2017 September Plains Builder by Home Builders Association of F-M

PLAINS

BUILDER September 2017 â&#x20AC;¢ www.hbafm.com

Technical Program and University

Scholarships Available!

Deadline Sept. 29 See page 26 for details.

You must call 8-1-1 at least two days before you dig. It can be dangerous and costly to dig into a buried gas or electric line.

CALL FIRST. DIG SECOND.

A professional will come to locate our buried gas and electric lines in your yard at no cost to you—just wait the required time. Learn more about safety at xcelenergy.com/Safety.

7.5x4.875_ND_FargoPlainsBldr_June2017_P01.indd 1

6/15/17 10:43 AM

NOVEMBER 3 FOR CONSTRUCTION PRE-REGISTRATION $30 per person $50 per couple AT THE DOOR $35 per person $55 per couple OBSERVE $20 per person

6:30 - 10 p.m.

F-M Curling Club 4300 23rd Ave S, Fargo, ND 58104

Learn how to curl while supporting Home Builders Care of Fargo-Moorhead Foundation at the 2nd Annual Curling for Construction! Not interested in learning how to curl?

Attend the event at a reduced rate and cheer from the sidelines.

Home Builders Association of FargoMoorhead was founded in 1956. It is a local 501(C)6 nonprofit trade organization. The HBA of F-M does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles. Subscription rate is included in annual dues. Please address editorial inquiries to: Home Builders Association of Fargo-Moorhead 1802 32nd Ave. S., Fargo, ND 58103 (701) 232-5846 • info@hbafm.com • www.hbafm.com

ASSOCIATION STAFF Chief Executive Officer Bryce Johnson Executive Vice President Krista Mund Director of Accounting & Records Amanda Ohlsen Education & Development Coordinator Summer Hammond Senior Events & Marketing Coordinator Allison Weckman Communications Coordinator Chelsea Diederich

O N T H E COVER Scholarships for Technical Programs and University are now available. Deadline to apply is 4:30 p.m. Sept. 29.

FEATURES 8

COOLER TEMPS, HOT HOUSES

HBA, JOHNSON BRING HOME AWARDS FROM NATIONAL CONFERENCE

5 News Briefs 6 HBA President’s Message 12 NDAB’s Message

26 HBC President’s Message 30 Remodelers Council Message

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Membership & Marketing Coordinator Sami Eidenschink Office Coordinator Tahra Doll PLAINS BUILDER Publisher Bryce Johnson

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ADVERTISING DIRECTORY

Editor Krista Mund

Acme Tools................................................................................ 10

Goodin Company....................................................................... 35

Coordination, Design and Production Chelsea Diederich

Arvig........................................................................................... 17 Bell Bank.................................................................................... 17

Hayfield Window & Door Co...................................................... 22

Ad Sales Allison Weckman

Alerus........................................................................................ 33

Blue Cross Blue Shield of ND.................................................... 34 Builders First Source.................................................................. 33 Camrud Foss Concrete Construction.......................................... 33

Carpet World.............................................................................. 16 Cass County Abstract Company................................................. 27

Cass County Electric Cooperative............................................... 16 Crane Johnson Lumber Company............................................... 17

Dawson Insurance...................................................................... 10

Hauck & Buchholz Drywall, Inc................................................... 10 Knight Printing..............................................................................4 Lampert Lumber......................................................................... 27

Northland Truss Systems Inc....................................................... 10 Property Resources Group.......................................................... 16 Rigels........................................................................................ 34 Stenerson Bros Lumber Co........................................................ 29 Valley View Development........................................................... 34

Xcel Energy..................................................................................3

Travis Skonseng has joined Berkshire Hathaway HomeServices Premier Properties. Skonseng is a licensed Realtor in North Dakota and Minnesota. Blue Cross Blue Shield of North Dakota has recently hired Kelsey Roth as director of human resources operations and Michael Error as vice president of information technology commercial services. Zack Swanson has accepted the role of energy management specialist at Cass County Electric Cooperative and began work in late July. Swanson is a graduate of Northern Cass High School. He has earned certifications from North Dakota State College of Science and IEC Dakotas. His work experience includes Verwest Contracting and Bergstrom Electric. Choice Financial has hired Kelly Roberts as frontline customer service representative, Abby Niemann as a loan assistant and Carnalee Lykken as a client account manager. Locally owned EidCo Homes in Fargo has hired Stephanie Lindemann to join its team as a purchaser. Lindemann has a bachelor’s degree in construction management from North Dakota State University and brings with her a wealth of field experience. “I am passionate about anything to do with houses,” Lindemann says. “I look forward to learning from the people who have been with the company for decades, and adding my perspective

from previous job experiences.” Lindemann has previous construction job experience as a punch-list supervisor, assistant to superintendent, superintendent, and president of a contracting company. Carl Perleberg and Mark Strand have been promoted at First International Bank & Trust. With over a decade of portfolio management, Perleberg has been promoted to senior portfolio manager. Strand has been promoted to east region trust manager. He has over 20 years of experience in financial services. Goldmark Property Management has hired three employees. Brady Pekas has been hired as site manager at its Sheridan Pointe Apartment office. Stephanie Myogeto has been hired as site manager at its West Lake Apartments office. Dan Otto has been hired as senior maintenance manager. Kylie Vold has been promoted to controller at Heritage Homes. Prior to joining Heritage Homes, she obtained her certified public accountant designation. The Kilbourne Group has hired William Rothman as chief financial officer and Nathan Lotvedt as project manager of its construction management team. Rothman previously worked with Boulder Ventures Development in Salt Lake City, Utah. He has over 20 years of experience in the banking and real estate development industry. Lotvedt worked at Gehrtz Construction Services, overseeing all phases of construction of a new elementary school.

Brian Clark has joined the audit department of Widmer Roel. Krista Emineth was promoted to supervisor; Matthew Nelson and Andrew Huus to senior staff accountants in the tax department; and Scott Fossum to senior staff accountant.

IBS registration is now open

Member registration for the 2018 International Builders’ Show Jan. 9-11 in Orlando is now open. It’s never too early to start planning. Visit www. buildersshow.com for more details or contact Sami Eidenschink at (701) 232-5846 or sami@hbafm.com. Register early to save money!

Mark your calendar for the 15th Annual Career Expo Nov. 30 Mark your calendar now for the 15th annual Health, Tech & Trades Career Expo Nov. 30. The Home Builders Care of F-M Foundation and the HBA of F-M are major sponsors of this event for ninth-grade students to explore careers in several industries, including construction.

HBA ballots coming in early October

The HBA of F-M will mail ballots in early October to elect directors for its board. Please be sure to fill these out promptly and mail back to the office in the provided envelope. Faxes and copies cannot be accepted.

Sandman Structural Engineers has hired Scott Fournier as senior project engineer, Chris Gjerde as a structural designer and engineer-in-training and Nathan Benson as project engineer. Megan Meyer has joined the Titan Homes team as a project designer. Prior to Titan Homes, Meyer worked as a development purchasing agent for new construction in the hospitality industry.

PRESIDENT’S

MESSAGE

Attend to Learn, Attend to Play Attending the 2018 National Association of Home Builders’ International Builders’

Show Jan. 9-11 in Orlando is your best opportunity to get all the tools you need to improve your business in three days. Access the latest products, gain vital industry knowledge and meet key business partners at the building industry’s biggest event! It is the largest annual light construction show in the world, displaying the latest and most innovative building products and services, construction demos and working models in over 300 building industry categories.

