 2016

All about noise:

YOUR GUIDE ON PREVENTING EARING DAMAGE We live in a noisy world. Sounds constantly surround us, and sometimes loud environments are unavoidable. Although hearing loss is a natural part of aging, exposure to loud noises can also cause hearing damage. Often it is difficult to determine if a noise volume is harmful or not. Here is what you need to know about sound to help prevent hearing damage: Deciphering decibels Sound is measured in units called decibels, which is determined by intensity levels. The scale starts at zero, which is near to total silence. This is the weakest sound that our ears can hear. A normal whisper is measured at 30 decibels (dB) and average conversation volume is 60 decibels. The scale runs to over 180 dB, which is the noise at which a rocket pad is launched. An increase in 10 dB means that sound is 10 times more powerful to your ears, and as a result, potentially 10 times more harmful. Here are some examples of common sounds and their corresponding decibel measures: Humming of a refrigerator: 45 dB. Moderate rainfall: 50 dB. Dishwasher: 60 dB. City traffic: 85 dB. Lawnmower: 90 dB. Chainsaw: 100 dB. How loud is too loud? Hearing loss caused by noise can happen a number of ways. It can be one time exposure such as a loud explosion, or it can happen gradually, like a person who works with power tools on a daily basis. Sounds of less than 75 decibels are generally safe and should not cause hearing loss. However, anything measured about 85 dB can cause hearing loss, especially with repeated exposure, according to the National Institute on Deafness and other Communication Disorders. The louder the sound, the shorter amount of time it takes to damage hearing. But exposure over long periods of time can also cause damage. Some activities that involve loud noises include hunting, use of power tools, working with heavy machinery, playing in a band or attending loud concerts, etc. Anyone who is exposed to loud noise may be at a potential risk for hearing loss. How to protect your hearing If an environment with questionably harmful sound is unavoidable, you should wear hearing protection. Examples include earplugs and earmuffs. Earplugs fit in the outer ear canal. They can be purchased at your local drugstore. However, they also can be custom made, which is the preferred method for utmost safety. With customfit earplugs, the earplug fits more snugly in your ear and offers greater protection. Earmuffs fit over the entire ear to form an air seal blocking the entire circumference of the ear canal. Earmuffs are held in place by an adjustable band. According to the American Hearing Research Foundation, fitted earplugs or earmuffs can reduce noise by 15 to 30 dB. If you anticipate being in a loud environment, be sure to protect yourself with equipment. Tips to minimize risks Though sound can be measured and the scale is extremely helpful, the best way to determine if a sound is dangerous is constantly being aware of your body’s responses. Here are some tips to knowing if a sound could potentially be harmful to you: You can hear a buzzing or ringing sound in your ears. You have to raise your voice to an unnatural volume to be heard. The noise hurts your ears. The sound is so loud it vibrates. If you are exposed to any of these noises, be sure to take precautions: put on earplugs or earmuffs, turn down the sound if you can or simply walk away. The more proactive you are about noise, the less chance you will be at risk for hearing loss. For more information visit captel.com.

FEBRUARY 2016 MHL 31

Adult Day Care Centers FINDING THE BEST CENTER FOR YOUR NEEDS With life expectancy continuing to rise, more and more of us need assistance as we age. While there are many different types of senior care available, adult day care centers are designed for older adults who can no longer manage independently, or who are isolated and lonely. Sometimes family members or primary caregivers may feel reluctant to use adult day care services because they are unfamiliar, or because a loved one is hesitant to try something new. However, a well-run adult day care center can benefit both the senior and the caregiver. Participants can benefit from socializing with others and receiving needed care services. Caregivers can benefit by getting a break from caregiving duties while knowing that a loved one is in good hands. What is an adult day care center? Adult day care is a planned program of activities designed to promote well-being though social and health related services. Adult day care centers operate during daytime hours, Monday through Friday, in a safe, supportive, cheerful environment. Nutritious meals that accommodate special diets are typically included, along with an afternoon snack. Adult day care centers can be public or private, non-profit or for-profit. The intent of an adult day center is primarily two-fold: To provide older adults an opportunity to get out of the house and receive both mental and social stimulation. To give caregivers a much-needed break in which to attend to personal needs, or simply rest and relax. Regulation of adult day care centers According to the National Adult Day Services Association (NADSA), there are currently more than 4,600 adult day care centers nationwide. Each state provides different regulations for the operation of adult day care centers, although NADSA offers some overall guidelines in its Standards and Guidelines for Adult Day Care. NADSA recommends a minimum staff-to-participant ratio of one to six. This ratio can be even smaller, depending upon the level of participant impairment. If a program serves a large proportion of participants with dementia, for example, the ratio of staff to participants should be closer to one to four. Staffing of adult day care centers Though each adult day care center is staffed according to the needs of its participants, most programs operate with: Activity staff, usually an activity director and assistants. Program assistants who aid with personal care. A social worker. A registered nurse or licensed practical nurse.

32 MHL FEBRUARY 2016

Seniors Living Life!

