Jim and Jimmy Nappo:
The Pair That’s Always There By Kimberly Gomes or Jim and Jimmy Nappo reliability and availability are the cornerstones of life. Whether it’s being there for clients or making time for family, the father-son team knows the value of honest, healthy relationships. “The most satisfying comment we get is that we’re always available. People who have had prior real estate experience sometimes complain that they can’t reach their agent. They don’t always know what’s going on. We’re constantly focused on responding to every phone call, text, or email promptly and I think people value that,” Jim says. Based on Jim’s 25 years of real estate expertise, the team comes with the kind of wisdom that only derives from experience. The 40-year mid-peninsula resident entered the industry in 1989 after 30 years in computer system sales. His tenure in the real estate community has given him first-hand experience of multiple markets. Since his second year in the business Jim has been a consistent top producer, ranking in the Presidents Club year after year. Much like his father, Jimmy had a natural knack for sales. After earning his marketing degree Jimmy consistently landed in the top 1%, while selling for local distribution and high tech companies. Since joining forces 12 years ago the father and son have become a reputable team, representing a wide range of clientele in Los Altos, Los Altos Hills, and its surrounding areas. “We both have been salespeople our whole lives...I think the wisdom, the experience, dad’s civil engineering background, and my marketing education offer a nice blend,” says Jimmy. Yet, their background is just the foundation of their ongoing success. The pair has a range of advertising strategies in place, helping sellers reach a diverse pool of buyers from Silicon Valley to Russia, China,
and India. Both are also firm believers in representing their clients without any aid from assistants, ensuring both sellers and prospective buyers receive clear, quality responses whenever needed. “We focus our attention on being available. When we have new listings one of us is always at the Realtor open house, while other agents have their assistants there. We realize the negotiation actually begins at that first meeting and we’re there to do that,” says Jim. The team also excels in project management. With years of experience both Jim and Jimmy know how critical proper presentation is. “Some properties have a major project management issue that needs to be handled and that’s where we thrive. We don’t necessarily recommend that people remodel, but we’ll get a house looking from ‘you don’t want to go into to it’ to ‘maybe I don’t want to sell my house.’ It looks that good afterwards. That’s our sweet spot,” says Jimmy. When they’re not prepping properties and negotiating sales the two spend plenty of quality time with their families. Jim and his wife Barbara have been married for over 50 years. They are the proud parents of Chris, Angela, Melissa, and Jimmy, and also have 11 grandchildren all of whom live in the Bay Area. Jimmy has been married to his wife Jenny for 13 years and has two girls, Courtenay and Taylor, both of whom attend Huff Elementary School in Mountain View. While the pair loves to travel and expose their families to new places, they vow to never vacation simultaneously, ensuring both their loved ones and clients have their full attention when it matters most. Alain Pinel Realtors Direct: 650.209.1567 | Office: 650.941.1111 www.nappo.com
At Opes we take pride in our relationships with Realtors®. With financing options like our Bridge Loan program, we help you put a client’s dream home within reach. 2875 El Camino Real, Palo Alto, CA 94306
650.319.1600 www.opesadvisors.com
Help when you make the most important financial decisions of your life. Opes Advisors is licensed by the CA Department of Business Oversight 4150089 under the California Residential Mortgage Lenders Act, Oregon ML-4902, Washington CL-1178435 and NMLS 235584. Equal Opportunity Lender. Opes Advisors is a registered investment advisor with the Securities and Exchange Commission (SEC). ©2014 Opes Advisors, Inc. All rights reserved.
GIVE YOUR HOME THE EXPOSURE IT DESERVES...
Local expertise with global reach
Daphne visits China, Taiwan, Hong Kong, and Singapore several times a year to promote her listings by speaking at large US luxury real estate seminars and participating in numerous real estate expos. To reach national and international luxury audiences, your listing is advertised on selected websites such as LuxuryPortfolio.com, LuxuryRealEstate.com, WSJ.com, CaiMeiJu.com, and China.apr.com.
DAPHNE CHOU, Ph.D. 周靖芠博士 WeChat & Line ID: drdaphne
License# 01452752
650.888.8268
408.218.7522
dchou@apr.com DaphneChouHomes.com
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Daphne Chou & Alain Pinel Realtors a brand name you can TRUST!
