HomeFolio: Palo Alto Atherton Los Altos Hills Menlo Park Mountain View Volume 1 Issue 9

Page 1


Call or visit our website: jeanandchris.com 2969 Woodside Rd. Woodside, CA 2

Jean Isaacson 650.387.8427 jean@jeanisaacson.com CalBRE #00542342

Chris Isaacson 650.352.3430 chris@chrisisaacson.com CalBRE #01754233


JEAN AND CHRIS ISAACSON: Seasoned Insight with Local Expertise

H

aving lived much of their lives in Portola Valley, both Jean and

Chris bring to the table detailed community knowledge and decades of local real estate expertise. Jean, a Seattle native and Stanford graduate, moved to Portola Valley in 1968 before beginning her real estate career in 1975. Her son, Chris, entered the industry in 2006, bringing a management degree from Pepperdine University, as well as 15 years in residential and commercial construction lending. Together, this Coldwell Banker team has built a noteworthy reputation for their personalized care and full service approach, supported by the 100 year history and global reach of the company’s 3,000 offices in 49 countries worldwide. Chris and Jean’s local knowledge has proved invaluable for both buyers and sellers by illuminating details that make a difference. In Woodside, Portola Valley and other hill communities on the Peninsula, factors enter into the equation that would not be present elsewhere. The Isaacson team is experienced in geologic zoning, microclimates, private roads, new technology for septic systems and other factors that affect the desirability and future potential of properties. Beyond their community expertise, Chris and Jean’s down-to-earth, full service style strives to makes their clients feel comfortable every step of the way. “We respect the value of our clients’ time,” says Chris. “We tailor our approach to each individual’s taste. Our clients come from different backgrounds, so it’s never one size fits all. We want to be able to communicate with them in the way they want to

communicate. And I’ve found it’s important to educate people, to let them know what their options and choices are. We give advice, what we think would make the most sense, but also make it clear that we’ll support them in whatever their decision may be.” In today’s digital age vast amounts of information are available to buyers and sellers alike. Chris and Jean view themselves not only as experienced Realtors, but also as trusted advisors. They work to help clients differentiate between more and less important, and seek out information that might have been omitted. “I think our exceptional rate of repeat business and referrals illustrates our commitment to quality service,” says Jean. “It’s such a pleasure to help a client again after 10 or 20 years when life calls for a change in real estate needs.” Throughout her long career, Jean has seen many booms, busts, and lulls in the local market. “That helps put things in perspective,” she says. “For example, can any young buyers today even imagine interest rates near 20%, as they were in the early 1980s, when owner financing was the only way to keep the market going?” When they’re not guiding clients through real estate transactions, both Jean and Chris remain active in the community. Jean is president of her neighborhood improvement association, while Chris is the current President of the Silicon Valley Association of Realtors. For more information on how Jean and Chris Isaacson can serve you, visit www.jeanandchris.com or contact them directly at 650-352-3430. By Kimberly Gomes

At Opes we take pride in our relationships with Realtors®. With financing options like our Bridge Loan program, we help you put a client’s dream home within reach. 2875 El Camino Real, Palo Alto, CA 94306

650.319.1600 www.opesadvisors.com

Help when you make the most important financial decisions of your life. Opes Advisors is licensed by the CA Department of Business Oversight 4150089 under the California Residential Mortgage Lenders Act, Oregon ML-4902, Washington CL-1178435 and NMLS 235584. Equal Opportunity Lender. Opes Advisors is a registered investment advisor with the Securities and Exchange Commission (SEC). ©2014 Opes Advisors, Inc. All rights reserved.



70 70 .5' .5 '

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650 533 3104 pmccarthy@zanemac.com CalBRE # 01196179

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REAL ESTATE ADVISORS & BROKERS

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3745 Grove Ave

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OFFERED AT $1,598,000 483FOREST.COM

CHRIS MOGENSEN 650 924 1834 chris@zanemac.com CalBRE # 01704390

2015 FORECAST BUBBLE? Are we in the midst of a housing price bubble. SUSTAINABLE? Or is this market the new normal. STEVE PIERCE

650 533 7006 pierce@zanemac.com CalBRE # 00871571

WHAT TO DO? If you plan to buy or sell, you need to know. ANSWERS: Our 2015 Forecast addresses these and other questions. GET A COPY: e-mail Pierce@ZaneMac.com to obtain a copy


