17 PEOPLE + 12 NATIONALITIES
= SUCCESS Perhaps the team’s success in creating Sweden's most frequently used mobile payment service is no surprise. Research shows that diversity drives creativity.
O
n the roof of the HiQ office in central Stockholm twelve people are assembled for a photo. A cold wind is blowing and there is drizzle in the air. Someone jokes about the Swedish winter and a ripple of laughter runs through the others in the group. For some of them, Swedish winters are still something of a novelty. When everyone in the team is in place there are co-workers from France, Spain, Romania, Russia, China, Thailand, Vietnam, Pakistan, India, Bangladesh, Uganda and Sweden. An ideal combination for creativity, in other words. Most researchers would agree. For example, Professor Richard Florida from the USA says that there is a direct correlation between the proportion of foreign-born members or the number of different nationalities in a group and that group’s creativity index. The more nationalities, the better! Charlotte Stigenberg, the team’s project leader, recalls that the group was exceptionally exciting to work with. One of the reasons was the cultural diversity. “People from different backgrounds, each with their own way of working and reasoning, create a really dynamic intellectual environment. It’s not just that we come from different countries; we’re also from different age groups and, from an IT industry perspective, there’s also a fairly good gender balance in the group,” she says. "PEOPLE FROM DIFFERENT BACKGROUNDS, EACH WITH THEIR OWN WAY OF WORKING AND REASONING, CREATE A REALLY DYNAMIC INTELLECTUAL ENVIRONMENT" A Stanford University study in the USA shows that groups that consist of people from different backgrounds are better at problem-solving and innovation. It’s hardly surprising, given that people with different experiences have acquired different bodies of knowledge and have different ways of looking at things. The same study shows that the benefits of diversity dominate in knowledge-intensive and creative jobs. Joel Holmberg, a back-end developer in the HiQ team, is convinced that diversity made a positive contribution to their work. “For the most part, you find yourself working with other people who have grown up in the same surroundings and had the same education. People with similar experiences think in fairly similar ways. In this team, however, there was masses of input from all sorts of sources. More than once, when I had painted myself into a corner, someone came up to me and said ‘What about doing it like this? That’s how we do things where I come from.’ And suddenly, the problem was solved.”
28
MOBILE PAYMENT SERVICES THAT HiQ HAS HELPED TO DEVELOP: SWISH is an app that enables users to simply and securely make financial transactions with one another using their mobile phone. Now Swish can also be used in some shops and online. Today there are more than 4 million Swish users. S-MOBILE is the first mobile bank in the world to be integrated with a retailer's customer loyalty programme. S-Mobile enables customers to manage their bank transactions at the same time as they are doing their shopping. In 2016 S-Bank is also launching a new IoT mobile refueling service, making it possible to pay for gas at the ABC gas stations with just a few taps on your smartphone. The feature is the first of its kind internationally. COLLECTOR BETALKOLL is an app that makes it easier for users to pay their bills straight from their mobile phones. All the user needs to do is to take a photograph of the bill. The app then makes sure the bill is paid on time. Bills received by email can be simply imported into the service. CARPAY is an app from Volvofinans Bank which simplifies all car-related purchases and payments. With a click on their phone, customers can also use the bonus they have earned when they refuel.