Top 10 Reasons You Should Attend:

1. Education: Access fresh content with 80 percent original programming in more than 140 education sessions in eight industry tracks. 2. Exhibits: Explore in-demand products on the industry’s largest exhibit floor with 1,500-plus top manufacturers and suppliers in more than 565,000 square feet of exhibits. 3. Design & Construction Week: Your IBS registration includes access to the exhibit floors included with Design & Construction Week - the International Builders’ Show and the Kitchen & Bath Industry Show. 4. IBS Centrals: Network with industry leaders and focus on questions and issues unique to your niche market with access to six IBS Centrals - 55+ Housing, Custom Building, Design, Multifamily, Remodelers and Sales. 5. High Performance Building Zone: See live construction demos led by top building science experts featuring the latest methods, tips and tricks in high performance building. 6. Awards Ceremonies: IBS is a great place to rub elbows with the best of the best in the building industry and is home to many awards ceremonies and events. 7. Networking & Special Events: The entire industry will be at IBS! Special events, including The Official IBS House Party and the Young Pro Party, give you the opportunity to relax and unwind while networking with the business partners you need to grow your business. 8. IBS Closing Spike Concert: Close out IBS with the legendary “rock and roll band with horns” and 2016 Rock and Roll Hall of Fame inductees, Chicago! 9. All work & no play: Not at IBS! Orlando is a fantastic destination with tons of exciting things to see and do - bring the entire family to explore and don’t miss the IBS Opening Ceremonies! 10. The Incredible Value: You won’t find another show that gives you this much access to the vital information and connections you need at such low pricing! Visit www.BuildersShow.com for details. Early registration runs through Nov. 10. If you are a first-time attendee, be sure to check out our Sept. 26 Lunch Session “International Builders’ Show: What You Need to Know.” We will host a panel of veteran IBS attendees who will share their experiences, how it has benefitted them and answer questions you may have. Any first-timers that attend the lunch session will be put in a drawing to win a free registration to IBS 2018.

Coach Richman to appear at Annual Meeting/Awards Gala Oct. 26

Last but not least, please mark your calendar for the evening of Oct. 26 for the HBA’s Annual Meeting & Awards Gala. This is going to be awesome! We’ll award the HBA’s highest honors and hear an inspiring talk from North Dakota State University Men’s Basketball Coach Dave Richman! Tyrone Leslie,

HBA of F-M President Heritage Homes 6

Tyrone Leslie

Heritage Homes I HBA President

EXECUTIVE COMMITTEE President Tyrone Leslie Heritage Homes President Elect Dustin Murray Dustin Murray Construction Treasurer John Gunkelman Dakota Construction of Fargo, Inc. Associate Vice President Robin Swanson Superior Insurance Secretary Dawn Cruff Green Team Realty Past President Tom Spaeth Accent Contracting NDAB Build-PAC Trustee and Alternate National Director John Koerselman Red River Drywall & Decorating Services Life Director and NDAB First Vice President Dan Lindquist Dan Lindquist Construction Life Director and NDAB State Representative Don Dabbert, Jr. Dabbert Custom Homes Senior Life Director Gerald Eid Eid-Co Buildings, Inc. Life Director Ken Krajsa Life Director John Gunkelman Dakota Construction of Fargo, Inc. Life Director John Mahan Mahan Construction, Inc.

BOARD OF DIRECTORS Jason Eid Eid-Co Buildings, Inc. Clay Dietrich Dietrich Homes, Inc. Darrick Guthmiller Kochmann Brothers Homes, Inc. Ursula Hegvik Smart Spaces John Koerselman Red River Drywall & Decorating Services, Inc. Paul Krabbenhoft Berkshire Hathaway HomeServices Premier Properties Kimberly Krueger Tehan Krueger Construction, Inc. Gary Orth Cornerstone Specialties, Inc. Scott Persoon Camrud-Foss Concrete Constr., Inc. Todd Rasmussen Valley Lights Broc Roberson Stone Ridge Builders, Inc.

Be a Force to Be Reckoned With

By Sami Eidenschink, Membership & Marketing Coordinator Why should I recruit someone to the Home Builders Association? This question might be one members ask themselves when they see communications about recruiting to the HBA. Seven committees made up of various member volunteers, work from morning to night to support your trade and industry. Whether it is at a meeting with a local mayor, or talking with legislators on the steps of the Capitol in Bismarck; ensuring building is affordable is a priority to members and the staff. According to the National Association of Home Builders, it takes an average of 22 different subcontractors to build a home. Your trade and voice matter to the industry and the Association. The more members in the association, the stronger the voice will be when issues arise that can be detrimental to a local, state and even national industry. Be a force to be reckoned with when your industry needs you; be engaged in your association and help it grow. The HBA of F-M has just over 915 members and wants to be the biggest force of industry professionals in North Dakota and Minnesota at 1,000 members. Feeling inspired and ready to recruit? Here are some tips members have shared about recruiting fellow builders and sub-contractors that they use:

1 2 3

Be Honest: Your personal experiences with the Association mean the most to potential new members. Whether you are on the health plan, involved on a committee or have had other positive interactions with the HBA, that speaks volumes. Be Blunt: It is your industry and how you make your living and support your family. By joining the HBA you are allowing the association and its volunteers to work for you when you do not have time. Others should want to do the same. Be Empathetic: Many people have young families and just do not believe they will have time to get involved or see the value. Most people can relate to this. The nice part about the HBA is it is totally voluntary and there are many different ways a person can get involved. Whether it is on a committee, offering insight on what is happening in their trade or attending a picnic, the HBA has something for everyone.

Cooler Temps, Hot Houses

Fall Parade of Homes & Remodeled Home Tour: Sept. 16-17 & 23-24

by Allison Weckman, Senior Events & Marketing Coordinator Support your fellow members and tour the Fall Parade of Homes and Remodeled Home Tour to find out the hottest trends for new construction and remodeling. The Parade runs two weekends, Sept. 16-17 and 23-24. The Remodeled Home Tour is Sept. 23-24 only. Hours run noon - 5 p.m. Saturday and Sunday. See below for the list of Remodeled Home Tour and Fall Parade of Homes entries. Renderings, descriptions and a map showing the location of each entry will be included in the Parade of Homes magazine available starting Sept. 11 at all Hornbacher’s locations. An insert will also be included in The Forum Sept. 10. This list is for members only. Information is subject to change as proofing was not complete as of press time.

Featured Homes Applicant Development Street Address City Type of Remodel Accent Kitchen & Bath............. Elm Tree Park...............2831 Elm St N.................... Fargo �� Kitchen, bathroom

Accent Kitchen & Bath............. Woodcrest.....................2473 Lilac Ln..................... Fargo................. Kitchen, bathroom, basement Dustin Murray Construction...... Southdale......................213 5th Ave W................... West Fargo ��Bathroom, living room Floor to Ceiling Carpet One...... Chateau II Condos........1530 35th St SW #104...... Fargo....... Kitchen, bathroom, master bedroom Smart Spaces.......................... Oakcreek.......................4439 Oakcreek Dr.............. Fargo...... Kitchen, laundry, pantry, home office

