East Central Trader February 10, 2017

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Volume 8 No. 6

Friday, February 10, 2017

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Making a pit stop on the road to cancer awareness

T Prairie Women on Snowmobiles Mission 2017 made a stop for the night in Humboldt on Jan. 31 as The part of their six day, 1400 km ride across Saskatchewan to raise awareness about breast cancer. Included p a as part of this years ride was Arlene Lockinger from Humboldt and Elma Fischer from Elfros and Sask katoon. Discovery Motorsports stored the sleds for the riders so they were in a warm place and ready ffor the morning. Pictured (L to R) Back row: Lorne Pratchler with Discovery Motorsports, Candace Blair, W Wendy Stevenson, Arlene Lockinger, Joan Phinney, Karen Wudrich-Mattock. Front row: Estelle Sowinski, LLori Fontaine, Elma Fischer, and Karla Gervais. Missing: Heather Mohr. photo by Becky Zimmer

Health

Page 3 Reducing the risk of breast cancer

Feature Pages6-11 Sports Down the Aisle Bridal Guide

Page 13 Teams edge closer to playos


Fighting breast cancer on the trails By Becky Zimmer Journal Editor

They travel 1400 km in six days. And the Prairie Women on Snowmobiles stop in Humboldt on Jan. 31 as part of Mission 2017 was made even more special by the fact that core rider Arlene Lockinger is from Humboldt. Lockinger says she could not ask for more support from Humboldt and area as everyone stepped up to help. The support from the whole area has been super, she says. Their stop included a banquet at the Bella Vista Inn where people got to meet the team of core riders and their crew. Lockinger says that breast cancer is something that they need to find a cure for and she was very open to support the Prairie Women by joining the core rider team. She lost her friend to breast cancer as well as her mother to cancer who was diagnosed two days before her death.

Mission 2017 Day one: January 29th, 2017 Hudson Bay, Endeavor, Stenen, Canora, Kamsack Day two: January 30th, 2017 Rhein, Yorkton,Theodore, Foam Lake Day three: January 31st, 2017 Wadena, Archerwell, Naicam, Humboldt Day four: February 1st, 2017 Lanigan, Watrous, Clavet, Warman Day five: February 2nd, 2017 Meacham, Cudworth, St. Brieux, Melfort Day six: February 3rd, 2017 Tisdale, Porcupine Plain, Mistatim, Star City

The riders also have a pin ceremony where they give pins to survivors who attend their banquets. That is a very emotional time, says Lockinger, since a lot of the survivors tell their stories. Core rider Elma Fischer from Elfros and Saskatoon was also part of Mission 2017. Fischer was a nurse for 35 years and has seen the changes made to cancer treatments. The Prairie Women ride has given Fischer the opportunity to combine her love of snowmobiling with her desire to raise awareness. “Until we find a cure, we’re going to be out there working till we’re finding that cure and giving hope to people.� Fischer lost her mother to pancreatic cancer four years ago. It touches everyone’s lives, says Fischer, but there is hope. “Everyday we learn more, everyday we learn something new and we can offer new treatments to people. So we have that opportunity to be hopeful.� Ann Ruep was diagnosed with breast cancer in 2005 when she was examined at the mobile screening. After Ruep’s treatment of around six shots of chemotherapy, 35 shots of radiation, her cancer has been in remission since 2006. It is because of her own journey through cancer that Ruep supports the Prairie Women. Each rider got to stand up at the banquet and tell their own stories about why they are riding. There was a lot of tears as every rider has been touched in some way by breast cancer and told the story of who they are riding for, from friends to family members. The ride itself is exhausting, says Lockinger, since a lot of days required

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Arlene Lockinger was proud to represent Humboldt as a Prairie Women on Snowmobiles 2017 core rider and spoke about how cancer has affected her life at the Humboldt banquet on Jan. 31. Mission 2017 saw 10 riders ride 1400 km across Saskatchewan to raise awareness about breast cancer. photo by Becky Zimmer In Star City the Mission 2017 crew revealed their total of $47,875.68 raised for the Canadian Cancer Society to go towards cancer research and a total of $96,530.68 for the Saskatchewan Cancer Agency to purchase equipment for the Saskatchewan Cancer Centres. That makes a grand total of $144,406.36 for Mission 2017. Over the past 17 missions, 17 riders, three pit crew, and three executives have been from Humboldt district, says Pat Haeusler, who MC’d the Humboldt banquet. In 2003, Haeusler was a core rider herself. “We all have female family, be it daughters, nieces, I was doing it for them.â€? Haeusler says that even if they were just riding the ditches or out with the truck with their logo showing, they hoped someone would see them and think to book a mammogram or do a self exam. Even if only one person thought about getting checked, it was worth it, says Haeusler. “The survivors and the stories, one thing that shocked me was women and men that were as young as 24 who were diagnosed.â€? JAMES SCHINKEL , BSA Even promoting womBROKER/OWNER (306) 231-7077 en snowmobiling was JSchinkel@Sasktel.net something special to 1704 4th Avenue (Horizon Fertilizers Building) PO Box 2469, Humboldt, SK S0K 2A0 Haeusler she says. The total support they have received over the NEW RM of Wolverine #340: MLS# 596967- $815,000 years, especially from ‡ 1,019 ac. Deeded, 316 ac. Crown Lease corporate sponsorship ‡ Yard site with home, machine sheds, bins, barn, has been a huge benefit & corrals ‡ 642 ac cropped, 60 ac. summerfallow, 200 ac. for the ride since they are alfalfa/brome, 237 ac. pasture paying for meals, rooms, ‡ 2016 Asmt: $329,800 and other big expenses. NEEDED: “Everything that the ‡ 4,000 – 5,000 ac. grain farm with yard & buildings girls raise, they’re always ‡ 640+ ac. grain farm with yard & buildings suggested to raise a mini&DOO -DPHV WR Ă€QG RXW KRZ WR WDNH DGYDQWDJH mum $3,000 in order to of these current opportunities ride...that all goes totally HUMBOLDT & AREA’S AGRICULTURAL REAL ESTATE SPECIALIST to research or equipment. Everything on the route is paid for.â€?

5:00 a.m. wake up calls and hours of riding. “We’re out there trying to give it all we got and hopefully we can do very well.� Because of lack of snow, not everyday was riding from place to place but that did not hold the ladies back from going from place to place to talk about brest cancer. In total, the riders only had a day and a half of conditions too poor to ride but Prairie Women On Snowmobiles President, Kelly Kim Rea, says that that was not too bad. They started on good snow and they ended on good snow, says Rea, with the finale in Star City. The whole ride was excellent, says Rea, with great support from volunteers and sponsors a like from across the province. In total this is the 17th Prairie Women on Snowmobiles ride with over $2.3 million raised for the Canadian Cancer Society and breast cancer research over the past 16 missions.

