Healthy Cells Magazine Phoenix

VALLEY OF THE SUN Phoenix area

Promoting Healthier Living in Your Community • Physical • Emotional

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• Nutritional

The Ultimate Gift —

The Gift of Life

ALSO IN THIS MONTH’S ISSUE:

We Are All iGen Lonliness Affects All Ages Could Taking a Probiotic Help Manage My Type 2 Diabetes?

M A G A Z I N E

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T H E S E N I O R C A R E YO U ’ V E B E E N S E A R C H I N G FO R

APRIL 6 8

Volume 7, Issue 4 Physical Finding the Courage to Ask for Help When Needed

This Month’s Cover Story:

The Ultimate Gift — The Gift of Life

page 18

Nutritional Could Taking a Probiotic Help Manage My Type 2 Diabetes?

10

Emotional We Are All iGen

12

Time Management Spending Time Wisely

14

A Remarkable Story Minnesota Teen Travels to Arizona to Visit the Last Orphan Train Child

16

Financial Health Proprietary Reverse Mortgage Products — What Does It Mean for You?

22

Online Pharmacies Four Things You Might Not Know About Prescription Drug Costs

24

Staying Active Meeting Our Changing Needs Throughout Our Journey

For advertising information, contact: Monica Tegg, owner, Valley of the Sun Edition

Cell: 480-204-3090 • Fax: 309-691-2187 PO Box 6233, Chandler, AZ 85246

26

Cutting-Edge Technology Doctors Use 3D-Printed Hearts to Treat Birth Defects in Kids

27

Get and Give Joy Helping Parents Age — Tips to Help Overcome New Challenges

28

The Need to Feel Needed Loneliness Affects All Ages

30

Preplanning The Best Gift You Can Give Your Family — Making Your Wishes Known

32

2019

Book Review Am I Dying?!

monica@healthycellsmagazine.com www.healthycellsmagazine.com/phx Mission: The objective of Healthy Cells Magazine® is to promote a stronger health-conscious community by means of offering education and support through the cooperative efforts among esteemed health and fitness professionals in the Phoenix area.

Healthy Cells Magazine® is intended to heighten awareness of health and fitness information and does not suggest diagnosis or treatment. This information is not a substitute for medical attention. See your health care professional for medical advice and treatment. The opinions, statements, and claims expressed by the columnists, advertisers, and contributors to Healthy Cells Magazine® are not necessarily those of the editors or publisher.

Healthy Cells Magazine® is available FREE in high traffic locations throughout the East Valley, including medical facilities and other waiting rooms. Healthy Cells Magazine® welcomes contributions pertaining to healthier living in the Phoenix area. Limelight Communications, Inc. assumes no responsibility for their publication or return. Solicitations for articles shall pertain to physical, emotional, and nutritional health only.

Healthy Cells Magazine® is produced by: 2001 Hartman Rd., Chillicothe, IL 61523 • Ph: 309-681-4418 • Fax: 309-691-2187 info@limelightlink.com Printed in the USA. Copyright 2019 Limelight Communications, Inc. All rights reserved.

letter from the owner

Everyone Can Make a Difference

A

pril is the month we recognize and thank the millions of people of all ages that give so generously by volunteering. On average, about twenty-five percent of Americans offer their skills, time, and talents to organizations, churches, schools, and other needs within the community. Not only does this benefit the organization and the people they serve, but research has shown it’s also good for the donor’s health. Volunteering provides the opportunity to socialize, stay active, and make new friends, which all have health benefits. A great big thank you to all volunteers!

This month’s feature story is about donating in a different way — a donation that literally gives life. By donating blood, you are saving up to three lives. Every day, thousands of people need blood for transfusions, surgeries, emergency trauma care, and platelets to treat cancer. As a living donor, you can also donate bone marrow and some people have even donated one of their kidneys or lungs to help save someone’s life.

It’s never easy to lose a loved one, but being an organ donor is the ultimate last gift that allows a part of someone to live on and make a difference in the lives of others needing life-saving organs. If you are a registered organ donor, thank you! Please make sure your loved ones know about your wishes, and if my family is reading this, yes, I’m a registered organ donor. If you have not registered yet, I hope reading about Wally in the feature story and learning just how many lives one donor can impact inspires you to consider being an organ donor.

As always, I welcome your suggestions and comments about content you would like to read.

Stay healthy, and Happy Easter.

Monica Tegg/Owner, Healthy Cells Magazine® Monica@healthycellsmagazine.com 480-204-3090

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Join us for a complimentary lunch & tour.

Please call 480.400.8432 to schedule.

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Independent & Assisted Living Residences

April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 5

physical

Finding the Courage to Ask for Help When Needed Submitted by Kimberly Perkins-Akers, Amada Senior Care

M

any words can be used to describe the role of a family caregiver, but “easy” is not one of them. Caregiving is demanding and stressful, yet if done right, it can be incredibly rewarding. Unfortunately, many family caregivers neglect to recognize their personal limitations and they set unrealistic goals about the amount of care they can provide. Having impractical expectations in combination with an unhealthy attitude towards the acceptance of help is the quickest way to end up chronically stressed and on the road to caregiver burnout. Asking for help is not about giving up or passing the burden to someone else, nor is it an indicator of how much you care. Finding the courage to ask for help is about understanding how the quality of care you provide for someone else is directly impacted by the care you provide for yourself.

Kimberly Perkins-Akers, CSA, owner

life partner, or friend. They provide physical, emotional, and sometimes even financial support to the loved one who is unable to care for him or herself. Family caregivers usually provide this care without pay.

The reality for many family caregivers is they were unaware of how demanding this role can be. For some, the caregiving role happened abruptly, leaving little time to prepare. Although others saw it coming, they underestimated the amount of work that would be required of them. Regardless of whether becoming a caregiver was foreseeable, it is nearly impossible to do alone. This is especially true for loved ones who require around-the-clock care. Even when you are caring for someone who doesn’t require extensive care, the job is difficult. It is impossible to effectively care for another person without taking time to properly care for yourself. In order to do so, you will need to ask for assistance and know it is okay to seek out and ask for help when you need it.

Free Events

If you have a long-term care insurance polic come to one of y, our First Friday events to learn about what is in your policy and the definitio to trigger the be ns nefits you have paid into for many years.

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RSVP at 480-999-5250 • www.

AmadaPhoenix.com There is a common misconception around the idea of asking for help. Many caregivers are reluctant to ask for assistance because they view it as a sign of weakness or inadequacy. That idea could not be further from the truth. Asking for help demonstrates not only the acceptance of one’s own limitations, but it also brings to light the possession of admirable traits, including the following: • Honesty • Responsibility • Humbleness • Courage

The truth about asking for help Family caregivers, also referred to as “informal” caregivers, are people who are responsible for attending to the needs of a family member, Page 6 — Healthy Cells Magazine — Phoenix Area ­— April 2019

When to ask for help The best time to reach out is before you feel too stressed, a feeling known as caregiver stress. If you are new to being a family caregiver, you may not be able to realize when you are approaching this point, but

as time goes on, you will be able to tell when you are reaching your limit.

If you miss it, the second best time to reach out for help is as soon as you start experiencing the symptoms associated with caregiver stress.

10 common symptoms of caregiver stress: • Depression • Withdrawal • Insomnia • Trouble concentrating • Anger • Health issues • Exhaustion • Anxiety • Drinking or smoking • Altered eating habits Failing to reach out can result in something referred to as caregiver burnout. Caregiver burnout is a state of physical, emotional, and mental exhaustion. Some caregivers even suffer from a change in attitude and can become hostile and resentful.

