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BUILDER A magazine for HBA of F-M members | www.hbafm.com | September 2015
Student Scholarships now available. Details on page 7 or www.hbcfm.com
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Look up. Look out. Stay safe. Keep at least 10 feet away from overhead lines. Overhead power lines can be extremely dangerous and even deadly. Never touch them or allow any object to touch them, and remember to keep yourself, your ladders and equipment at least 10 feet away. If you see lines brought down by weather, call us right away at 1-800-895-1999. In an emergency, call 9-1-1. Learn more about safety at xcelenergy.com/Safety.
© 2015 Xcel Energy Inc.
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HBA of F-M July Accomplishments Each month, the HBA staff compiles a list outlining what the HBA has done for you, including education opportunities,
legislative work, events and meetings staff and members have attended. • Hosted an HBA Golf Outing at Oxbow Country Club for over 140 members. • Continued working with the affected builders, the city of Oxbow and the F-M Diversion Authority regarding a federal judge's order to cease work on Oxbow's ring dike. • Organized a press conference to release building permit numbers through June for Dilworth, Fargo, Moorhead and West Fargo. Housing is at its highest level since 2005. • Hosted the Muddy Boots Contractor Picnic, welcoming over 100 members for a free picnic of grilled brats, potato salad, chips, and all the fixin's! A dunk tank serviced by HBA members raised $400 for Home Builders Care of F-M Foundation. • Attended the F-M Diversion Authority Meeting. • In addition to education and special meetings, five committees came together for regular monthly meetings, as well as the Health Plan Management Committee for its quarterly gathering. • Traveled to Pittsburgh for the National Association of Home Builders' Association Leadership Institute, and staff brought back great new ideas and new relationships with other staff from HBAs across the country. • Convened the Codes Committee to begin discussing the 2015 International Codes and Fargo's impending adoption next year. • Attended Diversion Authority Public Outreach Committee meeting. • Hosted a booth at Menards' Contractor Luncheon event. • Supported HBA member Cass County Electric Cooperative by attending its customer appreciation lunch. • Processed over 50 entries for the Fall Parade of Homes and began working on the event magazine for the Sept. 2627 and Oct. 3-4 event. • Attended the Business Leaders Flood Task Force addressing activities to secure permanent flood protection and the F-M Diversion. As of press time, August wasn’t over yet, so we’re always a month behind. Thank you for your understanding! www.hbafm.com
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PLAINS
Home Builders Association of Fargo-Moorhead 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 www.hbafm.com info@hbafm.com Publisher Bryce Johnson Editor Krista Mund Coordination, Design and Production Chelsea Smith
The Plains Builder is published 12 times per year by the Home Builders Association of F-M 1802 32nd Avenue South Fargo, ND 58103 It is mailed or emailed to all members of the HBA of F-M Address editorial inquiries to Home Builders Association of Fargo-Moorhead 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 info@hbafm.com Subscription rate for members is $15, which is included in annual dues The Home Builders Association does not accept responsibility for or endorse any statements or claims made by advertisers or authors of any articles ASSOCIATION STAFF Office Coordinator Tahra Doll Membership & Marketing Coordinator Sami Eidenschink Director of Development & Education Jenny Erickson Executive Vice President Bryce Johnson Communications Manager Krista Mund Director of Accounting & Records Amanda Ohlsen Communications Coordinator Chelsea Smith Senior Events & Marketing Coordinator Allison Weckman
2015 HBA of F-M Executive Committee and Board of Directors President and National Director Clay Dietrich , Dietrich Homes, Inc. President Elect and National Director Tom Spaeth, Accent Contracting Treasurer Tyrone Leslie, Heritage Homes Associate Vice President and National Director John Koerselman, Red River Drywall & Painting Services, Inc. Secretary Paul Krabbenhoft, Coldwell Banker First Realty Past President and National Director Carlita Dietz, Jay Dietz Construction, Inc. Directors Jason Eid, Eid-Co Buildings, Inc. Harry Gilbertson, Harry Gilbertson Construction Darrick Guthmiller (National Director), Kochmann Brothers Homes, Inc. Ursula Hegvik, Smart Spaces, Inc. Kimberly Krueger Tehan, Krueger Construction, Inc. Terry Lipp, Ferguson Bath, Kitchen & Lighting Showroom Sylvia Lunski, Design Direction, Inc. Dustin Murray, Dustin Murray Construction Gary Orth, Cornerstone Specialties, Inc. Todd Rasmussen, Valley Lights Broc Roberson, Stone Ridge Builders, Inc. Robin Swanson, Superior Insurance Ex-officios to the board of directors Senior Life Director Gerald Eid, Eid-Co Buildings, Inc. Life Director and NDAB State Representative John Gunkelman, Dakota Construction of Fargo, Inc.
Life Director and NDAB Associate National Director Ken Krajsa, Bell State Bank & Trust Life Director and NDAB Treasurer Dan Lindquist, Dan Lindquist Construction, Inc. Life Directors Don Dabbert, Jr., Dabbert Custom Homes, Inc. John Mahan, Mahan Construction, Inc.
BUILDER FEATURES 8
HBA Announces Staff Changes
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Judge Clarifies Order Pertaining to Oxbow Injunction
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Fall Parade of Homes Features 55 Homes by 32 Builders
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JW Kitchens: Errin Bjerke, Member of the Month
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Single-Family Gains Push Housing Starts to Highest Level Since 2007
DEPARTMENTS 5 News Briefs
6 Letter From the HBA of F-M President
12 Letter from the North
Dakota Association of Builders
14 Letter from the
Builders Association of Minnesota
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Letter From the HBC Foundation President New Member Report
NEWS BRIEFS
Hires & Promotions
Adam Schroeder has been hired as a graphic designer at Bell State Bank & Trust. BlackRIDGE Bank has hired Kim Haley as a compliance specialist, Lynette Dahl as a compliance officer, Karen Tuil as a loan documentation specialist, Jace Holm as a customer service representative/teller and Nancy Bong as a customer service representative. The bank has promoted Darcy Morris to credit administration manager and Nicole Pritchard to customer service manager. Cable One Business has hired Kyle Richardson and Michelle Moyano as business account executives. Cornerstone Bank has hired Janell Gowin as a mortgage loan underwriter and Breanna Larson as a teller. Renee Walkup has joined Dawson Insurance as a personal lines account manager. Eide Bailly has hired David Glennon as director of manufacturing, Chuck Laschkewitsch as business applications senior associate and Thad Collier as a Salesforce business analyst. Eide Bailly has promoted Ryan Bryn, Annie Klebe, Brade Schweitzer, Courtney Richman, Jennifer Kissner, Kelsie DeBroeck, Marcus Askvig, Saundra Sperle, Kelan Oster and Megan Bowar to senior associate and Darwin Braunagel, Ryan Cigelske, Kelsey Erbes, Alexis Odden, Ryan Renner and Alex Schroeder to manager. Ryan Beste and Steve Boe have been promoted to senior managers. Brandon Pittenger has been named manager at FM Title. He has been a team member as in-house counsel since January 2015. Prior to joining FM Title, he worked for several years on title opinions and legal issues primarily in the western North Dakota oil industry. Pittenger is an attorney having graduated with distinction from the University of North Dakota School of Law. He specializes in real estate law. His undergraduate degree was
also earned at UND. In addition, Pittenger holds the certificate of authority in North Dakota as an abstracter. In his role as manager, Pittenger Brandon Pittenger oversees a staff of ten who provide full-service title and closing services for residential and commercial property transactions in North Dakota and Minnesota. FM Title is locally owned and, in November, will celebrate five years in business. First Class Mortgage, the locally owned home mortgage brokerage, welcomes Nikki Rostad as marketing director. Rostad will help support business Nikki Rostad growth through advertising and marketing. Her responsibilities include managing and supporting all facets of advertising and marketing for the Fargo and Grand Forks offices, as well as the Maple Grove, Minn., office. Prior to joining First Class Mortgage, Rostad was a part of the account services team at Flint Communications and a part of the marketing team at Heritage Homes/ BHHS Premier Properties (formerly Prudential Premier Real Estate). She earned a bachelor’s degree in art with an emphasis in graphic design from Minnesota State University Moorhead in 2010. Gate City Bank has hired Betsy Alberty as a human resources generalist and Jon Walters as a performance strategist. Both will work at the bank’s corporate office in downtown Fargo. Stacy Smith has been promoted to executive manager to the chairman, president and CEO and assistant
corporate secretary at Gate City Bank. Keller Williams Roers Realty has hired Heidi Huus, Trisha Baker, Kevin Torgerson, Lori Oak and Joel Trab as sales agents. Labor Masters, a locally owned day labor company, has hired Todd Trottier as a staffing manager. Trottier graduated from the Todd Trottier University of North Dakota, and has more than 16 years of staffing industry experience. Prior to joining Labor Masters, he worked in sales, recruiting and management with companies in Minneapolis and Fargo. Kristi Hardy and Ashley Hauer have been promoted to new positions at Park Co. Realtors. Hardy is now the director of marketing and technology services, adding technology services to her role. Hauer was promoted to coordinator, accounting and administrative services. She was previously an associate, administrative services. Property Resources Group, has promoted Ashley Sornsin to the commercial real estate division as a commercial agent. Sornsin began working at PRG in 2015 as a commercial real estate assistant and later moved into the role of commercial agent. Ryan Grindeland has been hired as a construction accountant and Kris Graddie has been hired as an accountant for Roers Construction. Town & Country Credit Union has promoted Lindi Lettenmaier to inhouse real estate specialist. Melanie DeWald has joined Western State Bank as a project manager and Lori Larson has joined as a mortgage News Briefs continued on page 7
www.hbafm.com
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LETTER FROM THE PRESIDENT
What Has Your HBA Done For You (and the rest of the industry) Lately? Represent! In just the past 90 days, your HBA of F-M leaders have been involved with many
critical issues to your business. One of the most notable is our involvement when a federal judge issued an injunction in May that stopped work on Oxbow’s ring dike and homes being relocated because of it. When the injunction was issued, there were eight homes under construction being allowed to continue, five homes under contract, and 25 homes on deck for funding and construction, with more anticipated to follow. The cessation of work, which started in May and dragged on through the summer, was causing stress and frustration for the affected home owners, general contractors and trade contractors lined up to continue or begin work on projects. The HBA sent a declaration on behalf of members outlining the impacts this injunction had on the construction businesses involved, the city of Oxbow and the residents waiting for a new home. We have also been influential in mobilizing a local Business Leaders Task Force in hopes of stepping up vocal support of the F-M Diversion and permanent flood protection in the media. In late July, a federal judge clarified his order, meaning that construction on the relocation homes can move ahead. Thank you to the affected builders and trades who helped us gather facts and figures! We have also: • Spearheaded an effort with the F-M Area Association of Realtors to start a Joint Special Assessments Task Force including over 20 community members. It is a forum for attendees to discuss concerns of rising special assessments, pursue ways to help educate the consumers on why they exist and meet with local jurisdictions to ask for clarifications on the process. • Convened our Code Task Force to evaluate the 2015 International Codes which will be adopted by Fargo next year. • Worked with utility companies, cabling companies and excavators on a range of issues covering location of electric meters on homes and co-locating utility lines and excavating water and sewer lines. The HBA has worked with the city of West Fargo to end water and sewer pipes 5 feet past utility easements to allow for safer working conditions. • Met with Fargo to address the city’s Overdimensional Vehicle Policy, which establishes the weight, width, length and height restrictions for vehicles operating on city streets, and proposed a yearly permit that would alleviate issues truss companies have in getting permits in a timely manner.
NAHB CEO to appear at Annual Meeting/Awards Gala Oct. 29
Mark the calendar now to attend the HBA’s Annual Meeting/Awards Gala Oct. 29. We will take some time at this meeting to kick off our 60th anniversary celebration which is next year, in 2016. National Association of Home Builders Chief Executive Officer Jerry Howard will be our keynote speaker. Of course, we’ll honor all 25year members, present the Extra Mile Award, BEAM Award, and the HBA’s highest honors, Builder and Associate of the Year. Please plan now to join us for a fun-filled evening to socialize with your peers, hear our top national leader’s insights on the housing market, and honor some amazing members.
September at a glance
Sept. 9 HBC Board Meeting
Sept. 10 Education
Committee
Sept. 10 Public Issues
Committee
Sept. 11 Events Committee Sept. 14 Membership Committee
Sept. 14 Executive
Committee
Sept. 15 Board of
Directors Meeting
Sept. 17 Remodelers Council
Sept. 26-27 & Oct. 3-4 Fall Parade of Homes
Sept. 27 - 30 NAHB Fall
Board of Directors Meeting
Sept. 29 Lunch Session:
Managing Customer Expectations
Sept. 30 - Oct. 2 NAHB
Remodeling Show
Clay Dietrich, HBA President Dietrich Homes, Inc. 6
Oct. 3-4 Remodeled Home Tour www.hbafm.com
News Briefs continued from page 5 loan processor.
Honors & Officers
Beau Flom was named the top listing agent for July at Keller Williams Roers Realty in Fargo. He was also recognized by REAL Trends “America’s Best Real Estate Agents for 2015” as the No. 10 agent in Fargo-Moorhead. In addition, The Red Key Group of Keller Williams Roers was named the No. 5 team in North Dakota by REAL Trends. Scott Breidenbach, Kari Myhre, Kevin Fisher and Justin Berg of Park Co. Realtors have been named to the REAL Trends “America’s Best Real Estate Agents for 2015”. The report covers all 50 states and major cities, including the Fargo-Moorhead metro area, and is based on the number of transactions per agent. REAL Trends, based in Castle Pines, Colo., is a privately-held publishing, communications and consulting company that provides news, analysis and information to the residential real estate industry. Gena Syvertson and Dave Noah, Realtors with RE/MAX Legacy Realty were named among REAL Trends “America’s Best Real Estate Agents for 2015” based on productivity and number of transactions in 2014. Seven lawyers with the Serkland Law Firm were selected for inclusion in Super Lawyers lists. Those named to the 2015 Great Plains Super Lawyers list, and their primary practice areas, include: Jack Marcil, alternative dispute resolution; Ronald McLean, general litigation; Roger Minch, bankruptcy and creditor rights; Rebecca Thiem, business litigation; Maureen Holman, alternative dispute resolution; and Joseph Wetch, general litigation. McLean was also selected to the 2015 Top 5 Attorneys in North Dakota list. Peter Zuger was selected to the 2015 Great Plains Rising Stars list in the primary practice area of general litigation. Super Lawyers recognizes attorneys who have distinguished themselves in their legal practice, and the honor is limited to no more than 5 percent of the attorneys within the state.
Work on 2016-2017 Development Map is underway
E&M Consulting is working on the HBA of F-M’s Development Map for 2016-2017. E&M Consulting has been contacting HBA members about advertising and including as
many of the Fargo-Moorhead area’s developments as possible. Please know that any correspondence from E&M is on behalf of your Association. If you have questions, or would like to reserve listing or ad space, contact Justin with E&M at (800) 572-0011 or (701) 526-1937.
HBA ballots coming in early October
The HBA of F-M will mail ballots in early October to elect directors for its board. Please be sure to fill these out promptly and mail back to the office in the provided envelope. Faxes and copies cannot be accepted.
IBS registration is now open
Member registration for the 2016 International Builders Show Jan. 19-21, in Las Vegas, is now open. It’s never too early to start planning. Remember, IBS and the Kitchen & Bath Industry Show are now located together! Visit www. buildersshow.com for more details or contact Allison Weckman at (701) 232-5846 or allisonw@hbafm.com.
