BUY YOUR DREAM HOME

Getting pre-qualified is the first step to home ownership. Bond pre-qualification determines the loan amount you may qualify for.

Steps To Getting Pre- Qualified:

Review your credit: Check your credit report and score to assess your eligibility. Lenders consider credit history when determining your eligibility for a home loan. Make sure your credit report is accurate and address any discrepancies or issues.

Gather financial documents:

Collect the necessary financial documents that lenders typically require, including:

Proof of income: Recent pay slips. Bank Statements.

Employment verification: Contact information for your current employer(s).

Calculate your debt-to-income ratio (DTI):

Add up your monthly debts (such as credit card payments, car loans, and any other obligations) and divide it by your gross monthly income

Keep the kettle at a high level.