Common signs of caregiver burnout include the following: • Having significantly less energy than you had prior to taking on your care role • Getting sick more frequently • Feeling constantly exhausted, even after you take a break or sleep • Neglecting your own needs for various reasons including guilt and time constraints • Putting your care role in the center of your world • Having trouble relaxing, even when help is available • Becoming increasingly impatient and irritable with the person you are caring for • Feeling helpless and hopeless

Who to ask for help It is crucial to determine what exactly you need help with and when. There are many caregiving activities you should consider, including homemaker (i.e. household maintenance and repairs, running errands, etc.), personal care (i.e. bathing, dressing, etc.), home health care (i.e. hospice aid, skilled nursing care, etc.), and quality of life (i.e. companionship, social advocacy, etc.).

Once you establish what you need help with, create a list of resources and people who can help you. This list will vary from person to person because it is dependent on many factors, including the level of care your loved one needs. Consider the following resources: • Friends and family • Neighbors • Home care services • Local support groups • Online forums Amada Senior Care has a team of professionals that can work in conjunction with family members to reduce caregiver stress and burnout. Our team of experts will work to find the best care options for your situation.

Aging well under quality care makes a positive impact for any senior in need, especially those who desire to age at home. Amada Senior Care offers a one-call solution with a complimentary home assessment as well as in-home care. Call Amada Senior Care at 480-999-5250, or visit www.AmadaMesa.com.

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from class participants about how much they enjoy reading Healthy Cells articles and always learning something new. Its one more resource for me to

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 7

nutritional

Could Taking a Probiotic Help Manage My Type 2 Diabetes?

By Kendra Wright, Dietetic Intern at Dignity Health Center for Diabetes Management

What are probiotics?

Probiotics are good bacteria found in food and supplements that provide a variety of health benefits. Consuming probiotics increases the number of good bacteria in the digestive tract (also called a “gut”). A healthy gut helps digestion, enhances immunity, aids with weight loss, and reduces the risk and severity of many diseases.

Although probiotics have many benefits, their full effect on diabetes is still being researched. Type 2 diabetes is a disease where the pancreas slowly stops making enough insulin or the body does not use insulin effectively (insulin resistance). Without enough insulin to process all the sugar eaten, the sugar builds up in the blood, causing high blood sugars. Because diet plays a critical role in the management of diabetes, many speculate whether probiotics could improve the effects of diabetes as well.

How can I add probiotics to my diet?

For those who want to add probiotics to their diet, probiotics can be found in many food sources, such as yogurt, kefir (a fermented milk drink), sauerkraut, fermented fruits and vegetables, and some non-pasteurized cheeses and meats. Probiotics can also be taken as a supplement in a pill or powder form. Make sure to switch up brands every few months in order to expose your gut to new bacteria. You may also want to take a prebiotic (food for the bacteria) with your probiotic. Prebiotics are found in supplements or high-fiber foods such as an apple, garlic, onion, artichoke, bananas, oats, etc.

Is there evidence that probiotics improve diabetes outcomes?

New research shows that taking probiotics decreases blood sugar levels and other side effects of diabetes. In a recent study, researchers randomly assigned 136 patients with type 2 diabetes to take either a probiotic or a placebo (a “fake” pill) for 12 weeks.

All patients received the same dietary guidelines to balance their intake of carbohydrates (45 to 60 percent of diet), protein (15 to 20 percent of diet), and fat (25 to 30 percent of diet). A blood sample was taken and evaluated at week 1, 6, and 12.

This study found that there was a large difference in A1c (a lab which shows the average blood sugar for the past three months) between the groups. The A1c of those taking the placebo pill slightly increased while the A1c decreased by 14 percent for those Page 8 — Healthy Cells Magazine — Phoenix Area ­— April 2019

taking the probiotic. Fasting insulin levels (a lab that measures insulin resistance) decreased for the group taking the probiotic compared to the placebo group. Although not all the measurements changed between the two groups, those taking a probiotic saw greater changes in lowering their average blood sugar.

These results suggest that taking a probiotic improves blood sugar control by increasing insulin sensitivity and decreasing high blood glucose levels. Although further research is needed to confirm and understand these results, those wanting to prevent or treat type 2 diabetes would likely benefit from including probiotics into their diet.

To talk to a certified diabetes educator or learn about diabetes classes, call Dignity Health Center for Diabetes Management at 480-728-3535.

Sources available upon request.

Orange Miso Dressing 2 servings 93 Calories · 1.7 g Protein · 0.8 g Fiber Ingredients 1 /4 c Fresh orange juice (or juice of 2 oranges) 1 /4 c Seasoned rice vinegar 2 tsp White or yellow miso 1 Tbsp Maple syrup or agave nectar 1 clove Garlic, grated or minced 1 tsp Ginger, grated or minced 2 tsp Black sesame seeds Directions Mix all of the ingredients together in a small bowl.

Recipe courtesy of PCRM.org

April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 9

emotional

We Are All iGen

Julie Russomanno

By Julie Russomanno, LPC, Infinite Healing and Wellness

B

efore you read this, look around. If you are around other people, do you notice if anyone is looking at their surroundings?

Are they engaged with others or are they are looking at a screen? Most people will be occupied with some type of screen.

Where is your phone right now?

The first iPhone was introduced in 2007. The generation, dubbed iGen, born between 1995 and 2012, is the first generation whose members are spending their entire adolescence with smartphones.

They are not alone in their usage; preceding generations also use smartphones regularly.

While there are always pluses and minuses to innovation, the smartphone is changing iGen in especially remarkable and troubling ways. Generational studies are showing the approximately 11 million people who make up iGen are different from previous generations.

Jean M. Twenge, Ph. D wrote the book iGen: Why Today’s SuperConnected Kids Are Growing Up Less Rebellious, More Tolerant, Less Happy — and Completely Unprepared for Adulthood.

She conducts and analyzes large surveys and is shocked by what she sees. “Growing up with a smartphone has affected nearly every aspect of their lives,” she writes about iGen, “They spend so much time on the internet, texting friends, and on social media — an average of about six hours per day — that they have less leisure time for everything else.”

Page 10 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

“The more time teens spend looking at screens, the more likely they are to repor t symptoms of depression.”

What are today’s adolescents doing? They are going out with their parents and are spending less time with friends. While they are safer, they are less likely to engage in real connections. They spend time in their rooms on their phones using social media, but feeling left out and lonely. According to Janis Whitlock, a Cornell University, “If you wanted to create an environment to churn out really angsty people, we’ve done it. They are in a cauldron of stimulus they can’t get away from.”

Studies show the more time we spend on the phone the less happy we are. Dr. Twenge states, “there’s not a single exception.

All screen activities are linked to less happiness, and all nonscreen activities are linked to more happiness. Eighth-graders who spend 10 or more hours a week on social media are 56 percent more likely to say they’re unhappy than those who devote less time to social media. Admittedly, 10 hours a week is a lot. But, those who spend six to nine hours a week on social media are still 47 percent more likely to say they are unhappy than those who use social media even less. The opposite is true of in-person interactions.

Those who spend an above-average amount of time with their friends in person are 20 percent less likely to say they’re unhappy than those who hang out for a below-average amount of time.

When we look at screen activities and the increase in depression, the research is frightening. “The more time teens spend looking at screens, the more likely they are to report symptoms of depression,” according to Dr. Twenge. “Eighth-graders who are heavy users of social media increase their risk of depression by 27 percent, while those who play sports, go to religious services, or even do homework more than the average teen cut their risk significantly.”