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Take care of your breasts By Dr. Megan Parker, ND Health Columnist

This past week I was honoured to have been asked to be the guest speaker at a Prairie Women on Snowmobiles event. They are a fantastic group of women riding across Saskatchewan to raise money and awareness for breast cancer research. According to the Canadian Cancer Society, 1 in 9 women in Canada will develop breast cancer during her lifetime and 1 in 30 will die from it. Breast cancer is the most common cancer among Canadian women and the second leading cause of death in women from cancer. Breast cancer can also occur in men, but it is not as common. The risk factors most consistently known for developing breast cancer include: female sex, a personal history of cancer, family history of cancer in first degree relative, early menarche, late onset of menopause, use of estrogen replacement therapy in menopause or the use of birth control pills before age 35 or for longer than 5 years, and delayed childbirth or nulliparity. Other less consistent risk factors include obesity and high BMI, alcohol intake, high fat diet, excess exposure to xenoestrogens, physical inactivity, and smoking tobacco or second hand smoke. Many of these risk factors are not modifiable and beyond our control. However, there are ways we can help protect our breasts and reduce the risk of breast cancer development. Food can be used as a powerful form of medicine and our diets can have a protective effect against breast cancer. Consume a high intake of dietary fibre, and vitamin

C rich foods like peppers and oranges. Legumes like beans, peas and lentils along with cruciferous vegetables (broccoli, cauliflower, cabbage) are also great additions to your diet. Limit your intake of saturated and trans fats. Monosaturates such as oleic acid in canola and olive oil are protective against breast cancer. Omega-3 fatty acids are also protective, found in seafood, nuts and seeds. Green tea contains a flavonoid called EGCG that is protective against many types of cancer. It is a powerful antioxidant and regulates inflammation in your body. Drinking green tea regularly can have a protective role for breast tissue. There has been an association between low vitamin D levels and many chronic diseases including breast cancer. Spend time safely exposing your skin to the sunlight to make vitamin D during the summer months. Vitamin D stores can also easily be tested through blood to know where you currently stand. Alcohol intake should be limited to one drink per occasion for women and two drinks per occasion for men. Stress management is essential to any healthy lifestyle. Stress increases our cortisol levels which in turn can cause inflammation which can lead to chronic disease. We are all exposed to stress in our daily lives, but we need to learn to manage it. We must work on handling the stressors we do have and learning to say no when needed. Take time for yourself. Set aside 10 minutes of “Me Time� everyday to recharge your batteries. Take a bath, have a cup of tea, exercise, read, get a massage;

whatever you love doing, fit that into your everyday routine to help with stress management. Get active. Research has shown that physical activity is more effective for maintaining health long term than nutrition. Exercise is also an integral component to prevent cancer relapse. All you need to do is move your body. Aim for 20 minutes per day 5 times per week. Do whatever activity it is you enjoy. Start small. It just takes one foot in front of the next. Unfortunately, we can’t change our genes. I mean you could always slip out of the blue jeans you’re wearing and change into some sweat pants, but that doesn’t change your genetics. Not all risk factors for breast cancer or other chronic disease are modifiable, but we can take some components of our health into our own hands. Disease is essentially a disorder of structure or function. All disease stems from something in your body going off balance and multiplying to a point that it produces symptoms or a dysfunction in the body. The more you do to support your body, the better it will work on a cellular basis, ultimately leading to long term health. Make small changes today with your health in mind. Being proactive about your health, leading a healthy lifestyle and taking care of yourself will only provide you with positive results: a longer, happier, healthier life! This article is intended for educational and information purposes only. It is not intended to provide medical advice, diagnosis or treatment. Should you require medical advice, diagnostics or treatment, please contact your nearest healthcare professional.

Viscount news By Sandra Reid Correspondent The ladies of Blankets for Canada have been very productive this past week. Last Friday, six ladies met in Plunkett to design blankets and on Feb. 1, seven of us met to join the knitted and crocheted squares together. There are ladies who make squares as well as blankets who do not meet with us in Viscount. We thank them for their beautiful work and dedica-

tion to our cause. Thank you to everyone who contributes! We always welcome newcomers, yarn, also partial balls of yarn for the trims and squares. At the moment we have between 20 to 30 blankets waiting to be put together. Come join us on Wednesdays at the Viscount Wheatland Library between 1 and 4pm. Then we will have a cup of tea together. Call Evelina for more info 306-944-4820. We just received about 100 squares from a lady

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in Humboldt as well as a lady from Lanigan. Many thanks to everyone who participates in this wonderful project. On Feb. 4, there were 18 people that came out to the Viscount Seniors Fundraising Breakfast. Wokers were Chris Rault and Monica Palfy. George Gray won the Lucky Loonie Pot. Best Wishes to anyone that is under the weather. Hope you feel better soon. Have a great week!

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Tennis relics reign down under By Bruce Penton Sports Columnist It was a blast from the tennis past Down Under. On a sports weekend when aging golfer Tiger Woods made his return to the PGA Tour after 17 months away and proceeded to miss the cut in San Diego, four aging stars from the world of professional tennis were showing they still have what it takes at the Australian Open, the first Grand Slam event of 2017. In a game where gazelle-like speed is needed to chase down cross-court volleys, when extreme stamina is required for peak performance for sometimes more than three hours, when brute strength is needed to blast serves in the 140 mile-per-hour range, it makes no athletic sense that a 35-year-old, 17-time major champion whose 17th seed accurately reflected the decline in his skills, should advance all the way to the final of a major. But Swiss star Roger Federer, perhaps the greatest tennis player of all time, did just that. Playing for the first time since taking time off after Wimbledon last summer to rest a knee injury, he eliminated three lower seeds en route to the final and came up against his chief Grand-Slam rival for the past decade, Rafael Nadal of Spain, a 30-year-old whose ninth seeding also spoke to what was believed to be the youth-led reality of the day: The younger guys — Andy Murray, Novak Djokovic, Canada’s own Milos Raonic — have taken over. But wait just a minute, said the oldtimers. Federer and Nadal kept knocking off the ‘kids’ until none of them were left standing. Only the two old guys — Federer going for Grand Slam title No. 18 and Nadal, the king of the French Open over the years, seeking major title No. 15.

And the ‘older’ old guy won — Federer winning his record 18th Grand Slam crown with a five-set victory. The age factor was a big story on the women’s side, too, but the ‘surprise’ factor was not. American sisters Serena and Venus Williams, 35 and 36 years old respectively, met in the final — the ninth time they had battled in a Grand Slam championship tilt (Serena is 7-2 in those family matches) — and, no surprise, Serena was the winner, 6-4, 6-4. The victory was her 23rd Grand Slam singles title, No. 1 all time in the modern era. She also regained her No. 1 world ranking, supplanting Angelique Kerber of Germany. So the ‘kids’ in the world of tennis should take note: The old folks still wanna have some fun. • Comedy writer Alex Kaseberg “The world’s soccer head, FIFA, announced they are expanding the World Cup from 32 teams to 48. Why? Two words: More bribes.” • Norman Chad of the Washington Post, on Twitter: “Jordy Nelson is playing in the NFC championship game with broken ribs. I took a sick day last week when I was out of Metamucil.” • Norman Chad again, about NFL owners moving their franchises to new locations with taxpayer-subsidized stadiums: “For folks with no farming background, it’s amazing how well NFL owners know how to milk a cash cow.” • Janice Hough of leftcoastsportsbabe.com: “In practice for the Pro Bowl in Orlando, Ravens kicker Justin Tucker hit a 75-yard field goal. Stay tuned for Sean Spicer to say how President Trump made an 80-yard one in college intramurals.” • Another one from Hough, on Twitter: “Colts have

