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MHL Your Guide To Healthy Aging

modern health and living lifestyle | November 2013 - December 2013

lifestyle

“I can see fine . . .”

Keep an eye on . . .

Symptoms

Are you certain, or are you risking your ability to see life to the fullest —now & in the future?

Contact an eye care specialist for an evaluation if you experience any of the following concerns or have risk factors: ■ Loss of vision

■ Flashes of light

"Oftentimes, when I tell a patient that they have a serious eye condition like glaucoma or macular degeneration, they'll respond with 'But, I can see fine' or 'I haven't noticed anything wrong with my eyes,'" reports Dr. Mark Freedman, a partner at Eye Care Specialists, an ophthalmology practice that has overseen the care of 121,000+ area residents. "Unfortunately, whether the person is in denial, just didn't notice, or actually has no symptoms, the outcome is just the same. Early diagnosis and treatment are the only way to prevent unnecessary vision loss."

■ Blurriness/Double vision

■ Continual eye redness

■ Pain in or around the eye

■ Excessive tear production

■ Seeing floaters, spots or webs

■ Difficulty seeing at night

■ Family history of eye problems

■ Diabetes

Dr. Robert Sucher, well-known cataract surgeon and co-founder of Eye Care Specialists, explains, "What most people don't realize is that vision problems in one eye can often be masked by the ability of the other eye to compensate. Or, changes occur so gradually that they go unnoticed. For example, with glaucoma, loss of peripheral (side) vision slowly creeps in until it creates a "tunnel" effect. And, with cataracts, many people don't realize how much they've been missing until the cloudy lens is surgically removed and replaced with an implant. Then they exclaim how much brighter and more colorful everything is or how much easier it is to recognize faces or see the TV."

■ Black heritage

■ Steroid use

■ Previous eye injuries

■ Smoking

■ Lines appearing distorted or wavy ■ Sensitivity to bright light ■ Dry eyes with itching and burning

Risk Factors

Questions to ask your eye care specialist Ophthalmologists Drs. Daniel Ferguson and Daniel Paskowitz encourage patients to make themselves informed partners in their family's eye care. They suggest asking questions, such as:

While loss of vision may make for amusing "Mr. Magoo”-type anecdotes, it can also lead to issues that are no laughing matter, like increased risk of car accidents, depression and institutionalization. For example, decreased vision in women has been linked to an increased risk of falling, which often causes more serious concerns, including hip fractures, the need for canes, walkers and/or nursing home care, and complication-related death. "Early diagnosis and prompt treatment are key to maintaining independence and quality of life.

For example, when a patient’s vision has diminished with age and a new eyeglass prescription doesn't do the trick, we often find that cataracts are the cause of the problem and, in most cases, surgical removal and replacement with a customized lens implant is a relatively easy and painless solution," notes Dr. Brett Rhode, Head of Ophthalmology at Aurora Sinai Medical Center and private practitioner at Eye Care Specialists.

■ What is my visual acuity (on the 20/20 scale)?

■ Do I have any eye diseases or disorders?

■ What caused my condition? Is it hereditary?

■ How will this condition affect my vision ■ ■ ■ ■ ■

"Poor vision is not a fact of life as you grow older. It's important to discover what's behind those changes—whether it's simply the need for a new eyeglass prescription or something more serious like the need for laser treatment to hold off diabetes-related damage. That's why we can't stress enough the importance of scheduling comprehensive dilated eye examinations at least every two years,” states Dr. Norman Cohen, an eye surgeon with 35 years of experience. “Sight-saving improvements in vision care are of no use if you're not aware, or in denial, that you have a problem. Ask yourself, ‘When was your last eye exam?’ Then decide what to do about your answer.”

■ ■ ■ ■ ■

and lifestyle—now and in the future?

What kinds of tests do I need? Why? When?

What is the best medical/surgical treatment for me?

Should I watch for any symptoms and notify you if they occur?

When will treatment start, and how long will it last?

What are the risks, side effects, benefits & success rates for treatment?

Are other treatments available?

Are there foods, drugs or activities I should avoid?

If my vision can’t be corrected, can you refer me for low vision resources and rehabilitation services?

If I need to take a medication, what should I do if I miss a dose?

Would diet, exercise or other lifestyle changes improve my condition? Would vitamin & mineral supplements be helpful?

Call 414-321-7035

When you need to research an eye concern for your family, like cataracts, glaucoma, AMD, diabetes, or dry, crossed or lazy eyes. We’ll send detailed literature—fast & FREE.

Take steps to protect your family’s vision.

1. Call 414-321-7035. We’ll send a FREE When to Have Your Eyes Checked guide Trusted by more than 121,000 doctors & patients and handouts on any eye ■ Glaucoma, Diabetes & Macular Degeneration (AMD) Care topic you need to research. (including laser & Avastin injection treatments) Leaders in Medical, Surgical & Laser Eye Care “Top Doctors”— Milwaukee Magazine

TM

■ No-Stitch Cataract Surgery with Lens Implants ■ ■ ■ ■ ■

T Norman Cohen, MD Robert Sucher, MD Mark Freedman, MD Brett Rhode, MD Daniel Ferguson, MD Daniel Paskowitz, MD David Scheidt, OD

(to reduce the need for reading glasses/bifocals) ZyoptixTM Customized LASIK Vision Correction Accept Medicare Assignment & Most Insurances Lid & Retinal Cases ■ Corneal Transplants Dry Eyes/Infections ■ Pediatric Care & Surgery Comprehensive Exams ■ Laser Scans for Disease

www.eyecarespecialists.net

EYE CARE SPECIALISTS

West Allis 10150 W. National Ave. West Allis, WI 53227

414/321-7520

Mayfair 2323 N. Mayfair Rd.

Wauwatosa, WI 53226

414/258-4550

Downtown 735 W. Wisconsin Ave. Milwaukee, WI 53233

414/298-0099

2. Read. Learn the symptoms, risks, tests & treatments for common disorders.

3. Act. If you realize it’s time for you, your child or a parent to have an exam, schedule today to protect your family’s vision for tomorrow.

414-321-7035

MHLlifestyle is an online directory that is always changing and keeping you with the latest information on healthy aging. We update this directory each month and add new pages full of infomative information to help guide you to a happier healthier life.

Enjoy the latest addition to Modern Health and Living.

Happy Reading!!!

-MHL Staff

contributers

Berkeley Wellness Letter, John Hopkins Medical Letter, Environmental Nutrition, Nutrition Action Health Letter, Columbia/St. Mary’s, Wheaton Fransician, Milwaukee Eye Care, Eye Care Specialists, Aurora, NorthShore Chiropractic, National Pedorthic Services, Lifesteps Wellness Clinic, Advance Physical Therapy, Elite Fitness and Racquet Club, Alexian Brothers Village, Transformations, NIH, Jensen Health and Energy, Foot Solutions, Allergy and Asthma Centers, Lakeshore Medical, The Ommani Center, Active Care Rehab, Interfaith Older Adult Services, Jewish Family Services, Laureate Group, Alzheimer Association, Tudor Oaks, Luther Haven, HealthWise Chiropractic, Greensquare Center for the Healing Arts, Midwest Audiology Integrative Family Wellness Center Social Security Offices and American Camp Association

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HealthWisc is published on the first of each month . The articles in this publication are in no way intended to replace the knowledge or diagnosis of your doctor. We advise seeing a physician whenever a health problem arises requiring an expert’s care.

thanks

staff

MHLlifestyle Staff

Special Thanks! To all the local professionals that provide us with articles containing new information and keeping all our readers informed of the latest in healthy living.

Lewis Media Group | Malberry Media | www.modernhealthandliving.com October2012-December2012 MHLlifestyle

V HEALTH This book is a must-read for every midlife woman and man. It will orient your body and soul’s midlife journey into health and wholeness.

Why are midlife and the menopausal transition so difficult for many women?

How can women and the men they love consciously move through the midlife process? How can they be empowered instead of dismissed with synthetic hormones and medications?

Becoming Real answers the questions midlife women are asking today and offers them a framework to connect with their intrinsic power and wisdom. It provides an integrative approach that includes inner exploration and evaluation of lifestyle choices.

This book explores Dr. Kumar’s pioneering Four Body System™ medical approach for accessing health at core levels.

Testimonial: “In Becoming Real, with vision and purpose, Dr. Rose Kumar reframes our sense of health, realigns us with natural process and identifies how the consciousness we bring to our lives makes a difference. Dr. Kumar summons the resources of both body and soul to the task of healing.” James, Hollis, PhD, Jungian Analyst and author of Finding Meaning in the Second Half of Life.

Kalpana (Rose) M. Kumar, M.D. is board certified in Internal Medicine. A Stanford trained internist, she is the founder and medical director of The Ommani Center for Integrative Medicine. She is a visionary and futurist and practices medicine from her groundbreaking integrative framework that is today’s answer to our current health care crisis.

Visit: www.ommanicenter.com

Kalpana (Rose) M. Kumar M.D., CEO and Medical Director of The Ommani Center for Integrative Medicine, Pewaukee, Wi www.ommanicenter.com Author of Becoming Real: Harnessing the Power of Menopause for Health and Success. 2011, Medial Press

MHLlifestyle October 2012-December2012

& Wellness

Midlife Person

CARE FOR THE

By Laura Levenhagen, RN, RMT In my Reiki, craniosacral, crystal therapy, flower essence and essential oil practice, a lot of the people I see are at a crossroad in their lives. They typically are in their late 40s-50s, have worked all their life in a system that has not fulfilled their creative needs or have been caregivers who put the requirement of others before their own. They have steadfastly shouldered responsibility and ignored their own physical, emotional and spiritual needs. Many have found themselves caught up in a cycle of unsatisfying work and compromise to maintain security and a material lifestyle that they now find unfulfilling. Some have found that they still feel pain from their childhood and early adult life that now limits them from experiencing love and inhibits their enjoyment of life. Often in midlife, a crisis: divorce, the death of a loved one, losing a job, changes in health or spiritual longing leads them to pursue energy work as a means of getting in touch with their inner wisdom and to reestablish a relationship with their essential self, their core being. Midlife can be a time of rebirth: a time to release restrictions that block enjoyment and fulfillment in life and rediscover what is important and meaningful, how to live from one’s heart and speak one’s own truth.

The healing modalities that I use are integrated and individualized to meet each client’s needs. Reiki is an ancient healing tradition that utilizes “laying-on-of-hands” to increase the LifeForce energy available to a person to replenish energy and restore balance. Craniosacral therapy is more structural, utilizing the cranial bones and sacrum as handles to move the dural membranes of the brain and spinal cord to relieve restrictions on the central nervous system. Crystal therapy helps repair energetic imbalance due to their regularly repeating atomic structure. Flower essences have unique electrical patterns that can help balance and support humans as they move through specific core issues. Essential oils have therapeutic qualities that can enhance the healing process. The combinations of these therapies often lead to growth and healing in a number of ways. Many times, a client will experience a deep sense of peacefulness and relaxation that facilitates meaningful thought process and provides insights into core issues otherwise inaccessible. Other times painful memories locked in the tissues can be released by imagery and dialogue work. By deeply melding with the client, I allow the wisdom of the body to guide me in the work to be done each session. I connect with the client’s higher self, (“true self”) and let that part of them guide me in the session. I believe that this core part of each person knows what they need to heal and evolve and I can offer my skills to be used in a way to best benefit the client in their healing process. This allows the client to be in charge of their own healing with a timing that is just right for them to integrate the changes into their lives comfortably.

Helping people rediscover their core self, their physical/emotional/mental/spiritual self is of utmost importance to me. When we deeply relax and let go, our natural healing processes can take over and help us grow and rediscover who we really are, what we really want, and how to find more joy in life. I feel deeply privileged to be a part of each client’s journey toward better health and happiness.

Laura Levenhagen is a Registered Nurse, Reiki Master Teacher and advanced level CranioSacral Therapist.

She sees clients at The Ommani Center for Integrative Medicine, 1166 Quail Court, Suite 210, Pewaukee, WI Phone: 262-695-5311. Learn more at: www.ommanicenter.com

V HEALTH

& Wellness

Recipe for Living Well ' With Parkinson Disease Live your life to the fullest, whatever that is for you.

Jay Blankenship, MSW, CFRE Executive Director, Wisconsin Parkinson Association The following article provides some guidelines and tips for living a well-balanced and healthy lifestyle. It is designed for people with Parkinson disease but could just as well be a guide for healthy living for anyone. Sometimes when people have a chronic illness they tend to over-medicalize everything. That can be a mistake. You are a person who has a disease – the disease does not have you! Live your life to the fullest, whatever that is for you.

Attend to medical matters. See a movement disorders specialist, a neurologist who has the skills and experience to properly diagnose and treat your disease. Participate in clinical trials, which provide the best opportunity to try the newest medications and other treatments. Manage carefully your medications, as the timing and dose of each medication is very important. Be careful not to take any medication that is contraindicated for Parkinson patients.

Educate yourself. The best person to care and treat your chronic disease is you!

Find out as much as you can and be an advocate for yourself. Attend workshops and conferences about your disorder or condition, or join a support group to learn from others who share the challenges. Be careful with research on the Internet: While there is a lot of good information, there is also much misinformation, so try to limit your searches to reputable sites.

Follow a nutritious diet. The Mediterranean Diet, for instance, contains many beneficial foods, including fresh fruits and vegetables; whole grains, nuts, and legumes; lean meats; olive oil, vinegar, and foods containing omega-3 oils, such as salmon, mackerel, sardines, herring, lake trout, and albacore tuna.

Exercise. Numerous studies have indicated the importance of exercise in overall health and especially for people with Parkinson disease. Exercise helps with balance, strength, flexibility, and preventing falls. It may help people with depression, and some studies have shown that exercise may be neuroprotective. Always check with your doctor and physical therapist before starting an exercise program, and, if approved, get moderate to intense exercise thirty minutes per day, combining aerobic workout (walking, running, biking, swimming, etc.) with strength training and flexibility. Join an exercise class designed for people with Parkinson disease. Other beneficial activities are tai chi, yoga, and dance.

Tend to your psychological and social needs. See a social worker for help with linking to community resources as well as with long-term-care planning. Seek regular counseling if you are feeling depressed or anxious. Use relation techniques or meditation to help with stress.

