BUY YOUR DREAM HOME

Ge琀�ng pre-qualified is the first step to home ownership. Bond pre-qualifica琀椀on determines the loan amount you may qualify for.

Steps To Ge琀�ng Pre- Qualified:

Review your credit:

Check your credit report and score to assess your eligibility. Lenders consider credit history when determining your eligibility for a home loan. Make sure your credit report is accurate and address any discrepancies or issues.

Gather financial documents:

Collect the necessary financial documents that lenders typically require, including:

Proof of income: Recent pay slips. Bank Statements.

Employment verifica琀椀on: Contact informa琀椀on for your current employer(s).

Calculate your debt-to-income ra琀椀o (DTI):

Add up your monthly debts (such as credit card payments, car loans, and any other obliga琀椀ons) and divide it by your gross monthly income

Keep the ke琀琀le at a high level.