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TAKE CONTROL

ISSUE 136 JUly 2012

What to do if a sale goes wrong

EXPERT BUYING ADVICE

Britain’s best deals

Clayton Fredericks

How to find, try and buy the right horse for you 100s and guarantee success infosridsaele!

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shop for insurance Choose the best policy and protect yourself, your horse & your lorry

PLUS Make the most of your pre-purchase vetting

reveals his hopes & fears ahead of London 2012

All the advice you’ll need

buying a horse

Buyer

beware

Common sense is key when it comes to buying horses and you owe it to yourself to be the perfect customer – rather than the buyer from hell – as Carolyn Be the Henderson discovers

perfect buyer and browse 100s of horses for sale at www.horse deals.co.uk

juLY 2012 Horse Deals

Tel: 01733 468000

buying a horse

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JULY 2012 Horse Deals

Track Inside

Spencer Wilton overcomes a virus just in time to compete at the next Premier League show, and welcomes an adorable new member of the family, as well as Zamboucca’s latest foals…

I

It’s been a hectic few weeks with some unexpected challenges, as the day before leaving for Somerford Premier League, I came down with a virus which took me off my feet, so our outing to this prestigious event almost didn’t happen at all!

We took the horses to a local show on a boiling hot day before we were due to leave for Somerford, and although Neville [Goodmans Supernova] won his Prix St Georges and Zamboucca won both his Advanced Medium classes, I was starting to feel a bit strange in the warm up.

In my test with Doogie, I only managed to complete the first few movements before being forced to retire as I started to feel really dizzy and was suffering from blurred vision. I got myself back to the lorry and tried to cool down with cold water on my face and applying ice blocks to my head and neck. But when I experienced unusual heart palpitations, I decided a visit to the doctor’s that day was a priority.

He diagnosed a flu-type virus and prescribed antibiotics and three days of rest – not ideal as we were supposed to leave for the show in Cheshire the very next day!

I cancelled the first day’s classes and took to my bed for the day, which isn’t like me at all, but I felt completely washed out so didn’t have much choice. The following day, although I still didn’t feel great, we travelled to Somerford, which is just under three hours away, with Neville and Doogie. It’s one of my favourite venues and has the most amazing atmosphere and facilities so I was reluctant to miss it.

Neville did well in his Prix St Georges scoring 69 per cent, while Doogie was sixth in his Intermediate I with 68 per cent, so we were really pleased with our outing.

Making plans for the horses’ competition schedule begins in January when we start preparations for the rest of the year and adapt our plans along the way.

Lola has stolen our hearts and the good news is our Labrador, Miss Babs, loves her too! www.horsedeals.co.uk

Puppy love: Miss Babs snuggles up with her new best friend Lola

We work out what our goals are and then work backwards from there, bearing in mind that anything can happen along the way.

For instance, this year Neville and Doogie are being aimed at small tour and we may travel to Biarritz in October; while Zamboucca will be kept at Advanced Medium as he needs a bit more time at this level and is aiming at the nationals.

So far, things seem to be going to plan, but with horses you never know what’s around the corner, so fingers crossed!

Loveable Lola

We’ve also had our hands full since the arrival of our adorable terrier puppy Lola, who was bred by a show jumping friend of Jay’s and can only be described as a scruffy bundle of loveliness.

She came to us at the tender age of nine weeks after Jay picked her up at the Wales and West Show having had his eye on her since she was born. Lola has stolen our hearts, and the good news is our Labrador, Miss Babs, loves her too!

Lola is a real diva and a bit of an Essex girl at heart – she already has us running around tending to her every whim. The first week after she arrived, she proved a bit of a fussy eater and had us hand feeding her organic roast chicken breast, turkey and slices of ham from Waitrose.

I took her to our vet as we were a bit worried about her lack of appetite – not surprisingly he gave me a bit of an old fashioned look and said ‘I think the puppy is training you’, which was totally right but a bit embarrassing!

Now I’m happy to report that our new puppy training system of no titbits in

Britney, the latest filly foal by Zamboucca

between meals and proper puppy food served up at the same time each day is working and lovely Lola is eating as she should.

She is settling in really well and comes everywhere with us, although we do have to keep a very close eye on her at the yard as she is getting braver around the horses every day and becoming rather nosy and adventurous. I think we’re going to have a lot of fun with her, so watch this space!