This beautiful, large, sun lit home is conveniently located in a cul-de-sac, minutes to shopping, parks, transportation and great schools. • 4 bedrooms, 3 baths, including large master suite • Additional bonus room • Ample common living areas including separate living room, dining room, and family room • Nicely sized kitchen with breakfast area and large pantry
• Large backyard with deck, pool and spa • 3 car garage • Excellent schools: Briones Elementary, Terman Middle, Gunn High School • Approximately 2,905 s.f on 8,848 s.f lot
Call for Price
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Just Listed - San Carlos Home with Stunning Views
179 Bay View Drive, San Carlos Wonderful and Spacious home with approximately 2,800 square feet including a beautifully remodeled kitchen, family room, and stunning views of the bay! Call for Price www.179BayView.com
I am very grateful for my family, friends & clients!
Happy Thanksgiving!
650.740.1580
greg@apr.com www.GregCelotti.com CalBRE#01360103
650.279.8892 joeparsons@apr.com www.ParsonsHomeTeam.com CalBRE#: 01449421
Trust | Experience | Results Joe’s background, experience, and savvy business acumen provide a solid background to help buyers and sellers reach and achieve their goals.
SOLD
SOLD
Dry Creek, Campbell
Melanie Lane, Atherton
SOLD
SOLD
White Oak, Menlo Park
Moore Road, Woodside
7
25
9
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Wishing you and your family a warm Thanksgiving from the Los Altos Staff! At Old Republic Title our exceptional service, escrow expertise and commitment to sound and ethical business practices are why we are recognized as a leader in the Title Insurance Industry. Experience this stellar service from our Los Altos branch.
Pictured from left to right: Nancy Domich, Senior Account Executive; Joann Cuneo-Daw, Branch Manager/Escrow Officer; Kathy Smith, Escrow Officer; Linda Michel, Escrow Officer; Kimberly Phillips, Escrow Assistant; Eva Joseph, Escrow Assistant
LOS ALTOS BRANCH 167 S. San Antonio Road, Suite 5 Los Altos, CA 94022 Phone: (650) 941-5700 www.ortc.com 11.4.14
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Menlo Park’s Premier Real Estate Professionals pacificunion.com | A Member of Real Living
David Barca
Amy Sung
Carol MacCorkle
Carolyn Rianda
Charlene Cogan
Cindy Liebsch
650.743.0734 License #01089060
650.468.4834 License #01436684
650.868.5478 License #00548367
650.400.8361 License #01501805
650.868.0434 License #01380340
650.591.7473 License #01324217
Deanna Tarr
Doyle Rundell
Elyse Barca
Estela Freeman
Geoff Hoffman
Geoffrey Nelson
415.999.1232 License #00585398
650.722.1385 License #01732918
650.743.0734 License #01006027
650.380.3588 License #00994614
650.464.3022 License #01264055
650.455.3735 License #01313666
Judith Beisler
Jason Sewald
Jennifer Pollock
Katherine Carroll
Kristin Cashin
Maya Sewald
650.314.7230 License #00698941
650.307.8060 License #01732384
650.867.0609 License #01215021
650.564.7122 License #01909507
650.387.2603 License #01438764
650.346.1228 License #00993290
Nathalie de Saint Andrieu 650.804.9696 License #01351482
Tom LeMieux
Shane Stent
Slava Polinkova
Susan Furstman
Suzanne Scott
650.465.7459 License #01066910
650.787.3775 License #01868925
650.288.2814 License #01363590
650.400.9321 License #01233303
650.387.4333 License #01386007 13
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RECENT SALES Central Atherton 2.8 acres; Represented the buyers Off-market; Price withheld Sutherland Drive, Atherton Represented the buyers Price withheld Altschul Avenue, Menlo Park Multiple offers; 115% of list price $1,950,000 Waverley Drive, Palo Alto Sold in 1 day over list price $6,000,000 Camino por los Arboles, Atherton Found off-market listing for our buyers $8,000,000
LOCAL KNOWLEDGE...
Family Farm Road, Woodside Represented the seller $4,300,000
Th ere i s n o s ubst i tu t e
American Way, Menlo Park Found off-market listing for our buyers $2,200,000
Eleanor Drive, Woodside Connected with an out-of-country buyer $5,700,000
To achieve success in this market, you need local connections that come
WA N TE D
from generations of experience.
If you have a property for our buyers, please contact us, or have your agent contact us.
Cashin Group excels at bringing buyers and sellers together – whether selling homes discretely or publicly, or
Move-in ready home with Bay views; up to $6 mil
privately finding homes for our buyers. We’ll help you navigate this market
Newer home in Sharon Heights or Central Menlo up to $3.5 mil
through every channel.