The changes in teen depression are alarming. Between 2011 and 2015 there was a 50 percent increase in Major Depressive Disorder among teens. Suicide rates for those aged 12 to 14 years have doubled since 2007. One clear culprit for this change is that the threshold of those who have smartphones crossed 50 percent around 2012. The depression and suicide rates cut across all cultural and socioeconomic lines. Reports indicate depressive symptoms among boys increased by 21 percent from 2012 to

2015, while girls increased by 50. The rise in suicide, too, is more pronounced among girls.

There is a lot we can do to help out our vulnerable children, teens, and even ourselves. Most importantly, start to monitor the time that is spent on screens. I looked at my own phone usage and was surprised by how much I had underestimated it. Using a setting on my phone, I now limit my social media time to one hour a day. At the one-hour mark, my phone shuts off any new media.

The first day was hard, but with increased awareness the next day I made better choices. After a couple days, I found that instead of being attached to my phone, I was more likely to make connections with my coworkers and family.

We need to limit our screen time, with both actions and words.

It will be difficult at first, but the research shows we are doing more than limiting screens — we are saving lives.

If you or someone you know is struggling with depression, please call the clinicians at Infinite Healing & Wellness for help.

The clinicians at Infinite Healing and Wellness are ready to assist. Infinite Healing and Wellness LLC, in Gilbert at 2563 S. Val Vista Drive #108, is a collaborative counseling practice designed to serve children, families, teens, adults, couples, first responders, and military veterans. For more information, call 480-448-1076 or email info@infinitehw.com. Check out our website, Infinitehealingandwellness.com to learn about our incredible team, upcoming groups, and follow our positive and encouraging Instagram and Facebook pages. We are excited to announce the expansion to our second location to be open summer of 2019, in Phoenix off Missouri and the 51.

April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 11

time management

Spending Time Wisely

By Devoney Kelash, My Errand Ally

Devoney Kelash

I

t seems each day goes faster and every month passes so quickly. Do you ever feel like you don’t have enough time in the day? Maybe you wish you had a personal assistant available whenever life got hectic or someone you can call to handle items on your to-do list. Businesses like errand services have been created for people to make their life a bit less stressful, and give them more time back in the day.

Those who can benefit from using an errand service: • Seniors • Business professionals • New parents • Homebound individuals or caregivers • Patients recovering from surgery • Those who don’t want to impose their needs on family members • Anyone who would rather be doing things other than running errands Your time is precious and certain tasks can be delegated.

Errand services can be used weekly, monthly, or occasionally!

SHE DIDN’T WANT A FUNERAL.

She wanted a BUNCO party.

Errand services include grocery delivery, post office runs, Rx pick up/drop off, and gift shopping and returns. Vacation services will handle your mail, trash, lights, etc. while you are out of town! Wait service comes in handy when you have a repair person, or when you have a delivery coming and they give a “window of time” that doesn’t coincide with your busy life! The errand service will do the waiting for you!

Clients can use services as much or little as they need.

Some prefer weekly help, others use the help when their schedule is extra busy and they need a clone of themselves to get everything done!

Grocery delivery tends to be the most requested service.

There are no store restrictions, and they will make as many stops as you need!

Time is precious and you should use it doing things that make you happy! Give the gift of time with a gift certificate.

My Errand Ally is a local business serving individuals and businesses in Maricopa County. In addition to errands, we also offer vacation services, and wait service. We strive to make things easier for our clients, and give them more time back in their day! We are caring and organized individuals who truly love helping others! Delegate to us, and make your life easier. Call 602-499-5042 or email devkelash@myerrandally.com.

More information is available at www.myerrandally.com where you can download our free app.

(480) 832-2850 If you want a farewell done well, call Hilary.

Page 12 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

My Errand Ally is also authorized to provide the electronic caregiver. This way our clients or their loved ones can age in place safely. They can have the peace of mind knowing help can be reached by pressing a button, any time of day or night.

grand opening

Koelsch Communities Brings Luxury Senior Living to the Arizona Desert

K

oelsch Communities, a leader in senior living since 1958, is getting excited for the grand opening of The Park at Copper Creek, a luxurious resort-style senior living community coming to Chandler in Spring of 2019!

Koelsch Independent Living “Parks” truly embody resort-style living. Brimming with amenities, world-class service, and high-tech advancements, the beautifully designed Southwestern-architecture-style community offers residents pure class, with loads of fun at their fingertips.

Aaron Koelsch, CEO and President of Koelsch Communities commented, “We honestly have so much fun planning and developing luxury independent living, I can’t wait to see our future residents’ reactions to the communities we’re creating.”

The Park at Copper Creek will house 135 designer apartments, 20 private casitas, and offer sun-lit elegance, poolside luxury, and 5-star sophistication.

Both casitas and apartments offer spacious floor plans, full-size designer kitchens featuring quartz countertops and full-size stainless appliances, wood and tile-mantled fireplaces, true plantation shutters, and, of course, weekly housekeeping services — along with so much more!

As far as amenities, The Park’s residents might lounge with a novel by the fountain pool, or rest sore muscles in the jacuzzi on cool evenings. With outdoor gardens, exercise stations, a playground, dog park, bocce ball court, and a putting green, residents will be spoiled for choice.

If community members want to stay in, they can enjoy the Victory Bistro and Wine Bar, woodworking shop, state-of-the-art fitness center, fireside library, private dining room for family gatherings, indoor walking paths, a movie theatre, craft room, fireside game room, elegant courtyard dining, and a full-service beauty salon and spa offering manicures, pedicures, and more!

At The Park at Copper Creek, cuisine is important. That’s why Koelsch Communities recently contracted Darren McGrady, a world-renowned chef who who was the private chef to Princess Diana, along with numerous other dignitaries and heads of state, to create five-star menus with Koelsch chefs for the Park’s residents.

Save the Date Grand Opening

The Park at Copper Creek

APRIL 18, 2019 4:00 - 7:00 p.m.

The Park at Copper Creek also offers a full concierge service, a full-time social activity and wellness team, life-long learning program, 24-hour beverage bar, wellness clinic, state-of-the-art security, and weekly scheduled socials that keep the good times rolling among friends and neighbors.

The Park at Copper Creek is located at 901 S. 94th St., Chandler. To learn more about the incredible independent living offered at Copper Creek, call 480-341-7292, or visit www.koelschcommunities.com.

Third-generation family owned and operated, Koelsch Communities operates 30 communities in eight states, with eleven new communities in development. Koelsch has been in the senior living industry for 60 years, delivering customer service, home craftsmanship, and amenities. After all, the common purpose at Koelsch Communities is, “To create happiness by providing the finest living experiences anywhere.”

For more information, visit www.koelschcommunities.com.

a remarkable story

Minnesota Teen

Travels to Arizona to Visit the Last Orphan Train Child

Lin Sue Cooney, Director of Community Engagement

By Lin Sue Cooney, Hospice of the Valley

Victoria Moe as a young nurse at St. Joseph’s Hospital

Victoria Moe, at age 106 with Claire Isakson.

A

t Hospice of the Valley, we are privileged to serve some pretty amazing people. Every patient has a story, but the tale of 106-year-old Victoria Moe is truly remarkable.

So unique, that an eighth-grader from Minnesota flew all the way to Arizona to meet her!

Fourteen-year-old Claire Isakson, a student at Christ’s Household of Faith School in St. Paul, was doing research for the Minnesota History Day Competition. She spoke with a historian who told her about Victoria Gennaro — the oldest known survivor of Page 14 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

the Orphan Train — which carried homeless children from crowded cities along the East Coast to foster homes in the rural Midwest.

From 1854 to 1929, about 200,000 orphaned, abandoned youngsters or homeless youngsters were given new homes and families.

Claire sent Victoria a handmade card, then followed up with a phone call. The lively 45-minute conversation so moved Claire and her mom, they decided to meet in person. Claire even used babysitting money to buy her own plane ticket to Arizona.