Home Builders Care scholarships available
The Home Builders Care of F-M Foundation will award scholarships to area high school students this fall. Applicants must enroll in a residential construction trade or related field at Minnesota State Community and Technical College, Moorhead, or North Dakota State College of Science, Wahpeton. Scholarships are also available for college students active in the National Association of Home Builders student chapters at M State, MSUM, NDSCS and NDSU. The deadline to submit an application is Sept. 30. Visit www. hbcfm.com or contact Jenny Erickson at (701) 232-5846 or jenny@hbafm.com. Scholarships are also offered directly from NAHB’s philanthropic arm, the National Housing Endowment at www.nationalhousingendowment.com.
Mark your calendar for the 13th Annual Career Expo Dec. 3
Mark your calendar now for the 13th annual Health, Tech & Trades Career Expo Dec. 3. The Home Builders Care of F-M Foundation and the HBA are major sponsors of this event for ninth-grade students to explore careers in several industries including construction.
Contractors: Plan now for cold weather charges
As the weather turns colder, be sure to order any needed News Briefs continued on page 27
www.hbafm.com
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HBA Announces Staff Changes The HBA of F-M has hired Tahra Doll as office coordinator
worked in retail sales and as an intern with Sanford Health and Veteran’s Affairs Medical Hospital. She brings sales, customer relations and communications skills to the job. She lives in Fargo. In her spare time she enjoys going to the lake, traveling and spending time with friends and family. Some fun facts: • Lived in Southern California for a summer to cross it off her bucket list. • Is a terrible cook and once lit her oven on fire. • Is deathly afraid of fish and birds. • Loves do-it-yourself projects, especially those involving glitter. Chelsea Smith, who has been with the HBA just over one year, has been named communications coordinator. She coordinates various HBA of F-M publications and assists with other print projects, social media and web communications. She also assists Executive Vice President Bryce Johnson and members in coordinating the Association’s public, governmental, legislative, political and PAC activities. Allison Weckman, who has been with the HBA three years, has been promoted to senior events and marketing coordinator. She is responsible for creating opportunities for HBA members to market their expertise to other members and the public through coordinating the sales, marketing and promotions of the HBA’s trade shows, home tours and special events. She also oversees membership development and recruitment programs and sales of advertising and sponsorships.
and Sami Eidenschink as membership and marketing coordinator. Doll answers the telephone, provides clerical and organizational support to members and staff, and will assist with administrative duties in relation to the Health Plan and Home Builders Care Foundation. She studied education at Northern State University and Minnesota State UniversityMoorhead. Most recently, she worked as a paraprofessional with the West Fargo School District. She brings people skills, organizational abilities and an eagerness to learn. Originally from Britton, S.D., Doll lives in West Fargo with her husband, Bill, and four-year-old son Pierce. In her spare time she enjoys traveling and fishing. Some fun facts: • Married to Bill, who is employed as a journeyman electrician with Dakota Electric Construction Company in Fargo. • Owns a 10 ½ year old neurotic English Springer Spaniel, Ozzie. “Who makes us crazy most days but we still love him.” • Has a twin sister but doesn’t share a birthday with her. “She is older, and I don’t let her forget it!” • Was lucky enough to go on a fly-in fishing adventure to Aikens Lake Wilderness Lodge in Manitoba, leaving the husband at home! Eidenschink is responsible for development and implementation of the HBA’s programs related to membership recruitment and retention, as well as recruiting volunteers. She also assists with marketing and coordination of the HBA’s consumer events, member meetings and publications, and performs advertising and sponsorship sales. Eidenschink graduated with bachelor’s degrees in public relations and advertising and women and gender studies from North Tahra Doll, office coordinator, and family Dakota State University. Most recently, she
Staff Travel to Pittsburgh for the Association Leadership Institute by Chelsea Smith, Communications Coordinator In late July, Communications Manager Krista Mund and I traveled to Pittsburgh to attend the 2015 Association Leadership Institute. The institute brings staff and member volunteers together for dynamic education on key association functions, intersecting with insightful leadership development 8
Sami Eidenschink, membership & marketing coordinator
and team collaboration. It’s this exchange that ignites great ideas for building successful organizations and creating rewarding experiences. While at the institute, we were able to network with Association leaders from across the country. We also attended multiple education courses that ranged from: Social Media Deep Dive, Managing the Membership Experience, To Build Great Home Shows: Great Ideas and Innovative Concepts and Bridging the Generation Gaps. There was also time to explore the city and enjoy a baseball game before we headed back to Fargo! Overall, the trip was a success. We both brought back exciting ideas to implement at the HBA of F-M. www.hbafm.com
PUBLIC ISSUES
Judge Clarifies Order Pertaining to Oxbow Injunction
by Krista Mund, Communications Manager In May a federal judged ordered all work on the Oxbow-HicksonBakke Ring Levee Project to stop until the Minnesota Department of Natural Resources completes its environmental review of the F-M Area Diversion Project. As of print time, the enivornmental impact study is to be released in the next several weeks. The HBA of F-M worked closely with the city of Oxbow to have the judge clarify the language in the original injunction. At the end of July the judge clarified his order that had in the cessation of all work on Oxbow's ring dike and homes being relocated. The Judges clarification means that construction on the relocation homes can move ahead. When the injunction was issued, there were eight homes under construction being allowed to continue, five homes under contract, and 25 homes in line for funding and construction, with more anticipated to follow. The cessation of work, which has dragged on since May, was causing stress and frustration for the affected homeowners, general contractors and trade contractors lined up to continue or begin work on projects. The HBA of F-M continues to work on issues surrounding the F-M Diversion and has been influential in mobilizing a local Business Leaders Task Force in hopes of stepping up vocal support of the F-M Diversion and permanent flood protection in the media.
Fargo Says Goodbye to Zavoral After 37 years with the city of Fargo, City Administrator
Pat Zavoral retired at the end of July. Zavoral was always an advocate for city staff and in his letter of resignation he said, “...the city has the best employees in the world. They care about their work, their city and want to meet all the needs of the citizens.” HBA of F-M Executive Vice President Bryce Johnson says, “Pat has a sincere commitment to the city of Fargo. That was evident in his service. He was always open to listening to the home building industry and understood how important homeownership and housing is to a city’s health. We wish him all the best in his retirement. Zavoral was an adept problem solver and known for his passion involving securing flood protection for Fargo. In 1978, he began his career as a community development specialist in the Planning Department and in 1983 he was appointed director of housing and redevelopment. In 1991, he became the director of public works and engineering and in 1998 earned the title of city administrator. Zavoral received his bachelor’s degree from the University of North Dakota and a master’s degree from North Dakota State University. His hobbies include sailing and canoeing. Acting as interim city administrator will be Enterprise Director Bruce Grubb. The Forum has reported that the city plans a nationwide search for a new administrator.
Special Assessments Taskforce Meets with Fargo Officials Update by Chelsea Smith, Communications Coordinator The HBA of F-M, Fargo Moorhead Area Association of Realtors and Steve Sprague, city of Fargo city auditor met jointly to discuss the rising cost of special assessments in Fargo. In June the HBA met with city of Fargo engineers to understand where the cost of specials were coming from. After clarification from the engineering department the taskforce decided to move forward to meet with other Fargo officials that would be able to speak more specifically about the financial aspects of special assessments. The Taskforce plans to meet in a month.
www.hbafm.com
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Fall Parade of Homes Features 55 Homes by 32 Builders The Fall Parade of Homes will showcase 55 homes, by 32 different HBA of F-M Builders Sept. 26-27 and Oct. 3-4 in
Fargo, Moorhead and West Fargo. Hours run noon – 5 p.m. and homes are open two weekends for consumer convenience. Renderings, descriptions and maps will be included in the Parade of Homes guide available starting Sept. 21 at all Hornbacher’s locations. An insert will also be included in The Forum Sept. 20. The event website will go live Sept. 21; be sure to visit www. hbafm.com! The 4th annual Remodeled Home Tour will also run the second weekend only, Oct. 3-4. Check out the next page for more details. The list below is for HBA of F-M members ONLY and is subject to change. Consumers can receive the list beginning Sept. 21 at all Hornbacher’s.
Builder Company Name Development Street Address City Total Price Abodz................................................... Valley View..................................... 3606 54th St S......................... Fargo.............................. $509,900 Brookstone Property.............................. Osgood Reserve............................. 4628 44th Ave S...................... Fargo.............................. $369,900 Building Concepts................................. Shadow Creek................................. 3670 Houkom Dr...................... West Fargo..................... $479,900 Building Concepts................................. Cottagewood................................... 4726 41st St S.......................... Fargo.....................Not yet available Carpenter Homes.................................. Shadow Creek................................. 3658 4th St E........................... West Fargo..................... $659,900 Century Homes..................................... The Wilds at Westport..................... 1069 49th Terrace Way............ West Fargo...................$1,450,000 Crist Construction, Inc........................... River’s Bend at the Preserve........... 2611 Pyle Ln............................. West Fargo..................... $499,900 Dabbert Custom Homes........................ Tuscan Villa at Osgood................... 5532 Tuscan Court................... Fargo............................... $231,900 Dabbert Custom Homes........................ Shadow Creek................................. 3605 Bell Blvd E....................... West Fargo..................... $355,900 Dabbert Custom Homes........................ Eaglewood...................................... 1222 30th Ave W...................... West Fargo..................... $284,900 Dabbert Custom Homes........................ Prairie Skies.................................... 937 41st Ave S......................... Moorhead........................ $254,900 Designer Homes of Fargo-Moorhead.... The Wilds at Westport..................... 817 48th Ave W........................ West Fargo..................... $389,900 Designer Homes of Fargo-Moorhead.... River’s Bend at the Preserve........... 122 26th Ave E......................... West Fargo..................... $509,900 Designer Homes of Fargo-Moorhead.... The Wilds at Westport..................... 1027 50th Ave W...................... West Fargo..................... $549,900 Designer Homes of Fargo-Moorhead.... Crofton Coves................................. 6800 21st S.............................. Fargo.............................. $599,900 Dietrich Homes, Inc............................... Shadow Creek................................. 551 Lizzie Place E..................... West Fargo......................1.2 million Eid-Co Homes...................................... Legacy I.......................................... 6204 18th St S......................... Fargo...............................$232,749 Eid-Co Homes...................................... Village Green.................................. 3019 30th Ave S....................... Moorhead.......................... $211,164 Eid-Co Homes...................................... Westview........................................ 636 38th Ave E........................ West Fargo..................... $328,520 Equity Home Builders, LLC................... Brooks Harbor................................. 2412 14th St W......................... West Fargo..................... $389,900 Hagen Building Group........................... Crofton Coves................................. 6955 21st St. S......................... Fargo.............................. $565.000 Hagen Building Group........................... The Wilds........................................ 1029 51st Ave W....................... West Fargo..................... $350,000 Hanson Bros., Inc................................. River’s Bend at the Preserve........... 2812 1st St E............................ West Fargo..................... $575,000 Heritage Homes.................................... Shadow Creek................................. 3706 Bell Blvd E....................... West Fargo..................... $434,900 Heritage Homes.................................... Osgood Reserve............................. 3857 2nd St E.......................... West Fargo..................... $559,900 Heritage Homes.................................... The Wilds at Westport..................... 4703 6th St W.......................... West Fargo...................... $419,900 Holly & Company Classic Homes.......... Cottagewood................................... 4145 47th Ave S....................... Fargo.............................. $368,400 ISR Homes........................................... Parkview......................................... 3119 26th St S.......................... Moorhead.........................$195,000 ISR Homes........................................... South Hampton .............................. 717 Westminster Dr S............... Moorhead......................... $219,900 Jordahl Custom Homes, Inc.................. Goldenwood.................................... 1405 Goldenwood Dr................ West Fargo......................$246,275 Jordahl Custom Homes, Inc.................. Deer Creek .................................. 5704 62nd St S........................ Fargo.............................. $280,528 Jordahl Custom Homes, Inc.................. Horizon Shores............................... 2203 41st St S.......................... Moorhead.........................$269,626 Kochmann Brothers Homes, Inc............ River’s Bend at the Preserve........... 2871 E Rivers Bend.................. West Fargo..................... $558,900 Kochmann Brothers Homes, Inc............ Parkview at Silverleaf...................... 5760 27th St S......................... Fargo.............................. $532,700 Krueger Construction, Inc...................... Farmstead at Brandt Crossing......... 5470 34th Ave S...................... Fargo...............................$335,854 Krueger Construction, Inc...................... Farmstead at Brandt Crossing......... 5449 34th Ave S...................... Fargo.............................. $355,900 Landmark Homes.................................. Valley View..................................... 3632 54th St S......................... Fargo.............................. $499,900 *Monarch Homes, LLC......................... River’s Bend at the Preserve........... 2514 McLeod Dr E.................... West Fargo...................... $791,800 Paula Rae Homes & Gardens, Inc........ The Wilds at Westport .................. 4722 Lilac Dr............................ West Fargo..................... $549,000 Platinum Homes................................... Farmstead at Brandt Crossing........ 5409 Tyler Ave S...................... Fargo.............................. $344,900 Platinum Homes................................... Maple Valley................................... 5811 Autumn Dr S..................... Fargo............................... $291,250 Plecity Kowalski Construction................ Eagle Pointe.................................... 7297 14th St S......................... Fargo.............................. $529,500 R & M Properties.................................. Eaglewood...................................... 2630 8th St W.......................... West Fargo..................... $387,900 Spire Custom Homes............................ Valley View..................................... 3592 50th St S......................... Fargo.............................. $407,000 Stylemark Builders, Inc......................... Shadow Creek................................. 3737 4th St E........................... West Fargo..................... $685,000 Thomsen Homes................................... Eaglewood...................................... 903 29th Ave W....................... West Fargo...................... $199,888 Thomsen Homes................................... Brooks Harbor................................. 2420 Harbor Ln W.................... West Fargo......................$299,999 Thomsen Homes................................... Deer Creek..................................... 6278 57th Ave S...................... Fargo...............................$247,235 Thomsen Homes................................... Crofton Coves................................. 2122 68th Ave S....................... Fargo...............................$399,999 Thomsen Homes................................... Brooks Harbor................................. 1109 24th Ave W...................... West Fargo......................$299,999 Turn Key Construction.......................... Eaglewood ................................... 2610 7th ST W......................... West Fargo..................... $349,900 Urban Prairie Homes............................. Shadow Creek................................. 180 33rd Ave E......................... West Fargo..................... $463,900 VanOverschelde Custom Homes LLC.... River’s Bend at the Preserve........... 2621 2nd St E........................... West Fargo..................... $444,000 Verity Homes of Fargo, LLC.................. Eagle Pointe.................................... 7464 14th St S......................... Fargo.............................. $389,990 Verity Homes of Fargo, LLC.................. Goldenwood.................................... 1281 Goldenwood Dr................. West Fargo..................... $344,990
*Featured Home charges $5 admission with proceeds donated to Home Builders Care Foundation.
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www.hbafm.com
Remodeled Home Tour: Oct. 3-4 The HBA of F-M’s 4th annual Remodeled Home Tour will showcase 4 remodeled projects in Fargo. Entries include a
basement remodel, kitchen remodel and two main level remodels, with one showcasing the removal of a load bearing wall. The remodeled project entries will be featured in conjunction with the final weekend of the Fall Parade of Homes, Oct. 3-4. Entries will be open to consumers from noon – 5 p.m. both days. The event website will go live Sept. 21; be sure to visit www. hbafm.com! The list below is for HBA of F-M members ONLY and is subject to change. Consumers can receive the list beginning Sept. 21 at all Hornbacher’s locations.