Take responsibility for your care. Become an assertive advocate for yourself, and make sure you are getting the best treatment available. Get plenty of sleep. Maintain a sense of humor. Tell people that you have Parkinson’s – by being open and honest, you can help educate them and relieve their concerns and anxieties. Live your life to the fullest by staying active and getting involved with music, arts, dance, or writing.

Most of all, maintain a positive attitude and look for small victories every day.

October2012-December2012 MHLlifestyle

V HEALTH

& Wellness

STOP >

Don’t Buy That New Hearing Aid Just Yet!

WHAT TO LOOK FOR AND HOW TO SAVE YOU SIGNIFICANT TIME AND MONEY

Did I get your attention? Good. Take 5 minutes out of your day and read this article so I can help you purchase hearing aids properly. If you are over the age of 60, you are probably getting several pieces of direct mail that advertise the latest and greatest in hearing aid technology. You probably also noticed that there are plenty of advertisements in your local newspaper for hearing aids. Let me tell you why.

My name is Dr. Doug Kloss. I have been an Audiologist for 21 years in the Milwaukee area……where I was born and raised. I have a private Audiology practice in Greenfield, WI and I hear comments from my patients on a weekly basis about how they are being overwhelmed by hearing aid advertising.

Hearing aids are sold/dispensed by two groups of two groups of professionals, Audiologists and hearing aid dispensers. All Audiologists have at least a master’s degree in Audiology, and many have Doctoral level credentials. Hearing aid dispensers must pass a state exam to earn their license to dispense hearing aids. There is no formal training, college courses, or degree required.

Hearing Aids are manufactured by 6 major manufacturers and several subsidiaries. There are plenty of brand names and models but, in general, most hearing aids that are sold are manufactured by one of these 6 companies. However, you won’t buy hearing aids directly from these companies. Hearing aids are dispensed by local audiologists, hearing aid dispensers, and large hearing aid franchises.

When you have made the decision to investigate new hearing aids, many folks take advantage of advertised offers. My point in writing this article is to educate the public on what to look for and how to save you significant time and money.

There are many tricks and gimmicks that I have seen in my years as an Audiologist. Please ask yourself who you think is paying for the expensive advertising you are seeing. Is this company in the paper every day? Do they send you direct mail on a weekly basis? You can bet you will be paying a premium price for their hearing aids.

Remember, only 6 companies make the overwhelming majority of hearing aids. The top level hearing aids from each company are all high quality products that can be fit successfully on most patients. There is not one hearing aid Company that stands out and has “the best” hearing aids in my opinion. However, there are hearing aid companies that do have technology that is “the best” for certain hearing losses. This is where the skill of an independent audiologist who works with several of the top hearing aid manufacturers is most advantageous.

I oftentimes look at advertising for hearing aids. The truth is that the national franchise that is selling the “latest and greatest” is selling the same level of hearing aid technology I am, just under a different name……and at a far higher price. I’m disappointed when I hear some of the folks come in and tell me what they paid for technology that I routinely sell for $1,000.00 less. My advice is for you to get an estimate of what it would cost for the hearing aids that are recommended for you and then compare that cost with others. Forget about the $ 1000.00 coupons, 50% discounts, phony research studies, and fake evaluation periods for “new technology”.

You need the final cost and the level of technology that is being recommended to HEARING>>PAGE 7 MHLlifestyle October 2012-December2012

V HEALTH

& Wellness

Acupuncture

FOR SENIOR CITIZENS

Acupuncture is the proven, 3,000 year old medicine from China. Acupuncture and TCM have been in the United States for the last 30 years. In this article I will refer to Oriental Medicine as TCM (Traditional Chinese Medicine) and this article will mostly deal with acupuncture.

Acupuncture uses very fine needles, thinner than a human hair and they are not painful. The needles are used to activate various body energy channels called meridians. These meridians are the pathways to a healthy body and mind. If the pathways are disrupted, then there are problems with the body and/or mind.

Acupuncture works by activating the body’s regulation system. If the meridians are out of balance then you can have pain, sickness or lack of stamina. Using acupuncture to rebalance the body helps to eliminate the pain, relieve the sickness and give you more energy. This is accomplished by using specific points of the body that will help to rebalance the body. This rebalancing sometimes occurs immediately, and at other times may take many months.

Senior citizens have collected a lifetime of experience with medical problems.

The dynamic nature of life is never still and the body collects the life experiences and seems to give them back to you when you age. Pills do not seem to be the answer and not all surgeries are needed and /or successful. Into this picture we introduce acupuncture.

In TCM it is the symptoms that are treated, not a named illness or a particular problem. The acupuncturist treats the symptoms. If they can relieve the symptoms, healing occurs. This is the backbone of the success of acupuncture. It treats symptoms very effectively.

Pain is a big problem with seniors. Some seniors have suffered years of pain without relief. Many seniors are so used to their pain that they don’t think there is anything that can be done to help them. When we treat seniors for pain, the most

often heard comment is “why did I not try this years ago?” In many cases once relief is achieved the pain never returns. All of this is accomplished without the use of dangerous pain medications that have many warnings of bad side effects.

As we age, we get a little stiffer. Our lack of exercise and good stretching habits during our lifetime tend to slow us down in old age. Acupuncture, by virtue of its ability to increase the circulation in the meridians, helps to restore mobility in many seniors. There are many instances of seniors no longer needing to only rely on walkers or canes in order to get around. This is a great improvement for many people and they can function much better.

Another advantage of acupuncture is its ability to nourish the body, and by doing that, help heal patients. These nourishing treatments increase circulation in the meridians and supply energy and healing power to areas of the body that may not have been getting enough nourishment. Once the body is better nourished, you feel better and can accomplish more.

One of the major nourishment principles is to increase the Qi, which is the TCM theory of energy. This Qi strengthens the blood and nourishes our head. Thus, it helps hearing, eyesight, balance and memory. All of these are concerns of seniors and acupuncture can help.

Anxiety and depression are serious problems with seniors. There is a great deal of help offered by acupuncture for these conditions. As the body is balanced and nourished, emotional problems are smoothed out. Sleep is better and more restful and the day’s concerns and worries are not as prominent. Treatments with acupuncture are a helpful addition to emotional stability.

Another problem with aging is neurological problems. Numb hands and feet are a common complaint and here again acupuncture has proven effective in lessening the effects of these problems. Walking is easier and a sense of touch is returned to many seniors.

By receiving acupuncture a person allows their system to be put back in balance. A body in balance is a healthy body and many aging problems are reduced or eliminated. Give acupuncture a try; it may just be the best thing you have done for yourself.

Dr. Willliam F. Hughes, Jr. PhD, Dipl. Ac, Acupuncture Clinic of Wauwatosa, Inc., 11611 W. North Avenue, Wauwatosa, WI 53226, 414-607-0900.

HEARING<<PAGE 6 make an accurate comparison.

Finally, are you really going to spend thousands of dollars on a set of hearing aids when you can get the same technology, fit by an audiologist, for a lot less money?

HERE IS A SET OF QUESTIONS YOU CAN ASK WHEN PURCHASING NEW HEARING AIDS? 1) What level of technology is being recommended for you? Why is this level be ing recommended?

2) How many channels do the hearing aids have? Channels allow for greater pro gramming and fine tuning ability. The more channels you have, the greater the technology and ability to adjust to your needs. For example, a 16 channel hear ing aid is generally more technologically advanced than a 6 channel hearing aid BUT, the prices can be the same. You would want the 16 channel aid, not the 6.

3) How long is the warranty, does it include loss and damage, and how much are office visits?

4) Who pays for batteries? Are the hearing aids rechargeable?

5) If I return my hearing aids during the trial period, how much will it cost me?

Feel free to contact me and ask these questions. I’d be happy to evaluate your hearing and provide a free consultation to give you my opinion of your hearing loss.

There is no cost to you for the evaluation or the consultation. Dr. Douglas Kloss, Audiologist. Midwest Audiology Center LLC, 4818 S. 76th St., Suite 3, Greenfield, WI 53220. 414-281-8300. By Appointment only.

October2012-December2012 MHLlifestyle

V HEALTH

& Wellness

Rehabilitation What kind of person would use a health and rehab center?

R

ehab centers provide services for a large variety of medical concerns.

Common patients include those recovering from leg, back and neck injuries, joint replacement, and debilitating illnesses, such as pneumonia. Patients with neurological disorders or injuries, such as strokes, Parkinsons Disease or MS, often require a comprehensive therapy program to restore or improve function.

Other common rehab needs are patients requiring treatment for complex wounds or respiratory disorders such as Chronic Obstructive Pulmonary Disorder (COPD).

What kind of services are typically offered?

I

Focused Rehab Get Better, Get Home

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MHLlifestyle October 2012-December2012

npatient subacute rehabis a comprehensive program including Physical Therapy, Occupational Therapy, Speech Therapy and Nursing rehabilitation.

Physical Therapy focuses on strengthening and endurance for patients who have become deconditioned or are recovering from acute injuries, acute illnesses or elective orthopedic surgery. Occupational Therapy focuses on assisting the patient to perform the necessary activities of daily life to return home safely.

This can include everything from dressing, bathing and meal preparation but can also include vital therapy such as home safety, adaptive equipment training, scooter and walker training and bladder training. Home visits are also performed with Occupational Therapy staff to assess home safety as well as assuring that there are no unforseen obstacles to ensure a successful return home. Speech therapy provides not only speech and voice training but addresses swallowing concerns, medication training and cognitive therapies to improve memory, safety and problem solving. Nursing rehab encompasses such needs as intravenous therapy, wound care, pain management and respiratory therapy.

Additional therapies can also be provided, such as lymphedema programs, raiki, ultrasound, electrical stimulation and aroma therapy.

What is the typical cost?

M

ost private insurance companies and Medicare cover rehab therapies and services. A patient with Medicare and a secondary insurance are usually covered completely for up to 100 days, which is usually much longer than the average rehab stay. An average rehab stay is approximately 30-40 days.

Medicare replacement policies will usually cover rehab services but may require a daily copay. The copay amount varies depending upon the individual policy. It is always best to contact your insurance company to determine if there is a copay and what the daily copay amount will be.

Is there a way to research different rehab facilities?

T

he best way to research a rehab facility is to request a facility tour. Seeing a facility firsthand is the most effective way to see if the facility will meet your particular needs. Take careful note of the facility appearance Is the facility neat and clean? Do the patients appear well groomed? Observe patient amenities such as private rooms, TV, phone, laundry services, and salon services. Ask questions regarding therapy services Is therapy offered 7 days a week or just on weekdays? Does the therapy department provide home visits to ensure a safe transition home? Inquire regarding other onsite professional services (Physiatrist for pain management, wound certified staff, and recreational activities) Observing a rehabilitation center in person is the best way to assure you are getting a quality, comprehensive rehab experience.

For more information contact Waukesha Springs Health and Rehab Center at 262-548-1400.

V RETIREMENT

Planning

what fees are charged. Review your investments at least once a year. Remember that it’s best to think about your investments over time, rather than reacting to ups and downs in investment markets. As you near retirement, you might also consider shifting your money from more risky investments like stocks to usually less risky investments like bonds. A bond is less risky because it is like an iou, but it does carry some risk. You give money to a government or company, and they promise to pay it back with interest after a certain number of years. You may also have heard about targetdate funds, also known as life-cycle accounts, available in some 401(k) plans. These plans automatically shift your investments based on the date you expect to start using your retirement funds. They may not be for everyone. Information about different types of investments is available on the securities and exchange commission website at www.Sec.Gov/investor/pubs/begininvest.Htm.

Find ways to save more.

Try to find a few ways to lower your weekly or monthly expenses. Can you reduce your cell phone costs or other monthly expenses? Bring your lunch to work instead of eating out every day? Carpool so commuting costs less? Saving this “found” money can help you build your retirement nest egg over time. Some people find it helpful to put a part of any salary increase directly into their retirement-saving plan.

Be realistic.

Make a plan at which you can succeed. Start by saving an amount of money you are comfortable with. It’s better to have realistic goals—even if they’re smaller than you’d hope—than to set goals you can’t reach and later give up.

Saving For Retirement WHAT YOU CAN DO

Be wary of investing too much in one company’s stock.

Put your money in different kinds of investments (such as american stocks, international stocks, bonds, or real estate) and avoid putting too much of your money in the stock of any one fund or company, including the company you work for. If your employer invests matching retirement money in company stock, think about moving some of that money to other kinds of investments, if possible.

Look ahead.

Start now.

It’s never too early or too late to start setting aside money for your retirement.

The younger you are when you begin, the more time you have to save and the more your money can grow over time. Time can also provide a cushion that might help your savings to recover from dips in the investment markets (like stocks and mutual funds), which occur from time to time.

Take part in the retirement plan at work.

Sign up for your employer’s retirement plan as soon as possible. More and more employers are automatically enrolling workers in their 401(k) plans unless the worker makes a clear choice not to sign up (sometimes called “opting out”). If possible, put in the maximum allowed each year—or as close as you can get. Your employer might also match part of your contributions. Try to take advantage of these matching contributions. Ask your personnel or hr (human resources) representative how your company’s plan works. Also, talk with the professionals who manage your firm’s 401(k) for advice. If your employer doesn’t offer a retirement plan, ask if the organization can start one.

Make the most of your other retirement-saving options.

Consider putting money in more than one retirement-saving plan. That is especially important if your employer doesn’t offer one. Some kinds of plans could help you to save, and some can help to lower or defer (put off) your taxes. For example, you might contribute regularly to an individual retirement account or ira, which you can open at a bank or through a broker or mutual fund. One type of ira, a roth ira, allows you, the investor, to earn dividends (income) tax-free, with some restrictions, and to withdraw the money during retirement without paying federal income taxes.

You might set up an annuity (a contract between you and an insurance company).

An annuity pays you income on a regular schedule, such as monthly, quarterly, or yearly, after a certain age. To learn more, see the resources listed in “for more information.”

If you retire early and receive reduced social security benefits, be aware that there are other possible consequences. For example, if you are married, survivor benefits for your spouse also will be reduced if you began receiving social security benefits early. Also, consider buying long-term care insurance or other forms of coverage for uncovered medical expenses.

Be prepared for change.

