Insights Magazine: August

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August 2011

Sam best friend

Mr. B high school english

James older brother

Grandma prayer warrior

Wanda camp leader

The busker on main street


in this issue 3 An Invaluable Profession Charles R. Swindoll

Tool #12: a strong word of warning

pressure points

6 Fool’s Gold Steve Johnson

lifetrac

9 Learning from “the Least of These” Jeremy Postal STRONG FAMILY

12 What a Teacher Needs to Succeed Michelle Ironmonger laughing matters

14 My Favourite Teacher of All Phil Callaway Help Me Understand

“Sometimes

I find myself

17 Self -Esteem Insight for Living Canada Tool #28:

wondering how God

a question to answer

could possibly use

someone like me.” Tool #16: a commitment to stubborn facts

Tool #34: a homework assignment

Copyright © 2011 Insight for Living Canada. All rights reserved. No portion of this monthly publication may be reproduced in any form without prior written permission from the publisher. Insights is published by IFLC, the Bible teaching ministry of Charles R. Swindoll. IFLC is an autonomous ministry and certified member of the Canadian Council of Christian Charities. Unless otherwise noted, all Scripture passages are taken from the NASB and NIV. Printed in Canada. Unless otherwise noted, photography by IFLC staff.


Tool #19: a nod of affirmation

Tool #62: a smile of encouragement

An Invaluable

Profession by Charles R. Swindoll Tool #31: a provocative idea

Tool #74: tact and timing

Tool #55: a grade

Tool #26: a problem to solve

Tool #40: a computer and a screen

“Behold, God is exalted in His power; Who is a teacher like Him?”

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any professions draw public attention like a slice of watermelon draws flies. Those who practice those professions are constantly in the news. They provide abundant fodder for verbal lunch breaks. If it isn’t the money they make, it’s the company they keep or the trends they set or the controversy they create. Their notoriety is somewhere between amazing and appalling. In modern society, they are significant and often irreplaceable, even though we sometimes wrestle with that fact. Admittedly, the honest ones far outnumber the spurious. But—as is always the case—the lunatic fringe sells tabloids, so those with integrity are often forced to practice their professions against a tide of misunderstanding made worse by stormy winds of suspicion. There is one profession, however, that is neither notorious nor controversial. If anything it is virtually ignored. Although essential to the bright future of the world and inseparably linked to the home as few

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An Invaluable Profession continued from p. 3

other professions, it has been treated with disregard. Underpaid and under-appreciated, those who make their living in this field press on against overwhelming odds. They live with criticism they usually don’t deserve. They invest extra hours for which they are rarely thanked and never compensated. They maintain a standard of excellence regardless of resistance. They remain enthusiastic in spite of daily discouragements. They apply creativity and every motivational technique they can muster without loud applause or verbal appreciation from their recipients. With dreams fuelled by inner hope rather than by evidence—and with determination based on hidden potential rather than on actuality—these brave men and women shape minds, stretch imaginations, challenge thinking, and best of all, model consistency. They have one major enemy, whom they fight with tireless energy: ignorance. Although he snarls in defiance, clothed in the armour of prejudice and defending himself with the sword of pride,


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he is forced to surrender to his skilled opponent. Knowledge inevitably wins out. Thankfully, truth still makes us free. And who are those commanding the winning side? Who are the relentless, courageous heroes I’m describing? By now you know. They are those who teach. Regardless the subject, teachers ply their skills in classrooms large and small all over the globe. The tools of their trade may not seem that impressive—a piece of chalk, a book, a computer and a screen, a homework assignment, a smile of encouragement, a nod of affirmation, a strong word of warning, a grade, a project, a question to answer, a problem to solve, a commitment to stubborn facts, tact and timing, a provocative idea—yet these tools are the very instruments that sharpen keen edges on otherwise dull minds. How powerful are those adept with such tools! Think of some who taught you. Consider the lifelong value of their investments. My head spins when I do so. Because of good teachers, my entire world expanded from tiny to titanic. In classrooms, I learned to read, to love books. I learned to speak without stuttering. I learned to appreciate the arts. I learned to play the piano and the clarinet, the flute, the saxophone, and the oboe. I learned to think on my feet, to answer tough questions, to stand alone without fear when armed with truth. I learned to love biology, English literature, and history. I learned to think theologically, to preach with a measure of confidence, to use the original languages in my sermon preparation, to discern weakness and error, to deal with difficult problems and ornery people. How? Teachers. Dedicated, intelligent, competent mentors. Tough-minded, clearthinking, ever-learning educators who

gave me their time and invested in me their attention, who early on overlooked my immaturity, who saw raw material behind my talkative nature, overactivity, and mischievousness . . . who refused to get sidetracked, who held my feet to the fire and dared me to grab the challenge, who had enough wisdom to drop the bait in just the right places to hook me for life. “Those with integrity are often forced to practice their professions against a tide of misunderstanding made worse by stormy winds of suspicion.”

