Maximizing Returns on Savings: Insights from the Retail Deposits Inquiry

By Jeff Gibbs

Despite the potential benefts of high interest rates on savings and term deposits for retirees, an inquiry conducted by the Australian Competition and Consumer Commission (ACCC) reveals that some individuals are missing out due to complexities in product comparisons.

The Retail Deposits Inquiry Final Report identifes strategic pricing by banks, encompassing introductory and bonus interest rates, along with various fees and charges, leading to a lack of transparency for consumers. This complexity makes it challenging not only to compare products between different banks but also within the same bank.

Key Findings and Recommendations:

1. Communication of Interest Rate Changes: o Banks should be mandated to inform customers when there are changes to their interest rates. Customers should also be prompted to consider switching to better rates.

2. Alerts for Bonus Interest Entitlements: o Banks should notify customers when they are at risk of losing entitlements to bonus interest, for instance, by making excessive withdrawals within a given month.

3. Consideration of Bank Account Portability: o The federal government is encouraged to explore the feasibility of bank account portability. This could signifcantly simplify the process of switching between products and banks, enhancing consumer fexibility.

The ACCC Chair, Gina Cass-Gottlieb, emphasizes the need for clarity, stating, “While

Pet Ownership Benefts Cognitive Health in Singles Over-50s

Owning pets has been identifed as a benefcial factor in mitigating cognitive decline for individuals aged 50 and above who reside independently, according to a recent study encompassing nearly 8,000 participants. Researchers discovered a noteworthy connection between pet ownership and decelerated rates of decline in both verbal memory and verbal fuency among older adults living in solitary conditions.

The study cohort consisted of 7,945 predominantly white British participants, with an average age of 66, drawn from the English Longitudinal Study of Ageing. Over an eightyear period, it was observed that 35.1 percent of the group possessed pets, while approximately 30% of the participants lived alone.

Contrary to previous studies indicating that living alone poses a risk for dementia and cognitive decline, this research uncovered those individuals in such circumstances who cared for dogs or cats experienced a reduction in feelings of loneliness. Although some studies have suggested a positive correlation between pet ownership and enhanced verbal memory and executive function, others have failed to provide supporting evidence.

This new study aims to delve deeper into the relationship between aging independently, a trend on the rise in recent decades, and pet ownership. The results of the research were unequivocal, with study corresponding author Professor Ciyong Lu from Sun Yat-sen University in Guangzhou, China, stating, “Pet ownership offset the associations between living alone and declining rates in verbal memory and verbal fuency.” This effect was identifed as a signifcant modifer across three key associations: composite verbal cognition, verbal memory, and verbal fuency. high headline interest rates may seem attractive to customers, they can come attached with conditions that are hard for customers to meet and keep track of.”

The fndings indicate that pet ownership is specifcally linked to slower cognitive decline in older adults living in solitary conditions. Notably, the positive impact of owning a cat or dog did not extend to older individuals who cohabitated with others. In summary, these results suggest that pet ownership may play a vital role in alleviating cognitive decline among older adults who live independently.

Bank Funding and Interest Rates:

• Banks rely on retail deposits for almost 30% of their funding needs, with interest paid on deposits being a signifcant cost that banks aim to minimize.

• While the Reserve Bank of Australia’s cash rate target infuences interest rates, banks also consider broader factors like funding requirements, proftability, economic and regulatory conditions, customer responses, and competition when setting deposit interest rates.

• Interest rates for the same retail deposit product can vary within and between banks due to strategic pricing, making rates opaque and complex for consumers.

Challenges and Consumer Impact:

• Bonus and introductory interest rates are frequently used to attract customers, but consumers often do not receive bonus interest, and alternative products might be more benefcial.

• The report reveals that an average of 71% of bonus interest accounts did not receive bonus interest in any given month during the frst half of 2023.

• Consumers may fnd the complexity overwhelming, and comparison websites, while informative, can be infuenced by commercial arrangements, necessitating clearer communication from banks and comparison websites.

The ACCC underscores the importance of supporting consumers with transparent information to extract the full value from the products they use.

Embarking on a Financial Restart: Navigating Solo Management After Relationship Breakdown

Embarking on fnancial independence post a relationship breakdown can pose signifcant challenges. Experts offer valuable insights on overcoming the hurdles.

When Jenny ended her 20-year marriage, securing the house for herself and her teenage children was a top priority. Celebrating what seemed like a triumph, little did she know that the property harboured substantial issues. Months later, the harsh reality hit – the house required costly repairs, and Jenny found herself fnancially strained.

Financial Experts, often encounter such scenarios. Attempting to retain the family home in a separation settlement can provide a semblance of stability but may lead to signifcant fnancial strain. Placing all wealth into a single asset can have both emotional and fnancial repercussions.

This situation becomes even more challenging when one partner historically handled budgeting, savings, and spending. However, with strategic advice, individuals with less fnancial experience can navigate this transition and work toward a more fnancially secure future.

• Pergolas: Pergolas are open-framed structures usually made of wood or metal. They provide a defned space for outdoor living and can support climbing plants, creating a natural canopy. Pergolas are ideal for dining areas, lounges, or as transition points within the garden.

• Arbores: Similar to pergolas, arbores are smaller and often used as entryways to garden areas. They typically support climbing plants like roses or vines, adding a romantic touch to garden pathways.

• Gazebos: Gazebos are freestanding, roofed structures, often octagonal or round. They provide shelter and are perfect for enjoying views of the garden. They can be used for outdoor dining, as a quiet retreat, or as a focal point in garden design.

• Trellises: Trellises are latticed frameworks that support climbing plants. They can be used to create vertical interest in the garden, screen unsightly views, or create partitions within the garden space.

• Greenhouses: A greenhouse is a glass or plastic-enclosed structure used to grow plants and vegetables. It creates a controlled environment, which is especially benefcial for extending growing seasons in colder climates.

• Sheds: Garden sheds are utilitarian structures for storing garden tools, equipment, and sometimes plants. They can range from simple, functional designs to elaborate constructions that complement the garden’s aesthetic.

• Summer Houses: These are small, usually wooden structures providing a cool and relaxing spot during warmer months. Often located in a secluded part of the garden, they offer a peaceful retreat.

• Complementing the

Landscape: Choose structures that harmonise with your garden’s style. For instance, a wooden pergola fts well in a rustic garden, while a metal gazebo might suit a more formal space.

• Scale and Proportion: The size of the structure should be in proportion to the garden size. A large gazebo might overwhelm a small garden, while a tiny arbour could be lost in a vast landscape.

• Material Selection: Wood, metal, and plastic are common materials. Wood blends naturally with the garden but requires maintenance. Metal is durable and offers a range of designs. Plastic, particularly for greenhouses, is practical and affordable.

• Plant Pairings: Climbing plants can transform structures like pergolas, arbores, and trellises. Choose plants that match the structure’s purpose – for instance, fragrant climbers for seating areas and hardy vines for screening.

• Colour and Texture: Painting or staining structures can add colour and interest to the garden. Consider colours that either complement or contrast with the surrounding plants and landscape features.

• Lighting and Accessories: Adding lighting can extend the usability of structures into the evening. For a cosy ambiance, consider string lights or lanterns. Decorative elements like cushions, curtains, or artwork can also enhance the appeal of garden structures.

• Check Local Regulations: Before building, check for any local zoning laws or rules that might apply to garden structures.

• Plan for Maintenance: Consider the maintenance requirements of each structure. Wooden structures may need regular staining or painting, while metal may require rust protection.

• Professional vs.

DIY: Decide whether to hire professionals or undertake a DIY project. Complex structures like gazebos or greenhouses might require skilled construction, whereas trellises or simple arbores can be DIY projects.

• Incorporate for Function: Think about the structure’s purpose. A pergola can create a shaded area for relaxation, while a shed can solve storage issues.

Garden structures are more than just decorative elements; they add functionality and comfort to outdoor spaces.

By considering factors like style, scale, material, and purpose, these structures can transform a garden into a living space that refects personal tastes and meets practical needs.

Whether it’s a cosy arbour draped in wisteria or a functional greenhouse nurturing seedlings, garden structures offer a unique blend of utility and beauty, making them essential components in landscape design.

Death Notice

Gibson Catherine Elizabeth

23 September 1942 - 15 January 2024

Aged 81 years.

Treasured and beloved wife of Bob.

Wonderful and loved mother of Mark, Andrew, John Paul, Robert and Matthew.

Loved mother-in-law of Deenie, Nikki and Natalia.

Adored granny of Joseph, Leo, Anya Roo, Nina, Alice, Martha, Daniel, James and omas.

Cherished and much loved sister of Hamish.

Adored and close cousin of Robert.

Passed away peacefully at Ryde Hospital.

Mass of Christian Burial for Mrs Catherine Gibson will be o ered in Holy Name of Mary Catholic Church (Villa Maria), Mary Street, Hunters Hill on Tuesday January 30, 2024 commencing at 10.30am.

In lieu of owers, a donation can be made to the Black Dog Institute at www.blackdoginstitue.org.au

Private cremation.