Builder Development Entry Address City Price Bachmeier Custom Homes, Inc.............. North Pond at the Preserve...... 2444 North Pond Dr E........ West Fargo........... $498,000 Building Concepts Inc............................ Cottagewood............................ 4117 47th Ave S................. Fargo.................... $449,900 Carpenter Homes................................... Lost River................................ 8904 Didrick Dr.................. Horace.................. $689,900 Carpenter Homes................................... Rocking Horse Farm................ 4790 Tallgrass Cove S....... Fargo..................... $819,900 Dabbert Custom Homes......................... Shadow Creek......................... 3610 Houkom Dr E............. West Fargo........... $524,900 Dabbert Custom Homes......................... The Wilds................................ 5276 8th Ct W................... West Fargo........... $274,900 Dabbert Custom Homes......................... The Wilds................................ 5280 8th Ct W................... West Fargo........... $336,900 Dabbert Custom Homes......................... Horizon Shores........................ 2205 42nd St S................. Moorhead............. $339,900 Delaney Homes, Inc............................... Ashmoor Glen.......................... 835 Sunset Dr.................... Mapleton .............. $366,000 Designer Homes of Fargo-Moorhead..... Eagle Pointe............................ 1481 75th Ave S................. Fargo.................... $679,900 Designer Homes of Fargo-Moorhead..... Crofton Coves.......................... 1946 67th Ave S................ Fargo.................... $649,900 Designer Homes of Fargo-Moorhead..... Edgewood Estates................... 3708 Aspyn Ln N............... Fargo..................... $819,900 Dietrich Homes, Inc................................ Shadow Creek......................... 3710 6th St E..................... West Fargo.........$1,345,000 Eid-Co Homes....................................... Legacy I................................... 6214 18th St S.................... Fargo..................... $283,519 Eid-Co Homes....................................... Village Green........................... 3822 34th St S................... Moorhead.............. $333,128 Eid-Co Homes....................................... Westview................................. 619 West View Ln E........... West Fargo............ $268,122 Epic Homes........................................... The Wilds................................ 1020 49th Terrace W.......... West Fargo........... $649,900 Epic Homes........................................... Ashwood.................................. 6683 59th Ave S................ Fargo.................... $674,900 Equity Home Builders, LLC.................... Brooks Harbor.......................... 2282 14th St W.................. West Fargo............ $419,900 Fiske Construction, LLP......................... River’s Bend at the Preserve.... 2709 1st St E..................... West Fargo........... $787,400 Footitt Homes, Inc.................................. Eagle Pointe............................ 7387 Eagle Pointe Dr......... Fargo.................... $995,000 Hanson Bros., Inc.................................. Cottagewood............................ 4835 39th St S................... Fargo.................... $486,500 8

Gold Sponsor

Silver Sponsor

Builder

Development

Entry Address

City

Price

Heritage Homes..................................... The Wilds................................ 1054 51st Ave W................ West Fargo............$549,975 Heritage Homes..................................... Edgewood Estates................... 3568 Grandwood Dr N........ Fargo.................... $599,900 Heritage Homes..................................... Cottagewood............................ 4829 41st St S................... Fargo.................... $464,900 Heritage Homes..................................... The Aspens at Timber Creek.... 5010 Prosperity Way S....... Fargo.................... $599,900 Holly & Co Classic Homes..................... Cottagewood............................ 4804 40th St S.................. Fargo.................... $474,900 Inspired by Dietrich Homes.................... The Wilds................................ 1026 Hickory Ln.................. West Fargo........... $698,500 ISR Homes, Inc..................................... Village Green........................... 3415 30th St S................... Moorhead............. $234,750 J & L Construction................................. Brooks Harbor.......................... 2101 10th St W................... West Fargo............ $187,900 J & L Construction................................. Brooks Harbor.......................... 1323 Legion Ln W.............. West Fargo........... $249,900 Jordahl Custom Homes, Inc................... Eaglewood............................... 2763 11th St W................... West Fargo........... $279,900 Jordahl Custom Homes, Inc................... Eaglewood............................... 2731 Westwood St W......... West Fargo............ $214,900 Jordahl Custom Homes, Inc................... Deer Creek.............................. 6672 Deer Creek Pkwy....... Fargo.................... $264,900 Jordahl Custom Homes, Inc................... Deer Creek.............................. 6688 Deer Creek Pkwy....... Fargo.................... $329,900 Krueger Construction, Inc....................... Rocking Horse Farm................ 6135 Marigold Loop S......... Fargo.................... $506,000 Krueger Construction, Inc....................... The Pines at the Distric............ 4209 Bristlecone Loop S.... Fargo.................... $454,000 Platinum Homes.................................... Eaglewood............................... 1133 Eaglewood Ave W...... West Fargo........... $237,900 Platinum Homes.................................... Horizon Shores........................ 1603 42nd St S.................. Moorhead............. $347,900 Plecity Kowalski Construction, Inc.......... Golden Valley ......................... 2610 Golden Ln S............... Fargo.................... $349,000 Plecity Kowalski Construction, Inc.......... Golden Valley ......................... 7067 Golden Valley Pkwy... Fargo.................... $594,000 Roers Construction Company LLC......... Crestwood Condominiums........ 2900 Calico Dr Unit F......... Fargo.................... $306,900 Silver Line Custom Homes LLC.............. Johnson Farms........................ 3423 17th St S................... Moorhead.............. $196,000 Studio West Homes, LLC....................... Rocking Horse Farm................ 6143 Marigold Loop S......... Fargo.................... $725,000 Thomsen Homes, LLC........................... Deer Creek.............................. 6261 58th St S................... Fargo..................... $214,999 Thomsen Homes, LLC........................... Deer Creek.............................. 6183 58th St S................... Fargo..................... $281,536 Thomsen Homes, LLC........................... Deer Creek.............................. 6235 58th St S................... Fargo.....................$239,999 Thomsen Homes, LLC........................... Deer Creek.............................. 6145 67th St S................... Fargo.....................$383,895 Titan Homes Inc.................................... Edgewood Estates................... 3734 Aspyn Ln N............... Fargo.................... $599,000 Turn Key Construction Inc...................... Valley View.............................. 3684 Valley View Dr S....... Fargo.................... $379,900 Urban Prairie Homes a division of A & R Drywall.................... The Wilds................................ 5338 8th St W.................... West Fargo........... $324,900 Verity Homes of Fargo........................... Hadley Meadows...................... 523B 33rd Way E............... West Fargo........... $289,990 Verity Homes of Fargo........................... The Wilds................................ 1053 Wildflower Ln W......... West Fargo............ $391,990 9

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HBA, Johnson Bring Home Awards From National Conference by Krista Mund, Executive Vice President

Association staff from North Dakota at the first full day of classes

HBA of F-M received awards from the Executive Officers Council at the 2017 National Association of Home Builders’ Association Management Conference held last month in Denver. • Best Public Relations Program Conducted - This was awarded for the Red River Valley Home & Garden Show Kids’

Treasure Hunt, designed to keep families at the event longer, encourage them to walk through the entire show and make a memorable impression on the parents and children, all in an effort to help stabilize show attendance. • Best Local Government Affairs Effort - This was awarded for the HBA’s efforts in leading the sales tax extension vote for permanent flood protection. • Best Service to Members - This was awarded for the HBA’s comprehensive metro-wide building permit report including 12 local jurisdictions, lending credibility to its members, providing in-depth statistics to its North Dakota and Minnesota staff enjoy a dinner at Denver Chop House members, and reporting on housing levels among cities, which promotes competition and benchmarking. Special thanks to all the volunteers and partners that help make these programs successful! The HBA of F-M earns these awards due to a strong team effort. Johnson was elected as secretary to the NAHB Executive Officers Council board of directors and recognized with the NAHB Executive Officers Council’s highest honor, its career achievement award. The EOC promotes the professionalism of executive officers and staff serving the state and local associations affiliated with NAHB. She has been a director since 2013. The EOC also provides networking opportunities for builder association executives to share knowledge and serves as a vital resource to NAHB and its leadership in developing Bryce Johnson 11 CEO with other award winners after Johnson won the EOC’s career achievement and serving the Builder and Associate membership. award in Denver.