To all of you who teach, I salute you. Yours is an invaluable profession. It is a debt that must be discharged, a calling as sure and as high and noble as the ministry (and sometimes far more effective), a model we cannot live without if we expect each new generation to remain strong and free. Don’t quit. Don’t even slack off. Stay at it. If ever we needed you, we need you today. C. S. Lewis expressed it well in “Learning in War-Time” from The Weight of Glory: Good philosophy must exist, if for no other reason, because bad philosophy needs to be answered. The cool intellect must work not only against cool intellect on the other side, but against the muddy heathen mysticisms which deny intellect altogether. . . . The learned life then is, for some, a duty.1 Photograph of Chuck Swindoll © 2010 by David Edmonson 1. Lewis, C. S. “Learning in War-Time,” in The Weight of Glory, San Francisco: HarperCollins, 1976 (58–59).

“Make me know Your ways, O LORD; Teach me Your paths.”

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Pressure Points

by Steve Johnson

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You turn on the TV...

preacher

© Shutterstock: RonTech2000

he smiling preacher with the perfect coiffure spouts lines interspersed with words about positivity, God, the Bible, and Jesus. It all sounds great. But do you know whether what he is saying is true or false? His words are golden, but is it fool’s gold? With the plethora of media available today such as TV, Internet, radio, and with the ease of desktop publishing, the number of people teaching the Bible has grown significantly. It seems prudent to talk about the increasing need for Christians to exercise wisdom and discernment when it comes to Bible teachers. It is a significant issue for Christians today. How do we sift and sort truth from error? Do we all have to be biblical scholars in order to avoid falling into deception and error? And how do we respond to error? Considering some terms will help us sort through the morass: Heresy Heresy is defined as “a departure from an essential truth of the Christian faith.”1 Denying such core truths as the humanity, deity, sinlessness of Christ (1 John 2:22), His death, and bodily resurrection (1 Corinthians 15:12-19) is heresy. Denying the sinfulness of man and the triune nature of God are both heresies. Heresies relate to the core truths about God, man, and salvation. Many cults that call themselves Christian, such as Mormons and Jehovah’s Witnesses are heretical because they depart from historic Christian truths.

Error Error is different than heresy. Obviously because no one knows the Bible perfectly and we are human with biases and prejudices, error creeps into teaching. I once heard someone say, “Twenty per cent of my theology is wrong. The problem is I just don’t know which 20 per cent!” That may be a bit overstated but you get the point. Erroneous Bible teaching is that which relates to secondary issues— points of doctrine that do not relate directly to the central core truths of Christianity and one’s salvation. They usually relate to matters of Christian behaviour and belief that are not determinative of our eternal destiny. Teaching about end times, spiritual gifts, and what is considered acceptable for Christians to do or not do usually fall into that category. I also believe that error and heresy are on a truth continuum, with heresy being on one side of the line with degrees of heresy, and error being on the other side of the line with degrees of error. There is a line between error and heresy that if crossed would move one from simply being in error to actually being a heretic. Related to heresy and error is the issue of false prophets and false teachers. “Let the word of Christ richly dwell within you, with all wisdom teaching and admonishing one another…”

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“Error

is different than

heresy.”