More new arrivals

We’ve also had another two foals by Zamboucca, born last month, which are both doing really well. The first was a chesnut colt out of a Mayhill mare and the second a bay filly out of a Dutch mare – needless to say they are both gorgeous.

For the first one we got the call at 8.30pm and dashed up to the stud arriving just a few minutes after he was born and watched him get to his feet all leggy and wobbly. It’s so exciting to see them develop from day one… let’s see what the future brings for them both.

About Spencer

Spencer started as a working pupil for eventing luminaries Lucinda Green, Mark Todd and Ruth McMullen.

After taking up dressage, he was based with Carl Hester and won the 2007 national dressage title on Dolendo. He now has a training base at Grove Farm, Gloucestershire, with his partner, event rider Jay Halim.

For information on the team, visit www.spencerwilton.co.uk

juLY 2012 Horse Deals

Take

buying advice

Expert advice on what to do if a sale goes wrong and your dream buy turns out to be not quite what you expected

control

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Words: Jane Carley Picture posed by models

JULY 2012 Horse Deals

Essential buying advice

A fair

assessment Expert advice to help you decide whether a potential new horse is for you – and ensure any trial rides are a success

Clayton Fredericks, seen here on Be My Guest II, can soon tell if a potential horse is bold and trainable

T

rying a potential new horse is a bit like making friends. You need to make sure you’re on the same wavelength, but at the same time accept that building a real relationship takes time. However, if you’ve done your homework there shouldn’t be too many surprises. A horse’s conformation and movement will give an idea of whether or not he’s naturally balanced – even if he’s at an early stage of schooling – and watching the seller ride him will show you how he responds and what juLY 2012 Horse Deals

Free

online video!

Visit www.horsedeals.co.uk/ tryingahorse to view our free online video with expert advice from eventer Kate Walls, of top sport horse producers French Exchange, as she explains what she looks for in a potential new horse.

he’s capable of, both on the flat and, if necessary, over jumps.

Professional riders can soon tell whether or not a horse is for them. A big part of this comes from riding different horses, so it can be a good idea to ask friends if you can have a sit on their horses just to get the feel of different types.

“If I’m trying a young horse who has just been backed, or an older horse, I can tell within two minutes whether or not I’m going to like him,” says showing professional Katie Jerram. “It’s something that comes with experience as you ride lots of different horses, but there’s nothing mystical about it.”

Event rider and Horse Deals columnist

Clayton Fredericks agrees. “I can soon tell if a horse is bold and trainable, even if he’s very novicey,” he says.

Always ask the seller to demonstrate everything you want to assess before trying the horse yourself. Make sure you see the horse ridden on both reins, in all paces, as this will show you before you set foot in the stirrup whether he is better on one rein or the other, or perhaps shows signs of napping towards an exit.

Don’t feel under pressure to emulate the rider who shows off the horse – and if you go to a professional yard, don’t be offended if you’re asked to ride a quiet, reliable horse first so that the seller can evaluate your style and ability.

Tel: 01733 468000

Essential buying advice

Ask the seller to demonstrate everything you want to assess before trying the horse yourself

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As one show jumping specialist puts it: “A lot of riders are ambitious, but don’t actually realise what it’s like to ride a horse with power and ability. It’s safer for them if I put them on a horse who will help them out if they get it wrong without getting worried. It also means I don’t have to worry about a horse’s confidence being set back.”

No one wants to be wimp when trying a horse, but freelance instructor Ellie Mackness says that even if you’re looking to upgrade your riding and competing, you should stay in your comfort zone. “Just because the seller has jumped a horse over big fences, it doesn’t mean you have to,” she says. “Don’t try and tackle more than you’re happy with.

“Remember, the person showing off the horse knows him – it’s his job to show you what he’s capable of.”

Ellie, who competes up to Grade C and teaches riders ranging from riding club competitors to those starting on the affiliated ladder, says it’s possible to gauge a horse’s attitude and ability by watching him ridden by his usual jockey, then dropping a level when you try him.

“People have different riding styles,” she says. “One rider might use a stronger leg and less seat, while another will be the other way round. If you have a communication breakdown, it’s better to have it over a 70cm fence than over 1.10m!”

JULY 2012 Horse Deals

Eco-friendly options

JULY 2012 Horse Deals

Tel: 01733 468000

Eco-friendly options

How green is your yard?

A number of manufacturers offer solutions to help ensure your yard is environmentally friendly, as Jane Carley discovers

H

ow green is your stable yard?

