Financial Focus Volume 3 Issue 1

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Financial focus Fortnightly Newsletter InFINeeti IS S UE 1

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 TOP STORIES……………..1  MARKET ACTIVITY…..…..2  ECONOMICS .………....….. 3  FINE WORD FROM FINANCE WORLD......….. 4  POLICY RATES AND MARKET UPDATES……... 5  WARREN BUFFETT MANAGEMENT RULES…. 5

Financial focus

A one stop guide to know about all the recent happenings in the financial world

TOP STORIES : INDIA

GOVT DEREGULATES DIESEL PRICES, FIXES NEW GAS PRICE: Kick-starting economic reforms a day before the results to state elections in Haryana and Maharashtra are declared, the Narendra Modi-led National Democratic Alliance government on Saturday decontrolled the diesel price.

Read more... MODI GOVERNMENT WON'T REVEAL NAMES OF TAX EVADERS, SAYS DIVULGING INFO CAN HURT DIPLOMATIC TIES The Narendra Modi government made a volte face of sorts on Friday when it cited the same reasons that the previous Congress-led regime had given to keep secret the names of people who have allegedly stashed black money in overseas accounts. Read more...

RAJASTHAN GOVT GIVES 'OTHERS' GENDER OPTION ON FORMS Rajasthan Government has given official recognition to transgenders in allotment process of various housing schemes in the state. The department of Urban Development and Housing had issued an order on October 14 directing all civic bodies and Housing Board to introduce the column for third gender as 'Others' in application forms of all respective housing schemes. Read more...

WHY ARVIND SUBRAMANIAN BECOMING CHIEF ECONOMIC ADVISOR MAY HELP RBI’S RAJAN The selection of US-based economist Arvind Subramanian as the chief economic advisor to the finance ministry could not have come at a better time. Subramanian’s arrival is expected to add more firepower to the economic policymaking process, especially given the critical phase, the government and the central bank, is in now to overhaul the monetary policy framework and bring in much needed financial reforms in Asia’s third largest economy.

Read more...


Financial focus Fortnightly Newsletter InFINeeti

TOP STORIES : WORLD 

JANET YALLEN WARNS OF INEQUALITY THREAT Janet L Yellen, the Federal Reserve chairwoman, used her bully pulpit on Friday to sound the alarm about rising economic inequality. Yellen did not mention recent market turmoil or monetary policy during her 30-minute speech. Instead, she painted a bleak picture of the increasingly unequal distribution of wealth and income, warning that Americans already have relatively little chance to advance economically, and that the problem may be worsening.. Read more...

HONGKONG STREET CLASHES ERUPT DESPITE IMMINENT TALKS Violent clashes erupted in Hong Kong early on Sunday for a second night, deepening a sense of impasse between a government with limited options and a pro-democracy movement increasingly willing to confront police. The worst political crisis in Hong Kong since Britain handed the freewheeling capitalist city back to China in 1997 Read more...

BAD MATH MAKES CHINA’S GDP NO.1 The International Monetary Fund has just reported that China, not the US, is now the world's largest economy. This announcement comes a few years earlier than expected, due to a revision in the IMF's estimate of average prices in China. Chinese inflation, it seems, hasn't been as high as we thought, meaning that more of the nation's growth has been real. Read

more...

MARKET ACTIVITY 

GOVT TO BUY IFCI’S PREFERNTIAL SHARES TO UP STAKE TO 50% State-run dedicated infra lender IFCI today said the government is in the process of buying preferential shares from existing shareholders to increase its stake in the paid-up capital to above 50 per cent.

Read More...  RUPEE GAINS ON RISE IN SHARES, ROBUST US DATA The rupee gained on Friday as a rise in local shares along with positive US unemployment and industrial output data helped sentiment, but traders remain cautious given the uncertainties about global economic growth. On the week, however, the rupee fell, declining in five of the last six weeks. Markets will be shut next Thursday and Friday due to national holidays. Read

More...


Financial focus Fortnightly Newsletter InFINeeti 

RINL TO GO AHEAD WITH IPO PLAN DESPITE DAMAGE BY HUDHUD Rashtriya Ispat Nigam is ready to go ahead with its planned IPO notwithstanding the severe damage suffered due to cyclone Hudhud. RINL Chairman and Managing Director P Madhusudan said that though cyclone has hit the state-run steel maker's lone unit at Vizag more than what was "anticipated", RINL has made no request to the government for deferment of its listing. Read More...

ECONOMICS 

WHOLESALE PRICE RISE SLOWEST IN 5 YEARS: MODERATION ACROSS ITEMS Inflation’s deceleration looked faster than the most optimistic of predictions on Tuesday with the headline WPI figure for September coming in at a heartwarming, near-five-year-low of 2.38%, prompting some to declare the Reserve Bank of India has almost achieved its plan to put the genie back in the bottle. Read more...

FOREX RESERVES UP BY $1.3BN TO SNAP 5-WEEK FALL The country's foreign exchange (forex) reserves, after falling for five straight weeks, rose by a whopping US $1.309 billion to US $312.737 billion in the week ending October 10, on account of rise in foreign currency assets, according to data released by the Reserve Bank of India (RBI) on Friday.