Death Notice

In loving memory

Somerville, John Martin (Jack)

12th January 1946 - 17th January 2024

Passed away on Wednesday, 17th January 2024 at St. Vincent’s Hospital Lismore. Late of Tuncester.

Aged 78 Years.

Much loved Husband to Carol.

Adored Father and Father-in-law to Fiona, Tina, Don, Lisa, Nathan & Peter.

Cherished “Bumpy” to Darcy, Bardie, Khani, Luca, Zara, Keely, Koby, Stewart, Jade and Lexi.

A special thank you to the Palliative Care Team at St Vincent’s Hospital Lismore - our second family.

“Like you a little bit”

Death Notice

Tribute

In loving memory of Len Lynch

Late of Goonellabah, formerly of McKees Hill. Passed away peacefully, surrounded by loved ones aged 86 years.

As

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COMMUNITY NOTICES must be emailed to community@ heartlandmedia.com.au before 3pm Fridays

Phone numbers only, no email addresses Get the word out about your Club, Membership, Events, etc

ALSTONVILLE

ALSTONVILLE RSL SUB-

BRANCH meets on the second Saturday of the month, with morning tea at 10am followed by the meeting, then a light luncheon from 1200. All ex-service persons and families are welcome to attend the lunch.

CRAWFORD HOUSE MUSEUM

- Take the opportunity to appreciate the beautiful work of some of the most creative people in our district. The latest exhibition at Crawford House Museum, “Sew Inspired”, is a display of the work of the Ballina/Byron U3A Textile Art Group, a group of passionate stitchers who have an ongoing love affair with fabrics and threads of all kinds. They combine the ancient art of traditional hand stitching with the amazing capabilities of the modern sewing machine to create exquisite works from a vast range of chiffons, silks, velvets, hessians and threads, using textiles as a medium for storytelling. By popular demand, the exhibition will now run until Sunday 3rd March. Crawford House Museum is at 10 Wardell Road Alstonville and is open on Fridays 10am-4pm and Sundays 1pm - 4pm (closed Friday 26th. January) or at other times by appointment for groups enquiries,6628 1829,

ALSTONVILLE BRANCH OF

THE RED CROSS meets monthly in Alstonville. As meeting dates sometimes vary, please call Carol on 0424 742 774 for details of our next meeting.

ALSTONVILLE PROBUS CLUB meets on the last Thursday of each month at Plateau Sports Club at 10.00 am. This commences with a cupper and chat, with the formal meeting commencing at 10.30 which includes an interesting guest speaker. All visitors are welcome.

ALSTONVILLE QUOTA CLUB

- A local women’s service club that meets on the 1st Tuesday of the month at the Plateau Sports Club. Quota is committed to supporting and improving the physical and mental wellbeing of the disadvantaged in our community through local projects.

QUILTERS ALSTONVILLE - We are called Plateau Quilters Alstonville we meet the 1st and 3rd Saturdays of the Month at the RSL Hall Alstonville from 1pm until 4pm New members would be most welcome. Rhonda Bonner 66298267

EMBROIDERERS GROUPMeetings are 9.30am-2.30pm 1st and 3rd Wednesdays and 2nd Saturday of each month except December and January. Our venue is the Resource Centre at the rear of Crawford House Museum, Alstonville. We welcome embroiderers of all ability levels to meet, share and learn.

MCLEANS RIDGES CRAFT GROUP meet at the McLeans Ridges Hall, Cowlong Road, McLeans Ridges on the 2nd Saturday of each month from 9.30am to 3.30pm. Scrapbooking, card making, paper craft, knitting whatever takes your fancy. Come along for an enjoyable day. Bring your own morning tea and lunch. Coffee, tea, milk provided. A small fee to cover hall hire. Ph 0401 047 513.

THE RETURNED AND SERVICES LEAGUE OF AUSTRALIA (NSW Branch ALSTONVILLE SUB-BRANCH

- Alstonville RSL sub-Branch will now hold their monthly meetings on the second Wednesday of the month at 11am at the RSL Hall, 13 Bugden Ave (next door to the Alstonville Medical Centre). All ex-Service persons are welcome to attend, and we have a convivial morning tea on completion of the meeting. Alstonville RSL sub-Branch have a ‘Lower Deck Luncheon’ at 1200 each Friday, everyone is welcome, we sit out the back of the Hall, order lunch from local suppliers, and have great conversations with good mates. There is always plenty of support & advice on any issue!

BALLINA

BALLINA LADIES PROBUS CLUB - we are on holidays until 7 February 2024. Our meetings are the frst Wednesday of every month at the Ballina RSL Club at 10 am. information call Beryl on 0409 258 282.

BALLINA HOSPITAL

AUXILIARY - Our Auxiliary will return with our meetings on the 3rd Tuesday of the month from the 20th of February 2024.

BALLINA BRANCH OF INNER

WHEEL AUSTRALIA meets on the frst Wednesday of the month at 11.30. Our objective is to share friendship and passion for community service in our local area as well international projects. If you would like more information, please contact our President Joan Hetherington on 0402 885091 or Secretary Chris Penn on 0427 807135

ARE YOU LOOKING FOR A NEW HOBBY??? COME AND JOIN THE HEADLINERS CHORUS We are an all-female group of all ages who love to sing “Acappella” in 4-part Barbershop harmony. We are well known in the Northern Rivers community and would love you to join us. Come along to a rehearsal on Monday nights from 7pm and for more information see our website or enquire to Tracey Ezzy on 0438 446 809

BALLINA ARTS & CRAFTS CENTRE INC. (BACCI) - We are a diverse group of Artists and Crafters that participate in wonderful group exhibitions. Over 50 members are from all over the Northern Rivers. Meetings are usually on the 1st Monday of every month at the Cherry Street Sports Club. Social gathering at 5, for a 5.30 start. Ph: Deb on 0432105540

BALLINA BRIDGE CLUB - “Social play every Monday 9-11.30am”. Sessions for all levels of players on Mon, Wed, Sat from 1pm to about 5pm. Be seated at 12:45. Restricted session (under 300 Masterpoints) Thu 1pm – about 5pm. Friday mornings, Help with Play. Open to anyone who would like some help with their game from teachers on duty. 9am to about 11:15pm. Sessions are $5 for members and $7 for visitors at 13 North Ck Rd, Ballina Call Judy Forsyth: 0407664337.

BALLINA COASTAL QUILTERS

- We meet at the North Lakes Community Hall in Whiting Way, Ballina on a Wednesday twice a month from 9 am to 2 pm. The group gives opportunities for friendship, support, and socialisation. and to celebrate our creative achievements in the area of quilting and related stitchery. We encourage our members to seek and share knowledge of their skills. New members would be most welcome. The cost is $5 per session Georgia 66876834

BALLINA EVENING VIEW

CLUB Meets on the second Wednesday of each month at the Ballina RSL Club at 6.30 for dinner at 7pm - Guests are always welcome. Our members support the education of disadvantaged children in Australia by fundraising activities and social events in our local community for The Smith Family - by sponsoring 5 Learning for Life students. Ph: Julie Stephan 0434988770.

BALLINA FREE COMMUNITY

HOT BRUNCH - Ballina Free Community Hot Brunch, First Saturday of each month. Everyone is invited to come and enjoy a hot brunch of sausages, rissoles bacon & eggs, cereal, tea and coffee.

Or just come for a chat. Frozen take away meals available. Held at the Ballina Presbyterian Hall Corner of Cherry & Crane st Ballina 10AM TO 12PM

Carol: 0438812235

BALLINA SHIRE MEALS ON WHEELS is offering Qi Gong classes to people 65 years or over as part of its social activities program. Qi Gong uses movements and principles of Tai Chi to improve and maintain fexibility, stability, muscle strength and general wellbeing without straining or stressing the body. These classes are ideal for those wanting to join others to enjoy ftness and friendship.

Thursdays starting 11 January at the Presbyterian Hall corner of Cherry & Crane Streets. 10am Morning Tea, Class starts 10.30am. Cost per class $5

Ph: 0419 679719 or BSMOW

Offce -62 Crane Street.

BALLINA LIGHTHOUSE RSL

DAY CLUB - A Day Club for elderly and isolated people in our community, held every Thursday at the Richmond Room Ballina. Enjoy morning tea and a mental stimulation exercise like Tai Chi, followed by lunch and afternoon musical entertainment.

Every Thursday 10am to 2pm cost

$10 Richmond Room, Regatta Avenue Ballina

RSVP Lorraine Fox 66874350, 0439301249

BALLINA SENIOR CITIZENS

BRIDGE CLUB - Social Bridge Play in Seniors Hall. Swift Street Ballina on Wednesday & Saturdays @ 12.05 pm Enquiries Phone: 0493425002 for details.

BALLINA TOY LIBRARYWelcomes families from Ballina Shire. 9 Regatta Avenue, Ballina. Open Tuesdays 1pm - 3pm, and Saturdays 10am - 1pm. Ph. 0411719074.