Horse owning is essentially an environmentally friendly activity, but a number of manufacturers offer solutions to help you do your bit for the planet – and save money at the same time.

Stables themselves are commonly made mainly or partially from wood, and horse owners worried about deforestation can take heart from Monarch Stabling’s approach, which is to use hardwood timber sourced from managed forests in South Africa. “The wood is all plantation grown, and as it is hardwood it needs less attention and less treatment with chemicals,” explains marketing manager Barbara Fell.

“Longevity is important to horse owners and our hardwood stables come with a 10 year guarantee – my own stable block has been up 20 years and is still going strong. If you move yard, our internal stable panels can all be dismantled and re-used.”

Monarch can offer an even greener solution if required, in the shape of stables made from recycled plastic boards. “These are hard-wearing and need no treatment or maintenance, and can be recycled again at the end of their life,” says Barbara.

Solar lighting

Saving energy is not only good for the planet but for the pocket too, and solar lighting systems are a great idea, especially for stables in remote areas that don’t have a mains power supply. Redmire Stables offers solar light kits as an accessory for its own or other stables and field shelters. The kits come in various sizes for blocks up to 6m x 9m, and lights can be used for up to four hours continuously in winter, or eight hours in summer.

www.horsedeals.co.uk

The panels power LED light tubes and it is worth looking at LED or low energy bulbs for stables and tack rooms, regardless of the power source, especially for yards such as American barns where lights can be on for several hours every day.

Monarch Stabling even offers energy saving bulbs for its horse solariums, allowing them to be run from a 13amp power supply.

Competition yards may have a greater demand for electricity to use equipment such as treadmills or solariums. FMBs Therapy Systems is working closely with a solar panel specialist and can offer expert advice as well as supplying equipment and arranging the specialist installation team.

FMBs’ Serena Hickson explains: “Already the team have begun work on the new Millennium stables development in Newmarket consisting of four yards and three grooms’ homes, which are soon to be all powered by solar electricity.

“The only criteria for solar power is that the yard needs an existing supply to the grid via a meter.”

Out in the field, solar panels can also provide a convenient source of power for electric fencing – either trickle charging a battery, or in the form of a solar powered energiser.

Most electric fence manufacturers can supply a solar powered system, and Clippersharp distributes the useful Wolseley Solar Bug, capable of charging up to 10km of double strand tape. This would allow a single energiser to be used for multiple small paddocks or strip grazing.

Not only are you saving electricity – and precious time and effort – from not charging batteries, there’s no need to worry about responsible disposal of dead batteries.

JULY 2012 Horse Deals

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JULY 2012 Horse Deals

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WIN EVEN MORE! As well as this fantastic Equi-Trek Sonic Horsebox, we’re giving you the chance to win prizes from our Win a Horsebox sponsors Petplan Equine and Musto.

You could be the winner of this fantastic Equi-Trek Sonic Horsebox worth £28,900. See next month’s Horse Deals to find out how

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JULY 2012 Horse Deals

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PRE-PURCHASE EXAMINATION

When buying a horse, his current and future health – as well as his ability to carry out the purpose for which he’s being bought – is hugely important. Jane Carley looks at how a pre-purchase veterinary examination can help you make the right decision

T

he British Equine Veterinary Association (BEVA) states that the aim of the pre-purchase examination is ‘to carry out a thorough clinical examination on behalf of a potential purchaser to identify and assess factors of a veterinary nature that could prejudice the horse’s suitability for its intended use’. The findings will be assessed by the veterinary surgeon, who will form an opinion as to their

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significance and any possible adverse implications for the prospective purchaser’s intended use of the horse.

“The pre-purchase examination provides an assessment of the horse at the time of examination to help inform the potential purchaser’s decision whether or not to continue with their purchase,” according to a spokesperson from BEVA. “It is not a guarantee of a horse’s suitability for the intended purpose.”

JULY 2012 Horse Deals

A problem Meet the legal team

This issue’s questions are answered by Michael Craik, who heads SGH Martineau’s equine law team, and Rebecca Rowley of the Real Estate Team.

shared The experts at solicitors SGH Martineau are on hand to answer your insurance queries

Q

Talk to a specialist equine insurance advisor to find the best policy for you

I’m about to insure my new horse and plan to hack out, together with the odd local show thrown in.

What should I be looking for in a policy as friends tell me it can be a minefield?

