Inner City Gazette

ee r F

y

p Co

Est 2009 Issue 8 - 2017

2 - 9 March 2017

Tel : 011 024-8210 / 011 402 - 1977 Inner-City Gazette

Fax: 086 609 8601

Email : info@inner-city-gazette.co.za

inner_gazette

Website : www.inner-city-gazette.co.za

076 681 0577

gazette_city

Distributed free to households, churches, schools, libraries and businesses in Bellevue East • Bellevue • Benrose • Berea • Bertrams • Braamfontein • City and Suburban • City and Sub urban Industrial • City Deep • City West • Crown Gardens • Denver • Doornfontein • Elandspark • Elcedes • Fairview • Fordsburg • Glenanda • Heriotdale • Hillbrow • Jeppestown South • Jeppestown • Johannesburg Inner City • Kensington • Lorentzville • Malvern • Marshallstown • New Doornfontein • Newtown • North Doornfontein • Rosettenville • Troyeville • Turffontein • Village Main Ext 3 and Yeoville .

Giving Joburg’s children hope dren. Be it in their communities or households, we value the well-being of a child. To the communities involved, we offer educational programs, donate food parcels to community members, provide training and,counseling to families and children and also drive awareness of abuse and the HIV/Aids pandemic.

One of our biggest challenges as an organization is funding especially with the current economical state of the country. With over a 100 000 registered NPO`s it is difficult to secure long term funding from donors and individual giving. When one hears the name Jo`burg Child Welfare, we want them to know that JCW is a caring, child friendly, protective and community oriented organization.

Staff Reporter news@inner-city-gazette.co.za

M

argot Davids, CEO of Jo`burg Child Welfare shares with us the work that the organization does and how much impact it has in the communities.

Jo`burg Child Welfare (JCW) is a non-profit organization (NPO) founded in 1909. We provide a range of direct services to abused (physical, sexual and emotional), abandoned, neglected, orphaned and vulnerable children (including those who are infected or been affected by the HIV/ AIDS pandemic) in and around the Greater Johannesburg area. We have four centers around Johannesburg and these are; • Princess Alice Adoption Home that takes in 30 children from 0-4 years old offering adoption services and limited accommodation to destitute, pregnant young women.

• Othandweni Family Care Centre in Soweto that is home to 30 babies and toddlers in the nursery and a further 60 children in cottages on the property.

• The Elton John Masibambisane Day care Centre that caters to the needs of over 200 orphaned and vulnerable children in and around Eldorado Park • Thembalethu Skills and Economic

To find more about the organization please give us a call at 011 298 8500.

Margot Davids, CEO of Jo`burg Child Welfare speaks to children at Masibambisane Centre in Eldorado Park, recently

Empowerment Centre that is situated in the inner-city and train women and men in economic empowerment with a view to equipping them with the skills and knowledge needed to generate an income that ultimately benefits their families. We also have an after school program for children

who go to school in the CBD called Chance to play.

We have a wide range of services rendered by the organization tocommunities in the greater Johannesburg area and training by Aganang Training Centre and the Child Abuse Treatment and Training Services. As an or-

ganization providing child protection services, our number one goal is to create a safe environment for chil-

You can help

You can help buy - Donating clothes and second hand furniture, - Volunteering your time or service, - Committing to donating via debit order.

To find out how, please give us a call

at 011 298 8500

or send an email to communications@jhbchildwelfare.org.za or visit our website at: www.jhbchildwelfare.org.za

4

Financial Tips

Inner-city Gazette

2 - 9 March 2017

Buying property with a family member, partner or friend? What to know

By Chloe Hackland

J

oining forces with a member of your family or a friend could be a great way to get a foot on the property ladder. However, property is not a short term investment so before pooling your resources and heading out to view properties make sure you talk through the various aspects of property ownership very carefully.

“Buying a property jointly may mean that you are able to comfortably afford the costs of home ownership, as you will be using the power of two people’s income rather than one,” says Albertus van Staden, Head of Credit at FNB Housing Finance. “However, the long time horizon of property ownership means there is a good chance that circumstances will change during your partnership.”

There are also aspects of home ownership that you will have to iron out before getting a joint bond.

Expectations when buying “There are many types of joint partnerships, parents helping their children with their first house, children buying a place for their parents, friends investing in a property together. It is important to understand what your expectation of the asset is from the outset,” says van Staden.