Cashin Group – your real estate connection. Privacy in Atherton, prefer flag lot; up to $5.5 mil
Kristin Cashin
Shane Stent CalBRE# 01868925
CalBRE# 01438764
650.387.2603
kristin@pacunion.com
thecashingroup.com
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What David Bergman’s Clients are saying...
“
My wife and I recently sold our home with David, and our experience could not have been any better. His experience is immediately recognizable, and we thankfully took every recommendation he provided. As a CPA, I can attest to David’s high professional standards. His demeanor is friendly, organizational skills top-notch, and industry experience simply unmatched. When considering who to trust with what for many will be the biggest financial decision of their lives, do yourself a favor and call David.” - Dean and Emily
“
We recently bought and sold a property with David. He was an excellent agent - very on top of all of the details, very punctual, very aware of the market. David’s brochures are very professional, and he showed off the best of our house for sale. Likewise, David was great to bounce ideas off of to determine whether the new house was the right fit for us, and how much it was really worth. David uses docusign so signing paperwork is really easy on-the-go. I would definitely use David again for future real estate needs.” - Lindsey and Darren
“
David helped us fix, stage and prepare for sale a house in Los Altos Hills. As we live out if the area, almost all if this was coordinated by him. He selected well-reputed contractors and businesses to do the work that were reasonably priced. The sale went smoothly and we are very happy with his work.” - The Burrows Family
650.948.1100 www.DavidBergman.com David@DavidBergman.com CalBRE#01223189
Ladera Gem 140 Durazno Way Portola Valley
Located in the desirable Ladera neighborhood, this 3-bedroom, 2-bath ranch home has been tastefully updated for the most discerning buyer. A 4th bedroom has been repurposed to an amazing walk-in closet and changing room. With hardwood floors throughout, the remodeled kitchen features white Carrara marble counters and stainless steel appliances by Sub-Zero and Thermador. The bathrooms have been extensively updated. Perfect for entertaining, the backyard has a built-in gazebo, a covered patio with heaters, and a built-in spa in the lawn area. Plus, this home benefits from coveted access to the Ladera Recreation Center and award-winning Las Lomitas schools. • 3 bedrooms (4th bedroom currently walk-in closet/changing room) • 2 bathrooms • Approximately 2,020 square feet • Lot size approximately 8,080 square feet Offered at $2,295,000
Check out the video here: www.140Durazno.com Scan for Video
DAVID KELSEY 650.223.5588 david@dallaskelsey.com CalBRE#01242399
TOM DALLAS 650.222.2788 tdallas614@aol.com CalBRE#00709019
www.PeninsulaEstatesGroup.com
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Seconds Buyers form their first impression of your home in six seconds. Whether that first contact is online or in person, it’s important to get it right. I know the difference that aesthetics make in buyers’ eyes. Let me expand the buyer pool by adding touches that win buyers over. Let me handle everything for you stress free. The No-Hassle, Stress-Free Guide to Selling Your Home To get your copy, visit DavidHandlesEverything.com/hf or give me a call
36 Amador Ave, Atherton Offered at $4,995,000 SOLD Represented Seller
156 Stockbridge Ave, Atherton Offered at $5,488,000 SOLD Represented Buyer
221 Blackburn Ave, Menlo Park Offered at $1,975,000 SOLD Represented Buyer
Sand Hill Road 2100 Sand Hill Road, Menlo Park 650.847.1141
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Visit my website and blog at davidweilhomes.com
1331 Cotton Ave, Menlo Park Offered at $2,399,000 SOLD Represented Buyer
David A. Weil, Realtor ® 650.823.3855 david.weil@dreyfussir.com License No. 01400271 Each Office is Independently Owned and Operated.
Time to Move?
Overwhelmed by the thought of (and hassle involved in)... • Cleaning out decades of accumulated “stuff”? • Sprucing up landscaping? • Doing (and paying for) necessary upgrades/improvements? • Living amidst a “work zone”?
What if you could hand off the job completely? This family did… SELLER SPOTLIGHT Just 21 days to prep, stage, market and CLOSE on this house… AND for $250,000 above estimated market value. LIST/SELLING PRICE:
PREP COST:
SALE TYPE:
$2,500,000 / $2,750,000
$23,000 (10X+ ROI)
All cash, no contingencies
PERSONAL TIME INVESTED:
Virtually none
We handle everything, quickly and professionally, and—ideally—with minimal involvement on your part... The market is right—right now. FREE REPORT
For a free report
detailing the above success story (plus others!) and our proven system for maximizing your home’s selling price...