fired GM Ryan Grigson after two consecutive 8-8 seasons. 49ers fans wonder if Grigson was fired for over-achieving.” • Brad Rock in the Deseret News: “A 75-year-old man reportedly punched a 92-year-old man in the face over seating in a Nebraska nursing home cafeteria. So that settles it. Neither Evander Holyfield nor George Foreman has retired.” • Jack Finarelli, aka the Sports Curmudgeon: “With Sean McVay hired as the Rams’ coach at age 30, is it possible that Bill Belichick has a hoodie that is older than Sean McVay?” • RJ Currie of sportsdeke.com: “Novak Djokovic was upset in Round 2 of the Australian Open by wild-card entry Denis Istomin. This is what happens when you forget to take an anti-Istomin.” • Comedian Argus Hamilton, after disgraced QB Johnny Manziel tweeted some advice on using Twitter to President Trump: “The Book of Revelation clearly states the first sign of the Apocalypse is that Johnny Manziel is the voice of reason.” • Posted on Community Baptist Church’s readerboard in Fallbrook, Calif.: “God will never forsake you — unlike the Chargers.” • Janice Hough again, on Seahawks assistant coach Rocky Seto leaving the NFL to enter the ministry: “If he really wants to be around a lot of people praying every Sunday, he should join the 49ers.” • Blogger TC Chong, on Johnny Manziel’s autograph booth during Super Bowl week: “He is charging $99 to sign items people bring. So far no NFL teams plan to bring a contract.” Care to comment? Email brucepenton2003@yahoo.ca

The benefits are there for learning a second language By Becky Zimmer Journal Editor

The Department of Education through the Saskatchewan government declared Feb. 6-10 as French Second-Language Education Week. I love going through local schools and seeing students trying out new languages or displaying their French work on the walls. I realize that in the middle of Saskatchewan learning a second language may be a moot point to a lot of people since French is not spoken within a 100 kilometres of some Saskatchewan communities. I am a special case, since I not only want to learn french for my own benefit but also need to learn for half the

jobs that I want to apply for. This was partially evident for an empty Community Gathering Place on the weekend when the Le Canada C’est Moi french workshop came to town to celebrate Canada 150. French, according to aboutworldlanguages.com is spoken in over 53 countries, including Canada, with 220 and 300 million people worldwide speaking it as their first and second language. While knowing both English and French would be beneficial, there are many benefits to learning any second language to go along with English. English is only the third largest native language in the world with 335 million native speakers, next to Man-

darin Chinese with 874 million native speakers and Spanish with 406 million native speakers. Children are sponges. They pick up and understand things that just stick with them so teaching a second language early can be very beneficial later in life. Just like I am finding being a later in life unilingual person, having a second language would have opened up many new career doors for me. According to psychological studies, there are plenty of mental benefits to learning any second language. Those who know a second language score higher on standardized tests and are better at multitasking. Being bilingual also improves the functionality of the brain, staves off dementia and

Alzheimer’s, and helps with improved memory. Especially the middle of Saskatchewan where we rarely hear another language, becoming and staying fluent in another language may not be realistic. But even just entering the learning process can provide these benefits to the human brain. When in doubt there is always the internet when it comes to learning programs or chatting with native speakers as a way of practice. The world is big and Saskatchewan is pretty small. The joy of learning something new might be enough for some people to give it a try.

From bread basket to oil basket

Calvin Daniels Wheat was once the crop which made the Canadian Prairies. The region became known as the ‘Breadbasket of the World’ for a reason. Producers here grew high quality grain which was ideal for bread,

and the world wanted it. But nothing stays the same forever. Here on those same Prairies canola has emerged as the primary crop. It has done so for two reasons, which are connected. World demand for vegetable oil continues to grow. That is not surprising as it is used in almost everything we eat, from an ingredient in baking and processed foods, to the fat which sizzles away cooking order after order of French fries, deep fried dill pickles and a host of other foods. In the case of canola its

make-up is such that it is a highly sought after veg oil option because of its healthier profile. So demand has grown for canola perhaps more than even the general growth in veg oil demand, and that has increased grower interest in the crop. Plant breeders took over at that point. They have vastly improved canola through recent decades, which has not only increased yield potential, but has vastly changed the range over which canola can be successfully grown. There are fields of cano-

la grown now in areas that only a couple of decades ago it would have been considered folly to do so. As canola interest has grown, wheat interest has waned. There simply is not the demand for the crop that there is for canola. So while canola costs more to grow, and comes with more risks in terms of securing a crop, the potential for profit remains higher. That leaves wheat on the Prairies something of a conundrum moving forward. It remains a crop farmers can produce well, but

Publisher: Brent Fitzpatrick bfitzpatrick@humboldtjournal.ca

Accounting/Sales Coordinator: Leslie Wilkinson lwilkinson@humboldtjournal.ca We acknowledge the financial support of the Government of Canada through the Canada Periodical Fund (CPF) for our publishing activities. Published every Friday by Prairie Publishing Ltd. at 535 Main Street, Humboldt. P.O. Box 970, Humboldt, Sask. S0K 2A0 Telephone: (306) 682-2561, Fax (306) 682-3322 Advertising deadline is Friday by 5:00 p.m. We reserve the right to edit copy for libel or other legal, grammatical and spelling errors or space constraints.

4 ECT Friday, February 10, 2017

Humboldt Front Office/Circulation: Cassandra Crone (On Maternity Leave) Jade Danyluik ccrone@humboldtjournal.ca

Canada is no longer the primary player in the market. In fact, the area around the Black Sea is now seen as a major export region, and with a large area of Russia one where wheat production could grow substantially with better varieties and production technologies. This potential growth is set against a demand that is barely growing, which admittedly remains a strange reality as many remain hungry around the world. It is of course a reinforcement of the reality those most vulnerable and hungry have the least abil-

ity to buy food. So the wheat sector is beginning to look at alternate markets, from wheat based cat litter to plastics made from wheat starch. It is great to diversify demand, with the hopes that spurs competition for product and bolsters prices, but it also seems to run counter to the idea of farmers feeding a growing population. In the short term farmers would no doubt benefit if new wheat markets were created, but long term humanity might be better served by addressing how to feed the hungry.