For example, if your parents have bought jointly with you, are they expecting a return on their investment? If it is two friends buying for investment purposes, what is the timeline line?

Who will be occupying the property?

If both owners are living in the prop-

erty initially, outline what will happen if one moves out and who is responsible for getting a replacement tenant.

“You or your partner will still be responsible for a portion of the bond after moving out,” says van Staden.

If one of you will be living there, discuss what the rent should be, and what the annual escalation fee should.

If you are renting it out, it is more than likely that you will need to put in more money over and above the rental amount, especially in the first few years as rental won’t cover all the expenses.

There is also personal income tax to consider.

“When renting out, also understand that there may be periods where the property does not have a tenant, so you both will need to be able to cover the full cost of the bond and expenses,” warns van Staden.

Taking care of the small stuff Property ownership is more than just the money that needs to be paid over each month.

“Properties require time and effort, just like a car it needs to be maintained and kept in good condition, discuss with your partner who will be responsible for dealing with the tenants, and any property maintenance issues such as burst geysers or general sprucing up,” says van Staden. “Both parties should have the full obligation to keep up with ongoing maintenance.”

The type of property is key in this instance, for example, in a sectional title complex; maintenance on the outside is generally taken care of along with some structural insurance although the interior remains your responsibility. A freehold is your full responsibility.

If you own the property for some time

financially difficulty, what will the solution be?

“This becomes particularly tricky if you haven’t had the property for very long, as it may not have appreciated in value, and in worst circumstances, you may find that you actually owe money if you are required to sell,” warns van Staden.

Albertus van Staden “Paying a bit more Head of Credit at FNB Housing Finance into the bond is a great way of helping work it will probably need a bit of a makeo- through the reality of finance difficulties,” suggests van Staden. “This will ver.

“Whether it is replacing the carpets or give you both a bit of a breather if there a full kitchen overhaul you will need is a problem with payments and time to quotes and contractors as well as addi- work out a solution.”

Exit strategy tional funds to pay for improvements,” All great things must come to an end, says van Staden. “Agree up front who will deal with what issues and how and invariably your property partnership will need to be broken up at some much you are prepared to spend.” point.

Change in circumstances “If you both want to sell and get the “It is almost guaranteed that the circumstances of both buyers will change capital out, then proceeding with the over the period of ownership,” says van normal selling processes is fairly Staden. Life changes could include straightforward, however, if one partner moving to different parts of the country, wants to keep the property, it can beor even overseas. Getting married or come slightly more complex,” says van Staden. merely wanting to upscale.

In this case you are able to do a sub“In some instances, having a property in joint ownership will mean that some- stitute of debtor which is considered an one isn’t able to afford their dream entirely new contract with the bank.

You will need to agree to an approprihome later in life as the bank will take into account all your responsibilities ate price if selling to one of the partners, when you complete affordability as- as this will not be going onto the open market. Consider using an estate agent sessments,” says van Staden. or valuator to ascertain a fair estimate Financial difficulties If one of you is no longer able to up- for the value of the house.

There will be associated costs with hold their end of the bargain because of

Expectations when buying

Who will be occupying the property?

Taking care of the small stuff

Change in circumstances

Financial difficulties

Exit strategy

Draw up a contract

selling the property such as bond attorney and transfer fees, if they apply, so make sure you have budgeted adequately.

Draw up a contract “Finally, once all of the various aspects have been discussed and agreed upon, draw up a contract which both parties sign. I suggest you go through this process, even if you are buying with a family member or long term partner. It will make life far less complicated a few years down the line,” concludes van Staden.

2 - 9 March 2017

Inner-city Gazette

h 1 Mont T EN R E E FR nds on le *Specia 2017 ch 31 Mar

BACHELOR :

R2 500.00

1 Bed:

R2 850.00

2 BED:

R3 950.00

*FREE WIFI *CLOSE TO UNIVERSITY OF JOHANNESBURG *A SHORT WALKING DISTANCE TO MABONENG * NEXT TO CENTRAL JOHANNESBURG COLLEGE

5

6

Inner-city Gazette

2 - 9 March 2017

Inner-city Gazette

2 - 9 March 2017

7

Police Numbers To report crime in your area contact your nearest police station.