A center director. Centers that serve a large number of participants may also employ a driver, secretary, and accountant. Source: NADSA Adult day care center vs. adult day health care A social adult day care center differs from adult day health care, which usually requires a health assessment by a physician before someone is admitted into the program. Adult day health centers, which typically use the term “Adult Day Health Care” (ADHC) in their names, often provide physical, occupational, and speech therapy, and are usually staffed with an RN and other health professionals. A third type of day care provides social and health services specifically for seniors with Alzheimer’s or a related type of dementia. apy, and are usually staffed with an RN and other health professionals. A third type of day care provides social and health services specifically for seniors with Alzheimer’s or a related type of dementia. Services provided by adult day care centers A well-run adult day care center’s goals will focus on enriching the participants’ lives, building upon their skills, knowledge, and unique abilities and strengths. Below are some of the activities that may be available: Arts and crafts. Musical entertainment and sing-a-longs. Mental stimulation games such as BINGO. Stretching or other gentle exercise. Discussion groups (books, films, current events). Holiday and birthday celebrations. Local outings. Some centers offer programs that include children. The Friendship Center in California, for example, developed The GOLD Project. Older adults are encouraged to visit local classrooms and share their life experiences with the children, educating and enlivening both groups in the process. The Center also has an “Adventuresome Aging” program for people with early stage Alzheimer’s disease, to help them remain engaged and active in the community. Besides recreational activities, some adult day care centers provide transportation to and from the center, social services including counseling and support groups for caregivers, and health support services such as blood pressure monitoring and vision screening. Benefits of adult day care Almost Family, an adult day care center provider in both the U.S. and Canada, summarizes the benefits well: “Adult day care offers a win/win situation for everyone in the family—not only the client or member who attends the program, but also for the family member who has primary responsibility as caregiver. Adult day care provides a much-needed respite for the caregiver, affording a break from the physical demands and stress of providing round-the-clock care.” For the participant, an adult day care center’s benefits can be extensive: a safe, secure environment in which to spend the day enjoyable and educational activities improvement in mental and physical health enhanced or maintained level of independence socialization and peer support nutritious meals and snacks Is an adult day care center right for me? Good candidates for adult day care centers are seniors who: Can benefit from the friendship and functional assistance a day care center offers. May be physically or cognitively challenged but do not require 24-hour supervision. Are in the early stages of Alzheimer’s disease. Are mobile, with the possible assistance of a cane, walker or wheelchair. Are continent (in most cases). When to opt for an adult day care center As a senior, it can be challenging to admit that you need help, especially if you’ve been a highly independent person used to caring for others all your life. And if you’re the caregiver, it may be equally difficult to consider allowing “strangers” to care for your beloved family member. As with any service, the best time to start exploring what’s available is before you actually need it. According to ElderCare Online, you should seriously consider using adult day care when a senior: Can no longer structure his or her own daily activities. Is isolated and desires companionship. Can’t be safely left alone at home. Lives with someone who works outside the home or who is frequently away from home for other reasons. Finding the right adult day center for your family’s needs

East Terrace Apartments of Waukesha 801 North East Ave Waukesha, WI 53186 262-544-9757

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FEBRUARY 2016 MHL 33

Exceptional Living... .. Exceptional People

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OPPORTUNITY

By Bob Trotter Just about every minute, a woman dies of heart disease. But the majority of these deaths are avoidable. That’s why Social Security encourages you to participate in National Wear Red Day on February 5, which aims to raise awareness about preventing heart disease and stroke among women. Social Security plays an important role in many women’s lives — nearly 60 percent of people receiving Social Security benefits are women. Social Security provides important financial assistance to women in times of need, including a sudden illness or an injury leading to disability. While many illnesses and injuries are difficult or impossible to prevent, there are steps that women can take to help prevent some health issues, so that they can live longer and healthier lives. According to the American Heart Association, “heart disease is the number one killer of women, causing one in three deaths each year.” But the American Heart Association reports that this is 80 percent preventable with education and lifestyle changes. Changes in diet and exercise can help prevent these events, along with obtaining preventative healthcare such as cholesterol checks. You can take part in raising awareness about this women’s health issue by wearing red on February 5 to show your support. You can also learn more about heart disease and stroke prevention by visiting www.goredforwomen.org. Raising awareness about women’s health issues is important to improving quality of life for all women. Social Security is also committed to addressing the unique concerns that women may face in obtaining Social Security benefits, whether they’re

Respite Stays Skilled Nursing Services Alzheimer’s/Dementia Care Physical, Occupational, and Speech Therapy Services www.exceptionallivingcenters.com

PREVENT>>page 39

ANTHEM DONATES $5,000 TO INTERFAITH OLDER ADULT PROGRAMS Interfaith Older Adult Programs accepted a $5,000 donation from Anthem Blue Cross Blue Shield that will benefit six Milwaukee-area senior centers and the various activities and programs each center offers for participants age 50 and up. The donation will be split among the Clinton & Bernice Rose, McGovern Park, Washington Park, and Wilson senior centers in Milwaukee; the Kelly senior center in Cudahy; and the Hart Park senior center in Wauwatosa. Interfaith manages the dayto-day operations of all six centers. “It’s also important as an organization to have corporate friends. Those corporations that value what we do, value the services we provide, value the way we enrich the lives of our participants and support us for that. … And it’s for that kind of friend today that we’re particularly excited to welcome and introduce to you a brand new friend in Anthem Blue Cross Blue Shield. We are delighted for their new financial support of our senior center programs,” said Janet McMahon, Senior Director of Program Operations for Interfaith. Each senior center offers social, educational, fitness and recreational opportunities for adults over the age of 50 in Milwaukee County. Adults come together to share skills and talents, learn, have fun, enjoy nutritious meals and celebrate life. Centers are open from 8:30 a.m. to 4:30 pm, Monday through Friday. “Interfaith, as well as the [senior centers], are right in the heart of what we’re trying to do as an organization,” said Leon Lamoreaux, Anthem BCBS Medicaid Plan President. Additional funding for senior centers comes from the Milwaukee County Department on Aging, with the exception of Hart Park senior center, which is funded by the City of Wauwatosa. For senior center location information, activity guides and dining menus, visit interfaithmilw.org/seniorcenters.

FEBRUARY 2016 MHL 35

INDEPENDENT SENIOR COMMUNITY OFFERS...