A

The starting point is always to contact a specialist insurance advisor so you can be certain the policy you get is adequate for your needs. The next point is to get more than one quote for the same cover so that you can compare like with like.

This is easier said than done because (like motor car insurance) each policy can offer different levels of cover, thereby making a comparison difficult.

While your friends say getting insurance can be a minefield, it shouldn’t be – provided you explain to the broker or insurer why you need equine insurance. Based on what you say you will probably need a policy that covers you against some or all of the following: • Third party liability, so you are covered if your horse is involved in an accident, eg with a car while out on a hack, or kicks someone accidently while at a show. In these situations the injured party could sue you for compensation, especially given the rise of personal injury law providers (you see these advertising daily on TV and radio); • Personal accident cover, in case you are injured, or someone else is, if you let them ride your horse; and • Horsebox insurance because you are travelling to and from local shows.

Of course you may want to take out cover against the theft of your horse and/or tack etc, which is sadly increasingly common. You may also want to insure against the death (and disposal costs) of your horse. In addition, while older horses can be cheaper to buy they can be more expensive to look after in terms of vet fees, and so cover in respect of these can also be obtained.

As mentioned, the cost of cover will vary from insurer to insurer and individual insurers may offer different levels of cover for each of the above, from leisure riding insurance (at the cheaper end) to competition insurance (at the top end of cover and price).

Insurance is very important. As a horse owner you will be legally liable if your horse injures someone, and the fact that you have not been negligent will not (in light of the case of Mirvahedy v Henley) be a defence.

www.horsedeals.co.uk

Q

I’ve just started riding a friend’s horse three times a week. It’s a formal part-loan agreement and we’ve both signed a written agreement with regards to who does what, when. The horse is insured by his owner for illness and accidental injury. Should I take out my own insurance too?

A

The advice from the British Horse Society is that as the loanee you should get your own third party liability insurance. However, horse owners should take out an insurance policy to cover illness and injury for their horse. This is the usual position as responsibility for insuring property normally rests with the asset owner (ie the horse owner) as they will always want to make sure that their capital investment is adequately protected.

You could suggest that you are noted on the owner’s insurance policy. The effect of ‘noting’ an interest does not mean that you are able to make a claim, but the insurer will notify you if there is a claim being made on the policy, or if an event occurs which invalidates the policy, such as the non-payment of the premium or when the policy lapses.

Alternatively, you could ask the owner to find out if its insurer will ‘name’ you as party on the owner’s insurance policy. In other

words you become ‘joint’ insured with the owner. However, you need the agreement of the owner and the insurers, and there may be an additional premium payable.

Of course, if you are a joint insured you will be under the normal obligation to comply with the terms of the insurance policy, otherwise cover may lapse.

You should, in any event, make sure that you have a copy of the owner’s insurance certificate and you are familiar with the terms of the policy. For example, the policy may include time limits for notifying the insurers of a potential claim.

Generally, as the horse is on loan, the insurers must be informed and they will usually want to see a copy of the loan agreement. The fact that you have a formal loan agreement is a positive because in the majority of cases people don’t have a written agreement when loaning horses.

For professional practice reasons, we always advise our clients to take specialist insurance advice so that they can be certain the relevant policy is appropriate for their particular needs.

Free legal advice!

If you’ve got a legal query, the team at SGH Martineau are here to help. Email helen.milbank@bauermedia.co.uk for free expert advice. juLY 2012 Horse Deals

British

Picture: Suzanne Jones

Best of

The Brendon Stud team are back and better than ever, as Shirley Light finally draws breath after a busy foaling season...

I

t’s good to be back – though as some of you will know we started the season at Brendon on a sad note. At the end of April, we lost our senior stallion, Unbelievable Darco, to colic.

We all know that when you’ve got horses you sometimes have heartbreak.

But Fred, as we called him, was very special as a show jumper, a sire and a character and he will be greatly missed by all of us.

We bought him as a nine-month-old hairy foal and he won some amazing classes in his time and has left us with many memories.

He can never be replaced, though it’s nice that he will live on in his youngsters and we do still have frozen semen from him. We were touched by all the sympathy and messages of support we received and it helped to know that so many people thought so much of him.

Some super friends arranged for a star to be named after him, so Unbelievable Darco really is shining on up there. His bridle has been passed on to one of his youngsters, Truly Believe – and Leaves, as we call him at home, has already done his dad proud and won three British Novice classes! We’ve also just had a delivery of a jump which we’ve had specially made in Fred’s memory. His offspring have definitely got a lot to live up to.