6


21571 REGNART ROAD, CUPERTINO 4 Bedrooms 2.5 Bathrooms | Square Feet 2,255, Lot Size 8,450 | List Price $1,998,000 Spacious beautiful tri level Ditz Crane home located in one of Cupertino’s most desirable locations! Formal entry leads to bright and sunny living room with fireplace, dining room leads to back garden, chef’s kitchen with modern appliances, separate family room with fireplace and wall of windows looking out to back garden. Master suite with updated bathroom and closet built ins. Award winning Cupertino Schools!

www.teamaliceandalicia.com CERTIFIED RESIDENTIAL SPECIALIST CERTIFIED RESIDENTIAL BROKERS

Alicia Nuzzo

650.504.2394

alicia@serenogroup.com CalBRE#01127187

&

Alicia Alice NUZZO

Alice Nuzzo

650.504.0880

alice@serenogroup.com CalBRE#00458678


®

Driven by Excellence At the Shriners regional pediatric medical center in Sacramento, doctors and scientists are devoted to transforming the lives of children challenged by serious injuries and congenital defects. All care is provided regardless of the family’s ability to pay. Each patient’s path to success is fueled by private donations and driven by excellence in...

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All care takes place in a nurturing environment supported by the generosity of a caring community. Built on the philosophy that people can make a positive difference in the lives of others, Shriners Hospitals for Children is supported by private donations.

Care is just a phone call away! Shriners Hospitals for Children – Northern California 2425 Stockton Boulevard Sacramento, CA 95817 (916) 453-2000 www.shrinershospitalsforchildren.org 8

Patient Referral 916-453-2191

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437 WHISKEY HILL RD | WOODSIDE

This approx. 7 acre, stunning, English·inspired, custom-built compound features a main residence and two separate cottages. The gracious single level design boasts embellished millwork, moldings, and custom light fixtures, as well as plenty of unique architectural interest. The estate’s six bedrooms are highlighted by the main home’s privately positioned master suite with walk in closet, fitness room, and access to a viewing terrace. Across the front entry is a spacious guest house with separate living and bedroom areas. The central Woodside location is surrounded by some of the most impressive estate properties in Northern California, great dining, shopping and easy access to major commute routes. Offered at $13,995,000

300 SANTA ROSA | LOS GATOS

Exquisite approx. 7,500 sq.ft., 6 bedroom, 6.5 bath home on approx. 1.19 acres nestled in the Los Gatos Mountains. Combining postmodern style with majestic natural views, the home is a natural abode for light and warmth. Recently re-designed and renovated, this home was originally built by Steve Wozniak, co-founder of Apple Computer, Inc. and retains several of his most unique design elements. WWW.LOSGATOSMODERN.COM Offered at $4,152,000

Arthur Sharif

650.804.4770 ArthurSharif@gmail.com www.SVLuxRE.com CalBRE: 01481940


JUST LISTED 245 Mountain Wood Lane Woodside

5 BR/3 BA | 3550 Sq. Ft. | 3.016 acres | Built in 1957 One of the finest locations in Central Woodside, this 3 acre parcel offers the rare opportunity to renovate or build your dream home on the private Mountain Wood Lane. Stunning Western Hill Views, surrounded by majestic trees, great light, very private, access to private equestrian trails, this property has it all. This is an estate site for your most discerning buyer. Existing 5 bedroom/3 bathroom home is usable for living or rental during your planning process with the town. OFFERED AT $8,750,000

www.245MountainWoodLane.com

DAVID KELSEY

HEIDI JOHNSON 650.868.3714

650.223.5588 david@dallaskelsey.com CalBRE#01242399

Heidi@apr.com CalBRE#00379463

www.PeninsulaEstatesGroup.com


With

extremely low inventory

now is a great time to sell !

• David has over 17 years of local real estate experience. • David is very involved in the community and is a local native. • As a former president and founder of a local construction company, David stands out in real estate with an

extensive background in construction, new home

construction and development and remodeling.

Call David

today for a no obligation

consultation about selling your home .

650.948.1100

www.DavidBergman.com David@DavidBergman.com CalBRE#01223189


RECENT SALES Central Atherton 2.8 acres; Represented the buyers Off-market; Price withheld Sutherland Drive, Atherton Represented the buyers Price withheld Altschul Avenue, Menlo Park Multiple offers; 115% of list price $1,950,000 Waverley Drive, Palo Alto Sold in 1 day over list price $6,000,000 Camino por los Arboles, Atherton Found off-market listing for our buyers $8,000,000

LOCAL KNOWLEDGE...

