Health is obviously the biggest concern for everyone at the moment however money and financial health are also worrying during this time of uncertainty. It’s impossible to predict what the economy will look like 6 months from now but assessing and re-evaluating personal finances is something that most people are actively undertaking. Many banks and mortgage lenders are offering payment breaks which is a welcome initiative however these are not generally payment holidays and all payments (and interest) will be added onto the balance due and be payable within the existing term of your loan. With interest rates being so low at the moment, it might be timely, and beneficial, to review your current mortgage as many lenders are offering products with very attractive interest rates at the moment. Mortgage Advice Bureau, who share our offices in Bathgate, are also conducting remote appointments and will provide information and advice on your current mortgage as well as rates and costs for re-mortgaging or any other mortgage related query. Our offices may be closed but we are very much open for business and we are keen to help anyone with any property sales, letting or mortgage advice. We are available during normal office hours at the contact information below:• Turpie & Co Sales and Letting 01506 668448 info@turpies.com • Mortgage Advice Bureau
01506 300601 Gillian.Greenwell@mab.org.uk
The monthly Property Matters column is contributed by Craig Turpie. Craig is a director at Turpie & Co Estate Agents and Letting Agents with extensive knowledge of the West Lothian Property Market and over 20 years experience in bespoke sales and marketing. 30 | www.konect.scot
LOCAL LAB
Self-Isolation
for Beginners!
Dr Anna Sedda
Dr Anna Sedda is an Associate Professor in Neuropsychology at Heriot-Watt University, and like most of of her colleagues is researching and teaching from home! She shares with us her top 5 priorities for surviving the pandemic. If only we had a manual to survive a pandemic! None of us has the manual though. Nonetheless, psychological research on extreme environments, such as scientists working at the Pole or astronauts, provide insight on things to keep in mind as we go through these challenging times. I have extracted my 5 priorities to ensure I will get out of this pandemic as sane as I was before. Firstly, every morning I repeat my mantra: this is not a sprint, this is a marathon. I felt the urge to use all my energy as isolation begun. Then I stopped: if you do sports, you know a marathon requires
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