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Sewing Machine Service New & Used Sewing Machines & Sergers and Repair Service “Just a phone call away� Sales & Phone (306) 287-3941 Service Watson, SK

ACCOUNTANTS

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Dr. Michele Ackerman HUMBOLDT MALL (306) 682-4434 2IĂ€FH +RXUV 0RQGD\ ² 7KXUVGD\ D P WR S P 1HZ 3DWLHQWV :HOFRPH

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OPTOMETRISTS

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DENTAL

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Mobile Welding Service Farm and Industrial Welding, Pressure Welding, Machining, Custom Fabricating, CNC Plasma Cutting, Customized Steel Signs TEL (306) 682-3424 8 miles North, Hwy #20 rswelding@sasktel.net

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Pitka’s

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Humboldt & Area’s Largest Independent Accounting Firm

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231 Main Street Humboldt, SK 306-682-5058 www.hsacpa.ca

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MICHELLE Zimmer A.SC.T. Humboldt, Saskatchewan 306-231-9270

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What to know when buying a wedding ring BY CHRISTOPHER LEE EAST CENTRAL TRADER Buying a wedding band is an important part of preparing for the big day. Here’s what you should know before making the big purchase. There are a number of different kinds of rings available including rings made of white and yellow gold, ceramic, tungsten, titanium and cobalt. When looking for a wedding ring, it is important to have a budget in mind before visiting a jeweler, says Jeremy Markwart, manager at Assaly’s Diamond and Fine Jewellery Boutique. Markwart also says it is important for those looking at buying a wedding ring that they know prior to purchasing the ring whether or not they will be joining the rings together sometime after the wedding. “If you were to buy an eternity band, which is the one where the diamonds go all the way around you’re not going to join an eternity band.â€? A key to remember is that the wedding band 7KRPSVRQ 7UDYHO <RXU &HUWLĂ€HG

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is meant to compliment the engagement ring, says Markwart. “We get some women who want to create big wedding bands but you need something that’s going to showcase the engagement ring, not take away from it‌ So often times, small and subtle is what looks better.â€? Markwart also says it is important to make sure that the quality of the diamond on the wedding band matches the quality of diamond on the engagement ring. “If the diamond quality isn’t the same, when you put them together it’s very noticeable quickly.â€? For Markwart, the most important thing to do during the ring buying stage is to visit an established jeweler, “because you know down the road if you have issues or problems you’re going to get the service that goes with it.â€? Visiting an established jeweler provides people with the opportunity to have any questions they might have answered, and they can also help find the exact ring someone might be looking for, says Markwart.

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It all comes down to having that customer service and piece of mind. “You’ve got to go somewhere where you trust the people‌ to be able to buy somewhere with someone you trust to me is pretty important.â€? When it comes to taking care of the rings, Markwart recommends taking it in to a jewellery store once every six months to have it inspected and cleaned. The jeweler will be able to notice any damage that might be done to the ring. “If there is something wrong with it, we can usually catch it before it becomes a big problem.â€? Some of the problems that might arise include loose diamonds and bent or catching settings. Catching those early could be the difference between keeping or potentially losing diamonds. For Assaly’s Diamond and Fine Jewellery Boutique, Markwart notes they will inspect and clean any ring – whether purchased at their store or not – and says the process is free for everyone.

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You are not alone when booking your venue By Becky Zimmer East Central Trader Planning the perfect wedding venue can be stressful for brides and grooms. Finding the perfect venue can be made easier for the happy couple by helpful staff. Kathy Gray with the Kerry Vickar Centre in Melfort advises brides and grooms to start out by taking a look at the guest list and then going from there on the size and type of venue they will need. From there, they can work on

decorations, meals and other needs, which can be the tricky part. Taking time to consider all options, creates the opportunity for the wedding celebration to reflect the couples personalities. Gray says Kerry Vickar not only provides venues with large capacities but also provides specialists to make the day easier, with a list of decorators and caterers for the couple to help them out. Tim Verklan with the Nipawin Evergreen Convention Centre says that they provide a special guide

Weddings & Honeymoons Susan Currie

Destination Wedding & Honeymoon Specialist Direct Phone: (306) 763-8604 Toll Free: 877-763-8604 Email: susan.currie@travelmasters.ca http://travelmasters.ca/susancurrie/

for their couples, as well as an event planner on staff to help with the big and small decisions. “From the decor to the meal to the room set up, we look after all.” Verklan also says that making sure it is sized accordingly is the first step to planning the big day. The Evergreen is flexible with couples who want to bring in their own stuff or who are taking on their own planning but the majority of the time, they can be a big help to the couple, says Verklan. “We strive to provide them options, ideas and different floor plans, present them with our in house decor items along with our exclusive catering service that is available to make their day a special day.” Weddings can be expensive and with the venue comes extra costs. Gray says that some couples are surprised by extra expenses, like linen rental, decorations, and corkage fees. “It is important to consider to all of the details when planning your

budget,” she says. Corkage fees can include things like paying for the bartender, mix, ice and glassware, and whether the venue is in charge of corkage or the couple is taking care of it this is going to be an extra cost that some couples seem to miss, says Gray. When having their soiree, there are going to be government regulations regarding serving alcohol and safety issues that the couple must also keep in mind. Venues like the Kerry Vickar and the Evergreen can help with any kind of regulations concerns if the couple needs it, says both Verklan

and Gray. Verklan says that they go through those regulations with the couple as soon as they know the size of the event; items like fire exits, safety precautions and what has to be done with their liquor license. Three types of permits are available in Saskatchewan, including a sale permit where liquor will be sold, a non-sale permit where liquor will be served but not sold, and a cost recovery permit where the cost of liquor is going to be recovered from the sale. Verklan says that they provide a bartender who can look after things

like corkage but also who have a Serve it Right license and can be aware of over excessed guests. If a guest needs to be cut off, the couple needs someone who is willing to do that, says Verklan. Gray encourages couples to look at Party Alcohol Liability insurance, which would protect them from any lawsuits, which is valid with a liquor license and includes wedding receptions with a DJ. However according to www.palcanada. com, “events with live entertainment or sports do not qualify for this policy.” When it comes to calculating what is going to end up being the final cost of a venue, couples must also be aware of what is included in their rental price. Verklan points to a lot of extras like napkins and table clothes, glassware, stage, lighting and sound systems. Are they going to be included in the reception? If not, what is going to be the cost of that? It goes on and on and on, says Verklan. We fully disclose all costs that

make up the final rental costs to help our clients budget properly for their wedding, says Verklan. “There are so many other areas that they have to look at and our wedding planning guide and staff are available to relieve much of the stress.” Couples must be aware of those extras and keep them in mind while budgeting and financially planning the wedding. Taking a look at the finer points of the couple’s wedding package can help answer all those questions as

we work to exceed their expectations, says Verklan. Whether planning their own wedding or getting help from the venue staff, Gray says communication is the key to a successful and as stress free as possible wedding. Come in or call and ask questions, says Gray. “I’d far rather have a bride phone 500 times than not at all.” The more planning and preparation before the day can make the wedding day as smooth as possible, says Gray.

Contact us for a free consultation

We would be honoured to be a part of your Special Day

Together h The h Evergreen C Centre and The Evergreen Restaurant hosts North East Saskatchewan’s most memorable wedding ceremonies and receptions. You can be condent of our attention to detail, expertise, personal service, and specialized in-house catering to exceed your wedding day expectations.