Applicant Development Street Address City Type of Entry Accent Contracting................................ Prairiewood..................................... 1656 W Gateway Cir.................. Fargo..................................Kitchen Accent Contracting................................ Rose Creek..................................... 2309 Victoria Rose Ln............... Fargo..............................Main level Accent Contracting................................ Edgewood....................................... 3608 Evergreen Rd N................ Fargo..............................Main level Stone Ridge Builders, Inc...................... Woodhaven..................................... 4229 49th Ave S....................... Fargo..............................Basement
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NORTH DAKOTA ASSOCIATION OF BUILDERS
LeRoy Kurtyka NDAB President
New Flooring Installation Guidelines Available to NAHB Members National Association of Home
Builders and the National Wood Flooring Association (NWFA) are working together to share information and resources to promote proper flooring installation standards and best practices. As part of this new collaboration, NWFA is making its Wood Flooring Installation Guidelines available to NAHB members at no cost. The organization has found moisture-related flooring problems to be a long-standing issue for the residential construction industry. When problems like these result in expensive insurance claims and dissatisfied home owners, the impact is felt by all parties in the supply chain. NWFA spends a significant amount of time each year educating flooring contractors on the proper installation of wood flooring. Recently, after noticing a disproportionately high number of claims for improper installation of wood flooring, NWFA reached out to NAHB to extend the education offering to builders. One solution the guidelines offer, for example, is having an HVAC system in place to help get the wood to optimum performance condition. In fact, the guide recommends that where building codes allow, permanent heating and/or air conditioning systems should operate at least five days prior to flooring installation to promote proper acclimation. Brett Miller, NWFA vice president of education and certification, met with the NAHB Construction Liability, Risk Management, and Building Materials Committee at the 2015 International Builders’ Show board meeting to discuss the organization’s top concerns related to this issue. Following this meeting, NAHB and NWFA agreed to establish a mutually beneficial, strategic relationship to work cooperatively to achieve their common interests. To access the guidelines and learn more about other substantive technical, legal and business issues affecting the building industry, visit www.nahb.org/constructionliability standards and best practices.
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Back to School September is here, children are back
to school and the weather is turning cool. I hope when you look back at your summer it is filled with warm memories of endless days, adventures and time with family. August seemed to be a month that flew by for us and we remained busy. One of the highlights of the month Kim Schneider was North Dakota Association of NDAB Executive Officer Builders teamed up with USDA Rural Development, Consensus Council, AARP and the Dakota Center for Independent Living to host an informational forum on visitability in a home and just what exactly that means. Visitability Principles can be incorporated in the design and construction of housing to enable persons with disabilities to visit friends, relatives, and neighbors in their homes within a community. HUD encourages participating jurisdictions (PJs) to incorporate accessible design and construction features into all housing developed with HOME funds in order to provide “visitability.” According to HUD, visitability can be achieved for little cost with the use of two simple design standards: (1) providing a 32-inch clear width opening in all interior and bathroom doorways and (2) providing at least one accessible means of egress/ingress for each unit. Providing an entrance with no stairs does not mean it has to be the front entrance into your home. If you can have a zero-step entrance in your garage into your home, that works great as well. When making your home visitable, the changes required are very minimal that most people would not notice the difference, but for many years to come will appreciate the layout. Universal Design is a design concept that encourages the construction or rehabilitation of housing and elements of the living environment in a way that makes them usable by all people, regardless of ability, without the need for adaptation or specialized design. If you would like a copy of the presentation or have any further questions, please let us know or contact Royce Schultz, executive director for the Dakota Center for Independent Living at (701) 222-3636 or royces@dakotacil.org. September also brings many of us back together in Dallas for National Association of Home Builder’s Fall Board of Directors meetings and various training opportunities. It’s always a fun time for our members to join with others from across the country to network and learn. We wish everyone safe travels and we will share updates in our next month’s newsletter.
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NORTH DAKOTA ASSOCIATION OF BUILDERS BISMARCK-MANDAN HOME BUILDERS ASSOCIATION DOT FRANK, EXECUTIVE OFFICER (701) 222-2400 BMHBA.COM • Mullets, flannel and buck teeth made an appearance along with 80 members for the Annual Sporting Clay Shoot Gone Redneck. Participants shot guns while seated on a porcelain throne, played Redneck ring toss and shot from inside a truck. • The BMHBA is celebrating Associates this September as part of National Associate Appreciation Month. Thank you for your support! • The Fall Parade of Homes is Sept. 24-27. More than 30 homes will be open for tours. • All NDAB members are invited to attend the BMHBA Fall Awards Mixer Oct. 8 that will feature keynote speaker and former NAHB Economist Elliot Eisenberg. A VIP social is open to Century Club PAC contributors and higher.
DICKINSON AREA BUILDERS ASSOCIATION IRENE SCHAFER, EXECUTIVE OFFICER (701) 483-0044 DICKINSONAREABUILDERS.COM
• We had our annual picnic Aug. 12 at Eagles Park. • We held our annual Golf Scramble Aug. 20 at Heart River Golf Course. • Our next Membership Meeting will be Sept. 9 at Lady J’s Club & Catering. • We will name our Builder of the Year & Associate Builder of the Year at our September meeting.
FORX BUILDERS ASSOCIATION BETTY MCDONALD, EXECUTIVE OFFICER (701) 746-4536 FORXBUILDERS.COM • Our Annual Golf Outing is scheduled for Sept. 17 at the Grand Forks Country Club. Marvin Windows & Doors is the Title Sponsor for the event. Fun new games are planned, as well as cash prizes. • The Lighting Gallery will host the Sept. 23 Builders After Hours. We will be helping them celebrate their 15th year in business. • Oct. 7 will be our Membership Meeting where the Builder and Associate of the Year Awards will be presented, as well as the BEAM Award. • Our First Annual Chili Cook Off will be hosted by the Woodland Estates Builders and will be held at the Applegren Construction shop. The tentative date is Oct. 24. MINOT ASSOCIATION OF BUILDERS VICKY FLAGSTAD, EXECUTIVE OFFICER (701) 852-0496 MINOTAB.COM • Our Past President’s Golf Tournament was held Aug. 17 with 84 members participating on a beautiful summer day. • Builders after Hours is set for Sept. 15 and will be hosted by Verendrye Electric Coop at its newly remodeled Minot office.
• Minot Association of Builders turned over the keys to the completed Charles Stewart family home in Underwood Aug 13. Donations of cash, labor and product totaled around $200,000. Special thanks to Cindy Snay for keeping everyone on task to get the huge project completed.
WILLISTON AREA BUILDERS ASSOCIATION (701) 572-5744 WILLISTONBUILDERS.COM
• WABA had its first golf scramble and it was a great success. Luke Rassmussen chaired the event committee and created an excellent event with 13 people undertaking the top spot and some great barbeque ribs to top off the evening’s event at the Eagle Ridge golf course here in Williston. • WABA’s summer picnic and new member introduction was Aug. 19 at the city park next to the Williston library on Davidson Drive. • Our fall Parade of Homes is on schedule and will run Oct. 3-4. Come out and see some of the beautiful new homes being constructed in and around Williston. • We will also soon be starting our Home Show for next April and have already secured the Raymond Family Center for the event. Anyone interested in obtaining a booth should contact the WABA office and, since we are running on a volunteer staff, please leave a message and we will get back to you.
Thank you to the North Dakota Association of Builders 2015 Partners! We truly appreciate your support and we are very excited to serve you throughout the entire year! Gold Partner - Montana Dakota Utilities Silver Partners - Bismarck-Mandan Home Builders Association, Dickinson Area Builders Association, Home Builders Association of Fargo-Moorhead, & Northern Plumbing Supply Bronze Partners - Bell State Bank & Trust, Forx Builders Association, Minot Association of Builders, ND Guaranty & Title Co., ND Housing Finance Agency, ProBuild, RDO Equipment Co., & Williston Area Builders Association NDAB is pleased to announce that for the second year in a row we are the recipient of the Grand Award for Retention Rate for highest year-end membership rate within group size. Thank you to all of our members for your support! Save the Date! NDAB will be hosting the Annual Banquet in Dickinson this year! Mark your calendars for Nov. 20 and join us for a night of recognition, networking, and fun. We will welcome 2016 board members and give a great send off to those retiring at the close of 2015. There will also be great food, PAC fundraisers, and several other fun surprises. You won’t want to miss it! Watch for further details!
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BUILDERS ASSOCIATION OF MINNNESOTA
U.S. Department of Labor’s Looking Forward: 2016 New Guidance on Independent Contractors Highlights a Key Risk and Beyond! It’s starting! Area for Employers With the 2015 legislative session (and special session) in the rear-view mirror, and the 2016 mini-session (we hope…), and 2016 elections for the Minnesota House, Senate and US House of Representatives just around the corner, the Builders Association of Minnesota is excited to announce the newly refined and restructured government affairs program! This program is centered on our biggest asset – our members. From a new policy adoption process to unify our industry voice, to connecting members with legislators, and getting involved in the 2016 elections, every facet of the program is focused on member participation and involvement. The upcoming elections are vitally important for our industry, and for the state of Minnesota. By identifying and supporting candidates through campaign donations, grassroots efforts, and fundraising, BAM is gearing up to help elect industryfriendly legislators, and increase the visibility of our industry’s legislative priorities moving into the 2017-2018 biennium. The election of industry-friendly legislators is an important first step; however, this is not an end unto itself. A central part of BAM’s newly restructured government affairs program is building and maintaining meaningful non-partisan relationships with lawmakers across the state. This effort is essential to the success of our legislative advocacy efforts at the State Capitol. We encourage interest in joining us in executing this plan; we welcome new Government Affairs Committee members. Contact Forrest Cyr for more information at (651) 6467959 Ext. 162 or forrest@bamn.org.
Looking Forward continued on page 27
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by Bob Zeglovitch and Sara Welch Businesses should carefully assess any independent contractor arrangements in light of an “Administrator’s Interpretation” issued July 15 by the U.S. Department of Labor’s Wage and Hour Division (DOL). While the DOL’s Interpretation is not binding legal precedent, its Wage and Hour Division pursues enforcement actions against employers based on misclassifications of workers as independent contractors. The Interpretation makes clear that the DOL takes an expansive view of which individuals are properly considered employees rather than independent contractors. The DOL’s enforcement actions are part of an aggressive Misclassification Initiative, which involves cooperation with 23 states (including Minnesota, Missouri and Colorado), the IRS, the Employee Benefits Security Administration, the Occupational Safety and Health Administration, the Office of Federal Contract Compliance Programs, and the Office of the Solicitor. The DOL’s Interpretation is based on the Fair Labor Standards Act’s (FLSA) definition of “employ” as “to suffer or permit to work” and the “economic realities” test subsequently developed by the Supreme Court and federal appellate courts. It cites Supreme Court precedent supporting the view that the “suffer or permit” standard was specifically designed to ensure the broadest possible scope of statutory coverage. An entity “suffers or permits” an individual to work if, as a matter of economic reality, the individual is dependent on the entity. In order to determine whether a worker is an employee or an independent contractor under the FLSA, courts apply the following multi-factor “economic realities” test: • the extent to which the work performed is an integral part of the employer’s business; • the worker’s opportunity for profit or loss depending on his or her managerial skill; • the extent of the relative investments of the employer and the worker; • whether the work performed requires special skills and initiative; • the permanency of the relationship; and • the degree of control exercised or retained by the employer. Each factor is to be examined and analyzed in relation to one another, and no single factor is determinative. The DOL stresses in its Interpretation that the application of the factors is to be guided by the “overarching principle that the FLSA should be liberally construed to provide broad coverage for workers,” as evidenced by the “suffer or permit to work” definition. The Interpretation notes that an agreement between an employer and a worker designating or labeling the worker as an independent contractor is not indicative of the economic realities of the working relationship and is not relevant to the analysis of the worker’s status. The ultimate inquiry, according to the DOL, is whether the worker is economically dependent on the employer or truly in business for him or herself. If the worker is economically dependent on the employer then the worker is an employee regardless of what label is used. If the worker is in business for him or herself, then the worker is an independent contractor. Employers who improperly classify workers as independent contractors rather than employees have potential liability under the wage and hour laws (minimum wage and overtime), ERISA (failure to provide benefits), tax laws (failure to withhold and to pay FICA/FUTA), and workers compensation laws (failure to provide coverage). In the last fiscal year (2014), DOL investigations have resulted in more than $79 million in back wages for 109,000 workers, in industries such as janitorial, U.S. Department of Labor’s continued on page 27 www.hbafm.com
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HBA Celebrates Associate Appreciation With Family Picnic
by Allison Weckman, Senior Events & Marketing Coordinator Last month, the HBA of F-M celebrated Associate Appreciation Month with a free picnic at Rheault Farm. Children enjoyed inflatable games thanks to Game Sponsor, Stone Ridge Builders, while adults enjoyed the craft beer and wine thanks to Beverage Sponsor, Thomsen Homes. Cupcakes were served to attendees by Builder members to show their appreciation for the HBA’s Associates. A special thank you to our grill master this summer, Dan Beecher, Foam Doctor’s LLC. We also awarded the following prizes: Zoo passes: Chad Hegg, Twin City Garage Door Scheels gift card: Angie Hegg, Twin City Garage Door Marcus Theaters gift card: Monica Hart, Monica Hart Interior Design Thunder Road gift card: Ursula Hegvik, Smart Spaces Tutti Frutti gift card: Doug Lein, Gate City Bank Space Aliens gift card: Rebecca Lein, Gate City Bank Best Buy gift card: Caylyn Kenyon, Balance Your Books Chuck E. Cheese gift card: Colleen Huber, The Appraisal Office Grand Prize of a $50 gift card and a half-page ad in the Plains Builder: Stacy Swenson, Twin City Garage Door Congratulations to all winners and thank you to our wonderful Associate members!
