Asheville/Hendersonville & NC Blue Ridge HOME & LIFESTYLE GUIDE Volume 3, Issue 12
High Cliff Trail
B L AC K M OU N TAI N
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the finest properties in Asheville & Western North Carolina
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Mark Fields & Associates, Realtors Luxury Homes & Unique Mountain Properties
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Text R282685 to 52187
UNCOMMON...EXQUISITE...CONTEMPORARY ELEGANCE! Set amidst a backdrop of lush landscaping resides this very unique arts-and-crafts home of warm woods and brick in Ashley Woods of Arden. Perfectly situated to capture year round long-range mountain views. www.536WoodThrush.com $540,000 • MLS# 3234831
Text R276095 to 52187
UNCOMMON...EXTRAORDINARY...An architectural masterpiece. Private modern mountaintop residence on 7.6 private acres. 5 minutes to downtown Waynesville. www.2169EaglesNest.com REDUCED $1,100,000 • MLS# 3140401
Text R276083 to 52187
Secluded at the highest point of Reynolds Mountain sits this extraordinary private estate just minutes from downtown Asheville. Uncommonly level gardens surround this exquisite home with absolutely stunning southern views. www.675Altamont.com $2,350,000 • MLS# 3221470
CON
TRA CT
Text R276099 to 52187
Contemporary country elegance in Fairview, just 20 minutes to Asheville. There may be no other home in our area that brings it all together in such an elegantly balanced way with each element considered for it’s place, light and purpose. www.209arcadian.com $875,000 • MLS#3172618
Text R276082 to 52187
Welcome to Epona Ridge Estate, a luxury green masterpiece on six gentle acres on Sassafras Mountain in North Asheville. Relax in old world European charm with soaring ceilings, domed pillars & captivating views of the mountains & valleys. www.EponoaRidgeEstate.com $2,495,000 • MLS# 3232124
Text R276090 to 52187
North Carolina mountain living at its finest! This Scott Campbell flat log mountain masterpiece was build with exquisite woods and intricate stone details. Captivating mountain views from every room. www.79Unula.com $1,599,000 • MLS# 3180160
Stop by our offices at 4 Swan Street in Biltmore Village, Asheville, NC 28803
O:
828.253.2491
C:
828.777.0452
mark@markfields.com www.markfields.com
Text R282055 to 52187
Elegant and sublime... this exquisite Arts and Crafts style home will capture your senses with the careful thought invested in space, flow, function and light. A NC Green Built Energy Star home built with attention to detail and the highest quality of craftsmanship. www.81ledgestone.com $625,000 • MLS# 3194075
Mark Fields
& A ssociates
REALTORS
Text R282053 to 52187
Offering stunning long range views.Three levels of decks for relaxing private escapes. Warm up to fireplaces in the grand or family rooms. Guests can stay in a private suite downstairs.This home represents the best in mountain living! www.1025highvista.com $649,000 • MLS#3258277
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Text R282052 to 52187
Amazing Craftsman custom log “Dream Home” on just under 4 ac in the gorgeous countryside of Newfound Valley. All hand crafted timbers (cherry, heart pine and poplar) harvested from the land and hand picked stones for the soaring stone fireplace. www.1305newfound.com $795,000 • MLS# 588160
Text R282056 to 52187
Literally perched on the highest mountain, sitting in the clouds with the most magnificent views this broker has seen in 25 years of living in Western North Carolina! Only 1 of 3 privately homes at 6000’ east of the Mississippi! www.90danielboone.com $595,000 • MLS# 3217556
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Text R282058 to 52187
Diamond in the rough at the top of Town Mountain. Southern exposure with 180 degree views from Beaver Lake to Black Mountain and beyond. Master on main, multiple decks and outdoor areas. 10 minutes to downtown. Spanning decks, master balcony & terraced gardens. www.25peachknob.com $585,000 • MLS# 3259377
Text R276097 to 52187
Enjoy Southern Exposure, Pastoral & Long Range Views from the front porch of this fabulous equestrian estate. Multiple paddocks & riding ring. Custom barn w/ modular stalls, hot & cold water w/ 3 basin sink. Open Use Zoning, approx. 5 AC of fenced pasture. www.tuliptreefarm.com $950,000 • MLS# 3255831
Stop by our offices at 4 Swan Street in Biltmore Village, Asheville, NC 28803
On The Cover... MLS# 3211110 $1,295,000 138highcliffs.com 10.23 acres 4,200 SF Mesmerizing 100-mile sweeping panoramic views. This stunning Arts & Crafts style home is located in the gated community of High Cliffs at Round Mountain, just outside of Black Mountain. This is Skyfall, a top of the world escape where dreams are made, nature is at hand, and luxury is a promise delivered!
Contact
Mark Fields
& A ssociates
REALTORS
O:
MARK FIELDS
828.253.2491 C: 828.777.0452 mark@markfields.com www.markfields.com
26 MICHELE LANE, LEICESTER NC 28748 Come home to this beautiful, one-level-living mountain home. Brand New Construction on a peaceful 1.65 acre wooded lot with close mountain views. This 3 bedroom 2 full bath home features a Master Suite with Walk-in Closet, Granite Counter Tops, Wood Floors, Tile Baths, Gas Fireplace, 2 Car Garage, and Front Porch to enjoy the view. Projected Completion May 2017.