Jeppe Police Yeoville Police Braamfontein Police 011 624 6066 011 487 5900 011 274 7300

CLASSIFIEDS

Hillbrow Police 011 488 6511

Contacts sponsored by: Marks Property

149 Pritchard Street, Johannesburg Contact Peter or Abednigo Tel : (011) 404 - 1353/4 Fax: (086) 699 - 4371 Email: admin@vukajozi.co.za

Spacious, Clean & Safe Flats to Let

Doornfontein - Loutan House 1 Bed Big Bach 2 Bed Loft

- R3 100 - R3 300 - R2 500 - R3 900 - R2 950

Yeoville: Square 15

Bach

hillbrow

1 Bed

-

R2 550

- constitution view -

R3 350 - R3 500

Marshall Town - Hardypol Loft

R2 000 - R2 900

BEREA: AGIN COURT

Storeroom - R500

Newly Refurbished Flats

LOUISAR HOUSE Bach 1 Bed 2 Bed

– – –

R2 650 R2 850 R3 950

Cell: 082 785 4407

Conditions of Acceptance

1. Classifieds adverts done telephonically, faxed, emailed will be accepted as confirmation for adverts to be placed.

2. Errors and omissions must be reported within the first insertion, credit will not be given for errors not reported within the first insertion.

3. Typographical errors which do not lessen the effectiveness of the Advertisement will not be Credited.

Credits will be passed on the sole discretion of the Publisher.

4. Only written cancellation and alterations will be accepted.

5. The publisher is entitled to withhold any advertisement from publication and to cancel any advertisement order that has been accepted.

from R580

Do you have sporting events? Call us on: 011 402 1977

Tel: (011) 334 9076 Cell: 083 470 0548

Darren Fichardt triumphant A

fter a solid display of superb golfing skills, the Pretoria-born Fichardt emerged victorious with a 15 under par 200 score, clinching his fifth European Tour title in a 22-year professional career in the process. Welsh golfer Stuart Manley and England’s Paul Waring shared the second spot with a 14 under par 201.

“I can’t believe that this has finally happened,” said the 41-year-old Fichardt after his sensational win. “I’ve been trying to get into the Open tournament for a long time... It will be the biggest tournament of my life.” Another South African, Jacques Kruyswijk, took the fourth spot, coming up short of qualifying for the 2017 British Open. “To be honest, I am a bit disappointed. I fought hard to stay in this game but it is what it is; I wanted to do better,” said Kruyswijk of his debut in the Joburg Open Sunshine-European Tour. “But it’s good that I was able to make it through to the last round,” he said.

Johannesburg Executive Mayor Cllr Herman Mashaba said it had been a “great week of golf”. “The City of Johannesburg proved that it is a world-class African city capable of hosting successful sporting events,” said Mayor Mashaba.

“I predicted earlier on in the week that a South African golfer was going to be crowned this year’s winner. I’d like to congratulate Fichardt and thank him for flying the South African flag high,” said Mayor Mashaba.

“This is one of the tournaments we would like to keep as the City of Johannesburg.”

Heavy rains that pelted Johannesburg since last weekend almost made both the east and west courses of the Royal Johannesburg and Kensington Golf Club unplayable. But the greens-keeping staff worked hard to get the courses in good shape.

Joburg Open 2017 winner Darren Fichardt

Rakhale, Qalinge boost for Bucs 80 Helen Joseph and Polly Johannesburg 011 333 1107 084 220 6622 / 078 277 5215

T

Neat and clean rooms from R300.00 two people. We have twin, double, luxury and 3 or 4 sleepers.

We are very close to the Carlton Centre and major shops and factories.

Food outlets are also nearby.

he Orlando Pirates coaching staff received some refreshing news on Wednesday with confirmation that long-term injury concerns including, Thabo Rakhale and Thabo Qalinge were on their way to recovery.

The attacking midfield duo Rakhale and Qalinge are both well into recovery road, according to a report on the official Pirates website.

Rakhale, who suffered from a Meniscal cyst, chronic hamstring and patella tendonitis was given the green light by the medical team and has now started with phase one of his rehabilitation.

Qalinge, who underwent a plasma replacement procedure, has also started with phase one of his rehabilitation.

Meanwhile, on the defensive side of things, Thabo Matlaba who suffered a right ankle contusion with a ligamentus sprain, is still undergoing rehab and is scheduled to be re-assessed later on Wednesday.

While his counterpart in the defence Marc Van Heerden, who was inflicted with a Grade 1 tear of quadriceps muscle, resumed full training on Tuesday.