Call our wedding event coordinator to help plan your special day! events@evergreencentre.ca 8 ECT Friday, February 10, 2017

• 1-855-862-9795

• www.evergreencentre.ca

Restaurant 306-862-4440 Friday, February 10, 2017 ECT 9


You are not alone when booking your venue By Becky Zimmer East Central Trader Planning the perfect wedding venue can be stressful for brides and grooms. Finding the perfect venue can be made easier for the happy couple by helpful staff. Kathy Gray with the Kerry Vickar Centre in Melfort advises brides and grooms to start out by taking a look at the guest list and then going from there on the size and type of venue they will need. From there, they can work on

decorations, meals and other needs, which can be the tricky part. Taking time to consider all options, creates the opportunity for the wedding celebration to reflect the couples personalities. Gray says Kerry Vickar not only provides venues with large capacities but also provides specialists to make the day easier, with a list of decorators and caterers for the couple to help them out. Tim Verklan with the Nipawin Evergreen Convention Centre says that they provide a special guide

Weddings & Honeymoons Susan Currie

Destination Wedding & Honeymoon Specialist Direct Phone: (306) 763-8604 Toll Free: 877-763-8604 Email: susan.currie@travelmasters.ca http://travelmasters.ca/susancurrie/

for their couples, as well as an event planner on staff to help with the big and small decisions. “From the decor to the meal to the room set up, we look after all.” Verklan also says that making sure it is sized accordingly is the first step to planning the big day. The Evergreen is flexible with couples who want to bring in their own stuff or who are taking on their own planning but the majority of the time, they can be a big help to the couple, says Verklan. “We strive to provide them options, ideas and different floor plans, present them with our in house decor items along with our exclusive catering service that is available to make their day a special day.” Weddings can be expensive and with the venue comes extra costs. Gray says that some couples are surprised by extra expenses, like linen rental, decorations, and corkage fees. “It is important to consider to all of the details when planning your

budget,” she says. Corkage fees can include things like paying for the bartender, mix, ice and glassware, and whether the venue is in charge of corkage or the couple is taking care of it this is going to be an extra cost that some couples seem to miss, says Gray. When having their soiree, there are going to be government regulations regarding serving alcohol and safety issues that the couple must also keep in mind. Venues like the Kerry Vickar and the Evergreen can help with any kind of regulations concerns if the couple needs it, says both Verklan

and Gray. Verklan says that they go through those regulations with the couple as soon as they know the size of the event; items like fire exits, safety precautions and what has to be done with their liquor license. Three types of permits are available in Saskatchewan, including a sale permit where liquor will be sold, a non-sale permit where liquor will be served but not sold, and a cost recovery permit where the cost of liquor is going to be recovered from the sale. Verklan says that they provide a bartender who can look after things

like corkage but also who have a Serve it Right license and can be aware of over excessed guests. If a guest needs to be cut off, the couple needs someone who is willing to do that, says Verklan. Gray encourages couples to look at Party Alcohol Liability insurance, which would protect them from any lawsuits, which is valid with a liquor license and includes wedding receptions with a DJ. However according to www.palcanada. com, “events with live entertainment or sports do not qualify for this policy.” When it comes to calculating what is going to end up being the final cost of a venue, couples must also be aware of what is included in their rental price. Verklan points to a lot of extras like napkins and table clothes, glassware, stage, lighting and sound systems. Are they going to be included in the reception? If not, what is going to be the cost of that? It goes on and on and on, says Verklan. We fully disclose all costs that

make up the final rental costs to help our clients budget properly for their wedding, says Verklan. “There are so many other areas that they have to look at and our wedding planning guide and staff are available to relieve much of the stress.” Couples must be aware of those extras and keep them in mind while budgeting and financially planning the wedding. Taking a look at the finer points of the couple’s wedding package can help answer all those questions as

we work to exceed their expectations, says Verklan. Whether planning their own wedding or getting help from the venue staff, Gray says communication is the key to a successful and as stress free as possible wedding. Come in or call and ask questions, says Gray. “I’d far rather have a bride phone 500 times than not at all.” The more planning and preparation before the day can make the wedding day as smooth as possible, says Gray.

Contact us for a free consultation

We would be honoured to be a part of your Special Day

Together h The h Evergreen C Centre and The Evergreen Restaurant hosts North East Saskatchewan’s most memorable wedding ceremonies and receptions. You can be condent of our attention to detail, expertise, personal service, and specialized in-house catering to exceed your wedding day expectations.

Call our wedding event coordinator to help plan your special day! events@evergreencentre.ca 8 ECT Friday, February 10, 2017

• 1-855-862-9795

• www.evergreencentre.ca

Restaurant 306-862-4440 Friday, February 10, 2017 ECT 9


Adding beauty to your big day BY BECKY ZIMMER EAST CENTRAL TRADER The bride is always going to be beautiful on her big day but flowers are a nice compliment to her and her maids. Judy Bowditch with Tisdale Florist has been on the job for 25 years and can help any bride with her flower needs. Consultations can take anywhere from 30 minutes to an hour, says Bowditch and most brides are coming in prepared with ideas from the internet. “Most brides know what they want nowadays. In most cases they have picked two

or three things off of Pinterest or a wedding site and we put those ideas together.� No matter the flowers or style, we are able to work with what they want, says Bowditch. Some brides do take on the challenge of doing their own arrangements, which Bowditch says is perfectly fine. However, a florist will put in the work and stand by their product as well, she says. They can also personalize it any way they want, she says. “Whether a loved one is missing and they have a special piece of memorabilia, whether it be a pin of mom’s in the back or front of the bouquet, or something

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of their dad’s or grandma’s. We do that kind of thing.� The bouquet does not have to be just flowers either, says Bowditch. Feathers, jewels, and bling are all some things that they can add or, depending on the time of year, fall or harvest weddings can include grains or other things. When it comes to arrangements, Bowditch says they can take care of everything from bouquets for brides and bridesmaids to corsages for the moms and grandmas to boutonnieres for the grooms and groomsmen, parents, grandparents and ushers, as well as pew markers. As well as a free throw for the couple, something special that Bowditch does for her brides and grooms is include an extra boutonniere for the groom. After the ceremony and receiving line, it can look a little worse for wear, says Bowditch, so they like including that extra one to keep him looking fresh. As well, sometimes people order arrangements for the head table but Bowditch says they encourage the bride to use her and bridesmaid’s bouquets as head table centre pieces. They even have vase rentals, she says. After working as a florist for 25 years, Bowditch has seen the styles change over the years. What was mostly a demand for cascading bouquets, which are more labour intensive, has Tisdale turned into a loose, Florists hand-tied arrangement but Bowditch says she sometimes Stunning Wedding gets requests for a Creations Designed to variety of styles. add the Perfect Touch to Whatever ideas the a Wonderful Day bride has, a florist can 1109 - 100th St. take the stress out of 306-873-2025 your wedding plans.

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Terry Price 10 ECT Friday, February 10, 2017

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Turning a love of weddings into a business der your budget,â€? she BY EMMA MELDRUM said. “That’s a big one, PARKLAND REIVEW Janine McNevin was because lots of people married in October of think wedding plan2015 and loved every ners might be expenminute of her wedsive, but they actually ding. can guide you.â€? “It was a vintage She also said that Victorian theme, with wedding planners can antique stuff; lace, help with the entire gold accents, and it wedding, or focus in was a big wedding,â€? on specific tasks a couMcNevin said. “We ple needs help with. got married in the “There’s also [anothCatholic Church in er] kind of package, Tisdale and then we which is consultation, had the reception in so they basically conthe RECplex, and that nect with you however was a project to decomany times they want, rate. I went all out on just on simple questhe decorations, every tions that they have, detail.â€? maybe they need help She enjoyed the picking a venue and wedding so much maybe that’s all they that she wanted to need you for.â€? get married again so McNevin hopes she could try different A local wedding planner hopes to share her love for love with her new business. to help soon-to-be themes and ideas. photo courtesy of Janine McNevin husbands and wives Her husband Ryan across Northeastern gave her a push in the right direc- decorations to making connections besque Wedding and Event Design Saskatchewan. Her website, aration. with different vendors in your com- was born. besqueweddings.com, includes “He was the one that signed me munity and different venues‌ we McNevin said that aside from the following statement: up for the course,â€? she said. also learned how to properly price saving a bride and groom time and “I have a true love for LOVE! McNevin travelled to Calgary to things and run a business, how to stress, a wedding planner can also It gives me the chills to see first take a wedding planning course start a business, how to market, save a couple money. kisses, cute engagement sessions, offered by the Wedding Planners even right down to how to do in“They do budget plans and ba- and happily ever afters. I would Institute of Canada. come tax for a business.â€? sically if you give them a budget, love to share my passion for wed“We learned everything from the Back home in Carrot River, Ara- they will stay within and even un- dings with you!â€?