The Bible warns us that Satan transforms himself into a messenger of light, and therefore it is no wonder that his ministers appear as ministers of righteousness. Satan has ministers in the Church today who preach another Jesus, another gospel, by the power of another spirit. Exercising good discernment was one of the things Jesus commended the Church of Ephesus for. And we are commanded, “Beloved, believe not every spirit, but try the spirits whether they are of God: because many false prophets are gone out into the world” (1 John 4:1). There is an important distinction to make here. False prophets and false teachers are the proponents of heresy. This is important to note because I have heard people inaccurately label some Christian teachers as false prophets and false teachers because they teach error. One can still be within the bounds of orthodox Christian doctrine and be teaching error on secondary issues. This may have been the case with Aquilla and Priscilla in their

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dealing with Apollos (Acts 18:24-26). They had to “explain the way of God to him more accurately.” Discernment is the ability to judge or distinguish between two things using the wisdom of God’s Word. This kind of judging is not wrong. Indeed, it is crucial. We learn to distinguish between truth and error through knowing God’s Word and the work of the Holy Spirit within us. The Spirit of God uses the Word of God to reveal and teach the truth that is from Him (John 14:26; 16:12-15; 1 Corinthians 2:13-14). It is the responsibility of every Christian to be discerning, but our attitude in discerning and confronting error is also important. We must not be hateful, argumentative, or angry. Instead we must expose error with love, kindness, and hope for change (Ephesians 4:15; 2 Timothy 2:2426). We must listen carefully to what is said and then confront with the faithful Word (Titus 1:9), not our own opinions. By exercising discernment with the right attitude we’ll be able to separate true gold from fool’s gold. Steve Johnson is the interim executive director at IFLC 1 Witmer, John A. The Theological Wordbook. Nashville: Thomas Nelson, 2000 (160,161).

This Month’s Gift

Meet Me in the Library: Readings from Eight Writers Who Shaped My Life paperback, 104 pages

Meet Chuck in his library, and learn lessons of faith from the writers who influenced him. As their lives and ministries touch your heart, you’ll be inspired to make your own spiritual impact on those who follow you.

See enclosed form for ordering information 8


Learning from by Jeremy Postal “If I then, the Lord and the Teacher, washed your feet, you also ought to wash one another’s feet.”

On lifetrac.ca and facebook.com/lifetrac this month: Six Degrees of Influence By Robyn Roste

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he first time I met him I thought he was dead. Lying halfway in a merge lane with his legs twisted awkwardly beneath was Barry—stinky, toothless, and quite possibly dead, Barry. Both on our way home, the difference was that I’d make it and he wouldn’t. Barry couldn’t even get over the curb and off of the street. I’d been on a late night run to the grocery store on my way home from what was, no doubt, another forgettable sermon preached to a crowd of hip but mostly apathetic young adults. Sure they cared about some things but like me, life was too busy and complicated to care too much. Besides, I sponsored a child and bought her a goat once, which should do it, right?

“Teachers & mentors are all around us, and very often in the most remarkable of places.” Instead of being home I found myself stopped in the merge lane, car in park, debating if I should get out and help or continue on my way. I’d heard stories about this; guys who play dead waiting for some selfrighteous soul to pity them just long enough so they could beat him and steal his car. Urban legend probably but still . . . did I really want to risk it? Behind me the 20-somethings in the SUV became impatient as I hesitated, locked in indecision. Headlights flickered, the horn blared and I heard words I see hockey players use and sometimes sputter under my breath. Oh bother, I decided, I’m helping this man. Hip surgery. Apparently this is what Barry needed and on this cold night his pain was too great. He could move no further. A mo-

ment later, the SUV drove up the curb to curse us out; spit in our faces. Barry rose to his feet just long enough to defend me. I wiped the spit off my face and wondered if Barry would do the same. He didn’t, he just simply collapsed and said thank you. I spent many nights that spring and summer with Barry. I was a wide-eyed suburban kid who for the first time saw squatters and shanty towns, teenagers and elderly, living on whatever they could, however they could. Barry was a constant target for muggings. Hardly able to walk, he had no way to defend himself, his scraps, or his trash. Had he simply been asked, Barry would have given it all away. More than anything, he wanted to go home to see his mother—a three-hour drive east. Always declining a ride, Barry wanted to raise enough cash to buy a bus ticket and do it on his own. Sadly every week his money and possessions were stolen. Every week I bought him a new can opener and a box of Shreddies because he loved how the cereal melted in his toothless mouth. Once while dropping off a load of his laundry he said, “Thank you so much for helping me. That’s what I do too; I help the needy, even when they steal from me.” The last time I spoke with Barry I was halfway across the country and preoccupied with concealing my pride that a homeless man would call my cell phone while a group of pastors listened in. Barry had come upon some cash and, with a bus ticket already purchased, wanted to buy me lunch. I wondered then as I wonder now if he saw me as the needy one. Was I the one who was really being helped? Barry opened my eyes to injustice and true charity. In him I saw a person, not The Homeless. I appreciated for the first time someone who would give literally everything away to care for someone in need. I saw generosity deeper and richer