Game Sponsor
Beverage Sponsor
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JW Kitch Errin Bjerke, Member of the Month
by Chelsea Smith, Communications Coordinator JW Kitchens opened only two-weeks ago, but that hasn’t stopped Lifestyle Enhancement Director Errin Bjerke from involving herself in the HBA of F-M. After JW Kitchens joined in May, Bjerke joined the Events Committee to learn more about the Association. “JW Kitchens joined because it’s a great networking opportunity and the HBA of F-M is an organization we wanted to be a part of,” says Bjerke. “JW Kitchens wanted to be a part of the community and volunteer; the team atmosphere has been great.” Bjerke has shown her fun and engaged personality already, when she volunteered to be a “victim” for our dunk tank at the Muddy Boots contractor appreciation picnic. JW Kitchens is a family-owned company that opened 30 years ago in Iowa. There are two locations in Iowa, and Fargo is the third location to open. Bjerke is married with three kids, four dogs and 20 chickens! The family enjoys their small hobby farm and anything involving sports. Bjerke started with JW Kitchens when they entered the Fargo market. She enjoyed getting her hands dirty by helping with construction while the store was being finished. With 15 years of experience in the appliance industry, she has boundless knowledge in the ever-changing appliance market, where people often get burned out. Since JW Kitchens has opened its doors, Bjerke says they have seen a lot of customers coming in for remodels, but at JW kitchens they provide a variety of options. Not only does JW Kitchens work with consumers, it also works with contractors. “We love working with home builders, and the exciting thing is we can help them pick out products for spec or custom homes to help them stand out and stay on budget,” says Bjerke. Bjerke was able to attend a conference at the end of August to learn about the latest trends and newest technology in kitchen appliances. Right now, induction cooktops and speed cook ovens are popular items for kitchens. Induction cooktops aren’t new to the market, but are gaining popularity. Induction cooking works by heating through magnetic induction instead of by thermal conduction from a flame or an electrical heating element, resulting in faster heating results. Speed ovens cook with a halogen bulb, a radiant element, microwave and convection. You don’t have to pre-heat your oven and it often cuts cook time. And if you haven’t heard of it yet, modular cooking is making a splash in new kitchens as well. Modular cooking allows you to customize your cook-top with different elements such as gas burners combined with other options like induction burners and 18
in-counter steamers. With hundreds of different combinations, modular cooking allows you to customize your kitchen to your cooking needs. JW Kitchens Owner Audrey Newman says design-wise, lighting is one new trend that everyone should be using more of! “With all of the advances in technology with LED’s, there are opportunities to get creative with colored lighting, lit back splashes, toe kicks, interiors of cabinets and appliances, and above cabinets; the options are endless,” says Newman. As for choosing a timeless design, Newman recommends using quality products that will hold up to daily use, especially since the kitchen is one of the most used areas in your home. Functionality is also important. Think through location of appliances and cabinetry. Make sure that your cabinetry provides storage for the things you need, where you need them and that they are easily accessible. If you haven’t stopped out yet at the new JW Kitchens showroom, it is located at 5675 26th Ave SW #144, Fargo. JW Kitchens carries appliances from Gaggenau, Thermador, GE, Monogram, Perlick, Scotsman and Marvel as well as cabinets from Wood-Mode and Brookhaven. Bjerke was chosen by the HBA of F-M staff as September’s Member of the Month. Six times a year, the HBA staff chooses a “Member of the Month” to recognize volunteers who do something extra for the HBA. Each October, the Extra Mile Award is given to one of those members and at the HBA’s Awards Gala & Annual Meeting. Favorite Color: Blue Last Vacation I took: Hawaii Hometown: Detroit Lakes, Minn. First thing I would buy if I won the lottery is: A faster car for my husband www.hbafm.com
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September is Associate Appreciation Month! Take a look at what our Associate members do for the HBA of F-M: • 74 percent of overall membership • 68 percent of the HBA’s committee members • 95 percent of Golf Outing sponsors
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The HBA of F-M is transitioning into a new association management software and website. If you have an address change or primary contact change, it may take a bit longer to process. We are excited to offer you an easier website to access all of the information you will need to make the most out of your membership! The website will go live the first week of September. Watch your email for more information!
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First International Bank & Trust Offers Insight into Housing Market Trends, Mortgages, More.
by Michael Pfau, Public Affairs Intern The Fargo-Moorhead region is in a growth spurt in terms of the economy and population. With any growth comes a change in housing market trends. Home prices have steadily risen in the area over the years, but that doesn’t mean homeownership is unattainable. Prices may be rising, but interest rates are as healthy as ever. “They are still very good, well below historical averages,” Joe Straus, mortgage loan officer with First International Bank & Trust, says. These healthy interest rates mean more people taking out home construction and improvement loans. Straus says that, before, the rate of clients taking out home improvement loans was low due to a healthy housing inventory along with steady interest rates, so buying and selling were more common. Now that the home inventory is low, more clients are staying put and doing projects in their current homes. “The market is great; it’s busy,” he says when describing construction loans. With this low inventory of homes for sale, potential buyers can be frustrated. A client of Straus’s moved to the area for a job that would last five years. He was not picky, as he just needed a good home for his wife and kids. Yet, with homes selling in a day on top of bidding wars, he found that the hunt took longer and more energy than expected. As home prices rise and inventory shrinks, it is usually first-time home buyers who feel the greatest effect as they believe they are often priced out. Yet, Straus offers a solution to combat that. Clients can choose an upfront mortgage insurance option, which is a one-time premium that First International Bank & Trust pays. This unconventional option allows for a lower down payment and a lower monthly payment, even though the interest rate is just slightly higher. “Clients often come in and think the 20 percent down payment, 30-year fixed mortgage rate is the only option,” he says. There are so many different loan types and programs that many home buyers may not know about. He says that while not all options are for everyone, there is one to fit the needs and budget of his clients. When getting to know his clients, Straus always asks where they wish to buy. He has found that the younger buyers gravitate towards south Fargo and West Fargo, with more moving across the river to Moorhead than before. Straus says he does not like to speculate what will happen in the future as far as interest rates and the housing market, as there are so many variables. What he does know, however, is that the market is strong, rates are great and now is the perfect time to buy or build your first home or your dream home. 22
#246 Corner
by Amy Berg, Chapter Member
What is NAWIC?
For more than 60 years, National Association of Women in Construction has helped women take advantage of opportunities in construction. Whether you want to embark on a new career, establish a networking base, be a mentor/mentee, make a difference in your community, continue your education, or invest in great friendships, NAWIC offers a variety of opportunities - large and small. NAWIC’s Core Purpose is “To enhance the success of women in the construction industry”. To achieve the core purpose we have three Core Values: • “Believe” in Ourselves - Professional development opportunities build competence and confidence through recognized certification courses, professional seminars and exposure to the latest technology and industry developments by taking advantage of the benefits available through NAWIC. Opportunities exist to develop leadership skills and serve as a leader in various capacities. • “Persevere” with the Strength of our Convictions – The value of NAWIC is fostered by the support of women through mentoring, education and career guidance experienced through local chapter involvement. Strength is built through our commitment to make the construction industry a better place to work and to be a resource of job opportunities for women. Involvement in communities through construction industry projects, scholarships and NAWIC Education Foundation certifications strengthens the construction industry. • “Dare” to Move into New Horizons – As a NAWIC member, you are encouraged and motivated to further your education, develop new skills, address challenges in the industry and strive for career excellence. Join us at our monthly meetings the third Tuesday of each month (except November) at the Fargo Holiday Inn by contacting Amy Berg at (218) 234-6633 or aberg.nawic@ yahoo.com and learn about NAWIC first hand. We will be holding our 37th Annual Industry Live Auction Nov. 19 to support our construction education programs. This is always a fun night and great way to help promote the construction industry and meet our scholarship recipients (our future construction industry). www.hbafm.com
Elliot’s Economics
Rate Rise in September? Elliot’s Brief Blog The Federal Reserve dropped the federal funds rate to zero in late 2008. Never in their wildest imagination did they think that seven years later, the rate would still be zero. Of late, reasons the rate remains low include a rapid slowdown in Chinese growth, a tumbling Chinese stock market, the ongoing Greek crisis, and closer to home, very weak inflation and slow growth. Despite these problems, the Fed will raise rates soon, quite possibly in mid-September. While China’s GDP is now growing at a sub-7 percent rate for the first time in decades, outside of a small reduction in American exports to China and slightly weaker raw material prices, the impact of the slowing will be little felt by us. As for the stock market swoon, it’s important to note that equities play a minor role in the Chinese economy. Fewer than 15 percent of Chinese household financial assets are in the stock market, and the value of all tradeable shares is about 30 percent of GDP, compared to 125 percent here. As a result, just as the run up in prices had little impact on the real Chinese economy, the bust will be no different. Also, the recent stock market selloff, just like the previous one, is not a harbinger of economic decline. Looking to Europe, while Greece is likely to roil the EU for years, it is no larger economically than Oregon. Moreover, because 83 percent of Greek debt is held by other European nations, the IMF and the ECB, only 17 percent is held by private banks. Thus, even a complete Greek bankruptcy would do little damage to the rest of Europe. This was evidenced during the run up to the snap referendum Prime Minister Tsipras recently called to improve his bargaining position. It backfired as there was virtually no increase in volatility in European stock, bond and foreign exchange markets. In terms of impact to the U.S., a slightly weaker euro will hurt exports marginally but there will be few, if any, other consequences. As for our economy, the unemployment rate is fast approaching 5 percent or full employment, and the labor market has hit its stride. Last year, monthly employment growth averaged 260,000, the best since 1999, and so far this year it is averaging a respectable 208,000. In 2013 it was 199,000 and in 2012 it was 188,000. As you can see, monthly employment growth peaked in 2014, suggesting that there will be no more additional mass movement from the ranks of the unemployed to the working. As for GDP growth, it was 2.4 percent last year, 1.5 percent in 2013, and has averaged 2 percent since the end of the recession. Here too, there appears no indication that rapid GDP growth is right
Rate Rise in September continued on page 27
8/3/2015 Rotten Revision
Recently revised GDP numbers show that GDP in Q1/15 grew at 0.6 percent not by -0.2 percent, but also revealed that GDP growth was just 2 percent between 2012 and 2014, not 2.3 percent, a sizable reduction. This means labor productivity growth is worse than earlier dismal readings suggest. Given such weak productivity growth, GDP can’t grow fast. Thus waiting beyond September to raise rates hoping things get “much better” is waiting for Godot.
8/4/2015 Waning Wealth
The inflation-adjusted median wealth of families headed by someone over 61 rose 40 percent between 1989 and 2013, from $150,000 to $210,000. For households headed by someone aged 40 to 61, wealth fell 31 percent from $154,000 to $106,000, while for households headed by someone under 40, wealth declined by 28 percent from $20,000 to just $14,000. While the Great Recession is clearly partly to blame, it has merely accentuated longerterm trends.
8/7/2015 New Numbers
The Friday File: The Bureau of Economic Analysis recently launched a new economic data series called Final Sales to Private Domestic Purchasers (FSPDP). This is awesome! What more could an economist want? This series will exclude the most volatile components of GDP including inventories, exports, imports, and government spending. What’s left? That said, it will offer a more stable and possibly a more forward-looking estimate of underlying GDP.
8/10/2015 Dole Dollars
Wage assistance programs aren’t generally a subsidy to low-wage employers. Medicaid, TANF, SNAP and CHP reduce the supply of low wage workers, because the unemployed qualify for benefits thus decreasing their incentive to work. This disincentive raises the wage necessary to attract workers. The exceptions - the EITC and child care subsidies, which are only available to low-wage
Elliot’s Brief Blog continued on page 27
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LETTER FROM THE PRESIDENT
Home Builders Care Supports Students, Suggests Member Involvement in Tuition Assistance As school starts back up again, a new batch of students are beginning their Dan Parrow, ISR Homes Home Builders Care Foundation of Fargo-Moorhead 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 www.hbcfm.com Home Builders Care Foundation was created in 1993 by the Home Builders Association of Fargo-Moorhead. It is a local 501(c)3 nonprofit charitable organization. It was established with funds donated by HBA members, fundraising events and the HBA itself. The purpose for its creation was to provide an outlet for the builder, remodeler, and companies related to the building industry to show the community that there is more to the building industry than demolition, construction and remodeling. The HBA handles the administratvie duties for the foundation at no charge. Any contribution designated to the foundation goes directly to the foundation and its charitable work.
President Dan Parrow, ISR Homes Vice President Bob Kochmann, Kochmann Brothers Homes, Inc. Secretary Casey Beckerleg, Stenerson Lumber Treasurer Monica Hart, Monica Hart Interior Design TRUSTEES Dave Anderson, Dave Anderson Construction Dan Beecher, Foam Doctor’s, LLC Randy Cramer, NAI North Central Sylvia Lunski, Design Direction, Inc. Chad Maloy, Gate City Bank Brad Morris, Casselton Lumber Dustin Murray, Dustin Murray Construction Past President Mike Anderson, Bierschbach Equipment & Supply
Address inquiries to Jenny Erickson 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 jenny@hbafm.com
studies at Minnesota State Community and Technical College and North Dakota State College of Science. Our industry needs these students more than ever before. We are hearing from every sector that workers are in demand. I know you have read this in my last few letters and it bears repeating because we, as an industry, can do something about the workforce shortage. Helping to develop and maintain strong programs at local trade schools will encourage students to attend construction programs and pursue careers in our industry. The example set by diesel companies and their support and sponsorship of local programs is one we would do well to follow. Students in the diesel programs at M State and NDSCS are given tuition assistance or reimbursement and then have guaranteed positions after graduation. While members of the HBA of F-M are generally much smaller companies than the large diesel manufacturers, together we are strong and have influence over our local schools. HBA and HBC leadership have been discussing with representatives of both schools ways for our Association and Foundation to support students studying construction trades. Our first step is to identify anyone interested in supporting the students while at school. This means internships, part-time and/or full-time jobs, tuition payment or reimbursement and full-time jobs after graduation. I think many of you would be more than willing to hire these students, however, we also want to encourage them to finish their studies, so flexibility is key. We need to work with the students and schools to develop a schedule that works for the student, school and contractor. The biggest piece of this is the tuition payment or reimbursement. It sounds a little scary, but with the help of both M State and NDSCS, I believe we, as members, in conjunction with HBC can develop a program that allows us to support students in this way. A tuition reimbursement program could work over time with the student paying tuition up front and then be reimbursed by their employer over a period of two to five years. Students and contractors would most likely need to sign employment agreements and have benchmarks in place. I am excited about the possibilities that exist within the two trade schools in our area. In a report from NAHB, workforce supply for our industry was 7,849 people in 2013. That is for the entire state of North Dakota. The projected workforce demand for 2013 was 13,383 people and for 2015 is 16,976 people for the construction industry in North Dakota. Clearly, we need a lot more people than we have now. Please let Jenny Erickson know if you are interested in helping us create a strong relationship with our trade schools and support students. You can contact her at (701) 232-5846 or jenny@hbafm.com. If you are interested in serving on this board, contact Jenny to see how you can support students at (701) 232-5846 or jenny@hbafm.com.
Dan Parrow HBC President ISR Homes
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NATIONAL ASSOCIATION OF HOME BUILDERS
Housing Markets Continue to Show Gradual Improvement
Aug. 6, 2015 Markets in 75 of the approximately 360 metro areas nationwide returned to or exceeded their last normal levels of economic and housing activity in the second quarter of 2015, according to the National Association of Home Builders/First American Leading Markets Index (LMI) released Aug. 6. This represents a yearover-year net gain of 13 markets. The index’s nationwide score edged up to .92, meaning that based on current permit, price and employment data, the nationwide average is running at 92 percent of normal economic and housing activity. Meanwhile, 66 percent of markets have shown an improvement year-over-year. “The markets are gradually improving and economic and job growth continue to strengthen, which bodes well for housing for the remainder of the year,” says NAHB Chairman Tom Woods, a home builder and developer from Blue Springs, Mo. “Of the three elements in the LMI (house prices, permits and employment), house prices have had the broadest recovery, with 345 markets returning to or exceeding their last normal level,” says NAHB Chief Economist David Crowe. “Meanwhile, 64 markets have met or exceeded their normal employment levels. The housing permit level has made the least progress toward normality, with only 26 markets at or above their last normal level.” “The number of markets on this quarter’s Leading Markets Index at or above 90 percent has reached an all-time high of 173, which represents nearly half of all markets nationwide,” says Kurt Pfotenhauer, vice chairman of First American Title Insurance Company, which co-sponsors the LMI report. “This is an encouraging sign that the housing and economic recovery continue to gain strength.” Baton Rouge, La. continues to top the list of major metros on the LMI, with a score of 1.47 – or 47 percent better than its last normal market level. Other major metros leading the list include Austin, Texas; Honolulu; Houston; and Oklahoma City. Rounding out the top 10 are San Jose, Calif.; Los Angeles; Charleston, S.C.; Salt Lake City; and Nashville, Tenn. Looking at smaller metros, both Midland and Odessa, Texas, have LMI scores of 2.0 or better, meaning that their markets are now at double their strength prior to the recession. Also at the top of the list of smaller metros are Manhattan, Kan.; Grand Forks, N.D.; and Casper, Wyo., respectively. The LMI shifts the focus from identifying markets that have recently begun to recover, which was the aim of a previous gauge known as the Improving Markets Index, to identifying those areas that are now approaching and exceeding their previous normal levels of economic and housing activity. More than 350 metro areas are scored by taking their average permit, price and employment levels for the past 12 months and dividing each by their annual average over the last period of normal growth. For single-family permits and home prices, 2000-2003 is used as the last normal period, and for employment, 2007 is the base comparison. The three components are then averaged to provide an overall score for each market; a national score is calculated based on national measures of the three metrics. An index value above one indicates that a market has advanced beyond its previous normal level of economic activity.