Call me today to schedule a preview! MLS# 3250000 - $239,000
Abby Strohofer Broker/REALTOR®
704-473-0195
abbys@coldwellbanker.com AshevilleIsHome.com @AshevilleIsHome
KING 1 North Pack Square East • Suite 100 Asheville, North Carolina
Cathy Jackson
Amy Zollo
Residential Broker Associate
Residential Broker Associate
828.817.2876
828-674-9591
cathyjackson@beverly-hanks.com
amyzollo@beverly-hanks.com
Lauretta Cook Residential Broker Associate
828.808.0287
153 East Main St • Saluda, NC 28773
laurettac@beverly-hanks.com
646 Pinnacle Mountain • Zirconia For the most discriminating buyer, expansive living spaces & year-round views. MLS# 3209270 • $5,500,000
2045 Hogback • Tryon VIEWS! Stone FP, outdoor entertaining spaces, gourmet kitchen. Easy access to equestrian destinations. MLS# 3208043 • $549,500
3241 Greenville Hwy • Flat Rock A charming farmhouse, 2 barns, 2 riding arenas, creeks, trails and 4-fenced pastures. MLS# 3214513 • $2,500,000
184 Smith St • Saluda Light & Bright home. Close to Main Street Saluda. Offers outdoor deck for entertaining and plenty of storage. MLS# 3253329 • $275,000
14 Parkway N Drive • Mill Spring Lakefront lot on Lake Adger with deeded access to a community well. Floating dock in place. MLS# 3246170 • $85,000
00 Wesley Lane • Saluda 14.7 miles from the TIEC. Privacy gate installed. 15+ acres with build site, water and power. MLS# 3237521 • $199,900
65 Charleston Harbor Rd • Saluda Immaculate mountain cabin. Take a dip in the creek or swim in the neighborhood pool this spring. MLS# 3262681 • $175,000
462 Deep Woods Lane • Saluda Private mountain cabin, wrap-around porch, master and laundry on main level. Furniture and accessories negotiable. MLS# 3260092 • $295,000
221 Glen Echo Circle • Saluda Multi-level decking, waterfall into Koi pond, stone fire pit, granite counters, and built in sauna. MLS# 3258083 • $447,500
311 Tanglewood Lane • Saluda Master on main, cedar closets, and partial finished basement. Enjoy outdoor activities on private lake. MLS# 3232826 • $239,900
34 Columbia Street • Saluda In town cottage w/ old fashioned kitchen, multi-use den, full-light basement. MLS# 3207263 • $253,500
700 Haven Drive • Saluda Home sits on 2 private ac with paved drive and a gate. Features include full house generator, beautiful stone fp, vaulted ceiling, breakfast bar and all wood floors. MLS# 3265555 • $285,000
beverly-hanks.com
EQUAL HOUSING
OPPORTUNITY
JOHN CARROLL
Broker • REALTOR® • CLHMS• CRB • CRS • SFR
828-778-8551
jcarroll@coldwellbanker.com
Over 40 years of active experience in the Asheville market Buncombe County
9999 CEDAR HILL RD ALEXANDER
Haywood County
https://youtu.be/c15uv7JplfA
JERDON ROAD CLYDE
9999 BALD MOUNTAIN RD BURNSVILLE
360 degree views and contiguous to French Broad River. Gentle, cleared pasture land. Perfect for working farm, private estate, development, family compound, survival property. Several barns and springs.
Plenty of room to grow on this mountain. Property is a combination of open areas and woodlands. Ridgeline runs thru the acreage offering spectacular views. 31 minutes to Waynesville.
MLS#:470138 • $1,700,000
$398,000
APPROX ACREAGE: 85.00
D L O S 213 EARLYS MOUNTAIN ROAD LEICESTER
Both sunrise & sunset views from one location. Several home sites for level lot builders. 2 wells drilled & ready to use. Driveway has been constructed & not steep. APPROX. ACREAGE: 14.00
MLS#: 3204995 • $329,000
Yancey County
https://youtu.be/UhiI13z1iIg
APPROX. ACREAGE: 58.57
Containing one of the largest free flowing rivers and smaller streams in Yancey County. Great building site with long range views. Property abounds with a variety of wildlife. APPROX. ACREAGE: 49.90
MLS#:3237462 • $150,000
Ready for Development
https://youtu.be/jVK8h_yYYAY
9999 TIPTON HILL ROAD LEICESTER
Cleared land ready for development. In close proximity to recent subdivision. Open land with distant views. Deed Restrictions. APPROX. ACREAGE: 28.73
MLS#:470390 • $430,950
D L O S 80 WHITAKER ROAD FAIRVIEW
Great property in Fairview with a working barn ready for horses, cattle or subdivision. 3586 SF barn, approx 101 ft X 35.5 ft. Large pasture with winter mountain views. APPROX. ACREAGE: 25.17
MLS#: 3211756 • $595,000
Haywood County
https://youtu.be/UO_vhJWiUz4
206 FROG HOLLER COVE CANTON
Ready for luxury home or farm. Metal 2-bay garage, living quarters in building with BR/ BA, kitchen/living area combined. Level pasture, stream & wooded area. Extra house site graded & septic installed. APPROX.ACREAGE: 16.40
MLS#: 3198654 • $450,000
Henderson County
BIG WILLOW ROAD HENDERSONVILLE
https://youtu.be/DyjJc1QdFFk
Two ideal properties to develop. Conveniently located approx. 20 minutes to downtown Hendersonville.
APPROX. ACREAGE: 38.77
MLS#: 3229229 • $450,000 APPROX. ACREAGE: 30.75
MLS# 3189825 • $350,000
KING
CBAsheville.com
$597,000
97 GOVERNOR THOMSON TERR WEAVERVILLE, NC 28787 MLS # 3250902
Custom Built, open concept living. All high end finishes. Large windows with electric shades. Outstanding views. Large level lot around home that slopes on the front and street side for added privacy, beautifully landscaped. study/office/loft area off MBR overlooks great room with great mountain views. Screened room offers a gracious living area many months of the year. The home is located close to Asheville and Weaverville. https://youtu.be/nk36bwnBYxc
$975,000
24 VILLAGE OAK DRIVE THE CLIFFS AT WALNUT COVE
The Village Town Homes in The Cliffs at Walnut Cove have become synonymous with quality finishes and low-maintenance living. Expert touches abound throughout this “lock and leave” town home. The southwest exposure off the back encompasses views of Walnut Cove’s Nicklaus Signature golf course as well as Pisgah National Forest and the Blue Ridge Parkway. Yet you are mere steps away from Walnut Cove’s Club Village which offers two restaurants, clubhouse, and immediate access to community’s championship-level golf.
Creating Sustainable Happiness Nestled on the majestic French Broad River just 15 minutes from downtown Asheville, Olivette is a 346 acre farm-based community where connection to food, nature, neighbors and the arts are essential elements of the community design. We are available 7 days a week to guide you to your new home – call or email for a tour today!
828.407.0040 • www.OlivetteNC.com
The Overlook The Broadview
The Retreat Marketed Exclusively By
New riverside homes from $695,000, home sites starting at $135,000.