She learned that Victoria was only six when she boarded the Orphan Train in 1918 to come live with the housekeeper of a Catholic priest in Easton, Minnesota. She arrived in very poor health, but soon thrived. “Life was a blessing,” she says. “School was fun — and there was plenty to eat.”

The little girl who didn’t know a thing about her birth family grew up to touch the lives of thousands of other families when she became a nurse. Her last job brought her to Arizona, where she cared for newborns at St. Joseph’s Hospital.

Victoria married and had two children — who gave her seven grandkids, 10 great-grandkids, and four great-greatgrandchildren.

Her family grew again when she turned 99.

Thanks to Ancestry.com, she located a nephew in Seattle who knew more about the birth family that gave her up almost a century ago.

He revealed that her parents were Sicilian immigrants who struggled to care for such a sickly baby shortly after arriving in Manhattan. As an act of love, they relinquished Victoria to the Foundling Home in New York — hoping another family could give her a better life.

That’s exactly what happened. Victoria was the only one to get an education and have a profession. None of her four birth siblings had those opportunities.

“Everyone else felt sorry for me when they heard my story,” she said, “but I never did. My life has been full of way more good than bad.”

Victoria’s strength, optimism, and courage inspired Claire to present her story at the state History Day competition in Minnesota — the same place she departed the Orphan Train all those years ago. She won the state title and advanced to, but did not win, the National competition in Washington D.C. However, it was an experience she will never, ever forget.

“It was a one-in-a-million chance to meet someone who actually lived what I read about in a text book,” gushed a starry-eyed Claire. “It happened 100 years ago, but she made history come alive for me!”

Special experiences like this add so much joy to a patient’s journey. Having someone come to visit, to share stories and conversation is such a gift. Hospice of the Valley has an amazing group of 2,100 compassionate volunteers who provide companionship to our hospice patients and offer support to family members. If that sounds like a rewarding calling, we encourage you check out the volunteer page of hov.org, or call us any time at 602-530-6900.

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financial health

Proprietary Reverse Mortgage Products What Does It Mean for You?

By Lynette Jordan, VIP Mortgage Inc.

Lynette Jorden, Loan Originator

T

than the value of their home and are not responsible for any debt above that value.

• Borrowers are responsible for property taxes, homeowners insurance, HOA dues, and maintaining the property.

First, let’s cover some of the basic elements of an FHA Reverse Mortgage: • At least one borrower must be 62 or older (non-borrowing spouses are allowed and can be younger than 62 — the age of the youngest borrower is used to determine the value of equity available).

• You must own your home (this home can have a current mortgage on it).

• The home you do a reverse mortgage on must be your primary residence.

• Financial assessment qualifications for credit and income apply.

• A calculation based on the youngest borrower’s age, appraised value of the home, and current interest rate determines how much a borrower can access in the form of equity.

• Up-front mortgage insurance and ongoing monthly mortgage insurance is required and is the insured part of this loan.

• Non-recourse loan — borrowers nor their heirs will ever owe more

Five new products have been introduced into the marketplace over the last several months. All of them have varying degrees of difference to the FHA-backed HECM. Some of the differences are listed below and are applied to different products: • Age 60 and older can apply.

• Value limits apply.

• Paying off debt with loan proceeds to help qualify is now an option.

• Seller concessions in the case of a HECM for purchase is allowed.

• Condominiums are now considered without the FHA approval requirement.

• No mortgage insurance is required at time of closing or throughout the life of the loan.

• Non-borrowing spouses are not allowed on the loan.

• Lump sum distributions only — there are no line of credit options at this time.

• Non-recourse loan — borrowers, nor their heirs, will ever owe more than the value of their home and are not responsible for any debt above that value.

• Borrowers are responsible for property taxes, homeowners insurance, HOA dues, and maintaining the property.

he last two years, the FHA-backed HECM, also known as a reverse mortgage, has seen significant changes to its program.

As a result of government monitoring and forecasting, FHA and HUD announced changes in 2017 and 2018 that directly impact who can qualify for a reverse mortgage and the overall process of obtaining one. These changes have opened the door for privatized companies to offer products similar to the FHA Reverse Mortgage. So, what does this mean to consumers who are in the market for a reverse mortgage?

Page 16 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

I mine and how she was able to use a proprietary HECM

would like to share a personal story regarding a client of

to improve her overall financial situation. In December 2018, Mary Ann reached out to learn more about a reverse mortgage.

She owned her home free and clear and was looking to add some monthly income as she received a small monthly social security benefit and often found herself asking for help when emergencies came up or when her property taxes were due. Through the financial assessment part of qualifying Mary Ann, we were short monthly residual income and did not have any way to overcome it. We decided to look at one of the new products to see if one would be a fit. The product we chose had a minimum value of $250,000, her home appraised at $260,000. It also had the provision that she could use some of the proceeds to pay off one of her credit cards at closing, which would allow her to pass financial assessment. Although she had originally wanted a line of credit option, she was happy to be able to proceed with the lump sum distribution and use the monies as needed to supplement her monthly income and have a nest egg for emergencies.

She now has the money to maintain her property, pay her taxes and insurance, and have additional monies available as needed at her own discretion.

There is a place for the new products in the marketplace, it is simply a matter of finding the right fit. It is important when considering a reverse mortgage that you work with a professional who has the knowledge and access to all products available to ensure the best outcome.

For your free consultation, call now to see if an FHA-backed HECM or new proprietary product could be a financial solution for you.

I’m a local loan originator dedicated to helping people just like you. I can be reached for a free consultation at 480-209-9524 or by email at ljorden@vipmtginc.com. Let me help you plan before you have to and retire like you mean it.

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 17

feature story

The Ultimate Gift

The Gift of Life

I

magine a loved one, for the most part active and healthy, suddenly falls ill. Hearty and hale one day, scary sick the next. Kidney disease, which rarely shows early symptoms, can seemingly siphon away health overnight. Tragically, by the time kidney disease is detected or diagnosed, the time for interventional medicine has passed, leaving little recourse other than to find a donor kidney.

Waiting for a donor match is harrowing. Of the approximately 114,000 people in the US who are waiting for a lifesaving transplant, 22 pass each day waiting for a transplant organ. The surgeries for transplantation are now routine and carry a high success rate, but, for many, the opportunity for a lifesaving surgery never arrives.

In Arizona alone, 2,167 people await organ transplants, with 86 percent of those being in need of a kidney. Of patients on the list, 31 percent are from Hispanic origins.

Thankfully, one life can make a difference to many. A single donor’s gift of tissues, organs, and corneas can live on and save up to eight lives and improve the quality for as many as 75 other people. In 2018 alone, 283 organ donors in Arizona saved the lives of 779 transplantation hopefuls. 1,417 tissue donors passed on the gift of life, 667 cornea donors restored sight to 913 people, Page 18 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

AJ and Kelsey with their healthy newborn baby Wally.

and 14 birth tissue donors joined the Arizona program to offer relief and healing to those with grievous injury.

It doesn’t always take a life to save one, but when it does, what greater gift is there give to give mercy to another?

How organ donation works — Donor Network of Arizona By registering as an organ, cornea, and tissue donor, you decide to share life. Donor Network of Arizona (DNA) works closely with Arizona’s hospitals to make the most of the gifts of organ, cornea, and tissue donation, saving and healing lives throughout Arizona and across the United States.

When an individual passes away in an Arizona hospital, as required by federal law, the hospital contacts Donor Network of Arizona (DNA) to check whether the patient was a registered organ, cornea, and tissue donor through the DonateLifeAZ Registry.