Single-Family Gains Push Housing Starts to Highest Level Since 2007
Aug. 18, 2015 Led by a strong jump in single-family production, nationwide housing starts inched up 0.2 percent to a seasonally adjusted annual rate of 1.206 million units in July, according to newly released data from the U.S. Department of Housing and Urban Development and the Commerce Department. This is the highest level since October 2007. Single-family starts rose 12.8 percent to a seasonally adjusted annual rate of 782,000 units after an upwardly revised June reading while multifamily production fell 17 percent to 424,000 units. “Our builders are reporting more confidence in the market, and are stepping up production of singlefamily homes as a result,” says NAHB Chairman Tom Woods, a home builder from Blue Springs, Mo. “However, builders are still reporting problems accessing land and labor.” “This month’s drop in the more volatile multifamily side is a return to trend after an unusually high June,” says NAHB Chief Economist David Crowe. “While multifamily production has fully recovered from the downturn, single-family starts are improving at a slow and sometimes intermittent rate as consumer confidence gradually rebounds. Continued job and economic growth will keep single-family housing moving forward.” Regionally in July, combined singleand multifamily starts rose by 20.1 percent in the Midwest and 7.7 percent in the South. The Northeast and West posted respective losses of 27.5 percent and 3.1 percent. Editor’s Note: After several months of permit gains, In calculating the LMI, NAHB utilizes employment data from the Bureau of Labor Statistics, overall permits fell 16.3 percent in July. house price appreciation data from Freddie Mac and single-family housing permits from Single-family permits dipped 1.9 percent the U.S. Census Bureau. The LMI is published quarterly on the fourth working day of the to a rate of 679,000 while multifamily month, unless that day falls on a Friday -- in which case, it is released on the following permits dropped 31.8 percent to Monday. For historical information and charts, please go to nahb.org/lmi. 440,000. All four regions posted permit losses in June. The Northeast, Midwest, South and West posted respective drops of 60.2 percent, 4.6 percent, 1.7 percent www.hbafm.com 25 and 9.9 percent.
Do you Need Workers? Want More Skilled Labor? Support YOUR Foundation!
by Jenny Erickson, Director of Development & Education Home Builders Care is the charitable arm of the HBA of F-M and is dedicated to being a positive outlet for members to give back to the community. Consider donating to Home Builders Care now! • Donate to support Trades for Grades and help fund scholarships. • Donate to support workforce development activities like the Lego Homebuilding Competition; Herdina Academy for the Construction Trades and Health, Tech & Trades Career Expo. • Give to support organizations like Rebuilding Together of Fargo-Moorhead Area Foundation or Lake Agassiz Habitat for Humanity. We are working on a great project opportunity in 2016 - stay tuned! • Host us at any public or networking event you organize. We have found these events are great for spreading awareness about HBC while raising some money. • As you are considering end-of-the-year gifts for your clients and customers, consider making a donation in their name to Home Builders Care. What better way to say thank you than supporting the industry that supports you! Donations of any amount are gladly accepted and allow us to help and support more people. You can now donate online using a credit card! Check out www.hbcfm.com and click on Donate. Donations are securely processed through PayPal.
HBA Sets Dates for Certified Lead Renovator Refresher Courses 2015 will mark the five-year anniversary since hundreds of
local contractors received their Certified Renovator designation from the Environmental Protection Agency to comply with the Renovation, Repair and Painting rule. It is required for all contractors disturbing six square feet or more in structures built in 1978 or earlier. Contractors must take a four-hour refresher course every five years to keep the certification active. Individuals who completed the initial renovator certification course accredited by EPA on or before March 31, 2010, must complete an EPA-accredited renovator refresher course before March 31, 2016, to maintain renovator certification. Individuals who completed the initial renovator certification course between April 1, 2010, and March 31, 2011, have one year added to their five-year certification. The refresher class and exam must be completed and passed before deadline or you will have to re-take the full eight-hour Certified Renovator class. If you took the class through the HBA of F-M in 2010 and are unsure of your anniversary date, contact Jenny Erickson at (701) 232-5846 or jenny@hbafm.com to determine the most appropriate date to take your refresher course.
September 18
Time: Two four-hour session options: • 8 a.m. - noon • 1 - 5 p.m. Cost: HBA Member $90 Non-Member $170 Where: HBA of F-M 1802 32nd Ave. S., Fargo Training will be presented by: UND Environmental Training Institute, EPA-certified to present RRP courses. (EPA accreditation number: NAT-RV-I-8865-1-EN)
Get ready for fall. We have everything you need!
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News Briefs continued from page 7 services early to avoid underground utility frost charges. Cold weather charges are commonly implemented by utilities once the ground has begun to freeze and necessary equipment changes must be made. If you need additional information, please review the service guides distributed by your utility, or call Xcel Energy at (800) 628-2121; Dee DeGeest at Cass County Electric Cooperative: (701) 356-4400; or Joe Moore at Moorhead Public Service: (218) 477-8083.
Minnesota shares code update regarding bonus rooms over garages
Moorhead Building Official Jack Nyberg notified the HBA of F-M last month that the Minnesota Department of Labor & Industry has issued a “division opinion” that affects contractors building homes with bonus rooms over garages. It allows duct work to be installed in the floor ceiling assembly, without the requirement to test, if the duct work is located above the insulation for the building envelope and the duct is insulated to a minimum of R-8 with a vapor retarder. Nyberg noted that this has been a hotly debated issue. He learned of the opinion late August, though it was originally issued in May. To see a copy of the opinion, contac the HBA of F-M at info@hbafm.com or (701) 232-5846.
WSI Offers OSHA 10 online training program
Workforce Safety & Insurance (WSI) is committed to making North Dakota workplaces the safest in the nation. OSHA statistics show that most workplace injuries occur within the first year of employment. WSI data is consistent with OSHA’s statistics. Fiftynine percent of coded claims occurred within the first year of employment. The OSHA 10-Hour General Industry and Construction online training program will provide safety training and education to help employers and employees identify and prevent workplace safety and health hazards. UL PureSafety is an OSHA-Authorized Online Outreach Training Provider There is no cost at this time for those
eligible to participate. To learn more, the employer safety contact or human resources representative should contact wsi10hour@nd.gov. Rate Rise in September continued from page 23
around the corner. Finally, inflation, while very low, has stopped falling and is starting to creep up and wage growth may see some increases in the near future. With foreign economic turbulence unlikely to impact the U.S., domestic GDP and employment growth not expected to meaningfully improve, and inflation and wages hopefully on the rise, there is no longer any reason for the Fed to wait before raising rates. Moreover, by raising rates this September, the Fed will be able to wait several quarters before tightening again. By contrast, if they wait to raise rates, they may be forced to increase rates rapidly, and that could be disruptive.
Looking Forward continued from page 14
Inaugural Legislative Field Trip!
The effort is underway. We are excited to announce, on behalf of our friends at the Central Minnesota Builders Association, that the inaugural ‘legislative field trip’ will take place on Aug. 27, 2015, hosted by Gary Bechtold and Dave Billig at American Door Works in Waite Park, MN! This is a fundraiser for Sen. John Pederson, Rep. Jim Knoblach, and Rep. Tama Theis. We are excited to support these three exemplary lawmakers, and look forward to having them back in Saint Paul! BAM is working to have similar events in each local association leading up to the election on Nov. 8, 2016, starting with three in 2015. If you have any questions, please contact Forrest at forrest@bamn. org, or call the BAM offices (651) 646-7959.
U.S. Department of Labor’s continued from page 14 temporary help, food service, day care, hospitality and garment manufacturing. Employers should review their independent contractor arrangements carefully to assess compliance with the above standard. In particular, employers should examine closely the status of workers who are engaged full time, who have no other clients or customers and who have made little or no investment in their own business. Elliot’s Brief Blog continued from page 23
workers. These programs increase the supply of workers and thus reduce wages.
8/11/2015 Slow Single-family
Between 1975 and 2005, residential fixed investment (RFI) was about 4.7 percent of GDP. RFI is composed of single-family construction activity which averaged about 2.25 percent of GDP, broker commissions of about 0.75 percent, renovations and improvements of 1 percent, and multifamily of 0.4 percent. Today, all subsectors of RFI have largely returned to their historic levels with the sole exception of single-family activity, which is about 1.1 percent of GDP, about half its historic level.
8/18/2015 More Multifamily
Through July, housing starts are up 11.3 percent YTD, an increase of 65,900 units. Single-family activity is up 11.2 percent or 42,200 units, while multifamily starts are up 11.6 percent or 23,600 units. As for permits, while up 14.2 percent YTD or 85,800 units, single-family permits are up just 8.8 percent or 33,200 units, less than the rise in SF starts, while multifamily permits are up 22.8 percent or 52,600 units, substantially more than MF starts.
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Rural Living in Cass County For some, moving to the country is an attractive option.
There are beautiful landscapes, open spaces, clean air, and a feeling of privacy and tranquility. If you are considering country living, unpermitted planning and development can lead to long-lasting problems for new homeowners, neighbors, and local government. It is important to understand the rules and regulations that may apply to the property prior to selling, purchasing, building, or subdividing.
Cass County Subdivision Ordinance
The County values the land and therefore adopted the Subdivision Ordinance to prohibit land subdivision of such character where the land cannot be used safely for building purposes. In 2006, the Cass County Commissioners adopted the Subdivision Ordinance to protect and provide for the public health, safety, public convenience, general prosperity, and public welfare of Cass County. This includes providing adequate spaces for traffic, utilities, access of emergency vehicles, and for the avoidance of undue congestion of population. The standards were established to reduce conflicts between farming and other uses of land, to insure proper legal descriptions of the land, and to implement the goals and objectives established by the Cass County Comprehensive Plan (2005). Contact the Planning Office prior to splitting rural property as the Cass County Subdivision Ordinance regulations may apply.
Applicability
Before any of the following activities may occur, the rules and regulations of the Subdivision Ordinance shall be required: 1. The division of land (when non-agricultural in nature) for the purpose, either immediate or future, of sale or development; 2. Any plat or plan which includes the construction of streets, public easements, or other rights of way for access to or from any such lot, tract, or parcel; or 3. The creation of new or enlarged parks, playgrounds, plazas, or open spaces.
Items to Consider Before Your Application to Subdivide
1. Zoning – review township or city zoning ordinances to determine how the land can be used. 2. Floodplains and Wetlands – verify if there are restrictions that limit construction based on flood-prone areas. 3. Water Connections and Septic Systems – contact Cass Rural Water and Cass Public Health to determine what will be required. 4. Easements and Setbacks – determine the boundaries to assure that you will be allowed to build on the property. 5. Water Drainage – contact the Water Resource District for more information on drainage patterns and issues. 6. Rural Utilities – contact the utility companies that service your area. 7. Road Maintenance – know who maintains the roads, either the county, municipality, or the township. 8. Access – contact the county prior to creating an access to any roadway.
Benefits of Planning • • • • •
Structures are protected from hazards Historical and cultural lands are retained Water and air pollution is controlled Traffic congestion is reduced Objectionable uses can be excluded from further development • Residential and industrial areas can be segregated to reduce traffic hazards • Buildings in residential areas can be made more uniform as to type, size, height, and style of architecture for the protection of property values • Valuable farmland is maintained
Contact Us
Prior to splitting rural property, contact the County Planning Office to determine the rules and regulations that may apply when selling, purchasing, building, or subdividing land. Hali A. Durand, County Planner: 1201 Main Avenue W. West Fargo, ND 58078. Phone: 701-298-2375 Email: durandh@ casscountynd.gov Web: www.casscountynd.gov
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Muddy Boots Picnic Raises $400 for Home Builders Care Foundation The annual Muddy Boots Picnic on July 29 raised $400
Master Griller Dan Beecher, Foam Doctor’s LLC
for Home Builders Care Foundation with the help of a few volunteers and a dunk tank! Every year the HBA of F-M holds the picnic to thank our busy contractors with a free picnic lunch. This year, we added a dunk tank as a fun way to raise money for HBC. In the two hours of the picnic, our awesome dunk tank volunteers raised $400! Thank you to everyone who came out and enjoyed the picnic, our dunk tank volunteers and Dan Beecher, Foam Doctor’s LLC (our grill master)! A special thank you to our Muddy Boots Picnic Sponsor - Rigels! Congratulations to Jenna Martin, Northern Plumbing Supply, who won the KitchenAid Mixer donated by Rigels.
Jay Dietz, Jay Dietz Construction throws a ball attempting to knock Carlita Dietz, Jay Dietz Construction, into the dunk tank.
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MEMBERSHIP CORNER
Spike Superstar Stacey Belka Blue Cross Blue Shield of ND
Spike Credits
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What is the Spike Club?
The Spike Club was started by the National Association of Home Builders to recognize members who recruit and retain members to their local association. You earn one new member recruitment credit for each new Builder or Associate member that you sponsor. You can also earn a 1/2 credit for recruiting an affiliate member.
What is a Spike Superstar? An HBA
member who is a Spike Club member that has exemplified a ‘superstar’ attitude towards member retention and recruitment.
Q&A
with Stacey Belk, Blue Cross Blue Shield of ND
How long have you been on the Membership Committee? Since December 2014.
Why did you join the Membership Committee? In my current roll with Blue Cross Blue Shield of ND, I work closely with HBA members that have health insurance through the Association. By joining the HBA Membership Committee, it gives me a better perspective from both sides. Why would you encourage other members to join a committee? I would encourage joining a committee because it provides you a way to get involved on a different level. It’s an additional way for you to meet new and longtime businesses in your community on a smaller scale. What is your favorite thing about the HBA? The HBA of F-M positively promotes new and existing businesses in our community. They provide these businesses with educational as well as promotional opportunities and a great option for health insurance.