A sudden change in health, the death of your spouse, divorce, a stock market decline, or a job layoff could dramatically affect your household’s financial picture.

Whether you’re close to retirement or not, having enough savings available can help you and your family weather these unexpected changes. Try hard to avoid using your retirement savings or permanently withdrawing money from your retirement accounts before you retire, unless absolutely needed.

Consider working past retirement age.

Americans are living longer, healthier lives than their parents or grandparents.

Working a little longer than you had planned before retiring can help add to your retirement savings. It also means you will have fewer years in retirement to dip into those savings. Experts suggest that working 5 more years makes your annual retirement income larger, giving you more to spend when you retire. Or, you might find that a part-time job before retirement provides enough to support your present needs so that you don’t have to use your savings.

Figure out how much you’ll need.

If you’re like the average person, you’ll probably need at least 70 percent of your annual pre-retirement income to maintain your standard of living after you retire, possibly more. Resources are available to help you calculate what you might need.

For example, one useful online tool, www.Choosetosave.Org/ballpark, will help you estimate how much you’ll need. The introduction and faqs on that website can help you get started. Other calculators to help you plan can be found at www.Choosetosave.Org/calculators. Remember to plan for health care and other costs, which likely will go up in the years to come, as well as for unexpected expenses or changes in the economy.

Set specific goals.

Plan to save a certain amount—even if it’s small—each week or month. For example, you might set a goal to invest at least $250 a month in your employer-sponsored retirement plan, or you might put $25 a week into another savings plan.

Keep an eye on your investments.

Get to know how your retirement plans work, how your money is invested, and October2012-December2012 MHLlifestyle

V RETIREMENT

Planning

PLAN FOR

THE FUTURE Steps for Getting Your Affairs in Order No one ever plans to be sick or disabled. Yet, it’s just this kind of planning that can make all the difference in an emergency.

Put your important papers and copies of legal documents in one place. You could set up a file, put everything in a desk or dresser drawer, or just list the information and location of papers in a notebook. If your papers are in a bank safe deposit box, keep copies in a file at home. Check each year to see if there’s anything new to add.

Tell a trusted family member or friend where you put all your important papers.

You don’t need to tell this friend or family member about your personal affairs, but someone should know where you keep your papers in case of emergency. If you don’t have a relative or friend you trust, ask a lawyer to help.

Give consent in advance for your doctor or lawyer to talk with your caregiver as needed. There may be questions about your care, a bill, or a health insurance claim.

Without your consent, your caregiver may not be able to get needed information.

You can give your okay in advance to Medicare, a credit card company, your bank, or your doctor. You may need to sign and return a form.

Legal Documents There are many different types of legal documents that can help you plan how your affairs will be handled in the future. Many of these documents have names that sound alike, so make sure you are getting the documents you want. Also, State laws do vary, so find out about the rules, requirements, and forms used in your State.

Wills and trusts let you name the person you want your money and property to go to after you die.

Advance directives let you make arrangements for your care if you become sick.

There are two ways to do this: A living will gives you a say in your health care if you are too sick to make your wishes known. In a living will, you can state what kind of care you do or don’t want.

This can make it easier for family members to make tough health care decisions for you.

A durable power of attorney for health care lets you name the person you want

10 MHLlifestyle October 2012-December2012

to make medical decisions for you if you can’t make them yourself. Make sure the person you name is willing to make those decisions for you.

For legal matters, there are two ways to give someone you trust the power to act in your place: A durable power of attorney allows you to name someone to act on your behalf for any legal task. It stays in place if you become unable to make your own decisions.

A general power of attorney also lets you give someone else the authority to act on your behalf, but this power will end if you are unable to make your own decisions.

What Exactly Is an “Important Paper”?

The answer to this question may be different for every family. The following lists can help you decide what is important for you. Remember, this is a starting place.

You may have other information to add. For example, if you have a pet, you will want to include the name and address of your vet.

Personal Records Full legal name Social Security number Legal residence Date and place of birth Names and addresses of spouse and children Location of birth and death certificates and certificates of marriage, divorce, citizenship, and adoption Employers and dates of employment Education and military records Names and phone numbers of religious contacts Memberships in groups and awards received Names and phone numbers of close friends, relatives, and lawyer or financial advisor Names and phone numbers of doctors Medications taken regularly Location of living will Financial Records Sources of income and assets (retirement funds, IRAs, 401(k)s, interest, etc.)

Social Security and Medicare information Insurance information (life, health, long-term care, home, car) with policy numbers and agents’ names and phone numbers Names of your banks and account numbers (checking, savings, credit union) Investment income (stocks, bonds, property) and stockbrokers’ names and phone numbers Copy of most recent income tax return Location of most up-to-date will with an original signature Liabilities, including property tax—what is owed, to whom, when payments are due Mortgages and debts—how and when paid Location of original deed of trust for home and car title and registration Credit and debit card names and numbers Location of safe deposit box and key Resources You may want to talk with a lawyer about setting up a general power of attorney, durable power of attorney, joint account, trust, or advance directive. Be sure to ask about the fees before you make an appointment. You should be able to find a directory of local lawyers at your library or you can contact your local bar association for lawyers in your area. An informed family member may be able to help you manage

V RETIREMENT

Planning

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Senior Move Advice

THE BASICS OF SENIOR DOWNSIZING

Reducing the amount of furnishings and personal items for a senior move can be a daunting task, but with the proper preparation and moving firm, a senior move can be completed in a timely, stress-free fashion.

Senior citizens account for 50 percent of the residential moves currently on the housing market, and moving firms offers senior services for seniors moving into downsized living quarters.

“Reducing the amount of furnishings and personal items can be a daunting task, but with the proper preparation and moving firm, a senior move can be completed in a timely, stress-free fashion,” says Tony Baumer, owner of BD Movers.

With a 21-year track record in the moving and storage industry, BD Movers offers senior citizens advice and complete references from handy men, to charities, even CPA’s and elder lawyers. A senior move can be daunting, but with the correct planning and strategy, downsizing is another step in the life process, adds Baumer.

- Create senior downsizing task list one to three months in advance.

- Get the family involved in the senior move. If you need help, consider hiring a senior move manager.

- Designate items that will be moved, sold or given away. Decide on the item the senior will want to keep, and will fit into the new senior home.

- Be prepared to provide list of inventory to mover, including any legal documentation, regarding power of attorney, etc. if applicable. For instance – if the children are handling the senior moving details, they should show they have authority to do so.

- Sell what you can at auction, online or a yard sale. Some items may have value that can help defray senior moving expenses.

- Donate the rest to reputable charity. Keep receipts for senior tax purposes. If the furniture is still in good condition, a senior’s sofa or dining room table may be a godsend to a family that needs furniture.

- A senior move is not a “self move. A senior move takes the efforts of many people, family and professionals, to make it go smoothly.

- To save on cost, pack as much as the senior and their family can do themselves.

A mover will provide this service, but packing items is the simplest way to save cost for the senior move.

- If the senior moving is in their 80′s, and their children are in their 60′s, carrying heavy furniture should be designated as a senior moving service. Use the movers for heavy items and let family members move lamps and pictures.

Follow BD Movers on Twitter.com @njmovingguy or on Facebook at http://www. facebook.com/bdmovers. For more information, call BD Movers at 800-310-0912.

October2012-December2012 MHLlifestyle 11

V RETIREMENT If you’re confused about what to do when it comes to insurance, it’s time to stop worrying. The professionals at Allied Senior Services Insurance & Investments LTD., Inc. offer free overviews of current coverage and policies. Our service representatives have been doing business since 1989, and although we cater to seniors, we service all ages.

Many large groups and their leaders have endorsed us. We are a full service insurance agency handling many types of insurance from several companies. We meet your individual needs by shopping for the best product and the best price.

We have independent representatives, located in various areas of the state, who provide excellent and convenient services for you.

Our goal is to be able to provide quality, affordable insurance to all those who need it regardless of history or circumstance. We work hard to provide you with the most comprehensive coverage at the most competitive rates. Call today to schedule an appointment with one of our friendly and professional agents. We look forward to hearing from you.

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12 MHLlifestyle October 2012-December2012

We also offer the following insurance: Homeowner’s Condo Renter’s Motorcycle Boat Recreational Vehicle Prepaid Legal Workers’ Compensation Bonds Business Owner’s Policies Umbrella Policies

Planning

Are You Ready?

PEOPLE NEED TO PREPARE FOR THE AGING PROCESS AND GET THINGS IN PLACE SO THAT WHEN THE TIME COMES, THE DECISIONS HAVE ALREADY BEEN MADE.

By Gina Botshtein.

The question “are you ready?” is commonly heard when people embark on a new journey in their lives-going off to school, making a career move, starting a family or retiring. It is not usually a phrase associated with getting older. Ask an individual at 60, 70, 90 or 100 and each stage of life brings new perspective. Moreover, the numerical value associated with age is not necessarily an indicator as to what needs to be done to prepare for the aging process.

Each year we realize that the question “are you ready?” is more relevant than ever.

People need to prepare for the aging process and get things in place so that when the time comes, the decisions have already been made. People get ready for trips, special events and retirement. These events are considered positive stepping stones, and while there can be stress associated, they are still a pleasure to prepare for. Aging and the need for assistance is not always perceived in the same light. If an individual and their family properly plan for the future, the experience of aging can be both pleasant and organized with limited stress and chaos.

But, how does one prepare for getting older? The most important aspect of preplanning is making your wishes known. Having powers of attorney for healthcare and finances is critical. This step can be both a cost saving to your family, as well as a guide to your wishes. Another important aspect of pre-planning includes a family meeting to discuss key issues that may arise such as driving, receiving care and placement options. These discussions can take place with the individual as an active participant, which ensures that their wishes are being heard. Many older adults have fears that they do not share with anyone, and a family meeting may give them the opportunity to alleviate such fears and reassure them that their requests will be met.

A few years ago at a family meeting, a client expressed when it was no longer safe for him to drive, that his car would go to a grandchild who would also commit to taking him on errands twice per week. Years later, when his macular degeneration made it unsafe for him to be on the road any longer, a grandson stepped forward to make this commitment. Since the grandfather’s wishes had been clearly expressed, it alleviated any family tension or discussions as how to proceed when the time came.

Many older adults and their families seek help in a time of crisis because there is no plan in place. Crisis is a situation in which things are very uncertain, difficult, or painful, and a time when action must be taken quickly. Older adults and their families may not have time to review all the options available to them and make thoughtful decisions. This stress can be avoided through pre-planning. While prepaying for a funeral or cemetery plot are important steps in pre-planning, end of life is only one small component of what needs to be arranged. You must not forget to consider all the decisions regarding your care, safety and well-being that need to be made first.

The staff of JFS has worked with individuals and families who are still active in assisting them with planning for the future, whether it is facilitating family meetings, developing individualized care plans or just learning about an individual and their wishes so that at a time of crisis, we are able to help navigate the social service system in the most appropriate way for the older adult and their family.

Gina Botshtein is the Vice President of Older Adult Services at Jewish Family Services, a non-profit agency which services the entire community, regardless of religion, race or financial circumstance.

V SENIOR LIVING

HOW TO BEGIN THE SEARCH FOR AN

Older Adult Residence

By Marlene Heller Very often adult children are the ones to whom the task falls of finding a place for their aging parents to live. As if it isn’t already an emotionally difficult job, the terminology is difficult to understand, the choices are confusing, and most residences make comparisons very hard to make. After all, how do you compare a one bedroom extended with services with a plain one bedroom and what does that even mean?

Here are a few simple things to keep in mind that will help you get started, and give you an idea of the questions you need to ask.

Independent or Assisted Living?

Independent Living is like living on your own in an apartment building. You get no services or nursing care at all; you come and go as you please; you have no special health requirements.

Assisted Living means you need help with at least one of the “activities of daily living,” or ADLs. They are dressing, feeding, bathing, toileting, and transferring (moving from bed to chair, chair to walker, etc.).

In order to be accepted into an assisted living, the nurse manager of the establishment will do an assessment of the prospective resident to determine if the applicant is, indeed, a candidate for assisted living. At the same time, the nurse manager will make sure that the facility will be able to meet his or her needs.

RCAC Some facilities are licensed to offer “à la cart” assisted living services in an independent living apartment. The resident would pay a fee to be under the nursing services of the residence. The permits them to keep a chart on the resident, speak to the resident’s physicians, and document his or her care. The resident can then choose certain other services, which are paid for separately. This is different from true assisted living, in which all the services are included in the rent.

How big an apartment does Mom really need?

This is one of the hardest things to come to terms with. For many people in Wisconsin, this will be the first time they have moved in 52 years. They are used to being in their houses, with so much furniture, and many personal belongings around them.

Then they tour an assisted living or independent apartment. If it is as small as a studio apartment -- one room -- they are shocked and dismayed. Even though some of them seem quite spacious, with a small kitchenette, full bathroom, and lovely view out of the windows, it is still quite a difference from what Mom or Dad is used to.

But often the reality is that the great big house they are used to is going to waste.

Think about what rooms are actually being used. In most cases, it is the bedroom, bathroom, and kitchen. Perhaps one other room as well. It is a good idea to discuss this before starting to tour so the potential resident has a realistic view of what he or she needs when the time comes to look. Then focus on the rest of the building.

After all, the many common areas of the building are the rest of your house! Is there a library? You can sit there and read books. A lobby? The perfect place to sit with

friends to chat between activities or before dinner. There may be small alcoves with comfortable furniture, or special rooms set aside for games or cozy reading rooms.

The point is: the entire building is your home; not just your own apartment. So don’t just tour the apartment. Be sure to look at everything as though you will use it all.

The same thing applies to the furniture. When was the last time your parents used the full dining room set? If it is something that is used only once a year or less, keep in mind that their new residence will most likely have a private dining room that can be reserved for private parties. In other words, look practically at household possessions.

There is a new industry of senior relocation services that has been created specifically to help aging adults prepare to leave their long-time homes and move into smaller residences. These experts will look at both the new space and the old and, for a fee, help to make the tough decisions about what to bring and what to leave. They are experienced in knowing what will fit, what is necessary, what is an emotional need, and how to make it all happen. In addition, these transition services will also pack your boxes, arrange for movers, unpack your boxes, help you decide where things go, and, if you like, do it all while you’re out grocery shopping for your new apartment!

