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May 2009 • Canyon Lake, Texas • Volume 3, Issue 5 Postal Customer
www.CanyonLakeViews.com Canyon Lake Views
Page 1
May 2009
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May 2009
T he G reatest G ift of All
CALENDAR OF EVENTS
• Every Mon & Fri, 1pm - Play Bingo at 1pm, Habitat for Safe Seniors Center, 2174 Old Sattler Road (Startzville), next to Canyon Lake Animal Shelter. Call 830-899-2256. • Every Mon, 6pm - Mona Vie Mondays at Waters Edge Day Spa. 830-935-4677. • Every Tues, 7:30-8:30pm. Boy Scout Troop 222 meets. For more information, call Rusty Smith at 830-964-5107 or 830-305-4043. • Every Tue - Open Mike Night at 306 RoadHouse Bar & Grill & Billiard Parlor at 15895 FM 306 at Jacobs Creek Park Road. For information, call 964-2721. • Every 3rd Tues, 7pm - Native Plant Society of Texas, Lindheimer Chapter meets in the GVTC Auditorium, 36101 FM 3159 (Smithson Valley), New Braunfels. • Every 4th Tues from Sept to May, 9:30am - Canyon Lake Assoc. of Retired Teachers & School Personnel meets at Rio Raft Rec Bldg, River Road, Sattler. 830-905-7100. • Every 1st & 3rd Thurs at noon - The Lions Club meets at the Canyon Lake Golf Club. Visitors are welcome. For information, call 830-899-2173. • Every Thurs, Noon-1pm - Canyon Lake Rotary hosts outstanding speakers on local to international subjects. The group meets at Anchors Landing on Startz Rd in Startzville. Public is welcome. Lunch is included ($12). Call 830-899-3205. • Every Thurs, 7pm-11pm - Great Steak Night & Karaoke at Midnight Express, 1407 FM 306 (former location of Serline’s). For information, call 964-3700. • Every 3rd Thurs - The Lindheimer Chapter of the Texas Master Naturalists meets at the Comal County Extension Office, 325 Resource Drive, New Braunfels (on 46W behind the Comal County Recycling Center). The public is invited. Call 830-935-4699. • Every 3rd Thurs, 10am – “The Friends of Tye Preston Memorial Library” meet at the library, 1321 FM 2673 in Sattler. Be a part of your library. Call 830-899-4015. • Every 4th Thurs, 10am - The monthly meeting of The Heritage Museum of the Texas Hill Country is held at Tye Preston Memorial Library. Public is welcome to join in celebrating the heritage of our local area. Show and tells are encouraged. Call 830-899-4542. • Every 3rd Friday, 1pm - Habitat for Safe Seniors at 2174 Old Sattler Road (Startzville) hosts Birthday Bingo celebrating birthdays for that month. Call 830-899-2256. • Every 1st Sat, 11am - Tye Preston Memorial Library presents Family Storytime open to children thru elementary age and parents. For information, call 830-964-3744. • Sat, Apr 25, 10am-7pm - Chambers 11th Annual BBQ Cook-Off at Mountain Breeze Camp on River Road. For information, call 830-964-2223. • Tues, Apr 28 - Chamber’s Business After Hours Mixer at Maricopa Lodge, FM 306. Guests welcome with RSVP. Call 830-964-3300. • Every Fri in May, 8-10pm - Dance with a DJ, VFW Hall in Sattler. Call 830-964-3334. • Sat, May 2, Noon-6pm - Crawfish Boil at Mystic Shores Pavilion benefits Hawks Youth Football. $20/All you can eat. BYOB. RSVP to cmartelli@earthlink.net by 4/30. • Sun, May 3, 11-3pm - Noon Lions Club Annual Fish Fry at the Rec Center on South Access Rd. For info, call 830-964-2223. • Wed, May 6, Noon-4pm - Food Fair at Habitat for Safe Seniors, 2174 Old Sattler Rd (Startzville). For info, call 830-899-2256. • Sat, May 9 - Grand Opening of the Hideout 2. Food , music & friends, 1381 Sattler Rd. For more information, call 830-964-6130. • Sun, May 10 - MOTHERS DAY • Sat, May 16, 7:30-10:30pm - Armed Forces Day Dance at the Rec Center on South Access Rd. WWII garb encouraged. $25 per person. For info, call 830-964-2482. • Sun, May 17, 3pm - Groundbreaking for TPML’s new library on South Access Rd on the hill across from the Rec Center. For information, call 830-964-3744. • Mon, May 25 - MEMORIAL DAY. Flagpole Ceremony at VFW in Sattler. For info, call 830-964-3334. • Mon, May 25, 11am - MEMORIAL DAY. Ceremony at Cranes Mill Cemetery. Attendees return to Startz Post 8800 for sandwiches & soft drinks. Public is invited. For info, call 830-899-7774. • Tues, May 26 - Business After Hours Mixer at Canyon Lake Golf Club. For information, call 830-964-2223.
Direct Mailed to 9,200 Addresses Canyon Lake Views
In 1990, the State legislature created Library Districts as a revenue source, recognizing the need for rural libraries that often lacked funding, but a group of local volunteers knew that years before then. They knew the value of a library to its local community. Libraries contribute to the economic value of a community, while enhancing personal fulfillment and enjoyment, introducing users to new technology, and improving literacy and the overall quality of life. And the people of Canyon Lake are about to reap the benefits of their foresight. The community is reaching a huge milestone this month giving birth to a new expanded library resource – breaking ground for a new facility. And so our Canyon Lake Community Profile this month is Roxanna Deane. She is the Special Projects Coordinator at Tye Preston Memorial Library. Previously an award-winning librarian in Washington, DC, Roxanna’s professional accomplishments as Chief of the Washingtoniana Division are impressive for the small town girl she has become. Her contribution here, however, is more direct. Her skills in coordinating the funding and development stages of the Capital Campaign to build the new library are understated. Although she gives credit for the success to others, Roxanna has been instrumental in making it happen – and the new library will soon improve the lives of those who stop in and use it. There is debate on what constitutes the greatest gift of all – and our Mother’s Day cover offers one really good answer. But the greatest gift of all may well be knowledge. Read on. Learn something new today. Learn something new everyday. “Libraries play an essential, non-partisan role in providing the information that allows citizens to make informed decisions. Libraries make a difference. Libraries transform lives. Let’s never forget that.” ~ Stephen Abram
Sue Sweat, Publisher Cover Photo by DorisCain.com
Call 512-644-2093 Visit www.CanyonLakeViews.com Email info@CanyonLakeViews.com Please recycle your post office duplicates!
The Canyon Lake Views is a community magazine mailed free to all addresses in the 78133 zip code, plus Spring Branch routes that reach Mystic Shores, part of Rebecca Creek and down 311 to Hwy 46 – almost 9,200 addresses by direct mail! It is also distributed at key locations throughout the Canyon Lake area. The Canyon Lake Views is not responsible for the products, services or views contained in this publication. Entire contents copyright ©2009 by The Canyon Lake Views, 13501 Ranch Road 12, Suite 103, Wimberley, TX 78676.
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May 2009
Happy Mother’s Day! by Steve Sherman
Hope the title didn’t scare you too much. You still have a couple of weeks to commence to plan to get ready to start to begin to think about how you’re going to celebrate your mom. Mother’s Day is on Sunday, May 10. This is the day we set aside to spend time with our moms and show her how much we appreciate her. Yes, there will probably be a sports program of great importance on TV, but c’mon guys (and ladies), let’s get it together and put some thought into what you’re going to do this year to honor the woman who has put up with you all these years. Taking Mom out to lunch or dinner is a good idea. Lunch is usually cheaper, but this is your mom we’re talking about here. Go ahead… spring for the fries, too. But wait! You’ll need to get a gift to go with that meal. Some of you may opt for a happy meal (gift included) at that MacPlace. My suggestion is to think about the things your mom really enjoys or needs like specialty bath soaps, personal care items, a singing teddy bear, a hammock, an air compressor or a new chain saw. Plants are a great idea. Get her something nice for her garden – then really blow her mind and offer to plant it for her. Bring her a birdfeeder and the birdseed to go with it, or a squirrel shield
for her current birdfeeder. If Mom needs things done around the house, take some time to show how much you appreciate her by offering to fix that leaky faucet or change out that old showerhead for a more updated look. You could offer to rewire her house or mend that deck so that she won’t sue you for negligent care of parents and take your car, life savings and…umm, OK, that’s another story. Anyway, your local hardware store can provide you with gifts, cards, tools, materials and equipment you may need to make your mom’s day better than she ever imagined. Steve is the store manager at Canyon Lake ACE Hardware. Steve encourages you to shop locally. It helps your neighbors and saves gas. For more information, call Steve at 964-2797.
Canyon Lake Ace
Wimberley Ace
Phone: 830-964-2797 1150 FM 2673 Canyon Lake, TX 78133 www.CanyonLakeAce.com
Phone: 512-847-2356 14307 Ranch Road 12 Wimberley, TX 78676 www.WimberleyAce.com
The helpful place.