Peace of Mind

36 MHL FEBRUARY 2016

When seniors move into an independent living community they usually find a lot in common with their new neighbors. The tie that binds so many of them is a phrase heard all too often. “I should have done this sooner.” When Mary Whalen’s daughter suggested that she think about moving to a senior community, her reaction was extremely normal. “I really didn’t think I needed it,” She said. “I had lots of friends and I was active. It never occurred to me.” Like many seniors, Mary would have put off the decision if it wasn’t for her daughter. “You just get comfortable in your atmosphere. If my daughter hadn’t talked to me, I wouldn’t have done anything.” Seniors often have the same reaction and wait years to make a move or don’t even begin to look into their options. Making a decision about retirement communities can be a confusing and difficult decision. However, putting it off can be a costly mistake both physically and financially. Most often a senior’s declining health thrusts families into scrambling for a solution. Parents’ fear of becoming a burden to their children and the children’s rush to find the best setting for their parents is very stressful and overwhelming for everyone. “I started thinking about what would happen if my friends move or if something happened to them,” Mary said. “I knew I shouldn’t be dependent on them or what others were doing.” She wanted to take matters into her own hands and began her search for an independent living community. The further she got in the process, the more eye opening it was for her. “I started meeting people and felt at home. I realized these people were like me. We laughed at the same things and did the same things.” Now, about a year after moving to Milwaukee Catholic Home, Mary describes her daughter’s suggestion as a blessing in disguise. “I’m still young enough to be active. I can participate in more activities, walk around the neighborhood, and go on outings.” Mary says she didn’t expect what the greatest thing moving to an independent living community brought her. Peace of mind. “I feel so safe now, which I never even realized I was feeling unsafe before the move.”

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FINANCIAL ADVISOR SAYS THE TIME TO PLAN IS NOW It wasn’t long ago that most Americans had a secure three-legged stool on which to rest their retirement concerns – a well-funded Social Security system, substantial corporate pensions with retiree health benefits and, ideally, a strong personal savings rate. Nowadays, however, pensions aren’t what they used to be; they’ve been largely replaced by employer-sponsored plans such as a 401(k), 403(b) or 457, the reliability of which is yet to be proven. Social Security, which was never meant to be a sole income provider during retirement, is often said to be vulnerable for future generations. Alarmingly, only 53 percent of the civilian workforce contributes to or participates in a retirement plan, according to the U.S. Bureau of Labor Statistics, with subsets like the private industry at just 48 percent. And, according to the Transamerica Center for Retirement Studies, 36 percent of baby boomers plan to rely on Social Security as their primary source of income. “All is not lost; however, whether you’re retired, soon-to-be retired or planning on it a few decades in advance, your best move is to do something about it now,” says Marc Sarner, president of Wake Up Financial and Insurance Services Inc. (www. wakeupretirement.net). While there are many clear factors to consider when planning for retirement – such as when to draw Social Security benefits and the possibility of long-term medical care – Sarner summarizes five variables you may be overlooking. • You may need a housing plan – or two. Between 2005 and 2007, U.S. home values spiked drastically in value, but shortly thereafter plummeted. Fluctuations in the housing market could impact your retirement income strategy. Your home may not provide the backup retirement income you have anticipated, Sarner says. Looking ahead, the rate of house appreciation is likely to revert closer to the long-term norms (pre-2006) of 0.75 to 1 percent per year over the rate of inflation – not double-digit annual increases, according to the Urban Land Institute. • Consider the potential impact of inflation. Inflation can be experienced a little differently when you retire because you’ll likely spend money proportionately on different things. For retirees, the tendency is to spend money on things that experience a higher rate of inflation. For instance, health care, which has an inflation rate of about 8 percent – is currently two to three times greater than the overall inflation rate. • Reconsider your goals. The distribution of retirement income differs from accumulation because, once retired, you may no longer have the timeline to help you recover from the impact of a down market. You can’t control what the markets will do, or when they will do it, Sarner says. The occurrence of a market downturn, such as in the first few years of retirement, can have an impact on how long retirement assets may last. One helpful strategy is to combine growth opportunity with reliable income sources. • Understand taxes in retirement. Many pre-retirees think that when they retire their taxes will be less because they are no longer working. However, many of my clients pay more taxes in retirement then while they were working. Shocking? It’s true. The house is paid off, you have no dependents and have less write offs. Throw in your pension and Social Security income, plus RMD income from IRAs and 401ks, and now you have a real taxation problem. Proper planning can help elevate this future tax liability. About Marc Sarner As president of Wake Up Financial and Insurance Services, Inc. (www.wakeupretirement.net) for nearly two decades.

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ACHIEVING A HEALTHY BODY:

Tips To Help Us Keep Moving And Feeling Great! By Angela English D.C. What I have learned in my career as a Chiropractor thus far, is that accidents and injuries can happen to anyone. What are different in these injuries are the severity and the rate of healing after these injuries occur. Having a body that is working efficiently, with minimal stress, creates a very strong foundation that is needed if and when injuries happen. To get your body working efficiently is actually quite simple, with getting active being top on the list. Physical activity is what helps our bodies function and makes it easier for our bodies to do the processes that they need to do. But it is important to know what to do and to do things correctly. Here are some proven steps that can help you achieve a strong body and are easy enough for anyone to start doing on their own. First thing in any type of health concern is to find out how your body is working at its current state. There are several different ways to find out were you are depending on your problem and the goal of where you want to be. If your goal is to get more physically fit or tone, then the first step would likely be to a personal trainer, or getting a physical at your primary doctor. Depending on what is in your health history and any symptoms you may be having, it would be a good idea to get the appropriate blood work done. Knowing the foundation of how your body is working will dictate how well you will achieve your goals of a healthy body. This is often an overlooked step, but can be key to your success. If you are suffering from an injury or have an injury in the past, it is very important to work with a personal trainer to