Learning from the “Least of These” continued from p. 9


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than I’d seen, or have ever witnessed since. Barry taught me about courage and he dragged me out of my comfort zone into a real world that didn’t involve cappuccinos and clever youth ministry games. More than that, I never would have learned this in a book or from a magazine article. Generosity has come into my home by watching the life of “the least of these.” “Keep on loving each other as brothers and Teachers and mentors are all sisters. Don’t forget to show hospitality to around us, and very often in the strangers, for some who have done this have most remarkable of places. Chil- entertained angels without realizing it!” dren, peers, co-workers, and Hebrews 13:1-2 that crazy guy down the hall. Each has something to contribute to your life. On our part, it takes a humble attitude of learning and the courageous action of sharing life together. The last time I saw Barry was three years later, on the front cover of a major city newspaper. He died, as the story goes, in the hospital at age 53 and was left for five days before anyone bothered to tell his next of kin. The hospital never called to offer condolences; they called only to ask what they should do with Barry’s bicycle. My bet, if Barry had his choice, he’d have given it away. Thank you, Barry.

Free mp3 In his full-length message, Survival Training for the School Jungle, Chuck Swindoll offers just the right blend of direction and encouragement in order for you to survive another year of school. Download this encouraging message today at lifetrac.ca.

Jeremy Postal is the director of Whistler School, a Bible and discipleship school in beautiful Whistler, BC.

The Need to Grow Up

There are few things cuter than the cluelessness of children. However, there are few things more tragic than an adult living a clueless life.

Subscribe or listen free online at lifetrac.ca

“For the commandment is a lamp and the teaching is light;”

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Strong Family

What a Teacher Needs

To Succeed by Michelle Ironmonger

wake with a start and a racing heart. It’s mid August, but the week after Labour Day is fast approaching. Time to face the manic 18-hour days, the students, the spitballs, the attitudes, the principal, the parents, the prep, and the marking till midnight! No doubt about it—I’m in the afterglow of my yearly TEACHER NIGHTMARE. I still hold my teaching certificate but have chosen a different career path. I know what you’re thinking, “Smart move since you apparently have some unresolved issues with the teaching thing.” Maybe. But I like to think of them as sympathy nightmares for my comrades who remain in the trenches. Why must our media propagate the 12

stereotype of the boring, clueless teacher? Actually, teachers are some of the most vibrant, intelligent and entertaining people I know. But how long will they last in the classroom jungle? The average is five years. Five years before burnout, disillusionment, throwing in the towel, and moving on to a job that doesn’t chew you up and spit you out. Why is this? Are they too idealistic? No classroom management skills? Lacking in the work/life balance area? Maybe. My observation is that it’s often the ones who really want to help and make a positive difference that contribute the most to the five year statistic. So, how can we help keep the good ones—or at least bump up their average?


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Look and listen for signs of this happening, share it with others (especially the teacher), and then thankfully celebrate! “Step into my classroom.” IDEA: Volunteer for one class sometime this year. (Don’t tell your child when!) If even a fraction of parents, grandparents, aunts or uncles did this, schools would be very different. There’d be principals whistling, teachers with perma-grin, and students feeling more secure and behaving better. “It’d mean so much to feel supported.” IDEA: Write one kind and encouraging note to a teacher this year. On paper. A hard copy can be re-read, displayed, kept for years in a file entitled “Notes of En“Do they know I’m a real person?” couragement.” (Yes, I still have mine.) IDEA: How about a nice, normal chat? Wednesdays tend to be tough, so maybe Here’s a great conversation starter: “Where did you grow up?” This will show basic in- shoot for then. terest in the fact that they are human beParents and significant people in stuings. TALK to your teacher. dents’ lives largely contribute to setting the atmosphere for the school year. It’s “Please spend a little time in my shoes.” so important for students and teachers IDEA: Ask yourself, “What would a day or to see that parents care, are involved, and week in the life of Ms. or Mr. Teacher be know what’s going on. Parents, you are inlike?” Be sure to consider the wide variety fluencers! Use these suggestions or come of student needs: specific learning styles, up with your own. How will the teachvaried personalities, peanut allergies, gifted, challenged, home situations, hor- ers take all this? Well, you might need to help them up off the floor where they’ve mones(!), navigating peer relationships fainted dead away from shock. But . . . to name a few. Once you’re aware of the when they recover, they will thank load your child’s teacher carries, it will help you for equipping them with you identify with him or her and highlight what they need to succeed. areas where you could show more grace. What does a teacher need from parents to succeed? Here’s what they’re saying:

“Pray for me. And my students!!” IDEA: Ask the Lord to send a few more angels to your child’s teacher and classroom. Pray the promise of Proverbs 2:6: “For the Lord gives wisdom, and from his mouth come knowledge and understanding.”

Michelle is the administrative assistant at Insight for Living Canada.

“Come, you children, listen to me; I will teach you the fear of the LORD.”

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14

Laughing Matters


My favourite

teacher of all by Phil Callaway

ot long ago the Bienert family asked me to give a brief tribute at the funeral of their father, my tenth grade English instructor. For the most part, teachers did not want me speaking in their classrooms, let alone at their funerals, so I considered it one of the greatest privileges of my life. Here were my words on that day: Mr. Al Bienert showed me that it’s possible to stay a kid all your life. If ever I grow up I want to be like him. He taught me English at Prairie High School back in a previous century. And though we had some good teachers, Mr. Bienert took my friends and me to hockey games and was, therefore, the only teacher in world history who desired to spend time with us outside the classroom, thus qualifying him as my most favourite teacher of them all.

“This world does not need more normal people, and he could never be accused of being average.” It’s easy to find things wrong in a kid; Mr. Bienert sifted through all my baggage and found something good. He shocked me by believing in me. “You have a gift in communication,” he said, and I credit him today that I make a living doing something most teachers begged me to stop— helping others laugh. Troublesome kids populated his class-

room and there were times I thought he would lose it—just fly off and start yelling and throwing things. But I think his secret for remaining calm and composed was this: He was storing his anger for hockey games. After school we would throw in some sack lunches, climb into the Bienert family car and drive to a nearby town where he liked to help fans get their money’s worth. Ever the educator, he wanted to teach us first-hand the great themes of Shakespeare: Rage. Antagonism. Tragedy. Revenge. Mr. Bienert was not a passive fan. He did not sit on his hands. In fact, he didn’t do anything without enthusiasm. I believe there are fans in those nearby towns who remember him well to this day. Like my own father, Mr. Bienert lived dangerously close to the edge. He was just inches away from genius and we loved him for it. This world does not need more normal people, and he could never be accused of being average. When hockey season ran out, he invited us along for golf. Our school had missionary conferences each spring with the afternoon meetings starting at 2:15 p.m. sharp and ending long hours later. We left for the golf course along about “Teach me, and I will be silent; and show me how I have erred.”

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lunch so we could get in a round before 2:15. Sometimes we experienced delays. We lost a lot of balls when Mr. Bienert played, sometimes causing him to leave the course early, which helped his score. But more often we would stay in the clubhouse after the game and treat an ailment he had, for the poor man was fighting TB and the only thing that seemed to help was lemon meringue pie. I didn’t know until years later that the TB was something he had caught during those long conference meetings: Tired Bottom. Most of the grown-ups I knew back in those days seemed to have it all together.

They were not sinners. At least that’s what I thought. But Mr. Bienert was. He knew it. We knew it. There was no need to hide it. And it gave me hope. Hope that despite my wanderings, there was a God who loved me unreasonably, that there was a place for me in His Kingdom. I learned a little about English from Mr. Bienert. But I learned much more about life. I learned to keep a childlike heart. I learned that the first three letters of the word diet spell die, so go ahead and have pie with your ice cream. I learned that a smile won’t hurt you, that it takes less than we think to make someone’s day, and I learned that time flies. That one day, the Lord willing, I will get old too. I will have silver in my hair, gold in my teeth, lead in my feet, and lots of natural gas, but I won’t be wealthy without friends. I’m thankful that Al Bienert was my teacher. And though he was a great guy, I’m thankful God didn’t accept him into heaven this past week based on his own goodness, but on God’s amazing grace. And I can’t wait to see my old teacher again, one day soon. Phil Callaway is a best-selling author and speaker. Visit him online at www.laughagain.org

on the air in september: Volume Three: Poets, Prophets, and Promises A Survey of Job – Daniel

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Through the emotion-rich strains of the Psalms, to the unbending integrity of Daniel, the connectedness of God’s Word to real life is undeniable. May God meet you, instruct you, challenge you, and change you as you study His masterwork.