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CLASSIFIEDS

The best way to Buy and Sell in East-Central Saskatchewan

Call 306-682-2561 to place your Classified Ad

Thought For The Soul

“A smile is a curve that sets a lot of things straight.�

Schuler ~ Lefebvre Ph: (306) 682-4114

www.schuler-lefebvrefuneralchapel.com

Locally owned and operated. Serving local families for 24 years. Purple Shield/Familyside

1-800-661-8959

BREKER: In loving memory of a Dad and Mom Matt Feb. 15, 1928 - Nov. 20, 2008 Elvie Nov. 1, 1930 - Feb. 12, 2012

Underwritten by Assurant Life of Canada

“In every sweet memory there is a life remembered and a soul cherished... In every sweet memory there is love.� Remembered forever by your family.

Todd Brad Deryk Schuler-Lefebvre Funeral Chapel Humboldt, SK Ph: (306) 682-4114

Glenn Taphorn “Dedicated to those we serve�

Malinoski & Danyluik Funeral Home 100% LOCALLY OWNED AND OPERATED

FISCHL: In loving memory of Lawrence who passed away Feb. 10, 1999. Deep in our hearts You will always stay. Loved and remembered Everyday Forever loved and sadly missed by Wife, Ramona & families.

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682-1622

Check out our website for upcoming services and Obituaries

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Offering Dignity with Affordable, Friendly, Caring Service Accepting new and existing pre-arranged funeral plans.

TIMMERMAN: In loving memory of Leona who passed away Feb. 11, 2003 Gone is the face we loved so dear Silent is the voice we loved to hear Too far away for sight or speech. But not too far for thought to reach Sweet to remember her who was here Who, gone away, is just as dear.

Always loved and never forgotten, Ray, Leah, Len & family, Todd, Sue & family, Trent, Sarah & family, Tara, Scott & family

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12 ECT Friday, February 10, 2017

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FRERIKS: Duane Alphonse August 1, 1963 - Jan 27, 2017 It is with broken hearts that the family of Duane Alphonse Freriks of Pilger, SK, announces his passing at Royal University Hospital, Saskatoon, SK, on Friday, January 27, 2017. He was 53 years of age. Duane was born on August 1, 1963, to Casper and Sally (nee Loessl) Freriks in Humboldt SK. He completed his Grade 8 education in Pilger and recently obtained his Grade 12 GED through Carlton Trail Regional College. Duane grew up near Pilger where his love for the farm began. His love for anything outdoors started as a young boy when he would spend hours alongside his parents working on the farm, and that love only grew as the years went by. Duane entered the workforce at the age of 16 when he started working at Humboldt Motors detailing cars. Soon after he secured employment at the United Grain Growers in Pilger. It was through a mutual friend where Duane met the love of his life, Lisa Messmer. Duane and Lisa were married on June 28, 1986, at St. Bernard’s Church in the Pilger district. They purchased their first home in Humboldt where they were blessed with their first two daughters, Shyla and Shelby. When the opportunity arose, Duane and Lisa purchased the Freriks family farm where Duane grew up, and soon after completed their family with the arrival of their third daughter, Kendall. Duane started working at Feed Rite shortly before the move to the farm, and was employed there for the next 18 years. Duane was always very proud of his three girls and always willing to participate in all the things that they enjoyed. He never missed a dance recital, birthday party, soccer practise or basketball game. His love for the outdoors led the family to many camping trips, road trips, weiner roasts, fishing, snowmobiling and evening campfires on the patio. In most recent years, he was able to enjoy this with the three young men whom he adored. Duane took much pride in the farmyard and loved to help Lisa take care of the garden and the greenhouse in the spring. He spent the last five years in the workforce at CIM where he made some everlasting friends. Duane had a love for dancing like no other. That was something he shared with his friends and family. Duane was always known for his contagious laugh and his warm, golden eyes. He was a social butterfly who will be greatly missed by so many. Duane will be sadly missed and lovingly remembered by his wife of 30 years, Lisa (nee Messmer) Freriks; their three daughters: Shyla (Sean Miller) and his daughter Mya, Shelby (TJ) Hastings, and Kendall (Brandon Schreiner). Duane is survived by his parents, Casper and Sally Freriks; brother David (Joan) Freriks; sister Lorenda Thimm (Warren Hauser); motherin-law Jean Messmer; sisters-in-law: Nadine (Leon) Stuckel, and Pam (Vance) Arnason; and by his treasured nieces, nephews, and friends. Duane was predeceased by his maternal grandparents, Agnes and Alois Loessl; paternal grandparents, Bernard and Mary Freriks; father-in-law, Mel Messmer; brother-in-law, Bruce Thimm; and by his cousin Robert Lumley. The Funeral Mass was offered at St. Augustine R.C. Church, Humboldt, on Thursday, February 2, 2017, at 10:30 a.m., celebrated by Fr. Joseph Salihu. Others taking part were: Tyler Freriks, crossbearer; Pamela Arnason and Calen Stuckel, scripture readers; Mason Arnason, intentions; Nicole Pappenfoot and Katelyn Wallin, giftbearers; Renae Kleiter and Donna Schlosser, memorial table attendants; Leon Stuckel, eulogist; TJ Hastings, Brandon Schreiner and Sean Miller, urnbearers. Music ministry was provided by director Loretta Schugmann, organist Dolores Hinz, and members of the St. Augustine Parish Funeral Choir. Honorary pallbearers were “all those who shared in Duane’s life�. Interment followed at St. Bernard’s R.C. Cemetery in the Pilger district. Memorial donations may be directed to either the Humboldt Emergency Relief Organization (HERO) or the Royal University Hospital Intensive Care Unit. Schuler-Lefebvre Funeral Chapel, Humboldt, SK.