help you strengthen the injured area and to make sure that exercise is done correctly to prevent a reoccurrence of the injury. Personal trainers are great for keeping you motivated to reach your goals. The next step now that you know how your body is working and you are exercising regularly, is to eat right. It is important to give your body what it needs to build strength. Eating Twinkies and drinking soda all day will ensure that all your hard work and time was well wasted. Learn how to give your body what it needs and how to curb cravings by meeting with a nutritional counselor, dietician or a naturopathic physician. You need to make sure that your body has the ability to break down the food and absorb all the nutrients. Even if you eat relatively healthy already, these health professionals can teach you life long habits that can add years of happiness to your life. Now that you are on your way to feeling great, you need to get a strong support system. If you have a family, take steps at home to incorporate the things that you have learned into your daily routine. Introduce more healthy home cooked meals. Healthy food can taste fantastic and are usually only a turn off to kids if you announce that they are full of vegetables and nutrition. Start adding more active activities to your nights and weekends. Take walks, go for bike rides, take more active vacations, start a neighbor hood softball game with your neighbors. Be creative and do what makes you and your family happy. It is much easier to stay focused and on the right path if you are not the only person that is making the effort. Other things to think about are how you handle stress. This means mental, chemical or physical stress. Mental stress can be handled through talking to a counselor or psychologist, or just finding ways to deal with your stress through yoga or mediation. Chemical stress can be anything toxic in your environment: new carpeting, pets, dust, smoke, and medications are just a few examples. It may be worth while to get a home inspection to test the air and water quality to see if there are things that can be done to your home to eradicate allergens and other chemical stressors. Sometimes the solution can be as easy as getting your ducts cleaned, adding a water filtration system, eating organic and natural foods or adding plants to your home. Physical stress can be anything from sleeping on an improper mattress or pillow, not using ergonomics, poor postural habits, and past injuries. Health professionals such as Chiropractors, Massage Therapists, and Physical Therapist are just a few examples of professionals that can help eliminate physical stress from your daily routine. You work your body hard each and every day and it is important that we give it a chance to rejuvenate and work at its best. Achieving a healthy body can seem overwhelming sometimes. Once you take the first step by gaining the knowledge of knowing where you are at presently, the following steps are easy to incorporate.

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“HEART & SOUL” FOR VALENTINE’S DAY Rev. Joe Jagodensky, SDS Mention February 14 and instantly think of “heart.” The saint’s day points to the organ that propels all of our blood back forth. Interesting. Why is not our feet honored this loving day because it was the feet that swallowed our anxieties to approach our spouse of fifty-sum years. I think that our arms would look good on a Hallmark card. The arms that holds an infant and consoles a teenager and then listens to the now-adult who says that his four year marriage is over. I think the eyes have it for it is the eyes that first attracts us to that person across the room - that friend of a friend, that neighbor two houses down, that bosses’ son that catches. Yes, the eyes catch. If I had my say I’d hold out for the eyes as the bodily emblem for this yearly day. The rest may play an important part but, well, the eyes have it. All these years later, I’ve been proven wrong. The heart wins, always. A broken heart, a heart of dreams, heart of gold or a lasting heart is what 2/14 is all about. Each day we take this wonderful organ for granted until the beating either increases or its opposite. The first is the signal of romance and the second is a visit to the ER. Tests have proven that petting cats can reduce your blood pressure so the gesture is not only kind to your pet but helpful toward your continuing life. But this is all physical stuff. What about that invisible but acknowledged part of our bodies that we know is there but can’t locate? Our soul. Is it below the bellybutton or in the upper chest area, I don’t know. If 2/14 has to be the heart, then so be it. All those Valentine cards are already printed but the soul tests the heart’s judgment. Heart beats are remembered for romance but also trouble, school tests, medical tests, pending bills, a daughter’s promised call, a quiet night, the movie villain who finally gets his. So our heart rates are situational or circumstantial which is great; we all either love or hate it. The soul’s job is to test the heart’s beats. The soul says, “Let’s hold off on this for a while” before those steps step you closer to meeting her. The soul says, “Let’s rely on patience before the doctor’s announcement” and you becoming a patient. The soul says, “Don’t scold your son for something he already knows” when your heart wants to let him have it. I guess you could say the soul is the referee to the heart’s impulses. The heart awakens to the life’s wonders, beauties and fears. The mild soul tempers the rapid beating heart in conversations within ourselves. We know where the heart lives. We’re not sure where the soul resides but we’re glad that we have one and that it keeps our heart rhythms in check. Rev. Joe Jagodensky, SDS. is director of communications, Alexian Village of Milwaukee

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PREVENT<<page 35

seeking benefits for health or other reasons. Women may face different situations than men throughout their lives that can affect their need for benefits. For instance, women are more likely than men to outlive their spouse. Working women earn less on average than men do. Women are more likely to be stay-at-home parents or spouses. All of these circumstances can cause women to have different Social Security needs than men have. In order to address these concerns in one place, we have a website designed for women that provides pertinent information to women regarding Social Security’s services. This website includes information that may be particularly useful to working women, women who receive Social Security benefits, brides, new mothers, wives, divorced women, caregivers, and widows. Our website for women provides information on retirement, survivors, disability, and Supplemental Security Income benefits. You can visit our website for women at www.socialsecurity.gov/people/women. FEBRUARY 2016 MHL 39

NIH STUDY FINDS CALORIE RESTRICTION LOWERS SOME RISK FACTORS FOR AGE-RELATED DISEASES Two-year Trial Did Not Produce Expected Metabolic Changes, But Influenced Other Life Span Markers A National Institutes of Health-supported study provides some of the first clues about the impact of sustained calorie restriction in adults. Results from a two-year clinical trial show calorie restriction in normal-weight and moderately overweight people did not have some metabolic effects found in laboratory animal studies. However, the researchers found calorie restriction modified risk factors for age-related diseases and influenced indicators associated with longer life span, such as blood pressure, cholesterol, and insulin resistance. The study was reported in the September, 2015 issue of Journal of Gerontology: Medical Sciences. Calorie restriction is a reduction in calorie intake without deprivation of essential nutrients. It has been shown to increase longevity and delay the progression of a number of age-related diseases in multiple animal studies. Called Comprehensive Assessment of Long-term Effects of Reducing Intake of Energy (CALERIE), the randomized trial was funded by the National Institute on Aging (NIA) and the National Institute of Diabetes and Digestive and Kidney Diseases, both part of NIH. It was conducted at Washington University in St. Louis, Louisiana State University’s Pennington Biomedical Research Center in Baton Rouge, and Tufts University in Boston. The study coordinating center was at Duke University in Durham, North Carolina. CALERIE was designed to test the effects of calorie restriction on resting metabolic rate (after adjusting for weight loss) and body temperature, which are diminished in many laboratory animal studies and have been proposed to contribute to its effects on longevity. “The study found that this calorie restriction intervention did not produce significant effects on the pre-specified primary metabolic endpoints, but it did modify several risk factors for age-related diseases. It is encouraging to find positive effects when