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May 2009
VIE
Some know where they ar meant to be early on and where their road needs to lead
www.Can www.Cany
– ROXANNA DEANE –
Roxanna Deane’s is the daughter of a soldier, so there is no one ‘hometown’ that she is ‘from.’ Both she and her sister, Ronnie Negy, grew up loving books and both became librarians. Roxanna “knew since 3rd grade” that she would grow up to be a librarian. She earned a Masters degree in Information Science and began her career as Librarian for the District of Columbia Public Library. She stayed for 3 years with plans to stay for 40. Sometimes there are curves in our paths we don’t expect. Roxanna would visit Canyon Lake to see her parents, and Ronnie, who by then had become Director of Tye Preston Memorial Library (TPML). Roxanna bought the house where she lives now while she still worked and resided in DC; she had no plans to move soon. TPML plans for a new library were still in the planning stages – dreams of a long term vision. A committed group of volunteers were taking preliminary steps toward their goal. When Roxanna visited her family, she grew closer to her sister and closer to her new library. Attachment to one’s library and the wealth of knowledge it holds is personal. Through her sister’s commitment, Roxanna found herself more and more attached to the dream. As the dream was evolving into a Capital Campaign fundraiser, Ronnie knew the Board would need assistance tending to the many details the task now required. And she knew who was most qualified to help. Roxanna accepted the challenge and filled the new position of Special Projects Coordinator for TPML – assisting the Board with fundraising efforts, handling the paperwork and grant writing to interfacing with the architect and such. She also handles special programs at the library, teaching the English as a Second Language literacy program, to managing the website. Her most recent effort is working to
Vie Views
deliver books to the homebound in conjunction with CRRC’s Canyon Lake Views Meals on Wheels program. “My job in DC was wonderful” Roxanna said, “Running the local history room was fascinating,” but she had learned to love the quieter side of Hill Country life. “The people are kind, the weather is nice, and it is very easy to get involved and gain a sense of accomplishment that seems out of reach in a big city. There are lots of choices here.” The move also allowed her to spend “warm, wonderful times” with her sister who passed in 2005. The Circulation Desk at the new Library will be named in Ronnie’s honor. Roxanna has one grandson, 11-year-old Chris, who comes every summer and enjoys the library with her – and is loving it as she does. Roxanna describes him as “the best thing that ever happened. He is a joy. Everyone here knows him well.” Roxanna stays busy. She continues her interest in history and spends “many hours a week researching genealogy.” She “likes to grow things that deer like to eat,” she says. After seeing a Lunch ‘N Learn birding program at the library, she bought her first binoculars to join the monthly outtings. “There’s no running around; you just stand and wait and look, but my eyes were opened to observing nature in a whole new way.” It fits well with her love of research and love of learning. You never know where the knowledge learned at the library might lead you. “I feel like I am where I’m supposed to be, doing what I’m supposed to be doing.” Roxanna has a bookcase full of colorful ceramic libraries she has collected throughout the years. It is clear that libraries are part of Roxanna, and she is a part of the library as well. She has become Part of The Story. Watch for her in the history books.
Canyon Lake Views
Fundraising efforts continue. The loan must be repaid and the new space needs 60,000 items and new furniture and equipment. (There were over 75,000 visits to TPML last year!) By November 30, 2008, over $2.2 million had been raised, about half from local donations and pledges – the largest was $100,000 and the smallest was 12 cents – from a four-year old. Join in and Be a Part of the Story. Be a part of history. For more information, call 964-3744. Canyon Lake Views • May 2009
Canyon Lake Views
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May 2009
P Page
ey
20 Beers on tap!
2Be Happy Hour ú ... in SATTLER
ey l r i h S & T J u o y e t inv i he to t
!
5-7 Monday-Friday
GRAND OPENING of THE HIDEOUT 2 SATURDAY • MAY 9th FOOD • MUSIC Lighted Dance Floor • 3 Plasma TVs • Video Games Foosball • Pool • Darts • Shuffleboard
There’s so much party here, it oughta be illegal ...
DON’T CALL
964-6130 ... STOP BY! 1381 Sattler Road
(next to Mountain Valley Pharmacy) to our friends & customers who Thankshelped make this happen.
HOURS: Noon oon to Midnight Sunday-Friday • Noon to 1:00am Saturdays • 365 DAYS A YEAR! Canyon Lake Views
Page
May 2009 ©2009 Sue Sweat
Insurance companies are not your neighbor or best friend
VACATION LUXURY CONDOS
People carry various forms of insurance for the peace of mind that it affords them should there be a loss. Sadly, for many, the unthinkable occurs, and the piece of mind that you have been paying into unravels as a nightmare. To protect your rights you must be aware of what your duties are. The Texas Legislature has passed laws which the Texas Supreme Court have upheld saying insurance companies have a duty to settle claims within policy limits when an insured party has made a valid claim under such a policy. This right is not automatic and requires you to know what needs to be done to trigger this duty. This right extends to 3rd parties as well, such as the driver who is in a collision that is not their fault. The insurance company must defend the insured as well as act in good faith when settlement offers are made. First, you must show the loss that you have suffered is clearly covered by the policy. This is normally the easiest hurtle to clear. What most people do not realize is after coverage is established they must make a “Settlement Demand” on the insurance company. The settlement demand should state the event, the property that was lost or damaged, the coverage carried under the policy, the policy limits and a demand within those policy limits. By making a proper settlement demand you have triggered the insurance company’s duty to cover you within your policy limits. Failure to do so may leave you without coverage, or coverage not near what you need. If a settlement demand is denied your insurance company may liable to you for a bad faith denial. Bad faith denials are prohibited by law and you should not be left paying these claims alone. In the case of bad faith offers the Deceptive Trades Practices Act and the insurance “tie in” statutes take effect. The successful complainant is entitled to attorney’s fees, and if the bad faith act is done intentionally or knowingly, the damages are subject to trebling. If you are injured, suffered lost or damaged property or have a claim against you arising from an incident, keep accurate written records and require all settlement offers be in writing. At the end of the day, no body will defend your property like you, so make sure you know your rights. Charles Sullivan’s law practice, located at 8115 FM 2673, specializes primarily in the area of Commercial and Real Estate litigation. He has been a Texas Real Estate Broker for over 20 years. Charles and his wife, Ann, are Canyon Lake residents and have two children. For more information, call him at 830-899-3259.
Charles Sullivan AT T O R N E Y AT
Ofc: 830-899-3259 Cell: 210-8 3- 340
he finest lakefront Taccommodations on Canyon Lake Walk-Ins Welcome
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for Thrift Shop at Habitat for Safe Seniors on Thursday, Friday and Saturdays, 8am to 4pm. Please call the office for more information at (830) 899-225 .