If the patient is registered as an organ, cornea, and tissue donor, the DNA team counsels and supports the donor’s family as they honor the donor’s decision to share life. If the patient has not made a decision, the patient’s family is invited to make the choice about donation on their loved one’s behalf.

Once the decision is made to donate the gift of life, the DNA clinical staff consults with the United Network for Organ Sharing (UNOS) and transplant hospitals to find matches on the national waiting list. When matches are found, organs are allocated based on the recipients with the most need and within required proximity to the generous donor.

Blood Donations — Vitalant Another equally important part of the transplant process is blood. Each time someone receives the gift of an organ, blood is typically needed as well. The two organizations work closely together as an extension of their missions. In fact, Vitalant recently honored the Donor Network of Arizona with their coveted Hero Award as one of the top three percent of blood drive sponsors in the state.

Many people believe that most blood is needed after major disasters. However, daily personal emergencies, scheduled sur-

geries, and ongoing medical needs of thousands of patients require a constant and ready blood supply. It’s the blood already on hospital shelves that saves lives. According to the Vitalant (formerly known as United Blood Services), every two seconds, someone in the U.S. needs blood. Blood has a limited shelf life, that’s why it’s so important the supply be continuously replenished. Red blood cells can be used up to 42 days and platelets need to be used in five. All blood types are needed, but type O-negative is always in greatest demand because it’s the universal blood type. Meaning, it can be substituted for all other types in an emergency.

Vitalant is the only blood supplier in Maricopa County, and it requires about 500 units of blood daily to meet demands.

Donating blood is a very easy process that takes about one hour, but the actual donation is about 10 minutes. If you are thinking of donating blood, contact the institution or clinic sponsoring the collection and ask them if you are a good candidate.

Two Tales of Life

Below are two individuals that have been graced by the kindness of donors.

Because of generous efforts of blood, organ, and tissue donors, these two youths will live on as a reminder of the good that can be done when we give the gift of life.

186 transfusions and 260 units of blood and counting My name is Mia, I’m 16 years old and I live in Chandler, Arizona. I’m only alive because people donate their blood to me. I was born with a rare bone marrow failure syndrome called Diamond Blackfan Anemia (DBA); it’s where my body doesn’t make any red blood cells at all. I go to the hospital every three weeks to receive a blood transfusion, which lets me spend more time doing fun stuff with my friends and family.

Currently, there is no cure for DBA. My greatest chance to one day be cured is if I found a perfect match through Be The Match, the world’s largest bone marrow registry. As of yet, no one’s tissue type completely matches me. I feel it’s important to try and thank as many blood and bone marrow donors as possible because they are taking the time to save lives. They might not even realize how important they are to someone like me. I truly would not be here without such generous people in this world.

You can find me advocating for the bone marrow registry and blood donations at Vitalant blood drives around the greater Phoenix area. I share my story at local high school assemblies and give speeches at different companies around the Phoenix area, as well as lots of TV interviews.

I know firsthand how important it is to get the message out that you don’t have to be a doctor to save lives!

— Mia McPoland www.miasmarrow.com

Mia receiving her 186th blood transfusion.

Vitalant’s Valentines for Life Luncheon & Award ceremony introduced Mia to 34 of the donors who have provided her with life-saving blood.

April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 19

feature story

continued

Wonderful Wally We welcomed Wally into the world on December 11th, 2017 — a normal healthy baby boy, at least that’s what we all thought.

As the first few weeks passed, Wally was fussier than most babies and didn’t eat or sleep very well. He always seemed to be uncomfortable, but it just seemed to be the normal for Wally. Being a new mom, I worried something was wrong with Wally and took him to the doctor frequently those first six weeks.

At seven weeks old, Wally appeared to be catching a cold, coughing, and not his usual self. Of course, he didn’t cough for the doctors and did not have a temperature, so they’d send us back home again. Then, the next day it progressed, I noticed he was lethargic and his color wasn’t right. This time, I took Wally to the emergency room, where we learned he had RSV. After a week of treatment, Wally wasn’t recovering “normally” like he should, which lead doctors to dig deeper to find out why. Little did we know RSV would be a blessing in disguise and save Wally’s life.

They started running test after test, lots of blood work, and discovered Wally had moderately depressed heart function. Our beautiful, spunky, stubborn, strong-willed baby boy had heart failure. With more tests, including DNA comparison testing for Wally, Alex, and myself, we learned Wally has a rare genetic disease called Barth Syndrome and that I was a carrier for the gene mutation. This not only gave us answers to Wally, but it also explained why our first son, Henry, who died of heart failure, lived only a few minutes after birth.

In January, at 13 months old, Wally was hospitalized due to a virus he caught that attacked his not-so-perfect heart. He was taken by life flight to Lurie’s Children’s Hospital in Chicago, Illinois.

He’s had two open-heart surgeries and now has a Berlin heart (artificial heart) to assist his blood flow and was listed on the top of the donor transplant list.

Wally is a beautiful little boy who loves books, music, and his doggie Zeus. He knows how to light up a room with his infectious smile. All we want for Wally is for him to be happy, healthy, and to experience everything life has to offer.

“What gives me the most hope every day is God’s grace; knowing that his grace is going to give me the strength for whatever I face, knowing that nothing is a surprise to God” After nearly two months in the hospital, Wally received his new donor heart on February 28th. As Wally’s mom, the first thing I thought of when we got the call was of the donor’s family and their loss. We have prayed and prayed for them since we found out Wally has a heart. We don’t control who lives and who dies, and we are forever grateful for them because of their selfless decision in organ donation, allowing Wally to live. What better way to honor

Wally with a Berlin heart to help keep him alive while waiting for a donor heart.

Wally enjoying music a week after receiving his new heart. their child than to give another child life? They will never truly know what they have given us. I hope one day we can meet them and we can show them the amazing gift their child gave to our sweet Wally. Their child mattered. Their child’s legacy will live on through Wally. If not for their child, we may have been burying another child of ours. It’s hard to comprehend how much we love people we have never met. We are forever thankful, grateful, and blessed. We will pray for them always!

UNOS – Visit United Network for Organ Sharing (UNOS) at transplantliving.org to learn more about matching potential recipients to donor organs.

Vitalant (formerly known as United Blood Services) – Arizona’s sole provider of blood components for patients in 11 of 15 Arizona counties, including Maricopa. For more information and to schedule a donation, visit Bloodhero.com or call 877-258-4825 (877-25-VITAL).

Join the conversation about impacting the lives of others on Facebook, Twitter and Instagram.

Donate Life Arizona – Register to be a lifesaving organ, tissue, and cornea donor at DonateLifeaz.org and give hope to more than 2,100 Arizonans on the transplant waiting list. DonateLife.net is the national branch and has further resources.

Join us at Donate Life Day at the D-Backs, Sunday, April 14th, 2019 Purchase tickets at www.donatelifeatthedbacks.org.

Page 20 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

I

t’s not hard to feel right at home in a chain retail store — big-box stores keep their layouts and offerings mostly similar across the nation, and, no matter if you are in California or New York, one can quickly orient themselves in the familiar surroundings. Most of these chain retailers are consistently uniform, which may or may not reflect the interests and needs of your community.

The arrival of a new superstore in your favorite shopping center may cause an excited wave of anticipation, as development and employment opportunities are welcome in any town that needs an injection of capital and local investment.

Counterbalancing the assumed economic groundswell that accompanies the arrival of a big company are the often-unseen costs of luring such a prospect to a local community. To incentivize a superstore to put down local roots is often a long negotiation process that involves significant tax advantages to the would-be retailer. Although they often provide jobs for many locals, the assumed tax advantages often become a burden on the host community, which will need to compensate for lost revenues. Choosing to invest your money in the goods and services of a big-box retailer generally means that those dollars are shifted away from the community and into the coffers of a national or international retailer. The interests and purchasing budget of big retailers often goes to distant economies; their allegiance is, more often than not, to the corporation and not to the community.