NDAB’s

Back to School Time! September brings us cooler temperatures, football, pumpkin spice and beautiful

colors. It also brings us back to chaotic school schedules and for some, empty nests as kids head off to college. A large number of Baby Boomers are reaching the point where their children have grown up and moved out of the house. Though the transition from full house to empty nest can be filled with excitement, it can also be filled with stress. Among numerous questions that may come to mind, you might be wondering if this is an opportunity to move and downsize to a smaller, more manageable home. Or perhaps you want to stay in your current home and repurpose the extra space. The answers to these questions depend on your unique circumstances. But for those who decide to stay put, at least for the time being, now is a great time to begin considering which, if any, modifications your home may require to better suit your needs as you get older. Rather than waiting until an incident occurs, be proactive about making alterations to your home that will help you avoid potential injury. Here are a few things to keep in mind if you are planning to “age in place.” • Prioritize Your Wish List: With the kids out of the house and more free time on your hands, you might have the urge to dive right in and tackle many of the DIY projects on your list. But first, take another look at the rooms in your house to determine which ones fit your new lifestyle, and which ones need some work. Some areas of the home might only need minor changes. Others might need to be re-purposed altogether. Take the time to create a general plan and prioritize the items on your list. • Focus on Improving Livability: Many empty nesters hire expert remodelers to adapt their home to make it easy to use and maintain. Stairs can sometimes become a problem, but moving the master bedroom and the laundry room to the ground floor can be part of a solution. Building professionals who have earned the National Association of Home Builders’ Certified Agingin-Place Specialist (CAPS) designation have received training on how to build or renovate a home so that the occupants can live in the home safely, independently and comfortably, regardless of their age. • Expand Your Space: Depending on the age of your home, you may find that, your master bedroom or bath is too small for comfort. Look for opportunities to expand those rooms into adjacent, unused or underutilized spaces. A remodeling professional is the best person to help you determine what your options are to build your dream master bathroom or bedroom. They can also help you find ways to create a more open floorplan that is easier to navigate for those with mobility concerns. To learn more, please contact our office or your local HBA. We are here to help you enjoy the transitions of the seasons and of your lifestyle. Williston Area Builders Association Ann Kvande, Executive Officer • 701-572-5744 www.willistonbuilders.com • •

WABA hosted its 2nd Annual Clay Shoot and Membership Appreciation Picnic on Aug. 17 at Painted Woods Sporting Range. The golf scramble was held on Aug. 29 at Eagle Ridge Golf Course.

Bismarck-Mandan Home Builders Association Dot Frank, Executive Officer • 701-222-2400 www.bmhba.com •

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The BMHBA has been actively participating in discussions on special assessments. Bismarck Mayor Mike Seminary appointed a task force to research and recommend concepts. The Fall Parade of Homes will take place the last weekend of the month. Spectators can experience new construction through home tours Thursday, Sept. 27 through Sunday, Oct. 1. Executive Officer Dot Frank was a panelist at the Association Management Conference in Denver. She was seated with three other officers to discuss participation by young professionals. Registration is open for all vendors to participate in the 2018 Home Show. Visit bismanhomeshow.com for details.

MESSAGE

Kim Schneider

NDAB Executive Officer

Dickinson Area Builders Association Tiffaney Dolechek, Executive Officer • 701-438-0044 www.dickinsonareabuilders.com •

•

Each year DABA gives out $500 scholarships to four individuals seeking higher education in a buildingindustry related subject. This year’s winners are Austin Karsky, Margo Binstock, Trenton Jay Davis and Wyatt J. Johnson. On Aug. 10 we had our Annual Golf Scramble at the Heart River Golf Course. Sixty-eight players golfed nine holes and had a chance to win a brand new truck in a Hole-In-One contest sponsored by Sax Motors. It was a beautiful day and everyone had a great time! Thank you to all of our sponsors and to Sax Motors for the fun contest. DABA’s Parade of Homes is Sep. 10-11. We will have five homes featured this year and look forward to a great event! Thank you to our presenting sponsors: Bosch Lumber & Bremer Bank, major sponsors: Consolidated, Liberty Doors, ReMax Integrity Realty, and Kahm Construction, and corporate sponsors: Gate City Bank, & The Title Resource Network.

NDAB’s

MESSAGE

Presidents Message An article that I recently read by National Association of Home Builders discussed

the results of a special study by HousingEconomics.com related to the U.S. Census Bureau’s Annual Survey of Entrepreneurs. This survey allows NAHB to compare construction to other industries. There were a few results of the study that can shed some light between the similarities and differences that construction might have with other industries. Most of us probably know much of the information, but analyzing the results of the survey may help us find ways to promote construction to future entrepreneurs. Several of the key results of the survey include finding that, compared to other industries, construction businesses in the U.S. tend to serve customers within a single region, they are more likely to operate on a seasonal basis, they operate out of the business owner’s home more often, they tend to use many different subcontractors, and they are less likely to have company websites. Much of the useful information from the survey is the financial data. First of all, as many of you know, construction businesses require less start-up capital than many other businesses. Personal and family savings of the owners are the primary source of start-up capital for construction companies. Construction companies acquire bank loans for start-up capital less often than other industries. As far as profitability, the percentage of construction companies that record a profit is very similar to the other industry average. A couple of downsides, as we all know, is that construction companies are susceptible to the negative impacts from labor shortages and late or non-payment by their customers. The lower cost of entry into construction can offer opportunities to young entrepreneurs who are interested in the industry. As I wrote about a few months ago, the more we can educate children of the opportunities that the construction trades can offer them, the more successful we will be in tackling the labor shortage. The more young people we attract to the industry would then result in creating more entrepreneurs as well. I read that Colorado has recently passed a bill that requires public schools to inform high school students about the opportunities in trade schools and military service, and what they need to do to follow these career paths. Maybe this is something that we should pursue on a state level as well.

Minot Association of Builders Elysha Head, Executive Officer • 701-852-0496 www.minotab.com

• Birdie with the Builders was a hit! Almost 100 golfers enjoyed golfing 18 holes at the Minot Country Club on July 31. The day was full of contests, good food and drinks. Fourteen sponsors partook in the Hole Sponsor Contest with Bremer Bank winning. Their combination of steak skewers and a tasty drink named John Daly won our hearts and won them $100 off their 2018 Home and Garden Show booth. • The Guns ‘n’ Roses Trap Shoot is headed our way on Aug. 29 at the Minot Gun Club. Spend an evening on the range and before you leave, pick up a dozen roses for $20 for your someone special! • The 2017 Parade of Homes is scheduled for Sept. 16 from 10 a.m. to 4 p.m. This year’s Parade route features 11 masterfully crafted homes in Minot and Burlington. Ticket pre-sales have already started and MAB anticipates a great turn out.

Forx Builders Association Cassie Thompson, Executive Officer • 701-746-4536 www.forxbuilders.com • •

•

Our Annual Golf Outing is scheduled for Sept. 7 at Kings Walk Golf Course. Please come help us celebrate Betty McDonald and her 19 years of dedication to Forx Builders. Betty’s retirement party will be Sept. 14 at Lincoln Park from 5-7 p.m. If you wish to attend, please call the office to RSVP! The 3rd annual Chili Cook-off is in the works and will be scheduled in October. More details will be announced soon!

Eric Brenden

Northwest Contracting I NDAB President

Home Builders Association of Fargo-Moorhead Bryce Johnson, Executive Officer • 701-232-5846 www.hbafm.com •

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The HBA of F-M would like to welcome Summer Hammond to the HBA of F-M team as the education & development coordinator. Hammond is responsible for the HBA of F-M’s education programs, including continuing education for contractors, and developing opportunities for future workforce, fundraising and endowment growth for Home Builders Care. Over 20 HBA members attended a Lunch Session to learn how to market your company. In July, a free lunch was provided to over 180 members at the HBA’s annual Muddy Boots Picnic. In August, dinner was provided to over 180 members at the Associate Appreciation & Family Picnic. The Fall Parade of Home is Sept. 16-17 & 23-24 and the Remodeled Home Tour is Sept. 23-24. There will be 53 new homes and five remodel projects. Prior to the start of the parade, local high school students will tour a few homes with the builders to promote careers in the trades.

Working to Create Events, Publications You Want

What the HBA did to make your sponsorship or advertisement more valuable!

by Allison Weckman, Senior Events & Marketing Coordinator In 2017, the HBA of F-M worked hard to ensure the events and publications produced were top-notch for our sponsors and advertisers. There are lots of different options on how your company can support the HBA. We encourage members to find a part of the HBA that resonates with them and then get involved. It may be serving on a committee, volunteering for Home Builders Care of F-M Foundation, attending education classes or participating in the Home & Garden Show. One of the best ways to get something out of your membership is to promote your business to other members or consumers. No matter your audience, the HBA has a way for you to promote yourself.