Read more... 

NEW TEAM TO STEER ECONOMY With the appointment of former IMF economist Arvind Subramanian as the Chief Economic Adviser and Rajasthan cadre IAS officer Rajiv Mehrishi as the finance secretary, the Narendra Modi government has brought in a new team to steer the economy, five months after it came to power.

Read More...

DID YOU KNOW ?

SOME STARTLING FACTS Since 1928, the Dow Jones has increased more than 10% in a single day eight times, declined more than 10% in a single day four times, and gone either up or down more than 5% in a single day 136 times

Read More...


Financial focus Fortnightly Newsletter InFINeeti

Fine Word from Finance World: AUNT MILLIE Financial managers and professionals might recommend an "Aunt Millie" investment to clients who are unfamiliar with investing. Because when the professional tries to match the investment to the customer, he or she may typically offer "Aunt Millie" a simple, low-risk-low-gain kind of investment. Analysts may use the same term to berate a stock or any other investment. For example, one may say that investing in a certain stock is so foolish, only Aunt Millie would be interested to buy it.

WHITE ELEPHANT The term 'White Elephant' has its origin derived from Thailand. According to legends, an albino (white) elephant was given to unfavoured citizens by the king. As these elephants were considered to be sacred, they were never permitted to be used to work. So these elephants became burdens to the owner because the animals would deplete the owner's money in the form of maintenance costs until the owner became destitute. Any investment that nobody wants because it will most likely end up being unprofitable. An unprofitable investment or business too expensive to be operated and maintained and also it is extremely difficult to make a profit. Any item whose cost of upkeep is not in line with usefulness or how valuable the item is, can be mentioned as a White Elephant.

VOODOO ACCOUNTING An ingenious rather than traditional accounting practices. Voodoo accounting employs myriad accounting gimmicks to artificially boost the bottom line by either inflating revenue or concealing expenses or both. The origin of the term “voodoo accounting” probably lies in the idea that once the accounting gimmicks come to light, the profits shown disappear just like a magic. Investor reaction to news such that a company has been engaged in the voodoo accounting depends on the magnitude of the offense. While minor, one time accounting gimmick may be ignored by the investors, substantial repeat offenses surely affect the company’s market value and reputation. Some of the voodoo accounting practices identified at the height of the dot-com bubble in September 1998 include: “Big bath charges,” when a company improperly shows a one-time loss by taking a huge charge to mask the lower than expected earnings. “Cookie jar reserves” used by an organisation for income smoothing. Recognizing the revenue before it actually is collected. “Merger magic,” by which a company writes off most or all of an acquisition's price as “in process” research and development expense. For example, a company may employ voodoo accounting to prematurely recognize $5 million of revenue and conceal $1 million of an unexpected expense. These tactics enable it to report net income of $2.5 million for the quarter. But a diligent auditor discovers these items in a year-end audit, and the company is forced to restate the results to report a net loss of $500,000, rather than the net income of $2.5 million reported earlier through voodoo accounting. Source: www.Investopedia.com RESULT OF FEW MAJOR COMPANIES-STOCK PERFORMANCE 25.00%

YoY Revenue Increase

20.00%

Share Price Increase

15.00% 10.00% 5.00% 0.00% -5.00% -10.00% -15.00%

Maruti Suzuki

NTPC

HCL Tech

ICICI

PVR


Financial focus Fortnightly Newsletter InFINeeti

POLICY RATES AND MARKET UPDATES DATE :- 20/10/2014 BANK RATE

9.00

REPO RATE

8.00

REVERSE REPO RATE

7.00

MARGINAL STANDING FACILITY RATE

9.00

SENSEX

26,108

NIFTY

7,779

WARREN BUFFET MANAGEMENT RULE : RULE 6 RULE 6 : Accounting consequences do not influence our operating or capital-allocation decisions. When acquisition costs are similar, we much prefer to purchase $2 of earnings that is not reportable by us under standard accounting principles than to purchase $1 of earnings that is reportable. This is precisely the choice that often faces us since entire businesses (whose earnings will be fully reportable) frequently sell for double the pro-rata price of small portions (whose earnings will be largely unreportable). In aggregate and over time, we expect the unreported earnings to be fully reflected in our intrinsic business value through capital gains. We have found over time that the undistributed earnings of our investees, in aggregate, have been fully as beneficial to Berkshire as if they had been distributed to us (and therefore had been included in the earnings we officially report). This pleasant result has occurred because most of our investees are engaged in truly outstanding businesses that can often employ incremental capital to great advantage, either by putting it to work in their businesses or by repurchasing their shares. Obviously, every capital decision that our investees have made has not benefitted us as shareholders, but overall we have garnered far more than a dollar of value for each dollar they have retained. We consequently regard look-through earnings as realistically portraying our yearly gain from operations.

InFINeeti Team Adhiraj Bandyopadhyay (9088342361) Gayathri Bhuvanagiri (8274948812) Mehul Gahrana (8017041166) Suryanarayan Panda (9830351387)


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