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Canyon Lake Views Canyon Lake Views
Call 210-867-6450
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(Just east of Hwy 281)
Monday-Thursday 7am-8pm • Friday-Saturday 7am-9pm & Sunday 8am-3pm
19750 Hwy. 46, #107 • Spring Branch. Texas 78070 Page 7 7 Page
May 2009 May 2009
Cholesterol: Truly a demon or a demonized angel? by Lane Sebring, MD We have all seen the commercials, beat into our heads daily, it does not matter how self actualized we may be – if we have untreated high cholesterol, we are nothing but a dumb failure – or so we are led to believe. Even those with the most rudimentary understanding of health can tell us that cholesterol is bad for us – or is it really? I‘ll tell you a different story of cholesterol and how we have come to believe incorrectly that it exists only to give us grief. Did you know that cholesterol is an antioxidant? Cholesterol in fact is the most powerful antioxidant for brain cell membranes. I think that’s important. Cholesterol’s irregular shape helps prevent crystallization of our cell membranes in all our cells and helps to maintain membrane fluidity. This improved fluidity allows nutrition to get into our cells more easily and helps facilitate waste product removal. Eighty percent of our cholesterol is made in our own liver, 20% comes from our diet. If our body is elevating our cholesterol, it does not do so for without reason. Cholesterol helps the body defend itself against external toxins. In fact, elevated cholesterol can be a sign of toxicity. It is well known that doing a liver detox or a colon cleanse will lower cholesterol levels. It has also been demonstrated that removing heavy metals from the body will lower cholesterol. I have said that 80% of our cholesterol is made in our liver. Most is turned into bile but the enzymes that convert cholesterol into bile are shut off by high insulin levels. When this happens cholesterol is not turned into bile and gets dumped into the intestinal tract as cholesterol where it is promptly reabsorbed into the bloodstream. The Adkins diet, which lowers insulin levels, tends to lower cholesterol about 50 points. Cholesterol is made into our hormones including, estrogen, progesterone, testosterone, cortisol and DHEA. Without these hormones, not only would life not be any fun, but we would be dead. There are numerous studies around the world that show the people with the highest cholesterol lived the longest. It is a well-known fact among cardiologists that half the people with heart attacks have normal or low cholesterol; hardly a predictor of risk. A study done in 2005 looked at people 5 and older and broke them into five categories according to their cholesterol level. Those with the very highest cholesterol had 70% less dementia, and fewer heart attacks. How low do you want your cholesterol to be? Another study checked the cholesterol level of the oldest resident in nursing homes. Now, you’re typically looking at someone hovering around 100 years old; the average cholesterol of the oldest residents was 2 4. It is a well-known fact that higher cholesterol levels are associated with a decreased infection rate, including pneumonia. How low do you want your cholesterol? Linus Pauling, a biochemist who won two Nobel prizes, put forth what he called the unified theory of heart disease. Google Canyon Lake Views
this – it is both stunning and compelling. If you were to cruise down a coronary artery that is suffering from cholesterol plaque buildup, you would find that it is clean and pristine for a while and then you may encounter a large plaque of cholesterol. As you pass this, the artery will be clean again and then further downstream you may encounter another cholesterol plaque. Pauling asked a question: Why is it here and why is there? He determined that these were areas of increased stress to the arterial wall; the collagen in these areas can develop cracks. If these cracks are not patched they could result in a blowout and death. If a person has good vitamin C levels, he contended, these cracks would heal almost immediately. Most of us do not get enough vitamin C and so these cracks do not readily heal. Animals that do not make vitamin C get heart disease. Those animals include humans, other primates, guinea pigs and fruit bats. They also uniquely make a form of cholesterol called lipoprotein(a). It is made in higher amounts when animals are low on vitamin C. It also attaches to the crack in the collagen and then sequesters and lays down cholesterol as a patch. Now if that’s the dynamics, then your cholesterol level is of no consequence. Statin drugs block the chain of chemical reactions that result in the production of cholesterol. It blocks this chain however, quite far upstream. The problem is that one of the molecules made just before cholesterol is co-enzyme Q 10. Coenzyme Q 10 is required for life. Just 10 mg of a typical statin drug lowers coenzyme Q 10 levels 47% by the end of the first year. These same studies show that statin drugs can cause heart failure which can be reversed by stopping the drug or supplementing with Co enzyme Q 10 in a separate pill. The first statin drug, Mevacor, was produced by Merck. They have three patents on it with Co enzyme Q 10 in the same pill. They never used the patent and they never told anyone of the problem. In Japan, all statin drugs require Co enzyme Q 10 to be in the same pill. In Europe, it must be given in a separate prescription. Could it be it is not really our health they’re trying to fix?
Dr. Lane Sebring practices integrative and alternative medicine including bio-identical hormone replacement and preventive medicine with a practice emphasizing nutrition and personal responsibilty. The Sebring Clinic is located at 16811 Ranch Road 12 in Wimberley. For more information, call 512-847-5618.
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Sebring Clinic "The New Medicine" e" www.sebringclinic.com
Lane Sebring, MD 512-847-5618 Traditional, Alternative, and Integrative Medicine
1 811 Ranch Road 12 • Wimberley • Across from Skyline Drive
May 2009
The healing power of touch ....
by Ariana Vincent One touch can soothe, comfort and convey caring in a way words never can. Touching has the power to heal, connect us and ease pain. It also lessens anxiety and softens the blows of life. The simple act of touching is so powerful that it can slow your heart rate, decrease your blood pressure and strengthen your immune system. Prior to touching, focus your attention by centering yourself. Centering brings mindfulness to your life. When you are centered, you can dwell totally in the present moment by releasing thoughts of the past as well as releasing projections into the future. Centering involves conscious breathing, focusing and mindfulness. One way to stay centered in the present is to avoid slipping into repetitive, habitual movements. By treating each individual as a new landscape to explore, it is possible to dwell in the present moment and move into a continuous creative flow. Allow the healing energy to flow from a centered place in your heart. Breathe deeply and fully. Relax and let the energy flow. Release your attachment to the outcome. The healing power of touch has an intelligence of its own, and it will go where it is most needed, restoring balance and flow on every level. The Healing Power of Music “Music expresses that which cannot be said and on which it is impossible to be silent.” ~ Victor Hugo Music touches the human soul across all illusionary boundaries of time, space and language. As we listen to music, there is a phenomenon known as entrainment occurring, in which our hearts involuntarily synchronize their beat to the rhythm supplied by external stimuli. Music can be a powerful catalyst for healing, since it touches the very core of our souls. Listening to healing music lowers blood pressure, boosts the immune system, relieves depression, improves concentration, enhances creativity, manages pain and lowers stress hormones. Massage therapists have the opportunity to share the healing power of music in their treatment rooms. As we experience cascading exposure to music, it permeates our entire being. Music has the capacity for opening us to a greater appreciation of our essential connectedness. As we offer healing energy to our clients in a musical soundscape, we are also being healed. Music is especially evocative in terms of drawing us into a radiant inner state while at the same time relaxing and healing our clients.
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Donna Aloia is a Licensed Massage Therapist with 17 years experience and owner of Waters Edge Day Spa. She is a master in the healing arts and offers an array of services from various massages, MonaVie nutritional beverage, and equipment to aid in these detox treatments. Ariana Vincent is an LMT in Austin. For information, call Donna at 935-4677.
Every Thursday • 7pm-11pm
OPEN DARTS • Every Monday • 7:30 FREE POOL • Every Wednesday 830-964-3700 1407 FM 306 • Canyon Lake Former location of Serline’s • Canyon City Between South Access Road & the River
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Canyon Lake Views
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May 2009
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Page 10
May 2009
‘Tis the season
by Terry Schroller We are frequently asked, “Well, what bugs can we expect to attack us and when?” If I could answer that, I’d be sipping some concoction with an umbrella in it and not concerned with things like Daylight Savings Time and working for a living. With that said, I’ll give you a short term prediction. The combination of recent and much appreciated March rains (Thank you Big Guy!) with abundant sunshine will cause an extraordinary explosion of insect activity. As for the types of insects, all you have to do is slow down and look around. Look at your vehicle for what I call $$ signs stuck in your grill and to the windshield. Pay attention to the ground as you walk to see what’s scurrying around to get out of your way. Check the foundation, doors, window frames and eaves around your home to see if anything is crawling around or hanging on. After dark take a look at the same places, paying special attention around security lights. This time of year the common goal of most insects is food and reproduction for survival of the species. Although every year has a unique sequence of weather events, I believe because of our recent drought, creatures that usually wait for perfect conditions have run out of patience, not to mention supplies. Therefore, all types
of ants, wasps, bees, beetles, hoppers, spiders and scorpions are gonna get busy in a hurry. Are they good guys or bad guys? That’s easy. If they stay outside they’re good guys. If they invade your personal space they’re bad guys and yes, some are worse than others. What to do? If you’re a biker, keep the goggles on and your mouth shut because high speed June bugs not only hurt, they leave a strange taste in your mouth. For the rest of you, take the time to enjoy this display of Mother Nature’s regeneration. If the regeneration is happening inside your space, call a pro. Remember, even though you are at the top of the food chain some of these critters think you taste good. Be prepared. Terry and Valerie Schroller own Alternative Pest Control at Canyon Lake. Terry has been a Certified Applicator for 33 years, Valerie for 11. They specialize in scorpion control programs and their licenses include General Pest, Termite, Weed and Lawn. For more information call 830-899-5400 or email apc1@gvtc.com.
Feline leukemia virus (FeLV) by Currier von Trapp, DVM
Feline leukemia virus (FeLV) is a common infection of cats. It causes more cat deaths, directly or indirectly, than any other organism and is widespread in the cat population. The virus can be transmitted several ways: by the saliva of infected cats contaminating the eye, mouth, and nose of non-infected cats via licking, passing infected blood to non-infected cats and from mother to fetuses during pregnancy. Most infected cats eliminate the virus, becoming immune. In cats that do not develop immunity, the virus spreads to the bone marrow. Proliferative and degenerative diseases may occur in any tissue invaded by the virus, or the virus may be indirectly responsible for other illnesses because of its immunosuppressive effect. A large percentage of cats exposed to the virus will have hidden infections, but are still capable of transmitting the disease. Some of these carriers will become clinically ill when stressed. Necessary diagnostic tests may include blood work, radiography, and specialized antibody tests. There is no treatment once the bone marrow is infected. Supportive care can include blood transfusions, prednisone and anabolic steroids. Eighty-five percent of cats with FeLV infection die within three years of the diagnosis. There are several preventative measures to take to decrease the risk of contracting FeLV: 1) Cats can be FeLV tested, and then vaccinated if they are negative.Vaccination is recommended for high risk cats only. Vaccination of infected cats does not alter the carrier state, ability to transmit or development of the disease in those cats. Infection in newborn kittens may not be detected until weeks to months after birth. Therefore, several FeLV tests during the first six months of Canyon Lake Views
life may be necessary. All kittens or adult cats that test negative on a screening test – but with a known or suspected exposure to FeLV – should be retested within three to six months to rule out possible negative results obtained during incubation of the FeLV virus. 2) Multi-cat households with FeLV positive cats should be maintained as a closed indoor colony. No new cats should be brought into the house. FeLV is unstable, lives for only minutes outside the cat’s body and is readily destroyed by most disinfectants. This means that a new, healthy cat can be brought safely into a “contaminated” house within days of the departure of a FeLV infected cat. Authored in part by: Becky Lundgren, DVM Copyright 2009, Veterinary Information Network, Inc.