Family Farm Road, Woodside Represented the seller $4,300,000

Th ere i s n o s ubst i tu t e

American Way, Menlo Park Found off-market listing for our buyers $2,200,000

Eleanor Drive, Woodside Connected with an out-of-country buyer $5,700,000

To achieve success in this market, you need local connections that come

WA N TE D

from generations of experience.

If you have a property for our buyers, please contact us, or have your agent contact us.

Cashin Group excels at bringing buyers and sellers together – whether selling homes discretely or publicly, or

Move-in ready home with Bay views; up to $6 mil

privately finding homes for our buyers. We’ll help you navigate this market

Newer home in Sharon Heights or Central Menlo up to $3.5 mil

through every channel.

Cashin Group – your real estate connection. Privacy in Atherton, prefer flag lot; up to $5.5 mil

Kristin Cashin

Shane Stent CalBRE# 01868925

CalBRE# 01438764 12

650.387.2603

kristin@pacunion.com

thecashingroup.com


13


127 Laurel Avenue | Menlo Park

2156 Sterling Avenue | Menlo Park

Offered at $2,195,000

Offered at $1,800,000

8 offers | Sold 24% over asking price

3 offers | Sold off MLS| Sold over asking price

Just Sold Delivering Consistent Results for our Clients

McNair Group's distinctive strategies produce incredible results for our sellers. In 2014, 85% of our listings sold above the list price (at an average of 108% of the list price) and 70% of our listings received multiple offers. Two of McNair Group's listings set all-time highs for price per square foot in the Willows and Vintage Oaks neighborhoods in Menlo Park.


650.201.1010

Dan.Ziony@CBNorCal.com CalBRE#01380339

www.DanZiony.com 15


OL D R E P U B L I C T I T L E C O M PA N Y

S TR E N GTH & S TA B ILITY for over a centur y

Front row: Eva Joseph – Escrow Assistant, Nancy Domich – Senior Account Executive 2nd row: Kimberly Phillips – Escrow Assistant, Joann Cuneo-Daw – Branch Manager – Escrow Officer

LOS ALTOS BRANCH 167 S. San Antonio Road, Suite 5 Los Altos, CA 94022 Phone: (650) 941-5700

3rd row: Linda Michel – Escrow Officer, Kathy Smith – Escrow Officer.

Over 100 years of combined experience allows us to handle all transactions, including: • Residential • Luxury Residental • Refinance

• Exchanges • Commercial

Our clients rely on our knowledge, expertise, and ability to get the transaction closed to help service the American Dream of home ownership. 7.8.14 2.2.15 SM


We are not just an alliance.

We are a true global network.

Seattle • San Francisco • Tokyo • Aspen • Paris • Whistler • London • New York • Beverly Hill • Sun Valley • Hawaii • Atlanta • Laguna Beach • Singapore • Boston • Sausalito • Bahamas • Santa Barbara • Chicago • Vail • Cannes • Las Vegas • Santa Monica • Miami Beach • Palo Alto • Menlo Park • Venice • Coeur d’Alene • Moscow • Toronto • Playa del Carmen • Sarasota • Phuket • Santa Fe • Hong Kong • Geneva • Bend • Buenos Aires • Vancouver • Scottsdale • Beaver Creek • Turks and Caicos • Big Sky • Montreal • Grand Cayman • Rome Please contact me for information on how our Global Network can help you with our real estate needs.

Downtown Menlo Park 640 Oak Grove Ave, Menlo Park 650.847.1141

Visit my website and blog at davidweilhomes.com

David A. Weil, Realtor ® 650.823.3855 david.weil@dreyfussir.com License No. 01400271

Each Office is Independently Owned and Operated.

17


Just completed, this home combines sleek, modern design with the ambiance of a country farmhouse. The result is dazzling – the open concept floor plan features 5 bedrooms, and 4 baths ideally arranged over 3,600 sq. ft. Two walls of stacking glass doors lead to a courtyard with fire pit, and the park-like lot. GreenPoint rated, with photovoltaic solar electricity and car charger, this home has all of the tech amenities today’s buyers demand. Truly a special place to call home in one of the best neighborhoods in South Los Altos. Price Upon Request

www.1350Miravalle.com

Derk Brill E-PRO, CERTIFIED RELOCATION SPECIALIST

Alain Pinel Realtors CELL 650.814.0478

dbrill@apr.com CalBRE# 01256035

www.DerkBrill.com 18


GIVE YOUR HOME THE EXPOSURE IT DESERVES...

