A Guide to Student Health Care Resources
Welcome to another great semester at Bowling Green State University!
In this guide, you will find resources like: Where to go for health care on and off campus
Mental health services through BGSU’s Counseling Center
Health Insurance 101
Information on the Student Health Insurance Plan (including how to waive or enroll)
See the last page for the Student Insurance Office contact information! And more!
HUB Campus Health Solutions 2024. All rights reserved.
2024-2025
Where to Go for Care
Health care is important and where you go for care can be even more important The average cost of a visit to the Emergency Room can be $2,000! Be sure you are going to the appropriate place for care based on your symptoms
Telemedicine
Use telemedicine for the timely treatment of acute or common illnesses, or when it is hard to access primary or urgent care. Providers can treat almost any condition or illness via telemedicine and it is the most affordable way to access care.
Primary Care
Visit your primary care physician for the timely treatment of acute or chronic illnesses, preventive care, and injuries. The Falcon Health Center is a great place to seek primary care!
Falcon Health Center
838 E. Wooster St. 419-372-2271
M-F: 8am - 5pm
Urgent Care
Visit an urgent care for illnesses and injuries that require immediate attention but are not life-threatening. You can receive care at the Falcon Health Center:
Falcon Health Center
838 E. Wooster St. 419-372-2271
Urgent care open 7 days a week!
Emergency Room
Visit an emergency room or call 911 for more serious or life-threatening conditions.
Wood County Hospital
950 W Wooster St. Open 24/7
Falcon Health Center
In an effort to support a healthy college experience, Falcon Health Center provides quality outpatient care that is convenient and accessible for BGSU students A collaborative relationship with Wood County Hospital and medical staff allows for a broad range of additional services. All BGSU students have access to the Falcon Health Center - you do not need to be on the student health insurance plan to visit! 838 E. Wooster St. Bowling Green, OH 43402 Open 7 days a week! Check out the hours of operation here. Services Offered: 419-372-2271 falconhealth.org Allergy Chiropractic COVID-19 Testing Laboratory Services Men’s Health Nutrition Counseling Pharmacy Primary Care To get started, call 419-728-0601 to set up a primary care appointment! Mental Health & Psychological Services Radiology Services Sexual Health Sports Physicals Travel Health Urgent Care Services Vaccinations Women’s Health Need help with transportation? Click here to view the bus schedule.
The Importance of Primary Care
The most important factor in living a healthy life is to take a proactive approach. It is vital to make sure you are visiting your doctor each year for your annual physical and to build a relationship with your provider for ongoing primary care.
Preventive screenings are also crucial because they can help detect health conditions before they become a serious concern.
Your preventive care visits and screenings are covered 100% by most insurance plans (including the student health insurance plan!) if you see an in-network provider!
Annual Physical
Your annual wellness check-up is covered at no cost if you see an innetwork provider.
Vaccinations
Flu shots COVID-19 vaccine Meningococcal Measles/Mumps Not all primary care is covered 100% but there are lots of services your primary care physician can provide!
Routine Screenings & Services
HIV screening
Blood pressure
Alcohol misuse screening
Depression screening Diabetes testing
Birth control (for individuals born female)
Learn more: Check out this short video on the importance of having a primary care physician!
Mental Health Services
Open: M-F 8am - 5pm
Individual Counseling Outreach Groups
Workshops
On-demand workshops for a variety of mental health topics.
Alcohol & Other Drug Education
Let’s Talk
Let’s Talk is a free and confidential service for BGSU students. Students can meet for a brief, informal, 15-minute consultation with BGSU Counseling Center staff.
Falcon 2 Falcon
Falcon 2 Falcon is a peer-based and lead group for BGSU students. It is held multiple times during the week for one-hour and lead by your peers.
Crisis Response Team
The Crisis Response Team is designed to provide BGSU students timely crisis services after Counseling Center business hours. Mental Matters Podcast
Services offered:
Park Office Building 715
Leroy, 104 College Park Bowling Green, OH 43403 419-372-2081
College
E
Want to schedule an initial appointment at the Counseling Center? Click here or call 419-372-2081 Need Crisis Support? Crisis Response Team: 419-372-2346 *Please note: This number is for the BGSU Police Department who will then be sent to evaluate the situation. 24/7 Crisis Services: 419-502-HOPE (4673) *Wood County Crisis Line National Suicide & Crisis Lifeline: 988 Crisis Text Line: Text HOME to 741741
Student Recreation Center
1411 Ridge Street
Bowling Green, OH 43403
Check here for operating hours!
BGSU’s award winning Student Recreation Center (SRC) offers expansive recreational opportunities with amenities including a 6,800 sq ft cardio area, 8,000 sq ft weight/strength area, Olympic size pool, warm water recreational pool, hot tub and sauna, indoor running/jogging track, courts, locker rooms, an outdoor courtyard and open recreation spaces.
The Perry Field House with a 100- x 60-yard field covered with synthetic turf (including four batting cages), and a Track Room, a 200-meter, six running/eight sprint lane track encircling four courts for basketball, volleyball, badminton, or tennis also hosts various RecWell programs.
Wanna get involved? Club Sports Intramural Leagues BGSU PAWS Team Personal Training Group Fitness Classes Well-Being Programs
A Quick Guide to Urgent Care or Emergency Room Non-Life Threatening Injuries? UrgentCare. Flu Symptoms? UrgentCare. UrgentCare. Ear Aches or Rashes? Head injury? Emergency Room. Difficulty breathing? Emergency Room. Emergency Room. Chest pains?