Local businesses meet the local tax code where it is, rather than negotiating sweeping and costly special deals. Moreover, money spent at local retailers often stays in or close to the local community, enjoying a mul-

tiplying effect when they meet local tax obligations and recirculate their dollars in the goods and services of other local businesses. In addition, local businesses tend to be much more sensitive to the needs and desires of their communities. With strong roots comes a strong understanding of what the community purchases. They work hard to ensure that the brands and products you want stay on the shelves, and therefore suffer less loss in inventory waste, creating a more efficient business. A local business works hard to keep your local dollars, so they are often very responsive, if not desiring of customer feedback; big chains rarely come face to face to ask consumers what their needs are.

Local retailers build community cohesiveness and respond eagerly to customers. Keep your tax dollars and keep the products and services you love; keep your business local.

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online pharmacies

Four Things You Might Not Know About Prescription Drug Costs Submitted by Sandra Webb, Surpass Senior Living

T

he high cost of prescription medications is an ongoing health crisis for millions of Americans who are desperate for relief.

These high prices often force people to choose between buying their medications and paying for gas, food, or even their mortgage. Many people are either skipping doses, splitting pills, or forgoing medications completely, which creates a potentially dangerous situation as these medications are used to control everything from asthma to high cholesterol to arthritis.

Little has been done to lower pharmaceutical costs in the U.S. The following are some facts you might not know about pharmaceutical costs: • Lawmakers face resistance from pharmaceutical manufacturers who aim to maintain their high profits. Congress and state legislatures have put forth options to address our country’s high drug prices, but most proposals will take years to implement, if they move forward at all.

• The U.S. doesn’t have any laws or regulations in place to prevent or control the amount of money a pharmaceutical company can charge for its medications. Americans already pay more for prescription medications compared to patients in any other country in the world, despite the global market nature of the pharmaceutical industry.

• For years, the Internet has made it possible for Americans to fill their prescription medications at significantly lower cost through licensed, legitimate Canadian pharmacies.

These online pharmacies prioritize safety and affordability, and millions of Americans have tur ned to Canada to buy their daily medications. The U.S. Food and Drug Administration and its Canadian counterpart, Health Canada, have equivalent standards when it comes to prescription medications.

• The problem is only going to get worse. The growth of spending on pharmaceuticals is expected to grow an average of 6.3 percent per year due to increasing drug prices and use of specialty drugs, according to the Centers for Medicare and Medicaid Services. By 2020, the Department of Commerce estimates that Americans will spend an estimated $610 billion on prescription drugs.

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Now is the time to find an online pharmacy that you can trust to access safe and affordable prescription medications.

As with all industries, there are “rogue” players and other bad actors on the Internet. However, consumers can find licensed, legitimate online pharmacies that can be trusted. Licensed, legitimate pharmacies have safety protocols in place, including requiring a signed prescription from a patient’s doctor, and they don’t sell opioids or other controlled substances via the Internet.

Senior living is unique at Surpass Senior Living communities. We strive to provide an optimal level of holistic care and service for our residents that sets us apart from other communities. Every moment treasured. Every moment yours. That’s the Mariposa way.

Visit SurpassLiving.com to learn more about life at Mariposa Point communities or call to schedule a tour for Mariposa Point of Gilbert (480-702-3271), Mariposa Point of Surprise (623-289-1845), or Mariposa Point of Mesa (480-712-7169).

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My Hope Bag has reached out to more than 2,000 women since its inception. Every Bag of HOPE delivered means one more person knows that she is loved and cared about by someone who understands what she is going through. I am currently co-chair on the Hope Sister program where we are training other survivors to be able to reach out to women with a Bag of HOPE, comfort, resources, and friendship. ~Sarah Ellery, Founder~

W W W . M Y H O P E B A G . O R G April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 23

staying active

Meeting Our Changing Needs Throughout Our Journey Submitted by Ellen Parrish, Arbor Rose Senior Care

J

ack and Carol Schroeder recently celebrated their 25th wedding anniversary. They met at a singles square and line dance class in Milwaukee, WI. That was September, by October they were comfortable acquaintances. It was on a Halloween Hayride that they found themselves caught in a downpour of rain and Carol offered to share her blanket with Jack. By time the hayride was over, they were an item, and Carol “felt like I had known him forever. Jack just came over and asked me to go out. I said yes before I realized what I had committed to! He was just so casual about it.” They were engaged by Thanksgiving and married the following January.

“The kids were surprised but quickly saw how in love the couple was.”

Both had older kids (in their twenties) from previous marriages. Her daughter said, “Mom, I haven’t even met the guy.” Carol told her, “don’t worry, you’ll meet him at the wedding.” The kids were surprised but quickly saw how in love the couple was. Jack said, “it just felt right.”

Living in a Milwaukee suburb, Carol worked at Carson Pirie Scott and Jack worked as an electronic technician, building Xray and CT Scan equipment. But, after age 62, Jack’s health needs changed. In April, 1998 they moved to Arizona, first to Ahwatukee to be close to her daughter, and later to Mesa where they both worked at Superstition Mall. The traffic was too much for Jack, so they moved to Casa Grande for a few years, and then to Prescott Valley to escape the desert heat. There, Carol worked in retail again and Jack began taking computer classes, just for fun, at Yavapai Extension Center.

When Carol got a blood clot in her lungs about ten years ago, they had to move back down to the lower altitude of the Valley. It was dissolved but brought on COPD, hypertension, and she needed oxygen 24/7.

When Jack’s health started to decline, they moved into assisted living in Mesa and later into a group home.

There, Carol reconnected with her long-lost half-sister and there was an immediate bonding. They became a family of three, and five years ago moved into an apartment together. All have health problems, and all help one another. The sharing and caring connection is strong.

Page 24 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

Ellen Parrish

“We enjoy the outings, movies, events, and shopping in the companionship of friends, and having the assistants provides a sense of security.”

For the past four years, Jack and Carol have spent three days a week at the Adult Day Club which their case worker at ALTCS (Arizona Long Term Care Service) told them about.

Recently, it has turned into four days a week. If they didn’t have to stay home for the housekeeper, it would be five. “Since we can’t have pets living in the apartment because of health issues, we thoroughly enjoy all the pet therapy at the Day Club.”

Jack especially enjoys talking with other veterans. He served in the Army in Germany during peacetime. He also enjoys being on his tablet and playing Solitaire.

Carol is the social butterfly. She’s the talker. “I tell it like it is,” she says. “She doesn’t hold anything back,” said Jack.

“He’s the most supportive person I’ve ever known,” Carol counters, “He goes with the flow.” They appreciate the transportation benefit available at the Day Club. “It keeps us getting out and being social. We enjoy the outings, movies, events, and shopping in the companionship of friends, and having the assistants provides a sense of security. ” Carol likes to encourage people to expand their horizons.

“The only way you can do that is to get up and get social, meet nice people. We are all here helping each other and it improves all our lives.”

Good Samaritan Law A common reason why bystanders don’t perform CPR when someone needs it is the fear of legal repercussions if something goes wrong. Great news! The Good Samaritan law protects those who give CPR. While states have different specifications of Good Samaritan laws, they will all protect those who offer reasonable assistance to those in need.

Get trained today!

Call Amanda at Bring Me The Hearts, 480-252-5051, or email BringMeTheHeartsCPR@gmail.com.