What should I be looking for?

When you start comparing residences, think about what is important to the person who will be living there. What does he or she like to do? If it’s swimming, look for an indoor swimming pool. If it’s exercise, check out the fitness room. If it’s exercise, find out what kind of exercise schedule they have. Are there yoga classes? Zumba?

Brain exercises? What about outings? Are there regular trips to the grocery store?

What kind of entertainments do they have, and are they free?

Check out the amenities. Do the apartments include laundry facilities? Where are they? Are they free? Is there parking on the premises? How long are the hallways?

If it is a long walk from apartment to elevator, are there benches along the route? Is there a hair salon on the premises? A bank? What about a library, a gift shop or a sundry shop?

Do the apartments come equipped with emergency pull cords in the bathrooms and bedrooms? Do they offer emergency pendants, or will they facilitate the rental of one for you? Can you try the food before you make a decision?

Once you decide which of these answers is important to you, you and your parent can compare the residences and decide which new home is the right one.

Marlene Heller is the Director of Marketing at the Sarah Chudnow Community, Chai Point, and the Jewish Home and Care Center. She can be reached at mheller@ jewishseniorliving.org or 414.277.8802.

October2012-December2012 MHLlifestyle 13

VSENIOR COMMUNTIY

Assisted living

ASSISTED LIVING for Older Adults

Assisted living services provide the extra “helping hands” that enable individuals to remain independent.

The good news about assisted living is that seniors don’t have to lose their independence even if they need a little assistance. Assisted living services provide the extra “helping hands” that enable individuals to remain independent. Support services can range from minimal assistance such as help with medication administration or personal cares to higher level services such as diabetes management or specialized care for individuals with dementia.

The look of assisted living has changed dramatically over the last two decades.

Today you can find many different types of facilities, some offering a much broader range of services than in the past, administered by an increasingly more skilled and professional staff. Janet Fine, Executive Director of Laurel Oaks said, “The advantage of having full-time RNs on staff is the expertise they bring to each interaction with a resident and their ability to act on the information they get from their ongoing assessments.” Fine also added that, “Having RNs on staff has made a significant impact on the assisted living program.”

More Good News — Choice Assisted living services can be provided in a variety of settings - ranging from a single room to one or two bedroom apartments with full kitchen and private bath. The services available can vary greatly from one provider to another. But, typically you will find the following types of services in an assisted living setting: • Meals • Housekeeping/laundry service • Transportation services • Medication management • Assistance with personal cares and activities of daily living • 24 hour staffing and emergency response • On-site conveniences (beauty/barber shop, conveniences store, bank, etc.)

• Recreational activities So, the good news is that individuals have choice - Not only in selecting a setting that is comfortable to them, but also in choosing a community that offers the breadth of services that meet the individual's expectations and needs.

14 MHLlifestyle October 2012-December2012

VSENIOR COMMUNTIY

Assisted living

ASSISTED LIVING OPTIONS

A GUIDE FOR

New Residents & Families

You have made the decision to move into an assisted living residence. Yet you still have many questions. Do I really need the help? Will I make new friends? Will I receive help when I need it? Will I continue to see my family and friends?

While all these questions are common, the answer to all of them is the same— Yes! You can make new friends, you can receive the personal assistance you need, and you can continue to see your family and friends.

Change can be challenging. The time it takes to transition is different for everyone. The keys to success are preparation, a positive attitude, a supportive network of family and friends, along with patience and understanding—all will prepare you for a smooth transition.

Privacy Concerns One of the biggest differences between living in your own home and assisted living is the number of people under one roof. You will have the opportunity to be around your contemporaries and make new friends. However, that doesn’t mean you will lose your privacy. Your apartment is your space. Friends and family can visit you, but you determine when. You may want to request a key to your apartment for added privacy and security.

What To Bring To Your New Home Soon after selecting a facility, residents say to begin planning for your move, including deciding which personal items such as furniture, keepsakes, and photographs to move.

Based upon their personal experiences, many residents suggest you see the actual apartment or unit that you will move into and take measurements. Ask the administrator or director what furniture, if any, the residence will provide. Some residences may provide minimal furniture, such as a bed or chair upon request; other residences encourage you to bring whatever furnishings will make you feel comfortable in your new home. Experience indicates that making choices about personal possessions is difficult at the time; however, one resident said, “It’s not as bad as you think . . . Try to remain positive and have family and friends help you.”

Residents suggest that you might want to leave large pieces of furniture at home, since your apartment will probably be smaller than your current home. They also suggest that you bring smaller prized possessions to create that “at-home” feeling in your new assisted living apartment. And, for those possessions that you can’t part with but aren’t sure that you want to bring with you, consider putting those items in a storage unit or asking family to temporarily store the items for you. This way you will have time to determine which items are important to have with you at your new home.

You should start packing well in advance of the actual move. Sort through your clothes and decide what you will need and how much your new closets will hold.

Residents advise to be sure to look at available closet and storage space to avoid bringing more than the closets can hold. Avoid bringing too many of one thing such as coats.

Moving Day Helpers When moving day arrives and you are ready to set up your new home, ask family and friends to help arrange and organize your apartment. Many assisted living residences have staff members who can help move your furniture and other heavy pieces into your new apartment. You will want to find out what assistance the residence offers before you arrive on moving day. Although staff, family members, and friends are there to help you, it is important that you decide how your apartment is arranged. Remember, arranging your apartment to suit your preferences will make your adjustment easier.

Where do I start?

The most frequent question I get asked is when is the right time to start looking for assisted living? The answer is simple, do you have any safety concerns? Nutrition, hydration and medication management all play important roles to ensure a healthy and safe lifestyle. Some feel that it is important for people stay in their home as long as possible. It is also important to make the move when they are still able to establish friendships in their new environment.

In the past when people could no longer live alone there was only one option, a nursing home. Now the options can be overwhelming. There are nursing homes, CBRF’s (Community Based Residential Facilities), RCAC’s (Resident Care Apartment Complexes), Memory Care Units, Assisted Living, Senior Care Apartments.... They all have their pluses and minuses. What’s important is what your need is.

Some facilities only offer 28 hours of care per week while some offer 24/7 care.

Some elderly do well in a large facility while others need a smaller, quieter, home like setting. The staff to resident ratio is typically higher in smaller homes offering more one on one care for the residents. With extra attention, residents can continue to stay more independent with staff overseeing their daily routines. As they physically decline, a smaller home can help maintain their independence by having shorter distances for them to ambulate to meals, activities and social events. A smaller home can be more inviting and easier to adjust to the transition from living alone to living with others.

Other important facts when looking for a home; Are other residents at the same cognitive level as your family member, can they stay through end of life, is the home conducive to their needs now and in the future, when homes say they accept Family Care, what are they really saying...

It’s always a good idea to do your homework early. A simple fall can change things from not anticipating moving mom ever to needing a home in a matter of days. You want to make sure you find the right home for your loved one so you do not have to move them again in a year or so.

It’s not an easy task looking for the correct placement when you don’t even know what questions you should be asking or what you are looking for. A good provider will help you find the best placement for your loved one even if it is not their home.

Another good resource is doctors in the area. Most local doctors see residents from the surrounding homes. They see firsthand the quality of care their patients receive at the home they are living in.

For more information about your options and what homes will best meet your needs, please contact Elaine Ellis. She is the Director of Healthcare Services at Ellen’s Home. She can be reached at 262-250-6455 at ElaineEllis@ellenshome. com or at www.ellenshome.com

October2012-December2012 MHLlifestyle 15

How does a neighborhood come together?

It’s about transformation.

Bringing new life to a forgotten space.

Acknowledging the potential and delivering with purpose.

Oak Park Place is proud to join the Mt. Tosa community. Soon we’ll provide the best care and services in Wauwatosa.

Assisted living with a focus on wellness.

Specialized memory care designed to support the strengths of those with Alzheimer’s and dementia related conditions.

Call (414) 292-0400 to learn more about assisted living and specialized memory care services at Oak Park Place Wauwatosa.

Independence when you want it. Assistance when you need it. Welcome Home.

Opening November 2012!

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16 MHLlifestyle October 2012-December2012

WA uWAto sA 1621 Rivers Bend Wauwatosa WI 53226 (414) 292-0400

www.oakparkplace.com

V MOVING

Make Your Move:

A Guide To Make Your Moving As we get older sometimes it is time to say goodbye to the old and move on to new and possibly more convient ways of living. Whether you move to an independant senior community or assisted living, there’s alot to think about and plan to make your transition a smooth one.

Of course, many people simply choose to rely on family and trusted friends to help them make a move. You’ve spent your life helping them out, now it’s their turn to help you. We’ve put together some moving tips that should make your move easier.

DECIDE WHERE YOU WANT TO LIVE. Seems pretty simple, but consider many things. Would you like to be close to family, friends, shopping centers, healthcare facilities? Will you need to use transportation other than your car? Will you have access to recreational activities?

Do you want to climb flights of stairs? Do you want maintenance-free living? Is it secure and safe? Do you need assistance with daily activities? Can you keep your pet? Research new home alternatives long before you make your move. Spend time in the area where you plan to move and get answers to all your questions.

CLEAR OUT THE OLD. Whether you are moving to a smaller home, apartment, or senior residence you need to downsize your possessions. Sort through your belongings and keep what you absolutely need. Go to the least used rooms and areas first. Sort only a few hours at a time to avoid being overwhelmed. At this time you should create a floor plan of your new living space showing each room and the placement of each piece of furniture. Take measurements of each room. Make a note of doors, windows, outlets. Take measurements of your furniture. Give the remaining items to family and/or friends. Think about having an estate sale, a tag sale or donating belongings to charities (many charities will pick up the items at your home). Keep in mind space limitations. Let family members know what you plan on taking with you. Make a schedule of the times when you expect to have family members, friends, or charities pick up the items. Clearly label all items, use colored stickers to mark what will or will not go to your new home. This will help you remember what goes where when you begin packing.

GET YOUR HOUSE READY TO SELL. If you plan on selling your home it’s time to make minor repairs and note major repairs which you should report to your realtor. Small repairs make the home look well cared for and usually cost little time and money. These details make a difference in how the buyer views the home. Itemize cosmetic changes such as fresh paint or new carpets. The home looks ready to move into. Be sure to keep up the exterior maintenance of your home. Remove interior clutter. All of these tips create a favorable impression on a buyer. Renters make sure your apartment is clean and contact your apartment manager to discuss what time your apartment will be shown.

PACK IT UP. Packing should be easy for you and your family or professional movers if you’ve already labeled and sorted your belongings. If you are doing the move yourself be sure to have enough boxes, packing materials, and tape. Do not wait until the last minute to decide whether or not to keep an item. Make all decisions about the belongings you intend to keep long before packing day arrives. Try to do packing a day or two before you move if you are doing it yourself. Of course if you hire professional movers, let them do the packing for you. It will be less stressful on

When you get to your new home try to unpack as much as possible the first day. This will make you feel more comfortable.

you and will guarantee that the moving company insures the contents of the boxes in case of damage. Also keep in mind that if the move takes longer because you are disorganized, the movers may charge more. Label each box with the room where it will be placed and list a few of the items contained. You can even photograph your belongings so you have a record of their condition before the move. Take special care of your smaller valuables. You’ll want to keep them separate from the other boxes. Carry them on your person, or place them with your personal items. You may even want to place them in a safe deposit box during the move.

If you choose a professional mover be sure to consult two or three reputable companies and always get a written estimate. If you label all the belongings that are to be moved this will help you to receive consistent bids from potential movers.

Once you decide on a mover you should sign a contract showing a specific price. Be sure to understand the amount of insurance that is provided by the mover before you sign a contract. If you have access to the internet or a library try to research what the law requires of moving companies. You’ll be better prepared to ask the right questions. You can even hire a Senior Move Manager or a Moving Coordinator to take care of all the moving details for you. This person can handle your move from assessing your belongings to decorating your new home. The National Association of Senior Move Managers has guidelines for many of these professionals. If you find the thought of a move overwhelming you may want to consider contacting a Mover Manager.

NOTIFY YOUR SERVICE COMPANIES. Contact your utility companies and let them know what day you plan to move.

Fill out change of address forms for the post office seven to ten days before moving day. Make sure you have phone service at your current home and new home on moving day. Have the name of the contact of your new apartment or senior residence ahead of time. Know the name of the person you need to contact if a situation comes up on moving day. Some residences will have you reserve a freight elevator. Make sure you know the time of the reservation. If the residence has a dining room, be sure to schedule your move around the meal times.

CALL ON HELP. On moving day have your family or friends help out even if you have hired professional movers, you may need to put them in charge if you find you need to take a rest from all the activity. Be sure to give the movers the floor plan with furniture placement. This will prevent confusion at your new home. Have an overnight bag packed a few days in advance of the move. This bag should have all your medications, checkbook, traveler’s checks if you are moving a distance or cash, keys, phone numbers, address book, jewelry, toiletries, night clothes, day clothes and anything important you need to have close to hand on moving day. It also doesn’t hurt to keep a few snacks and drinks handy. Keep this bag close to you and away from movers so not to have it accidentally placed with your other belongings. Have pets transported safely to your new home. If you are moving a distance make sure family and friends have a copy of the route and schedule including all stops you will be making. Check all drawers, cabinets, shelves, attic and garage to be sure they are empty. Leave keys/garage door opener with new homeowner or apartment manager.

Set aside time to say goodbye to your neighbors.

SETTLE IN. When you get to your new home try to unpack as much as possible the first day.

This will make you feel more comfortable. Check to see if the telephone is working, if you have electricity, check appliances. Ask the mailman for mail that might have been held for your arrival, notify everyone of your new change of address, make note of old mail that is still addressed to your former home. Have your new address recorded on your driver’s license, contact city offices for voter registration, register your car/license plates if moving to another state, make arrangements for local doctors, dentist, and veterinarian. Get a list of important local phone numbers and call for a local phonebook if you don’t already have one. And finally, introduce yourself to your new neighbors.