Your Student Health Insurance Plan
This guide will help you learn the basics and understand your benefits a little bit more Here’s what you need to know:
Who: You!
What: Bowling Green State University Student Health Insurance Plan
When: Plan year runs August 15th, 2024 to August 14th, 2025
Where: To learn more about plan benefits, uhcsr.com and enter BGSU as your school.
Why Should I Elect the Student Health Insurance Plan?
Access to Care
The student insurance plan through UHCSR provides coverage for health emergencies while traveling through UHC Global
Rich Benefits
The average health insurance deductible is almost $2,000! The deductible for BGSU’s plan is only $500!
Am I required to have health insurance?
Cost Effective
Adequate health insurance coverage is required for the following groups of students:
All international students
All domestic students taking 8+ credit hours at the Bowling Green Campus
If you do not have alternate coverage (for example through a parent’s plan, a spouse’s plan, VA Tricare, or Medicaid) you must enroll in BGSU’s plan.
It could be cheaper for you to elect the student health insurance plan versus staying on your parent’s plan. Make sure you compare the cost! All students must enroll in or waive the insurance plan on or before August 1st, 2024!
If you are a domestic or international student and plan to waive the insurance, be sure to check that your alternate coverage meets BGSU’s waiver requirements.
Student Health Insurance Plan
What’s the Benefit?
Bowling Green State University’s student health insurance plan pays for part or all of the medical services you receive. This plan has an extensive network across the United States and provides emergency coverage through UHC Global If you have questions, you can contact the Student Insurance Office at studentins@bgsu edu
How Does it Work?
It is important for you to set up your account with UHC Student Resources to receive your ID card and ensure your claims will be processed Follow these steps to get started:
to register. You will need your 7-digit
of your choice.
or
ID.
Choose a confirmation method Once you confirm your email, you will need to sign in using the
created
Considerations:
Many students automatically waive the student health insurance plan because they think the coverage would be too expensive or not as robust as their alternate coverage. That may not be the case, so be sure to take the following into consideration.
Are you an only child or the last child to leave home? It might be worth it to look at BGSU’s plan If you select the student plan through BGSU, your parent may be able to change coverage tiers (employee + family to employee + spouse or employee only) and save money by removing you from the plan!
Estimate your medical expenses for the upcoming year If you expect to have any surgeries, procedures, or take any high-cost medications, having good health insurance coverage is essential to avoiding high medical bills
If you choose to waive the student plan, be sure to check that your alternate coverage works in the Bowling Green, OH area
Go to myaccount uhcsr com 1 Click on “Register Now” 2 Follow the on-screen
Student
3.
4.
username
5 Answer the questions in your Action Center 6
prompts
SRID
Enter the username and password
and password you
Student Health Insurance Plan
Benefits In-Network Out-of-Network Deductible $500 $1,000 Coinsurance 80/20 50/50 Annual vision exam Reimbursement Covered 100% Covered 100% Office
Primary Care/Specialist Falcon Health Center Behavioral Health $25 copay, then 20% $25 copay, then 20% $25 copay, then 20% 50% coinsurance 50% coinsurance 50% coinsurance Emergency Room $125 copay, then 20% $125 copay, then 20% Urgent Care $35 copay, then 20% 50% coinsurance Prescription Copays *refer to drug formulary for more information $15/$30/$45 $15/$30/50% Annual Rate (8/15/24 to 8/14/25) $2,409
Visits
**Disclaimer: It is recommended that you use in-network providers to receive care. You may be balanced billed if you receive care from an out-of-network provider. What does balance billed mean? Check out Health Insurance 101 on the next page! Please note: these are student only rates - for information on rates that include dependents, contact studentins@bgsu edu or call 419-372-7495 What Does it Cost? Voluntary dental plan available to all BGSU students.
Health Insurance 101
Health insurance can be confusing, but it doesn’t have to be! Use the glossary of terms below to brush up on your insurance knowledge Still have questions or not sure what something means? Find a glossary of health insurance terms here!
Deductible
The amount you owe for health care services each year before the insurance company begins to pay.
Out-of-Pocket Maximum
The maximum amount you have to pay for your health care during a year, excluding the premium After you reach the out-of-pocket maximum (OOPM), your insurance begins to pay 100% of the allowed amount for covered health care services for the rest of the year.
Coinsurance
Your share of the costs of a covered health care service; calculated as a percent of the allowed amount for the service
A fixed amount you pay for office visits and prescriptions. The amount can vary by the type of service (e g , primary care versus urgent care)
When a provider bills you for the difference between the provider’s charge and the allowed amount by the insurance company. This can occur when you seek care out-of-network.
A participating doctor, hospital, facility, or pharmacy who has a contract with your health insurance company Seeking an in-network provider will mean less out-of-pocket cost to you
The amount you pay for your health insurance.
Copay
Balance Billing In-Network Provider
Premium
Important Contact Information This packet is intended to provide a brief overview of your benefits. If there is a discrepancy between the enclosed documents and the certificate of coverage, the certificate of coverage will be the final determining document. HUB Campus Health Solutions 2024. All rights reserved. Falcon Health Center 838 E. Wooster St. Bowling Green, OH 43402 419-372-2271 Counseling Center College Park Office Building 715 E. Leroy, 104 College Park Bowling Green, OH 43403 419-372-2081 UnitedHealthcare Student Resources 1-888-799-7716 customerservice@uhcsr.com BGSU Student Insurance Office 419-372-7495 studentins@bgsu.edu Office of Health and Wellness Student Recreation Center 1411 Ridge Street Bowling Green, OH 43403 419-372-9355