Arbor Rose Adult Day Club services are flexible and cater to you and your loved one’s caregiving needs. Day Club is available Monday through Friday, from 7am to 5pm. If you’d like more information about the Arbor Rose Adult Day Club, respite care, assisted living, or memory care support, contact Ellen at 480-353-8055 or by email at ellen@arborrose.net. Visit our website: milestoneretirement.com.

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 25

cutting-edge technology

Doctors Use 3D-Printed Hearts to Treat Birth Defects in Kids Submitted by Banner Health

S

imilar to the way kids often use 3D printers at home to make plastic toys, doctors at Cardon Children’s Medical Center can now print detailed and life-sized heart models to help save lives.

“The potential to print living tissues that will grow with a child is actually close to reality.” ~ Dr. Prasad Pediatric cardiologists are using 3D printing technology to gain more precise insight into heart defects of individual patients, allowing doctors to better prepare for complex surgeries and potentially improve outcomes. This personalized info is especially important since birth defects are often extremely complex and vary greatly from one patient to another.

The technology enables doctors to actually perform a “virtual surgery” before the actual treatment, further enhancing the medical team’s knowledge for each child’s case.

“The 3D printing revolution could be the answer to understanding complex birth defects and alleviating a variety of birth defects,” said Deepa Prasad, MD, pediatric cardiologist at Cardon Children’s. “These models can be invaluable to the medical team in determining the best approach for treatment, especially for surgeries and catheterization-based procedures.”

The life-sized, 3D hearts also provide medical staff with an excellent visual tool that helps explain health issues to patients and families.

When a child is diagnosed with a congenital heart defect, medical experts traditionally use 2D imaging such as an echocardiogram to learn the structural details of the defects.

Three-dimensional printing allows the heart to be viewed from many angles, with the model showing specific details for each patient.

“We’ve already used this technology in treating several pediatric patients, including on several infants and children,” said Randy Richardson, MD, radiologist at Cardon Children’s.

“Now that doctors and medical staff can hold a 3D model that shows details of a birth defect, we have another incredible benefit in improving a child’s life.”

The printer can create a model heart in less than a day, usually in about 18 hours.

Page 26 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

“Future use of 3D printing may include bioprinting technology that could revolutionize healthcare,” said Dr. Prasad. “The potential to print living tissues that will grow with a child is actually close to reality.”

Cardon Children’s Medical Center provides pediatric care for children, from newborns to teens. Services include cardiology, cardiothoraric surgery, immediate access to Level I trauma services and emergency care, a Level III neonatal intensive care unit, general pediatrics, surgical and rehabilitation services, hematology/oncology, urology, gastroenterology, neurology, and outpatient services. For more information, visit www.BannerHealth.com/CardonChildrens.

get and give joy

Helping Parents Age Tips to Help Overcome New Challenges

Leslie A. Davis, BS, CDP

Submitted by Leslie Davis, The Aspens at Mariposa Point

I

t’s not easy getting old, as the saying goes, and it can be even harder to watch your parents age. Helping parents transition into the later years of their lives can be a delicate matter, but there are ways to help them ease into an elderly stage and cope better with challenges.

Carol Lavin Bernick, former executive chairman of Alberto Culver, navigated this type of life transition with her parents, in her book, Gather As You Go: Lessons Learned Along the Way (www. gatherasyougo.com). Bernick offers tips to give and get joy while preserving your parents’ dignity in addition to wisdoms on business and leadership, philanthropy, dealing with tough times, and being a working mom.

For example, consider these tips and ways to aid aging parents: Provide entertainment Music can be a helpful gift — try loading a music player with a playlist of your parents’ favorite songs. Old movies can also spark conversation. Host a luncheon for some of their best friends and make their favorite treats. They may be housebound, but there are still ways for them to interact.

Adjust to physical changes Reading materials could require larger-than-normal print, and a magnifying clip-on screen for a computer can be helpful as well. Serving foods that are easier to cut can make eating a simpler process. Keep an eye on weight and nutrition and try to find someone who will make a house call for haircuts.

Relive memories Encourage older relatives to write (or dictate) their thoughts on financial tips, military service, business success, valued life lessons, and, of course, the stories of how they met their spouses. Make a family tree together and try creating a photobook with old and new pictures. Share news about family members’ relationships and accomplishments, which might bring back personal memories.

Consider the little things Surprise your parents with a few new pieces of clothing for a thoughtful gift. Laminate a list of their medications and their doctors to keep with you in case of emergency and provide a copy to your parents and any other caregivers. Create a contact list on your parents’ mobile phone to help them easily reach family and friends without needing to search. If there are young children in the family, try bringing them by for a visit — their energy and smiles may help brighten the room.

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 27

the need to feel needed

Loneliness Affects All Ages Submitted by Dawn Grant-Blocker, Hawthorn Court at Ahwatukee

H

uman beings are social creatures. Feeling like we’re part of a community helps us thrive, but we sometimes have a hard time making and keeping the relationships that sustain us.

Many Americans report feeling lonely for long periods of time. Connections with others are important for your health.

Social isolation and loneliness can both cause problems. “Isolation is about whether other people are physically there or not. Being lonely is about not feeling connected to others. You can feel lonely in a room full of people,” explains Dr. Steve Cole, an NIH-funded researcher at the University of California, Los Angeles, who studies loneliness.

Loneliness not only feels bad, it may also be harmful to your health.

People who feel lonely are at higher risk of many diseases. These include heart disease, high blood pressure, and Alzheimer’s disease.

Loneliness may also increase the risk of death for older adults.

Some of the increased risk of disease may come from changes in behavior. People who feel isolated may not have friends or family encouraging them to eat right, exercise, or see a doctor. New research suggests that loneliness can also directly harm our health.

Page 28 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

Dawn Grant-Blocker, Executive Director

“Lonely people have differences in their biology that make them more vulnerable to disease,” Cole explains. He and colleagues have studied how loneliness affects the immune system, your body’s disease fighting system. They found that loneliness may alter the tendency of cells in the immune system to promote inflammation. Inflammation is necessary to help our bodies heal from injury, but when it goes on too long, it may raise the risk of chronic diseases.

People who feel lonely may also have weakened immune cells that have trouble fighting off viruses. “So, that leaves lonely people more vulnerable to a variety of infectious diseases,” Cole adds.

People often associate loneliness with getting older, but you can feel lonely at any age. A recent survey found that young Americans are more likely to feel lonely than older adults. Some research suggests that social media tools and resources are preventing younger people from connecting in real life, Cole says. However, more studies are needed to know whether this is true.

It can be hard for people to talk about loneliness, Cole explains.

They may feel like something is wrong with them, even though feeling lonely happens to almost everyone at some point.

Having a sense of purpose in life may be another way to fight the effects of loneliness. Research has found that having a strong sense of mission in life is linked to healthier immune cells. “And when you start to pursue a goal that’s important to you, you almost always have to cooperate with others to do that,” Cole says.

“That helps bring people together.”

Being active in your community and helping others can reduce feelings of loneliness. You can get more involved with others in the following ways: • Serving meals or organizing clothing donations for people in need • Helping an organization send care packages to soldiers stationed overseas • Caring for dogs and cats at an animal shelter • Volunteering to run errands for people with disabilities • Helping with gardening at a community garden or park • Volunteer at a school, non-profit, hospital, or hospice

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 29

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preplanning

The Best Gift You Can Give Your Family

Making Your Wishes Known

Hilary Samples

By Hilary Samples, Mountain View Funeral Home and Cemetery

W

hat if you don’t wake up tomorrow; you’re dead and you never preplanned? Now what? Now you have left this burden to your family; not only is this an emotional burden, but a financial burden too. I don’t want your family to end up with this problem, so I’ll help you get it done in a fun and easy way. It’s so funthat you are going to read this article and want to go plan your funeral, if you haven’t already done so. You don’t want to leave this kind of mess for your kids.