Kathy Watkins 828.674.3517
o: 828.696.9900
136 South King Street • Suite E Hendersonville, NC 28792
Your Proven Professional
HENDERSONVILLE Over 4000 sq ft. freestanding condominium just minutes to shopping and dining on the south side! Low, low fees - $449,900
HENDERSONVILLE Great location!! Spacious 4BR/3BA home with over 2300 sq ft in nice neighborhood. 4BR/3BA. Includes nice .65 care lot. $254,900
HENDERSONVILLE All the charm you expect in this 100 year old gem! Between Hendersonville and Flat Rock on 1/2 acre lot and porches for sitting. RV garage too!!—$379,900
HENDERSONVILLE 2400+ sq ft home has 3BR/2BA + additional living space for guests or office...West side of Hendersonville with indoor pool too!! $279,900 MLS #3248862 Text R236030 to 52187
BUILD YOUR DREAM HOME!! Homesites or acreage bordering bold stream, or with views. Pick your site to build your getaway! Lots priced from $48 and up, estate size lots great location!
“Let me put your house in this space!”
WNCHomeowners.com
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Granite Countertops • Plumbing • Handyman/Home Improvement Services Mortgage Lenders • Radon Testing & Mitigation • Kitchen & Bath Fixtures Duct Cleaning • Homeowner’s Insurance • Garden Centers & Landscaping Mattresses • Moving Companies • Home Security…and MORE!
GRANITE INTERIORS, INC.
417 Kingdom Place • Zirconia, NC 28790 (828) 692-0451 • www.scgigranite.com
Whether you are a buyer, seller, or long term homeowner, WNC Homeowners Resource Guide is the one-stop guide for all things home. The guide offers a comprehensive listing of local WNC service providers ready to help make your home its very best. Connect with local home furnishings and service providers online at www.WNCHomeowners.com
For home improvement tips and more Information, like our Facebook page:
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P.O. Box 6751 • Hendersonville, NC 28793
For WNC Homeowners Resource Guide advertising inquiries please contact: Brett Hulsey
Katie Holbert
PUBLISHER
BUSINESS DEVELOPMENT
Joanie Fischer
Tracy Townshend
828.393.9118 Joanie@hulseymedia.com
828.329.2353 Tracy@hulseymedia.com
828.290.7812 Brett@hulseymedia.com
BUSINESS DEVELOPMENT
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BUSINESS DEVELOPMENT
HIGH-IMPACT UPDATES FOR YOUR TRADITIONAL FAÇADE By Rebecca Bradshaw
Whether you're selling your house or just want to have the best looking property on the block, first impressions start with curb appeal. While trimmed hedges and immaculate lawns may go a long way towards creating a good impression, tired siding and dated architectural details are harder to hide. Make over your home’s traditional façade with these high-impact updates.
IT’S PAINTING TIME!
Painting can be one of the least expensive ways to make a big change to your home’s exterior. Wood, brick, and vinyl siding can be painted to give an older home a contemporary feel. But while you may be tempted to use your favorite shade of blue, or play it safe with a boring beige or standard white color palette, consider your home’s architectural style as well as the region you live in before deciding on what paint colors to use. Be guided by other homes in your area—popular choices like dark gray and black trim may be right for some neighborhoods but may not work well on a Cape Cod cottage or a desert adobe.
UPDATE SIDING
Although it can be an expensive investment, replacing the siding on your house can really up the wow factor of an otherwise ho-hum exterior. Replace old, worn out wood or traditional vinyl siding with stucco, or, for a contemporary look, mix and match siding materials such as stone or brick with horizontal wood shingles or the latest in sustainable vinyls. Depending on a home’s basic structure, pairing steel panels with concrete siding can turn a traditional façade to an ultramodern showstopper. If replacing siding on your home’s entire exterior is beyond your budget, consider only refreshing the panels on the front of the house, drawing attention to the entrance. Sources: Inside Out, Better Homes & Gardens, The Chuba Company, Houzz
KICK IT UP A NOTCH
Along with paint and siding, one surefire way to spruce up an outdated façade is to add architectural elements such as pediments and decorative panels, or by creating an arched entryway. Adding or upgrading a front porch can be a good investment; update a covered porch with modern railings and pillars, or install a wide, deck inspired entrance to open up the front of a contemporary home. To avoid a muddled appearance, keep all the architectural enhancements within the same overall design style.
WINDOW & DOOR IMPROVEMENTS
Finally, don’t overlook details when updating your home’s exterior. Create a fresh, new look by replacing outdated front facing window trims and shudders, and give your garage doors a facelift with new hardware and paint. For small changes with big impact, paint your front door a bold color, add a modern new mailbox, and replace dated outdoor light fixtures. Add the finishing touches to your home’s makeover by re-paving walkways, adding a grouping of outdoor benches, or by installing an eye catching water feature.
LET YOUR VACATION HOME PAY FOR ITSELF.
Vacation Home and Vacation Rental Management. Specializing in Asheville NC and surrounding areas. 828.475.3993 I www. JCVproperties.com
AVAILABLE LOAN PROGRAMS VA Loan Conventional Programs Extended Rate Lock Program
Trevor Johnson
Fannie Mae HomeReadyTM Mortgage
NMLS # 131778
Fannie Mae HomeStyleTM Renovation FHA Purchase 203B FHA 203K Standard
SALES MANAGER SENIOR LOAN OFFICER
direct: (828) 476-4178 cell: (828) 337-1190 fax: (828) 393-0845 trevor.johnson@movement.com www.movement.com/trevor.johnson
FHA 203K Limited NC-I-160119
84 Coxe Ave, Suite 1-B I Asheville, NC 28801
The Flowers The Best Best Spring Spring Flowers for for Your Your Garden Garden
With the springseason seasonright rightaround aroundthe the corner, corner, now now is is the With the spring the perfect perfect time timeto tostart startplanplanningyour yourgarden gardento toshowcase showcase the the perfect perfect pallet pallet of ning of colorful colorful flowers. flowers. help youthrough throughthis thisplanning planningprocess, process, here here are are our our top ToTo help you top picks picks for forspring springflowers flowerstoto spruce up your home’s yard and increase overall curb appeal. spruce up your home’s yard and increase overall curb appeal.
