Mortgages

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Mortgages

Since 2013, Ideal Homes has been providing independent mortgage advice through Ideal Homes Mortgages.

Initially, this service was offered exclusively to clients buying property through the company’s real estate arm. The service was expanded to facilitate all individuals wanting to purchase a property in Portugal in 2016.

Ideal Homes Mortgages is proud to offer all clients outstanding service, ensuring the industry standard is applied throughout the process from pre-qualification to draw-down. Ideal Homes Mortgages have built up excellent working relationships with leading Portuguese banks, including UCI, Caixa Geral de Depósitos and BPI, to mention a few.

Each case is evaluated on its own merit. The ‘prequalification’ service is an initial high-level assessment to assess if, in principle, a client will be able to obtain a mortgage. Each application goes through the bank qualification criteria. This will demonstrate if an application would qualify in principle and how much an individual can borrow.

With experienced brokers in the Algarve who are able to give expert advice on which type of financing would suit a client, Ideal Homes Mortgages has obtained a 100% success rate. In addition, the company can introduce clients to independent experts who can give advice on Golden Visas, currency exchange, taxes and legalities.

Find out more at: www.idealhomesmortgages.com