Contact Chris Iverson
650.450.0450 or chris.iverson@sothebysrealty.com and fast-track your home prep today!
Visit StressFreeMove.info
OR
to download the FREE report.
OR
Call 650.918.1101
(ask for the “The Quick, No-Hassle Way to Get The Highest Price for Your Home Report”; no salesperson involved!)
Let’s get moving! Sand Hill Road
MovingToWoodside.com
Chris Iverson
2100 Sand Hill Rd, Menlo Park 650.847.1141
Each Office is Independently Owned and Operated.
License No. 01708130
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www.teamaliceandalicia.com 28120 Laura Court, Los Altos, CA 94022
S
pectacular lot located in the exclusive Los Altos Hills Quarry Estates! An incredible opportunity to build your dream home with sweeping views of the Quarry Lake and Silicon Valley lights. Approximately 3.87 Acres, Maximum Floor Area 11,689, Maximum Development Area 18,364. Desirable close-in location with easy access to walking trails, Mid-Peninsula Open Space & the Village of Los Altos.
25712 Elena Road, Los Altos Hills Sold for $2,250,000
1544 Clay Drive, Los Altos Sold for $2,300,000
1109 Russell Avenue, Los Altos Sold for $2,455,000
CERTIFIED RESIDENTIAL SPECIALIST | CERTIFIED RESIDENTIAL BROKERS Alicia Nuzzo
650.504.2394
alicia@serenogroup.com BRE#01127187
lice
&
licia
NUZZO TEAM 20
Alice Nuzzo
650.504.0880
alice@serenogroup.com BRE#00458678
$3,580,000
CHIC DOWNTOWN HOME BY ARCHITECT DAVID SOLNICK
227 WEBSTER STREET, PALO ALTO
227WEBSTER.COM
STEVE PIERCE
ADAM TOUNI
WENDY KANDASAMY
650 533 7006 spierce@zanemac.com CalBRE# 00871571
650 336 8530 adam@zanemac.com CalBRE# 01880106
650 380 0220 wendy@zanemac.com CalBRE# 01425837
OVERVIEW Great Room 3 Bedrooms + Office 2.5 Bathrooms AMENITIES High Ceilings Abundant Light Peaceful Courtyard NUMBERS House: 2,370 Sq Ft Lot: 5,628 Sq Ft SCHOOLS Addison Elementary Jordan Middle Palo Alto High
ZANEMAC.COM
THE MORGAN ESTATE: A ONCE IN A LIFETIME OPPORTUNITY | OFFERED AT $27,000,000
An architectural masterpiece said to have played host to presidents and kings. Originally built in 1914 and meticulously restored over
an 8 year period by its current owners and a team of 1,000. This magnificent estate is situated on approximately eight manicured level acres and is arguably the finest example of Tudor and Jacobean revival architecture in the United States and one of the grandest homes in California. A seamless blend of old world luxury and twenty first century sensibility is evident in the home’s systems including climate control, entertainment, lighting, connectivity and security which are all state of the art and are not intrusive to the period detailing. Two outlier buildings include a gym, utility building and a caretaker’s house. Located in a premier Silicon Valley neighborhood and a mile from downtown Los Altos and a world away from everything else. The estate’s historic designation is rewarded with a tremendous property tax savings.
Los Altos Hills | The MorganEstate.com
Arthur Sharif
650.804.4770 ArthurSharif@gmail.com www.SVLuxRE.com CalBRE: 01481940
Sale Pending
Of
fM
st Ju
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LS
l So
d
Call or visit our website: jeanandchris.com 2969 Woodside Rd. Woodside, CA
Jean Isaacson 650.387.8427 jean@jeanisaacson.com CalBRE #00542342
Chris Isaacson 650.352.3430 chris@chrisisaacson.com CalBRE #01754233
emembering STEVE BELLUMORI
Donate online at www.mafoundation.org or by mailing a check made payable to M-A Foundation for the Future to
P.O. Box 1228, Menlo Park CA 94026
with “Steve Bellumori Memorial Fund” in the memo line. For questions regarding the event, please contact
Coldwell Banker’s Lehua Greenman at lgreenman@cbnorcal.com.