• Changed who received HBA communications, increasing the HBA Weekly Email reach to over 1,800 members. • Increased distribution of Directory & Consumer Guides by 1,000 copies in 2018 and started distributing them at Hornbacher’s • Sold Out both HBA Golf Outings in 2017.

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• Reached an average of 155 attendees at all member meetings. • Increased attendance at the 2017 Home & Garden Show.

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Recently, the HBA overhauled its sponsorship and advertising opportunities and contract. Hopefully you received this in the mail. Staff is also trying to meet with members when they plan their budgets rather than at the last-minute. The goal is to make it easier for members to determine what they want to be a part of by providing all of the opportunities in one place. Please contact the HBA if you have any questions about the advertising or sponsorship opportunities. We’d be more than happy to discuss customized packages as well.

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Associate Appreciation Picnic Full of Family Fun!

by Allison Weckman, Senior Events & Marketing Coordinator The Associate Appreciation & Family Picnic had a beautiful day at Rheault Farm Aug. 10. Attendees enjoyed a meal of pulled pork and pulled chicken sandwiches grilled up by our very own grill master, Dan Beecher of the Foam Doctorâ&#x20AC;&#x2122;s. They also got to enjoy dessert handed out by Builder members to show their appreciation to our associate members. Thank you to our dessert sponsor, Krueger Construction, Inc.

Kids played on the inflatable games and adults participated in the 2nd Annual Bean Bag Tournament. There were also fun lawn games for all. Thank you to our fabulous game sponsors, T & S Custom Homes, Inc. and Kochmann Brothers Homes, Inc. Congratulations to our Bean Bag Tournament champions, Twin City Garage Door, Inc. We ended the evening with prizes for our associate members, sponsored by Building Concepts, Inc. and Hanson Bros., Inc. Congratulations to the Grand Prize winner, Matt Warren, Twin City Garage Door, Inc., for winning the $50 Marcus Theaters gift card and an advertising bundle of a Plains Builder ad and website or email ad. Thank you also to our Water Sponsor, Stone Ridge Builders, Inc., for keeping everyone hydrated on the gorgeous evening.

Picnic Party a Splashing Success

by Sami Eidenschink, Membership & Marketing Coordinator Fun and sun was the theme of the HBA of F-Mâ&#x20AC;&#x2122;s annual Muddy Boots Picnic this year. The Association currently belongs to just over 220 Builder members spread throughout the Fargo-MoorheadWest Fargo and surrounding rural areas, and over 600 Associate members that support the home-building industry. As a way to show appreciation for those builder members, the HBA hosts the Muddy Boots Picnic every July to celebrate the industry, building season and all the contractors that make it up. The picnic is generously supported by event sponsor Rigels, Inc. With their help, the picnic was able to feed over 180 attendees.

The sun was shining, with not a cloud in the sky. With the help of tent sponsor Radco Truck Accessory Center, attendees were able to beat the heat and find some escape from the sunâ&#x20AC;&#x2122;s rays. Not everyone minded the sunâ&#x20AC;&#x2122;s scorching heat. Once again the Home Builders Care of F-M Foundation hosted a dunk tank to raise funds for scholarships, workforce development and other charitable causes in our community. The five volunteers who dared to sit in the tank this year, found that the water was a great way to cool down as they splashed into the tank. At the end of the day, the picnic raised almost $300 for Home Builders Care! Home Builders Care was not the only winner at the end of the day. Jake Adam, Stone Countertop Outlet was the envy of attendees as he was drawn the winner of the Yeti cooler donated by Rigels, Inc. Everyone had a great time enjoying lunch and celebrating the building industry with co-workers, friends and trade partners.

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Tips for Building a Solid Brand

by Ali Froslie, Communications Intern On July 25, Rachael Boyer, CEO of The Coatings Authority, Inc., presented a Lunch Session on how to strengthen a business’s branding and marketing. Boyer has over 20 years of experience in various industries and has established multi-million dollar brands. During her talk, she cited examples of popular brands and drew on her own experience as a business owner to discuss theories behind effective brand building and marketing. First, she focused on the importance of building a solid brand. For her, quality is a brand in itself. A brand is not just a motto or a logo, it becomes who the company is - it is a promise to customers to deliver the best services that will fit their needs. “It’s not the logo. It’s the message behind the logo that triggers people to work with you,” Boyer says. For example, when someone sees a North Dakota State University Bison logo, many do not just think of another regular football team among the many. Instead, the Bison logo brings to mind a high level of excellence and commitment. This is the sort of recognition businesses want to strive for as well. Boyer recommended looking at how other companies have branded themselves and comparing their message with how you want your company to be portrayed. It is important for a company to develop their brand in a way that helps them stand out among other, similar competitors. Boyer then introduced what she calls the “4 Pillars of a Big Brand.” These are four things to consider when building or refining your company’s brand. 1. Differentiation: What makes your company unique? “How can you improve, upgrade, or reinvent the way you deliver your service?” Boyer asked. She recommended focusing on one thing that differentiates your company from others like you. This differentiation may be the thing that makes people choose your company over another. 2. Significance: Boyer talked about the importance of consistency. This means making sure everyone is on the same page - the communication between the customer and the company needs to be strong, but communication within the company’s team needs to be just as open. This way, “the customer knows what they are getting” and the team knows what is going on. Hopefully, the customer will then become a repeat customer, increase the company’s profitability, and help the company grow. 3. Value: Boyer used an equation sometimes used in healthcare to discuss creating the best value for your company and the customer. The equation is Value = Quality/Cost. She noted that quality needs to be based on the customer’s needs. Always going with the most expensive,

luxury item may not be in the company’s or the customer’s best interest. It may cause the company to lose money and ultimately might not be what the customer is looking for. 4. Connection: Boyer discussed the importance of building credibility and finding your company’s place. “You cannot be all things to all people,” she said and continued on to quip, “The riches are in the niches.” Look for the people you want to work with and who need the services you offer. Once a company has developed a brand, then it is time to market it. Boyer also talked about the value of having a good website and then stressed the importance of keeping your brand consistent when working with outside designers. Do not let them change the message you want to portray. When working with your brand, Boyer believes it is imperative not to think about all the people who may use your service, but to instead focus on the one person who will. It is important to “tune into your customer’s radio station,” a station Boyer calls WIIFM, or “What’s In It For Me.” Customers will want to know how your company can best serve them.

NDSU Architectural Club Serves Community

by Ali Froslie, Communications Intern Freedom by Design, a club at North Dakota State University, has a couple of great purposes. The club not only helps architectural students get realworld building and design experience, but it also serves community members by enhancing their homes to better meet their needs. This year, the group worked with Fargo resident Patrick Coles. When previous project manager Alex Jansen asked if Freedom by Design could do anything for Coles, Coles thought of his deck. At a young age, Coles was diagnosed with CMT, a condition that affects his nerves and muscles. He uses a wheelchair to get around, and as it stood, the deck was difficult for Coles to access. There was no ramp leading to his yard, making it hard for Coles to enjoy the outdoors. Not only would a deck remodel make it easier for him to get to his yard and garage, but it would also provide better safety. Previously, Coles could only exit his house through the garage, which presented some logistical concerns in case of an emergency. “I’ve already found myself outside a whole lot more, just enjoying the weather and the project,” he says. The Freedom by Design group has spent the past year working on this ramp project. They’ve done everything from the designs to gathering donations. It is evident that Coles will benefit from the group’s efforts, but the students involved also gain valuable knowledge. Current project manager Liz Rae designed the new deck and learned a lot in the process. “Throughout the project I learned more about project managing in general - budgeting time, money and people,” says Rae. Rae is an architecture major working on gaining a masters degree. “I learned different ways to listen to clients and have built my skills of organization.” During projects, the students work closely with an architecture mentor and 24

a construction mentor. This allows them to learn from people who have professional experience in the business. For this project, John Gunkelman, Dakota Construction of Fargo, Inc., served as the construction consultant. Gunkelman has been involved with the NDSU group since it began. Rae says she has had a good time working with Gunkelman and Coles. Coles has also enjoyed working with Freedom by Design on this project. He has been “blown away” by the work the group is doing. “It’s a great experience to have them out here,” he says.