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we test interventions that might affect diseases and declines associated with advancing age,” notes NIA Director Richard J. Hodes, M.D. “However, we need to learn much more about the health consequences of this type of intervention in healthy people before considering dietary recommendations. In the meantime, we do know that exercise and maintaining a healthy weight and diet can contribute to healthy aging.” In laboratory animals, calorie restriction’s favorable effects on life span have generally been found when it is begun in youth or early middle age. An equivalent trial in people would take Sdvv#rq#|rxu#zlvgrp decades. However, shorter trials can determine feasibility, safety and effects on quality of life, disease risk factors, predictors of life span and effects on mechanisms influenced by calorie rewr#wkh qh{w#jhqhudwlrq striction in laboratory animal studies. CALERIE was a two-year randomized controlled trial in 218 young and middle-aged healthy normal-weight and moderately overweight men and women Li#|rxġuh#88./#yroxqwhhu# to measure these outcomes in a calorie restriction group, compared with a control group who dw#d#PSV#hohphqwdu|# maintained their regular diets. vfkrro#iru#mxvw#<3# The calorie restriction participants were given weight targets of 15.5 percent weight loss in plqxwhv#rqfh#d#zhhn# the first year, followed by weight stability over the second year. This target was the weight loss dqg#vhh#d#fklog#vxffhhg1 expected to be achieved by reducing calorie intake by 25 percent below one’s regular intake at the fdoo=#+747,#553#0#;986# start of the study. The calorie restriction group lost an average of 10 percent of their body weight Iru#pruh# hpdlo=#wxwruClqwhuidlwkploz1ruj# in the first year, and maintained this weight over the second year. Though weight loss fell short ylvlw=#zzz1lqwhuidlwkploz1ruj lqirupdwlrq= of the target, it is the largest sustained weight loss reported in any dietary trial in non-obese people. The participants achieved substantially less calorie restriction (12 percent) than the trial’s 25-percent goal, but maintained calorie restriction over the entire two-year period. www.cardinalcapital.us The control group’s weight and calorie intake were stable over the period. The study found a temporary effect on resting metabolic rate, Independent Residences Serving The Needs Of Our Communities which was not significant at the end of the study, and no effect on body temperature. Although the expected metabolic effects were not found, calorie restriction significantly lowered several predictors of cardiovascular disease compared to the control group, decreasing average blood pressure by 4 percent and total cholesterol by 6 percent. Levels of HDL (“good”) cholesterol were increased. Calorie restriction caused a 47-percent reduction in levels of C-reactive protein, an inflammatory factor linked to cardiovascular disease. It also markedly decreased insulin resistance, which is an indicator of diabetes risk. T3, a marker of thyroid hormone activity, decreased in the calorie restriction group by more than 20 percent, while remaining within the normal range. This is of interest since some studies suggest that lower thyroid activity may be associated with longer life span. Our apartment home The study also assessed calorie restriction’s effects on mood (particularly hungercommunities provide a related symptoms) and found no adverse effects. No increased risk of serious adverse caring staff, friendly clinical events was reported. However, a few participants developed transient anemia and greater-than-expected decreases in bone denneighbors, & plenty of sity given their degree of weight loss, reinforcing the importance of clinical monitoring comforts of home. during calorie restriction. “The CALERIE results are quite intriguing. They show that this degree of sustained Cardinal Capital Management calorie restriction can influence disease risk factors and possible predictors of longevity is committed to equal in healthy, non-obese people. It will be imhousing opportunity & portant to learn how calorie restriction at this we fully comply with the level affects these factors despite the lack of Federal Fair Housing Act the predicted metabolic effects,” said Evan Hadley, M.D, director of NIA’s Division of Geriatrics and Clinical Gerontology and an author of the paper. “Since this group already had low risk factor levels at the start of the study, it’s important to find out whether these further reductions would yield additional long-term benefits. It also would be useful to discover if calorie restriction over longer periods has additional effects on predictors of health in old age, and compare its effects with exercise-induced weight loss.” FEBRUARY 2016 MHL 41

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SAVING FOR RETIREMENT: WHAT YOU CAN DO

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> Start now. It’s never too early or too late to start setting aside money for your retirement. The younger you are when you begin, the more time you have to save and the more your money can grow over time. Time can also provide a cushion that might help your savings to recover from dips in the investment markets (like stocks and mutual funds), which occur from time to time. > Take part in the retirement plan at work. Sign up for your employer’s retirement plan as soon as possible. More and more employers are automatically enrolling workers in their 401(k) plans unless the worker makes a clear choice not to sign up (sometimes called “opting out”). If possible, put in the maximum allowed each year—or as close as you can get. Your employer might also match part of your contributions. Try to take advantage of these matching contributions. Ask your Personnel or HR (Human Resources) representative how your company’s plan works. Also, talk with the professionals who manage your firm’s 401(k) for advice. If your employer doesn’t offer a retirement plan, ask if the organization can start one. > Make the most of your other retirement-saving options. Consider putting money in more than one retirement-saving plan. That is especially important if your employer doesn’t offer one. Some kinds of plans could help you to save, and some can help to lower or defer (put off) your taxes. For example, you might contribute regularly to an individual retirement account or IRA, which you can open at a bank or through a broker or mutual fund. One type of IRA, a Roth IRA, allows you, the investor, to earn dividends (income) tax-free, with some restrictions, and to withdraw the money during retirement without paying Federal income taxes. You might set up an annuity (a contract between you and an insurance company). An annuity pays you income on a regular schedule, such as monthly, quarterly, or yearly, after a certain age. To learn more, see the resources listed in “For More Information.” > Figure out how much you’ll need. If you’re like the average person, you’ll probably need at least 70 percent of your annual pre-retirement income to maintain your standard of living after you retire, possibly more. Resources are available to help you calculate what you might need. For example, one useful online tool, www.choosetosave.org/ballpark, will help you estimate how much you’ll need. The introduction and FAQs on that website can help you get started. Other calculators to help you plan can be found at www.choosetosave.org/calculators. Remember to plan for health care and other costs, which likely will go up in the years to come, as well as for unexpected expenses or changes in the economy. > Set specific goals. Plan to save a certain amount—even if it’s small—each week or month. For example, you might set a goal to invest at least $250 a month in your employer-sponsored retirement plan, or you might put $25 a week into another savings plan. > Keep an eye on your investments. Get to know how your retirement plans work, how your money is invested, and what fees are charged. Review your investments at least once a year. Remember that it’s best to think about your investments over time, rather than reacting to ups and downs in investment markets. As you near retirement, you might also consider shifting your money from more risky investments like stocks to usually less risky investments like bonds. A bond is less risky because it is like an IOU, but it does carry some risk. You give money to a government or company, and they promise to pay it back with interest after a certain number of years. You may also have heard about target-date funds, also known as life-cycle accounts, available in some 401(k) plans. These plans automatically shift your investments based on the date you expect to start using your retirement funds. They may not be for everyone. Information about different types of investments is available on the Securities and Exchange Commission website at www.sec.gov/investor/pubs/begininvest.htm. SAVE<<page 47