Friends and family can also share their fond memories of Steve at
www.forevermissed.com
Known to the community for his generous heart and steadfast integrity Steve Bellumori, will truly be missed. The Coldwell Banker Realtor passed away of a heart attack on August 14th at 65-years-old. The loving father and husband is survived by his wife, Darline, who he met during the Peace Corps in Africa, and his two sons. Described as an authentic, caring, smart, and funny gentleman it comes as no surprise Steve’s passing comes at a great loss to the Menlo Park community. “I worked for Steve for over 25 years, and he was not only a great boss but he became a dear friend. He was a generous man with a big heart, a great sense of humor and an ever present smile. It was a pleasure just being with him,” says Carol Bunker of Coldwell Banker. “Steve was a person of integrity and someone you could always trust to do the right thing.” For over 35 years the esteemed broker has guided local residents through real estate matters with honesty and precision. Admired by his peers, Steve was seen as both a friend and mentor to many of his colleagues. “Steve was an agent’s agent. When I would go on vacation I would give our agents the number to another manager, but everyone always called Steve. They had that much trust in him,” says Wendy McPherson, Broker Manager of the Coldwell Banker Menlo Park and Woodside/Portola Valley
offices. “Steve was not only wildly financial successful, but he was very friendly and open hearted too. You just completely trusted him.” The Menlo Park broker also played an integral role in creating PRDS forms, and served as leading member PRDS Standard Forms Committee for twenty-two years. “Steve was ardent in advocating and working to ensure that PRDS continue to provide the very best tools available for agents on the Peninsula and South Bay. The continued importance of PRDS owes much to his passion,” says said SILVAR Executive Officer, Paul Cardus. Beyond his remarkable contributions to the real estate community Steve was also appreciated for his cheerful attitude, a trait that made him a pleasure to be around. “You never heard anything negative out of his mouth. He always looked on best side of things. He didn’t want to be around negative people, and he never carried a grudge. It sounds too good be true, but he really was the last person that should’ve left this earth,” says McPherson. A notably gracious man, Steve was a founding member of the Menlo Atherton High School’s Foundation for the Future, an organization that supports economically challenged students in the community. In keeping with his values, The M-A Partnership for Success connects at-risk students with comprehensive services on and off campus. As a tribute to Steve, Coldwell Banker will host a “Bells Ring For Bellumori” holiday event
on Tuesday, Dec. 2nd from 5-8 p.m. at LB Steak in Menlo Park. All donations will go towards the Steve Bellumori Memorial Fund in support of the Partnership for Success. The fund has already received $34,000 to date, illustrating the profound impact Steve has had on the community. “It wasn’t long after I met Steve that I learned what an incredible unconditional humanitarian, associate and friend he was. He will be missed tremendously by all who knew him. We are blessed that Steve left his amazing footprints for us to follow,” says Coldwell Banker Realtor, Lehua Greenman. Those interested in participating can donate online donation at www.mafoundation.org or by mailing a check made payable to M-A Foundation for the Future to P.O. Box 1228, Menlo Park CA 94026 with “Steve Bellumori Memorial Fund” in the memo line. For questions regarding the event, please contact Coldwell Banker’s Lehua Greenman at lgreenman@cbnorcal.com. Friends and family can also share their fond memories of Steve at www.forevermissed.com.
Thinking of buying a home in Lake Tahoe?
Lake Tahoe: an investment in...
excitement, fun, family, and quality time.
Why rent when you can own a great investment? Make Lake Tahoe your vacation spot and let it work for you as a rental income! Please call us for the most up-to-date listings in the North Lake Tahoe and Truckee area from starter homes in the $300,000’s to Luxury Lakefronts.
Tahoe City Beachfront Steps to the Lake 6 bed 4.5 bath
$2,750,000
North Shore Lakefront 4 bed 3.5 bath
www.TahoeRealEstateGroup.com
$1,990,000
(530) 583-1566
Dollar Point Panoramic Lakeview 9 bed 7 bath
$3,850,000
TahoeRealEstateGroup@gmail.com
True Luxury Inside & Out Reno’s most regal estate is the only property to offer 20-plus gated acres with stunning views! Close to world-renowned Lake Tahoe, prestigious golf courses, popular ski resorts and top-rated shopping and dining. Fly in and out on your own schedule with use of a private FAA approved helipad or take advantage of the convenient, easy access to the Reno/Tahoe International or Truckee Tahoe Airports. 4 bedrooms, 5 full and 3 half baths. $18,500,000 I 2500manzanita.com
About Dena Licensed in both CA & NV, Dena is a seasoned expert in helping High-Net-Worth individuals transition to the Silver State to take advantage of both lifestyle, and tax benefits. Dena is the Managing Broker of Coldwell Banker Select’s corporate office, and with over 20 years experience in both luxury real estate, and developing international relationships, Dena is dedicated to providing exceptional service to all of her clients.