IN FOCUS TOASTMASTERS

CLUB - How about trying something different? If you would like to improve your communication and leadership skills or simply make new friends and have fun, you are warmly invited to attend the In Focus Toastmasters Club. We meet the 3rd Wednesday evening of each month. You may attend either from the comfort of your own home via zoom or join us in person at the Cherry Street Sports Club, Ballina.

BRUNSWICK HEADS

BRUNSWICK VALLEY VIEW CLUB’s monthly luncheons are held at Brunswick Heads Bowling Club on the 2nd Thursday of each month at 10.30am for 11am. Apologies to Wenda on 0449 563 580 no later than the Monday before. VIEW stands for Voice, Interests and Education of

Women. The club supports seven disadvantaged students in The Smith Family’s Learning for Life program. 1800 805 366

CASINO

THE CWA CASINO - Our next meeting will Thursday 15th February 2024. Everyone is welcome, come and see what we are all about Enq. Jennifer Baker 043892060 and Jane Flick 0427 707 669.

CASINO COUNTRY MUSIC

CLUB INC - January social will be held upstairs at the Casino RSM Club on Sunday the 28th of January from 10.00am Come along and enjoy some great country music and take advantage of the meals & drinks offered by the RSM Club. New Artists always welcome. Free entry, raffes and lucky door prize. Contact Carole 0438641500

FAIRY HILL CRAFT GROUP frst meeting for 2024 will be Thursday Feb 1st, 10 am at the Fairy Hill hall on the Summerland Way. Please bring: some ideas for the coming year; your lunch; a friend who may wish to join our group and a crafty project to show or work on. New members most welcome details phone Sue: 66633233.

WINDARA Volunteers are organising a Fashion Parade of preloved clothing, to raise funds for the Casino Cancer Group, to be held on Saturday, 17 February, at 1pm. Admission is a Gold Coin donation which includes tea and coffee. There will be a new season wedding gown auctioned, with the proceeds going to the Casino Cancer Group. Windara Tea Rooms, at 253 Sextonville Road, Casino, will be open all day, catering for breakfast, morning tea and lunch. For further information phone Windara on 66623800

CASINO COMMUNITY MEN’S SHED - Mon, Tues, Wed, attendance limited to 50 members, 8am-1.30pm. Contact 66626423

CASINO & DISTRICT FAMILY HISTORY GROUP INCW are open Tuesdays and Thursdays from 10am to 2pm, Wednesdays from 12pm to 4pm and every third Saturday from 9 am to 11.30 am. We are in Room 5, Upstairs in the School of Arts building in Walker Street, Casino. Meetings are held on the second Wednesday of each month at 10 am. For a small fee we can do research for you as well. Call 6664 1118

CASINO GALLERY-ART at the CASSINO GALLERY - The Casino Art Group meets here every Thursday to Saturdays 10am to 3pm Interested in promoting YOUR medium? Come to the gallery for information.

CASINO LADIES AND FRIEND CRAFT GROUP - Meets 1st & 3rd Tuesday of each month. Bring your own morning tea. Names to be in by lunch time Monday. Phone Vivian on 66621838 or Jan on 66626424.

CASINO & DISTRICT ORCHID SOCIETY Meet the 4th Thursday each month At St Marks Anglican Hall @ 6:30pm

CASINO MEALS ON WHEELS - If you would be interested in volunteering your time to help with meals on wheels give the offce a call on 66621217.

WEEK 1

MONDAY D.Clarke & D.Allen R.Baker

TUESDAY S.Forrester S. Hart

WEDNESDAY K.Bratti & own help

THURSDAY H.Mofftt & J.Hanna

M.Goodlad & own help

FRIDAY

L. Dorrington & S.Forrester

P.Plunkett & Own help

CASINO MINI RAIL - Every Sunday 10am to 4pm. Weather permitting. West Street Casino. Phone 0455673722.

CASINO MIXED PROBUS

CLUB - Our Meeting is on fourth Thursday of each month at Casino RSM Club at 10:00am. Contact Kathleen Griffns, President phone 0427622470 or Daphne Boyd, Secretary phone 0400070085.

CASINO UNITING CHURCH - CAFÉ PRAISE…. Every

Wednesday @ 10-11am. All

Welcome

10am Morning Tea Fellowship. Welcome and Chat 10.30am Praise and Worship

CASINO VIEW CLUBMonthly luncheon meeting at Casino RSM Club at 11am, second Thurs of every month. Contact Jan on 0418715374

AA-LIVING SOBER

MEETING is held every Tuesday 12:00-1:30pm At the Casino Baptist Church Cnr. West & Canterbury Streets Casino each week. The group will discuss a chapter on living sober out of the AA Living Sober Book. Contact George 0427133372

LION’S CLUB CASINOLion’s Club meeting is held on the 2nd and 4th Wednesday each month at Casino RSM Club from 6.30pm for a 7.00pm start. Denise Green 0448014682

LISMORE CASINO NAVAL ASSOCIATION - Meets bimonthly at Casino RSM, new members welcome. Ph: Chris 66293269 or Jim 0427400625.

ST MARKS OLD TIME NEW

VOGUE DANCE CLUB - St Marks Anglican church hall Barker Street Casino. Old Time and New Vogue. Revision & Beginners.

Every Tuesday from 3pm5.30pm @ $5 per head.

First Saturday night of each month from 7pm -10pm @ $10 per person.

Live music Judy Johnson New members, all ages most welcome.

Bring a plate to share in a supper. Contact Ronald: 66623328 / mob: 0449710552.

THE PLATYPUS RSL DAY

CLUB operates every Tuesday at the Community Centre from 10am to 2pm. The day consists of gentle exercises, mental stimulation, games, and entertainment. Members are asked to pay $7 for their morning tea and lunch. Transport can be provided within the town limits. If you are feeling socially isolated or just need a day out, please contact Robyn on 66623871. New members are welcome.

ELTHAM

ELTHAM MASONIC

LODGE - The Eltham Masonic Lodge welcomes all masons, to attend their monthly meetings, which are held on the fourth Tuesday, each month (except in January, at the Eltham Masonic Temple. The meetings commence at 7.30 pm, but we have a few savouries & a drinks beforehand, as a welcome. Information ring Col 0416530456

EVANS HEAD

ROTARY EVANS HEAD holds meeting the 1st and 3rd Monday of the month 5.30pm at Evans Head RSL downstairs in remembrance room. New members warmly welcomed.

Cont. Sue 0438853921

THE ROTARY CLUB OF EVANS HEAD MARKETS held on the last Saturday of Each Month. Where: Club Evans RSL Time 8am - 1pm A vast variety of stores from clothes, candle, Honey

Photographs, books, and Organic Vegetables along with Rotary Bacon & Egg Rolls

EVANS HEAD CWA

BRANCH meets every third Tuesday for lunch at noon. New members welcome. More info Roz 0427825560

EVANS RIVER RSL DAY

CLUB - The Evans River RSL Day Club meets each Monday in the Remembrance Room at Club Evans RSL Evans Head from 10am until 2pm Cost $10 includes Morning Tea and Lunch. We have several vacancies for volunteers and members, anyone who is feeling in need of some company are welcome to attend. Come along and join in the fun. Contact Merilyn 0401493316.

EVANS HEAD SEAGULLS

CRAFT & QUILTERS GROUP Meet every Tuesday 9am-12noon in the Recreation Hall (opposite the Kiosk). We invite you to join us for a relaxing morning of crafting, friendship and sharing ideas. Beginners are very welcome. Finishing UFO’s, Embroidery, Gold Work, Hexagons, & Group Projects are just some of the crafts done.

GOONELLABAH

TABLE TENNIS AT

GOONELLABAH - Tuesday and Thursday mornings social playing: 9am-12noon; Monday and Wednesday nights social playing: 7-9pm; Training Monday mornings: 9am-12noon; Junior coaching after school Wednesday 3.30pm-4.45pm, $6 a session. Everybody is welcome – all levels. Phone centre on 66251602. Mon-Thurs 9.00am1.00pm

THE PROBUS CLUB of Goonellabah meets on the 3rd Thursday of each month at the Workers Sports Club in Oliver Ave. All welcome. Goonellabah Probus is solely a social club. We have a guest speaker each month and go for outings throughout the year. Meetings on Thursday commence at 10am and fnish at midday. For further information, please contact Gloria Francis on 02 6629 1442.

GRAFTON

GRAFTON CWA - Meetings of Grafton CWA are held on 2nd Friday of each month in the CWA rooms, cnr Duke and Pound Sts. The next meeting will be on Friday, 9th February, starting with morning tea at 9.30am and followed by the meeting at 10am. New members are always welcome- if you are new to the area, why not come along to make some new friends, or if you have been thinking about joining, come along and see what we do. The CWA is the largest women’s organisation in Australia and aims to improve conditions for country women and children. We reach that aim in various ways including lobbying for change, helping the local community, creating a network of support and meeting together in towns and cities. Craft mornings are held on the 2nd and 4th Mondays of each month at 9.30am, starting on 12th February then 26th February.