October2012-December2012 MHLlifestyle 17

VSENIOR COMMUNTIY

Independent living

INDEPENDENT LIVING FOR SENIORS:

the affordable solution Today’s seniors want to live within their income, protect their assets, and leave an inheritance for their heirs. Advertising and phone calls reach thousands of prospects hoping to encourage them to make a change. What do you need to know to make the right decision? The answer is simple. Talk with professionals who understand the options and can help guide you to the best solution for your situation. These professionals can help you sort through the many lifestyle choices and financial options and help you create a plan that makes sense for you.

There are a number of issues to consider when looking into changing your address. In most cases, for seniors, it comes down to 3 main issues: Money – will I have enough, Health – what if I need help, Lifestyle – I want to be happy. For this issue let’s explore the affordability of a senior living option that most people shy away from, the Continuing Care Retirement Community (CCRC), which offers a positive outcome for these concerns.

A Continuing Care Retirement Community is one of the options you should investigate.

The affordability of a CCRC is sometimes not explored because the possibility of a deposit (also known as an accommodation fee) stops people in their tracks. That deposit, whether refundable or a Life Care option, provides the opportunity to leave your children a larger inheritance than you ever thought possible. At the same time, it gives you the financial and healthcare security you are looking for. It is a real asset protection plan for life.

As a general definition, a Life Care Community promises its residents “care for life”. The life care deposit covers the lifetime use of the residence and all common areas as well as unlimited use of the assisted living and skilled nursing services. Life Care removes future financial worries about health care needs by including priority access to assisted and nursing care at little to no increase in monthly service fees. The deposit can be refundable depending on the financial option that makes the most sense for you.

Life on a CCRC campus can be much like resort style living. The amenities that are included offer numerous educational, recreational and entertaining options. Golf courses, fine dining restaurants, casual bistros, theaters, fitness centers with pools and whirlpools are all part of the CCRC lifestyle at no additional cost.

Senior communities are not all the same. Learn all you can, ask questions and take a personal tour to get the information directly from the senior living community you are interested in. If you are considering a change of address be sure to investigate the options and opportunities a Continuing Care Retirement Community offers.

For more information contact Tudor Oaks at 414-525-6500.

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4955 S Greenbrook Terrace

VSENIOR COMMUNTIY

Independent living

IS INDEPENDENT LIVING THE RIGHT CHOICE FOR ME OR A LOVED ONE? Thinking about giving up the familiar for a new living arrangement is a big decision. Here are some considerations to assist you in the process: Start by considering emotional roadblocks You may be excited to plan this new phase of your life. However, it can also be difficult emotionally to consider a move.

You may be reluctant to leave a home filled with memories, even if the home is difficult to maintain or just feels too big.

It may be getting harder and harder to get out and meet up with friends, but it may feel easier to just accept that as part of getting older. Ease of keeping up your current home Maintaining a home may be a longstanding source of pride for you, but it can also become a burden as you age. Perhaps your home has a large yard which requires constant maintenance, or maybe it’s becoming more and more difficult to clean those extra rooms that are rarely used now your children are gone. If your home is difficult to access, such as on a steep hill or up several flights of stairs, it may be harder and harder for you to leave your home as often you’d like, leading to more isolation.

Sometimes these challenges can be partially remedied by hiring outside help, remodeling parts of your home, or by other family members lending assistance. However, it’s worthwhile to take a look at your current living situation and see if an alternative to remaining at home may give you more freedom and flexibility in the long run.

Transportation Transportation is a key issue. You may live in an area where you must drive to attend social activities, visit friends, and shop. If you find yourself less comfortable with driving, you may find yourself relying more and more on family and friends to get out and about. It may be harder to visit others, go to activities you enjoy, or keep doctors’ appointments. Independent living usually offers opportunities to socialize on-site with peers and may also offer some transportation options to outside activities.

Socialization Are you finding it harder and harder to connect with others? Maybe you have a difficult time getting out of the house, perhaps due to trouble driving or increased mobility issues. Neighbors may be busy with other work and family commitments, or the neighborhood may not be easy to get around. While the phone and computer can help, you need human connection as well. The more isolated you are, the greater your risk for depression and other mental health problems. Independent living facilities can give you a built-in social network of peers, while some even provide structured activities such as a recreation center, clubhouse, or field trips.

The health of you or your spouse Take a look at your current state of health. While no one can predict the future with certainty, if you have a health condition that makes it difficult to stay active and will most likely worsen with time, it’s good to consider your options carefully. It’s also important to consider the health of your spouse if you are married. Are you already helping your spouse with daily activities? If you are shouldering a significant amount of care already, moving to a facility where some of the burden can be lifted could help both of you stay independent longer.

What should I look for in independent living facilities?

What you need from independent living depends on your own unique situation.

Where would you be most comfortable? Here are a few things to keep in mind: It’s all about the people No matter what type of independent living facility you consider, you want to make sure you connect with peers and feel comfortable in the community. When you visit the area, talk with some of the residents. Are they people you’d like to know better? Are some of your favorite hobbies or activities available? Are support services timely, with staff friendly and accessible?

Size and location of community There is no set size for an independent living community, so it’s really your preference. Do you prefer a smaller size community, or a busier place with more people and opportunities for socialization? Are you comfortable with more compact apartment-style living, or is having a detached home with easy access the ultimate goal?

Be sure to visit several communities to get a sense of what is comfortable to you.

Location is another consideration. Some popular retirement/independent living areas are in warmer states such as Arizona, California, and Florida. However, consider carefully if you are prepared to move a considerable distance. It does mean developing a new support network if you don’t have family and friends close by, as well as finding new medical care.

Accessibility Take a look at how accessible the community is, both inside and outside. Do you feel safe coming and going at different hours of the day? Are facilities outside of the community within walking distance, or do you need transportation like a car or cart to get around? How easy is it to get to services such as a common dining hall or recreation center?

In your potential housing unit, get a feel for future adaptability. Are there any stairs inside the unit or outside? Can ramps be added if necessary? Check to see if adaptive devices like grab bars can be easily installed in bathrooms.

Community Resources and Support With so much variation in services, think about which are most important to you in an independent living facility. Also, consider services that you may find useful in the future. For example, if you value exercise, consider a community with an exercise area, pool, or fitness classes. You may like cooking your meals now but want the option for communal meals in the future. Prioritizing the services you want also helps you budget appropriately, since the more services a community offers, the higher the cost may be.

October2012-December2012 MHLlifestyle 19

Caring for Yourself,

VCAREGIVING

While Caring for a Loved

20 MHLlifestyle October 2012-December2012

One

Assuming the role of primary caregiver can be one of the most rewarding, but difficult jobs. While your love may be unconditional, caring for your loved one while juggling your own personal life can be physically and emotionally draining.

According to the National Family Caregiver’s Association, more than 50 million people have acted as caregivers at some time over the past year. If you find yourself if this position, while your primary concern may be the health of your loved one, it’s extremely important to remember to take care of yourself as well.

In some cases, caregivers become physically ill because they ignore their own health and well being. Your relationship with your loved one can also be damaged because of built up stress. Recognizing signs and symptoms of poor health is the first step to staying healthy. These signs include: • Disturbed Sleep • Depression and tearfulness • Lack of energy • Difficulty concentrating • Weight changes • Suicidal thoughts • Increased irritability • Feelings of hopelessness • Physical exhaustion or injury from lifting, dressing, bathing, etc.

Successful intervention to prevent mounting stress often relies on the ability of the caregiver to recognize their frustrations and take a break through the assistance of family, friends and respite care programs. Here are a few ways to care for yourself while continuing to care for your loved one: • Eat a healthy diet. It may seem easier to substitute a healthy diet with fast foods or other quick, unhealthy options. Consuming unhealthy meals, or skipping meals, may cause your weight to fluctuate substantially which is extremely unhealthy. If you are making a meal for your loved one, make enough for both of you to eat and allow for leftovers in case you run out of time to cook another day.

• Stay active. Physical activity is good for both your physical and mental health.

A small amount of exercise each day can help decrease stress, increase energy and heighten mood levels. Your routine does not have to be a full regimented workout.

A simple walk in the park or around the block constitutes as exercise, or even just some time for stretching.

• Plan ahead. Make arrangements for your loved one to be taken care of in the event of your absence. Keep a list of people who may be able to step in as caregiver if your plans suddenly change. If you need a vacation, or just a mental break, check with your local skilled nursing centers to see what respite programs are available.

Respite programs allow you to take a break from caregiving knowing that your loved one is being monitored by a team of qualified professionals.

• Take breaks and time for yourself. Taking time for yourself is probably the most important part of caring for yourself while caring for another. Many caregivers feel guilty leaving a loved one at home to go out and have fun. This time is essential, however, to relieve caregiver stress and help you recharge to keep you from falling into a negative disposition.

Allowing yourself to feel is very important to caregiving. Identifying specific feelings can help you understand the cause of those feelings and help you to direct your reactions appropriately. Lastly, always remember that it is ok to ask for help.

For more information, call Heartland Hospice at 866-216-5708

VCAREGIVING

TAKING CARE OF YOUR ELDERLY PARENTS HELPING THEM MAKE A THE RIGHT DECISION ON HOUSING

ASSESSING THEIR NEEDS -Does your parent need help with grooming, bathing, or dressing?

-Does your parent need help with housekeeping, shopping, or yard work?

-Does your friend need help planning or preparing meals?

-Is your parent unable to drive or get around on public transportation alone?

-Does your parent need help managing finances and paying bills?

-Does your parent need help making legal and other important decisions?

-Does your parent have trouble functioning at home? Would modifications help?

-Does your parent have trouble with hearing, vision, or memory?

Its always difficult to help your parents find their next living situation. Many adults find it hard to decide on what the best next move is for their parents.

Here are some helpful questions to help you make the right decisions for your elderly parents care.

GET PERMISSION -financial power of attorney to make financial decisions and pay bills -living will to make life-support decisions -medical power of attorney to make health care decisions -durable power of attorney to make legal decisions -access to safe deposit box -may choose to be added to deeds and mortgages -may need to be added to automobile insurance -know the person's wishes (medical treatments, funeral, finances, etc.)

INFORMATION TO HAVE ON HAND -insurance (Medicare / Medicaid number, supplement, other policies) -doctors (names, phone numbers, and other contact information) -medical history (medications, allergies, conditions, procedures) -identification (social security, military ID, driver's license numbers) address list (friends, neighbors, family) -service providers (attorney, financial advisor, clergy, accountant) -financial (account numbers, checkbook, investments, tax records) -legal (wills, powers of attorney, health care directive) -deeds (house, other property, car title, boat title) -insurance (life, medical, auto, homeowner's) -household (mortgage, apartment lease, property tax records) -vital records (birth certificate, marriage license, divorce decree) -final wishes (organ donation, burial, property distribution) MAKE SURE THAT YOU -respect your parent's independence, even while taking care of them -allow your parent to make as many decisions as appropriate -have reasonable expectations of what your parent can do independently -talk regularly with your parent about their concerns, desires, and frustrations -make informed decisions that are in the best interest of your parent's needs -show compassion while you are trying to be efficient and responsible Content provided by OnlineOrganizing.com -- offering â&#x20AC;&#x153;a world of organizing solutions!â&#x20AC;? Visit www.onlineorganizing.com for organizing products, free tips, a speakers bureau, get a referral for a Professional Organizer near you, or get some help starting and running your own organizing business.

October2012-December2012 MHLlifestyle 21

VCAREGIVING

Am I My Parents’ Keeper?

Gina Botshetin Many people make the mistake of describing the aging process as “coming full circle,” as if the older community requires the same level of care giving and decision making by a loved one just like that of a child. This comparison is not accurate. Children do not have a lifetime of experiences that developed their choices and preferences. Children do not have a base of comparison and have not been responsible for themselves and others in the same way an adult has been.

While some seniors may become the responsibility of their children and may require assistance with basic tasks, they have earned the right to be treated with dignity, respect and to have their wishes honored and implemented. As adult children, we are our parents’ keepers. We must remember that one day we, too, will age and may need assistance from our children.

So when does one begin to plan to be the best “keeper” possible? Now. Adult children need to start talking with their parents about their options, preferences and wishes as their parents age and before there is a crisis. One never knows when it may be too late to ask the very important questions. One of the most important steps in pre-planning is to complete a Power Assisted Living, and Memory Care Communities of Attorney (POA) for Health Care. This POA allows the older individual to designate a person they trust to www.heritagesenior.com make decisions regarding their health and medical care when they are no longer able to make those decisions.

By starting this conversation with loved ones, basic wishes are revealed and should be documented for the “keeper” to honor.

While many older individuals often focus on health issues, another critical topic is housing. Important Walk through the doors of one of our Senior Living Communities and you will decision making includes the desire to remain in their immediately sense the homelike and friendly atmosphere. own home, move to assisted living, or identify if there At Heritage Senior Living, we provide the highest standard of care while protecting, is a preference for a certain group home or nursing cherishing and dignifying the knowledge , value and joy of our residents. home in which they would like to reside if needed. As the baby boomer population ages, there are many new facilities under development which offer a combination of services in one location. Deerwood Crossing, an Daily activities offered to nurture the affordable housing apartment complex in Brown Deer, is a 66-unit independent living facility with an “assisted mind, body and spirit and allow living overlay” for individuals over the age of 55. This residents to socialize and remain means that as a person’s needs change, the services active. selected will be provided in your apartment – you truly age in place.

Planning and discussing options for housing, does not mean that your loved one will ever need to move Provides flexibility and choice, from their home, but having a plan in place is vital to mealtime offers delicious and respecting and honoring our parents’ wishes. Here is nutritious meals served restaurant a check list of some things that should be completed style. with a parent who is still active and able to make his/her Personalized care plans developed based wishes clear and known: Power of Attorney for Health Care on residents needs as well as medication Power of Attorney for Finances management. In addition, Heritage offers Nutritional programs that List of important things and where they are kept visiting Physician and Nurse Practitioner accommodate our resident’s special (checkbook, will/trust documents, important paperwork, as well as a visiting podiatrist, dietary needs and considers their extra keys, safety deposit box) audiologist, dentist, and eye doctor. restriction requirements. Hydration Options for housing, if parent is unable to live and snack programs offered. independently.

List of current medications, physicians, allergies or other medical concerns.

Walking programs, advanced mechanical Parent wishes/opinions about experimental Short term stays available 5-28 days lifts, and a Falls Prevention program treatments. offering a temporary break for one to provide residents the help to maintain Quality of Life Issues discussion (how they want to regain strength prior to going home. their quality of life. spend their day, what they like and don’t like to eat.)