Our eight-year-old Zangersheide

stallion, Don VHP Z (Paris) has had a blinding start to the season. He’d already qualified for HOYS when we went to Royal Windsor, and things went from great to fantastic when Louise Pavitt rode him to win the Grand Prix. It was a busy week for the boy, as we were also collecting semen – I even met one lady in the Windsor lorry park on the Sunday morning with a box of chilled semen!

Not surprisingly, we’ve had a lot of interest in him, here and abroad. Now I just need to win the Lottery so I won’t need to sell him! Impressive wins often mean that horses’ profiles suddenly get highlighted to the big boys and then they get sold. It’s a double-edged sword, because I’d love to keep this one, but money talks and we’ve got to build a new arena.

We had a weird old spring here in Sussex. As I write this column I’ve had 14 foals born and every one of them has been between one and three weeks early.

Now, with the rubbish weather, why is that? Also, the last seven have been colts! I often say that broodmares don’t read the manual – but this year I don’t think they’ve even been looking at the pictures!

It’s been an incredibly busy time; someone asked me at one point how much sleep I’d got and, at that stage, the answer was none! I think I’m still recovering from Windsor, too. That involved three starts

and finishes in the dark – oh, and two foals born, too. Add semen collection, scanning mares and turning yearlings out and you can imagine how one day just rolled into another.

Talking about yearlings, one by Paris promptly jumped over a 1.30m electric fence. Maybe I’ll keep that one… and it’s funny how people with youngstock by him – that they might have been intending to sell – have suddenly decided to hang on to them for a bit!

I’m always being asked about the recession and what effect it’s having on British breeding, but so far this season we’ve been manically busy. Maybe some people left mares empty last year and have now decided to breed again.

I think the quality of mares is improving year on year, so let’s crack on! I’m adding a couple of new mares to my herd this year: one is Numero Uno x Lux and the other is Sebastian x Hamilton. Both have been competing British Showjumping and have proved themselves, and now we’ve competed them we know their strengths and, of course, their weaknesses.

Until next time, be lucky and remember to enjoy the little blighters!

i often say broodmares don’t read the manual – but this year they’ve not even been looking at the pictures!’

Picture: Suzanne Jones

Shirley has just taken delivery of a jump that’s been specially made in memory of ‘Fred’

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For Shirley, this year’s been a mix of highs and lows

JULY 2012 Horse Deals

OntheMarket Make your home work for you

In business

Equestrian property with stables and land is a big investment, so why not make your home work for you? Thriving businesses are on the market that could meet your accommodation and equestrian needs, and your income, too…

Forest Edge Arena in Swaffham, Norfolk, is possibly the biggest equestrian centre in East Anglia – and new on the market. This substantial, well-established and recently redeveloped equestrian events centre set in 17 acres boasts a range of facilities and a stunning, architecturally designed house.

Situated on the edge of beautiful pine forests within the heart of Breckland, Forest Edge Arena now has new offices, a kitchen, café, function room, toilets/ showers and a newly-laid, top-of-the-range Andrews Bowen ProWax surface for the 66m x 35m indoor arena, which also has grandstand spectator seating.

Plus there is a range of permanent and temporary stables, which are hired out on event days, sufficient parking for horseboxes (with the benefit of electrical hook-up), a ProWax 40m x 20m practise arena, 100m x 43m grass arena and fenced paddocks on site.

This successful and profitable venue is BHS accredited and approved, and has a full calendar of events including show jumping, dressage, showing, schooling clinics and camps.

The truly unique, modern house is approached via a private driveway and surrounded by landscaped gardens. The accommodation briefly comprises of four first floor en-suite bedrooms, including a principle master bedroom suite, and glazed study. The ground floor has a spacious reception room with dining area and well-appointed kitchen off it, a formal sitting room, study with library shelving, laundry, utility and cloakroom. Forest Edge Arena is on the market for offers over £1,500,000 with Rural and Equestrian [www.ruralandequestrian.com, 01553 829400].