Choose a Color Scheme Choose a Color Scheme
Monochromatic Colors
Monochromatic Colors The easiest solution would be to create a The easiest solution would be to create a monochromatic color scheme, which means monochromatic color scheme, which means choosing flowers with all different shades of one choosing withsounds all different shades one color. flowers If one color too boring forof your color. If one color toocolors. boring for your taste, sounds try mixing taste, try mixing colors. Analogous Colors For a simpleAnalogous color-mixingColors method, you can use colors. You’ll find them you nextcan to each Foranalogous a simple color-mixing method, use other on colors. the color wheel. tend to analogous You’ll findThese themcolors next to each very colors well. tend to other on the blend color together wheel. These blend together very well.
Complementary Colors
Complementary Colors Using this color scheme in your garden can Using color in your garden add athis “pop” to scheme your flowerbed. They arecan add a “pop” to your flowerbed. are the colors across from each otherThey on the the colors across from each other on the color wheel. color wheel. Color Triad
Color Triad Drawing an equilateral triangle creates the Drawing an which equilateral triangle creates the color triad, connects 3 colors in the color triad, which connects color wheel. 3 colors in the color wheel.
Pick a flower, any flower. Pick a flower, any flower.
The types of flowers that you plant hold just as much importance as the color scheme. Here areyou ourplant favorite flowers plantimportance in early spring: The types of flowers that hold just astomuch as the color scheme. Here are our favorite flowers to plant in early spring:
Witch Hazel Add a flair of yellow Witch Hazel to your spring byyellow using Add garden a flair of to yourthese spring snazzy shrubs. garden by using these snazzy shrubs.
Daffodil Early springs Daffodil welcomes all daffodils! This is Early springs especially welcomestrue all for small cultivars daffodils! This such is as Tete-a-Tete. especially true for small cultivars such as Tete-a-Tete.
Forsythia
Anemone
This is a beautiful Forsythia bright yellow shrub that a great This is ais beautiful addition to shrub any bright yellow thatgarden! is a great addition to any garden!
Use this blanda Anemone species to enhance curb with Use appeal this blanda pale blueto and white species enhance starryappeal blossoms. curb with pale blue and white starry blossoms.
Happy Gardening!!
Happy Gardening!!
Scilla After planting this Scilla small bulb, you’ll be wonderfully pleased After planting this by its bulb, springtime small you’ll be blossoms in pleased blue wonderfully byand its purple. springtime blossoms in blue and purple.
Source: ProvenWinners.com; Garden.LovetoKnow.com
Source: ProvenWinners.com; Garden.LovetoKnow.com
B.B. B.B. Barns Barns
Garden-Gift-Landscape Services Co. Garden-Gift-Landscape Company ...meeting all all ofof your ...meeting your Indoor/Outdoor Living & Holiday Needs Indoor/Outdoor Living & Holiday Needs
Indoor Décor, Holiday Décor, Gifts, Unique & Exotic Indoor/Outdoor Plants
Indoor Décor, Holiday Décor, Gifts, Unique & Exotic Indoor/Outdoor Plants Customized Floral Design & Container Gardening, Statuary, Birding, Furniture, Patios, Pathways, Irrigation, Lighting & Water Features Landscape Design, Installation & Maintenance
Customized Floral Design & Container Gardening, Statuary, Birding, Furniture, Patios, Pathways, Irrigation, Visit bbbarns.com Lighting & Water Features 3377 Sweeten Creek Rd Arden, NC 28704...828-650-7300 Landscape Design-Build-Maintain! Open Monday-Saturday 9am-6pm...Closed Sundays
Visit bbbarns.com 3377 Sweeten Creek Rd Arden, NC 28704 828-650-7300 Open Monday-Saturday 9am-6pm Closed Sundays
MORTGAGE MYTHS DEBUNKED Buying your first home is one of the most intimidating and overwhelming purchases that we make in our adult lives. The idea of a mortgage can be daunting, and you may question your creditworthiness, your financial obligations as a mortgage holder, and what it means to have a home as an investment. Often times, consumers are misled by their own misconceptions and have yet to learn the facts about mortgages. To here you along the way, here are some common mortgage myths and the truth behind them. A HIGH CREDIT SCORE ISN’T A MUST
YOU DON’T NEED A 20% DOWN PAYMENT
Many home hunters think that a high or near perfect credit score is a necessity in order to qualify for a mortgage in the first place. Thankfully, this is false. Some first-time homeowners haven’t adequately built up their credit, so there are fortunately loans out there, such as a FHA loan, that have a minimum FICO score requirement of 580. If your credit score is lower than this, consider taking a few years to better build your score. A higher score can mean more flexibility in home buying.
The 20 percent marker as a goal for down payment is nothing less than intimidating. These days, there are many loans that do not require 20% down. The previously mentioned FHA loan can require as little as 3.5% down. The downside to this is the required PMI (private mortgage insurance) that is tacked on top of the mortgage payment as a protection for the lender. One unconventional route is taking out a loan for your down payment on top of the mortgage loan, but this much borrowing can get out of hand quickly. Keep in mind that the lower the down payment, the higher the monthly mortgage payment.
A HOME INVESTMENT IS A NOT-SO-SURE THING Some people believe that buying a house as an investment opportunity is a sure thing for return on investment. This simply is not the truth. Although a house can hold its value, it’s important not to go into home buying with only returns in mind. The housing market is a fickle creature, and even when things are good, values rise slowly. Remember that it takes a while to build equity, particularly if your down payment is small. The first few payments in the life of a loan go towards interest, not the equity nest egg. Even if you are approved for a large mortgage loan, remember to keep the location of the home, as well as how well the home works for you, at the forefront of your mind, rather than being investment minded.
Source: fha.com, money.usnews.com, housingwire.com
PRE-QUALIFIED IS NOT PRE-APPROVED Before you begin your home perusal, start with a stop at the bank. Find out what you are pre-qualified for and let this number help navigate your hunting. Don’t be fooled, though. Pre-qualifying doesn’t guarantee that you will be approved for that amount in the final purchasing hour. Once a home is decided upon, a lender will use things beyond your stated income to determine your approved amount. This includes things such as past tax returns and credit score. Further still, credit checks or major purchases up until your closing date can take a toll on what your mortgage lender will give out.