Local expertise with global reach

Daphne visits China, Taiwan, Hong Kong, and Singapore several times a year to promote her listings by speaking at large US luxury real estate seminars and participating in numerous real estate expos. To reach national and international luxury audiences, your listing is advertised on selected websites such as LuxuryPortfolio.com, LuxuryRealEstate.com, WSJ.com, CaiMeiJu.com, and China.apr.com.

DAPHNE CHOU, Ph.D. 周靖芠博士 WeChat & Line ID: drdaphne

License# 01452752

650.888.8268

408.218.7522

dchou@apr.com DaphneChouHomes.com

Daphne Chou & Alain Pinel Realtors a brand name you can TRUST! 19


Thank You to Our Clients for Trusting Us to Represent You in 2014

Thinking of Buying or Selling in 2015? Call us today!

24052 Oak Knoll Circle Los Altos Hills - $5,000,000 Represented Seller

13113 Maple Leaf Court Los Altos Hills - $2,300,000 Represented Seller

4155 Old Trace Court Palo Alto - $5,700,000 Represented Seller

864 Barron Avenue Palo Alto - $3,250,000 Represented Seller

505 Cypress Point Drive Mountain View - $520,000 Represented Seller

323 Fletcher Drive Atherton - $5,500,000 Represented Buyer

26890 Alejandro Drive Los Altos Hills - $2,200,000 Represented Seller

5820 Gilroy Hot Springs Road Gilroy - $1,600,000 Represented Buyer

966 Leonello Avenue Los Altos - $2,300,000 Represented Buyer

101 Robin Road Hillsborough - $8,000,000 Represented Buyer

84 Puffin Lane Watsonville - $1,058,000 Represented Buyer

61 Avocet Circle Watsonville - $3,600,000 Represented Buyer

20326 Pierce Road Saratoga - $2,050,000 Represented Seller

14662 Stonebridge Drive Morgan Hill - $1,215,000 Represented Buyer

12823 La Barranca Road Los Altos Hills - $2,905,000 Represented Seller

2212 Las Campanas Court Los Altos - $2,150,000 Represented Buyer

1942 Graham Lane Santa Clara - $960,000 Represented Seller

595 Avon Way Los Altos - $3,400,000 Represented Buyer

194 Benbow Avenue San Jose - $690,000 Represented Seller

13075 S. Alta Lane Los Altos Hills - $2,925,000 Represented Seller


650.279.8892 joeparsons@apr.com joeparsonsre.com CalBRE#: 01449421

Trust | Experience | Results Joe’s background, experience, and savvy business acumen provide a solid background to help buyers and sellers reach and achieve their goals.

SOLD

SOLD

1911 Belle Avenue, San Carlos

67 Haskins Ranch Circle, Danville

SOLD

SOLD

954 Sunset Drive, San Carlos

1924 Notre Dame Avenue, Belmont

21


22


SOLD - LOS ALTOS

SOLD - BURLINGAME

SOLD - LOS ALTOS

SOLD - MOUNTAIN VIEW

SOLD - SUNNYVALE

SOLD - LOS ALTOS

FOR LEASE - LOS ALTOS

FOR LEASE - LOS ALTOS HILLS

3 bdrm, 2 bath loaded with designer features. Top Los Altos Schools, Secure building. 7 years new. 1 year lease. $4800/mo.

Recently remodeled home with great views and location. 2 bdrm suites, vaulted ceiling, 2 car garage. Available late March. $5700/mo. 23


MARC BRYMAN

650.646.1150

Marc@MHBadvisors.com

MHB REAL ESTATE ADVISORS CalBRE#01906976

RESIDENTIAL

|

COMMERCIAL

|

MIXED-USE

Full Spectrum Real Estate for The Mid-Peninsula More and more, we work where we live and live where we play....

LIVE | WORK | PLAY | INVEST

...and understanding that evolving dynamic deserves special attention, so let’s put my 15 years of experience and $200 million in sales to work for you. Call today! Nobody Mails directly to as many Luxury Home Owners, Buyers, and Sellers as HomeFolio Media. MAILED TO EVERY HOUSE* Atherton Menlo Park Woodside

Palo Alto Portola Valley Los Altos

Los Altos Hills Lafayette Orinda

Moraga Walnut Creek Alamo

Blackhawk Diablo

*List of all Single-Family-Residence (SFR) per Fidelity Title Company, & scrubbed from the Do Not Mail List