Jeff Quinn, DVM, graduated from Texas A&M in 1972 and has been a Veterinarian for 37 years with 34 of those in Canyon Lake. Canyon Animal Clinic is a full service primary care veterinary hospital. Currier von Trapp, DVM, practices at Canyon Animal Clinic as well. For more information, Dr. Quinn may be reached at 964-3696.
anyon Animal linic, Inc.
830-9 4-3 9
Jeff Quinn, DVM • Currier von Trapp, DVM
www.canyonvet.com 1834 FM2 73 • 1 Block West of River Road • Canyon Lake Page 11
May 2009
P
roud Chamber Members and Sponsors
Shop On-Line 24/7
Free delivery and/or mailing
Susan E Johnson
Independent Beauty Consultant
830.935.2318 Canyon Lake Friendly
SEJohnson47@MaryKay.com • www.MaryKay.com/SEJohnson47
Security State Bank & Trust
Security State Bank & Bank" Trust "THE Hill Country's
Since 1941 THE Hill Country’s Bank Since 1941
www.ssbtexas.com
CANYON LAKE
(830) 906-2700LAKE CANYON
Member FDIC
Member FDIC
18125 FM 306 (830) 906-2700
www.SSBTexas.com 18125 FM 306 • Across from Hancock Plaza
family Letstaythewith us!
•
riverside
• GIFT CERTIFICATES AVAILABLE • MOTORCYCLE FRIENDLY PARTIES, REUNIONS & RETREATS
830-964-3600 • 12381 FM306 • Canyon Lake • MaricopaRiversideLodge.com
GLOBAL SOLUTIONS Quality • Honest • Dependable
Painting • Home Repairs Improvements • Pressure Washing Decks: Build/Repair/Stain/Seal/Wash Your Central Texas Solution
210-355-3567 or 830-899-8566 paintsolutions101@hotmail.com Terry Hopper, Owner
Talk with a Wells Fargo banker and get just what you need. Why wait for someday? Talk with your local Wells Fargo banker, call today. Canyon Lake • 830-964-2265
Canyon Lake • 830-964-2265
© 2008 WellsAll Fargo Bank, N.A. rights reserved. Member FDIC. All rights reserved. Member FDIC.
Canyon Lake Views
Chamber View by Bonnie Hopper
With May comes the end of school, and the beginning of summer. It is somewhat of an official end to cooler temperatures and the start of warmer months. This is a great time to start something new with your business, such as expanded advertising and reaching into new areas. Can people find your business? Being a member of your local chamber can make that connection for you. End the days of being difficult to find, and start a Chamber membership working for you. Mother’s Day is Sunday, May 10th. In 1907, Anna Jarvis held a memorial to her mother two years after her passing, which began her campaign for an annual day to celebrate mothers. Make plans to wine, dine and have a fine time, locally. Armed Forces Day is May 1 th. The day was created in 1949, and was a result of the consolidation of the military services in the Department of Defense. It was intended to replace the separate Army, Navy, Air Force, Marine Corps, and Coast Guard Days, but observance of these days, especially within each particular service, continues to this day. Safe Boating Week is May 18-22, 2009. We encourage you to boat safely while enjoying Canyon Lake. Boat at least 100 feet from the shoreline, use caution in unfamiliar territory, avoid buoyed points, and wear life vests. Memorial Day is a United States federal holiday observed on the last Monday of May (May 25th this year). Formerly known as Decoration Day, it commemorates US men and women who died while in military service to their country. First enacted to honor Union soldiers of the American Civil War (it is celebrated near the day of reunification after the civil war), it was expanded after World War I to include American casualties of any war or military action. Stop by the Chamber Visitor Center for a free map. Our Canyon Lake map displays lake depths and fish attractors, as well as boat ramps. Canyon Lake has many boat ramps available and is at a higher level than many other lakes in the region. Different opportunities are created by the lower flowing Guadalupe River waters – great for families with small children and for exploring in the shallows while providing a less crowded river experience and a more leisurely float. Great camping is available around the lake and along the Guadalupe. Take advantage of a truly different and equally memorable stay. As always, our primary concern is for the safety of our residents and visitors. For more information about the Canyon Lake area, visit www.canyonlakechamber.com, www.wordcc.com, or www.swf. wc.usace.army.mil/canyon
Mandy Stewart is the President of the Canyon Lake Area Chamber of Commerce, a non-profit organization located at 3934 FM 2673 between Sattler and Startzville. Bonnie Hopper is Administrative Director. For more information, call 830-964-2223 or 800-5282104. Page 12
May 2009
Re ne w als
UPCOMING EVENTS SUNDAY, MAY 3 Noon Lions Club Annual Fish Fry CRRC Rec Center TUESDAY, MAY 12 Dine & Develop • TPML Meeting Room SATURDAY, MAY 16 CL Republican Women Salutes the Military Music by The Sentimental Journey CRRC Rec Center SUNDAY, MAY 17 Ground Breaking Ceremonies for TPML South Access Road, Across from CRRC TUESDAY, MAY 26 Business After Hours Mixer • Canyon Lake Golf Club EVERY SATURDAY Outdoor Movie Theater • Riverside Resort
Check the Calendar of Events at CanyonLakeChamber.com for details on these & other events!
Ne w Me m b e r s
Blanco Chamber of Commerce Comal Café R. L. Construction James R. Case-Architect Doris Cane Legacy Photography Government Homes of Texas Church in The Wildwood (Assembly of God) Brenda Varne’, Vocalist Max’s Red Truck Grill Caterall Catering
Agape Dome Christian Retreat Center Allstate Hill Country Insurance Agency Angels For Elders Bridget McDougall/Scenic River Properties Canyon Lake Cottages Canyon Lake Lodging Assn Star Carey Cowboys for Jesus Christian Fellowship Dick’s Decks/Construction Dodson, Bill & Joyleen Edward Jones Investments Explore USA RV Supercenter Firefly Inn Bed & Breakfast Fischer’s Neighborhood Market at Canyon Lake Global Solutions Hideout on the Horseshoe Hill Country Septic & Construction Hilltex Construction, Inc. Holiday Lodge on Canyon Lake Joe “Bob” Mets – Lakeside Realty K & S Inspections Kiddie Kollege Day Care Center LC Local Tech Service Lynn Tiller, CPA Mahoney Custom Homes Mainstream Home Theater Mark Woolsey Garbage Service McCoy’s Building Supply Center #01 Mountain Breeze Camp New Braunfels Herald-Zeitung New Braunfels Title Company Physical Therapy Unlimited Rancho del Lago Stewart Title Company Still Water Ranch at Canyon Lake Nightly Condos Summer Hill Dental Super S Foods/Sattler T Bar M Resort & Conference Center Texas AgriLife Extension Service Billie & John Valicek Watercraft Rentals
CanyonLakeChamber.com 3934 FM 2 73 • 830-9 4-2223 or 800-528-2104 Stop by the Visitor Center for FREE Map & Area Activities!
Hitching Post Enterprises 1711 FM2673 at River Rd • Sattler Ernie Pavlock, Owner 830-964-3010 • LADY BUG PRODUCTS • MEDINA & MILORGANITE
WE CARRY ORGANIC PRODUCTS! VEGETABLE PLANTS!
• INTRODUCING
BLUE BUFFALO DOG & CAT FOOD
• NOLO BAIT FOR GRASSHOPPERS • BENEFICIAL NEMATODES ORGANIC PEST CONTROL Lawn & Garden • Softener Salt • Gourmet Coffee • Deer Corn • Bird Seed • Feed • Pet Supplies • Small Engine Repair • Chain Sharpening Canyon Lake Views
Page 13
May 2009
Your yard in May
by Keith Obeck This is a critical time of year for your yard. First off, you should have already had your first mowing or two already. The grass if you are watering should be actively growing pretty strong right now. Last month, I mentioned that in the Canyon Lake area we really shouldn’t be fertilizing till the grass is really growing; if you waited till April 15th as I advised to fertilize your lawn you should be seeing some good results by now. If you haven’t fertilized yet, get on it. Use a 19-5-9 slow release fertilizer or a 9-2-2 organic and make sure to water it all in. If it doesn’t get to the ground, it does no good and you have just wasted your money – but I’ll bet you feel better for trying. While you are at it, feed the shrubs and your plants. It never hurts to add some compost to these bedded areas and afterward put some mulch over it and water it in. If you want healthy plants, trees, and grass – you have to feed them! Since we haven’t had much rain this year, you might want to consider setting the sprinkler system to “on” again. But please don’t let it stay on if it rains; and don’t have it set to go off every other day on the St. Augustine grass. It doesn’t need that much water and you’ll just be wasting it. Once per week is plenty. If you are beginning to have bug problems, it is not necessary to spray the whole yard with bug killer. Remember that only about 2% of the bugs out there are bad bugs. The other 98% are what keep the 2% in check. Spray only the area where you see the bugs or have the problem.