GRAFTON SENIOR CITIZENS “AFTER A 5 WEEKS FESTIVE SEASON break, Grafton Senior Citizens activities will resume with craft, on Thursday, 25 January, at9am. Carpet bowls will resume Wednesday, 31 January, Mahjong & euchre, Friday, 2 February, & Bingo, Tuesday, 6 February. First meeting will be 10.30am, Tuesday, 13 February. Annual fees, still $ 10, can be paid from then, or at activities. First day coach trip, to Dorigo, will be Friday, I March. A 4-day tour to Stanthorpe, from 1l September is also on sale. The AGM, together with a general meeting, will be at l0am, Tuesday, 12 March. New members, over age 50, are always welcome. All enquiries, Sandr4 6642 7720, or 0417 464 946.”

GRAFTON AND DISTRICT GARDEN CLUB“Connecting people with an interest in gardening, plants, fowers, and nature. I know that we are famous for our beautiful Jacarandas, but I would also like to give a shout out to our amazing fg trees. They are such a great habitat tree and the shade they provide cannot be beaten. Defnitely a natural wonder. We are looking forward to catching up with everyone at our frst meeting for 2024. This will be Thursday 1st February, 10am to midday at the Joan Muir Centre. 194 Turf St Grafton. $2 entry at the door, bring some morning tea to share if you are able. Visitors are free for their frst meeting so come along if you would like to. Our member Ross will be our guest speaker and sharing his thoughts and ideas on gardens Bring along any cuttings, produce or potted plants to donate to the Bring and Buy table. This is a good fundraiser for us as all proceeds go to the club. Label them if you can and include your name and the name of the plant so people know who to chat to if they need growing tips etc. Don’t forget your name badge and pop your mobile on Silent during the meeting please.

FELLOWSHIP OF FIRST FLEETERS NORTH COAST CHAPTER - Extend an invitation to interested people of the First Fleet & their Descendants or family research enthusiasts in attending our Bi Monthly Meetings Our next meeting is being held on Sunday 4th February 10.30am Venue, Mylestom Hall River St Mylestom Morning tea, Tea & Coffee supplied by Chapter Members BYO lunch Cost - $5 per person to cover overheads. Our Chapter area ranges from Nambucca Valley to Clarence Valley District information Robyn Condliffe – 0420 923140 Research Offcer Pat Davis. – President/Publicity Offcer Ph 0402 022008

GRAFTON’S MIGHTY CLARENCE TOASTMASTERS CLUB

- Perhaps it’s time to fnd out what it’s all about! If you would like to improve your communication and leadership skills. Make new friends and have fun, you are warmly invited to attend the Mighty Clarence Toastmasters Club. We meet on the 1st & 3rd Wednesday evening of each month. You may attend either from the comfort of your own home via zoom or join us in person at the Joan Muir Community Centre: 194 Turf Street, Grafton.

GRAFTON SENIORS BE FIT

EXERCISE CLASSES - Every Friday at the Uniting Church, Prince Street. Join us for gentle exercises designed for Seniors. We meet at 10.30a.m. for a cuppa and a chat with the exercises commencing at 11. All equipment is provided and there is no cost to the participants. Further information can be obtained from Joan or Brian on 66447347 or 0416067315, or from Dot on 66423248 or 0477213017

GRAFTON VIEW CLUB meets on the 4th Tuesday of each month at the Grafton District Services Club, Mary Street, commencing at 10.30am. Please come along, enjoy yourself with a tasty meal, a motivated guest speaker

& ultimately disadvantaged children will be helped. Please phone 66424719 for catering purposes no later than the Friday before the meeting. As well, a mid-month social outing is held. You are warmly invited to come along to the next meeting to have some fun & help disadvantaged children. Hope to see you there!

CLARENCE RIVER HISTORICAL SOCIETY - SCHAEFFER HOUSE MUSEUM, 190 PRINCE STREET, Grafton, NSW

Many items are being ‘rested’ and replaced with different interesting historical photographs, paintings, and objects. Come to see if you can “spot” the changes! Our museum is constantly changing, just like the lovely garden that surrounds it! When did you last “drop in? All our museums have different collections and are entertaining so check out the opening times for Alumy Creek, Iluka,Yamba, Glenreagh, Maclean, Lawrence and Copmanhurst.Schaeffer House hours: Tues, Wed, Thurs, and Sun 1-4pm Admission Family of four $12.00 Adults $5.00 and children $2.00 We have been welcoming many new members lately, if you would like to join our historical society, you too, can receive our quarterly newsletters and receive many benefts in the Research Area.

HASTINGS POINT

HASTINGS POINT COMMUNITY CHOIR - Do you enjoy singing. Our repertoire covers a variety of music styles – both unison and part singing We would love you to join us. New members needed. You will be made most welcome

When: Tuesday Evenings from 7pm – 8.30pm Where: Tricare Residential Village Community Room Tweed Coast Road, next to Shell Petrol Station. For more information, contact Jean Berry 0414794380

PROBUS CLUB OF HASTINGS POINT - The

Probus Club of Hastings Point Tweed Coast meets at 10am on 3rd Tuesday each month, in the residents’ lounge at Hastings Point Tricare. Retirees and seniors are welcome to join this happy social group. Phone the Probus president 0409872773 for additional information.

KINGSCLIFF

KINGSCLIFF 500 CARD

CLUB - Monday and Wednesday afternoons 1pm to 4pm Cudgen Surf Club New players WELCOME

Contact: GARY 0499869992

Kyogle

SAVE THE DATE - Kyogle Garden Club Inc will be holding their Annual Flower & Foliage Spectacular again this year on Friday 19th April 9am – 5pm & Saturday 20th April 8am – 2pm at St Brigid’s School Hall & Grounds. Entry Fee will be $3 & light refreshments will be available. There will be lots of plants on display & for sale along with lots of other garden related art & products. Phil Dudman from ABC Gardening will make a guest appearance on the Friday this year from 10.30am. On the Saturday there will be Guest Speakers & Demonstrations that are sure to be of interest to the keen gardener. There will be Raffes on the hour over the two days so chances are you will go home with something worthwhile to add to your garden. A variety of plant stalls with Cacti, succulents, bromeliads, natives, indoor plants, fresh fowers & many more will be available not to mention the Club Stall which will be packed with plants. Put these dates on your calendar & come along. Lots to see & a great way to catch up with friends & share a cuppa & delicious homemade delight from St Brigid’s Canteen

KYOGLE WRITERS GROUP - Kyogle Writers Group meets on the last Saturday of each month. and we welcome newcomers. We meet at the Roxy Lane back entrance to the Kyogle Memorial Institute (Supper Room). Our aim is to provide support and encouragement for those new to writing, as well as more experienced writers. We practice many genres of writing - poetry, memoir, and journaling to name a few.

Morning tea at 9.30am is followed by our meeting from 10.00am till 12.00 pm. Throughout the year we have planned some wonderful writing workshops facilitated by local authors. The frst workshop is on Saturday 27 January from 1 pm. For further information contact Vince on 0459 574179 or Susan on 0414 958245.

LIFE WRITING WORKSHOP

- A practical three-hour workshop in creative nonfction This highly participatory workshop supports any creative nonfction including local history, family history, memoir, autobiography, personal essay, travel, or feature article writing. WHEN: 1.00 - 4.00pm, Saturday 27 January Where: Laneway Community Space (aka ‘The Youthie’) 161 Summerland Way Kyogle COST: $30 – or whatever you can afford to pay. No questions asked. FORMAT: After introductions and an outline of the workshop I have people writing quickly. We start by starting, look at an engaging opening to a story and use a variety of writing techniques with the aim of turning facts into a compelling story. Writing exercises build on each other. Participants are invited to share their writing with the group, but there is no compulsion to do so. I provide guidance on giving feedback. I’m beginner friendly but seem to entertain more experienced writers. I think this is because of my approach, that participants learn from each other, not just from me. This is a writing workshop – bring whatever you want to write with. Numbers are limited – please register beforehand, phone: 0408 676 550. Please arrive in time to start at 1pm.This workshop is presented with support from Kyogle Together.

KYOGLE SUNSHINE CLUB Meets every Thursday at 9.30am. For more details contact 0499824274.

KYOGLE TIDY TOWNS FARMERS MARKET - Held every Saturday morning in Stratheden Street from 8am -12. Come along grab some local fruit & veggies, experience all Kyogle has to offer. New Stall Holders welcome. Ph: Anne 66321851

LION’S CLUB OF KYOGLE - Meeting is held on the 1st & 3rd Tuesday each month at the Kyogle Lion’s shed from 6.30–7pm. Contact Neville Moon on 0448222334.

RICHMOND RIVER BEEF PRODUCER’S ASSOCIATION - Meet on the 2nd Wednesday of every month at Kyogle Showgrounds in the luncheon room at 7pm. Ph: Jan on 0427293455.

KYOGLE COUNTRY

MUSIC - Our next Music Day at Kyogle Bowling Club on

February 11th commences at 11am

ROTARY KYOGLE BAZAAR

- Fourth Saturday of every month. See Rotary Kyogle Bazaar on social media for all the details or call 0459512249.

LENNOX HEAD

LENNOX HEAD CWA -

Handy Craft Mornings on Mondays 9.30am-12noon in the community centre at Lennox Head. Call Jan on 66816150.