While some questions can seem painful or difficult For more information, please call 262-432-0222 to raise, it is always better to know the wishes of your parents in advance than to assume what we want is what Heritage Court Heritage at Deer Creek Lexington Heritage they would want for themselves.

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22 MHLlifestyle October 2012-December2012

Alzheimer’s

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But for those of us who live or work with people with Alzheimer’s we don’t just talk the talk, we walk the walk.

During National Alzheimer’s Awareness Month (November 2013), it is great to see everyone talking about ways to support families with Alzheimer’s. But for those of us who live or work with people with Alzheimer’s we don’t just talk the talk, we walk the walk. Every day of every month, twelve months a year.

Now, thanks to the new Alzheimer’s and Other Dementias Daily Companion app, we can let our fingers do at least some of the walking.

The app, which is free and currently available at the App Store for download to Apple devices, offers a wealth of information for connecting to valuable Alzheimer’s resources and dealing with the common behaviors associated with Alzheimer’s.

It contains much of the same information we cover when training our professional CAREGivers and hosting our local Alzheimer’s CARE program Family Caregiver Workshops, all in an easy-to-use, portable app. It’s designed to help enable caregivers to handle whatever challenges they encounter, as they encounter them.

Among the many behavior topics the app addresses are:

• Aggression and Anger • Agitation and Anxiety • Bathing and Hygiene • Bedtime Struggles and Sleep Problems • Confusion and Memory Loss • Delusions and Hallucinations • False Accusations and Paranoia • Hiding/Misplacing Items and Rummaging • Repetition • Sexually Inappropriate Behavior • Wandering • Withdrawal

The app also has an emotional support section for caregivers that offers help with issues ranging from compassion fatigue (which is actually a form of trauma that can happen over time if a person has had too much exposure to setbacks and difficult experiences), to grieving for a loved one before they’re actually gone – and many topics in between.

In addition to the app, our new Confidence to Care book is an easy reference that anyone in the household can use when they need support or are trying to redirect a behavior. You can purchase the entire book for only $10.39, or preview three chapters for free by visiting www.HelpforAlzheimersFamilies.com.

For more information about these and other resources we have for seniors and their families, please contact Home Instead Senior Care of Milwaukee at (414) 2399605, or Like us on Facebook.

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VHOME CARE

THERE’S NO PLACE

Like Home!

THERE ARE COMMON CONCERNS FOR OLDER PEOPLE. AND, YOU MAY SHARE AN OFTEN-HEARD WISH—“I WANT TO STAY IN MY OWN HOME!” THE GOOD NEWS IS THAT WITH THE RIGHT HELP YOU CAN DO JUST THAT.

WHAT DO I DO FIRST? Think about the kinds of help you might want in the near future. Planning ahead is hard because you never know how your needs might change. Maybe you live alone, so there is no one to help you. Maybe you don’t need help right now, but want to plan for when you need it. Help getting dressed in the morning, fixing a meal, or remembering to take medicine may be all you need to stay at home.

WHAT KINDS OF HELP CAN I GET? You can get almost any type of help you want in your home—often for a reasonable cost. The following list includes some common things people need. You can get more information on many of these services from your local Home Care Agency, Local Area Agency

on Aging, local and State offices on aging or social services, tribal organization, or nearby senior centers.

Personal care. Is bathing, washing your hair, or dressing getting harder to do? Are you having trouble walking?

Maybe a relative or friend could help you. Or, you could hire someone trained to help you for a short time each day or a couple hours each week to keep your safe.

Homemaking. Do you need help with chores like housecleaning, grocery shopping, or laundry? Some grocery stores and drug stores will take your order over the phone and bring the items to your home. Home Care can be inexpensive and you can get all your needs done with one caregiver rather then several different people entering

your home each week.

Meals. Tired of cooking, heating TV dinners or of eating alone? Maybe you could have a couple home made meals made by your own caregiver who does your laundry, cleans your bathroom all on the same visit. Sometimes meals are served at a nearby senior center, church, or synagogue. Eating out may give you a chance to visit with others and if you no longer drive, your caregiver can drive for you. Also, programs like Meals on Wheels bring hot meals into your home.

Money management. Are you paying bills late or not at all because it’s tiring or hard to keep track of them? Are doctors’ bills and health insurance claim forms confusing? Ask a trusted relative to lend a hand. If that’s not possible, volunteers, financial counselors, Home Care Agencies or geriatric care managers can help.

Home Health care. Do you forget to take your medicine? There are devices available to remind you when it is time to take it. Confusing with all those meds, a caregiver can oversee your meds and stabilize your health in the process. Have you just gotten out of the hospital and still need short term assistance at home?

Home Care Agencies hourly rates can be cost effective.

Getting around—at home and in town.

Are you having trouble walking? Think about getting an electric chair or scooter.

These might be covered by Medicare.

Do you need someone to go with you to the doctor or shopping? Building a relationship with your own caregiver gives you security in knowing she or he is their to help you out when you need it. Maybe a relative, friend, or neighbor would take you along when they go on errands or do yours for you.

Activities and friends. Are you bored staying at home? Try visiting your local senior center. They offer a variety of activities. You might see some old friends there and meet new people too. Is it hard for you to leave your home? Maybe you would enjoy visits from someone on a regular basis. Volunteers are sometimes

available to stop by or call once a week.

Safety. Are you worried about crime in your neighborhood, physical abuse, or losing money as a result of a scam?

Do you live alone and are afraid of becoming sick with no one around to help? Start to build a relationship with your Home Care Agency, they will always be there for you. You might want to get an emergency alert system. You just push a special button that you wear, and emergency medical personnel are called. A monthly fee is charged.

Housing. Does your home need a few changes to make it easier and safer to live in? Think about things like a ramp at the front door, grab bars in the tub or shower, nonskid floors, more comfortable handles on doors or faucets, and better insulation. Sound expensive? You might be able to get help paying for these changes. Check with your local or State Area Agencies on Aging, State housing finance agency, welfare department or community development groups.

WHERE DO I START? People you know. For many older people, family, friends, and neighbors are the biggest source of help. With the changing and busy world, it is often hard to rely on neighbors or family. Have a back up plan with a reliable Home Care Agency.

Community and local government resources. Learn about the types of services and care found in your community. Health care providers and social workers may have suggestions.

The local Area Agency on Aging, local and State offices on aging or social services, and your tribal organization have lists of services. Look in the phone book under “Government.” If you belong to a religious group. The group might have a senior services program.

Geriatric care managers. Speciallytrained people known as geriatric care managers can help make your daily life easier. They will work with you to form a long-term care plan and find the right services. They charge for this help, and it won’t be covered by any insurance plan.

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VHOME CARE

STAYING IN YOUR OWN HOME

with a little assistance

With a little assistance, many seniors are now able to stay in their homes instead of going into long-term care centers, such as nursing homes and assisted living facilities. Home care agencies can provide the help many seniors and people with disabilities need in order to remain living independently.

Older adults and people with disabilities who are in various types of managed care organizations can opt to have somebody they know well become their home care worker, also known as a “preferred worker.”

“Most people are surprised to learn that they can designate a relative or friend as their preferred worker,” said Mike Klug, vice president at the Milwaukee Center for Independence, “and that the preferred worker will be paid for the hours they work.”

The preferred worker may be a spouse, adult child or another family member or friend and must be over the age of 18. They must meet the physical requirements needed to provide proper care, pass a background check, and complete a training course to ensure that the safety, dignity and care needs of older adults and people with disabilities are met.

Nonprofit agencies such as New Health Services Home Care offer training courses for home care workers.

“Preferred workers who complete our training course tell us that they feel better prepared and much more confident as they provide care in the home,” said Karin Johnson, Director of New Health Services Home Care. Training includes personal care services, such as assistance with bathing and dressing, and supportive care, such as light housekeeping, meal preparation and grocery shopping.

Johnson said the training courses are followed up with home visits and internal reviews, with oversight from a Registered Nurse, to help the preferred worker continue to provide top quality services. If the preferred worker needs to take time off, agencies such as New Health Services Home Care can provide another trained caregiver to fill in.

“It’s all about choices,”

Johnson said. “For many of the people we serve, designating a preferred worker is an obvious, and welcome, choice.”

For more information on preferred workers and home care training courses, contact New Health Services Home Care, an affiliate of the Milwaukee Center for Independence, at (414) 937-2033 or visit www.mcfi.net.

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VMEDICARE

Understanding Medicare: KNOW YOUR RISKS. KNOW YOUR OPTIONS.

One of the most complicated and confusing issues youâ&#x20AC;&#x2122;ll face as you plan for retirement is understanding what Medicare does and does not cover.

Planning a Secure Retirement is not Simple- but it is important The first step in planning a secure retirement is understanding the risks you face in retirement.

One of the most complicated and confusing issues youâ&#x20AC;&#x2122;ll face as you plan for retirement is understanding what Medicare does and does not cover.

Failure to protect against expenses that are not cover by Medicare can have a dramatic impact on your financial security.

An insurance service organization specializes in helping you understand your needs for life and health insurance in retirement.

This article will help you understand what Medicare covers and does not cover.

This article, together with an assessment of your individual needs, will help you be informed, be smart, and be secure.

Understanding the Medicare Insurance Program While Medicare helps cover healthcare costs, It doesnâ&#x20AC;&#x2122;t cover all medical expenses or the cost of most long-term care. The program has four basic parts: PART A Medicare Part A (Hospital Insurance) Part A help pay for inpatient hospital care, and other services.

PART B Medicare Part B (Medical Insurance) Part B helps pay for doctorsâ&#x20AC;&#x2122; fee, outpatient hospital visits and other medical services and supplies not covered by Part A. PART C Medicare Part C (Private Medicare Advantage) Part C allow you to choose to receive all of your healthcare services through a

private organization.. (You must have both Parts A and B to enroll in C.) PART D Medicare Part D (Prescription Drug Insurance) Part D helps pay for some of the cost of medications that help your healthcare professionals prescribe.

Understanding Supplemental Health Insurance Because Medicare does not cover all your medical costs, you may decide to obtain additional protection through supplemental health insurance policies. These policies are sold by private companies and are not part of Medicare.

Having the right insurance protection in place can provide the peace of mind and protect you from high out-of pocket medical expenses. Having Medicare alone can expose you to many thousands of dollars in out-of- pocket expenses.

You may want to consider insurance coverage for some or all of the flowing expenses: The deductibles , coinsurance and exclusions in Medicare coverage The high cost of prescription medications The costs of skilled, nursing, assisted living, nursing home and home health care The cost of final expense The additional cost that go alone with critical illnesses like the cost of travel and lodging when receiving care way from home.

Medicare Does Not Eliminate Your Financial Responsibilities The number-one misperception most people have about Medicare is that it covers all of your medial expenses. It does not. In many cases you could be responsible for thousands of dollars of care.

Suffering from Medicare Overload Yet? Donâ&#x20AC;&#x2122;t worry, you are not alone.

Itâ&#x20AC;&#x2122;s easy to become overwhelmed As your local agent, I am happy by complexity of Medicare. Your toAsdiscuss youragency, benefits, and your local wecosts are happy Insurance representative, however, limitations thebenefits, plans I represent. to discussofyour costs and is a life and health insurance and of thea plans wefit represent. specialist focused on retirement We limitations can customize plan to your planning and can help you sort We can customize a plan to fit your specific needs! through Medicare, your options specific needs. and the other insurance products that can protect you financial security. Our goal is simple, we American Republic want you to be informed, be smart and be secure in that decisions you Insurance Company make about your financial security in retirement.

Local Phone XXX-XXXX Local Phone 262-523-1440 For more information contact Toll Free 877-647-6449 American Republic Insurance at Toll Free 1-8XX-XXX-XXXX (262) 523-1440 and visit www. americanrepublic.com.

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Not connected with or endorsed by the United States government or the Federal Medicare program.

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Ye Olde Pharmacy & Wellness Center Cedarburg N54W6135 Mill St. Suite 300 Cedarburg WI 53012 Contact: John Jankowski, R.PL. 262-375-0010 Fax: 262-375-0080 pharmacist@yeolderx.com wwwyeolderx.com

HEALTH DIRECTORY Allergy and Asthma Centers, S.C. Mayfair Mall 2500 N. Mayfrair Road, Suite 200 Wauwatosa 414-475-9101 Waukesha 1111 Delafield Street, Suite 213 Waukesha 262-542-2505 South Area 4811 S 76 Steet, suite 400 Greenfield 414-281-0404 Pediatric and adult asthma, nose and eye allergies/hay fever, food allergy, sinusitis, hives, skin allergies, eczema.

Foot Solutions 262-241-FOOT www.footsolutions.com/mequon At Foot Solutions our business is about feet and how to best care for them. We use today’s most advanced computer technology, the knowledge of proper fitting footwear and trained staff in foot pathology and physiology. If your work requires you to be on your feet all day, every day, you are probably already painfully aware of the need to care for your feet. There is no better way to achieve this than to put Foot Solutions arch supports or accommodative inserts in your shoes.

TOPS - Take Off Pounds Sensibly 4575 S. 5 th St P.O. box 070360 Milwaukee, WI 53207 414-482-4620 www.tops.org TOPS Club.Inc. is a nonprofit, noncommercial weight-loss support organization based in Milwaukee, Wisconsin with chapters located worldwide. Its two-fold objective is to encourage healthy lifestyles through weight-management support groups and to sponsor obesity research.

Ye Olde Pharmacy and Wellness Center is located in Dowtown Cedarburg and is Ozaukee county ’s only independent family owned pharmacy. We specialize in home medical equipment, surgical compression stockings, braces and garments, diabetes, compounding and more. We are able to bill insurance where others can not or will not. We fill traditional as well as compounded medications for men’ s and women ’s hormone replacement, autism, pain management, hospice, and pets. Please call or visit us at www.yeolderx.com for more information.