HOMEFOLIOMEDIA.COM

DIRECT MAIL — WEBSITE DEVELOPMENT BLOGGING & VLOGGING SERVICE — ONLINE REPUTATION MANAGEMENT

Danville San Ramon


650.740.1580

greg@apr.com www.GregCelotti.com CalBRE#01360103


This sun filled home is located in the highly sought after Barron Park neighborhood in Palo Alto; conveniently located to parks, shopping & great schools, including Gunn High. Situated on a large lot with plenty of yard for play and entertaining, this 3 bed, 2 bath home is great to for those who want to move right in, expand or build their own dream home. The home welcomes you with gleaming hardwood floors in the combined living, dining room. In addition, a separate family room is the perfect play area. Call for Price

25


A MASTERFUL EXPRESSION OF MODERN DESIGN

Go to URL below or scan the QR code for video tour https://www.youtube.com/watch?v=VTewXCGWB2o

25 WEST PORTOLA AVENUE, LOS ALTOS Open House Saturday & Sunday, 1:00-5:00PM

SCHOOL OVERVIEW

PROPERTY OVERVIEW

SCHOOLS 2013 API SCORES Santa Rita Elementary (K-6)

940

Egan Junior High (7-8)

976

Los Altos High (9-12)

895

(Buyer To Verify Enrollment Eligibility)

578 University Avenue Palo Alto, CA 94301 Co-Listed with Liz Rhodes, Alain Pinel Realtors

• • • •

8 bedrooms, 5.5 bathrooms Approx. 5,437 sq. ft. home Built in 2008 Chef’s kitchen and formal dining

OFFERED AT $4,988,000

• • • •

39-foot indoor salt water pool Home theatre and office area Situated on ~10,206 sq. ft. lot Rear courtyard with entertainment deck

www.25WestPortola.com

650.218.4337 www.JOHNFORSYTHJAMES.com john.james@apr.com | CalBRE# 01138400 27


Is your Realtor giving you 100%? onsider this: Here, in our local market, when evaluating all homes sold to both International AND Domestic buyers, the largest pool of homebuyers is not only domestic, but actually located here in our own backyard! IT’S TRUE: More than 50% of the homes sold in our community are purchased by people who already live here: move-up-buyers, down-sizers, growing families, and stock option beneficiaries. So logically, The HOTTEST, most likely buyer for your home is someone who currently owns a house in our community – neighbors, local investors, local parents. People who want to stay in the community, but just want or need a different house. Many Realtors will mail “Just Listed” postcards to a few hundred, or a few thousand locals, in an attempt to target some of these local buyers, but until now, there really wasn’t a viable ways for an agent to reach every potential buyer, and current local home owner. The postage alone was just too expensive for an individual agent. Fortunately, things has changed with the introduction of HomeFolio’s Direct Mail Distribution Strategy. Our publications reach 100% of the single-family-homes* in all of the communities listed in the column to the right.

That’s more than 130,000 of the bay’s most affluent households. In addition, our exclusive online research method identifies likely buyers for specific areas, and we mail our publication directly to them. More and more top producing agents are joining HomeFolio, because when their clients ask, “how many local homeowners will see my home for sale,” HomeFolio agents simply answer, ‘ALL OF THEM!’ For when you mail to 100% of Single-FamilyResidences, you’re reaching every CEO, CFO, every move-up buyer, and every new IPO beneficiary, as well as every down-sizer who owns a home. You don’t have to narrow your focus to save money; you simply target them all! If your agent mails “Just Listed” postcards, or prints property fliers for your home, they can actually deliver that same important information to tens-of-thousands of local prospects, and drive traffic to their website, for less than the cost of 1,000 postcards. HomeFolio agents aren’t just buying a page in a magazine, they’re giving their listing 100% exposure to the largest pool of likely buyers for our community.

H O M E F O L I O M E D I A . C O M

DIRECT MAIL — WEBSITE DEVELOPMENT BLOGGING & VLOGGING SERVICE — ONLINE REPUTATION MANAGEMENT

Nobody Mails directly to as many Luxury Home Owners, Buyers, and Sellers as HomeFolio Media. MAILED TO EVERY HOUSE* Atherton Menlo Park Woodside Palo Alto Portola Valley Los Altos Los Altos Hills Lafayette Orinda Moraga Walnut Creek Alamo Blackhawk Diablo Danville San Ramon *List of all Single-Family-Residence (SFR) per Fidelity Title Company, & scrubbed from the Do Not Mail List


29


KRISTY PEIXOTO & COMPANY

Follow Us on Social Media

Estates, Ranches and Land Realtors... EstatesandRanches.com

PENDING

15282 Cull Canyon, Castro Valley

Bay Area Luxury. +/-100 Acres Only the finest in materials & finishes in this Estate Home. Call for Price.