LENNOX HEAD DAY VIEW CLUB - The Lennox Head Day VIEW Club meets on the frst Monday of each month at the Lennox Head Community Centre with the meeting starting at 11am and includes an interesting speaker and concludes with a light lunch. An informal Coffee and Chat meeting is held on the third Monday of the month. The Club sponsors three students through The Smith Family Learning for Life scholarship program that provides educational items for disadvantaged Australian children. New members and guests are most warmly welcomed, and enquiries may be made to Enid 047187511 or Dawn 0466717435.

LENNOX HEAD EVENING

VIEW CLUB - Meets on the second Tuesday of each month upstairs at the Lennox Hotel at 6.30pm for dinner at 7pm. Guests are welcome. “VIEW members support the education of disadvantaged Australian children by raising much needed funds for The Smith Family. Through fundraising activities and social events in local communities, members raise money that goes directly to The Smith Family’s learning and mentoring programs for disadvantaged. students.” Lennox Head Evening VIEW Club currently sponsors two Learning for Life students.

Ph: Sue Brennan 0409728814.

LENNOX HEAD LIONS CLUB - New members welcome to join our close-knit club where the emphasis is on community service in a fun environment. Meetings are on the frst and Third Wednesday of each month at Club Lennox starting at 6.30pm. Members do what they can, when they can to facilitate the needs of our club.

PROBUS CLUB OF LENNOX HEAD - Meets 9.30 for 10 at Club Lennox, 10 Stewart Street, on the frst Thursday of each month. Visitors are welcome, also retired, or semi-retired people wishing to join our non-service club to hear interesting guest speakers and to join in trips and outings are invited along. Ph: June Zentveld on 66871004

LISMORE

LISMORE THISTLES FOOTBALL CLUB 191

Military Rd East Lismore Sign-on and information days for 2024 season are Saturday 9am-11am 3/2,10/2 and 17/2 We will also be holding Gala/ come and try days for 6-8yo 9am-10.30am on these sign-on days We will be holding Gala/ come and try days for 9-12yo every Sunday 4pm-6pm from 11/2-31/3 Free for all who want to attend.

CAROONA STAFF - Reunion Past and Presant For all Caroona workers All areas on Friday 9th Feb 12oclock start for 12.30 luncheon at Lismore Workers Sports Club Oliver Ave Goonellabah: Enq Jane 662 90211

CWA LISMORE BRANCHNEW MEMBERS WANTED!

Ladies, it’s now ‘24 so open a new door for yourself and your community by joining the Lismore CWA Branch? You’ll discover fun, & friendship with a diverse group of ladies of varying ages just waiting to meet you. We meet once a month and share ideas & plans regarding our role in contributing to the wellbeing of women & children in our community. Whilst waiting on our beautiful rooms in Spinks Park to be restored after the 2022 food damage, we meet at ‘Norma’s Kitchen’ at the Lismore Showgrounds for a 9:30am catch-up followed by our meeting at 10:00am. We also conduct weekly craft meetings providing fun & learning. Why not come along as a ‘guest’ to see how you fnd the experience? For more information on the benefts of becoming a member of Lismore CWA Branch simply call our President HELEN DARGIN on 0438 828 619. For Craft enquiries call VICKI BOYLE on 0437 465 642. In this very special Lismore CWA 100th Anniversary Year we so look forward to meeting you.

LISMORE CROQUET CLUB inc - Become a NEW Member for information call Fay on 0412910487.

7th February 2024, Next monthly meeting – 11am for members, Molesworth Street Club House

LISMORE LIONS CLUB

- Please save your used stamps to raise funds for The Australian Lions Children’s Mobility Foundation. Stamps are collected & forwarded on to be sorted & sold at Auction, to raise money for Children’s Mobility contact Margaret Boxsell on 0427141425

LISMORE CITY BOWLING AND RECREATION CLUB

Community BINGO every Monday morning 10 am to 12 noon. Morning tea and Progressive Jackpot. All welcome. Phone 66 21 5991.

LISMORE CITY CONCERT

BAND - Rehearsals are held during school terms on Mondays, 6.15-7.45pm at Southern Cross University. If you can play a concert band instrument: brass, woodwind, or percussion, please come and join us! All ages welcome. We have some instruments available for loan. Ph: 0432575911

LISMORE LIBRARY

NEW LOCATION IN THE

CBD - While the Lismore Library is under repair, you can fnd a Pop-Up Library at 146 Molesworth Street (Was Williams Shoes), for all your reading, watching and information needs. The library has a fresh collection of donated community books, DVD’s, Puzzles and more, with weekly programs and events. The library is open 7 days a week Free Tech Help Lismore Pop-up Library every Tuesday and Thursday by appointment. Our tech team can help you master your phone, tablet, or laptop. Email, Facebook, Apps, Photos…even how to turn the thing on! Make sure to book a one-on-one, 45-minute session, that can be tailored to your individual needs! Phone Lismore Pop-up Library on 0266212464.

LISMORE MEN & COMMUNITY SHED -

President: Mr Bob Greig 0404860504 publicity offcer

Don Abrahams 0437576837

Opening Hours: Tuesday & Thursday 9.00am – 3.00pm We are a community based non-proft organisation. Everybody is welcome: men, women & people with a disability of all ages. We encourage social inclusion. Our aim is to promote the mental, physical & emotional well-being of people in our community. Shed Activities Members work on their own projects, Mentoring is available, General woodworking, Welding & light engineering, Repair & restoration of items for the public Constructing projects, of items for the public Constructing projects for preschools, hospitals & other organisations Assembling fatpack, Minor maintenance work for the elderly & disabled, working with the disabled, talking with other members or simply having company.

Memberships: $40-year

Attendance Fee: $3 tea/coffee 15 Industry Drive East Lismore

LISMORE ORCHID

SOCIETY INC. - Lismore Orchid Society now meets 3rd Wednesday each month, 1:30pm to 4:00pm at Goonellabah Community Centre in the Goonellabah Public Library, 27 Oliver Ave Goonellabah. Ph: Bev on 0400326289

LISMORE SENIOR CITIZENS - Meet at the Goonellabah Community Centre every second Thursday starting at 9am where we have morning tea followed by games bingo how etc we play cards Monday and Friday and play bowls Tuesdays and craft every second Tuesday afternoons come and join our friendly group you will be very welcome.

LISMORE SPINNERS & WEAVERS - Please join us…... Weaving, Spinning, Felting, Dyeing, Knitting, Crochet, Workshops, Chat…. Sharing Craft & Ideas.From 10am, on the 1st, 3rd and 5th Fridays of each month. (Formal business meeting is 10.30-11.30 every 1st Friday)

McLeans Ridges Hall Cnr Cowlong and McLeans Ridges Rds. (off Bruxner Hwy) Morning Tea provided. Bring your lunch (and a mug) Contac: Kim: 0423935060, Linda: 0419489987

LISMORE TARGET RIFLE

CLUB for .22 calibre rifes, meets Wed nights from 6.30pm & the 1st & 3rd Sat of each month from 1.00 pm. Air rife shooting for .22 & 177 air rifes will also be available at the Saturday shoots. For more information, please phone Derek on 66282082 (ah).

CO-DEPENDANTS

ANONYMOUS (CoDA)Co-Dependants Anonymous is a Twelve Step Fellowship of people whose common purpose is to develop healthy relationships. The only requirement for membership is a desire for healthy relationships. The CoDA meeting in the Lismore area meets on Mondays from 6.30pm to 7.30pm at Riverland’s Drug and Alcohol Centre. 75 Hunter Street, Lismore. For further information call 0456178826 or 0408336143

EAST LISMORE BOWLING

CLUB Community Bingo Tuesday night 7.30pm start. 20 games of bingo + progressive jackpot Neilson Street East Lismore. Everyone Welcome

EAST LISMORE SOCIAL

TENNIS - Social Tennis is played at East Lismore Tennis Club, Cnr Neilson St & Oakley Avenue every Tuesday from 8am. We invite social players of all abilities to join us, we are a mixed group who enjoy a morning’s tennis without the commitment of competition. Ph: Fay Ross 0412910487. Everyone welcome.

MAINLY MUSIC - Fun, interactive, music sessions for young children [birth to school age] and their parents/ caregivers in a relaxed setting on Tuesdays starting at 9:30am during School Terms. Children will be introduced to music, creativity and more. They will develop gross motor skills, as well as socialise with others in a loving, shared family environment. Morning tea with snacks included. Mainly Music at Lismore Anglican Parish Centre, 10 Zadoc Street, LISMORE. T: 0266213200

PROBUS CLUB OF

LISMORE HEIGHTS - Our mixed group meets on the 1st Tuesday of each month at the Lismore Heights Bowling Club in High St. Our brief meeting is followed by morning tea and a guest speaker. Senior’s lunch for $15 at noon is optional. Guests and visitors are welcome. Ring/text Pam on 0418766247 for details of our other monthly social gatherings and outings.