42 MHL FEBRUARY 2016

Get Sociable!

Get Sociable!

A number of early studies found that people who are involved in hobbies and other social and leisure pursuits may be at lower risk for (and less likely to develop) some health problems, including dementia. Research shows that people who are sociable, generous, and goal-oriented may be happier and less depressed than other people. Sitting at home alone could help explain why Melvin is not feeling like himself. Volunteering might help Melvin feel better. According to researchers, older adults who participate in what they believe are meaningful activities, like volunteering in their communities, say they feel healthier and happier. For example, older adult volunteers from an urban community worked approximately 15 hours a week in their neighborhood public elementary schools, in a special program designed to improve children’s school success. Researchers learned that the older volunteers increased their cognitive, social, and physical activity levels. Participants also reported feeling personal satisfaction from the experience. Although more research is needed, researchers think that over the long term the participants may have decreased their risk for disability, dependency, and dementia in later life. Many causes need help from volunteers. For example, groups that help homeless people need volunteers to serve meals or organize clothing donations. The USO needs people to send care packages to soldiers stationed overseas. Animal shelters need help caring for dogs and cats. Senior groups need aides to help people with disabilities run their errands. The list goes on. Researchers have found that older adults, like Maria, who take part in these types of activities often do so to make a difference in their communities and feel good about what they are doing. But, there are plenty of other options for places to volunteer or be socially active. Where you look to find these opportunities might depend on what you are interested in doing. The following are some examples of social and productive activities you might like: Volunteering at a library, hospital, or other community health facility Joining a senior center Playing cards and other games with your friends Going to the theater, a movie, or a sporting event Traveling with a group of older adults, perhaps a retiree group Visiting friends and family Trying different restaurant Gardening in your backyard or at a community park Organizing a park clean-up through your local recreation center Taking a cooking class Singing in a choral group Joining a local theater troupe Forming or joining a book club Going dancing Taking a group exercise class Playing a musical instrument, learning a new instrument Joining a group interested in a hobby like knitting or wood carving Getting a part-time job Everyone has different limits to the amount of time he or she can spend on social or other activities. What is perfect for one person might be too much for another. Ted may cut back his volunteer hours and find that doing a little less is just right for him. His friend Rasheed may feel that doing two activities—a monthly book club and tutoring once a week in the high school—is enough.

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AM I MY PARENT’S KEEPER Adult children need to start talking with their parents about their options, preferences and wishes as their parents age and before there is a crisis. Many people make the mistake of describing the aging process as “coming full circle,” as if the older community requires the same level of care giving and decision making by a loved one just like that of a child. This comparison is not accurate. Children do not have a lifetime of experiences that developed their choices and preferences. Children do not have a base of comparison and have not been responsible for themselves and others in the same way an adult has been. While some seniors may become the responsibility of their children and may require assistance with basic tasks, they have earned the right to be treated with dignity, respect and to have their wishes honored and implemented. As adult children, we are our parents’ keepers. We must remember that one day we, too, will age and may need assistance from our children. So when does one begin to plan to be the best “keeper” possible? Now. Adult children need to start talking with their parents about their options, preferences and wishes as their parents age and before there is a crisis. One never knows when it may be too late to ask the very important questions. One of the most important steps in pre-planning is to complete a Power of Attorney (POA) for Health Care. This POA allows the older individual to designate a person they trust to make decisions regarding their health and medical care when they are no longer able to make those decisions. By starting this conversation with loved ones, basic wishes are revealed and should be documented for the “keeper” to honor. While many older individuals often focus on health issues, another critical topic is housing. Important decision making includes the desire to remain in their own home, move to assisted living, or identify if there is a preference for a certain group home or nursing home in which they would like to reside if needed. As the baby boomer population ages, there are many new facilities under development which offer a combination of services in one location. Deerwood Crossing, an affordable housing apartment complex in Brown Deer, is a 66-unit independent living facility with an “assisted living overlay” for individuals over the age of 55. This means that as a person’s needs change, the services selected will be provided in your apartment – you truly age in place. Planning and discussing options for housing, does not mean that your loved one will ever need to move from their home, but having a plan in place is vital to respecting and honoring our parents’ wishes. Here is a check list of some things that should be completed with a parent who is still active and able to make his/her wishes clear and known: Power of Attorney for Health Care Power of Attorney for Finances List of important things and where they are kept (checkbook, will/trust documents, important paperwork, extra keys, safety deposit box) Options for housing, if parent is unable to live independently. List of current medications, physicians, allergies or other medical concerns. Parent wishes/opinions about experimental treatments. Quality of Life Issues discussion (how they want to spend their day, what they like and don’t like to eat.) While some questions can seem painful or difficult to raise, it is always better to know the wishes of your parents in advance than to assume what we want is what they would want for themselves. Gina Botshetin is Vice President of Older Adult Services at JFS, which is a partner in serving the community with Deerwood Crossing.