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Spike Update
Candidates Total Credits Casey Anderson ����������������������������������� 1 Mike Anderson ������������������������������������� 2 Dan Armbrust ������������������������������������� .5 Joyce Balstad �������������������������������������� 2 Mike Becker ������������������������������������������ 1 Dan Beecher ���������������������������������������� 2 Kirk Begin �������������������������������������������� 3 Stacey Belka ������������������������������������� 5.5 Justin Birkelo ��������������������������������������� 3 Dann Bjornstad ����������������������������������1.5 Mike Brekke ������������������������������������������ 1 Gerald Brossart ������������������������������������ 2 Harriet Buchholz ����������������������������������� 1 Colleen Buechler ����������������������������������� 1 Julie Carlson ��������������������������������������� .5 Toby Christensen ������������������������������ 2.5 Kevin Christianson ���������������������������� 3.5 Dllona Clendenen ������������������������������� .5 DJ Colter �������������������������������������������� .5 Kim Conzemius ����������������������������������� .5 Ben Dahl ���������������������������������������������� 1 Sue Dahl ���������������������������������������������� 1 Chad DeSmith �������������������������������������� 1 Ronald Dick ������������������������������������������ 1 Nick Dietrich ����������������������������������������� 1 Carlita Dietz �������������������������������������� 5.5 Dan Doeden ������������������������������������� 2.5 Kyle Eid ����������������������������������������������� 3 Perry Eidem ����������������������������������������� 4 Troy Fingalson ������������������������������������� 3 Paul Finn ���������������������������������������������� 1 Scott Fluge ������������������������������������������� 1 Scott Fougner �������������������������������������� 3 George Fraza �������������������������������������� 3 Vicki Fredrikson ������������������������������������ 1 Renee Freeman ����������������������������������� 3 Lori Funfar �������������������������������������������� 1 Devin Gaard ���������������������������������������� 3 Darin Gador ����������������������������������������� 4 Mark Gagner ����������������������������������������� 1 Jim Gast ����������������������������������������������� 1 Galen Gess ���������������������������������������1.5 Greg Gibb ��������������������������������������������� 1 Harry Gilbertson ����������������������������������� 4 Neil Graf ���������������������������������������������� 2 Gary Grandbois �������������������������������� .25 Barb Grande ����������������������������������������� 1 Tracy Green ���������������������������������������� .5 Jeremy Gregoire ����������������������������������� 1 Aaron Greterman �������������������������������� .5 Kevin Gustman ������������������������������������ 2 Jason Gustofson ����������������������������������� 1 Dean Halvorson ������������������������������������ 1 Ralph Hansen �������������������������������������� 3 Mike Harlan ���������������������������������������� .5 Monica Hart ���������������������������������������� .5 Donald Hastings ���������������������������������� 3 TJ Haugrud ������������������������������������������� 1 Tracy Hazelton �������������������������������������� 1 Ursula Hegvik ������������������������������������� .5 Chuck Helmstetter �����������������������������1.5 Kim Hochhalter ������������������������������������� 1 John Hough ����������������������������������������� 2
Brenda Jacobson �������������������������������� .5 Eric Johnson ����������������������������������������� 1 Erik Johnson ���������������������������������������� 3 Joey Johnson ��������������������������������������� 1 Ralph Johnson ������������������������������������ .5 Rob Jordahl ���������������������������������������1.5 Darren Klabo ���������������������������������������� 1 Scott Kneeland ������������������������������������� 1 Heidi Knutson ������������������������������������1.5 Marc Knutson ��������������������������������������� 1 Greg Krueger ���������������������������������������� 1 Chris Lange ������������������������������������������ 1 Robert Leslie ������������������������������������ 4.5 Paul Lindemann ����������������������������������� 3 Paul Linstad ������������������������������������������ 1 Rob Lyngstad �������������������������������������� 3 Charles Matthees �������������������������������� .5 Kelly McCalla �������������������������������������� .5 Steve Meyer ����������������������������������������� 1 Dustin Murray �������������������������������������� 3 Audrey Newman ��������������������������������� .5 Tyler Odden ����������������������������������������� 3 Chad Ohnstad �������������������������������������� 2 Cody Parr ��������������������������������������������� 1 Brad Paul ������������������������������������������� .5 Mark Payne ������������������������������������������ 1 Joel Peterson ���������������������������������������� 1 Edwin Ployhart ������������������������������������� 2 David Reid �������������������������������������������� 1 Russ Richards ������������������������������������ .5 Broc Roberson ������������������������������������ .5 Eric Rokke �������������������������������������������� 1 Riley Rude �������������������������������������������� 1 Dave Schmidt �������������������������������������� 3 Richard Schmit ������������������������������������� 1 Chris Schuler ��������������������������������������� 2 Randy Schwartz ������������������������������������ 1 Chris Shea �������������������������������������������� 1 Richard Simonson ������������������������������1.5 Brice Skarnes ������������������������������������� .5 Rick Stremick ���������������������������������������� 1 Mike Sunquist �������������������������������������� 3 Scott Swanholm ���������������������������������� .5 Jim Thompson �����������������������������������1.5 Dan Van Winkle ������������������������������������ 1 Nick VanOverschelde �������������������������� .5 Jeremy Wallace ����������������������������������� 3 Kent Westby ����������������������������������������� 1 Jim Wieland ������������������������������������������ 1 Ed Wilson �������������������������������������������� 4 Mike Winter ����������������������������������������� 3 Spike Member Total Credits Terry Becker �������������������������������������� 22 Kirk Begin �������������������������������������������� 7 Stacey Belka ��������������������������������������� 11 Justin Birkelo ��������������������������������������� 6 Stan Birky �������������������������������������������� 6 Bill Blixt......................................... 23.75 Clay Dietrich ���������������������������������������� 6 George Fraza ����������������������������������10.5 Devin Gaard ���������������������������������������� 8 John Koerselman ������������������������������� 20 Dawn Lahlum ������������������������������������ 6.5
Tyrone Leslie ���������������������������������� 20.5 Dan Lindquist ������������������������������������ 9.5 Sylvia Lunski ����������������������������������15.75 Nancy Michelsen ���������������������������������19 Gary Orth �������������������������������������������� 7 Tom Spaeth �����������������������������������12.25 Robin Swanson ������������������������������������ 7 Life Spikes Total Credits Dave Anderson ������������������������������� 40.5 Mike Arnold ������������������������������������ 56.5 Brent Atkins................................... 34.25 Pat Bellmore ����������������������������������� 52.5 Clark Bernard ������������������������������� 204.5 Jo Carney........................................ 26.5 Cindy Cooper �������������������������������� 468.5 Sue Cosgriff �������������������������������������31.5 Aubrey Costello ��������������������������������� 34 Terry Cullen ��������������������������������������� 27 Don Dabbert, Jr. ������������������������� 108.25 Kari Dunn........................................ 40.5 Rick Duval....................................... 69.5 Gerald Eid......................................170.5 Jason Eid ������������������������������������������ 28 Charlie Funfar ���������������������������������� 230 John Gunkelman ����������������������������� 84.5 Darrick Guthmiller ������������������������135.75 Todd Halvorson �������������������������������� 114 Vern Hanson ����������������������������������� 70.5 Ryan Hoss ����������������������������������������� 39 Peter Johnson ��������������������������������31.75 Nancy Kelly ������������������������������������ 74.5 Bob Kochmann ��������������������������� 108.75 Paul Kochmann �����������������������������291.5 Paul Krabbenhoft ���������������������������� 36.5 Ken Krajsa.................................... 1061.5 Chris Kulesa �������������������������������������� 78 Drew Likness ������������������������������������� 88 Terry Lipp �����������������������������������������165 John Mahan ��������������������������������������136 Brenda Martinson ��������������������������� 119.5 Craig Mazour ���������������������������������� 99.5 Scott Mollberg ��������������������������������� 73.5 Amber Nefzger ����������������������������������� 56 Shawn Nelson �������������������������������� 36.5 Dave Olson ���������������������������������������� 70 Gary Opp......................................... 34.5 Cary Parkinson �������������������������������� 259 Dan Passolt ������������������������������������ 55.5 Jamey Pesek ������������������������������������159 Todd Rasmussen ��������������������������� 131.5 Marcus Roman ������������������������������145.5 Stan Ryland ������������������������������������ 96.5 Dawn Schmitt ������������������������������������ 95 Rod Shafer.....................................291.5 Les Stenerson ������������������������������� 42.25 Ruth Strahm ����������������������������������321.5 Jeff Swenson ������������������������������������� 69 Terry Welle ���������������������������������������129 Deanna Wierima ����������������������������� 53.5
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REMODELERS LETTER FROMCOUNCIL THE PRESIDENT
Russ Richards, Rebuilding Together Fargo-Moorhead Area, Inc. Home Builders Association of FargoMoorhead Remodelers Council 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 www.hbafm.com Address inquiries to Allison Weckman 1802 32nd Avenue South Fargo, ND 58103 Phone: (701) 232-5846 Fax: (701) 280-1108 allisonw@hbafm.com
MEMBERS ABC Seamless Accent Contracting ACME TOOLS Allied Building Products Corp. Arvig Braaten Cabinets Inc. Crane Johnson Lumber Company Dakota Construction of Fargo, Inc. Dave Anderson Construction Design Direction, Inc. Dustin Murray Construction Fargo Linoleum Company Ferguson Bath, Kitchen & Lighting Showroom Fiske Construction, LLP Foam Doctor’s, LLC Granites Unlimited Home Heating, Plumbing & A/C, Inc. Homemakers Villa Kochmann Brothers Homes, Inc. Lake Agassiz Habitat For Humanity Laney’s, Inc. Luxury Designs Minnkota Windows, Inc. Norandex Opp Construction Paul Davis Restoration & Remodeling of the Red River Valley Rebuilding Together Fargo-Moorhead Area, Inc. Red River Electric, Inc. RRC Specialties, Inc. Showplace Kitchens Simonson Lumber Smart Spaces, Inc. Stenerson Lumber Stone Countertop Outlet Stone Holding Company Stone Ridge Builders, Inc. Syverson Tile & Stone Twin City Garage Door, Inc.
34
Start thinking about next year’s Remodeled Home Tour! Our Remodelers Council has been discussing ways to build success around our
Remodeled Home Tour as this year’s event turned out a lower number of applicants (four projects) than last year (ten projects). HBA of F-M members who are excited to participate on the Tour have told us they’ve struggled to convince home owners to allow the public to tour their homes. We encourage you to talk with your clients now about placing their home on next year’s Tour. Be prepared to broach the topic right away when you begin work on a remodel or yard improvement to allow owners to “warm up” to the idea. This way, they will get excited to have their home be part of a community showcase of renovation projects. The Remodeled Home Tour takes place every fall in conjunction with the second weekend of the Fall Parade of Homes. Projects that were started two years prior to the event date can be registered for the Tour. Similar to how the Parade of Homes showcases new construction, the Remodeled Home Tour allows consumers to see first-hand a remodel project and allow them to talk with the contractor. A copy of the Homeowner Participation Agreement has been included as an insert in this issue of the Plains Builder. Familiarize yourself with it and bring it along to projects you are working on as way to start talking to home owners about the Tour. The HBA is also looking at creating marketing pieces specifically for owners promoting the tour that you could use as well. The Association also plans to host an educational session this winter to arm you with all the knowledge that you need to enter a project on the Tour and to convince your home owners why they should be proud to put their home on the Tour. Watch for details soon. We are very excited about this year’s Remodeled Home Tour and look forward to making it even bigger and better in the years to come!
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NEW MEMBERS
ASSOCIATE Archer Real Estate Services 3270 20th St S Fargo, ND 58104 Ben Hanson (701) 356-5099 Real Estate & Sales Sponsor: Cody Abbott, Turn Key Construction, Inc. Automatic Heating & Air Inc. 1446 3rd Ave N Fargo, ND 58102 Al Cloutier (701) 232-6146 Heating & Air Conditioning Contractor Sponsor: Joe Volk, Automatic Heating Company Dittus Real Estate LLC 200 45th Ave S Fargo, ND 58103 Ron Dittus (701) 212-6480 Real Estate & Sales Sponsor: Sylvia Lunksi, Design Direction, Inc.
Keller Williams Roers Realty 200 45th St S, Ste 200 Fargo, ND 58103 Jodee Bock (701) 356-6423 Real Estate & Sales Sponsor: Jim Roers, Roers Construction and Development, Inc.
BUILDER
Stylemark Builders Inc. 3713 Hidden Cir West Fargo, ND 58078 Dustin Jung (701) 866-8367 Builder - Custom Homes Sponsor: Ken Krajsa, Bell State Bank & Trust Burchill Construction 787 23rd Ave N Wahpeton, ND 58075 Tracy Burchill (701) 640-2830 Builder - Custom Homes Sponsor: John Koerselman, Red River Drywall & Painting Services, Inc.
Interstate Engineering, Inc. 1999 4th St N, Ste A Wahpeton, ND 58075 Damon DeVillers (701) 642-5521 Engineering Sponsor: John Koerselman, Red River Drywall & Painting Services, Inc.
Thank you 2015 Member Meeting Sponsors!
36
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ADVERTISER INDEX Acme Tools Aggregate Industries Bell State Bank & Trust Blue Cross Blue Shield of ND Camrud-Foss Concrete Construction Carpet World Cass County Abstract Company Cass County Electric Cooperative Central Minnesota Credit Union Coldwell Banker First Realty Crane Johnson Lumber Co. Dawson Insurance
26 9 38 37 21 20 38 37 20 7 20 11
Cass County Electric Cooperative cares for the environment; nearly 40 percent of our energy mix is renewable. We aren’t stopping there. Plans are under way for a community solar array to be located in Fargo. The production of panels will be available exclusively to CCEC members—all without the hassle of equipment installation and maintenance. Reserve yours today. FM Title Goodin Company Hauck & Buchholz Drywall, Inc. Knight Printing Lampert Lumber Minnkota Windows, Inc. Northland Truss Systems Property Resources Group Rigels, Inc. Stenerson Lumber Stone Countertop Outlet The Title Company Valley View Xcel
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20 39 7 4 11 2 11 38 37 21 38 38 2 3 37
Building your dream home? Let’s do it together. We’re experienced, knowledgeable lenders you can trust.
Ken Krajsa 701.298.1534
Dave Froeber 701.433.7403
Karen Radtke 701.298.1606
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38
10306
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39
Home Builders Association of Fargo-Moorhead 1802 32nd Ave. S. Fargo, ND 58103 www.hbafm.com | info@hbafm.com (701) 232-5846 | (701) 280-1108 fax est. 1956
PRESORTED STANDARD US POSTAGE PAID FARGO ND PERMIT NO 1387
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Future Commercial/Retail Costco 23r
dA ven u
eE
ast
Future Park
6th Street East
Future Commercial/Retail
Lot 15 17,214 SF
S 55’
Lot 14 15,807 SF
Microtel Hotel
Lot 2 9,882 SF
SOLD
Lot 4 9,882 SF
Lot 1
ent
Lot 10 14,713 SF
SOLD
North Pond Block 1
ss Easem
SOLD
Lot 3 9,882 SF
Office
SOLD
Lot 11 15,161 SF
SOLD
River’s Bend at the Preserve
Lot 12 17,102 SF
water Pond Acce
Lot 1 10,043 SF
torm
SOLD
Lot 13 17,102 SF
Future Office
4th Street East
Lot 9 14,713 SF
SOLD
Office
SOLD
Lot 5 9,882 SF
SOLD
Lot 8 14,758 SF
Lot 6 9,882 SF
SOLD
Lot 7 17,540 SF
Lot 7 10,120 SF
SOLD
Lot 6 19,008 SF
Lot 8 10,642 SF
SOLD
Lot 5 16,405 SF
Lot 2 Lot 3 Lot 4 16,365 SF 14,736 SF 14,760 SF
nd h Po Nort
9 ot
L
Lot 10 12,627 SF
SOLD
Block 1
Block 2 Lot 11 13,828 SF
SOLD
Lot 12 12,289 SF
e Driv Lot 16
Lot 15 10,267 SF Lot 14 9,860 SF Lot 13 9,860 SF 10,104 SF
SOLD
26th
ue Aven
East
Park Freedom Elementary
Holy Cross Church/ School
North Pond at The Preserve - Concept Plan North Pond at The Preserve is the latest residential subdivision in Rusty Goose’s highly successful development known as The Preserve. Just across the street from Freedom Elementary School, the 10 acre Rustad Park Events Center and Holy Cross Church and School, and conveniently located near the Veteran’s Boulevard commercial corridor, North Pond at The Preserve is an attractive neighborhood for any family. The generously sized lots will accommodate a variety of building plans and yard configurations. Please consult the plat for actual lot sizes and dimensions. Tree placement and path locations are shown for illustrative purposes only.
Great Location. Great Amenities. Great Lots.