PRESIDENT’S

MESSAGE

On Our Minds: Fundraising, Scholarships As we wind down from summer, I’m remembering the beautiful day we had at

the Muddy Boots Contractor Picnic at the end of July. A dunk tank raised almost $300 for Home Builders Care Foundation! Thank you to all who participanted and those lucky HBC trustees and HBA volunteers who got to cool off in the tank. We appreciate you taking some dunks for the team! Hopefully, many of you met the HBA of F-M’s new education and development coordinator, Summer Hammond, at Muddy Boots. She officially started July 25 and has been busy learning the ropes, meeting members and getting acquainted with the HBC’s workforce and charitable efforts. Summer comes to the HBA and Home Builders Care from Sanford Foundation. Read more on page 31, and be sure to welcome her the next time you’re in the office.

Scholarships

Scholarships are available for college students active in the National Association of Home Builders Student Chapters at Minnesota State Community and Technical College - Moorhead, Minnesota State University - Moorhead, North Dakota State College of Science - Wahpeton and North Dakota State University - Fargo. The deadline to submit an application is Sept. 29. Visit www.hbcfm.com, email info@hbcfm.com or call (701) 232-5846. Scholarships are also offered directly from NAHB’s philanthropic arm, the National Housing Endowment at www. nationalhousingendowment.com. HBC’s high school scholarships will be awarded in the spring. Information will be distributed to the schools in January. To receive a high school scholarship, applicants must enroll in a residential construction trade or related field at Minnesota State Community and Technical College - Moorhead, or North Dakota State College of Science - Wahpeton. Watch for more details on that in January!

What is a National Association Home Builders (NAHB) Student Chapter?

As we prepared the scholarship applications, we realized that many of our members may not know that the National Association of Home Builders has Student Chapter programs locally, and that your HBA of F-M and HBC are affiliated with those students. Student Chapters are dedicated to enriching the educational experience of students by offering them first-hand exposure to the real world of the building industry through NAHB membership, educational programming, and networking opportunities. Working with a faculty adviser and drawing on the mentors and industry leaders in their local home builders association, Student Chapters can compete in national competitions, win scholarships, enjoy discounts on trade shows, and enjoy all the benefits of membership in NAHB. Each chapter can register a team for the International Builders’ Show. Each team spends their fall semester on the project, researching the geographical area of the housing development or home build. They have to submit a large binder full of information before Christmas. The students then present to a panel of judges at IBS and are asked tough questions. HBC is proud of local students participating in this competition which helps prepare them for real-life project meetings with clients.

Casey Beckerleg, HBC President Stenerson Lumber

Casey Beckerleg Stenerson Lumber I HBC President

Home Builders Care of FargoMoorhead Foundation 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 www.hbcfm.com EXECUTIVE COMMITTEE President Casey Beckerleg Stenerson Lumber Vice President Monica Hart Monica Hart Interior Design Secretary Randy Cramer NAI North Central Treasurer Carlita Dietz Jay Dietz Construction Past President Bob Kochmann Kochmann Brothers Homes

TRUSTEES Grace Backman Dan Beecher Foam Doctor’s, LLC Kristie Eid Eid-Co Buildings, Inc. Perry Eidem Allied Building Products Corp. Ryan Johnson Monarch Homes, LLC Sylvia Lunski Design Direction, Inc. Trevor Odden Stone Ridge Builders, Inc. Dustin Murray Dustin Murray Construction

Home Builders Care of Fargo-Moorhead Foundation was created in 1993 by the Home Builders Association of Fargo-Moorhead. It is a local 501(c)3 nonprofit charitable organization. It was established with funds donated by HBA members, fundraising events and the HBA itself. The purpose for its creation was to provide an outlet for the builder, remodeler, and companies related to the building industry to show the community that there is more to the building industry than demolition, construction and remodeling. The HBA handles the administrative duties for the foundation at no charge. Any contribution designated to the foundation goes directly to the foundation and its charitable work.

Tax Credit for North Dakota Residents You can donate to Home Builders Care Foundation www.hbcfm.com. HBC is your Foundation, dedicated to providing a

positive outlet for the industry. With your donation, Home Builders Care can provide scholarships to students going into a trades career and provide other opportunities to educate and recruit young students. Did you know? Last year, HBC created a North Dakota Permanently Restricted Endowment. â&#x20AC;˘ Individuals may receive a state tax credit for a contribution of $5,000 or more (lump sum or aggregate in one year) to a qualified North Dakota endowment. The tax credit is 40 percent of the charitable deduction allowed by the IRS up to a maximum credit of $10,000 per year per taxpayer or $20,000 per year per couple filing jointly. â&#x20AC;˘ Businesses that pay state income tax may receive a 40% credit up to a maximum credit of $10,000 for contributions to a qualified ND endowment. Gifting examples: Gift Amount

$5,000

$10,000

$25,000

$50,000

N.D. State Income Tax Credit

($2,000)

($4,000)

($10,000)

($20,000)

Federal Tax Deduction Net Cost of Gift

($1,400) $1,600

($1,680) $4,320

($7,000) $8,000

($14,000) $16,000

Donate online at www.hbcfm.com or contact Summer Hammond at (701) 232-5846 or summer@hbafm.com. Contact your tax professional for more information.

Elliot’s Economics Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC

Trade and Trade Deficits are not Related, Really! Since the beginning of the 2016 presidential election cycle, President Trump has

repeatedly argued that trade deficits with other nations are indicative of unfair trade. His contention is that if we just negotiate better trade deals, deficits would disappear, and economic growth and employment would improve. Regrettably, this view is simplistic; usually deeper economic forces are at work, making trade deficit reduction more difficult. That said, pushing nations with chronically large trade surpluses to reduce them would be good because large trade surpluses are economically destabilizing. A trade deficit is always the result of a nation consuming more than it produces; that gap, or savings deficit, is what produces a trade deficit. By contrast, a trade surplus means a nation saves money by consuming less than it produces. As a result, while protectionism can alter those with whom we run trade deficits and surpluses, it cannot alter the size of our overall trade deficit. Think about it: you run a trade surplus with your employer, but a trade deficit with Costco, Target, and your mortgage company. If Target is unfair to you, you can reduce your trade deficit there by buying less, but you would likely increase your deficit at Walmart. The only way to reduce your deficit with retailers is to buy less stuff, meaning that you save more! A country in recession is likely to run a trade surplus as the population pulls back on spending, allowing exports to rise, which is equivalent to saving more. Conversely, a nation enjoying an economic boom would normally run a deficit because domestic spending would be very high, causing exports to decline and savings to fall. In the United States, we run chronic trade deficits because we consistently consume more than we produce, but the size of the deficit varies depending on domestic economic conditions. To rid ourselves of our annual trade deficits would require reduced consumption, which means consistently saving more, and absent substantial tax reform, that is unlikely. This is how trade normally works. However, some countries with strong economies run chronic trade surpluses, which requires cheating. Normally, such a country would see its currency rise, pushing down exports as they become costlier in foreign countries. However, between 2000 and 2013, China spent trillions of dollars artificially depressing its currency. That reduced imports, boosted exports, forced savings to rise, and resulted in large trade surpluses. This financial repression should be fought and here’s how: if a nation deliberately intervenes to depress its currency, the US should intervene and strengthen that nation’s currency by selling dollars and buying the currency of the offending nation with the proceeds. Once offenders know what we will do, they will likely

stop, preventing nations from running chronic surpluses. Instead, those nations will probably increase their consumption and save less, and, consequently, see their trade surplus wither. In the process, other nations will export more and see employment gains. Trade surpluses that result from cheating not only deprive workers in other nations of employment in export industries, but also destabilize the global economy. By manipulating their currency, the Chinese destroyed jobs here in the US (and Europe) and weakened our economy. As a result, when the Great Recession hit, it was worse than it would otherwise have been, and the recovery was weaker because we could not increase exports as much as we should have been able to. In short, trade deficits normally result from too little savings. Because the amount saved by an economy changes over the business cycle, deficits and surpluses usually wax and wane and are thus reasonably self-correcting. It is only when a nation cheats and runs a chronic surplus that we should be alarmed, and in those cases, we should fight back. Doing so will discourage cheating and make the global economy more resilient.