If you have some bad areas in the yard, now is the time to re-seed those areas or get some plugs and put them in. If the area is a larger one, consider some sod. After applying seed or plugs, water them in good and put some compost over the area. About a ½ inch should be sufficient.
Dawn and Keith Obeck own Local Boys Lawn Care at Canyon Lake. Keith completed the Master Gardeners course and has been a Canyon Lake resident for ten years. Active in the community and Chamber, they believe in supporting our local businesses. For more information, call Keith at 830-964-5684 or email KObeck@satx.rr.com.
Local Boys Lawn Care and Pressure Washing Keith Obeck, Owner
830-964-5684 KObeck@satx.rr.com Member Canyon Lake Chamber of Commerce
ROBERT W. “BOB” CARTER B roker/ REALTOR ®
Buy while the rates are low!
OWNER ANXIOUS TO SELL! Price Greatly Reduced! Well Below Appraisal! LAKEFRONT 5/3.5/2 on 1.25 Acres in EXCLUSIVE Village West Subdivision with Amenities • FIVE Lake View Decks Incl. 2 Covered Decks with Covered Patio • In-Ground Gary Pool • Entire Living Area & Master Suite on 1st Floor
Call 830-660-8048
M I C K E Y F E R R E L L , R E A LTO R S ® , I N C .
Office: 830-905-7100 • Email: BBCarter@gvtc.com
42320 FM 3159 at 2673 • Canyon Lake Canyon Lake Views
Page 14
May 2009
Water damage: Prevention is the best medicine by Karrie Mikle Statistics indicate that over 1 million water damage incidents occur annually in the United States. The average American uses 80 to 100 gallons of water daily, so it’s no wonder that some of it goes astray and leads to water damage situations. Let’s look at three sources of water damage, and how to avoid them: Incoming washing machine hoses are the most common source of water damage in residences. One broken hose can release a tremendous amount of water during the work day while the homeowners are away. The hose is under constant pressure 24/7; it is inevitable that it will weaken and burst over time. Many manufacturers post a small notice to replace the hoses every five years, but that advice is seldom seen and even more seldom followed. The most effective preventive measure is to replace standard hoses with wire-braided, high pressure hoses which are available at most hardware stores. It’s not a question of “if” but of “when” it’s going to happen to you. So, replace them now. This also brings up the subject of other water lines that need preventative maintenance. There is a big difference between a bursting hose from a washing machine and a drip, drip, drip of an icemaker inlet line. Water damage that occurs over an extended period of time due to poor maintenance is often not covered in your homeowner’s policy, yet can cause major damage. Continual, slow leaks can migrate under vinyl, stone and other flooring without notice. So, move your refrigerator monthly to physically check for signs of a leak and avoid an expensive loss. Water line connections that attach to the dishwasher, reverse osmosis line, or any other water line should also be checked on a regular basis. Get under the sink and feel the lines for moisture. Look on the deck of the cabinet for any drips that are collecting or for signs of wet/damaged materials. Check your toilet for leaks. A leaky toilet can waste as much as 100 gallons of water each day! Test for leaks by putting a few drops of food coloring in the tank, then watch for a few minutes. If the color appears in your bowl, repair it now to save time, money and future potential damage to your home. Karrie Mikle is the owner of PuroClean, a leader in property damage restoration and has earned the trust of property owners, insurance professionals and home service providers throughout the US and Canada since 2001. For more information, call Karrie at 800-893-5806.
Stop by our Office!
8473 FM 2673 • Across from Dairy Queen
Mark Woolsey
GARBAGE SERVICE
$20 per Month
Weekly Residential Garbage Service • Commercial Rates Available
830-935-444 • Canyon Lake 8-5 • Monday through Friday
D&D Backhoe
Reasonable Rates, Reliable, Honest & Timely
Material Spreading • Cedar Removal • Land Clearing Haul Roads • Site Cleaning • Trenching
830-743-2338 Compact equipment for limited access. 734 Vista Ridge • New Braunfels
R&R SERVICES R E PA I R S & R E N O VAT I O N S
Repairs • Leaks • Sprinkler Systems • Drywall • Tile Plumbing • Electrical • Painting • Landscape Finish Carpentry • Kitchen/Bath Remodels Flooring • Custom Outdoor BBQ
Call 830-832-7658 Immediate Response
We accept insurance assignments Licensed & Fully Insured • Locally Owned & Operated
Canyon Lake Views
Steve Rule
• • • • • • • • One Call Does It All • Reasonable Prices• • • • • • • • Page 13
April 2009
Seniors and computers
Repair or replace your PC?
by Gary Poss
Generally speaking, the older we get the more we are set in our ways. Many seniors and retirees are – frankly – afraid of computers. However, personal computing in its simplest form can be extremely beneficial. Personal communications is one facet that seniors and retires can enrich their lives with by using a personal computer. Personal communications has evolved from pen and paper (not including cell phones) to the personal computer – centered on email, chat, and social websites. Email may be simple text or include pictures, audio, and video. Software applications include: Outlook Express. Eudora, Live Mail, Yahoo Mail, G-mail, and so on. Social websites such as MySpace, Facebook, Digg, and the list goes on – provide enhanced communications well beyond email. Where does one learn about all this new and enhanced technology? There are many resources which are not just for seniors and retirees but include anyone desiring to learn and grow in the world of the personal computer. To start with, one can do a simple search engine query in Google, Dogpile, or Yahoo (for example) and look for “seniors and computers”. If you do not have a computer yet, go to the library and the staff will get you started. Thousands of very useful links will be displayed which can be intimidating. So, I will suggest a few specific websites which will help get you started. SeniorsGuideToComputers.com is an excellent place to start, covering accessibility to software. SeniorNet.org is another great website with a wealth of information. BigScreenLive.com provides a software solution to help make a computer senior friendly. ComputersForRetirees.com provides a free online book that is well worth reading. A search on Amazon.com or BarnesAndNoble.com for “seniors and computers” will display many books of interest – available new, used or for loan in some libraries. Around the lake, The Canyon Lake Computer Club – clcc.us – provides presentations on various aspects of computing after each monthly meeting. Also the local area libraries each have computer classes from beginner to intermediate. I encourage each of you to enrich your computer experiences as you learn and grow. Gary Poss is the new owner of Local Tech Service, providing PC and Macintosh hardware, software, and service support as well as web design services. For more information, call Gary at 830-708-9866 or visit www.LocalTechService.com
Canyon Lake Views
by Gary Poss
Over that last several years, low end computers have become so inexpensive that people usually believe replacing a PC is more cost effective than repairing it. There are a several factors to consider before buying a new computer. The following factors will help you to make a more comfortable decision. How old is the computer – PC or MAC? If the computer is older than five or six years old, then it is a candidate for replacement, but not mandatory. This depends on what purposes you use a computer for and what condition it is in. If the computer is just running sluggish, usually a couple of hours of tune-up tasks are worth the effort and cost. What do you use the computer for? If you just email and surf websites occasionally and the computer condition is decent, then it is usually cost effective to perform minor repairs on a computer. Do you hear new or recent whining or clicking sounds, possibly indicating imminent fan or hard drive failure? If so and the repair cost is half or more of a new computer, take a closer look at replacement. A new computer might be a better choice. Factors to consider before purchasing a new computer include: Is your current software compatible with a new operating system? Newer 64-bit operating systems are generally not compatible with older 32-bit software. You may need to include the cost of new software in the total price. Since you purchased your old computer several years ago, are you really into graphics, Google Earth, audio, video, or other media intensive applications, including movie, news and social websites? Then you may need more computer and graphics “horse power” to eliminate video and audio – jerking and stuttering. Consider your warranty, hard drive space, RAM, monitor size, DVD/CD burner, operating system, graphics card, and processor speed. Usually, the higher the numbers, the better – and more expensive. Consider nothing less than a dual-core processor and for more intensive applications – a quad-core processor. Perform a search on Google or Dogpile for “upgrade or replace” for additional insight.