ROTARY CLUB OF LISMORE NETWORKING - Want to be part of an innovative, interesting, and inclusive networking group who meet fortnightly to share ideas, meet other professionals and work together to make a difference in your community? Then Rotary Club of Lismore Networking could be the answer for you! Meets on the 2nd & 4th Wednesday of each month at 5.30pm at The Civic Hotel (210 Molesworth Street Lismore). Ph: Rita on 0413300578 or Gae 0412742095.

ROTARY CLUB OF LISMORE WEST INC - East Lismore Bowling Club each Thursday at 6pm. New members would be made most welcome. Further information available on 0428151934.

ROTARY CLUB OF SUMMERLAND SUNRISE

- Interested in contributing to community? Local and international?

The Rotary Club of Summerland Sunrise meets every Friday at 7.05am for Breakfast at Options Cafe, Main St. Alstonville until further notice. Join us at Options please. Ph: 0435990919

SUMMERLAND AMATEUR

RADIO CLUB - Meetings of the club are normally held on the second Sunday of each month at the clubrooms: 412 Richmond Hill Road, Richmond Hill at 1pm. Visitors are welcome. The clubrooms are usually open on Sunday afternoons from about 1pm onwards. We are primarily amateur radio enthusiasts and welcome persons interested in radio, electronics, astronomy, and similar subjects.

SUMMERLAND BONSAI

SOCIETY INC. - Come and learn an addictive hobby with us. We provide personal support from experienced teachers as well as demonstrations and Bonsai information. Club days are held on the second Saturday of every month at 1pm in the Red Dove at Lismore Be inspired about the art of creating little trees. Ph: 0438103601

ZEN AND INSIGHT MEDITATION – LISMORE HEIGHTS - INSIGHT (VIPASSANA) MEDITATION and practice: This mindfulness-based meditation group sits on Wednesdays from 7:008:30pm. The evening includes meditation instructions, sitting and walking meditation, Dharma talks and discussion. For further details, please contact Rosie - 0402682925

ZEN MEDITATION and practice The Zen meditation group sits on Mondays from 6:30pm-8:15pm. The evening includes instructions, sitting meditation, Dharma talks and individual interviews with the teacher.

For further details, please phone: 0427778837 Beginners and experienced meditations are warmly welcomed at both groups.

MACLEAN

MACLEAN VIEW CLUB

- Monthly meetings the 3rd Thursdays of each month at 11am. Contact Ruth Toyer on 0409844212 by Mondays, no later than 7pm. Numbers are required for catering purposes.

MURWILLUMBAH

COMMUNITY PRINTMAKERS

MURWILLUMBAH - Fine art printmakers. Meet at studio space 224 Stokers Rd, Stokers Siding. Prints, gallery, workshops and more! Ph: Peter 0498399640 or Sue 0408493253.

MURWILLUMBAH COMMUNITY GARDEN

- Members and visitors are invited to join the group for activities and gardening tips most Sundays. Time 3-5pm, street parking, BYO, covered footwear, comfy clothing, hat, and water. Children ok with strict supervision. Covid plan operating. Ph: Bob Johnson (02)66225792.

Mummulgum

MULLUMBIMBY

MULLUMBIMBY BRANCH

OF CWA - We begin 2024 on February 14 with the usual monthly meeting at the CWA Rooms. New members are always welcome. President Sue and all the members wish all in the community a very happy Christmas. Info: Jenny 6684 7282 or Sue 66841 675.

POTTSVILLE ALCOHOLICS ANONYMOUS: Is drinking costing you more than money? AA works and is very active in Pottsville. We meet every Thursday 7pm at St Marks 15A Coronation Ave Pottsville and local contact 1800 423 431 or 04019 45671

POTTSVILLE FUN CROQUET CLUB Meets at Black Rocks Sports Fields on Tuesdays and Thursdays at 8.30am. New members are welcome to come and join us for a hit and a bit of fun. For any further enquires please call Jean on 0431606375.

POTTSVILLE LADIES

LIFEBALL - Every Thursday morning 9.30am to 11.30am. Pottsville Community Hall, $5 per session includes morning tea. No joining fees. Ph: Jan 0431909760.

TWEED HEADS

POETS AND WRITERS ON THE TWEED meet every Tuesday at the South Tweed Sports Club 1.30-3.30pm. Beginners welcome. Phone 0755248035.

TWEED HEADS PROBUS

CLUB - Probus Club, Coolangatta/Tweed Heads. Be at Club Tweed at 10-00am on the frst Wednesday of the Month. Visitors and new members are very welcome.

TWEED PATCHWORK

GROUP - Meet the 1st and 3rd Wednesday of the month at South Tweed Community Centre from 9-1pm at 18 Heffron Street Tweed Heads south all beginners welcome phone Moira on 0418686643. A friendly group of people with common interest in seeing, quilting and related craft.

TWIN TOWNS DAY VIEW

CLUB VIEW - as in Voice, Interests, Education of Women (Not many people are aware of what ‘VIEW’ club stands for!) AND NOT ONLY IN NAME:

We are a group of ladies who care what will become of our youth! Our heritage – Their heritage – It is sad but true that many of our young people have no direction in their lives. Every morning we wake to the news that violence has occurred overnight in what was once considered a safe neighbourhood. How do these offending children/ youth feel the next morning knowing they have caused so much heartache - is this why we also hear of youth harming themselves so they can spread the pain? So, this is where VIEW Clubs and other similar clubs are starting from the bottom of the ladder by providing much needed funds to educate our youngsters so they will WANT to become the very best person they can not only in education but in their community and being proud of themselves and giving their parents hope for their child’s future. We at TWIN TOWNS

DAY VIEW CLUB PROVIDE

THE NECESSARY FUNDS to educate just 7 of these children. We know not where they come from, but someone in their community has contacted THE SMITH FAMILY and they in turn contact VIEW

CLUBS OF AUSTRALIA who anonymously contact a VIEW Club who in turn take over the responsibility for these worthy children’s fees and so year after year their tertiary fees are paid. These fees are raised by VIEW Club members who attend meetings, listen to interesting guest speakers and regularly have days out at each other’s homes – so FUN and a tremendous satisfaction of knowing we are helping our future generation. More information can be gleaned by contacting our President Kathie on 0407709629.

Wollongbar

WOLLONGBAR PROBUS CLUB meets on the third Thursday of the month at the Alstonville Plateau Bowls and Sports Club, 10-14 Deegan Drive Alstonville, at 10am.Our next meeting is on Thursday 15th February, and our Guest Speaker will be Pip Cooper on how to navigate the Aged Care System. Visitors are welcome to attend. Ph Keith 66280393.

YAMBA

YAMBA DAY VIEW CLUB

- Yamba Day View Club’s monthly luncheons are held at Yamba Bowling Club on 3rd Monday of month, starting 10am for 10.30am. Acceptance and apologies to President Lyn 66463164 by Friday prior to luncheon for catering purposes. We hold a monthly social outing either for lunch or morning tea and visitors are always welcome.

YAMBA LIONS CLUBYamba Lions Club’s meetings are held 2nd & 4th Thursdays of month at Yamba Bowling Club, commencing at 7pm for 7.30pm. For further information, please contact the Secretary Peter 0417546097. Social outings also held at various time and visitors and new members’ welcome.

ALL NORTHERN RIVERS

NRCF WOMEN’S GIVING

CIRCLE - The Northern Rivers Community Foundation (NRFC) is inviting Northern Rivers women to play an active role in empowering vulnerable women and girls in our region. The newly formed NRFC’s

Women’s Giving Circle brings Northern Rivers women together to achieve equality and human rights for women and girls in our region and enable them to realise their full potential. Ph: 0499862886

The NORTHERN RIVERS HASH HOUSE HARRIERS is a non-proft community group that is part of a worldwide organisation. The Hash House Harriers meet every Monday at 6pm for a run/walk from various locations around Lismore, Alstonville, and Ballina. The run/walk lasts for approximately an hour, followed by friendship, banter and grub. We are very friendly and welcome new members.

NORTHERN RIVERS PARKINSON’S SUPPORT GROUP - Covering

Wollongbar to Ocean Shores. Meets 2nd Friday of each month at Summerland Farm, Wardell Road, Alstonville. A general catch up & chat with the opportunity to join in a casual Q&A session with Rebecca, our Parkinson’s nurse. She will be there to answer any questions that you may have about anything to do with living with Parkinson’s or supporting or caring for a loved one. Maybe you want to know about symptoms, medication, treatments, or services etc. Rebecca is there to support us and help you manage your disease so that you live your best life. All those living with Parkinson’s Disease or those supporting them are most welcome.

Please RSVP Cheryl 0428286753.

NORTHERN RIVERS NAVAL & MARINERS ASSOCIATION - This association was formed to attract veterans for companionship, wellbeing and to supply advocacy to veterans. We hold an informal gathering every Friday, 2.30pm at Ballina Angling Club (families are welcome). Ph: Allan Watt: 0402 749 582

ALL AREAS AL-ANON FAMILY GROUPS: 1300 252 666 * al-anon.org.au * Not everyone trapped by alcohol is an alchoholic. Family and friends are suffering too. Al-Anon and Alateen can help.