How To Overcome An Unlucky Time In History To Retire Financial Advisor: Wake Up & Check Your Portfolio In At Least 5 Areas The “Greatest Generation” experienced the burgeoning of government and corporate pension and health-care plans post-World War II, but baby boomers and later generations are facing the severe compromise of those benefits. While thousands of boomers reach retirement age every day, they will continue to take on more responsibility for providing income for their essential living expenses, such as housing, food and health care, says Marc Sarner, president of Wake Up Financial and Insurance Services Inc. (www.wakeupretirement.net). “The changing landscape of retirement financing has the vast majority of baby boomers concerned, yet millions fail to ever meet with a professional to review their portfolio,” he says. “I would recommend reviewing your plan immediately – preferably with a professional.” Sarner suggests five areas to keep in mind while reconsidering your retirement plan. • Plan for a long life. In 1935, when the Social Security Act was passed, 65-year old beneficiaries received payouts for an average of 12 to 15 years. Now, however, a couple aged 65 has a 70 percent chance that at least one of them will live to 85 – which can mean providing for 20 years or more of income once you qualify for Social Security benefits. More importantly, Social Security is not intended to be a retiree’s sole form of income. • Health care expenses may increase. The longer you live, the more likely you’ll experience chronic health conditions such as diabetes, arthritis and/or heart disease, according to the Centers for Disease Control and Prevention. While some credit goes to more active, health-conscious and smoke-free lifestyles, it may be safe to say that today’s retirees owe their longer lifespans to prescription drugs and medical advances. And as we all know, health care can be expensive. In 2011, 74 percent of American employees had not considered a plan to cover health care expenses in retirement, according to a survey by Sun Life Financial Unretirement. • Plan for long-term care assistance. With a longer life comes the greater likelihood of needing assisted living or long-term care. For a couple, this kind of care can be costly and is important to consider when developing a long-term care strategy. Medicare pays for acute care, not long-term residency. Medicaid pays for long-term care, but requires that you “spend down” your assets before coverage kicks in. Individuals who delay buying long-term coverage may be considered high risk and may be denied coverage or charged higher premiums. • Better understand Social Security benefits. The age in which you elect to receive Social Security benefits may be the most important factor in this area. Delaying benefits as long as you can will increase the monthly amount you receive. However, spousal benefits may factor into your retirement in a big way. Once you reach full retirement age, you may claim either your own benefit or a derivative (up to 50 percent) of your spouse’s benefit – whichever is higher. When it comes to Social Security benefits for spouses, the determining factors are the length of marriage, work history and the age of both spouses. • Appreciate the role of insurance products and strategies in retirement. The transition to individuals having more responsibility of their retirement savings isn’t the only thing that has changed in the 21st century. The closer you get to retirement, or once you’ve made the decision to retire, it is prudent to start limiting your downside exposure in exchange for upside potential as you transition to the income distribution phase. Consider allocating your assets not just among securities and fixed income instruments, but also among different types of products, such as annuities and life insurance. For these products, it is extremely advantageous to speak with a financial professional. “Now that we are nearing the end of the year, planning for conversion from existing IRAs to Roth IRAs is a topic of conversation,” Sarner says. “We help our clients discover the best ways to convert without paying the full tax on the conversion. The deadline is approaching and being proactive is critical.” About Marc Sarner As president of Wake Up Financial and Insurance Services, Inc. (www.wakeupretirement.net) for nearly two decades, Marc Sarner provides retirement solutions for retirees and pre-retirees that focus on reducing taxes, increasing income and managing risks. He earned his Bachelor of Business Administration from California Polytechnic State University. FEBRUARY 2016 MHL 45

A LASTING WAY TO SHOW YOUR LOVE THIS VALENTINE’S DAY By Bob Trotter Social Security Public Affairs Specialist in Milwaukee, WI There are traditional ways to show your love on Valentine’s Day. You can buy a card that expresses your true feelings and give it to someone you care about. There are also heart-shaped boxes of assorted chocolates and bouquets of roses. A powerful and lasting way to express your love is to show that you care about a family member or friend’s future. Everyone you love probably wants to enjoy retirement once they decide to stop working. Preparing for that future takes planning and careful thought about when and how you want to do it. Social Security is a safety net that keeps millions of elderly Americans out of poverty. At www.socialsecurity.gov/planners/retire we have valuable resources that you can access 24 hours a day from the comfort of your home. There, you can:

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Startin

$585

VMP Manor Park • 3023 S. 84th Street • Milwaukee, WI 53227 • (414) 607-4100 VMP Trinity • 7300 W. Dean Road • Milwaukee, WI 53223 • (414) 371-7316

Assisted Living • Private room with bathroom/kitchen • On-site rehabilitation • Medical staff available 24/7 • 3 wholesome meals/day • RN manager & social workers with extensive case management background • Now accepting Family Care at VMP Trinity

Rehabilitation Therapy Physical • OccuPatiOnal • sPeech

Rehabilitation can assist patients in regaining their highest level of functioning. Therapy and care plans are tailored to meet patients goals and surgeon recommendations. We’ll help you regain mobility and improve your quality of life so you can return home safely.

• Keep track of your earnings and verify them every year; • Get an estimate of your future benefits if you are still working; • Get a letter with proof of your benefits if you currently receive them; and • Manage your benefits: o Change your address; o Start or change your direct deposit; o Get a replacement Medicare card; and o Get a replacement SSA-1099 or SSA-1042S for tax season. Showing your love might also take the form of letting a family member know when a realistic retirement date might be. Our online Estimator offers an instant and tailored estimate of your future Social Security benefits based on your earnings record. You can plug in different anticipated yearly earnings to discover different retirement options and learn how your benefits could increase if you work longer. Give the Retirement Estimator a try today at www.socialsecurity.gov/estimator. As you can see, love comes in many forms. Helping someone prepare for retirement will improve the overall quality of their life for years. Spread the love, and let everyone know that Social Security is available 24 hours a day at www.socialsecurity.gov.

Fall in love with life on the lake, AND OUR EXCEPTIONAL SAVINGS! PROUDLY OFFERING:

• Assisted Living • Award-winning Memory Care • Lifestyle360 Activities Program • Restaurant-style fine dining

Assisted Living Savings - up to $900!* Stop in for a tour and learn more.

