Expenses and Financial Assistance

2020–2021 Tuition and Fees

High Point University is aware that the cost of a college education is a major outlay for students and their families. Accordingly, the university makes every effort to keep its charges as reasonable as possible. Graduate tuition and fees vary by program. Please refer to each program’s main Bulletin page for specific information about tuition and fees. Payment of all tuition and fees is due at the beginning of each term of enrollment. Tuition and fees are in effect from June 1, 2020 through May 31, 2021. All charges are subject to change without notice.

The Office of Student Financial Planning

The Office of Student Financial Planning assists students in securing the resources necessary to attend High Point University. Financial assistance awarded through our office is based on eligibility produced from filing the Free Application for Federal Student Aid (FAFSA). In order for our office to receive the FAFSA data, High Point University must have the student’s social security number on file. The financial aid program is administered without regard to age, handicap, race, color, sexual orientation, religion, or national origin. For additional information or questions, please contact the Office of Student Financial Planning online (www.highpoint. edu/financialplanning), via phone (336-841-9124), or via e-mail (finplan@highpoint.edu).

Federal Student Financial Aid Programs

The primary source of financial assistance for graduate students attending High Point University will be the Federal Direct Unsubsidized Student Loan Program. It is necessary for students to complete the Free Application for Federal Student Aid (FAFSA) in order to apply for student loans to support their graduate education, which is available online after October 1st each year at https://studentaid.ed.gov/sa/ fafsa. Graduate students may borrow up to $20,500 per financial aid year through the Federal Direct Unsubsidized Loan program. The student will be charged interest from the time the loan is disbursed until it is paid in full. If the interest is capitalized (allowed to accumulate) it will be added to the principal amount of the loan and will increase the amount the borrower will have to repay. If the choice is made to pay the interest as it accumulates, the total interest charges paid during repayment will be considerably less. The aggregate amount a graduate or professional student may borrow from all Federal Direct Loans combined is $138,500 (no more than $65,000 of this amount may be in subsidized loans). The graduate borrowing limit includes any Federal Direct Loans received for undergraduate study. Under current law, the fixed interest rate charged on Federal Direct Loans is set each year by the Department of Education at the beginning of July. There are also small origination and guarantee fees associated with each loan. These fees are deducted up front and thus lower the actual net amount of each disbursement. For current rate information please

visit the Federal Student Aid website at https://studentaid. ed.gov/sa/types/loans/interest-rates. In order to receive funding from the Federal Direct Unsubsidized Loan program, you must go to https://studentloans.gov to complete Entrance Counseling and sign a Master Promissory Note. Both of these must be done before funds will be released from the federal loan center.

The Federal Graduate PLUS Loan Program

For students who need financial assistance beyond the $20,500 Direct Loan annual maximum, there is the Federal Graduate PLUS loan program. This credit-based loan program allows for the deferment of repayment while the student is enrolled. Under current law, the fixed interest rate charged on Graduate PLUS is set each year by the Department of Education at the beginning of July. There are also small origination and guarantee fees associated with each loan. These fees are deducted up front and thus lower the actual amount of each disbursement. For current rate information please visit the Federal Student Aid website at https://studentaid.ed.gov/sa/types/loans/ interest-rates ..

The maximum amount a student may borrow from the PLUS Loan program is the total cost of attendance for the loan period minus any Direct Loans and other forms of financial aid a student may be receiving. You may apply for the GRAD PLUS Loan by going to https://studentloans. gov. As with the Federal Direct Unsubsidized Direct Loan, a Master Promissory Note (MPN) must be completed on the same website. If your Grad PLUS Loan is endorsed by a co-signer, then you will also be required to complete PLUS counseling.

Financial Assistance for Programs that Offer Continuation Courses

Because continuation courses for theses, dissertations, capstones,and products of learning are not credit bearing, students are not eligible for financial aid when enrolled in these courses. However, if continuation courses are taken in conjunction with other graduate coursework, financial aid may be awarded. Students should contact their Student Financial Planning Counselor with any questions about financial aid eligibility.

The Office of Student Accounts

The Office of Student Accounts provides services related to billing, payment, and other aspects of students' accounts. Staff in the Office of Student Accounts are available to any current student or member of the university community to answer questions about a range of issues, including: • Billing — Billing and tuition due dates for each graduate program will be available on the Office of

Student Accounts website (www.highpoint.edu/ studentaccounts/)

• Payment of tuition & fees and the Graduate Student

Account Center (https://highpointgrad.afford.com) • Enrollment and payment of Student Health

Insurance (https://studentcenter.uhcsr.com) • Administration of Tuition Management Systems

Monthly Payment Plan (https://highpointgrad. afford. com)

• Administration of University Dining Plan enrollment for students living on campus or commuting from home (my.highpoint.edu)

Please note that enrollment in the Graduate Student Account Center (https://highpointgrad.afford.com) is mandatory for all graduate students. Paper statements will not be mailed to students’ home addresses. Instead, students are required to view statements and make payments online through the Graduate Student Account Center.