Equity Examination

Collectively, US equities are currently 13% above their 25-year median price-to-book ratio, 15% above their 25-year median price-to-earnings ratio, 17% above their 25-year median expected price-to-earnings ratio, and 18% above their 25-year median cyclically adjusted price-to-earnings ratio. Moreover, they are also 20% above their 25-year median price-tocash flow ratio, 21% above their 25year median enterprise value/earnings before interest, taxes depreciation and amortization, and 40% over their 25year median price-to-sales ratio.

Economic Expansions

While the current economic expansion is the weakest ever, averaging just 2.1% GDP growth/year, the second weakest was the previous recovery which ended with the Great Recession. The third weakest, the recovery before that, which was the longest recovery ever; 10 years. This suggests the slow economic growth we are experiencing is structural in nature and that the 1H17 GDP growth of 1.9% is roughly as good as it gets.

Rate Reprieve

Two weeks ago the Fed met and, unsurprisingly, gave no indication that a rate rise was is the offing; inflation is too weak. Instead, the Fed strongly suggested they will commence reducing their holdings of long-dated debt following their meeting in midSeptember. If, however, there’s a congressional standoff over raising the debt ceiling (imagine that), the Fed will delay the start of its asset sales to prevent roiling financial markets.

Excellent Exertion

With 209,000 net new jobs in July and YTD average monthly employment gains averaging 184,000, just below the 187,000 in CY16, job growth is excellent. The employment-topopulation ratio at 60.2% is at its best level since 2/09, and the unemployment rate declined to 4.3% despite a large rise in the labor force. Better yet, M-o-M wage growth was 0.34%, up from 0.15% in June; its best showing since 10/16.

Disturbing Delinquencies

Despite a roaring labor market, the credit cycle is turning. After peaking at 4.85% in 09Q2, consumer loan delinquency rates steadily declined to 2% and remained there from 15Q1 through 16Q1. Since then, they have steadily risen and are now at 2.2%. The story’s much the same for credit card delinquencies and auto loans. While the rates are still low, what’s worrying is unemployment is low and wages are rising.

Carrying Cash

In 2015, cash was used in 32% of all consumer transactions, followed closely by debit cards at 27%, credit cards at 21%, electronic payments at 11%, checks at 6% and other at 3%. Between 2012 and 2015, cash usage plummeted by eight percentage points while all other forms rose incrementally except for checks and other, which fell slightly. By 2018, debit cards will supplant cash for top spot.

Dwelling Difference

While June housing starts were up 8.3% M-o-M, they were up only 2.1% Y-o-Y, and 6.0% YTD. More interestingly, YTD multifamily starts are flat, while single-family starts are up 10.75%, and they are more costly than multifamily. The 10.75% rise means 90,000 new single-family starts in 2017. At an average of $400,000/ house, that’ll boost GDP by 0.2%/ year, but only so long as new home production rises by an extra 90,000/year.

stock market volatility (also known as the Wall Street “fear gauge”), is at quarter-century lows, so what. Corporate profits are solid, inflation is miniscule, alternative investments aren’t very compelling and it appears central banks will keep the easy money spigots open longer. Moreover, increased index investing and quantitative/algorithmic investing, which is now 25% of all trading, are probably dampening volatility, until they don’t!

Employment Exceptions

Rhode Island is the latest state to finally see total employment exceed its pre-recession level. That leaves just Alabama, Connecticut, Illinois, Michigan, Mississippi, New Mexico, Ohio, and Wyoming with employment levels in 6/17 below what they were in 2008 or before. By contrast, in five states, including Arkansas, California, Colorado, Tennessee, and Washington, the unemployment rate in 6/17 was at an all-time low and employment was at an all-time high.

Vanishing Volatility

While the VIX, which measures

COUNCIL’S

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Remodeled Home Tour Featured Project At the end of September is the annual Remodeled Home Tour, which is held in

conjunction with the Fall Parade of Homes. This year’s tour will include one featured remodeled project by Smart Spaces and one featured home by Designer Homes. To tour these two entries, consumers must pay $5 with all proceeds benefiting Home Builders Care Foundation. The 2017 featured remodel project was completed by Ursula Hegvik, Smart Spaces. Hegvik’s featured remodel project is a total remodel of the first floor in her own home. Her 30-year-old home received a major makeover including new kitchen cabinets, newly created laundry/mudroom and pantry, flooring, fresh paint throughout the entire first floor and a new island countertop. Hegvik is a long-time member of the Remodelers Council and an active member on the HBA of FM’s board of directors. The project is located in South Fargo & will be featured in the Fall Parade of Homes and Remodeled Home Tour magazines. Be sure to support the Remodeled Home Tour from Noon - 5 p.m. Sept 23-24.

Terry Lipp

Ferguson Bath, Kitchen and Lighting Showroom I Remodelers Council Chair

Remodeler REMODELERS COUNCIL MEMBERS

BEFORE

AFTER - in progress

Terry Lipp Remodelers Council Chair Ferguson Bath, Kitchen and Lighting Showroom 30

ABC Seamless Accent Contracting ACME TOOLS Allied Building Products Corp. Arvig Braaten Cabinets Inc. Crane Johnson Lumber Company Dakota Construction of Fargo, Inc. Dakota Timber Company Dave Anderson Construction Design Direction, Inc. Dustin Murray Construction Fargo Linoleum Company Ferguson Bath, Kitchen & Lighting Showroom Fiske Construction, LLP Floor to Ceiling Carpet One Foam Doctor’s, LLC Granites Unlimited Heritage Homes Hirshfield’s Paint Home Heating, Plumbing & A/C, Inc. Homemakers Villa Kochmann Brothers Homes, Inc. Lake Agassiz Habitat For Humanity Laney’s, Inc. Luxury Designs Mill Creek Custom Cabinetry Minnkota Windows, Inc. Noonan Enterprises, Inc. Opp Construction Paul Davis Restoration & Remodeling of the Red River Valley Pella Windows & Doors Ram Jack North Rebuilding Together Fargo-Moorhead Area, Inc. Red River Electric, Inc. RRC Specialties, Inc. Showplace Kitchens Simonson Lumber & Hardware, Inc. Smart Spaces, Inc. Stenerson Lumber Stone Countertop Outlet Stone Holding Company Stone Ridge Builders, Inc. Syverson Tile & Stone Twin City Garage Door, Inc.