Eye Care Specialists, S.C. West Allis 10150 W. National Ave. West Allis 414-321-7520 Mayfair 2323 N. Mayfair Rd. Wauwatosa 414-258-4550 Downtown 735 W. Wisconsin Ave. Milwaukee 414-298-0099 Eye Care Specialists, S.C., has been a leader in medical, surgical and laser eye care since 1985. Our highly respected team includes skilled ophthalmologists and surgeons Drs. Norman Cohen, Robert Sucher, Mark Freedman, Brett Rhode and Daniel Ferguson and medical optometrist Dr. David Scheidt. We’re noted pioneers in cataract surgery techniques and glaucoma detection technology. We offer expert laser treatment for diabetes, retinal tears, nearsightedness, and other conditions. We conduct numerous programs devoted to patient and community education, as well as training area optometrists, doctors and nurses. We’re information sources for local media health reports and columnists in community newspapers. And, we’re affordable (accepting Medicare & most insurances). When you need an eye care specialist, consider the team named among “Top Doctors” by Milwaukee Magazine and trusted by more than 121,000 doctors and patients for: *Glaucoma, Diabetes and Macular Degeneration Care, *No-Stitch/No-Shot Cataract Surgery,*Pediatric Care & Surgery (lazy & crossed eyes),*Customized Laser Vision Correction (LASIK),*PresbyopiaCorrecting Lens Implants (to reduce the need for reading glasses),”*Dry Eye & Drooping Lid Treatment.” And, “Comprehensive Exams”,*Corneal Transplants & Retinal Conditions,*Ocular Infections and Comprehensive Exams.

Well-Being Integrative Dental Solutions Ingo G. Mahn, D.D.S. Supriya K. Shetty, D.D.S. 262-691-4555 23770 Capitol Dr. Pewaukee, WI 53072

Acupuncture Clinic Of Wauwatosa, Inc. William F. Hughes, Jr. PhD, Dipl. Ac Board Certified in Oriental Medicine and Acupuncture 11611 W North Ave, Suite 101 Wauwatosa, WI 53226 414-607-0900 www.wauwatosaacupuncture.com Dr. Hughes successfully treats many difficult problems. He uses the very successful balance treatment protocols.

When you balance the body you restore good health and vitality. You deservea happy and healthy life. Give us a call.

We typically get great results in a minimum of treatments.

Holistic Management & Wellness Center 10945 N Port Washington Rd, Suite 100 Mequon, WI 53092 Main Office 262-365-9572 Weight Management Office 262-365-9684 Dr. Steven Santino and his staff look forward to having you in their care. Get on the road to recover today. Call (262) 365-9572 to schedule an appointment.

Holistic Pain Management and Wellness

Aspire Wellness & Lifestyle Center, LLC 216 Green Bay Rd. Suite 109 Thiensville, WI 53092 www.aspirelivewell.com 262.478.0030 At Aspire we educate our patients to understand that we don’t have answers - we have solutions. Solutions to help them embrace and drive change. We often educate our patients by telling them that Consequence is the most important thing to understand. See consequence is both negative and positives as it is simply a byproduct of causality. Therefore we educate our patients that every action and every non-action or every choice and non-choice they decide results in positive and negative outcomes that affect the quality of our daily lives.

Ayurbeda Wellness 2331 Silvernail Rd Pewaukee WI 262.389.5835 www.ayurvedawellness.org Healthy Body Mind and Spirit, Fulfilled Life, Vibrant Energy Jamie Durner, CAP ■Throughout our sessions, you develop the self-care tools and habits, greater awareness about yourself, and the confidence to live a healthy, harmonious life.

Jamie’s areas of expertise include: -Health and wellness on all levels of body, mind, spirit, and life -The art & mastery of self-care -Living in alignment with nature and your highest self -Life balance -Personal and spiritual development -Developing and expanding a yoga and meditation practice -Lifestyle modification and habit change Jensen Health & Energy Center, S.C. 500 Elm Grove Road, Suite 325 Elm Grove, WI 53122 262-782-1616 www.health-energy.com Multi-disciplinary holistic clinic offering Chiropractic care, Acupuncture, Massage Therapy, Rolfing and CranioSacral therapy. Our experienced practitioners also have specialized training in many areas such as pediatric care, acupuncture facial rejuvenation, exercise and rehabilitation, pre and post-natal massage and body/mind coaching.

Specialized Therapy Services 2111 N 92nd Milwaukee 414-778-1341 Dave Vollmers www.specializedtherapyservices.com Find relief from Fibromyalgia, TMJ/ Headaches, Acute/Chronic Pain, Back & Pain, Comprehensive, Myofasical Release Programs Free Spirit Crystals 4763 N. 124th St. Butler, WI 53007 262.790.0748 info@freespiritcrystals.com Tumbled Stones, Unpolished Stones, and Crystals Rare Large Specimen Stones Metaphysical Supplies, Incense, Bells Books, Tarot, Jewelry, Candles Classes, Readings, and Healings by Caring Professionals

October2012-December2012 MHLlifestyle 27

The Ommani Center Pewaukee 262-695-5311 The Ommani Center for Integrative Medicine opened in February of 2001.

It was created to provide health care from a place of high quality integrative medicine offered from a model of wholeness and service.

The Vision of The Ommani Center arose from a passion to provide wholeness and integration in a healthcare model.

The Center specializes in Integrative Medicine, which combines state-of-the art conventional medicine with wellestablished complementary modalities.

Personal growth and self-care are two areas of focus where clients learn to reclaim their health and well-being. This has the power to restore and heal the individual, the community and the world at all levels of body, mind and spirit.

The word Ommani means that our wisdom lies within us. It is a combination of that innate wisdom and the expertise of medical and life practices chosen sensibly and safely that lead to health and healing.

Holistic Pain Management & Wellness Center 10945 N. Port Washington Rd. #100 Mequon WI 53098 262.365.9572 www.holisticpainmanagement.net Dr. Steve Santino, PhD

North Shore Chiropractic and Rehab Kendal J. Hoard DC, CCSP, CSCS 1516 W. Mequon RD. Ste 202, Mequon 262--478-0033 Dr. Hoard is a graduate of the National College of Chiropractic and certified by the National Board of Chiropractic Examiners. Dr. Hoard is board eligible for the certification of Diplomate of American Chiropractic Board of Sports Practitioner (DACBSP). He also received his certification as a certified chiropractic sports practitioner (CCSP) and certified strength and conditioning specialist (CSCS). He has completed intensive postgraduate work in the areas of orthopedic, sports related injuries, pediatrics, nutrition and neurology.

Dr. Hoard treats a variety of conditions at his North Shore office: headaches, neck pain, sports injuries, ankle/ knee injuries, shoulder injuries, carpal tunnel syndrome, work/auto injuries, low back pain, sciatica and disc herniation’s just name a few. Patients range from pediatrics to geriatrics, weekend warriors to elite athletes as well as at home mothers and business persons.

28 MHLlifestyle October 2012-December2012

Angel Light Center for the Healing Arts 13300 Watertown Plank Rd, Elm Grove, WI 262-787-3001 www.angellightllc.com Located at 13300 Watertown Plank Rd. in historic Elm Grove, WI, Angel Light Center for the Healing Arts is a multi-faceted facility offering products, services and information relating to health, healing and the development of Spiritual Consciousness. All these different aspects come together “under-one-roof,” making it a very unique place for those who gather there. Angel Light has been built on a solid foundation of honesty, respect and concern for the individual human spirit and offers workshops and educational programs and events designed to support its mission. Angel Light Center for the Healing Arts features a boutique area filled with crystals, candles, artist designed jewelry and accessories and chemical free soaps and aromatherapy. The serices offered include Massage Therapy, Reiki Energy Work, Cranial Sacral Therapy, Sound Healing and Reflexology. Our facility houses a reading room, two treatment rooms and a classroom. We invite you to learn more about our facility, its historic location and amazing history by stopping by or visiting our website at www.angellightllc.com.

Total Health 262-251-2929 Naturopathic Consultations, Herbal consultations, Massage Therapy, Chiropractic services, Reflexology, Acupuncture, Nutritional counseling Wholistic Occupational Therapy 6320 W North Ave Wauwatosa, WI 414.258.2981 Diane Halloran, OT Treatment of Pain, Learning Disorders and more. Headaches, shoulder, arm and hand injuries, TMJ, Neck and Bain Pain, Head injuries, Carpal Tunnel, Fibromyalgia, ADHD, Anxiety. Insurance accepted

LaceWing Diane M. Olson-Schmidt lacewing@nase.org 414.793.3652 Garden Consultation, Instruction, Desing, Wildflowers & Woodland Gardens, Organic Lawn Care, Landscape Maintenance.

Enviromentally sustainable landscapes practive in all area/habitats. Winter services, Landscpe Design, Thinning & Renewal Pruning, Garden Talks to Groups on Various Organinc Garden Topics & Lifestyles. Creating Habitats for over 15 years.

SENIOR HOUSING DIRECTORY FALL/WINTER 2012-2013

independent living

V Independent, Assited and Other Care

Sussex Mills W240 N6345 Maple Avenue Sussex, WI 53089 262-820-1118 F: 262-820-1119 sussexmill@oakbrookcorp.com

Marquette Manor 2409 10th Avenue South Milwaukee, WI 53172 414- 764-7055 F: (414) 766-9307 sunrise@oakbrookcorp.com

V Two bedroom apartments in a three-

V74 apartments in a three-story build-

story building, elevator access, surface and underground parking, porches, coin operated laundry, and controlled access entry system.

The Silvernail 2451 Silvernail Rd. Pewaukee, Wi 53072 262- 896-2100 F: 262-896-8952 www.wimmercommunities.com V One and Two Bedroom Apartments.

Includes Free Laundry, Underground Parking and Transportation to Grocery Shopping. Secured Lobby Entrance, Dining/Gathering Room, Craft Room, Wellness Center, Salon, On Site Banking, Fitness Room, Chapel, Country Store and a Monthly Calendar of Activities.

The Centennial 400 E. Centennial Dr. Oak Creek, WI 53154 414-762-7762 F: 414-571-5210 www.wimmercommunities.com V One and Two Bedroom Apartments.

Includes Free Laundry, Underground Parking and Transportation to Grocery Shopping. Secured Lobby Entrance, Dining/Gathering Room, Craft Room, Wellness Center, Salon, On Site Banking, Fitness Room, Chapel, Country Store and a Monthly Calendar of Activities.

ing.with patios, surface and underground parking, craft room, beauty shop, guest suite, exercise room, courtyard, elevator access, controlled access entry system, and community room with kitchen, TV, and VCR. Pets allowed.

Sunrise Village 2500 10th Avenue South Milwaukee, WI 53172 414-764-7997 sunrise@oakbrookcorp.com V 48 one and two bedroom apartments

in one three-story building with elevator access, porches, controlled access entry system, coin operated laundry, surface and underground parking, and a community room with kitchen, TV, and VCR. Pets allowed.

Alexian Village 9301 N 76th St Milwaukee, WI 414-357-5105 V Alexian Village offers over 300 one

bedroom, two bedroom, custom apartments or “Cottage Homes”. What makes Alexian Village special is the “Village Wellness” emphasis on keeping residents as independent as possible for as long as possible. If special care is ever needed in assisted living or nursing home, then Alexian offers quality and compassionate care in its “Village Square” or “ Health Center .”

Silver Creek Village 2455 W Silver Spring Dr. Glendale, WI 53209 414-578-3612 414- 578-3620 silvercreek@oakbrookcorp.com V One and two bedroom apartments

with a beauty salon, exercise room, surface and underground parking, elevator access, patios, controlled access entry system, and a community room.

Hawthorne Terrace 414.258.9772 7700 W Portland Ave. Wauwatosa, WI www.hawthorneterrace-apartments. com www.reillyjoseph.com VCharming Alcove, 1-2 Bedroom Apart-

ment Homes offering underground parking, beautiful community room, library, bank, hair salon, grocery store..

Berkshire at Sunset S30 W24890 Sunset Drive Waukesha, WI 53189 262-548-0131 262-548-1063 berkshire-sunset@oakbrookcorp.com V78 one and two bedroom apartments

with community room, guest suite, exercise/craft room, underground and surface parking, elevator service and controlled access entry system.

Lexington Village 5000 South 107th Street Greenfield, WI 53228 414-425-4008 F: 414-425-1876 V Lexington Village is an elegant senior

apartment community that provides adults, age 55 and better, well-deserved comfort, luxury, and convenience.

Relying on Lexington Village to perform all the mundane tasks that you used to do, frees you to travel, explore your surroundings, and make new friends.

The many bonuses of life at Lexington Village include spectacular views, topquality design, and countless amenities, including a beautiful community room and scheduled activities.

Reilly-Joseph Company 1661 North Water Street, Suite 509 Milwaukee, WI 53202-6377 414-271-5201 The Reilly-Joseph Company is a V privately owned and operated apartment development firm, established in 1970.

The company operates apartment complexes in the communities of Menomonee Falls, New Berlin, Pewaukee and Waukesha, Wisconsin.

Premiere apartment communities are Village Square Townhomes, Apple Glen Apartments, Hunters Ridge Apartments & Townhomes, Stone Creek Apartments, as well as the award winning senior retirement community, Hawthorne Terrace in Wauwatosa.

Our philosophy is that a cheerful environment makes a cheerful resident. We pride ourselves in providing well-maintained buildings and superior service to our residents.

Deer Creek Village Apartments 3601 S. 147th St. New Berlin, WI 53151 262-641-9410 262-641-4360 deercreek@oakbrookcorp.com V 145 one and two bedroom luxury

apartments in a three-story building with a private dining room. Includes community room with a kitchen, TV, and VCR. Library, bank, computer room, guest suite, beauty salon, porches, elevator access, and a controlled entry access system Milwaukee Catholic Home 2462 North Prospect Avenue Milwaukee, Wisconsin 53211 (414) 224-9700 www.milwaukeecatholichome.org lcardinale@milwaukeecatholichome. org V Caring, respect and a dedication

to excellence are at the heart of everything that occurs at Milwaukee Catholic Home, a CARF-CCAC accredited retirement community in operation since 1913. The organization prides itself on the commitment to providing older adults with exceptional service and care at all levels, including independent and assisted living, skilled nursing and intergenerational adult day programming.