Upcoming messages Include: Isaiah: Prince among the Prophets Jeremiah: Weeping, Warning, and Waiting Lamentations: A Prophet’s Broken Heart Ezekiel: Strong Man of God Daniel: Man of Integrity, Message of Prophecy


SELF-ESTEEM


SELF-ESTEEM

“I’m not worth it.”

Sometimes I find myself wondering how God could possibly use someone like me. I don’t have many skills, my looks are nothing special, and I’m definitely not the sharpest tool in the shed. There doesn’t seem much point in trying to get involved. Everyone at church is more spiritual than I am and way more talented in every gifting area. I still struggle with the same sins I’ve fought against for years. When will my battle be over? When will I be ready to serve the Lord? When I look at how many poor choices and bad decisions I’ve made… well, there isn’t much hope for me, is there? I wouldn’t be surprised if God decided to punish me for my mistakes instead of forgive me. It’s the least I deserve for being such a failure.

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Our Problem — The regard with which we view ourselves is called our selfesteem. It is our mental self-perception. We develop this perception throughout our lives as it springs from our nature, is cultivated by our nurture, and fleshed out and expressed in our experiences. Self-esteem is tied to our sense of belonging, our sense of worth, and sense of accomplishment. Our problem is that sin affects every part of our being including our mental perceptions. The result is a distorted, false view of ourselves, others, and God. And since self-esteem often drives our behaviour, a distorted viewpoint will lead to sinful actions.

God’s Answers — God’s answer to our problem is to provide His Word for truth and knowledge about Himself and His actions toward us. His Word also provides us with truth and knowledge about who we are. Our new self-perception begins with a new birth into a new family. We are a new creation in Christ with a new identity. We are given a new mind—the mind of Christ—so we can see God as He is and see ourselves in proper relation to Him. At the heart of a proper self-esteem is a proper recognition of this new position in Christ. The Spirit of God in us teaches us the truth of who we are in Christ as we grow in the knowledge of God’s Word. In learning these truths we can then go on to behave in a way consistent with who we are. He provides:

Salvation — Coming to a saving knowledge of Jesus is the beginning of a renewed mind that can know God and ourselves in truth (John 17:3). He provides us with a new identity as His child and friend (John 1:12)

Security — Once we know Jesus we can never be condemned or separated from God (Romans 8:28-39). We are untouchable to the evil one (1 John 5:18). Significance — The Lord makes us significant by making us co-workers with Him in His plan of eternal salvation. We are His workmanship (Ephesians 2:10) directed to bear fruit (John 15:16) and bear witness to Christ (Acts 1:8), ministering reconciliation for God (2 Corinthians 5:17-21).

“Self-esteem is tied to our sense of belonging, our sense of worth, and sense of accomplishment.” The Solution — Begin with accepting God’s view that “all have sinned and fall short of the glory of God” (Romans 3:23). You are a sinner who does not see yourself truthfully as God sees you. Admit this and ask Christ to forgive you, and to come into your life, making you a new creation and His child. Then begin to humbly renew your mind according to the truth of God’s Word (Romans 12:1-2). Study it. Your perception of yourself will change as the truths of who you are in Christ sink in and take hold in your heart. Learn humility. It is essential because a humble person sees oneself and God truthfully— that is, from a biblical perspective. Pride is a distorted view, seeing ourselves out of proportion to God and therefore also seeing others in a distorted way. The flip side of pride is low self-esteem, since it too is an inverted distortion of how we see ourselves in relation to God and others. by

Insight for Living Canada

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Great Lives

SALE & Contest Inspiring you to be great!

We want to encourage you to be a great influence in the lives of others. And to inspire you,

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Phase 2: Pastors’ Conference $ 50, 000

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Because of your support, 30,000 leadership books have been printed and shipped to Cuba! Now, help us raise the remaining $15,000 to organize a Cuban pastors’ conference where church leaders will be encouraged and these books will be distributed.

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info@insightforliving.ca • insightforliving.ca • 1.800.663.7639


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