N168 W22022 Main Street Jackson, WI 53037

262-993-2838 VMPcares.com 46 MHL FEBRUARY 2016

www.JacksonCrossings.com Pet Friendly

©2015 Five Star Quality Care, Inc.

SAVE<<page 42

> Find ways to save more. Try to find a few ways to lower your weekly or monthly expenses. Can you reduce your cell phone costs or other monthly expenses? Bring your lunch to work instead of eating out every day? Carpool so commuting costs less? Saving this “found” money can help you build your retirement nest egg over time. Some people find it helpful to put a part of any salary increase directly into their retirement-saving plan. > Be realistic. Make a plan at which you can succeed. Start by saving an

amount of money you are comfortable with. It’s better to have realistic goals— even if they’re smaller than you’d hope—than to set goals you can’t reach and later give up. > Be wary of investing too much in one company’s stock. Put your money in different kinds of investments (such as American stocks, international stocks, bonds, or real estate) and avoid putting too much of your money in the stock of any one fund or company, including the company you work for. If your employer invests matching retirement money

in company stock, think about moving some of that money to other kinds of investments, if possible. > Look ahead. If you retire early and receive reduced Social Security benefits, be aware that there are other possible consequences. For example, if you are married, survivor benefits for your spouse also will be reduced if you began receiving Social Security benefits early. Also, consider buying long-term care insurance or other forms of coverage for uncovered medical expenses.

v1_new health ad 4.75x3.qxp

> Be prepared for change. A sudden change in health, the death of your spouse, divorce, a stock market decline, or a job layoff could dramatically affect your household’s financial picture. Whether you’re close to retirement or not, having enough savings available can help you and your family weather these unexpected changes. Try hard to avoid using your retirement savings or permanently withdrawing money from your retirement accounts before you retire, unless absolutely needed.

2/22/2010

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HEART<<page 20

and willpower. Read labels. Avoid buying anything with the ingredients partially hydrogenated and with trans fats. Limit things made with white flour. Eat brown rice or wild instead of white rice. Try to aim for five to ten servings of vegetables and fruits a day. Treat yourself in a different way, make fruit salads or homemade smoothies with fresh berries, bananas, and other fruits. In winter make yourself soups of vegetables and fruits. Go nuts for nuts, walnuts and almonds top the list. Dribble olive oil over salads and avoid commercial dressings. Mix flax seed into your oatmeal, which itself is a great thing to eat. Eat skinned chicken. Eat beans and peas. KEEP YOUR BLOOD PRESSURE AND CHOLESTEROL UNDER CONTROL The figures change here, but 120/80 seems to be the new tops for blood pressure, and under 200 for cholesterol. Cholesterol screenings are broken down into figures for LDL, or what is known as the destructive element and HDL, the positive element. While LDL figures are affected by what you eat, but also by genetics, the HDL levels can actually be raised by exercise. The ‘good’ HDL levels can mitigate the negative LDL levels. Here again exercise reigns triumphant. To promote heart health in women all five of the Elite Sports Clubs are offering a “Change of Heart” exercise class and fundraiser. According to Jan Bauman, Group Exercise Director at Elite Sports Club-Brookfield,“the event will be held at all of our five Elite Sports Clubs on Sunday afternoon, February 8th, from 11am-1pm, with heart pumping healthy workouts. Exercising is so important to women for continued heart health. All participants will also receive a Ten Steps to a Heart Healthy Life magnet, red dress pins, a change of heart water bottle, and a subscription to SELF magazine.” To participate in Elite Sport’s Clubs’ Change of Heart event contact any of the five Elite Sports Clubs or go to www.eliteclubs.com/heart

LIFE. CHANGING. Maintain your independence with reliable in-home assistance from NHS Home Care. NHS Home Care provides personal care and help with daily tasks to help you stay in control of your well-being, your household, and your future. Let s talk about the resources available to you today!

(414) 937-2030 www.mcfi.net �

ng i s u o H r o i Sen e l b a d r o f Af partments 1 Bedroom A vided igerator pro Stove & Refr s /Social Room Community ms Laundry Roo uty Shop Library, Bea n Site al Worker O Nurse & Soci Buildings d Accessible Handicappe ies & Fun Activit Educational rking Off street Pa ty Allowance cluded/Utili Electricity In

(Income Restrictions Apply)

River Park I & II

Willow Park Apartments

414-961-1696

262-548-9786

1600-1700 east River Park Court Shorewood, WI 53211

1001 Delafield St. Waukesha, WI 53188

FEBRUARY 2016 MHL 47

A hearing device like no other The hearing aid everyone is talking about. ReSound LiNX™ is different. Really different. The first (and only) hearing aid that gives you more of every listening situation. And you will hear an amazing difference with the microscopic cutting-edge sound processor inside. It makes traditional hearing aids a thing of the past.

As seen in...

“New smartphone apps that link to hearing aids are helping people with impaired hearing to pump up the volume on their devices or to use them as headphones to stream phone calls, YouTube videos and music.” - Reuters

“The technology melds hearing aids with popular consumer products, with the hopes of lessening the stigma associated with wearing hearing devices.” - Minneapolis Star Tribune

“Users adjust everything from the volume to the bass and treble in each ear on the ReSound Smart app, which means no more fiddling around with a giant device on your head.” - New York Daily News

COME TO SPECIAL COME TOOUR OUR SPECIAL SEPTEMBER EVENT FEBRUARY EVENT • Free consultation • Free hearing aid care kit with purchases made during event • Free demonstration of ReSound LiNX • Free 2-week, no-risk trial

Call us today to schedule your appointment—space is limited!

Call (414) 203-2844 ©2014 The GN ReSound Group, all rights reserved. Apple, iPad, iPhone and iPod touch are trademarks of Apple Inc, registered in the U.S. and other countries. ReSound LiNX is compatible with iPhone 5s, iPhone 5c, iPhone 5, iPad Air, iPad (4th generation), iPad mini with Retina display, iPad mini, and iPod touch (5th generation) using iOS 7.X or later.

48 MHL FEBRUARY 2016

4818 S. 76th Street • Suite 3 Greenfield, WI 53220 www.midwestaudiology.net Doug Kloss, Au.D.

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