BALLINA, WEDNESDAY, 6.30pm, St Mary’s Anglican Church Admin Building, 24 Burnet St (also via Zoom Meeting, ID 25260000, dial-in option: +61 2 8015 6011)

BANORA POINT, MONDAY, 6.30pm, Salvation Army, The Community Centre, cnr Woodlands and Leisure Drives

BANGALOW, FRIDAY 2.00PM, via Zoom Meeting, ID 25260000, dial-in option: +61 2 8015 6011

CHINDERAH, SUNDAY 4.00pm, Seventh Day Adventist Church, 83 Phillip St

GRAFTON, TUESDAY, 12.00 noon, CWA Rooms, Market Square, Duke St

ILUKA, MONDAY 11.00am, Iluka CWA Hall, 2 Charles Street (behind Iluka Museum)

LISMORE/GOONELLABAH, TUESDAY, 1.00pm, The Studio, 14 Pleasant St, Goonellabah (also via Zoom Meeting, ID 25260000, dial-in option: +61 2 8015 6011)

MURWILLUMBAH, WEDNESDAY, 1.00pm, Church of Christ, 18 William St, Murwillumbah

TWEED HEADS, THURSDAY, 5.00pm, NSW TIME, St Cuthbert’s Anglican Church Hall, 13 Powell St (cnr Florence St)

TWEED HEADS, ALATEEN, THURSDAY, 5.00pm, St Cuthbert’s Anglican Church Hall, 13 Powell St (cnr Florence St)

Warnings

See www.bom.gov.au/australia/warnings

Northern Rivers District:

Partly cloudy. Slight chance of a shower near the Queensland border. Light winds becoming east to southeasterly 15 to 20 km/h during the day then becoming light during the evening.

Thursday. Mostly sunny. Light winds becoming northeasterly 15 to 25 km/h during the day then becoming light during the evening.

Northern Tablelands District:

Partly cloudy. Slight chance of a shower in the north. Winds easterly 15 to 25 km/h becoming light during the morning then becoming east to northeasterly 15 to 20 km/h during the afternoon.

Thursday. Sunny. Light winds becoming northwest to northeasterly 15 to 20 km/h during the morning then tending northeasterly during the afternoon.

New South Wales:

Hot to very hot and mostly sunny in the west, with isolated showers or storms developing over the southern inland later. Isolated showers in the northeast and southeast. Fine and mostly sunny elsewhere. Daytime temperatures above average, most notably over the far southwest. Northeast to northwesterly winds, freshening along the coast in the afternoon. Fresh to strong winds developing over the Alpine peaks.

Thursday. Hot to very hot. Cloudy periods with isolated showers and storms developing across the southern half. Fine and mostly sunny across the northern half. Daytime temperatures well above average, most notably over central and northern districts. Northeast to northwesterly winds, freshening along the coast in the afternoon and strong about the Alpine peaks. A southerly change entering the far south during the day.

Byron Coast:

Winds: East to southeasterly 10 to 15 knots turning north to northeasterly during the afternoon. Seas: Around 1 metre. Swell: Southerly 1.5 to 2 metres, tending southeasterly 1.5 metres during the morning. Weather: Partly cloudy.

Coffs Coast:

Winds: East to southeasterly 10 to 15 knots turning north to northeasterly during the afternoon. Seas: Around 1 metre. Swell: Southerly 1.5 to 2 metres, tending southeasterly 1.5 metres during the morning. Weather: Partly cloudy.

Gold Coast Waters: Winds: Southeasterly 15 to 25 knots increasing to 20 to 30 knots during the afternoon before turning easterly during the evening. Seas: 1.5 to 2.5 metres. 1st Swell: Northerly 1 to 2 metres, increasing to 2 to 3 metres during the afternoon. 2nd Swell: Southeasterly 1.5 metres inshore, increasing to 1 to 2 metres offshore. Weather: Partly cloudy.

BROOME 33

PERTH 29

By Tim Howard

A neat 100 runs from Lawrence batter Rowan Green has powered his team to a stunning outright win over Coutts Crossing in the revamped CRCA frst grade competition at J J Lawrence Field, South Grafton.

Green was only dismissed once for his “century”, scoring a dashing 73 coming in a number 8 for his team, which was tottering at 6/60 chasing Coutts’s frst innings total of 164.

Green was eventually dismissed with the scores level at 164, but Coutts ensured a frst innings tie, knocking over number 11 Ben Shaw for a second ball duck.

Green held his nerve as more wickets fell and his team’s chances looked shot at 8/77.

But Dylan Harrison, 25no, dropped anchor and the pair whittled away Coutts’ frst innings lead to nothing with an 87-run partnership.

Coutts Crossing’s second innings was carnage, bowled out for 77 in 24.5 overs.

A promising opening stand between Tim Tilse, 24 and Andrew McLachlan, 4, put on 33 and a handy 21 from Lewis all came to naught.

Chris Townson, Ben Shaw and Nathan

Anderson chipped away with early wickets, but with the score at 4/67, spinner Doug Harris put a full stop on the innings.

The next four wickets fell for no runs, three of them to Harris, to turn the match on its head.

Harris took the last wicket to fall, giving him the remarkable fgures of 4/7 from 4.5 overs.

Anderson also had a fne return with 3/16 from fve overs.

Green, who took the fnal catch of the game still had a role in the run chase for outright points.

Lawrence began uncertainly with big hitting Mark Ensbey hitting a return catch to Tilse second ball with score on 1.

But skipper Nathan Ensbey was undeterred and launched a blistering assault on the Coutts attack.

He was the only other wicket to fall for a 23-ball 39 with fve boundaries.

Green came in and kept the score ticking over at almost a run a ball to score 27no and give him “century” for the afternoon.

Lawrence hit the winning runs in just the 11 over to secure and unlikely outright after a disastrous frst day.

At Lower Fisher Park, Grafton, Harwood wiped the foor with Souths/ Westlawn, bowling them out for 86 and 77 to pocket the outright points. In their frst attempt, Souths Westlawn were never in the hunt with opening bowler Duncan Fischer picking up for four of top six batters to have the impressive fgures of 4/17 from 10 overs.

In trouble at at 3/40, Souths/Westlawn plunged out of contention in the next new few overs losing four wickets for four runs.

A late rally took them to 86, with the last wicket falling in the 30th over A 128-run lead handed Harwood the right to enforce the follow-on and put the Souths Westlawn batters under pressure.

They crumbled yet again, battling for 37 overs, but never really troubling the Harwood attack.

Skipper Ben McMahon tore through the top order with 4/11 from 11.5 over and Corey Lewis was equally devastating, taking 4/12 from seven overs.

The outright wins to the Harwood and Lawrence make them the dominant teams in the competition which was revamped over the Christmas break when Brothers announced it could not feld a team in the premier league. Outright points were up for grabs in the third game of the round between premiers GDSC Easts and Tucabia Copmanhurst.

Tucabia were deep in trouble at 5/27 chasing Easts’ 9d/162 and lost their last fve wickets for 21 to be bowled out for 48.

The only two bowlers tried shared identical fgures with Theodore Lobsey and Shannon Connor both taking 5/23 in the rout.

Following on, Tucabia made a much better fst of its second innings.

Opener Tim Bultitude was unbeaten on 64, Rohan Hackett batted solidly for 34 and Matt Pigg 27no, defed the Easts attack for 47 overs.

Connor put in another 15 over spell to take 1/36 and fve other bowlers were tried with only limited success.

Despite the heavy loss Tucabia will be heartened that Hackett has returned to the bowling crease with his left-arm pace bowling, after a long injury break. He took 3/14 from eight overs to be the best of the Tucabia attack on day one.

On Saturday round two of two-day games begin with Easts playing Souths Westlawn at J J Lawrence Field.

Harwood hosts Coutts Crossing at Harwood Oval and Lawrence and Tucabia Copmanhurst clash at Ellem Oval.

19.01.2024

MAHJONG RESULTS

1. Gladys D’Anna, 2. Janene Jarvis, 3. Penny Evans, 4. Jeanette Henwood, 5. Ramsay Roper, 6. Gail McDonagh, 7. Carol Meyer, Vanessa Reynolds, 9. June Greenaway, 10 Joy Lowien, 11. Pauline Bolte, 12. Pam Farrell, Yvonne Weddup, 14. Jan Henley, Lorna Simpson, 16. Shirley Coleman, 17. Jan Small, 18. Barbara Ellan, 19. Pauline Kearney, 20. Ronda Taylor, 21. Sally Lowry, 22. Caro Lawless, 23. Val Heinritz, 25. Ann Hewitt, 26. Rosemary Russell, 27. Lisa Wong, 28. Cindy Smith,

Susan Scott, 30. Kathy Pickles, 31. Jane Fenech.

CASINO RSM

WOMENS BOWLS

C. Haynes - Queen of the Green for 2023

On Wednesday 17th January the ladies returned to bowls from their Xmas break.

It was good to catch up with everybody.