Deer Creek Village Apartments 3601 S. 147th St. New Berlin, WI 53151 262-641-9410 deercreek@oakbrookcorp.com V 145 one and two bedroom luxury apartments in a three-story building with a private dining room. Includes community room with a kitchen, TV, and VCR. Library, bank, computer room, guest suite, beauty salon, porches, elevator access, and a controlled entry access system

Berkshire Oconomowoc 210 S. Main Street Oconomowoc, WI 53066 262-567-9001 V The Berkshire Oconomowoc offers luxery and comfortable housing in the beautiful community of Oconomowoc for independent seniors 55 and older. One and two bedroom apartment homes, heat and water included, controlled access, underground parking, pets welcome- some restrictions apply.

Williamstown Bay 3400 East Ramsey Avenue, 414-481-8580 V Affordable senior homes for seniors

55 and better. Come and enjoy spacious elegant living at Williamstown Bay. One and two bedroom apartments homes with new resource room, beautiful decorated community rooms, intercom entries and elevators, same floor storage and laundry. Walking distance to stores, clinics, pharmacy and restaurants. Heat included in select units, social activities and much more.

Tudor Oaks Retirement Community S77 W12929 Mc Shane Drive Muskego, WI 53150 414-525-6500 Contact Person: Judy Radish abhomes.net V At Tudor Oaks we offer a senior lifestyle that reflects what’s important to you and customized to meet your idea of senior living at every life stage. From our beautiful apartment homes to assisted living and healthcare, Tudor Oaks offers the best in amenities, service and care. Join us for lunch and a tour to experience what we call, Classic Senior Style! Call Judy or Lorri at 414-525-6500 or visit us on line at abhomes.net/wisconsin.

Becker Property Services, LLC 11520 N. Port Washington Rd., Mequon, WI 53092 262-240-9406 F:262-240-9729 BeckPropSvcs@aol.com www.beckerpropertyservices.com V Becker Property Services is a privately owned and operated real estate firm specializing in consulting, development, and management of affordable multifamily housing, established in 1984.

The company currently operates 11 apartment complex in the communities of Cudahy, Mequon, Milwaukee, Waukesha, West Allis, and West Milwaukee. 8 of the apartment complexes provides affordable and accessible subsidized housing to low income senior citizens age 62 and older, 2 complexes provide affordable and accessible subsidized housing for the physically disabled, and 1 complex provides affordable and accessible housing for seniors age 55 and older.

We pride ourselves in providing safe, secure, well maintained, barrier free affordable housing for our senior and disabled residents.

Brenwood Park Senior Apartments 9501 W. Loomis Rd. Franklin, WI 53132 414-427-8499 414-525-7349 brenwood@oakbrookcorp.com V “Picture yourself at Brenwood having FUN”. We have a lot of Fun activities like, miniature golf, dart baseball, bingo, card and many more. Your HEAT AND HOT WATER ARE INCLUDED! Also included are a bank, beauty shop, craft & hobby room, guest suite, elevator service, computer room, surface & underground parking, and a controlled access entry system. Pets allowed.

The Berkshire 1414 South 65th Street West Allis, WI 53214 414-427-7100 F:608-238-9541 Berkshire-westallis@oakbrookcorp. com V 80 one and two bedroom apartments

in a four-story building. Includes a community room, social activities, on-site laundry, underground parking and a controlled access entry system. Small pets allowed.

October2012-December2012 MHLlifestyle 29

CHAI POINT 1400 N. Prospect Avenue Milwaukee, WI 53202 414-289-9600 www.jewishseniorliving.org V

A luxury high-rise apartment building overlooking Lake Michigan, Chai Point offers both beauty and service to older adults. Located in the center of Jewish cultural and community activities, you’re right where you want to be. Choose a 1-, 2- or 3-bedroom apartment from a variety of floor plans.

SARAH CHUDNOW CAMPUS 10995 N. Market Street Mequon, WI 53092 262-478-1500 www.jewishseniorliving.org V

A new and progressive senior living facility, the Sarah Chudnow Campus is built on 17 acres of meadow and wooded areas. It encourages an active and independent life style for older adults. Line in one of 41 elegant 1-, 2- or 3-bedroom apartments with state-of-the-art amenities as well as access to a full continuum of care in a Jewish environment.

Heriatage West Allis 7901 W. National Ave West Allis, WI 53214 414-302-9700 (Assisted Living) 414-302-0600 (Independent Living) V Walk through the doors of one of our

Assisted Living or Memory Care Communities and youwill immediatley sense the home-like and friendly atmosphere.

Choose between studio, one-bedroom, and two-bedroom apartments. Our Memory Care Neighborhoods offer special care for the unique needs residents with Alzheimers Disease or related dementias.

Horizon Senior Housing www.horizonseniorhousing.com V Spacious 1 and 2 bedroom apartments for Active Adults 55 and better. Afforadable rents, Quality construction, Elegant finishing touches. Check out our website

Willowbrook Place Independent Senior Apartments 205 Green Bay Road Thiensville, WI 53092 262-242-8045 willowbrookplace@fred-inc.com

30 MHLlifestyle October 2012-December2012

San Camillo Retirement Community & Assisted Living at St. Camillus 10101 W. Wisconsin Ave. Wauwatosa Independent Retirement and Assisted Living 414-259-6333 www.stcam.com V Like a friendly small town community,

San Camillo is home to over 300 residents from varying backgrounds who share an exciting, secure and comfortable lifestyle. Daily opportunities for fine dining, busy calendars, transportation, and health and wellness services are framed by personal privacy and selfdetermination.

Garden Terrace Independent Living 10851 W Donna Drive Milwaukee 414-431-0300 Garden Place Independent with Supportive Options 8425 N 107th St. Milwaukee 414-755-6200 Clarke Square Terrace Independent Living with Supportive Options 1740 W Pierce St. 414-431-0300

Jackson Crossing N168 W22022 Main Street Jackson Wi 53037 www.jacksoncrossings.com 262.993-2838 V Independent Apartments

Supportive Care Assisted Living Memory Care

Lincoln Village 1300W Lincoln Village Ave Port Washington WI 53074 262-268-1300 lincolnvillage@oakbrookcorp.com V Senior Apartments with heat and wa-

ter included. Small pets Welcome.

RiverBend Senior Apartments West Bend WI 262-306-0876 riverbend@oakbrookcorp.com V Senior Apartments with heat and water included. Professional on-site Management, Laundry room on each floor, Elevators access all floors, Controlled Acces Entry Small pets Welcome.

We are an innovative community designed to provide assisted living to those individuals who are 55 years and older that meet the qualified income guidelines. We accept Family Care Funding.

Reilly-Joseph Company 1661 North Water Street, Suite 509 Milwaukee, WI 53202-6377 414-271-5201 The Reilly-Joseph Company is a privately owned and operated apartment development firm, established in 1970.

The company operates apartment complexes in the communities of Menomonee Falls, New Berlin, Pewaukee and Waukesha, Wisconsin.

Premiere apartment communities are Village Square Townhomes, Apple Glen Apartments, Hunters Ridge Apartments & Townhomes, Stone Creek Apartments, as well as the award winning senior retirement community, Hawthorne Terrace in Wauwatosa.

Our philosophy is that a cheerful environment makes a cheerful resident. We pride ourselves in providing well-maintained buildings and superior service to our residents.

Meadowmere Assisted Living Community 2330 S. 54th Street West Allis, WI 53219 414-615-7100 www.meadowmerewestallis.com msteinbrenner@5sqc.com V Meadowmere offers spacious apartments which you can personalize with your own furnishings and decorations.

Experience our Healthy Generation Recreation Programs which include outings to area shows and restaurants. “Brain Fitness” programs are designed to be fun while keeping your mind active and alert. Join us in table games, entertainment, glee club, drama club and arts and crafts groups. Pets are welcome, too! We invite you to have lunch with us and a personal tour. Meadowmere is located within the Mitchell Manor Senior Living Community in West Allis, Wisconsin.

Meadowmere Northshore Assisted Living Community 10803 North Port Washington Road Mequon, WI 53092 262-478-2200 V Meadowmere Northshore Assisted Living Community offers all the comforts of home and more. Our residents enjoy 24-hour assistance with day-today tasks, in a setting that fosters independence. We recognize that a person’s optimum health and well being are the results of caring for the whole person -physically, emotionally, spiritually, intellectually and socially

Meadowmere Senior Living Community 701 E Puetz Rd Oak Creek, WI 53154 414-766-2100 www.meadowmereoakcreek.com rpergande@5sqc.com V At Meadowmere, you will always find

assisted living Trinity Village Expertise for the Journey of Aging 7300 West Dean Road, Milwaukee 414-371-7350 Assisted Living Singles and couples receive supportive services (medication administration, etc.) in their own apartment.

We specialize in helping people with

the support you need to live well and enjoy all that life has to offer. From a variety of exciting activities, to fine dining, and a focus on wellness, Meadowmere is the perfect place to enjoy a health, happy retirement. Meadowmere Senior Living Community includes ManorPointe Independent Living, Meadowmere Assisted Living and Mitchell Manor Assisted Living. Our multiple levels of care allow a person to remain in our community as they age or their care needs change. Contact us at Meadowmere to set up a tour and learn more about our wonderful community today!

rehabilitation Waukesha Springs Health and Rehabilitation Center 1810 Kensington Drive Waukesha WI 53188 262-548-1400 www.waukeshasprings.org A personalized rehabilitation experience that will get you better and get you home, as quickly as possible.

Allis Care Center 414-453-9290 V Allis Care Center is a full-service nurs-

ing facility offering rehabilitative care, long-term care, skilled nursing and Alzheimer’s care. Our specialized approach is designed to help each resident achieve the highest level of independence possible. We deliver the most comprehensive care available by providing for the physical, emotional, spiritual and social needs of our residents. Our goal is to serve our residents on an individual basis in the best possible way and to provide a living environment that offers comfort and safety. surance plans.

We encourage you to visit us at 9047 W. Greenfield Avenue, West Allis, WI 53214 or call us at 414-453-9290 for more in-

senior services Clement Manor 3939 S 92nd St. Greenfield WI 53228 414.321.1800 www.clementmanor.com V Short-term comprehensive and customized approach to medical and physical needs, Primary Team Model: Licensed nurse and certified nursing assistant providing direct care, Expanded insurance contracts, Private rooms available

Wisconsin Parkinson Association 945 N. 12th Street, Suite 4602 Milwaukee, WI 53233 800-972-5455 or 414-219-7061 www.wiparkinson.org V The mission of the Wisconsin Par-

kinson Association is to expand medical professional and public awareness and understanding about Parkinson disease that will lead to maximum support, the best individual health care, assistance for caregivers and families, and increased funding for research. Among the WPA’s programs and services are information and referrals for help with treatment, assisted living or care facilities, and allied health professionals; education conferences, symposia, workshops, and printed information; free screenings; support groups; and raising funds to support Parkinson disease research.

Comfort Keepers 4420 S 108th Street Greendfield WI 53228 414.858.9400 262.542.5800 262.376.7510 V Comfort Keepers is a nationa franchise. With over 600 franchises and are ranked in the top 2 of the nation. We provide Homemaking Services, Laundry, meals, oversee meds, transportation and companionship. Personal Care Services.

Incontinence care, transfer mobility, hoyer lift. Speicalizing in Legal Live in, alzheimers and repite care.

National Pedorthic Services®, Inc. 7283 West Appleton Avenue Milwaukee, Wisconsin 53216 414-438-1211 2745 West Layton Avenue, Suite 103 Milwaukee, Wisconsin 53221 414-282-8888 12308 North Corporate Parkway Suite 300 Mequon, Wisconsin 53097 414-243-5530 V National Pedorthic Services has been meeting the pedorthic needs of patients for 35 years. We are located in Wisconsin, Missouri, and New York; having 9 offices total. Our services include filling prescriptions for shoes, custom inserts, shoe modifications, custom shoes, and lower limb bracing.

We offer a variety of off-the-shelf shoe inserts and compression hosiery.

Rent-A-Daughter 12660 W. North Avenue Brookfield, WI 53005 262-754-0550 or 414-479- 0029 www.rent-a-daugher.com

Midwest Audiology Center, LLC 4818 S76th Street Greenfield 414-281-8300 Dr. Douglas Kloss

V Rent-A-Daughter is a family owned

V Quality Hearing Healthcare Services

business dedicated to providing reliable home care and companionship services. We care about people who need assistance to remain independent, wherever they are. Our home care assistance is customized to meet your needs with flexible hours. Personal care, housekeeping, laundry, meal preparation, transportation, shopping and companionship are some of the services we offer. We specialize in older adults, disabled, convalescing, and those with Alzheimers. Hourly, daily or weekly respite assistance is available.

Allied Senior Services 7421 W. Becher Street 414-545-7878 www.allied-senior-svcs.com Contact: AnnaMarie V Allied Senior Services has been doing business since 1989. We have been endorsed by many large groups and their leaders. Allied Senior Services is a full service insurance agency handling many types of insurance from several companies. We meet your individual needs by shopping for the best product and the best price. Independent representatives, located in various areas of the state, provide excellent, convenient service for you.

Cosmetically appealling designs availavle. Offering the latest hearing aid technology asales and service.

Midwest Senior Select, Inc. 11518 N. Port Washington Rd. Mequon, WI 53092 414-241-3662 V At Midwest Senior Select, Inc. We understand that finding the best affordable Health or Life insurance protection plan can be confusing, frustrating and expensive, especially as we get older.

That’s why we’ve done the “Homework” for you Representing Selected Major Insurance Companies For Medicare Supplements, Medicare Advantage Plans, Medicare Prescription Drug Plans, Long Term Care, Final Expense Life, Annuities, Under 65 Major Medical Plans, Health Or Life For Under 65.

Peace of Mind Services 414.453.1562 V Simple Cremation, Traditional Funer-

als Serving all of Wisconsin

Older Adult Services’ Care Management Program 414-390-5800 www.jfsmilw.org 1300 N. Jackson Street, Milwaukee, WI 53202 5800 N. Bayshore Drive, Suite B215, Glendale, WI 53217 VOlder Adult Services care management

provides an individualized program to help older adults and their families deal with the issues of aging. It is designed to meet the needs of older adults and their families, including personal independence, health, social connectedness, nutrition and psychological well being. The care management team emphasizes compassion, quality and affordability and the program is open to all faiths and organizes specialized care plans and acts as a liaison for families separated by distance.

Community outreach programs related to caregivers and older adults are available upon request.

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