When was the last time you reviewed your home’s insurance coverage? As your life changes, so do your insurance needs, says the Insurance Information Institute (I.I.I.). Now is the perfect time to get your insurance policy in order by taking the time to ask yourself the following:
Is my home covered for its full rebuilding cost? Review your policy to make sure that you have enough insurance to rebuild your home. If you have made major improvements to your home, such as adding a new room, enclosing a porch or expanding a kitchen or bathroom, you risk being underinsured if you don’t adjust your homeowner’s insurance coverage limits.
Do I have enough coverage for expensive items? Have you bought or received any valuable jewelry since you purchased/renewed your policy? When was the last time you had the items you owned appraised? Standard homeowners insurance has dollar limits for the theft of certain types of expensive items like jewelry, furs and silverware. This means that the insurer will only pay the amount specified in the policy – generally $1,000 to $2,000. To insure these items to their full dollar value, consider a special personal property endorsement or floater. Source: iii.org
Do I have enough liability insurance to fully protect my assets? Standard homeowner’s liabilities pay for judgments against you and your legal fees up to a limit set in the policy. However, in our litigious society, you may want to have additional protection—that’s what an umbrella liability policy provides. An umbrella policy kicks in when you reach the limit on the underlying liability coverage in a homeowner’s, renter’s, condo, or auto policy. If your assets have recently increased, you’ll have more to lose and may want to consider this extra layer of protection.
Should I rent out my house during the vacation period? Whether you own a second home that you plan to lease to a tenant, or want to rent out your primary residence, the first step is to call your insurance professional. Depending on the rental scenario, your standard homeowner’s policy may not cover losses incurred while your home is rented out. In that case, you should consider a more specialized insurance policy.
10 Questions Before Hiring a Contractor by Kerrie Kelly, ASID A generation ago, most people made their own improvements around the house. With the hectic pace of life today, there’s less time to devote to renovating our homes. As a result, using a contractor has become a more common option. Here are 10 questions you should ask your contractor before your project begins.
1. Is your paperwork up to date?
6. What is your management style?
Requirements for a license vary from state to state and even city to city. Hiring a licensed contractor means that they comply with local regulations and standards. Ask for proof of insurance before any contracts are signed.
A contractor is a project manager, controlling everything from supplies to personnel to billing and collections. Ask specific questions: How do you keep costs down? Where do you get your materials? How do you manage deadlines?
2. Will you provide references?
7. What is the schedule?
Seeing is believing. Ask the contractor for a list of references. Visit or contact the homeowners to ask if they are happy with the end product and working with the contractor. If your contractor works with subcontractors, make sure they can provide references.
Set specific expectations. What happens when deadlines are missed? Under what circumstances can you expect compensation? Under what circumstances will you just have to swallow it?
3. Who is on your crew? Just as you want to be sure the subcontractors have references and proper licensing, you want to know how long your contractor has worked with them. Who will be in your home? How often? Who’s in charge when the main contractor is not there?
4. What does the contract cover? If it isn’t in the contract, don’t assume it will happen. Make sure the contract accounts for your needs, not only for the work being done, but how, when and where. A well-written contract is necessary to guarantee the scope of work is performed to your satisfaction.
5. How do you expect payment? Contractor projects can range from hundreds of dollars to hundreds of thousands. Make sure you know up front what their expectations are for payment. Are the discounts they may get from suppliers passed on? Is a payment schedule an option? Checks? Credit cards?
8. What will you do to keep my home and property safe? Many remodels require parts of your home to be exposed for periods of time. If anything is stolen or damaged, who is responsible?
9. What are you worried about? Test a contractor’s candor and experience by asking what worries them about your project. This is a great way for you to know areas that require your close attention and areas you may need to be more flexible.
10. How will we communicate? With any relationship, communication is key. Does your contractor text or email, or prefer the phone? When changes are needed, what is the decision making process? What is the protocol for an emergency? Also, discuss boundaries for communicating after hours. Clarify who will build each step in the renovation. Kerrie Kelly is an award-winning California-based interior designer who writes on remodeling and décor for The Home Depot. Kerrie’s contractor checklist seeks to guide homeowners for jobs they might need outside help with.
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Your Lawn Care To-Do List Taking the time to care for your lawn will offer a huge pay off in the long run. Efficient lawn care and lush landscaping helps to increase the overall value of your home. You’ll be glad you did when selling time comes around!
1. FERTILIZING Providing nutrients to your lawn is good for strengthening roots and increasing the nutrients stored no matter what time of year. It is a good rule of thumb to apply fertilizer about 2-3 weeks before the ground freezes so plants can start to take up some of the nutrients. While the top growth of grass stops, grass plants are storing nutrients and energy for the next season.
2. AERATING Aerating is the process of removing plugs of soil and thatch from the lawn. It encourages deep rooting, improves water and nutrient penetration, and promotes growth of beneficial soil microorganisms.
3. MULCHING If you prefer not to rake or bag grass or leaves, mulching with a mower is an ideal alternative. Be sure to mulch leaves only when they are dry to avoid damp and wet leaves clumping or building up under mower decks.
4. COMPOSTING Creating a compost pile allows you to turn organic material into rich soil. Create a compost pile with decaying yard matter, such as vegetables, grass clippings and leaves, which can provide nutrientrich soil for spring planting. For best results, alternate layers of “brown,” or high carbon materials, with grass clippings.
Taking these steps will prepare your lawn for selling season. You’ll have the best curb appeal on the block!
This landscaping tip brought to you by:
The Grounds Guys
828-348-7900 Asheville.GroundsGuys.com
P R O U D LY S E R V I N G :
Asheville, Arden, Fairview, Fletcher, Biltmore Forest, Biltmore Park, Skyland, and Henderson County communities.
5
THINGS INTERIOR DESIGNERS WANT YOU TO KNOW BY DANIELLE HARLING
The job of an interior designer is one that's filled with misconceptions for those unfamiliar with the gig. And with those misconceptions, the expectations of would-be clients can become hazy. To help ease any confusion and false expectations once design time comes around, here are a handful of things interior designers want you to know.