HBA welcomes Hammond

by Krista Mund, Executive Vice President HBA of F-M has hired Summer Hammond as its education & development coordinator. Hammond is responsible for the HBA of F-M’s education programs, including continuing education for contractors, and developing opportunities for future workforce, fundraising and endowment growth for Home Builders Care of F-M Foundation. A graduate of Minnesota State Community and Technical College - Moorhead, Hammond holds an associate degree in administration. Most recently, she worked at Sanford Health Foundation. She brings development, customer relations and fundraising skills to the job. She lives in West Fargo with her husband, Eric, and children Heath (age nine) and Bailey (age six). She grew up in Barnesville, Minn. and moved back to the F-M area four years ago from Bismarck. Hammond says, “From Memorial Day to Labor Day, you can find me at the lake each weekend enjoying time with friends and family. I grew up around the lakes (my dad owns a marine company) and enjoy being on the water

Upcoming education includes IBS primer, roadside inspection

Sept. 26 - International Builders’ Show: What You Need to Know

Have you ever thought about attending the International Builders’ Show but not sure how it will benefit you or your company? This Lunch Session is perfect for you. We will host a panel of veteran IBS attendees who will share their experiences, how it has benefitted them and answer questions you may have. Everyone who attends will be entered in a drawing to win a free registration to IBS (you must be a first-time attendee to qualify for drawing).

Oct. 17 - What to Expect from a Roadside Inspection

any chance I get. The love for the water has rubbed off on my daughter because she loves to go fast - driving or behind the boat.” Besides lake life, Hammond keeps busy with kids’ sports including football, hockey and dance, and snowmobiling when it’s “nice snow, and not 30 below.” HBA of F-M members can reach Hammond at (701) 232-5846 or summer@hbafm. com.

SEPTEMBER AT A GLANCE Sept. 5 Public Issues Committee

Sept. 6 Home Builders Care Board Meeting Sept. 7 Education Committee

OCTOBER AT A GLANCE Oct. 3

Public Issues Committee

Oct. 5 Education Committee

Oct. 9 Membership Committee

Sept. 8 Events Committee

Oct. 11 Executive Committee

Sept. 11 Membership Committee

Oct. 12 Board of Directors Meeting

Sept. 13 Executive Committee

Sept. 14 Board of Directors Meeting

Sept. 16-17 Fall Parade of Homes

Sept. 18 Parade of Homes Committee Sept. 21 Remodelers Council

Sept. 21 Home & Garden Show Committee Sept. 23-24 Fall Parade of Homes &

Oct. 13

Events Committee

Oct. 16 Parade of Homes Committee

Oct. 17 Lunch Session: What to Expect from a Roadside Inspection

Oct. 19 Home & Garden Show Committee

Oct. 26 HBA of F-M Awards Gala & Annual Meeting

Remodeled Home Tour

Sept. 26 Lunch Session: International Builder’s Show - What You Need to Know

NEW MEMBERS

Sept. 26 Hard Hat Happy Hour

ASSOCIATE Geffere Services 16582 94th St SE Hankinson, ND 58041 Fritz Geffre (701) 799-9089 Tile - Contractor Sponsor: Dean Eggermont, Neighborhood Services

Matchmaker’s 1010 16th Ave S Fargo, ND 58103 Sande Bonde (701) 237-6070 Window Treatments Sponsor: Charlie Funfar, Funfar Construction

Servpro Fargo-Moorhead 25 17th St S Fargo, ND 58103 Chadd Piper (701) 232-2455 Fire & Water Damage Restoration Sponsor: Devin Gaard, HektnerLybeck-Erickson Insurance

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First Source for Quality • Value • Service

Builders FirstSource carries a wide selection of high quality building materials suited for both homeowner and professional builders’ needs. We take pride in personal service, and our talented and experienced team provides support to meet the needs of your specific project. We provide quality materials that will perform well and look great. Make us your first source for doors, windows, siding, lumber, roofing, and more.

CMY

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JO CARNEY

FARGO • 701.282.1153

Contact our agents and build a competitive and affordable employee benefit plan.

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NEW LOTS AVAILABLE IN 2017!

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FARGO • 701.282.1446

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Let us help you create the kitchen or bathroom youâ&#x20AC;&#x2122;ve been envisioning. Visit one of our showrooms for endless options to make your dreams a reality. Supporting the Professional Plumbing Contractor for over 80 years. Our wholesale showrooms are open to the public. All purchases are coordinated with your contractor.

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PRESORTED STANDARD US POSTAGE PAID FARGO ND PERMIT NO 1387 Home Builders Association of Fargo-Moorhead 1802 32nd Ave. S. Fargo, ND 58103 www.hbafm.com | info@hbafm.com (701) 232-5846

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INTERNATIONAL BUILDERS SHOW 2018 REGISTER TODAY & SAVE Orlando, FL I Jan. 9-11

First-Time Attendee Special Offer

Designated Hotel for North Dakota

Member Only $150

HBA Member August 8/1 - 8/31 $275

Early 9/1 - 11/16 $375

Top 3 Reasons to Attend

Regular 11/17 - 1/6 $425

Visit Exhibits

IBS brings together the industry’s most important global manufacturers and suppliers and showcases the latest products, materials and technologies. Design & Construction Week features the co-location of the NAHB International Builders’ Show and the National Kitchen & Bath Association’s Kitchen & Bath Industry Show. Registered IBS attendees have access to the exhibit floors of both shows.

Network Opportunities & Events

Attendees have countless opportunities to network, share info and make connections with fellow builders and the industry’s best suppliers and manufacturers. You’ll have a blast at exclusive IBS events inside and out of the convention center. Meet peers from around the state at North Dakota Association of Builders state reception and others from your industry across the country at the opening ceremonies, IBS House party and NAHB’s meeting of the members.

Onsite 1/7 - 1/11 $525

Access to Industry Education

IBS education has become the go-to resource for builders and industry professionals who are serious about improving their skills and increasing their bottom line. If you want to be up to date on the latest trends, the newest techniques and the most forward-thinking business strategies-and more importantly, keep pace with your competition-you can’t afford to miss IBS Education.

For more information:

Contact HBA of F-M Membership & Marketing Coordinator Sami Eidenschink at (701) 232-5846 or sami@hbafm.com or www.buildersshow.com

All attendees that have never been to the International Builders’ Show before

will be entered to win a free registration ($150 value).

Contact Summer Hammond at (701) 232-5846 or summer@hbafm.com to register.

UPCOMING

EDUCATION Lunch Session: International Builders’ Show - What You Need to Know

Have you ever thought about attending the International Builders' Show but not sure how it will benefit you or your company? Then this lunch session is perfect for you! We will host a member panel of veteran IBS attendees who will share their experiences, how it has benefitted them and answer questions you may have. Everyone who attends will be put in a drawing to win a free registration to IBS. *Must be a first-time IBS attendee to be eligible to win. • Time: 11:30 a.m. - 1 p.m. • Date: Sept. 26 • Place: HBA of F-M Conference Room

Lunch Session: What to Expect from a Roadside Inspection

Learn exactly what you may encounter during a roadside inspection in Minnesota. Minnesota State Patrol Commercial Vehicle Inspector Eric Sundby will lead a presentation on compliance with state statutes and federal regulations pertaining to vehicle equipment, securing loads, driver qualifications, hours of service and other requirements. HBA of F-M members are invited to bring their rig for the mock inspection. Please advise upon registration if you would like to do this. About the instructor: Sundby has been with the Minnesota State Patrol for 21 years. He is also a trainer for the Federal Motor Carrier Safety Administration and conducts commercial vehicle inspection training sessions across the United States. • Time: 11:30 a.m. - 2 p.m. (The time allotted for this lunch session is longer as Sundby will facilitate a mock walk-around inspection of equipment following the classroom presentation). • Date: Oct. 17 • Place: Minnesota State Community and Technical College, 1900 28th Ave. S., Moorhead, MN. Room F119 for classroom portion. Parking lot north of the classroom will be used for any rigs that want inspection.

Education Summit

Continuing education for residential contractors (MN), plumbers (MN/ND) and power limited technicians (MN). • Date: Jan. 30 • Place: Holiday Inn

Minnesota Residential Contractor Continuing Education • •

Date: Feb. 16 Place: To be determined