0 0 0 , 0 0 5 , £1

This successful venue is BHS accredited with a full events calendar’

The centre has a full calendar of events, including show jumping

Forest Edge Arena in Swaffham, Norfolk

Forest Edge has stunning equestrian facilities as well as an architecturally designed house The café area…

…and kitchen

Visitors are well catered for JUly 2012 Horse Deals

Tel: 01733 468000

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Taylors of Sudbury, Suffolk Taylors of Sudbury offers a period farmhouse together with a thriving retail business

The stables are next to the farmhouse

The family-built business has traded since 2002

£850,000

Baswick Bridge, Driffield, Yorkshire

This smart livery yard has 28 stables in two American-style barns The arena has been recently installed

Denby Equestrian, Denby village, Derbyshire

£599,950

Facilities include a rug store and tack rooms Also with Rural and Equestrian, Baswick Bridge in Driffield, Yorkshire, is – in the agent’s opinion – one of the smartest livery yards he has seen. Rurally situated between Driffield and Beverley, the property and yard has undergone significant improvements to provide a comfortable, five-bed family home and successful livery business.

Equine facilities include 28 stables in two Americanstyle barns, horse showers, solarium, an indoor exercise arena, 60m x 20m manège, rug store, two tack rooms, a rest room with shower, all-weather turnout arena, canter track, further recently-installed 48m x 20m manège, hay barn and fenced paddocks.

Accounts can be viewed while visiting the property, which is on the market for £850,000.

Taylors of Sudbury, Suffolk is a superb opportunity to purchase a thriving retail business selling country www.horsedeals.co.uk

The livery yard is set in seven acres …and covered stable yard

The floodlit manège… clothing, shooting equipment, saddlery, animal feed and a coffee shop, together with a period farmhouse, annexe and equestrian facilities in 5.6 acres.

This reputable family-built business has successfully traded since September 2002 and has only become available due to the pending retirement of the owners.

The business, which has possibilities to expand into the sale of fishing equipment and accessories, gundog clinics and the sale of farm machinery, will continue to operate fully until a suitable buyer is secured, with a consultation period on offer after completion. The prime A134 position offers a high level of daily passing traffic in addition to its established client base.

The three-bed, Grade II listed farmhouse with attached ground floor annexe providing a fourth bedroom has its own courtyard of stabling, cart lodge and post-and-rail paddocks. A separate stable yard

stands within the delivery yard area for a total of 10 stables. Enquiries for this property, priced at £1,250,000, can be made via Zoe Napier of Country and Equestrian [www.inthecountryside.com, 01621 840333].

Denby Equestrian, which is in Denby village, Derbyshire, marketed with Rural Scene [www. ruralscene.co.uk, 01264 850700] for £599,950, is a thriving livery yard producing an excellent income.

It’s set in seven acres with the option to rent or purchase further land by negotiation.

Facilities include covered stable yards with 31 internal looseboxes, further looseboxes, haybarns, stores, a 40m x 20m floodlit, post-and-railed manège with sand and rubber surface, level, grassland paddocks and a detached, four-bed barn conversion with double glazing and oil central heating.

JUly 2012 Horse Deals

guide to insurance

Shop for

insurance I

n these cost-conscious times, horse owners are looking closely at how to make savings – but insurance is one area where it’s important to be properly covered.

As a bare minimum, horse owners should have public liability insurance to offer protection against a claim made by a third party for injury or property damage caused by their horse. Gold Membership of the British Horse Society offers public liability cover with an indemnity limit of £10,000,000 as one of its benefits. The membership also provides personal accident cover for the member only, with a limit of £15,000. This is an option well worth considering if you’ve decided against obtaining any other type of cover.

discuss your requirements with your insurer to make sure you have the right cover Isabella von Mesterhazy, Petplan Equine

JULY 2012 Horse Deals

Tel: 01733 468000

guide to insurance

To have your say about horse insurance and enter a free draw, go to EquineCompare. co.uk/win

www.horsedeals.co.uk

How to choose the best policy to protect your horse, yourself and your gear, with advice from Jane Carley

JULY 2012 Horse Deals

Next month in

Horse Deals On sale 31 july buying advice you can trust How to find the right schoolmaster for you, whatever your discipline

are you ready to buy a youngster?

The questions you need to ask

the right saddle How to choose it, fit it and guarantee success

PLUS!• Exclusive

behind the scenes news and views from Spencer Wilton and Clayton Fredericks • Essential tips on choosing an arena surface • The latest vet advice • New products on the market

Subscribe to Horse Deals magazine at www.great magazines. co.uk/ horse deals

see p43

Win a x! o horseubcould How yoa lorry win h wort £28,900