Interstate 94 FUTURE SANFORD HEALTH COMPLEX COSTCO 23RD AVENUE E
NORTH POND AT THE PRESERVE
FREEDOM ELEMENTARY SCHOOL
PARK
HOLY CROSS CHURCH & SCHOOL
31ST AV
ENUE E
FAMILY WELLNESS CENTER
SCHEELS ARENA
4T H
STR
EE T
E
MAPLE RIDGE PARK
Veterans Boulevard
26TH AVENUE E
32ND AVENUE E
Price List Block 1 Lot Lot 2
Block 2 Square Footage (SF)
Price
16,365
$ 89,900
Square Footage (SF)
Price
Lot 1
10,043
$ 59,900
Lot
Lot 3
14,760
SOLD
Lot 2
9,882
SOLD
Lot 4
14,736
$ 89,900
Lot 3
9,882
SOLD
Lot 5
16,405
$ 91,900
Lot 4
9,882
SOLD
Lot 6
19,008
$ 97,900
Lot 5
9,882
SOLD
Lot 7
17,540
$ 95,900
Lot 6
9,882
SOLD
Lot 8
14,756
$ 89,900
Lot 7
10,120
SOLD
Lot 9
14,713
SOLD
Lot 8
10,642
SOLD
Lot 10
14,713
SOLD
Lot 10
12,627
$ 63,900
Lot 11
15,161
SOLD
Lot 11
13,828
SOLD
Lot 12
17,102
SOLD
Lot 12
12,289
$ 63,900 $ 59,900
Lot 13
17,102
SOLD
Lot 13
10,104
Lot 14
15,807
$ 89,900
Lot 14
9,860
SOLD
Lot 15
17,214
$ 89,900
Lot 15
9,860
$ 59,900
Lot 16
10,267
$ 59,900
Great Location. Great Amenities. Great Lots. For more information contact:
www.thepreservewfnd.com Bueide Law Firm 1 North Second Street Suite 100 Fargo, ND 58102 dan@bueidelaw.com W: 701.551.5152 | C: 701.793.4063
Please send a complete contract and payment to Allison Weckman at allisonw@hbafm.com or The Home Builders Association 1802 32nd Ave S Fargo, ND 58103.
PUBLICATION AD RATES PLAINS BUILDER
HOME & GARDEN SHOW PLATINUM SPONSOR
1/8 PG
BUILDER
A magazine for HBA of F-M members | www.hbafm.com | February 2015
1/4 PG HORIZONTAL
1/2 PG VERTICAL
1/2 PG HORIZONTAL
3/4 BACK COVER
Print Size: 7.5” X 2.375”
Print Size: 3.625” X 10”
The Magazine is mailed out to 350 members, published online and sent out in an email to over 600 members. All advertisements are linked to the advertiser’s website.
SIZE
BLACK & WHITE
COLOR
1/8 PAGE
PER ISSUE $60 ANNUAL $510
PER ISSUE $75 ANNUAL $640
1/4 PAGE
PER ISSUE $90 ANNUAL $765
PER ISSUE $115 ANNUAL $955
1/2 PAGE INSIDE COVER
N/A
PER ISSUE $235 ANNUAL $1,995
1/2 PAGE
PER ISSUE $150 ANNUAL $1,275
PER ISSUE $190 ANNUAL $1,595
3/4 PAGE BACK COVER
N/A
PER ISSUE $325 ANNUAL $2,775
FULL PAGE
PER ISSUE $240 ANNUAL $2,040
PER ISSUE $295 ANNUAL $2,550
INSIDE BACK COVER
N/A
PER ISSUE $325 ANNUAL $2,750
INSERT OPTIONS
Print Size: 3.625” X 4.875”
The Plains Builder Magazine is the only industry-specific publication distributed to HBA of F-M members, local government officials, as well as state and federal legislators. The Plains Builder Magazine includes articles on vital issues facing the industry, members-only benefits and events within the Association.
PLAINS
1/4 PG VERTICAL
Print Size: 3.625” X 2.4375”
Monthly inserts are available for $210 per month, or sign an annual contract for $2,280! Inserts are 8-1/2” x 11” and can be two-sided. Advertisers provide 350 copies and an electronic copy. Paper must not weigh more than 65 lbs. Insert advertising requires a separate contract. Contact Allison Weckman at (701) 2325846 or allisonw@hbafm.com for questions.
Print Size: 7.5” X 4.875”
FULL PG
Print Size: 7.5” X 10”
Print Size: 7.5” X 7.5”
INSIDE BACK COVER Print Size: 8.5” X 11” Bleeds Required
1/2 PG SECTION COVER
MEMBERSHIP DIRECTORY & CONSUMER GUIDE
1/2 PG
Bleeds Allowed
Print Size: 4.5” X 3.5” Spot Color* or Black & White
Print Size: 5.5” X 4” Four Color, Spot Color* or Black & White
FULL PG
FULL PG SECTION COVER, INSIDE/BACK COVER
Nearly 20,000 people see the HBA of F-M Membership Directory and Consumer Guide. The guide is a 206-page, spiralbound booklet published annually by the HBA of F-M. It contains articles of interest to consumers looking to buy, build or remodel a home and a complete listing of HBA member companies. It features tabbed section covers that allow easy access to information. The directory is distributed to the HBA of F-M membership, local government officials, at the Village homebuyer education courses and to area consumers at over 40 businesses throughout the metro area.
Print Size: 4.5” X 7.75” Spot Color* or Black & White
Bleeds Allowed
Print Size: 5.5” X 8.5”
The Directory is also published online, where consumers can easily access the information. Advertisements are hyperlinked to the advertiser’s website.
ADDITIONAL INFORMATION
For covers and section covers, allow .25” bleeds and keep all graphics at least .25” from the outside edge of the page. *Spot Color is TBD. Spot color and black-and-white ads must be submitted in grayscale or spot color formats only. Only four-color ads should be submitted in CMYK.
ENHANCED LISTING
At only $90 for directory advertisers or $215 for non-advertisers, you can choose to have priority in directory searches at www.hbafm.com/directory and your logo with both your main membership listing and your business category membership listing(s) in the printed and online Directory. For advertisers, that is a discount of $125! All HBA of F-M members receive one free membership listing and one free business category listing and can purchase additional business categories for $40.
PRINTED
DELIVERED TO
DISTRIBUTED AT
COPIES
MEMBERS
MEMBER BUSINESSES
4,500
850
46
SIZE
PRICE
1/2 PAGE
$500
1/2 PAGE SECTION COVER
$625
FULL PAGE
$850
FULL PAGE SECTION COVER
$1,075
FULL PAGE INSIDE COVER
$1,275
FULL PAGE OUTSIDE BACK COVER
$1,700
PERMITS PLUS
BUSINESS CARD
The Permits Plus publication debuted in 2015 for HBA of F-M members covering building industry statistics and advocacy efforts. It is published every other month in addition to the HBA’s member magazine, Plains Builder, to provide local building permit numbers and a timely update on Association advocacy efforts.
Print Size: 3.5” X 2”
1/2 PG HORIZONTAL Print Size: 7.5” X 4.875”
Permits Plus is also published online, where consumers can easily access the information. Advertisements are hyperlinked to the advertiser’s website.
2015 Moorhead Home Builders Association ofFebruary Fargo
Permits Plus +
2015 Permit Report YTD (2nd quarter) 2011
DILWORTH Total Housing Starts Single Family Twin Home Row / Town House Duplex Multi-Family New Commercial Residential Remodel Commercial Remodel Public Miscellaneous Total
Permits
10 10 0 0 0 0 1 30 8 0 5 54
Units
0 0 0
2012 Value Permits
$1,961,667 $1,961,667 $0 $0 $0 $0 $400,000 $145,996 $300,940 $0 $1,700 $2,810,303
4 4 0 0 0 0 0 36 2 0 4 46
$4,654,200 $4,654,200 $0 $0 $0 $4,090,000 $353,849 $1,881,363 $17,001,456 $0 $79,461 $28,060,328
44 38 6 0 0 0 3 262 41 0 96 446
Units
0 0 0
A bi-monthly statistics and advocacy update for HBA of F-M members 2014 2015
2013 Value Permits
$975,000 $975,000 $0 $0 $0 $0 $0 $129,773 $310,000 $0 $3,000 $1,417,773
12 12 0 0 0 0 0 28 0 0 13 53
$6,750,000 $6,090,000 $660,000 $0 $0 $0 $4,580,975 $2,141,760 $8,888,840 $0 $140,800 $22,502,375
41 31 10 0 0 5 16 173 39 0 25 299
Units
Value Permits
Units
FOR YOUR CALENDAR:
$2,598,000 $2,598,000 $0 $0 $0 $0 $0 $188,138 $0 $0 $25,000 $2,811,138
5 5 0 0 0 0 1 25 2 0 11 44
$8,382,100 $7,271,400 $1,110,700 $0 $0 $12,140,000 $26,882,941 $1,741,548 $8,208,304 $0 $83,000 $57,437,893
103 53 26 6 0 1 12 208 44 0 26 394
129 The unemployment rate inched up $11,244,674 85 to 5.7 percent in January from 5.6 percent$3,892,925 in December, which is in 44 fact a positive development as this was due to more individuals 0 24 change$3,240,000 seeking work. In January, home 0 builders and remodelers $0added 0 20,100 jobs on a seasonally adjusted 6 basis. Over$660,000 the last 12 months, the10 industry has created 162,000 jobs. $6,770,597 11 -David Crowe, $3,356,923 237 NAHB Chief Economist Eye on Economy, Feb. 11 $6,896,314 46 $0 0 $107,010 23 $36,168,443 456
$42,116,798 173 $35,922,798 137 $4,802,000 20 12 $1,392,000 16 0 $0 0 336 $22,490,999 14 $26,443,546 30 $8,999,222 524 $19,488,443 188 $13,865,084 39 $17,814,706 204 $151,218,798 1,172
$37,951,681 208 $31,357,681 147 $4,374,000 20 16 $2,220,000 41 0 $0 0 526 $43,838,000 2 $197,854,040 33 $8,437,448 549 $69,375,426 198 $76,854,991 21 $13,698,652 142 $448,010,238 1,153
0 0 0
0 0 0
MOORHEAD Total Housing Starts Single Family Twin Home Row / Town House Duplex Multi-Family New Commercial Residential Remodel Commercial Remodel Public Miscellaneous Total
27 27 0 0 0 2 4 230 46 0 39 348
0 0 60
0 0 0
Value Permits
0 0 190
$1,317,000
17 15 2 0 March 9, 16, 29 $0- EPA 0 RRP Refreshers $0 0 March 24-27 - OSHA 30$1,078,000 Hour Construction Course 2 (Free$306,239 to members) 27 April 7-8 - OSHA 10$3,015,000 3 Hour Construction Course $0 0 (Free to members) $58,999 April 28 - Fargo Special 5 Election $5,775,238 54 March 13 - MN Power $1,317,000 Limited Technician CE
Units local Fargo
April 30 - May 3 and May 7-10 - Spring Parade of Homes
$4,830,850
10
Value
$2,336,503
0 0 revisions 0 to its floodproof $0 In December, Fargo’s City $0 Commission adopted foundation requirements. HBA 0 $0 of F-M leaders 0 involved0with preparatory $0 meetings on these changes were not presented an opportunity to review $0surprised to find 0 troubling0changes affecting $0 the 0 final document and were cost. Association leaders are working with Fargo’s engineering and $120,000 inspections departments to iron out issues1and provide education $319,600 to the industry on the $193,384 changes so contractors can and 29prepare accurate bids$192,706 planning for projects. $205,000
3
$766,188
Last month, Fargo learned it would be allowed to continue participating $0 which allows 0 construction of homes $0 in FEMA’s “basement exception” with basements even though they are in the floodplain. Due to the no 8 floodproof foundation$20,878 basement failures$15,689 for over 40 years, and strict standards, FEMA will allow the exception50 until the floodplain is$3,635,875 revised $5,364,923 again.
SIZE
20-Yr Avg Permits
12 10 2 0 0 0 1 37 2 0 7 58
Units
0 0 6
The 2015 Minnesota Building Code became effective Jan. 24. A new provision requires fire sprinklers in certain housing types and sizes $25,494,499 69 $12,731,680 including two-family dwellings, townhouses and single-family dwellings of 4,500 square feet or more. $17,908,499 47 $9,433,755
The 2015 Minnesota Energy Code was 17 scheduled to become effective $7,586,000 $2,649,925 Feb. 14. Home builders should be aware of the changes regarding 0 $0 door testing 1 requirements. 5 $648,000 foundation insulation and blower 0 0 the HBA of0 F-M have access $0 Minnesota contractors who$0 are members of to the Builders Association of Minnesota’s 4 members-only website at www. 240 $20,226,880 99 $7,423,376 bamn.org. BAM’s code guides are valued at over $10,000, and they will help you navigate and comply with the new name $6,402,388 9 codes. Request a user $8,998,150 and password from Katherine Nielsen at (651) 646-7959 ext. 162 or $2,245,106 222 $2,273,340 visit the website contact page: www.bamn.org/contact. 43Building Official following $9,308,298 Jack Nyberg $5,546,574 has been named Moorhead’s the retirement last month of Kurt Wenzel. Nyberg has been part of the $0 0 $0 Moorhead Building Codes team since 2000. He also has experience as $559,800 42 Nyberg holds certifications $194,014 a mechanical inspector for the city of Fargo. as both a Minnesota Certified Building Official and Master Plumbing $40,928,857 Certification$60,475,247 from both Minnesota and 389 North Dakota, having worked in the trades for several years prior to working in building codes.
81 54 23 1 0 3 11 276 38 0 35 444
3 1 65
BLACK & WHITE
Value
$1,871,723 $1,659,323 $212,400 $0 $0 $170,621 $982,483 $207,697 $310,118 $5,782 $46,104 $3,594,529
BUSINESS CARD
PER ISSUE $82 ANNUAL $415
1/2 PAGE
PER ISSUE $245 ANNUAL $1,225
Moorhead
FARGO Total Housing Starts Single Family Twin Home Row / Town House Duplex Multi-Family New Commercial Residential Remodel Commercial Remodel Public Miscellaneous Total
Units
The revised FEMA Flood Insurance Rate Map was adopted on Jan. 16, 9 $2,240,503 2015. Flood $4,350,850 insurance is mandatory for mortgaged structures in the Special Flood Hazard Area. Check www.fargofloodinsurance.com for map $480,000 0 $96,000 updates.