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SUER: Lorraine Catherine Dec 13, 1933 - Jan 26, 2017 It is with heavy hearts that the family of Mrs. Lorraine Catherine (nee Theissing) Suer of Humboldt, SK, announces her sudden and unexpected passing on Thursday, January 26, 2017, at her residence. She was 83 years of age. Lorraine was born on December 13, 1933, to Casper and Helen (nee Niebrugge) Theissing at home on their farm in the Wilmont district. She was raised there and attended Keller School. Lorraine met Herman Suer when she was playing softball with the local ladies’ team, which he coached. They were married on June 23, 1953, and celebrated 57 years of married life. Lorraine worked alongside her husband on the farm until they relocated to Humboldt in 1996. Together they loved to dance, go fishing, play cards, and socialize with family and friends. Lorraine enjoyed gardening, cooking, and baking (much to the enjoyment of her friends and family). In later years, she liked going to bingo, playing cards with the ladies, and doing puzzles. Her greatest joy was visiting with her children, grandchildren and great-grandchildren - the busier her house was, the happier she was. Lorraine will be lovingly remembered and sadly missed by her children: Janet (Gil) Beck, Colleen Kurja, David (Connie) Suer, and son-in-law Doug (Diane) Willis; nine grandchildren: Jackie (Mitchell) Pituley, David (Sally) Willis, Melissa (Ryan) Fabbro, Erin (Darrick) Ellis, Ryan (Deanna) Beck, Rachelle (Brendan) Parker, Patrick Kurja, Trevor Kurja (Jessica Reid), and Matthew Kurja; 18 great-grandchildren; brother, Wilfred (Lillian) Theissing; sisters-in-law: Rose Wyshynski, Margaret Keehborn, and Viola McKee; and by her nieces and nephews. She was predeceased by her husband, Herman Suer (September 5, 2010); daughter, Karen Willis; sonin-law, John Kurja; parents, Casper and Helen (nee Niebrugge) Theissing; brother, Alvin (Doreen) Theissing; sister-in-law, Loretta (John) Manderscheid; brothers-in-law: Bernard Wyshynski, John Keehborn, and Jim McKee. The Funeral Mass was offered at St. Augustine R.C. Church, Humboldt, on Tuesday, January 31, 2017, at 10:30 a.m., celebrated by Fr. Joseph Salihu. Interment followed at St. Augustine R.C. Cemetery. Memorial donations may be directed to either the Canadian Cancer Society or the St. Augustine Parish Centre. Schuler-Lefebvre Funeral Chapel, Humboldt, SK. Announcements All the visits are free. No obligations. Compliments of local businessess. ARE YOU NEW TO THE COMMUNITY? PLANNING A WEDDING?

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Undefeated teams stay pefect in Horizon basketball By Christopher Lee Journal Reporter

High School basketball teams are heading for the stretch run with just a few weeks left in the season and those teams are jockeying for position. Junior Girls It was a busy week in North West “A” action as there were a trio of games played last week. St. Brieux and Lake Lenore were both busy as they each played a pair of games, finishing with 1-1 records as St. Brieux knocked off Wakaw 41-11 before losing to Lake Lenore 44-34 in a game that counted for four points. Lake Lenore meanwhile, lost their other game of the week 49-28 to top ranked Middle Lake. With their win over Lake Lenore, Middle Lake continues to top the league

standings with a perfect 8-0 record, four points clear of Lake Lenore (6-2) and six points clear of St. Brieux (5-3). Rounding out the league standings, Humboldt (2-5) and Annaheim (2-5) sit in a tie for fourth, while Wakaw (0-8) sits in sixth in the six-team league. It was also a busy week in North West “B” League action with three games of their own. The top ranked St. Dominic Chargers continued their perfect run through the season as they knocked off St. Augustine 42-17, while Bellevue picked up valuable points in the race for second with a 54-26 win over St. Brieux and Cudworth dropped points in the race for second thanks to a 25-18 loss to Humboldt Public. With the win the Chargers (8-0) sit six points clear of Cudworth (5-3) and Bellevue (5-3) for first place and nine points

Eighty women created art and raised money for the Lanigan and District Waterpark Committee’s second Paint Nite fundraiser on Jan. 25. Kat Moon and her assistant Ashley, helped the artists with their painting, Crazy Daises. The event brought in $1,800 to go towards continued efforts for a new swimming pool in Lanigan. photo courtesy of Jessica Sanden

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ahead of Humboldt Public. Rounding out the six-team league, St. Brieux (2-6) sits in fifth, three points clear of St. Augustine (0-7-1). In the lone game of the week in the South West League, Lanigan continued their dominant start to the season as they routed Strasbourg 47-24. With the win Lanigan moves to 4-0 on the season, six points head of Watrous (1-2) and eight points clear of Strasbourg (0-3). The final game took place in the South East League as Foam Lake and Wynyard battled in a game between the top two teams in the league, with Foam Lake squeaking by Wynyard 44-32. With the win Foam Lake (4-0) moves six points clear of Wynyard (1-2) for first place in the league, while Wadena (0-3) rounds out the three-team league, eight points behind Foam Lake for first. Junior Boys In the lone game of the week in the North West League Bellevue and Annaheim battled in a matchup between two winless clubs. The game came down to the final seconds, but in the end Bellevue emerged victorious with a nail biting 76-74 win. With the win Bellevue moves their record to 1-3 on the season and sits four points behind St. Brieux (3-1) and six points back of Lake Lenore (4-0) and pulls two points clear of Annaheim (0-4). The South West League was the busiest of the five junior boys leagues with a pair of games last week. Lanigan picked up just their second win of the season as they knocked off winless Strasbourg 49-34, while Watrous Blue moved into a first place tie with idle Watrous Gold after a 65-25 win over Viscount. With their win Watrous Blue improved their record to 4-1 on the season, tying Watrous Gold (4-0) for first place, with

both teams sitting four points clear of Lanigan (2-3), six points clear of Viscount (1-4) and eight points clear of Strasbourg (0-3). Senior Girls In the South League the Strasbourg Vikings picked up a pair of valuable points in a 41-29 win over the Lanigan Lazers. The win pushes the Vikings to the top of the league standings with a 2-0-1 record and into a first place tie with the Lazers (2-1-1). Meanwhile, the idle Imperial Cougars round out the three-team field with a winless 0-3 record. Senior Boys In North League action the Humboldt Mohawks and LeRoy Lightning renewed acquaintances after the Mohawks picked up their first win of the season the week prior. This time around it was the Lightning who picked up their first win of the season as they knocked off the Mohawks 56-44. With the win the Lightning (1-5) pull into a fourth place tie with the Mohawks (1-4), with both teams trailing Annaheim (2-2) by two points, Lake Lenore (3-1) by four points and St. Louis (5-0) by eight points. The South League was much busier than their North League counterparts last week with three games as Kawacatoose knocked off Watrous 63-48, Lanigan Blue knocking off Punnichy 56-33 and Viscount routing Lanigan White 98-33. With all three games counting four points in the league standings, Kawacatoose (7-1) moved to the top of the table, two points ahead of Lanigan Blue (6-2), and six points clear of Watrous (4-2) and Viscount (4-3). Rounding the league standings are Lanigan White (1-6) who sit fifth and Punnichy (0-8) who sit sixth in the sixteam league.

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Tenders Farmland for Sale South West 17-38-16 West of the 2nd, Spalding 90 cultivated acres currently in hay, remainder fenced pasture. Highest of any offer not necessarily accepted. For more information call 306.383.2346 or 306.383.7119 Submit tenders by March 1, 2017 to Box 637 Quill Lake, SK S0A 3E0 Land For Sale 2 quarters farmland RM of Spalding East half 17-38-16 W2 for sale by tender. Highest or any tender not necessarily accepted.