LOCAL TECH SERVICE
PC & MAC Support - Web Design GARY POSS
Page 16
OWNER www.LOCALTECHSERVICE.COM
GARY@LOCALTECHSERVICE.COM
(830) 708-9866
May 2009
Skin protection by Patsy Keim
Hey, It’s Spring! This is when we start dreaming about warm, sun-filled days. OK, some of you are dreaming about baseball, barbecue, and cold beer, but most of us are wishing for warmer weather and tubing. With sunnier days and vacations coming, we also need to start thinking about sun protection. You already know that sun exposure is the number one cause of skin cancer and premature aging, that most sun damage occurs before age 18, that you should wear sunscreen daily, and that the only safe tan is one that comes from a bottle. But here is some information you may not know. Sun protection products may no longer use the terms “sunblock” or “waterproof” because no product blocks 100% of the sun’s rays or is completely waterproof. Sunscreens are considered drug products under FDA guidelines and must adhere to FDA regulations. The SPF of a product does not indicate the number of hours you can stay in the sun without burning your skin. An SPF number represents the degree of exposure, or time that one can sustain exposure to the sun before the skin starts to burn. For example, an SPF 15 indicates that you can be out in the sun 15 times longer than you could without any protection at all, and your individual skin type determines how long that is. A higher SPF of 30 or more is recommended for sports or swimming when perspiration or water can wash away the product. Additionally, frequent reapplication is recommended. Choose one that has protection from both UVA and UVB rays. The most effective sunscreens contain ingredients that act as blockers and absorbers. UVA and UVB absorbers are ingredients that absorb the sun’s rays and deflect them throughout the layers of the skin. UVA and UVB blockers actually block the burning rays by reflecting them off the surface of the skin. Products with Titanium Dioxide (minimum 9%) or Zinc Oxide (minimum 3%) are the only ones that provide complete and effective sun protection starting when they are applied. Other types must “bond” with the skin to become effective and recommend waiting 20-30 minutes before exposure. Apply a minimum of one ounce of product to exposed areas – the amount needed to fill a shot glass. Reapply at least every two hours when you’re in the sun, more often if you’re swimming or sweating. Moisturizers with an SPF 15 or 30 are designed to “disappear” into the skin, and can be worn under make-up without a greasy feel. The better quality, professional mineral make-ups contain a powdered form of Titanium Dioxide and Zinc Oxide. Recreational sunscreens are better for extended exposure since they are designed to be more sweatproof, waterproof and rub-resistant. Consider what happens to a grape that is left on the vine in the hot sun. Eventually it loses all its moisture and shrivels up to become a raisin. The same can be said of human skin. It is not unusual for an 80-year old to have the smooth unblemished shoulders of a 30-year old – proof that skin protected from solar UV ages more gracefully.
BENCHMARK WASTEWATER GROUP, LLC
James Ashman, Owner
Serving Comal and Surrounding Counties Septic Tank Pumping and Cleaning NAWT Real Estate Septic Inspections Tired of frequent and costly pump outs? A properly pumped and cleaned septic tank will go longer between pump out intervals. Our truck is outfitted with special equipment which emulsifies and removes solid waste from any type of septic system leaving your tank clean and waste free. *MENTION THIS AD AND RECEIVE A
$50 DISCOUNT
on your pump out and tank cleaning
210-347-1593 • www.BWG1.com
Church in the W ildwood Assembly of God Called, Committed, Caring
Service Times SUNDAY
Come Grow With Us (830) 899-2149 227 Charter Oak Drive Canyon Lake, TX 78133
Patsy Keim is a State Licensed Esthetician and Technician and owner of ArtQuest Permanent Cosmetics and Skin Care located at 1500 FM 2673 in Sattler (Canyon Lake). Hours are 9am to 4pm, Tuesday – Friday and 9am to 3pm on Saturday. She can be reached at 830-964-4315 or visit www.ArtquestPermanentCosmetics.com. Canyon Lake Views
Sunday School 9:30 am Worship Service 10:30 am Children’s Church 11:15 am Spanish Worship 4:00 pm WEDNESDAY NIGHT
In the Word 7:00 pm Youth Service 7:00 pm Bible Quiz 7:00 pm THURSDAY NIGHT
FM 2673 @ Oaks subdivision entrance
Royal Rangers 7:00 pm Missionettes 7:00 pm
www.WildwoodAG.org
Spanish Bible Study 7:00 pm
FRIDAY NIGHT
Pastor John Massey
Email: Pastor@WildwoodAG.org or WildwoodAG@mac.com Page 17
May 2009
Business coaching: The answer to your small business
Nursing and Rehab Center
by Jennifer Jaime
2590 Loop 337 • New Braunfels
Specializing in Short Term Rehab and Long Term Stays
Fast Track Rehabilitation and Recorvery Meet our therapy team offering 17 years of combined
experience in the following therapies under the direction of our on-staff Psychiatrist, Dr. Xin Zhang.
• Physical • Occupational • Speech • Respiratory
For information, call Sue Hodges Admissions Director
(830) 515-12 0
’s De o & Mo e Tandis C hristmas Store H
C R
R
Design Center & Interior SOLUTIONS FOR YOUR HOME Flooring • Interior Design * Remodeling Specialist Countertops • Window Coverings • Faux Finishes Distinctive Gifts • Fabric • Local Art
Did you know according to the Small Business Administration (SBA), small businesses represent 99.7% of all companies in the US? In Texas, this accounts for 2.1 million small businesses. The recent headlines have put many of us in a state of unknown when it comes to the economy. Many small business owners are analyzing their own economic situation and asking important questions during this time. Do I have a plan in place to monitor my cash ow? Do I know my current situation and where I want my company to be longterm? How do I reduce my company debt and plan for emergencies? If you find yourself asking these questions, business coaching might the answer you have been looking for. Business coaching is working together with a professional to develop a plan to reach your business goals. A professional will have the experience and credentials that require extensive education and ethics requirements. A financial coach will help you implement a plan that works for the long-run, while maintaining your business along the way. Choosing a financial coach can be done by getting an understanding of who they are. A financial coach will have a clear explanation of how they coach, what process they follow and what tools they use. A financial coach will focus on your current situation and long-term goals. Most financial coaches do not sell insurance or financial products; thus, they are able to give you objective advice. Any business can benefit from financial coaching. Whether you are just starting your business, doing well financially or want to improve your process, a financial coach can give you a clear plan to achieve your financial goals. I encourage you to call a financial coach today to start your journey to business success. Jennifer Jaime, CPA is the number one Financial Coach in Texas. She is the owner of Jennifer Jaime Coaching, a coaching ďŹ rm designed to help people reach their ďŹ nancial dreams. Jennifer is also a certiďŹ ed ďŹ nancial coach by the Dave Ramsey Lampo Group. She specializes in personal ďŹ nancial coaching and small business coaching. For more information, Jennifer may be reached at 512-847-5430.
Jennifer Jaime Coaching
Small Business & Personal Financial Coaching
Jennifer Jaime, CPA
CertiďŹ ed Financial Coach 512-847-5430
)0 6XLWH $ ‡ :LPEHUOH\ www.JenniferJaime.com coach@JenniferJaime.com
830.964.6050 • www.TishsDecor.com • FM 2673 at River Road Canyon Lake Views
Page 18
May 2009
Basics on bond yield and interest rate risk for retirees
WEEKLY RESIDENTIAL TRASH COLLECTION
Serving the Canyon Lake Area
CANYON Disposal Service
by Cory Martelli
(830) 899-5491
NO CONTRACT!
cds@CanyonDisposalService.com
CARPENTER ANTS / BEES
www.CanyonDisposalService.com
SCORPIONS / CENTIPEDES / SPIDERS / MOSQUITOS
Get an Owner, not just an employee! COMMERCIAL / RESIDENTIAL Pest, Termite & Lawn
830-228-4484 210-637-1130
State Licensed & Insured
RODENT TRAPPING / EXCLUSION SERVICE / TERMITES
PLASTIC BUMPER REPAIR • scrapes • rips • dents • holes
punctures
•
Save time and money Fast: Same day service Easy: We come to you Economical: Costs much less than traditional methods 210-825-6355 20 Years Experience • Locally Owned www.ExpressBumperRepair.com
BEFORE
AFTER
ArtQuest Permanent Cosmetics Studio Permanent Cosmetics & Body Art Tattooing Eyebrows ~ Eyeliner ~ Lips Lash Extensions ~ Brow Waxing & Dying Microdermabrasion Skin Treatments Facials & Skin Care
830-964-4315 • 1500 FM2673 ~ Sattler • Inside Di’Anns Salon Etc. ~ Next to PEC
These articles are not intended to provide tax or legal advice and should not be relied upon for such. They are summaries of our understanding and interpretation of some of the current laws and regulations and are not exhaustive. Investors should consult their legal or tax advisor for advice and information concerning
COFFEE SHOP Breakfast ~ Lunch ~ IceCream ~ Baked Goods
Cory Martelli is a Spring Branch resident and has trained over 500 agents and CPAs in the industry and has helped develop his company’s proprietary software model based on mathematics. Email him at CMartelli@earthlink.net or call him at 281-957-5761 or 713-471-9778. Canyon Lake Views
($8.64 One Time Initial Processing Fee)
ROACHES / FLEAS & MORE
Many investors accept the basic observation that fixed income securities assure income for retirees more so than equities. The basis of fixed income securities are often bonds which are IOUs of corporations, municipalities, and the federal government. Understanding how the market affects the interest rates of bonds and the income they generate can improve your investment strategy. Bonds are fixed term – 5, 10, 20, 30 years – debts that pay bondholders for the use of their money. Corporations typically issue them at a face value (often called par value) of $1,000. At maturity – when the bond term ends – they will retire the bond while paying bondholders the face value. Callable bonds can be retired early at the discretion of the corporation on certain call dates. Bonds carry a coupon rate, payable yearly, that remains fixed during the term. The coupon yield is the yearly amount divided by the face value. At the bond’s issuance, it reflects the market’s current rate of interest for bonds of such a term and by such an entity (ie, the corporation’s bond rating). Once issued, bonds can be traded on the open (secondary) market based on current interest rates. Since the annual coupon payment is fixed, if current interest rates increase above the coupon yield, then the price bid for the bond must decrease and vice versa. This represents interest rate risk – often called market risk, so we see that bond prices can fluctuate. Being forced to sell them under increased interest rates than when you bought them will produce a loss of your investment – ie, your purchase price. Since bonds mature or may be retired early (ie, called), you can project a total return you can get by holding a bond from date of purchase until either event occurs. These projections give the yield to maturity (YTM) and yield to call (YTC). They are calculated by adding up all the coupon payments you will receive (and assume you reinvest these for interest), taking into account your purchase price and the eventual face value you will be paid, and the time between purchase and maturity (or call date). The interest rate risk can plague or benefit you when holding bonds. You can reduce this risk by buying bonds with shorter maturities as they fluctuate less. However, shorter maturity bonds generally pay less income. Balancing these two factors—fluctuation and income, may be helped by professional advice. Your financial planner can help you decide what bonds are suitable in your situation.