March 13 - MN$0 Plumber CE $0
QUOTABLE $18,377,599
Value Permits issues uPdate
Welcome to the first issue of Permits Plus. Published six times per year in addition to the Plains Builder, it aims to provide a concise report on building permit numbers and a timely update on 5-Yradvocacy Avg efforts. Association
$11,546,903 $8,611,371 $2,461,981 $377,800 $95,750 $3,653,978 $5,213,563 $2,689,709 $9,164,957 $1,425,000 $434,823 $34,128,932
Updates continued on back page
104 92 12 0 0 6 15 547 196 15 133 1,016
$18,409,680 172 $16,956,280 125 $1,453,400 24 0 $0 23 0 $0 0 323 $18,924,900 9 $18,485,539 18 $6,121,820 596 $26,176,183 200 $19,266,410 19 $5,597,095 115 $112,981,627 1,129
$29,667,000 224 $22,769,000 180 $3,304,000 32 23 $3,594,000 12 0 $0 0 251 $17,861,294 9 $30,273,870 26 $8,440,538 511 $30,727,496 228 $9,701,417 22 $10,119,418 141 $136,791,033 1,161
$43,300,625 $35,185,805 $3,407,490 41 $4,707,330 0 $0 164 $15,579,840 $17,251,835 $8,216,208 $44,849,991 $112,475,294 $7,573,732 $249,247,525
176 136 22 18 0 8 24 545 202 23 147 1,126
$56,001,111 $42,045,111 $6,630,000 $7,326,000 $0 $1,350,000 $21,858,480 $4,010,543 $7,652,100 $8,595,097 $1,942,500 $101,409,831
187 145 26 6 0 5 13 162 25 4 27 422
$129,627,085 $99,490,265 $18,103,490 91 $12,033,330 0 $0 416 $37,156,720 $45,632,703 $14,665,241 $58,253,665 $121,070,391 $10,091,721 $416,497,526
441 337 65 25 0 16 48 958 273 27 223 1,987
$34,289,157 $28,438,313 $3,468,178 $2,382,666 $0 $23,739,007 $58,061,766 $8,043,047 $38,123,508 $46,432,639 $10,960,721 $219,649,844
172 111 50 11 0 10 26 541 188 22 122 1,080
$38,993,225 $33,474,625 $3,288,200 $2,230,400 $0 $9,170,000 $18,446,871 $2,287,519 $6,071,916 $13,046,162 $1,414,549 $89,430,242
141 101 30 3 0 3 11 149 21 2 28 355
$88,350,565 $73,587,196 $9,502,303 40 $5,261,066 0 $0 548 $40,332,383 $85,826,387 $12,796,612 $54,269,910 $59,478,801 $12,590,162 $353,644,818
403 275 104 15 0 16 49 1004 249 24 191 1,935
HBA OF F-M + 1802 32ND AVE S + FARGO ND 58103 + (701) 232-5846 + HBAFM.COM + INFO@HBAFM.COM
18 0 320
11 0 276
$24,871,822 $18,768,916 $4,939,295 $1,163,612 $0 $15,205,160 $33,033,301 $6,165,861 $22,639,660 $22,818,004 $7,681,830 $132,415,639
WEST FARGO Total Housing Starts Single Family Twin Home Row / Town House Duplex Multi-Family New Commercial Residential Remodel Commercial Remodel Public Miscellaneous Total
69 57 4 8 0 2 3 130 15 6 23 248
8 0 24
$13,708,500 $12,030,500 $732,000 $946,000 $0 $1,390,000 $320,000 $1,102,763 $1,415,010 $3,321,365 $132,040 $21,389,678
178 158 20 0 0 4 21 162 27 5 33 430
0 0 48
$34,895,590 $32,643,590 $2,252,000 $0 $0 $3,000,000 $20,493,500 $1,837,164 $2,078,695 $37,072,795 $3,446,950 $102,824,694
210 180 30 0 0 5 11 121 24 0 23 394
0 0 177
$43,027,180 $39,140,180 $3,887,000 $0 $0 $12,010,000 $10,064,000 $1,553,942 $15,120,162 $0 $292,857 $82,068,141
219 167 28 3 0 11 22 165 37 3 28 485
24 0 384
$47,333,744 $41,513,744 $2,940,000 $2,880,000 $0 $28,100,000 $39,498,375 $2,933,181 $4,093,615 $16,241,551 $1,258,400 $139,458,866
WEBSITE AD RATES
257 161 46 18 0 2 10 231 20 6 27 553
50 0 12
16 0 129
10 0 81
$20,877,454 $17,022,269 $2,861,735 $993,450 $0 $4,199,968 $7,720,059 $1,330,968 $3,289,521 $5,262,215 $965,505 $43,645,690
TOTAL
Total Housing Starts Single Family Twin Home Row / Town House Duplex Multi-Family New Commercial Residential Remodel Commercial Remodel Public Miscellaneous Total
210 186 16 8 0 10 23 937 265 21 200 2,041
$38,734,047 398 $35,602,647 325 $2,185,400 50 8 $946,000 23 0 $0 0 407 $24,404,900 13 $19,559,388 42 $9,251,942 1056 $44,893,589 270 $22,587,775 24 $5,810,296 248 $141,451,043 2,051
$72,287,590 487 $62,477,590 403 $6,216,000 72 23 $3,594,000 12 0 $0 0 299 $20,861,294 19 $55,348,345 53 $12,549,235 833 $42,005,031 291 $46,774,212 22 $13,710,168 202 $263,535,875 1,907
$96,124,078 500 $84,932,378 362 $9,799,700 74 12 $1,392,000 25 0 $0 0 703 $46,640,999 26 $63,390,487 65 $12,482,850 922 $42,816,909 271 $13,865,084 42 $18,215,563 269 $293,535,970 2,095
WWW.HBAFM.COM
7/16/2015
$104,980,024 611 $85,433,099 408 $11,206,925 112 64 $8,340,000 59 0 $0 0 916 $72,598,000 14 $245,201,012 56 $15,033,791 1044 $83,380,355 267 $93,096,542 27 $15,123,061 197 $629,412,785 2,216
No assurance is provided on this report. Permit information here may have changed. For the most current permit information, please contact the individual cities.
The HBA of F-M is working on unveiling a brand new website this September! Be a part of the HBA’s new website by taking advantage of 2016 Introductory Rates! Only ten advertising spaces will be available for the home page and interior pages.
$59,024,814 $46,061,879 $10,332,324 24 $2,534,862 0 $95,750 408 $23,229,728 $46,949,406 $10,394,235 $35,404,256 $29,511,001 $9,128,262 $213,641,703
SIZE
PRICE
Interior Page 400 Px X 400 Px
PER MONTH $120 ANNUAL $1,150
Home Page 160 Px X 600 Px
PER MONTH $200 ANNUAL $1,900
2016 PLAINS BUILDER AD CHOICE
AD SIZE_____________ COLOR___________ AD ORIENTATION ������������� ANNUAL Use 2015 Ad
BY MONTH __________________________________________________ I will submit ad by Dec. 4, 2015
I will submit ad monthly by the 15th of the month prior to publication I will provide materials by Nov. 13, 2015 for HBA to design my ad AMOUNT $___________________
2016 DIRECTORY AD CHOICE
AD SIZE________________________ COLOR______________________________ $90 Online Featured Listing/Logo Promotion (discounted from $215 for non-advertisers) Use 2015 Ad
I will submit ad by Oct. 16, 2015
I will provide materials by Oct. 2, 2015 for HBA to design my ad AMOUNT $___________________
2016 PERMITS PLUS AD CHOICE AD SIZE____________________________________________________________ ANNUAL
BY MONTH __________________________________________________
I will submit ad by Dec. 4, 2015 I will submit ad every other month by the 15th of the month prior to publication I will provide materials by Nov. 13, 2015 for HBA to design my ad AMOUNT $___________________
2016 WEBSITE AD CHOICE AD SIZE____________________________________________________________ ANNUAL
BY MONTH __________________________________________________
I will submit ad monthly by the 15th of the month prior to ad posting. I will provide materials by Nov. 13, 2015 for HBA to design my ad
AMOUNT $___________________
ACCEPTABLE FILE FORMATS FOR SUBMITTED ADS PRINT Submit all electronic ads in one of the below formats to kristam@hbafm.com. • High resolution PDF • Adobe InDesign • Adobe Photoshop (.tif or .eps format) Include all fonts and supporting files (i.e., scans, logos, illustrations, photos, etc.). All images must be a minimum of 300 dpi.
WEB Submit all web advertisements to kristam@ hbafm.com. • JPEG preferred, PNG allowed.
All website advertisements must be a minimum of 72 ppi and no larger than 140 ppi. The file size must be less than 100 KB.
LOGO Submit all electronic logos in one of the below formats to kristam@hbafm.com. • High resolution PDF • Adobe InDesign • Adobe Photoshop (.tif or .eps format) • JPEG All logos must be a minimum of 300 dpi and a minimum of 3.5” wide.
ADVERTISING AGREEMENT
The undersigned hereby makes application for advertising space in publication(s) indicated on opposite page published by the Home Builders Association of Fargo-Moorhead. I understand that this contract in non-cancelable and payment is due as indicated on opposite page in regards to the advertising option(s) I indicated. COMPANY______________________________________________________________________________________________ CONTACT (first and last) __________________________________________________________________________________ AD AGENCY (if applicable)_________________________________________________________________________________ ADDRESS ______________________________________________________________________________________________ CITY___________________________ STATE________ ZIP _________________ PHONE______________________________________ EMAIL_____________________________________________________ WEBSITE (for linking)_____________________________________________________________________________________ SPECIAL INSTRUCTIONS__________________________________________________________________________________ ______________________________________________________________________________________________________ SIGNATURE________________________________________________ PRINT NAME _________________________________ DATE______________________________________ Please return contract and make checks payable to:
Home Builders Association of Fargo-Moorhead I 1802 32nd Ave. S., Fargo, ND 58103 I F. (701) 280-1108 I E. allisonw@hbafm.com
PAYMENT DUE ACCORDING TO LIST BELOW Plains Builder: Dec. 4, 2015 Directory: Nov. 2, 2015
Permits Plus: Dec. 4, 2015 Website: Dec. 4, 2015
PAYMENT Information will not be kept on file. AMOUNT DUE $____________
Pay by: Check_________ Credit Card_________
Credit Card Payment
Name on card_________________________________________________________________________________________ Circle one
Visa
Mastercard
(we do not take Discover or American Express)
Credit card number ____________________________________________________________________________________ Expiration date________________________ Verification code___________________
Billing address (of the card)___________________________________________________
Zip Code __________________
Receipt (email) ________________________________________________________________________________________
Signature of Cardholder_________________________________________________________________________________
Upcoming Education HBA of F-M Education Opportunities
To register: contact Jenny Erickson at (701) 232-5846 or jenny@hbafm.com
Sept. 18 - EPA Renovation, Repair & Painting Refresher Courses
TWO SESSIONS: 8 a.m. - noon and 1 to 5 p.m. WHERE: Home Builders Association of Fargo-Moorhead, 1802 32nd Ave. S., Fargo COST: $90 to HBA of F-M Members, $170 for non-members If in 2010, you received your EPA RRP certification you will need to take a refresher course in 2015. You must take the refresher course before your original certification expires. Each refresher course is only four hours.
Sept. 29 - Lunch Session: Manage Customer Expectations WHEN:11:30 a.m - 12:30 p.m. WHERE: HBA of F-M, 1802 32nd Ave. S., Fargo, COST: $10 (includes lunch)
October 20-21- NAHB Green Building for Building Professionals
WHEN: 8 a.m. - 5 p.m. WHERE: Home Builders Association of Fargo-Moorhead, 1802 32nd Ave. S., Fargo COST: NAHB Member, $299; Non Member, $599 Implementing cost-effective green building into your construction practices begins with up-front planning that examines the whole house and the building science behind it. In this two-day course, you will learn how to apply green building practices in the construction of a new home, remodel, site development or multifamily project. With a focus on flexibility, a sound knowledge base and cost-effective solutions, the course provides the tools for a successful green project, including a review of the newly revised ICC 700-2012 National Green Building Standard®. As a graduate of this course, you will learn how to:
Customers typically do business with organizations that they believe have the capability to meet their expectations. Every direct or indirect interaction with a customer potentially impacts their experience positively or negatively.
•
Integrate sound building science principles and a whole house approach into the design, construction and remodeling process
•
Address water, resource and energy efficiency as well as indoor environmental quality in your projects
Presented by an instructor from Dale Carnegie Training, this class will address: • Customer Experience • Interpersonal Skills • Conflict Resolution • Attitude • Communication
•
Examine specific green building practices in each chapter of the ICC 700-2012 National Green Building Standard®
•
Market and sell in the expanding green home marketplace
After this lunch sessioon, you will able to: • Determine the expectations of your customers • Manage customer expectations in order to exceed them • Utilize a customer expectations management process
Oct. 15 - Lunch Session: Building Officials Roundtable WHEN:11:30 a.m - 1 p.m. WHERE: HBA of F-M, 1802 32nd Ave. S., Fargo, COST: $10 (includes lunch)
Meet with the building officials from Dilworth, Fargo, Moorhead and West Fargo. They will be sharing information they want the building industry to know and we will have the opportunity to ask questions.
Designations: CGA,CGB,CGP,GMR,Master CGP,Master CSP. Continuing Education Credits: CAPS, CGA, CGB, CGR, GMB, CSP, Master CSP, CMP, MIRM Continuing Education Hours: 12.0
October 22- NAHB Advanced Green Building: Project Management
WHEN: 8 a.m. - 5 p.m. WHERE: Cass County Electric Cooperative, 3312 42nd St. S., Fargo COST: NAHB Member, $199; Non Member, $399 Boost production efficiency and customer satisfaction in this oneday course by learning how to integrate green-building tasks and certification (NGBS, LEED, etc.) into a streamlined project management process. Combining Project Management Institute (PMI) concepts with the “whole-house” approach to building, this course identifies important systems, documents and communication strategies. It is highly recommended that the Green Building for Building Professionals course be taken prior to this, or that an attendee has a basic understanding of green certification programs and how they work. By completing this course, you will be able to: • Describe how project management processes apply to green builders, remodelers and developers. • Integrate certification for the ANSI-approved National Green Building Standard® into project management processes. • Utilize green project management to increase operational efficiency and improve the bottom line. • Identify ways to decrease the potential liabilities associated with green building.
See back of page for more education opportunities...
HBA of F-M Education Opportunities con’t from front.
October - NAHB Business Management for Building Professionals
WHEN: 8 a.m. - 5 p.m. WHERE: Home Builders Association of Fargo-Moorhead, 1802 32nd Ave. S., Fargo COST: NAHB Member, $199; Non Member, $399
Learn the management skills that give industry leaders the edge. This course will give you a solid foundation for managing small to medium size building/ remodeling and service companies. This course explains critical elements
from planning to evaluating progress and presents practical tips and tools for managing a business successfully. You’ll get a solid grasp of business best practices and practical tools of value whether you are a new or experienced business owner. As a graduate of this course, you will be able to: Identify common business challenges and ways to overcome them. • Describe the three basic functional areas of a business. • Describe how to plan effectively for achieving business success. • Describe the organization and processes that a company needs to have in place to run efficiently. • Identify methods for recruiting, interviewing, training and retaining quality personnel. Identify performance tools to help you achieve success. • Identify methods for evaluating your progress. This course qualifies for: Designations: CAPS,CGA,CGB,CGP,CGR,Master CGP,Master CSP Continuing Education Credits: CAPS, CGA, CGB, CGR, GMB, CSP, Master CSP, CMP, MIRM
National Association of Home Builders Webinars Unless otherwise noted in listings:
• Time: 1 - 2 p.m. • Cost: Remodelers Council member fee: $19.95; HBA member fee: $24.95; Non-member fee: $44.95 • Register at www.nahb.org. Type class title in search bar.
Sept. 2 Are We Ready for Renewables Design and Technology series This session will explore the design considerations for solar when trying to get to “zero,” HERS modeling and how it considers solar inputs compared to other enclosure and electrical elements, and how to make being solar-ready easy, including roof details and planning for the electrical requirements. In addition, learn about control and monitoring options to make best use of the renewables. Presented by NAHBGreen
Working toward an NAHB Designation?
In order to support members completing designations they have started, NAHB will be offering live, online webinars over a few weeks. The courses selected for delivery in this format are mostly CGB/CGR courses not offered enough around the country to help designees that have not been able to find courses locally.
The 2015 Live Online Designation Course Schedule is as follows:
• Financial Management – November 3, 10, 17, 2015 from 1PM – 3PM EST • Advanced Green Building: Project Management – December 1, 8, 15, 2015 from 1PM – 3PM EST Registration for these courses will be available at www.nahb.org/elearning.
Sept. 16 Building Your Brand Inside the HBA Business Improvement series Association membership is what you make of it. Finding value requires you to go beyond making an annual dues payment and attending a few social events. Members who have build successful businesses at HBAs truly understand that it is the best place to build a brand and create a robust referral program. Presented by NAHB Associates Council Oct. 14 Lesson Learned from Leaders: Rules for Aspiring Leaders in Home Building Business Improvement series A panel of leaders in home building will share their stories that include some of the obstacles they overcame to get where they are today in their careers, provide advice to aspiring leaders, share insight as to what they look for when hiring, and provide some inspiration and advice to those committed to advancing their careers and developing their leadership skills. Presented by NAHB Professional Women in Building