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Submit tenders to Greg Harcourt: Box 40 Quill Lake, SK S0A 3E0 or email gpharcourt@gmail.com by February 25, 2017 For more information call 306.383.7119

Hay/Bales For Sale Hay for Sale 100 bales of Brome/Alfalfa Will load $40 - $50 per bale Call 306-682-2899

Land For Rent

Land for Rent RM of Humboldt NE 28-37-23-W2 SE 27-37-23-W2 SW 34-37-23-W2 Call 306.682.5306 Written tenders: Dan Bergermann Box 215 Muenster, SK S0K 2Y0 Closing date for tenders is February 27, 2017 Highest or any tender not necessarily accepted

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Take control over your money By Becky Zimmer Journal Editor According to Statistics Canada, Canadians owed a record $1.92 trillion in household debt by the end of 2015. Trying to get a handle on household debt can be tricky, but it is doable says HSA’s Kelly Herperger. The first thing a person needs to do is to take a look at and analyze their own expenses and revenues. “You have to analyze where your spending has been. When you actually break it down, it can make your stomach turn when you discover what you have been spending your hard earned cash on.� You must analyze where you can cut back. This

can be difficult as there are some things that people cannot cut, like utilities and other bills. But there are often other things that can be reduced such as eating out, clothing, entertainment etc. Completing this task helps make you more conscious of unnecessary things like eating out or a new pair of shoes, and makes it easier to cut that spending. Credit cards can be a major problem when looking at getting money under control, as you are spending money that you haven’t earned yet and it is very easy to get carried away. The credit card companies often increase the limits, it is so easy to keep on spending, says Herperger. Unless the cardholder can confidently pay it off, in full each month, I would recommend not getting a credit card or keeping a minimum line of

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credit. One option for managing a credit card might be to include the expenses in your cheque book so the amount reduces the balance of cash available for spending. Or keep a record of all credit card charges so you know the balance on the card with no surprises. If you are struggling making all your payments and only making the minimum payments on your card because you have no extra income, it might be time to consolidate, says Herperger. “Let’s say you have a mortgage, a car loan, another loan, and three Visas and everything is at its max...sometimes the bank will help you consolidate your debt...get all your debt put into one loan with one payment.� Continued on next page

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2016 RRSP Contribution Deadline The deadline for you to make a contribution to a registered retirement savings plan (RRSP) that can be claimed as a 2016 RRSP tax deduction is generally the 60th day after the year-end, which falls on Wednesday, March 1, 2017 Tax-Free Savings Account (TFSA) Consider making the maximum contribution to your TFSA early in the 2017 calendar year to maximize the tax-free growth in your plan. The Contribution limit is $52,000 as of January 1, 2017. RBC FINANCIAL PLANNING

Dan Tratch Jeff-HII %HUQKDUG Bernhard, CFP &RQVXOWDQW Associate Consultant MHII EHUQKDUG#LQYHVWRUVJURXS FRP jeff.bernhard@igprivatewealth.com

5HJDQ %HUQKDUG &)3 Regan Bernhard, CFP

Sr.([HFXWLYH )LQDQFLDO &RQVXOWDQW Executive Financial Consultant UHJDQ EHUQKDUG#LQYHVWRUVJURXS FRP regan.bernhard@igprivatewealth.com

Richard Voellmecke 5LFKDUG 9RHOOPHFNH $VVRFLDWH &RQVXOWDQW Associate Consultant ULFKDUG YRHOOPHFNH#LQYHVWRUVJURXS FRP richard.voellmecke@igprivatewealth.com

™Trademark owned by IGM Financial Inc. and licensed to its subsidary corporations. Trademarks, including Investors Group, are owned by IGM Financial Inc. and licensed to its subsidiary corporations. MP1104 [01/2011]

14 ECT Friday, February 10, 2017

RBC Financial Planning Investment & Retirement Planning Cell: 306-231-7125 dan.tratch@rbc.com

RBC Humboldt/Lanigan/Wadena Branch

Gaylene Sowa

Assistant to Dan tratch 306-338-5550

Disability Tax Credit Come and talk to me. You may be eligible to receive an Adjustment/ Refund on your Income Tax for the past 10 years. If you suffer, have suffered or are suffering from an impairment with walking, hearing, feeding, dressing, speaking, elimination (bowel or bladder functions), mental functions necessary for everyday life and Life –sustaining therapy, you or people that are supporting you may qualify for this Tax Credit and an Income Tax Adjustment. Parents also may be eligible with children that have impairments.


Take control over your money Continued from previous page Interest rates on lines of credit or loans through the banks are better than credit cards, says Herperger, since credit card companies can charge up to 25 per cent interest. With a line of credit, Herperger says the interest is around seven. Another very importan t point to stress is to keep one’s credit rating in good standingt. Learning to spend money can happen quick, says Herperger, so hiding any kind of extra income or savings is a good way to get ahead and easily save some extra money. For example when you get a raise, put the extra funds in a savings account right away before you spend the extra money. You can fall into a habit so easily of spending the extra money very quickly.

Debit cards are a great tool, they can help a person keep track of what they are spending and do not allow you to take any extra out once funds are depleted. A great savings tools, especially for young people starting out, is when they start a new job, ask if their employer offers any financial benefits such as pension plans, RRSP packages, or saving plans. Herperger says take advantage of that. Setting up a savings account with an automated monthly deposit can be beneficial as well and Herperger advises young people to do that right away. “Having both short term and long term goals will give a person something to work towards. If you want something, you have a greater chance of saving for it,” says Herperger.

Friday, February 10, 2017 ECT 15


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AVAILABLE FOR SPRING DELIVERY Plan ahead for the 2017 seeding & tillage season We have for spring delivery: 3320 Airdrills, A 6550, 7550 & 7700 Airseeders, mid & heavy Harrows, and 8910 & 9400 Cultivators.

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Bev Classen has been in the real estate industry since 2009. A long time resident of Humboldt with 20+ years of housing/construction experience, she feels this will truly EHQHĂ€W KHU FOLHQWV %HY¡V RXWVWDQGLQJ UHVXOWV KDYH EHHQ recognized through RE/MAX Outstanding Achievement Awards with the 100 Percent Club. Bev specializes in all “Residential, Condominium & Acreageâ€? transactions in Humboldt & areas. Ashlee Amendt was looking for a new career in 2015 and MRLQHG %HY DW WKH 5( 0$; +XPEROGW 2IĂ€FH VSHFLDOL]LQJ in all “Residential, Commercial & Farmingâ€? transactions. Ashlee brings experience from a previous position at a 6DVNDWRRQ DSSUDLVDO RIĂ€FH DQG DGPLQLVWUDWLYH GXWLHV LQ D UHDO HVWDWH RIĂ€FH $VKOHH LV PDUULHG WR 7\OHU $PHQGW DQG has 2 young children. Ashlee & Bev work well together as a team to ensure the client is the number one priority!! With integrity and FRQĂ€GHQWLDOLW\ WKH\ VWULYH WR JHW WKH %(67 UHVXOWV IRU WKH ´%X\HUÂľ RU WKH ´6HOOHUÂľ 7KH\ YDOXH WKHLU FOLHQWV LPPHQVHO\ and look forward to turning business to friendships!!

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OPEN 6 DAYS A WEEK!

ϯϏϲͳϴϳϰͳώϏϭϭ DL#911672

16 ECT Friday, February 10, 2017

HWY 6 N

Ashlee Amendt 306-231-6645

Bev Classen 306-231-6894


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