$9.95
AS LOW AS MONTHLY + TAX
Creative Artists Night
FREE WIRELESS
830-935-4004 Cindy Avery, Owner M-F 7-4:30 & Sat 8-3 • Hancock Plaza • Next to Lakeside Liquor
OPEN MIKE • 2nd Thursdays • 6-8pm
Page 19
May 2009
Ken Raba
Celebrating independence
and The
by Linda Allen
BROKEN ROPE BAND
FRIDAY • MAY 1ST • 6:30PM Specht’s Store • Bulverde SATURDAY • MAY 2ND Private Event, Boerne FRIDAY • MAY 15TH • 5-9PM Oma Gruene’s Secret Garden, Gruene
512-557-5960 KenRaba.com
Remember her on Mother’s Day
Renew Repair SRemodel Making your old jewelry into something new
On The Wimberley Square • 512-842-2281 • M-F 10-6 • Sat 10-5
Our facility is available for rental.
Wedding receptions, anniversary parties, graduation parties, or any kind of presentation or meeting. Kitchen & full service available.
VFW
Join us & support local VFW programs!
POST 8800
and ITS LADIES AUXILIARY
Public is Welcome!
W E E K LY S C H E D U L E
• Wednesday Taco Night ~ 5:00-8:30pm • Thursday Night BINGO ~ 7:30pm-till ~ Kitchen opens at 6:00pm • Friday Hamburger Night ~ 5:00-8:30pm
Burgers, Hot Dogs & Fries!
Canteen lounge opens Mon-Fri at 2:00pm 830-899-7774
ARMED FORCES DAY DANCE • Sentimental Journey Orchestra Saturday • May 16 • 7:30-10:30pm • CRRC Rec Center MEMORIAL DAY CEREMONY Monday • May 25 • 11am • Crane’s Mill Cemetery.
For years, I have celebrated Cinco de Mayo with fresh-squeezed margaritas, spicy frijoles and tender, smoky cabrito tacos. For years, I have been under the impression that I was celebrating Mexican Independence Day. For years I have been wrong. Cinco de Mayo, 18 2, for those deluded as I, is when the severely outnumbered Mexican army, under the direction of General Ignacio Zaragoza Seguin, defeated the much better equipped French army, which had not lost a battle in 50 years. Of course, the French took Mexico City a year later and placed Maximilian on the throne for four years, but that does not dim the heroism of the Puebla army. History lessons aside, I have no less enthusiasm for Cinco de Mayo now that I know the truth. Across the world—and particularly in the United States--the fifth of May has become a celebration of the glorious culture of Mexico, a culture of heart-rendingly passionate music, brilliant folklorico dances and some of the most savory, complex and comforting food I know. (In Cayman, they honor the date by holding an air-guitar competition. In Malta, they encourage drinking Mexican beer. In Vancouver, they sky dive on the fifth of May. Go figure.) In Texas, we like to eat Mexican food on Cinco de Mayo. And good, fresh Mexican food is cause for celebration. By May, we are finding fresh tomatoes. Cilantro abounds. Chiles explode into salsa that rivals mariachi music. Go beyond the obvious in your celebration. Split fresh poblanos and fill them with corn and red onions, mushrooms and asadero cheese. Roast them and drape them with crema poblana, then stud them with fresh pico de gallo. Find a local goatherd who will sell you a small, dressed cabrito; then find a good barbecue pit. Smoke and baste the cabrito for hours. Wrap the shredded meat in fresh corn tortillas. Tuck a little fresh tomatillo sauce in with it, and try not to cry while you eat it. Squeeze fresh key lime juice into your guacamole and your margaritas. Forget the frozen stuff. Make sure you have friends to help. Put lots of jalapenos and Mexican beer in your frijoles. Put cilantro and cumin in your rice. I could go on and on until you beg me to stop, but the music is swirling, and the laughter is intoxicating. Grab another fish taco—and Viva la Mexico! Linda Allen is the owner of Linda Allen Catering and Linda’s Fine Foods, offering a wide selection of take out items as well as dining in and entertains special orders. Linda Allen Catering has offered full service catering to the Wimberley and Lake area for 15 years.
,INDA !LLEN #ATERING ,INDA S &INE &OODS
WE ARE OPEN TO THE PUBLIC! Canyon Lake Views
&- ^ CROSS FROM -ARKET $AY &IELD ^ 7IMBERLEY ^
"
Attendees return to Post for sandwiches and soft drinks. Public is invited!
7755 FM 2673 • Across from Dollar General
Mon-Sat 11-8 -ON 3AT
$INE )N OR #ARRY /UT
VISIT OUR WEBSITE FOR OUR WEEKLY MENU s ,INDA!LLEN#ATERING COM Page 20
May 2009
Texas has five of the Healthiest Housing Markets in the nation by Mike Jones When economists for Builder Magazine decided to rank the nations top 75 cities housing markets, they compiled a list based on population trends, job growth, home prices and the number of building permits issued. I’m pleased to tell you that the top five – nationwide – are in Texas . Houston comes in at number one with 42, 98 permits. Austin is number two with 14,250 permits. Fort Worth is number three with 10,388 permits. San Antonio is number four with 10,261 permits. Dallas ranks number five with 26,145 permits. All in all, it would seem that we’ve escaped the drama of speculative buying and deflated home and property prices. We’ve all seen on the news: pictures of neighborhoods with nothing but for sale signs on the street – no cars or kids, just vacant homes. This is happening in our nation, but not here. Unbelievable – yes, this is an optimistic, encouraging, uplifting, and positive bit of news. So, for those that have only read negative and discouraging gloom and doom recently, listen up. Texas has five of the healthiest housing markets in the nation. Better yet, our area sits right in between two of the Healthiest Housing Markets in the nation! Austin grew last year by 2.3%. The median price for homes in Austin rose last year by 2.7% – averaging at $188. 00 – still below the national average of $200,500 according to the National Association of Realtors. Amazingly, Austin now generates more homebuilding activity than Chicago, which has six times more people. San Antonio, a city of over two million people is growing at a 2.8% annual clip through last year. Existing home prices are down less than 1% to a median price of $152,800. It seems that California and Florida were hit the hardest with 12 cities in the top 15 Weakest Housing Markets.
830.885.7009 As low as $3.25 a week • Bags provided
830-899-5400 Email your questions and concerns to APC1@gvtc.com. This information is for you.
J. Cory Martelli Serving Central Texas and beyond
Mike and Jan Jones, a husband and wife team who live in Wimberley, have owned and operated AmeriTex Builders, Inc. since 2001. Mike has 30 years of hands-on experience in various phases of home construction and oversees every stage to ensure excellence in craftsmanship. For more information, call Mike toll free at 1-866-847-6800 or visit www.AmeritexBuildersInc. com.
Insuring you never lose or run out of retirement money
Office: 281-957-5761 Cell: 713-471-9778
CMartelli@earthlink.net
AmeriTex Builders, Inc. Quality Construction at Affordable Prices 1-866-847-6800 Toll Free • 512-847-6800 310 Ranch Road 3237 just East of RR12 • Wimberley
Sue Seitz, REALTOR® 830-237-7957
www.AmeritexBuildersInc.com • TRCC #1597 Canyon Lake Views
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United Action Canyon Lake
Pat Knipe, REALTOR®
Each office is independently owned and operated.