HIRING AN INTERIOR DESIGNER ON A BUDGET IS POSSIBLE
INTERIOR DESIGNER VS. INTERIOR DECORATOR
COMMUNICATION IS STILL KEY
THEIR SOURCES ARE SOMETIMES SECRET
If the thought of hiring an interior designer to spruce up your home has you seeing dollar signs, and not in a good way, don't fret. Working with an interior designer, even if you're working with a strict budget, is still a possibility. A great way to work with an interior designer while on a budget is to hire them virtually. For design firms that offer online services, a set price can be provided and from there you'll be able to create a room profile and peruse designs from one or even multiple designers.
If you plan on sitting back and kicking your feet up while your interior designer puts in work revamping your home, think again. Your input is still vital when it concerns the design process and being proactive will likely render the best results. Don't hesitate in voicing your thoughts during the design process, as miscommunication can easily put a damper on the end result.
INTERIOR DESIGNERS ARE TECHIES TOO
Technology has taken over just about every aspect of our lives, so it's no surprise that a great deal of interior designers are hip to the latest gadgets. In today's modern age, designers are able to use everything from 3D design software to lighting that uses 3D computer technology to choose options that work best for your abode.
Far too many times, the labels of interior designer and interior decorator become falsely interchangeable. An interior decorator is purely focused on aesthetics (think colors, textures, etc.), while an interior designer delves a little deeper, focusing on the functionality of a space. In addition to selecting decorative items, an interior designer is at times in charge of less glamorous tasks, including selecting plumbing fixtures and sketching design plans.
Similar to a great investigative journalist, interior designers aren't always free to share their sources. There are a variety of reasons why they might hold back such information. For instance, an item they've sourced might be custom-made or only available to interior designers. Additionally, costs are another aspect interior designers might choose not to disclose.
Sources: US News, Apartment Therapy, Bureau Of Labor Statistics, Houzz, Professional Dude, Modern Ghana
10 Air Quality Control Tips for Home and Health By Suzanne De Vita
Air quality has a direct impact on our health, both in and outside of our homes. While much is being done to improve the air outdoors, maintaining a healthy level of air quality inside is evenly important. A range of triggers can lower indoor air quality, including carpets, chemical cleaners, heat sources and humidity. Build-up of these pollutants may result in “Sick House Syndrome,” which poses health risks to residents if not addressed. Airborne lead particles and radon are especially harmful. Opening windows can significantly improve the quality of the air in the home, but in many households, doing so is just one of several necessary steps. A checklist: 1. CLEAN YOUR HOME FREQUENTLY; preferably with natural or non-toxic cleaners, a HEPA-filter vacuum and a mop. Regular cleaning eliminates dust, which could be contaminated with lead if the home was built prior to 1978.
5. DISPOSE OF PAINT, GASOLINE OR ANY OTHER CHEMICALS at a certified hazardous waste disposal center. Visit search. earth911.com to locate a local facility. For future paint projects, purchase products labeled “low VOC.” 6. REPLACE THE FURNACE FILTER every three months to reduce the amount of airborne dust circulating through the home. 7. REMOVE WALL-TO-WALL CARPETING, if possible—it traps particles that can exacerbate allergy and asthma symptoms, and may even contain formaldehyde, depending on the manufacturer. (Pressed wood materials, such as cabinets and furniture, may also release formaldehyde.) 8. PLACE PLANTS WHERE POSSIBLE. House plants filter out airborne toxins, including ammonia and benzene, that can be detrimental to health. To reap the most benefits, use these NASAapproved species.
2. AIM FOR LESS THAN 50 PERCENT HUMIDITY INSIDE THE HOME; a higher percentage can lead to mold. A hygrometer can help determine the humidity level. Use an exhaust fan while bathing, cooking or using the dishwasher. Invest in a dehumidifier, if necessary.
9. REMOVE SHOES WHEN ENTERING THE HOME, and place a floor mat at each entrance to deter any pollutants tracked in by guests. Dirt and pesticides brought in from outside can become airborne inside the home.
3. TAKE CARE NOT TO DISTURB LEADPAINTED SURFACES; especially if remodeling the home. If the paint is peeling, consult a lead removal specialist as soon as possible.
10. INSIST THE HOME REMAIN SMOKEFREE, if possible. Secondhand cigarette smoke, which lingers long after the smoker leaves, can have devastating effects on members of the household, including children and pets.
4. TEST FOR RADON. Most hardware stores carry do-it-yourself testing kits, and some utility companies offer the service free of charge. A qualified professional can conduct a longer-term test to determine radon levels at varying times throughout the year. He or she may recommend installing a radon mitigation system.
123 Address Lane, Atlanta, GA 30312 XXX-XXX-XXXX Ductz of Asheville & Hendersonville www.website.com www.ductz.com • 828-489-6792 Call for a FREE ESTIMATE for your new home.
Top Ways to Improve Your Home for $100 or Less!
You may think that improving your home will deflate your wallet, but this is not always the case. To help you out, we have created a list of our favorite home improvement projects that can be done for under $100. After all, who DOESN’T want to save money?
1. Turn a Closet into a Home Office. This project will help you save money and will even add an extra room to your home. Just unhinge the door then remove the closet’s hanging rods and replace them with shelves. A deep shelf should be used for the desktop and place 2 shallow shelves above for storage. What you need: One 20-by-24-by-¾-inch and two 12-by-24by-¾-inch white melamine shelves, metal standards, and shelf brackets, all by Elfa, about $95; The Container Store.
2. Doorway Display Create a unique look by installing a shelf above the doorway and paint it to match the trim. Add a touch of flair by displaying pottery or other types of décor. What you need: 40-inch-long 1x6 red oak shelf and two 7-inch Classic Oak Brackets, about $32; Rockler.
3. Boost your Windows Did you know you could make your windows look even bigger than they actually are? Use hanging drapes at ceiling height to upsize small windows. What you need: Pair of 108-inch Brimfield 4-in-1 Panel Drapes in Carafe, about $70; JCPenney.
4. Add Stained Glass Windows to your Bath It’s no surprise that stained glass makes any bathroom look elegant. If you can’t find a window to fit perfectly, you can easily hang one from chains in front of the existing window. What you need: eBay store Bell Antique Mall has Art Deco windows similar to shown, starting at $69; Ebay.