The results for Wednesday 17/1 was:

The winners for the day were: B. Carter, D. Skinner & M. Hellyar def B. Dobson, J. Carthew & I. Watson

The other rink winners were: C. Haynes, D. Grice & K. Jonsson def T. Maxwell, J. Matthews & H. Lavelle

C. Doyle & J. Cooke def M. Jordan & R. Skirrey

In February we will play the fours Club championships, so ladies there is still to get a team together for this event.

CASINO SOCIAL

GOLF RESULTS

21-01-2024

The winner on Sunday was Darren Rea with a net score of 23 from Steve Dulfer with 25.

3rd, Phillip Piccoli 28. The putting trophy was won by W.Jackson with 16 putts and F.Bruni took out the players draw.

Nearest to pins: 8th & 15th, G.Skennar. 9th & 14th, D.Hampson. 10th, P.Piccoli.

12th, R.Ruttley, 13th, C.Hatfeld. 16th, D.Rea.17th, S.Dulfer.18th T.Hook.

Next Sunday’s event sponsored by Century Batteries Lismore will be a single stableford on the bottom 10 holes and visitors are welcome to play with hit off from 6-30am till 7-30am.

CHERRY STREET CROQUET CLUB SPORTS RESULTS RICOCHET

CROQUET:

P.Waters N.Barnes 13 d C.Edlund R.Chapman

9 R.Poynting 9 d

D.Scott J.Bate 8

W.Gilmore P.Scott 11 d M.Russell P.Bolte 9

J.Hannigan A.Mangan

8 d N.Poynting M.Field

7 Australian Under 21 Golf Croquet Singles : Addison Matthews

1st, Ethan Gumbrell

2nd, James Wombrell

3rd, Tim Wright 4th, Jamie Fleming 5th, Peter Crook 6th, Daniel McLean 7th, Micah Hamilton 8th, Michael McLean 9th.

Division 3 NSW Golf Croquet Singles & Doubles Championships to be played at Ballina, Cherry Street, Byron Bay, Lismore July 9th /13th, 2024. Handicap 9 plus.

Entries Open soon.

All new members very welcome, Contact Club Captain Raymond Chapman. Association, Ricochet, Golf, Gateball.

CORAKI VETERANS

GOLF RESULTS

53 Golfers played an 18-hole two-person ambrose, winners J Weaver S Reddell, 2nd T Wood J Lassig, chicken/ball winners L Clark E Reddell D Vagne B Micheal, S McDonough A Ganter, B McDonald L Bonner, R Webber I Welch, T Patch R Black. Nearest pins 3rd/12th S Ormond 6th/15th T Woods.

This Thursday will be an 18-hole single stableford commencing with a shot gun start at 8.00am followed by our monthly barbque.

AS USUAL TILL THEN GOOD GOLFING

Tweed Seagulls RLFC, in conjunction with REDinc, the NSW Police Force and the NRL, is thrilled to announce the launch of a School Holiday Program in Lismore. Taking place at Jim Roder Oval Lismore on Tuesday, January 23rd, from 9 am to 12 pm, this collaborative effort aims to beneft approximately 30 children aged 8-14. The initiative refects the ongoing commitment of Tweed Seagulls to help uplift and support communities in the Northern Rivers region.

Shaun Davison, renowned for his contributions to game development with Tweed Seagulls and Northern Rivers Titans in the Northern Rivers, will lead the School Holiday Program. Assisting him

In what was his last night as a Junior Sedan competitor, Lismore driver Jaiden Santin claimed the division’s ultimate prize – the 2024 Ian Boettcher Race Parts sponsored National Junior Sedan Championship on January 20, 2024.

Racing at the Grafton Speedway was hot both on and off the track all weekend, but in the end, Santin’s class shone through, after he outlasted the other seventy competitors to take the Australia #1.

With the fnal round of heat races providing plenty of surprises and even more shuffes in the overall points after some of the overnight leaders dropped back through the pack, the feature events were also hotly contested, Pary Das winning the C Main and Jake Fisher and Jackson Gordon each winning a B Main.

Despite the shuffe in overall points, the pole sitter would remain as overnight leader Jayden Hancock, while Santin did enough to qualify for the twenty-fve lap fnal from position two.

Twenty-two cars is John Hutchinson, a respected fgure in Rugby League with extensive experience working with prominent clubs such as Sydney Roosters, Parramatta Eels, South Sydney Rabbitohs, plus several years at the NRL. NRL Game Development offcers will also be there to assist on the day, along with Tweed Seagulls and Northern Rivers Titans representative players.

“We are excited to collaborate with REDinc and the NSW Police Force to bring this School Holiday Program to the children of Lismore. It provides a unique experience, combining skill-based activities, team-building exercises, and invaluable mentorship and mental health discussions,” expressed Shaun Davison.

Eximm, a key partner dedicated to supporting Indigenous and Community Programs on the Northern Rivers of NSW, with Tweed Heads Seagulls, has also extended support for the program. Their contribution underscores the collective effort to foster positive change and development within the community.

The School Holiday Program is designed not only to enhance rugby league skills but also to incorporate essential team-building activities while promoting positive mentorship and mental health initiatives.

John Hutchinson, co-developer of the program, conveyed his enthusiasm, stating, “We believe in the power of rugby league to instil valuable life skills and create a positive impact on the overall well-being of young individuals. This program aligns perfectly with our vision for community development through rugby league.”

Tweed Seagulls RLFC remain dedicated to the Northern Rivers region, and this School Holiday Program is a testament to their commitment to the growth and support of these vital communities.

REDinc, a not-forproft organisation serving the Northern Rivers community for over three decades, provides diverse disability services and operates the In School Support Program. This initiative focuses on enhancing the social and emotional well-being of local primary schoolaged children and young people in Lismore. A crucial aspect of this collaboration is the Shape Up Program, in tandem with NSW Police Youth Offcers and Aboriginal Community Liaison Offcers. This program guides children and young individuals to build positive relationships through mentorship, encouraging positive engagement in family, education, and community. The partnership with Tweed Seagulls aims to expand the Shape Up Program, offering children more opportunities to experience the positive impact of rugby league, fostering mentorship and a sense of belonging to the community to support social and emotional well-being. contested the feature event, Hancock and Santin hitting the line perfectly to get the race underway.

Cars went three wide but it was Hancock who grabbed the lead as the battle behind got even more intense.

With three laps complete the frst yellow fag of the race came out, after B Main 2 winner Jackson Gordon hit the wall heavily in turn one.

Hancock got the best of the re-start as the race went back under green fag conditions, but Santin stuck right to his bumper. The leading duo pulled away from third place Leaman while fourth placed Indi Butcher was now coming under pressure from fellow overnight points leader Emilie Williams.

As Santin pulled along the outside of Hancock, Williams did the same to Butcher, Williams able to make the pass while Santin was not.

Santin then glued himself to the back bumper of Hancock as Leaman now began to close the gap.

Lap ten saw Santin duck to the inside coming out of three but again Hancock was able to hold off the charge.

Two laps later Santin drew alongside Hancock and this time he was able to hold it, crossing the line just 0.011 seconds ahead of Hancock.

With just over half of the race completed, it was now Santin leading Hancock, Leaman, Williams and Brock Stubbs who had raced his way into the top fve.

Santin began to stretch his legs from here, nearly two seconds ahead with fve laps remaining and a pile of lapped cars coming up fast.

The heavy lapped traffc began to play a part as Santin began to look for a way through, but the yellows came on as Brodie Hollyman came to a stop against the turn three wall, setting up a restart with six laps remaining.

Santin shot away like a bullet from a gun, Hancock and Leaman still in pursuit, but unable to match the pace of Santin who again took advantage of the clean air ahead of him.

With one to go he was 1.665 seconds ahead, the top four spread out while positions fve to seventeen were bunched up in what was shaping up to be an epic fnish for the minors.

Back up front, though, it was all Santin, who crossed the line 1.434 seconds ahead of Hancock and Leaman while Williams and Stubbs would round out the top fve in a race that saw seventeen of the twenty-two starters complete the race, all on the lead lap

All results at this stage are still subject to fnal confrmation with further checks pending.

On behalf of the SSA, congratulations to all Junior drivers and their families for the efforts across the weekend, as well as to the Grafton Speedway for hosting what was a great event.

RESULT :

1. N51 Jaiden Santin, 2. Q2 Jayden Hancock, 3. W70 Jake Leaman, 4. T25 Emilie Williams,

5. N86 Brock Stubbs, 6. T77 Nate Garwood, 7. Q19 Jackson Kunny, 8. Q29 AJ Macdonald, 9. N36 Indi Butcher, 10. V47 River Paterson, 11. V10 Breanna Simpson, 12. W12 Jake Fisher, 13. V77 Will Fallon, 14. Q55 Sophie Santin, 15. T5 Bevan Davis, 16. W10 Mitch Binning, 17. V23 Tamika Simpson.

DNF: V25 Cruz Farrell (20), Q12 Brodie Hollyman (19), W5 Jesse Hamon (14), W08 Tyler Scott (7), N97 Jackson Gordon (3). Total Time: No Time. Winning Margin: 1.434. Fastest Lap: 16.925 N51 Jaiden Santin.