COMING SOON

5750 Jensen Road, Castro Valley Excellent Location, Fixer and so much more 2140 sq.ft. on 1.78Acres. Only $899,000

3017 Sydney Way, Castro Valley 2 Bedroom, 1 Bath featuring 848 sq.ft. of living space on 0.29 acres. SOLD Call for Price.

8180 Byron Hwy, Brentwood Country style home, over 2 ACRES, 3 Bd, 2 Ba with 4 stall barn and more. Call for price.

41798 Vargas Road, Fremont Call Kristy and Company for details about this land. SOLD Call for Price.

0 Vargas Rd., Fremont Call Kristy and Company for details about this land. Represented Buyer SOLD $749,000

134 Crestview Drive, Orinda Call Kristy and Company for details about this home. Listed & Sold in 1 Day. Call for Price.

Kristy Peixoto

Nancy Valett

Kimberly

Coleman-Stanley

Wendy

Primary Logo

Modrell

925-251-2536 EstatesandRanches.com Kristy Peixoto and Company, REALTOR-ASSOCIATES速 with J. Rockcliff Realtors | KPeixoto@rockcliff.com | www.estatesandranches.com | 925.251.2536 | CalBRE# 01256255/ 01741240/ 01943073

Secondary Logo


Incline Creek Estates

Only 15 New Homes at Incline Village From Only $1,175,000

Incline Creek Estates is your only new home development option in prestigious Incline Village! Don’t miss this rare opportunity to own your new, single-family, detached home located within only one mile to Diamond Peak Ski Resort, two championship golf courses, and the private Incline Village Shores of Lake Tahoe. Hurry up to Incline Creek Estates today and make owning your own home in Incline Village at Lake Tahoe an affordable reality. Exclusive New Home Features:

Private Area Amenities:

• • • • • • •

• • • • • • •

5 Distinctive new home plans 4 Bedrooms, 3-1/2 baths range from 2,750 to 2,865 sq. ft. Green Building Solutions and energy efficient features Quartz or slab granite kitchen and bath counters Stainless steel kitchen appliances and knotty alder cabinetry Hardwood floors, premium plumbing and electrical fixtures Gas fireplaces and luxurious whirlpool spa tubs

Gated community with maintenance-free living (landscape maintenance and snow removal) Access to IVGID Recreation Fitness Center with indoor pool and 11-court tennis facilities Access to two private Incline Village beaches Preferred use and discounted access to two championship 18-hole golf courses Discounted access to Diamond Peak Ski Resort No state income taxes with Nevada address* Rental income management options available for first year*

* Consult the Incline Creek Estates new home sales representative for more information. All information is subject to change without notification.

CALL: 888.833.3011 WEB: InclineCreekEstates.com MAIL: info@InclineCreekEstates.com

HOURS: Open daily 11AM to 4PM VISIT: 796 Rosewood Circle Incline Village, NV 89451 BS.OO46058 Nevada

31


marketing communications & public relations for real estate professionals direct mail | search engine optimization | social media communications | online reputation & brand management 925.202.2426 | www.homefoliomedia.com | info@homefoliomedia.com

MORTGAGES | INVESTMENTS | ADVICE

BACK ROW: Steve Papapietro, Mortgage Advisor & Branch Manager NMLS 633683 , Ahmad Ghavi, Mortgage Advisor NMLS 633691, Ryan Ki, Mortgage & Personal Finance Advisor NMLS 291877, Tim Palacios, Mortgage Advisor NMLS 285936 FRONT ROW: Lara Larkin, Mortgage Advisor NMLS 295915, Nikki James, Mortgage & Personal Finance Advisor NMLS 293138, Tracie Southerland, Wealth & Mortgage Advisor NMLS 296909

Help when you make the most important financial decisions of your life. www.opesadvisors.com | 650.319.1600 2875 El Camino Real, Palo Alto, CA 94306 Opes Advisors is licensed by the CA Department of Business Oversight 4150089 under the California Residen�al Mortgage Lenders Act and NMLS 235584. Equal Opportunity Lender. Opes Advisors is a registered investment advisor with the Securi�es and Exchange Commission (SEC). ©2015 Opes Advisors, Inc. All Rights Reserved.


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