5. Wall-Mount Bedside Table You can easily install a wall-mount end table in your bedroom by using wood corbels with a slate roof shingle on top. What you need: Two 6-inch oak Legacy hand-carved corbels, about $80; Van Dykes Restorers. 7-by-13-inch salvaged shingle, about $5; Recycling The Past - Architectural Salvage
6. Add Detail to your Bedroom Pump up the color and detail in your bedroom (or any other room) by installing a chair rail. Then, paint the wall below a soothing color. This project is an easy and inexpensive way to improve your home. What you need: Enough red oak Colonial-style moldings to wrap the walls of an 8-by-10-foot room, about $75; Baird Brothers.
Protect Your Family from Radon
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Radon is a radioactive soil gas that is colorless, odorless, and tasteless. Radon is the second-leading cause of lung cancer, responsible for approxi mately 22,000 deaths per year in the U.S. It is important to test for radon, because the effects of exposure may not show up for 5-25 years.
WE ALSO OFFER THE FOLLOWING SERVICES TO REALTORS: “Radon for Realtors” training for your office • Customer education Free radon literature • Prompt, professional service • Free quotes Discounted work on realtor-owned properties.
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What happens when you don’t?
Generator Sales & Service Electrical Contracting
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Who’s watching your home?
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SPECTACULAR BUILDING SITES WITH EXTRAORDINARY LAKE AND MOUNTAIN VIEWS, INCLUDES ICONIC “LAKE ADGER BEACH” WITH ADJOINING LAWN AND RECREATIONAL AREA, SPECTACULAR ESTATE TRACT WITH DEVELOPMENT POTENTIAL, BOAT DOCK IN LAKE, BOLD MOUNTAIN STREAMS, GATED ENTRANCEWAY, $895,000
136.05 ACRE TRACT
EXCELLENT ESTATE/EQUESTRIAN OR DEVELOPMENT POTENTIAL, 2 DEEDED MARINA SLIPS IN LAKE ADGER, ESTABLISHED PASTURES, EXCELLENT MOUNTAIN VIEWS, GOOD INTERIOR ROAD AND TRAIL SYSTEM, ULTIMATE PRIVACY, GATED MOUNTAIN PARK ENTRANCE, $5,500 PER ACRE
Rachel Smith Yelton, REALTOR, BROKER, SC/NC, 864-415-5332 Carole Mahaffey Hoskyns, REALTOR, SC/NC 864-809-4532 Chuck Lowe, REALTOR, BROKER, SC/NC, 864-415-5119 Brent Murdoch, REALTOR, BROKER, SC/NC, 864-921-9058
Homesites starting at $175,000 with views and $70,000 (WOODED) New low-maintenance cottage homes with prices starting under $400,000
Text P730932 to 52187 316 SILENT RISE LANE Impressive custom-built home with the finest appointments and longrange mountain views and panoramic lake views. Eight foot knotty alder custom doors, beamed and vaulted ceiling in great room and distinctive features throughout. MLS#3214989 $1,090,000
Text P730927 to 52187 203 COTTONWOOD COURT Meticulously maintained and like-new custom home with natural park-like setting and great privacy! Chef’s kitchen with custom cabinets, high-end appliances and sitting area. Plush master suite and outstanding outdoor living areas. MLS#3201523 $879,000
Text P730924 to 52187 157 WINDING MEADOWS Sweeping golf course views from this updated Fairway villa with open floor plan, spa-like master bath, screen porch and a new main-level deck. Lower level is great for guests. MLS#3199493 $479,000
Text R116077 to 52187 103 CLIFFBROOK COURT Warm and inviting custom built home with fantastic floor plan and attention to detail throughout. Master on main, gourmet kitchen and stunning covered porch with outdoor kitchen for easy entertaining. MLS#3228295 $1,090,000
Text R68725 to 52187 369 KENMURE DRIVE Large open deck to enjoy the fantastic views from this custom contemporary home! Vaulted tongue and groove ceilings, open floor plan, hardwood floors, two levels of living space, and master on main level. A Must See! MLS#3221107 $749,000
Text P730914 to 52187 512 CANDLEWOOD Lane Spacious two level Brookwood villa with end-of-cul-de-sac privacy! Numerous upgrades. Three bedrooms with master on main, four-seasons room, lower level with family room, additional bedroom/study and bath. MLS#3185943 $449,000
100 CLUBHOUSE DR FLAT ROCK, NC 28731
1-800-345-1860
info@kenmure.com • www.kenmure.com
New section now open with views!
Text P853893 P730932 to 52187 144 BERRY CREEK DRIVE Beautiful year-round southern views from this upscale custom home. Spacious kitchen with stainless steel appliances, open and covered decks and large master suite on main level along with office/study. MLS #592894 $1,230,000
Text P730918 to 52187 104 HARWOOD COURT Timeless home filled with exceptional woodwork and custom features throughout. Chef’s kitchen features a new cooktop, island and large pantry. Newer oak floors and crown moldings accent a full workshop downstairs in addition to a wine-cellar. Glorious sunroom and other updates too numerous to mention. MLS#3195244 $699,000
Text R204915 to 52187 171 GLENBURNIE LANE Lovely 3 BR/2BA ground-level condominium with eat-in kitchen, open living/dining room, split bedroom plan and spacious screen porch. Storage area and shared garage. MLS#3246742 $259,000.
Text R201559 R116077 to 52187 107 BECKWOOD COURT Panoramic long-range mountain views and timeless architecture make this mountain-top home distinctive. 3+ acre private homesite, open floor plan with great kitchen layout, and expansive master suite. Lower level offers 3 guest suites, family room, and media room. MLS#3245874 $849,900
Text R139896 to 52187 598 OVERLOOK DRIVE Fantastic floor plan with the highest quality level of finish. Open layout offers spacious master on main and office/study as well. Gourmet kitchen with top-of-line appliances and great outdoor entertaining spaces. MLS#3233681 $675,000
Text P730931 to 52187 126 OVERLOOK DRIVE Remodeled Fairway Villa overlooking the 15th Fairway! Gorgeous sunroom, spacious master suite on main level, with second master suite upstairs. Office, bonus room and gourmet kitchen! MLS# 3211653 - $392,500.