Dena Hospodka Previews Specialist Managing Broker
925-984-7332 | dena@cbselectre.com www.dena.hospodka.cbselectre.com
So Much to Love in Reno!
Gorgeous Tuscan style 1 story home. Elegant yet comfortable. Located in gated community, .90 acre lot adjacent to the 5th Green of Wolf Run Golf course. 5 bdrms, 4 full baths, 5044+/- sq ft. Oversized 4 car garage. In ground salt water heated pool with electric cover. Offered at $1,197,000
It’s a joy to come home to this beautiful and private 1 story home in southwest Reno with large private yard on .50 acre. 4 bdrms, 2.5 baths, 3 car garage. Recently updated. Granite counter tops, stainless appliances, large paver patio plus deck. Great room kitchen/family room, formal living and dining. Offered at $569,000
dmcneely@dicksonrealty.com www.deemcneely.com
Terri Cole A Peaceful Place to Call Home ®
Exclusive, Private, Montreux
Gated golf course community. 4 bedroom, 4.5 Beautiful 4,521 sq. ft. 4-bedroom, 3-full and 2-half baths home with game room and theater. baths, state of the art kitchen, 4,823 sq. ft on Stunning views and 4+RV/boat garage. $824,000 .65 acre lot. 4-car or RV garage. $1,650,000
Prestigious St. James’s Village Quality custom built home on a private cul-desac. 3 bedrooms, den, 3.5 baths, 3,062 sq. ft., 3-car garage on 1 acre. Views. $798,000
geothermal heat
Office locations Zephyr Cove
Rhodes Road Beautifully Upgraded Stunning Pleasant Valley Ranch on 10 Acres
Glenbrook
Creek setting, 3 bedroom, 2.5 bath, 2-car garage, One-of-kind 4 bedroom, 5.5 bath, 4,504 sq. ft., and guest house. 8-car garage and RV/Boat garage. Single story with great room, formal dining, separate office, children’s wing and play area, large master. Private 2,610 sq. ft. on 1+acre zoned Neighboorhood Commercial and General Rural. $399,000 patios to almost every room to capture the gorgeous views. Pasture, vinyl fence, water rights. $1,420,000
Incline Village Reno Carson Valley
equestrian property
new listing
South Lake Tahoe Tahoe City Truckee Squaw Valley London
Majestic Dreams Await
Shows Like a Model Home
Sunny, Private St. James’s
Underground utilities leave beautiful views for this level 1.19 acre building lot in Majestic Pines. Adjacent to Montreux. Great opportunity. $175,000
Nicely landscaped with paver patio and water features has 5 bedrooms, 3 baths, 3,701 sq. ft. luxurious master and mountain views. $489,000
Beautiful single story 4-bedroom, 3-bath, 3-car garage home with 3 decks. On a cul-de-sac. Large pines, mature garden and seasonal creek. $699,500
“Warm wishes to you and
your family this holiday season.
TERRI COLE
”
realtor®
775 772 2466 RealEstateTerri@charter.net RenoRealEstateTerri.com Reno office: 985 Damonte Ranch Parkway, Suite 110
31
marketing communications & public relations for real estate professionals direct mail | search engine optimization | social media communications | online reputation & brand management 925.202.2426 | www.homefoliomedia.com | info@homefoliomedia.com
MORTGAGES | INVESTMENTS | ADVICE
BACK ROW: Steve Papapietro, Mortgage Advisor & Branch Manager NMLS 633683 , Ahmad Ghavi, Mortgage Advisor NMLS 633691, Ryan Ki, Mortgage & Personal Finance Advisor NMLS 291877, Tim Palacios, Mortgage Advisor NMLS 285936 FRONT ROW: Lara Larkin, Mortgage Advisor NMLS 295915, Nikki James, Mortgage & Personal Finance Advisor NMLS 293138, Tracie Southerland, Wealth & Mortgage Advisor NMLS 296909
Help when you make the most important financial decisions of your life. www.opesadvisors.com | 650.319.1600 2875 El Camino Real, Palo Alto, CA 94306 Opes Advisors is licensed by the CA Department of Business Oversight 4150089 under the California Residen�al Mortgage Lenders Act and NMLS 235584. Equal Opportunity Lender. Opes Advisors is a registered investment advisor with the Securi�es and Exchange Commission (SEC). ©2014 Opes Advisors, Inc. All Rights Reserved.