830-608-5254
May 2009
Why God made moms.
These are answers given by 2nd grade school children to the following questions. What kind of little girl was your mom? 1. My mom has always been my mom and none of that other stuff. 2. I don’t know because I wasn’t there, but my guess would be pretty bossy. 3. They say she used to be nice. What did mom need to know about dad before she married him? 1. His last name. 2. She had to know his background. Like is he a crook? Does he get drunk on beer? 3. Does he make at least $800 a year? Did he say no to drugs and yes to chores? Why did your mom marry your dad? 1. My dad makes the best spaghetti in the world. And my Mom eats a lot. 2. She got too old to do anything else with him. 3. My grandma says that Mom didn’t have her thinking cap on. Who’s the boss at your house? 1. Mom doesn’t want to be boss, but she has to because dad’s such a goof ball. 2. Mom. You can tell by room inspection. She sees the stuff under the bed. 3. I guess Mom is but only because she has a lot more to do than dad. Source Unknown
Cub Scout Pack 380
www.CubScoutPack380.org
Congratulations to our Scouts for a big year of adventures and accomplishments! The Cub Scouts were honored at their 2009 Blue & Gold Banquet at the Canyon Lake Golf Club on April 2 . It was a great year of adventures, learning, fund raising and fun. Thank you to our volunteers who have worked so hard this year serving with the kids. Thank you also to the Canyon Lake Golf Club for hosting our wonderful event, and to the community for all your support! We will now begin recruiting new Scouts for next year! If you would like more information about the Cub Scouts at Canyon Lake, please check out www.CubScoutPack380.org for more details.
HawkSports Camp
Check out www.HawkSportsCamp.com
In-person signup dates are May 9 & May 1 at the following locations: Buddy’s (North side), ACE in Sattler, and Super S inStartzville, 9am-4pm. Registration and volunteer forms are also available on our website.
Canyon Lake Hawks Youth Football www.CLHYF.org
Join us for Crawfish! We are having a Crawfish Boil at the Mystic Shores Pavilion on May 2, from noon- pm. $20/all you can eat to benefit the Canyon Lake Hawks Youth Football Assn. Other food/drinks are available for $1/ea. BYOB. Please RSVP to Cory Martelli at cmartelli@earthlink.net before April 30. Join us at Whitewater Ampitheater for a benefit concert with Sheila Marshall Band! Several cover bands throughout the afternoon, and The No Refund Band will open for Sheila. May 1 , beginning at 4pm. Get your tickets at various locations throughout the lake, or from Board members, $10 presale or at the door. Come enjoy an evening of live music for a great cause!
Gem Mine Outdoor Pool Indoor Pool Game Room Activities Cabins 110 RV Sites
Jumping Pillow!
Birthday Parties Family Reunions & Retreats
#1 for Fanily Fun!
Come for the day or come to stay! NEW Laser Tag!
Signup for Youth Football! Registration forms are available on our website, or in-person signups will take place May 9 & May 1 at the following locations: Buddy’s (North side), ACE in Sattler, and Super S in Startzville, 9am-4pm.
Court Appointed Special Advocates (CASA) of Central Texas, a local 501(c)(3) non-profit organization,
Become a Court Appointed Special Advocate for a Special Child
To volunteer,visit www.CasaCentex.org or call
877-964-3731
12915 FM 306 • Canyon Lake www.JellystoneHillCountry.com
512-392-3578 or 830- 2 -2272
YOGI BEAR and all related characters and elements are trademarks of and © Hanna-Barbera (s09)
Canyon Lake Views
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May 2009
“Sentimental Journey Orchestra” headlines Armed Forces Day Plans are underway for the first Armed Forces Day Dance and Celebration on Saturday, May 1 th in Canyon Lake from 7:30 to 10:30pm. Doors open at :30pm. Swing to the sounds of the Sentimental Journey Orchestra, an authentic 19-piece big band led by Ted Conerly and featuring talented female vocalists. Dress in period costumes or camos and dance the night away, or just sit back and enjoy some of the best music of the Big Bands of the Fabulous 1940’s......Glen Miller, Tommy Dorsey, Benny Goodman and more. The period just before and during the Second World War produced some of the most wonderful and romantic popular music ever written. A visual, as well as a musical experience, the band frequently performs wearing WWII US Army Air Force uniforms as a tribute to that generation of Americans, and to honor the famous USAAF band of Glenn Miller. “The Community Resource and Recreation Center in Canyon Lake will be transformed into a World War II era hangar. All veterans will be recognized and honored in celebration of Armed Forces Day,” Janet Blum, organizer said. This non-partisan community event, sponsored by the Canyon Lake Republican Women, is expected to be a sellout. Get your tickets early – $25 per person or $300 for a reserved table for ten – by calling 830-9 4-2482 or email mrapps @gvtc.com. Join in to show your gratitude to our Armed Forces, both past and present.
Maricopa Lodge hosts Benefit Motorcycle Rally
The Maricopa Lodge recently hosted a bike rally for the RigRiders Motorcycle Club, founded as a non-profit organization to bring together persons in their field who share a common interest in motorcycles and charitable activities. Approximately 90 guests attended, rode the back roads of our beautiful Hill Country, and raised approximately $8,000 that will be distributed to various charitable organizations. It was all good fun that supports good causes. LJ Weller, owner of the Maricopa Lodge, should be commended for bringing such a good group of this size into our community, while supporting their efforts to provide for those less fortunate.
CAFE FREE DESSERT for MOM on
MOTHER’S DAY Pizza ~ Pasta ~ Chicken ~ Veal ~ Seafood ~ Salads Beer & Wine Available
(830) 935-3704 • (830) 935-3705 Gule & Gino Zeneli, Owners ~ 18220 Hwy. 306 ~ Canyon Lake OPEN 7 DAYS A WEEK Sunday-Thursday 11am-10pm • Friday & Saturday 11am-11pm
Habitat for Safe Seniors Thrift Shop opens Habitat for Safe Seniors Thrift Shop is now open each Thursday, Friday and Saturday from 8am to 4pm! Please stop by to see all of the “treasures”. They have quality clothing, furniture, books, household items, electronics and toys for the children – everything you need at low prices. Help support our programs that directly benefit our Seniors of Canyon Lake and Comal County! Habitat for Safe Seniors is located at 2174 Old Sattler Road (Startzville), Canyon Lake. For more information, call (830) 899-225 . www.habitatforsafeseniors.com
presents
Elvis & Roy Orbison 2 5 Y E A R A N N I V E R S A RY
Celebrating 25 years as the Hill Country’s most outstanding inn
‘The Lost Concert’
888-396.3739 www.CrystalRiverInn.com
saturday may 23 RD 7:00 PM
FOOD FAIR • MAY th
The next Food Fair is scheduled for Wednesday, May , from noon to 4pm at Habitat for Safe Seniors, 2174 Old Sattler Road. The Food Fair is open to everyone who lives in Comal County and meets the Tex Cap Income Guidelines. You must register for each and every Food Fair. Please come by the office to pre-register prior to May th to save yourself some time. For more information, call (830) 899-225 or visit www.habitatforsafeseniors.com. Canyon Lake Views
Billy Wayde, National Champion “1st place winner, 19 times” will take you through the 1960’s and Elvis Presley’s Las Vegas years. Wayne King performs his outstanding rendition of Roy Orbison. He will also add a “Golden Oldies” $20 set as Dion, Buddy Holly and more!
Tickets: $15 to
Brauntex Theater
Box Office: 830.627.0808
New Braunfels • On The Square
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May 2009
AmeriTex Builders, Inc. Quality Construction at Affordable Prices OUR PLEDGE:
Focus on Quality, Affordable Prices & Customer Satisfaction! Because our business is building Custom Homes, your project will get the special attention your new home deserves.
Mike Jones, Builder
MEMBER
FEATURES:
• Engineered Concrete Foundation • 2x6 Exterior Walls • 2x12 Headers • Superior Insulation Package • Hardiplank Fascia, Soffits, Siding • Hurricane Clips • Techshield Roof Decking • Tyvek Air & Moisture Barrier • High-Efficiency up to 19 SEER Heat Pump A/C • All Wood Custom Cabinetry
Canyon Lake Chamber of Commerce Wimberley Chamber of Commerce San Marcos Chamber of Commerce New Braunfels Home Builders Association
WE CAN:
• Bid your plans • Have our designer (with your ideas) design your new home for you • Build on your lot or assist you in locating a building site
National Association of Home Builders Texas Association of Builders
SERVING:
AmeriTex is proud to put Craftsmanship back in Construction! CALL
1-866-847-6800 Toll Free or 512-847-6800 Voice/Fax
Canyon Lake, Spring Branch, Fischer, New Braunfels, Wimberley, Dripping Springs, Driftwood, Blanco, Kyle, & San Marcos
310 Ranch Road 3237 just East of RR12 • Wimberley www.AmeritexBuildersInc.com • TRCC #1597 Canyon Lake Views
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May 2009