Bob Gordon Cheryl K. Reavis Bob Gordon • SFR, SPS, ASP Cheryl K. Reavis • CDPE, WHS
Mountain Connect Team Text R223331 to 52187
RE
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Text P266249 to 52187
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WEAVERVILLE Simply Beautiful Ranch. Living room has stacked stone fireplace/gas log and hw floors. Huge basement for workshop/ studio/in-law (many building materials to complete your own bonus space). Fresh paint & updated kitchen w/ eat-in bar and tile floors. 2-car garage. Large back deck steps away for the grill w/ lovely western views. Wooded natural area on 1.24AC Lot. Invisible fence for dogs. Great neighborhood! Listing Agent related to seller. MLS 3250731 • REDUCED! $329,900
CANE CREEK PRESERVE, FAIRVIEW Cleared and wooded “top of mountain” areas with wonderful views! Must see to appreciate potential for private estate in one of the most beautiful & convenient areas of Buncombe County. Easy 15-20 minute drive to both Asheville & Arden/Fletcher. MLS 3214239 • $299,900 - Just Reduced
COMING VERY SOON! New Construction with over 3000 Square Feet in Cool West Asheville! – Price range $410,000! Will have basement for in-law or apartment just off Patton Avenue – walk or bike to RAD/Downtown – Call now before it gets away!
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Vista at Blacksmith Run - Hendersonville, NC Featuring 3 & 4 BR, low-maintenance, crafstman-style homes with floorplans from 1,100 to over 2,000 sq. ft. or pick out your homesite and build later. • Homesites from the $50’s • Homes (including lot) from the low $200’s • Stocked Pond with Fishing Pier • Clubhouse with Fitness Center
• Walking Trails • Swimming Pool • City Water and Sewer • Gated Entrance
DIRECTIONS: ONLY 15 MINUTES FROM DOWNTOWN HENDERSONVILLE. FOLLOW HWY 64 EAST FOR 8 1/2 MILES. TURN LEFT AT SECOND VISTA ENTRANCE SIGN AND GATEHOUSE.
www.vistadevelopers.com
525 North Main Street • Hendersonville, NC • 1.866.519.2400
5046 Boylston Hwy, Ste 3 • Mills River , NC 28759
Chad Ledbetter 828-329-5409
Kathryn Scott
Rebecca Rice
kathryn.scott@remax.net
rebeccarice@remax.net
919-210-2365
828-553-0945
chadledbetter@remax.net
828-595-9071 • www.mountainlivingwnc.com
Text P795569 to 52187
UNION MILLS Mountaintop property in gated subdivision. Underground utilities, paved road, ready to build. Close & long range views, creek, can subdivide. Adjoins nature preserve. $65,000
Text R198669 to 52187
BURNSVILLE 3BR/2BA in a private location! Open floor plan, vaulted ceilings, wood burning FP. Breakfast nook, island and pantry. Jetted tub in master en suite, walk-in closet. $129,900 Zoned MR-GB
D L O S ASHEVILLE Nicely landscaped fenced back yard, parking area in the back on .23 acre lot. Covered front porch, unfinished basement w/ garage. Storage area under four season sun room. Convenient to Downtown and interstate. $199,900
Text P244737 to 85377
POLK COUNTY 13 acres <10 miles from Tryon Equestrian Center!. Multiple building sites & areas for horses. Large existing building could be converted to a barn. $99,900
Text P247309 to 85377
MILLS RIVER Commercial property, frontage on Hwy 280. Zoned MR-GB for general business. Great visibility. City water & county sewer available. $174,900
Text P795564 to 85377
LAKE LURE Perfect lot to build dream home or summer getaway in private gated community of Riverbend. Lake and river amenity access. PRICED TO SELL. $9,000
D L O S ETOWAH Near Etowah Valley Country Club. New eat-in kitchen, SS appls, DR with FP. Fenced-in back yard. Newer roof. Deck, playground & storage bldg. Large garage. $275,000 BRING ALL OFFERS!
Text P247312 to 85377
MILLS RIVER Lot in gated High Vista community! Natural stone feature, winter views. New homeowner to become a “Charter Member” of High Vista Amenity Assoc. $17,500
Text P795565 to 52187
BURNSVILLE 3BR/2BA w/ mountain views. Open plan, vaulted ceilings. Chef kitchen w/dual ovens & quartz island. Bose sound system for entertaining. $825,000
Follow us on Facebook @remaxmountainliving Text P266302 to 52187
FRANKLIN Amazing year-round views. Engineered HW, wood-burning stove, open kitchen. Walk-in closet in Master. Unfinished basement w/BR, BA & office. $150,000
Text R245320 to 52187
RUTHERFORDTON Cape Cod home nestled on 31.96 MOL ac. Features a large great room with cathedral ceiling, bonus room, custom kitchen boasting granite counter tops, split bedroom plan with large master bedroom. $410,000
WYNFIELD ESTATES Exquisite 4BR/3.5BA open floor plan home with mountain sunset views. Finest quality finishes and custom crafted features throughout the superb design. Daylight lower level w/family room and guest quarters; 2-car garage. MLS 3260205 $622,000
GREAT MOUNTAIN VIEWS Relax on your large sun/screened porch and enjoy the long range views of the Blue Ridge Mountains in this recently updated, 4/BR/3BA offering one-level living space w/guest quarters below; Gas-log fireplace; Updated kitchen & baths; Privacy w/natural landscaping. MLS 3259479 $459,999
FAIRWAY/MOUNTAINS Easy access to this 3BR/2-1/2 BA Valley View home in Cummings Cove. One level, low maintenance living with guest quarters upstairs. Glass/ screened porch off large Master bedroom. Hickory wood floors, granite countertops, stone fireplace, are just a few of the many upgrades. Donâ&#x20AC;&#x2122;t pass this one up. MLS 3260361 $399,991
COVE OVERLOOK Treehouse-like setting w/getaway atmosphere for rest and relaxation; Walls of glass bring the outside in. Six sliders nest together to open great room up to the 300+ sq. ft. wrap-around screened porch w/ golf course view. 2 Master suites; Spacious open floor plan is great for entertaining. Kitchen w/breakfast bar opens to dining & balcony. MLS 3245366 $191,500
EQUAL HOUSING
OPPORTUNITY