Page 30 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

A couple of the comments I frequently hear are “If I plan my funeral now, I’m going to die” or “if I plan my funeral with you, I am planning my death?” Well, yes you are planning for your death, and we are all going to die someday, but you are not going to die because we document your wishes. I planned mine over four years ago, and I am still here.

What I love about planning ahead is that we can have fun with something many people rarely like to talk about — death!

It’s not a dirty word, but many of us treat it as such. So, let’s talk about death and have fun with it. When you preplan your funeral, you need someone who is passionate about what they are doing and will walk you through the steps and give you every option; most people today have no idea about all the options and choices.

Death doesn’t have to be sad, it can be a celebration of life.

I know that when I die, I don’t want my kids to be sad (well maybe a little... just kidding). I know I don’t want them scrambling to figure out what I would have wanted, worried about how much it cost, and spending way more than necessary because I did not take responsibility for planning it myself. I want them to be able to sit back and enjoy reminiscing about all the fun times we had, and I hope they leave the times I messed up out of the conversation.

I planned everything out for them from start to finish, I’ve talked to them about it, and they know exactly what to do when that day comes. Here’s how easy this was for me to do: Step 1: I started by documenting my vital information.

This is all information that is needed for the death certificate.

I know they don’t know my mother’s maiden name, they don’t know my father’s middle name, and they probably don’t remember where I was born. I don’t want them playing “Who Wants To Be a Millionaire” and phoning a friend for my information. So, ten simple questions have been answered for them, and it will keep them off their phones during the arrangement because they are my “sweet millennials.”

Step 2: Then I planned my service. I have always been on the thicker side and never been able to fit into a bikini, and I heard that cremation is your last chance for a smoking hot body. I have decided to be cremated, but that does not mean that my children can’t see me one more time before the cremation takes place, so I chose to have a viewing for my children to help give them closure at the time. I am having a memorial service, and I am doing this to help them with the grieving process. I want them to hear all the embarrassing things I have done. It will be just like when I am in public with them! Seriously, this service is to give them the closure they need because funerals and memorial services are about the living. Let people hear all the fun things about you.

their faces when the last song is played), flowers have been chosen, I even have a letter for each of them that is with my funeral file. After the funeral, they are to go back to the house and they will know what to do! I hope that when that day comes, they will sit back and share stories of all the bad and good things I did in my life, but most of all, I hope they feel the sense of peace that I had when I planned this for them. They will not have to worry about reaching for their wallets because it has been taken care of financially. The nice thing about having this all done is that I can live, and I don’t ever think about having to plan this anymore.

We help people all the time who are uncomfortable coming to the funeral home. We come to you! Let’s have a conversation, and I bet we will have a few laughs along the way!

Want me to talk to your community? I have a wonderful discussion panel that I can bring to your community or business.

You just have to call me!

For questions or to schedule an appointment, please contact Hilary Samples by phone 760-391-3456 (cell), 480-832-2850 (office), or email hsamples@mvfuneralhome.com. Locations include Mountain View Funeral Home and Cemetery in Mesa, San Tan Mountain View Funeral Home in Queen Creek, and Superstition Cremation and Funeral Services in Apache Junction, serving the community for 61 years.

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April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 31

book review

Am I Dying?!

By Bookworm Sez

E

verything hurts. Your belly is bloated, your eyes are bloodshot, you’re nauseous, your skin feels hot, and your head might explode. Even your hair hurts and you’re about to go back to bed. But, should you? First, peek inside Am I Dying?! By Christopher Kelly, M.D., M.S., and Marc Eisenberg, M.D., F.A.C.C. and know if chillin’ when you’re illin’ is the right plan of action.

You were fine yesterday. Overnight, not so much; you woke with a weird bunch of symptoms that make you wonder just how sick you really are. Is this just a bug of some sort, or should you be worried?

ous, there’s a lot of fun-poking here, too. The authors use humor where appropriate, which tends to diffuse a potentially terrifying situation and brings readers back to a pre-hysteria point. The advice is solid — as much as a book on possibly-life-threatening situations can be — and it’s put together in a sensical way that makes it easy to use.

Be aware that this book presumes usage by a somewhat level and literate head, caveats are everywhere, and remember that it’s not a doctor equivalent. Still, if comfort, rest, and peace of mind are all you really need, having Am I Dying?! around couldn’t hurt.

“In their introduction, authors Kelly and Eisenberg remind readers that this book is just a book and “When in doubt, ask a doctor.”

That, says Kelly and Eisenberg, is their patients’ number-one concern: “should you freak out or chill out? Are you acting like a hypochondriac or being totally reasonable?” Is it a good idea to look online for information, or will that just muddy your thoughts?

Starting with everything above your shoulders, Kelly and Eisenberg methodically take a look at what’s ailing your noggin and neck. How bad should a headache get before you call 9-1-1? What if you’re having trouble sleeping, or you got beaned in the noggin by a ball, can’t sleep, or simply cannot stay awake?

Moving down, if your chest hurts just a little but it goes away and doesn’t come back, you might be able to wait. Same if you just chugged two cups of coffee and your heart is racing. There are big symptoms that indicate a trip to the ER is an absolute must, so know what to look out for, and get going.

If you just got done eating a big bowl of bean soup, washed down with a soda you drank through a straw, you can “chill” if you’re feeling bloated. Severe abdominal pain? Think: ER. Nausea plus vertigo is a yellow-light, so make an appointment with your doctor. Add a headache; get in the car. Suddenly swollen joints?

Go to the ER. Excessive temperature? Go. Fever and “purplish blisters on your skin?” Go. Loss of consciousness, heavy blood loss, tarry stool? Go, go, and go (but do not drive yourself)!

In their introduction, authors Kelly and Eisenberg remind readers that this book is just a book and “When in doubt, ask a doctor.” That’s a sentiment you’ll see again and again — talk to your doctor — in Am I Dying?!

And yet, despite that the main raison d’etre for this book is seriPage 32 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

Am I Dying?!

A Complete Guide to Your Symptoms – and What to Do Next

by Christopher Kelly, M.D., M.S. and Marc Eisenberg, M.D., F.A.C.C. c.2019, Wm. Morrow

$25.99, 337 pages

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W H A T

R E A D E R S

from Marga

A R E

S A Y I N G

A B O U T

Dear Ms. Tegg,

Thank you so much for personally sending me the May, 2018 Healthy Cells Magazine. I had the privilege to read the May copy of Healthy Cells Magazine while waiting in my doctor’s office. I read so many articles that were particularly helpful to me personally (choosing “Healthy Meals as You Get Older,” “Could Frequent Snoring Be Putting You at Risk?,” “Social Fitness Lifestyle Awaits You in Senior Living,” “Reverse Mortgage,” “Savior Hospice & Palliative Care,” etc.) As I was reading this, one article in particular described my husband to a T. I did not take the magazine home with me, and when I went back to the doctor’s office, the May edition had been picked up and a new month of Healthy Cells Magazine put in the office. I called Monica Tegg and she was so nice to go back and locate the May 2018 issue and send me a copy. I have since made him an appointment for Obstructive Sleep Apnea and I felt God had a hand in my reading your magazine. Healthy Cells Magazine has great articles and is very easy reading.

Thank you so much.

Carol S.

T O P R O M O T E Y O U R B U S I N E S S , C O N T A C T H E A L T H Y C E L L S M A G A Z I N E T O D AY.

480-204-3090 • monica@healthycellsmagazine.com April 2019 — Phoenix Area — ­ Healthy Cells Magazine — Page 33

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Page 34 — Healthy Cells Magazine — Phoenix Area — ­ April 2019

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